46615 Zip Code Detailed Profile




Estimated zip code population in 2013: 15,869
Zip code population in 2010: 14,609
Zip code population in 2000: 15,704

Houses and condos: 7,276
Renter-occupied apartments: 2,722
% of renters here:

41%
State:

31%
Mar. 2013 cost of living index in zip code 46615: 86.0 (less than average, U.S. average is 100)

Land area: 3.3 sq. mi.
Water area: 0.1 sq. mi.
Population density: 4,857 people per square mile 
 
 (average).

Age and Sex of Residents in zip code 46615
Zip code 46615 (South Bend, Indiana) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.1% ($909)
Indiana:

0.9% ($1,057)
Median real estate property taxes paid for housing units with mortgages in 2013: $923 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $861 (1.1%)

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Males: 7,360  (46.4%)
Females: 8,509  (53.6%)

For population 25 years and over in 46615:

For population 15 years and over in 46615:

Zip code 46615 compared to state average:

  • Black race population percentage above state average.
  • Median age below state average.
  • House age above state average.
  • Races in zip code 46615

  • Zip code 46615 races chart
    • 10,452White population
    • 2,202Black population
    • 49American Indian population
    • 266Asian population
    • 17Native Hawaiian and Other Pacific Islander population
    • 62Some other race population
    • 501Two or more races population
    • 1,060Hispanic or Latino population

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46615, IN forum
Discuss zip code 46615 area on our local forum with over 1,800,000 registered users
100% urban population.

Estimated median house/condo value in 2013: $85,800
46615:

$85,800
Indiana:

$122,200



According to our research of Indiana and other state lists there were 30 registered sex offenders living in 46615 zip code as of July 31, 2015.
The ratio of number of residents in zip code 46615 to the number of sex offenders is 563 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

33.1 years
Indiana median age:

37.3 years
Average household size:
This zip code:

2.4 people
Indiana:

2.5 people

Averages for the 2012 tax year for zip code 46615, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $37,619 (Individual Income Tax Returns)
Here:

$37,619
State:

$52,932

Salary/wage: $33,185 (reported on 86.9% of returns)
Here:

$33,185
State:

$45,173
(% of AGI for various income ranges: 77.2% for AGIs below $25k, 87.3% for AGIs $25k-50k, 83.7% for AGIs $50k-75k, 81.6% for AGIs $75k-100k, 69.1% for AGIs $100k-200k, 34.7% for AGIs over 200k)

Taxable interest for individuals: $882 (reported on 23.6% of returns)
This zip code:

$882
Indiana:

$1,311
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Ordinary dividends: $3,894 (reported on 12.4% of returns)
Here:

$3,894
State:

$4,690
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 3.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,418 (reported on 8.6% of returns)
Here:

+$7,418
State:

+$10,406
(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 9.9% for AGIs over 200k)

Profit/loss from business: +$9,020 (reported on 12.4% of returns)
Here:

+$9,020
State:

+$11,105
(% of AGI for various income ranges: 7.2% for AGIs below $25k, 1.8% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 5.8% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,297 (reported on 8.6% of returns)
46615:

$10,297
Indiana:

$13,841
(% of AGI for various income ranges: 2.5% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 4.6% for AGIs $100k-200k)

Self-employment retirement plans: $21,750 (reported on 0.3% of returns)
46615:

$21,750
Indiana:

$21,482

Total itemized deductions: $16,210 (20% of AGI, reported on 17.0% of returns)
Here:

$16,210
State:

$20,913

Here:

19.5% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 4.4% for AGIs below $25k, 5.6% for AGIs $25k-50k, 6.8% for AGIs $50k-75k, 8.8% for AGIs $75k-100k, 11.4% for AGIs $100k-200k, 10.4% for AGIs over 200k)

Charity contributions: $3,425 (reported on 13.1% of returns)
Here:

$3,425
State:

