46628 Zip Code Detailed Profile




Estimated zip code population in 2013: 26,475
Zip code population in 2010: 25,650
Zip code population in 2000: 26,726

Houses and condos: 12,014
Renter-occupied apartments: 2,861
% of renters here:

28%
State:

31%
Mar. 2013 cost of living index in zip code 46628: 86.5 (less than average, U.S. average is 100)

Land area: 35.0 sq. mi.
Water area: 0.7 sq. mi.
Population density: 756 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 46628
Zip code 46628 (South Bend, Indiana) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.1% ($1,082)
Indiana:

0.9% ($1,057)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,204 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $760 (0.9%)

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Males: 12,783  (48.3%)
Females: 13,692  (51.7%)

For population 25 years and over in 46628:

For population 15 years and over in 46628:

Zip code 46628 compared to state average:

  • Unemployed percentage above state average.
  • Black race population percentage significantly above state average.
  • Races in zip code 46628

  • Zip code 46628 races chart
    • 14,635White population
    • 7,971Black population
    • 60American Indian population
    • 291Asian population
    • 4Native Hawaiian and Other Pacific Islander population
    • 44Some other race population
    • 670Two or more races population
    • 1,975Hispanic or Latino population

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46628, IN forum
Discuss zip code 46628 area on our local forum with over 1,800,000 registered users
Urban population: 24,603
Rural population: 1,871

Estimated median house/condo value in 2013: $101,800
46628:

$101,800
Indiana:

$122,200



According to our research of Indiana and other state lists there were 72 registered sex offenders living in 46628 zip code as of August 30, 2015.
The ratio of number of residents in zip code 46628 to the number of sex offenders is 352 to 1.


Median resident age:
This zip code:

35.9 years
Indiana median age:

37.3 years
Average household size:
This zip code:

2.6 people
Indiana:

2.5 people

Averages for the 2012 tax year for zip code 46628, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $40,642 (Individual Income Tax Returns)
Here:

$40,642
State:

$52,932

Salary/wage: $37,165 (reported on 84.4% of returns)
Here:

$37,165
State:

$45,173
(% of AGI for various income ranges: 72.3% for AGIs below $25k, 82.7% for AGIs $25k-50k, 81.7% for AGIs $50k-75k, 81.1% for AGIs $75k-100k, 80.2% for AGIs $100k-200k, 54.0% for AGIs over 200k)

Taxable interest for individuals: $984 (reported on 26.4% of returns)
This zip code:

$984
Indiana:

$1,311
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Ordinary dividends: $2,824 (reported on 13.4% of returns)
Here:

$2,824
State:

$4,690
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Net capital gain/loss in AGI: +$5,640 (reported on 8.8% of returns)
Here:

+$5,640
State:

+$10,406
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 8.3% for AGIs over 200k)

Profit/loss from business: +$8,866 (reported on 12.7% of returns)
Here:

+$8,866
State:

+$11,105
(% of AGI for various income ranges: 9.2% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $11,641 (reported on 9.6% of returns)
46628:

$11,641
Indiana:

$13,841
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 2.3% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 2.8% for AGIs over 200k)

Self-employment retirement plans: $22,400 (reported on 0.3% of returns)
46628:

$22,400
Indiana:

$21,482

Total itemized deductions: $18,425 (20% of AGI, reported on 21.0% of returns)
Here:

$18,425
State:

$20,913

Here:

20.4% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 4.9% for AGIs below $25k, 6.9% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 12.9% for AGIs $100k-200k, 12.5% for AGIs over 200k)

Charity contributions: $3,566 (reported on 16.8% of returns)
Here:

$3,566
State:

$4,697
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Taxes paid: $6,862 (reported on 20.9% of returns)
46628:

$6,862
State:

$7,456
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 5.8% for AGIs $100k-200k, 7.1% for AGIs over 200k)

Earned income credit: $2,685 (reported on 28.2% of returns)
Here:

$2,685
State:

$2,265
(% of AGI for various income ranges: 10.6% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 46628, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $36,312 (Individual Income Tax Returns)
Here:

$36,312
State:

$44,790

Salary/wage: $33,923 (reported on 88.4% of returns)
Here:

$33,923
State:

