46616 Zip Code Detailed Profile




Estimated zip code population in 2013: 5,232
Zip code population in 2010: 5,667
Zip code population in 2000: 7,345

Houses and condos: 2,937
Renter-occupied apartments: 877
% of renters here:

40%
State:

31%
Mar. 2013 cost of living index in zip code 46616: 86.2 (less than average, U.S. average is 100)

Land area: 1.5 sq. mi.
Water area: 0.1 sq. mi.
Population density: 3,563 people per square mile 
 
 (average).

Age and Sex of Residents in zip code 46616
Zip code 46616 (South Bend, Indiana) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.1% ($823)
Indiana:

0.9% ($1,057)
Median real estate property taxes paid for housing units with mortgages in 2013: $972 (1.2%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $660 (0.9%)

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Males: 2,598  (49.7%)
Females: 2,634  (50.3%)

For population 25 years and over in 46616:

For population 15 years and over in 46616:

Zip code 46616 compared to state average:

  • Median house value below state average.
  • Unemployed percentage above state average.
  • Black race population percentage significantly above state average.
  • House age significantly above state average.
  • Races in zip code 46616

  • Zip code 46616 races chart
    • 3,549White population
    • 1,372Black population
    • 21American Indian population
    • 58Asian population
    • 2Native Hawaiian and Other Pacific Islander population
    • 7Some other race population
    • 198Two or more races population
    • 460Hispanic or Latino population

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46616, IN forum
Discuss zip code 46616 area on our local forum with over 1,800,000 registered users
100% urban population.

Estimated median house/condo value in 2013: $75,900
46616:

$75,900
Indiana:

$122,200



According to our research of Indiana and other state lists there were 36 registered sex offenders living in 46616 zip code as of July 28, 2015.
The ratio of number of residents in zip code 46616 to the number of sex offenders is 179 to 1.


Median resident age:
This zip code:

34.9 years
Indiana median age:

37.3 years
Average household size:
This zip code:

2.4 people
Indiana:

2.5 people

Averages for the 2012 tax year for zip code 46616, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $34,765 (Individual Income Tax Returns)
Here:

$34,765
State:

$52,932

Salary/wage: $32,500 (reported on 86.7% of returns)
Here:

$32,500
State:

$45,173
(% of AGI for various income ranges: 76.7% for AGIs below $25k, 87.7% for AGIs $25k-50k, 86.4% for AGIs $50k-75k, 83.5% for AGIs $75k-100k, 71.5% for AGIs $100k-200k)

Taxable interest for individuals: $702 (reported on 22.1% of returns)
This zip code:

$702
Indiana:

$1,311
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.6% for AGIs $100k-200k)

Ordinary dividends: $3,360 (reported on 11.4% of returns)
Here:

$3,360
State:

$4,690
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.6% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$331 (reported on 6.1% of returns)
Here:

+$331
State:

+$10,406
(% of AGI for various income ranges: 0.3% for AGIs $50k-75k)

Profit/loss from business: +$7,638 (reported on 14.8% of returns)
Here:

+$7,638
State:

+$11,105
(% of AGI for various income ranges: 10.2% for AGIs below $25k, 2.3% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.2% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,422 (reported on 6.8% of returns)
46616:

$11,422
Indiana:

$13,841
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 1.6% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 3.6% for AGIs $100k-200k)

Total itemized deductions: $18,270 (23% of AGI, reported on 14.1% of returns)
Here:

$18,270
State:

$20,913

Here:

23.0% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 3.4% for AGIs below $25k, 4.8% for AGIs $25k-50k, 7.0% for AGIs $50k-75k, 5.3% for AGIs $75k-100k, 15.0% for AGIs $100k-200k)

Charity contributions: $5,293 (reported on 10.6% of returns)
Here:

$5,293
State:

$4,697
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 4.5% for AGIs $100k-200k)

Taxes paid: $5,392 (reported on 14.1% of returns)
46616:

$5,392
State:

$7,456
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 5.0% for AGIs $100k-200k)

Earned income credit: $2,547 (reported on 32.3% of returns)
Here:

$2,547
State:

$2,265
(% of AGI for various income ranges: 10.6% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 46616, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $30,848 (Individual Income Tax Returns)
Here:

$30,848
State:

$44,790

Salary/wage: $29,371 (reported on 89.7% of returns)
Here:

$29,371
State:

$39,615
(% of AGI for various income ranges: 82.4% for AGIs below $10k, 86.4% for AGIs $10k-25k, 89.9% for AGIs $25k-50k, 89.1% for AGIs $50k-75k, 83.4% for AGIs $75k-100k, 70.7% for AGIs over 100k)

Taxable interest for individuals: $1,315 (reported on 30.7% of returns)
This zip code:

$1,315
Indiana:

$1,535
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 2.0% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Taxable dividends: $1,632 (reported on 14.3% of returns)
Here:

$1,632
State:

$2,998
(% of AGI for various income ranges: 1.2% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Net capital gain/loss: +$4,696 (reported on 10.0% of returns)
Here:

+$4,696
State:

+$8,619
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 7.0% for AGIs over 100k)

Profit/loss from business: +$5,932 (reported on 10.3% of returns)
Here:

+$5,932
State:

+$10,071
(% of AGI for various income ranges: 6.1% for AGIs below $10k, 2.5% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 5.5% for AGIs over 100k)

IRA payment deduction: $2,642 (reported on 2.0% of returns)
46616:

$2,642
Indiana:

$2,840

Total itemized deductions: $13,719 (23% of AGI, reported on 21.1% of returns)
Here:

$13,719
State:

$17,065

Here:

22.7% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 4.0% for AGIs below $10k, 5.4% for AGIs $10k-25k, 7.5% for AGIs $25k-50k, 11.2% for AGIs $50k-75k, 12.8% for AGIs $75k-100k, 14.2% for AGIs over 100k)

Charity contributions deductions: $3,013 (5% of AGI, reported on 16.9% of returns)
Here:

$3,013
State:

$3,550

Here:

4.7% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.5% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 4.2% for AGIs over 100k)

Total tax: $3,994 (reported on 65.3% of returns)
46616:

$3,994
State:

$6,914
(% of AGI for various income ranges: 1.6% for AGIs below $10k, 3.5% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 9.1% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 17.0% for AGIs over 100k)

Earned income credit: $1,870 (reported on 27.1% of returns)
Here:

$1,870
State:

$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 50.5%
Here:

51%
State:

59%
(% for various income ranges: 52.2% for AGIs below $10k, 53.9% for AGIs $10k-25k, 46.0% for AGIs $25k-50k, 46.6% for AGIs $50k-75k, 52.6% for AGIs $75k-100k, 54.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$36,060
Indiana:

$47,529
South Bend, IN (46616) map Nearest zip codes: 46556, 46601, 46617, 46613, 46637, 46615.
Percentage of family households:
This zip code:

42.3%
Indiana:

51.2%
Percentage of households with unmarried partners:
This zip code:

8.2%
Indiana:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 463
Household did not receive Food Stamps/SNAP in the past 12 months: 1,732


Women who had a birth in the past 12 months: 200 (113 now married, 87 unmarried)
Women who did not have a birth in the past 12 months: 1,125 (427 now married, 698 unmarried)


Housing units in zip code 46616 with a mortgage: 843 (28 second mortgage, 82 home equity loan, 7 both second mortgage and home equity loan)
Houses without a mortgage: 475

Median monthly owner costs for units with a mortgage: $875
Median monthly owner costs for units without a mortgage: S288

Residents with income below the poverty level in 2013:
This zip code:

23.4%
Whole state:

15.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

11.5%
Whole state:

8.7%
Median number of rooms in houses and condos:
Here:

6.3
State:

6.4
Median number of rooms in apartments:
Here:

5.1
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable location: South Bend Fire Department Station 7 (A). Display/hide its location on the map

    Cemetery: Riverview Cemetery (1). Display/hide its location on the map

    Lake: Pinhook Lake (A). Display/hide its location on the map

    Parks in zip code 46616 include: Leeper Park (1), Keller Park (2), Pinhook Park (3). Display/hide their locations on the map

    Tourist attraction (not listed on the city page) : Picasso Moon (Arcades & Amusements; 426 West Navarre Street).

Year house built

  • 02010 or later
  • 232000 to 2009
  • 601990 to 1999
  • 281980 to 1989
  • 541970 to 1979
  • 2081960 to 1969
  • 4211950 to 1959
  • 5671940 to 1949
  • 1,5761939 or earlier

Zip code 46616 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in South Bend, IN (46616)

  • 0no bedroom
  • 01 bedroom
  • 3112 bedrooms
  • 6953 bedrooms
  • 2634 bedrooms
  • 495+ bedrooms

Bedrooms in renter-occupied apartments in South Bend, IN (46616)

  • 18no bedroom
  • 1391 bedroom
  • 3022 bedrooms
  • 3093 bedrooms
  • 1044 bedrooms
  • 55+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in South Bend, IN (46616) in owner-occupied houses/condos

  • 64no vehicle
  • 4771 vehicle
  • 6122 vehicles
  • 1003 vehicles
  • 554 vehicles
  • 105+ vehicles

Cars and other vehicles available in South Bend, IN (46616) in renter-occupied apartments

  • 268no vehicle
  • 4761 vehicle
  • 1162 vehicles
  • 93 vehicles
  • 84 vehicles
  • 05+ vehicles

Median gross rent in 2013: $775.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $75,900
46616:

$75,900
Indiana:

$122,200
Lower value quartile - upper value quartile: $53,400 - $104,900

Mean price in 2013:

Detached houses: $105,399
Here:

$105,399
State:

$158,623

Townhouses or other attached units: $133,658
Here:

$133,658
State:

$143,204

In 2-unit structures: $10,947
Here:

$10,947
State:

$100,714

In 5-or-more-unit structures: $78,774
Here:

$78,774
State:

$127,569

Mobile homes: $24,586
Here:

$24,586
State:

$33,934

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 14.9%

Percentage of zip code residents living and working in this county: 86.5%

Household type by relationship:

Households: 5,216

Size of family households: 404 2-persons, 320 3-persons, 201 4-persons, 93 5-persons, 53 6-persons, 13 7-or-more-persons

Size of nonfamily households: 802 1-person, 276 2-persons, 21 3-persons, 12 4-persons

609 married couples with children.
469 single-parent households (97 men, 372 women).

89.8% of residents of 46616 zip code speak English at home.
7.4% of residents speak Spanish at home (87% very well, 10% well, 3% not well).
2.2% of residents speak other Indo-European language at home (75% very well, 20% well, 5% not well).
0.3% of residents speak Asian or Pacific Island language at home (40% very well, 60% not well).
0.3% of residents speak other language at home (67% very well, 33% well).

Foreign born population: 198 (3.8%)
(29.8% of them are naturalized citizens)
This zip code:

3.8%
Whole state:

4.8%

Most common places of birth for the foreign-born residents

  • 41%Mexico
  • 8%Poland
  • 8%Other Eastern Europe
  • 7%China, excluding Hong Kong and Taiwan
  • 6%Romania
  • 5%Germany
  • 5%Spain

Most common first ancestries reported in 46616 (%)

  • 35%Other groups
  • 12%German
  • 10%Irish
  • 8%Polish
  • 3%Hungarian
  • 3%Italian
  • 3%American

Year of entry for the foreign-born population

  • 222010 or later
  • 592000 to 2009
  • 971990 to 1999
  • 75Before 1990
There are 3 Medical Specialists in Zip Code 46616.

Facilities with environmental interests located in this zip code:


Zip code 46616 marital status for males
Zip code 46616 marital status for females

Housing units lacking complete plumbing facilities: 8.8%
Housing units lacking complete kitchen facilities: 8.2%

Most commonly used house heating fuel

  • 87%Utility gas
  • 12%Electricity
  • 1%Wood
  • 1%Bottled, tank, or LP gas

Population in 1990: 8,132. Population change in the 1990s: -787 (-9.7%).

Place of birth for U.S.-born residents:


47% of the 46616 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 65% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

83% of the 46616 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 69% moved from this county.
   Out of people who lived in different houses, 9% moved from different county within same state.
   Out of people who lived in different houses, 22% moved from different state.
   Out of people who lived in different houses, 0% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 66
Here:

10.6%
Indiana:

11.7%
Students in private schools in grades 9 to 12 (high school): 32
Here:

18.5%
Indiana:

8.9%
Students in private undergraduate colleges: 38
Here:

15.1%
Indiana:

21.7%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 85,089Life, physical, and social science occupations
  • 52,782Community and social service occupations
  • 51,071Health diagnosing and treating practitioners and other technical occupations
  • 41,000Health technologists and technicians
  • 39,722Management occupations
  • 35,417Installation, maintenance, and repair occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 12 people in group homes intended for adults

People in group quarters in 2000:

  • 14 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED38$84,02228$76,665112$93,2754$6,87013$74,633
APPLICATIONS APPROVED, NOT ACCEPTED4$106,3132$49,66513$64,2212$14,2650$0
APPLICATIONS DENIED4$78,89510$38,69763$80,11217$22,2684$38,598
APPLICATIONS WITHDRAWN0$07$65,32332$80,4830$04$60,345
FILES CLOSED FOR INCOMPLETENESS2$193,9350$00$01$23,8000$0
Choose year:  2009 2008 2007 2006 2005 2004 2003
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED7$87,2645$126,6680$0
APPLICATIONS APPROVED, NOT ACCEPTED2$29,4907$67,5111$24,480
APPLICATIONS DENIED9$89,5470$00$0
APPLICATIONS WITHDRAWN0$02$91,5400$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 46616 among deceased individuals
NameCountLived (average)
Mary7376.4 years
John7374.3 years
William5271.3 years
Robert5166.8 years
James3867.7 years
Joseph3473.6 years
Charles3375.4 years
Helen3380.2 years
Frank2975.9 years
George2874.0 years
Most common last names in zip code 46616 among deceased individuals
Last nameCountLived (average)
Smith2971.2 years
Johnson2477.0 years
Miller1775.5 years
Jackson1168.0 years
Jones1170.2 years
Williams1173.6 years
Taylor975.8 years
Moore975.8 years
Brown872.9 years
Stephens864.1 years

Businesses in zip code 46616



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