$4,697
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 2.4% for AGIs over 200k)

Taxes paid: $5,658 (reported on 17.0% of returns)
46615:

$5,658
State:

$7,456
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.5% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 4.9% for AGIs $100k-200k, 5.6% for AGIs over 200k)

Earned income credit: $2,377 (reported on 26.2% of returns)
Here:

$2,377
State:

$2,265
(% of AGI for various income ranges: 8.5% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 46615, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $33,302 (Individual Income Tax Returns)
Here:

$33,302
State:

$44,790

Salary/wage: $31,438 (reported on 87.7% of returns)
Here:

$31,438
State:

$39,615
(% of AGI for various income ranges: 94.8% for AGIs below $10k, 80.6% for AGIs $10k-25k, 89.1% for AGIs $25k-50k, 87.9% for AGIs $50k-75k, 85.2% for AGIs $75k-100k, 61.5% for AGIs over 100k)

Taxable interest for individuals: $1,352 (reported on 35.0% of returns)
This zip code:

$1,352
Indiana:

$1,535
(% of AGI for various income ranges: 5.1% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $2,508 (reported on 16.7% of returns)
Here:

$2,508
State:

$2,998
(% of AGI for various income ranges: 2.7% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Net capital gain/loss: +$3,241 (reported on 11.7% of returns)
Here:

+$3,241
State:

+$8,619
(% of AGI for various income ranges: -1.4% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 5.4% for AGIs over 100k)

Profit/loss from business: +$9,423 (reported on 9.9% of returns)
Here:

+$9,423
State:

+$10,071
(% of AGI for various income ranges: 5.4% for AGIs below $10k, 3.5% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 5.7% for AGIs over 100k)

IRA payment deduction: $2,402 (reported on 2.3% of returns)
46615:

$2,402
Indiana:

$2,840
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Self-employed pension: $15,028 (reported on 0.5% of returns)
Here:

$15,028
Indiana:

$15,305

Total itemized deductions: $12,999 (21% of AGI, reported on 24.1% of returns)
Here:

$12,999
State:

$17,065

Here:

20.9% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 6.7% for AGIs below $10k, 5.9% for AGIs $10k-25k, 9.0% for AGIs $25k-50k, 9.7% for AGIs $50k-75k, 12.1% for AGIs $75k-100k, 11.6% for AGIs over 100k)

Charity contributions deductions: $2,599 (4% of AGI, reported on 19.7% of returns)
Here:

$2,599
State:

$3,550

Here:

3.9% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.5% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Total tax: $4,475 (reported on 69.7% of returns)
46615:

$4,475
State:

$6,914
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 3.9% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 19.5% for AGIs over 100k)

Earned income credit: $1,794 (reported on 19.9% of returns)
Here:

$1,794
State:

$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 48.6%
Here:

49%
State:

59%
(% for various income ranges: 43.9% for AGIs below $10k, 52.5% for AGIs $10k-25k, 47.9% for AGIs $25k-50k, 48.4% for AGIs $50k-75k, 45.3% for AGIs $75k-100k, 59.1% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$39,333
Indiana:

$47,529
South Bend, IN (46615) map Nearest zip codes: 46617, 46601, 46635, 46613, 46556, 46616.
Percentage of family households:
This zip code:

51.2%
Indiana:

51.2%
Percentage of households with unmarried partners:
This zip code:

11.0%
Indiana:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,310
Household did not receive Food Stamps/SNAP in the past 12 months: 5,346


Women who had a birth in the past 12 months: 328 (99 now married, 229 unmarried)
Women who did not have a birth in the past 12 months: 4,146 (1,508 now married, 2,638 unmarried)


Housing units in zip code 46615 with a mortgage: 2,781 (239 second mortgage, 278 home equity loan)
Houses without a mortgage: 1,153

Median monthly owner costs for units with a mortgage: $900
Median monthly owner costs for units without a mortgage: S344