$39,615
(% of AGI for various income ranges: 94.5% for AGIs below $10k, 80.6% for AGIs $10k-25k, 87.3% for AGIs $25k-50k, 87.0% for AGIs $50k-75k, 87.9% for AGIs $75k-100k, 69.1% for AGIs over 100k)

Taxable interest for individuals: $1,417 (reported on 36.6% of returns)
This zip code:

$1,417
Indiana:

$1,535
(% of AGI for various income ranges: 3.9% for AGIs below $10k, 2.1% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Taxable dividends: $1,598 (reported on 16.0% of returns)
Here:

$1,598
State:

$2,998
(% of AGI for various income ranges: 1.6% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Net capital gain/loss: +$4,173 (reported on 10.7% of returns)
Here:

+$4,173
State:

+$8,619
(% of AGI for various income ranges: -0.6% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 4.1% for AGIs over 100k)

Profit/loss from business: +$7,499 (reported on 9.8% of returns)
Here:

+$7,499
State:

+$10,071
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 2.8% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.2% for AGIs over 100k)

IRA payment deduction: $2,507 (reported on 2.4% of returns)
46628:

$2,507
Indiana:

$2,840
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $14,783 (reported on 0.4% of returns)
Here:

$14,783
Indiana:

$15,305

Total itemized deductions: $15,188 (21% of AGI, reported on 25.1% of returns)
Here:

$15,188
State:

$17,065

Here:

20.8% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 6.9% for AGIs below $10k, 5.7% for AGIs $10k-25k, 8.4% for AGIs $25k-50k, 11.4% for AGIs $50k-75k, 14.2% for AGIs $75k-100k, 12.9% for AGIs over 100k)

Charity contributions deductions: $2,901 (4% of AGI, reported on 21.7% of returns)
Here:

$2,901
State:

$3,550

Here:

3.8% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Total tax: $5,252 (reported on 67.8% of returns)
46628:

$5,252
State:

$6,914
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 3.4% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 18.4% for AGIs over 100k)

Earned income credit: $1,980 (reported on 23.4% of returns)
Here:

$1,980
State:

$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 52.9%
Here:

53%
State:

59%
(% for various income ranges: 51.1% for AGIs below $10k, 57.3% for AGIs $10k-25k, 51.7% for AGIs $25k-50k, 50.2% for AGIs $50k-75k, 47.1% for AGIs $75k-100k, 56.7% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$41,005
Indiana:

$47,529
South Bend, IN (46628) map Nearest zip codes: 46616, 46619, 46556, 46637, 46601, 46613.
Percentage of family households:
This zip code:

51.2%
Indiana:

51.2%
Percentage of households with unmarried partners:
This zip code:

5.5%
Indiana:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,909
Household did not receive Food Stamps/SNAP in the past 12 months: 8,335


Women who had a birth in the past 12 months: 454 (228 now married, 226 unmarried)
Women who did not have a birth in the past 12 months: 5,639 (2,300 now married, 3,339 unmarried)


Housing units in zip code 46628 with a mortgage: 4,926 (285 second mortgage, 588 home equity loan, 41 both second mortgage and home equity loan)
Houses without a mortgage: 2,457

Median monthly owner costs for units with a mortgage: $1,024
Median monthly owner costs for units without a mortgage: S283

Residents with income below the poverty level in 2013:
This zip code:

24.1%
Whole state:

15.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

11.4%
Whole state:

8.7%
Median number of rooms in houses and condos:
Here:

6.2
State:

6.4
Median number of rooms in apartments:
Here:

4.7
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 46628: Warren Township Fire Department Station 1 (A), German Township Volunteer Fire Department Station 2 (B), Clay Fire Territory Station 3 (C), South Bend Fire Department Station 11 (D), South Bend Fire Department Station 4 (E), Saint Joseph County Airport Authority Department of Public Safety Fire Station (F). Display/hide their locations on the map

    Churches in zip code 46628 include: Mount Pleasant Church (A), Portage Chapel (B). Display/hide their locations on the map

    Cemetery: Highland Cemetery (1). Display/hide its location on the map

    Lakes: South Clear Lake (A), Mud Lake (B), Deer Lake (C), Twin Lakes (D), North Chain Lake (E), Mud Lake (F), South Clear Lake (G). Display/hide their locations on the map

    Parks in zip code 46628 include: Bendix Park (1), Muessel Grove Park (2), Voorde Park (3), Westhaven Park (4). Display/hide their locations on the map