Residents with income below the poverty level in 2013:
This zip code:

21.5%
Whole state:

15.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

10.3%
Whole state:

8.7%
Median number of rooms in houses and condos:
Here:

5.9
State:

6.4
Median number of rooms in apartments:
Here:

4.5
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 46615: Morris Park Country Club (A), South Bend Fire Department Station 9 (B). Display/hide their locations on the map

    Parks in zip code 46615 include: Edison Park (1), Potawatom Park (2), Veterans Memorial Park (3). Display/hide their locations on the map

Year house built

  • 662010 or later
  • 1232000 to 2009
  • 1351990 to 1999
  • 2041980 to 1989
  • 7441970 to 1979
  • 1,0451960 to 1969
  • 1,8691950 to 1959
  • 9301940 to 1949
  • 2,1601939 or earlier

Zip code 46615 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in South Bend, IN (46615)

  • 0no bedroom
  • 1681 bedroom
  • 1,1932 bedrooms
  • 1,9203 bedrooms
  • 5964 bedrooms
  • 575+ bedrooms

Bedrooms in renter-occupied apartments in South Bend, IN (46615)

  • 0no bedroom
  • 5661 bedroom
  • 1,3602 bedrooms
  • 6673 bedrooms
  • 1054 bedrooms
  • 245+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in South Bend, IN (46615) in owner-occupied houses/condos

  • 152no vehicle
  • 1,6351 vehicle
  • 1,5012 vehicles
  • 5483 vehicles
  • 884 vehicles
  • 105+ vehicles

Cars and other vehicles available in South Bend, IN (46615) in renter-occupied apartments

  • 369no vehicle
  • 1,5411 vehicle
  • 6982 vehicles
  • 1043 vehicles
  • 104 vehicles
  • 05+ vehicles

Median gross rent in 2013: $721.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $85,800
46615:

$85,800
Indiana:

$122,200
Lower value quartile - upper value quartile: $66,800 - $108,900

Mean price in 2013:

Detached houses: $105,399
Here:

$105,399
State:

$158,623

Townhouses or other attached units: $133,658
Here:

$133,658
State:

$143,204

In 2-unit structures: $10,947
Here:

$10,947
State:

$100,714

In 5-or-more-unit structures: $78,774
Here:

$78,774
State:

$127,569

Mobile homes: $24,586
Here:

$24,586
State:

$33,934

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 13.0%

Percentage of zip code residents living and working in this county: 86.8%

Household type by relationship:

Households: 15,760

Size of family households: 1,736 2-persons, 1,068 3-persons, 837 4-persons, 355 5-persons, 29 6-persons, 17 7-or-more-persons

Size of nonfamily households: 2,113 1-person, 476 2-persons, 25 3-persons

1,820 married couples with children.
1,841 single-parent households (315 men, 1,526 women).

88.7% of residents of 46615 zip code speak English at home.
5.0% of residents speak Spanish at home (69% very well, 28% well, 3% not well).
4.2% of residents speak other Indo-European language at home (68% very well, 24% well, 7% not well, 1% not at all).
1.1% of residents speak Asian or Pacific Island language at home (67% very well, 22% well, 11% not well).
0.9% of residents speak other language at home (75% very well, 15% well, 10% not well).

Foreign born population: 1,110 (7.0%)
(44.5% of them are naturalized citizens)
This zip code:

7.0%
Whole state:

4.8%

Most common places of birth for the foreign-born residents

  • 30%Bosnia and Herzegovina
  • 15%Mexico
  • 7%Liberia
  • 4%Philippines
  • 4%Colombia
  • 4%India
  • 3%Germany

Most common first ancestries reported in 46615 (%)

  • 33%Other groups
  • 15%German
  • 9%Irish
  • 6%Polish
  • 4%English
  • 4%American
  • 3%Italian

Year of entry for the foreign-born population

  • 422010 or later
  • 3212000 to 2009
  • 4851990 to 1999
  • 312Before 1990

Zip code 46615 topographic map

Public primary/middle school in zip code 46615 not listed on the city page:

  • NUNER PRIMARY CENTER (Students: 528; Location: 2716 PLEASANT ST, SOUTH BEND, IN; Grades: PK - 04)
There are 102 Medical Specialists in Zip Code 46615.