Year house built

  • 232010 or later
  • 1,2352000 to 2009
  • 1,5821990 to 1999
  • 9571980 to 1989
  • 1,3171970 to 1979
  • 9691960 to 1969
  • 2,2411950 to 1959
  • 1,1511940 to 1949
  • 2,5391939 or earlier

Zip code 46628 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in South Bend, IN (46628)

  • 0no bedroom
  • 1311 bedroom
  • 1,4892 bedrooms
  • 4,3553 bedrooms
  • 1,0514 bedrooms
  • 3575+ bedrooms

Bedrooms in renter-occupied apartments in South Bend, IN (46628)

  • 30no bedroom
  • 3971 bedroom
  • 1,4832 bedrooms
  • 7303 bedrooms
  • 1704 bedrooms
  • 515+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in South Bend, IN (46628) in owner-occupied houses/condos

  • 275no vehicle
  • 2,6271 vehicle
  • 2,9162 vehicles
  • 1,1853 vehicles
  • 2814 vehicles
  • 995+ vehicles

Cars and other vehicles available in South Bend, IN (46628) in renter-occupied apartments

  • 510no vehicle
  • 1,6561 vehicle
  • 6062 vehicles
  • 803 vehicles
  • 94 vehicles
  • 05+ vehicles

Median gross rent in 2013: $736.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $101,800
46628:

$101,800
Indiana:

$122,200
Lower value quartile - upper value quartile: $68,400 - $154,400

Mean price in 2013:

Detached houses: $118,035
Here:

$118,035
State:

$158,623

Townhouses or other attached units: $96,857
Here:

$96,857
State:

$143,204

Mobile homes: $21,220
Here:

$21,220
State:

$33,934

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 15.6%

Percentage of zip code residents living and working in this county: 86.6%

Household type by relationship:

Households: 26,299

Size of family households: 2,682 2-persons, 1,627 3-persons, 1,154 4-persons, 619 5-persons, 343 6-persons, 135 7-or-more-persons

Size of nonfamily households: 3,144 1-person, 488 2-persons, 34 3-persons, 18 4-persons

3,798 married couples with children.
2,860 single-parent households (303 men, 2,557 women).

90.6% of residents of 46628 zip code speak English at home.
5.5% of residents speak Spanish at home (68% very well, 19% well, 11% not well, 3% not at all).
2.1% of residents speak other Indo-European language at home (80% very well, 12% well, 5% not well, 4% not at all).
0.7% of residents speak Asian or Pacific Island language at home (50% very well, 29% well, 22% not well).
1.1% of residents speak other language at home (94% very well, 6% well).

Foreign born population: 1,120 (4.2%)
(41.1% of them are naturalized citizens)
This zip code:

4.2%
Whole state:

4.8%

Most common places of birth for the foreign-born residents

  • 42%Mexico
  • 8%Philippines
  • 7%India
  • 5%Other Eastern Africa
  • 5%Guatemala
  • 4%Iraq
  • 4%Russia

Most common first ancestries reported in 46628 (%)

  • 37%Other groups
  • 15%German
  • 11%Polish
  • 5%Irish
  • 4%English
  • 4%American
  • 3%Hungarian

Year of entry for the foreign-born population

  • 232010 or later
  • 5422000 to 2009
  • 3671990 to 1999
  • 380Before 1990

Zip code 46628 topographic map

Public primary/middle schools in zip code 46628 not listed on the city page:

  • MUESSEL PRIMARY CENTER (Students: 559; Location: 1021 BLAINE ST, SOUTH BEND, IN; Grades: KG - 04)
  • KENNEDY PRIMARY CENTER (Students: 478; Location: 609 N OLIVE ST, SOUTH BEND, IN; Grades: KG - 04)
  • COQUILLARD PRIMARY CENTER (Students: 477; Location: 1245 N SHERIDAN ST, SOUTH BEND, IN; Grades: KG - 04)
  • MARQUETTE PRIMARY CENTER (Students: 323; Location: 1905 N COLLEGE ST, SOUTH BEND, IN; Grades: KG - 04)
  • COUNCIL OAK JR-SR HIGH SCHOOL (Students: 53; Location: 4650 OLD CLEVELAND RD, SOUTH BEND, IN; Grades: 05 - 12)
There are 44 Medical Specialists in Zip Code 46628.

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 46628:

All 6 fire-safe hotels and motels in zip code 46628

Zip code 46628 marital status for males
Zip code 46628 marital status for females

Housing units lacking complete plumbing facilities: 5.5%
Housing units lacking complete kitchen facilities: 7.1%

Most commonly used house heating fuel

  • 88%Utility gas
  • 10%Electricity
  • 1%Bottled, tank, or LP gas
  • 1%Wood

Population in 1990: 24,914. Population change in the 1990s: +1,812 (+7.3%).

Place of birth for U.S.-born residents:


57% of the 46628 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 72% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

90% of the 46628 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 65% moved from this county.
   Out of people who lived in different houses, 10% moved from different county within same state.
   Out of people who lived in different houses, 19% moved from different state.
   Out of people who lived in different houses, 6% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 974
Here:

26.7%
Indiana:

11.7%
Students in private schools in grades 9 to 12 (high school): 253
Here:

16.2%
Indiana:

8.9%
Students in private undergraduate colleges: 373
Here:

25.3%
Indiana:

21.7%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 88,086Life, physical, and social science occupations
  • 81,078Architecture and engineering occupations
  • 70,660Legal occupations
  • 63,750Computer and mathematical occupations
  • 57,258Management occupations
  • 53,187Law enforcement workers including supervisors

Companies with biggest federal contracts located in this zip code (SOUTH BEND, IN):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 135 people in nursing facilities/skilled-nursing facilities
  • 98 people in correctional facilities intended for juveniles
  • 27 people in other noninstitutional facilities
  • 23 people in group homes intended for adults
  • 8 people in group homes for juveniles (non-correctional)

People in group quarters in 2000:

  • 138 people in homes for the mentally ill
  • 18 people in homes for the mentally retarded
  • 16 people in religious group quarters
  • 13 people in other noninstitutional group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED176$108,213190$126,877880$125,55652$37,34027$140,8764$79,715
APPLICATIONS APPROVED, NOT ACCEPTED11$78,23116$123,39986$118,38712$19,3131$52,2101$15,000
APPLICATIONS DENIED27$99,84438$76,767319$114,95373$20,88118$99,7893$111,120
APPLICATIONS WITHDRAWN10$106,83815$114,419235$117,9649$28,8976$68,6833$84,320
FILES CLOSED FOR INCOMPLETENESS5$107,5263$75,61367$108,91814$20,9383$50,1632$93,500
Choose year:  2009 2008 2007 2006 2005 2004 2003
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED51$133,88360$136,408
APPLICATIONS APPROVED, NOT ACCEPTED14$103,56123$146,870
APPLICATIONS DENIED12$144,72210$122,579
APPLICATIONS WITHDRAWN4$206,4005$130,726
FILES CLOSED FOR INCOMPLETENESS1$115,3700$0
Choose year:  2009 2008 2007 2006 2005 2004 2003

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 46628 among deceased individuals
NameCountLived (average)
John22875.1 years
Mary21379.2 years
Joseph17675.3 years
Helen13778.8 years
William13473.8 years
James12170.0 years
Robert11970.7 years
Charles10272.3 years
Frank10175.8 years
Edward8575.3 years
Most common last names in zip code 46628 among deceased individuals
Last nameCountLived (average)
Smith8270.6 years
Williams6072.3 years
Johnson4875.2 years
Miller4377.8 years
Brown3773.6 years
Jones2970.0 years
Davis2566.8 years
Horvath2572.5 years
Harris2273.3 years
Nowak2077.6 years
Businesses in zip code 46628
NameCountNameCount
7-Eleven1Nike1
ALDI1Papa John's Pizza1
Advance Auto Parts1Penske1
Applebee's1Pizza Hut1
Arby's1Popeyes1
AutoZone1Quality1
Budget Car Rental2Ryder Rental & Truck Leasing1
Burger King1SONIC Drive-In1
Cricket Wireless1Sleep Inn1
DHL1Sprint Nextel1
Econo Lodge1Subway5
FedEx4Super 81
H&R Block1T-Mobile1
Holiday Inn1U-Haul1
KFC1UPS8
MasterBrand Cabinets6Walgreens1
McDonald's2Walmart1
Meijer1Wendy's1

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