Facilities with environmental interests located in this zip code:


Zip code 46615 marital status for males
Zip code 46615 marital status for females

Housing units lacking complete plumbing facilities: 1.9%
Housing units lacking complete kitchen facilities: 2.6%

Most commonly used house heating fuel

  • 74%Utility gas
  • 24%Electricity
  • 1%Fuel oil, kerosene, etc.

Population in 1990: 15,580. Population change in the 1990s: +124 (+0.8%).

Place of birth for U.S.-born residents:


51% of the 46615 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 65% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

83% of the 46615 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 76% moved from this county.
   Out of people who lived in different houses, 9% moved from different county within same state.
   Out of people who lived in different houses, 14% moved from different state.
   Out of people who lived in different houses, 0% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 249
Here:

16.4%
Indiana:

11.7%
Students in private schools in grades 9 to 12 (high school): 61
Here:

7.9%
Indiana:

8.9%
Students in private undergraduate colleges: 239
Here:

21.3%
Indiana:

21.7%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 55,208Computer and mathematical occupations
  • 50,798Management occupations
  • 50,326Architecture and engineering occupations
  • 49,792Health diagnosing and treating practitioners and other technical occupations
  • 39,643Legal occupations
  • 36,196Transportation occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 16 people in group homes intended for adults

People in group quarters in 2000:

  • 82 people in college dormitories (includes college quarters off campus)
  • 39 people in nursing homes
  • 13 people in homes for the mentally retarded
  • 10 people in residential treatment centers for emotionally disturbed children
  • 8 people in homes for the physically handicapped
  • 3 people in other nonhousehold living situations

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 1
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED169$82,878119$91,810434$96,96519$44,57944$81,984
APPLICATIONS APPROVED, NOT ACCEPTED2$37,49516$84,54440$91,8995$5,1629$55,979
APPLICATIONS DENIED16$110,04335$67,868192$83,31026$11,6359$59,660
APPLICATIONS WITHDRAWN10$74,2727$65,231138$84,6810$07$62,346
FILES CLOSED FOR INCOMPLETENESS9$97,4642$24,44037$86,6285$64,5584$40,238
Choose year:  2009 2008 2007 2006 2005 2004 2003
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED42$102,94832$127,1580$0
APPLICATIONS APPROVED, NOT ACCEPTED11$123,4655$130,3220$0
APPLICATIONS DENIED7$74,04011$88,9650$0
APPLICATIONS WITHDRAWN4$58,6202$167,1850$0
FILES CLOSED FOR INCOMPLETENESS2$29,0400$02$29,040
Choose year:  2009 2008 2007 2006 2005 2004 2003

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 46615 among deceased individuals
NameCountLived (average)
Mary14179.5 years
John13773.5 years
Robert10871.7 years
Helen10079.5 years
William9773.4 years
Charles8675.1 years
James7970.6 years
George7776.9 years
Joseph6873.4 years
Ruth5881.3 years
Most common last names in zip code 46615 among deceased individuals
Last nameCountLived (average)
Smith5277.5 years
Miller4374.9 years
Williams2870.8 years
Davis2472.5 years
Johnson2370.5 years
Horvath2282.0 years
Anderson1977.5 years
Scott1773.3 years
Jones1777.0 years
Baker1679.1 years
Businesses in zip code 46615
NameCountNameCount
7-Eleven2Sprint Nextel1
Jones New York1UPS1
La-Z-Boy1Walgreens1
Little Caesars Pizza1YMCA1
Pizza Hut1

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