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46785 Zip Code Detailed Profile

 



Profiles St. Joe, IN (46785) houses, apartments, residents, cars, jobs...

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City: St. Joe, IN
DeKalb County, IN
Zip code population (2000): 1,397
Estimated zip code population in 2007: 1,361



Age and Sex of Residents in zip code 46785

Zip code 46785 (St. Joe, Indiana) real estate house value trends

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St. Joe, IN (46785) map from a distance

Houses and condos: 506
Renter-occupied apartments: 67
% of renters here:  14%
State:  29%

2008 cost of living index in zip code 46785: 76.4 (low, U.S. average is 100)

Land area: 23.7 sq. mi.
Water area: 0.0 sq. mi.
Population density: 57 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.1% ($653)
Indiana:  1.3% ($868)

Profiles of local businesses:
Elliott Electronics Limited

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Males: 723  (51.8%)
Females: 674  (48.2%)

Zip code 46785 races chart


46785, IN forum
Recent posts about zip code 46785 area on our local forum with over 700,000 registered users:
NW Indiana's image problem  (74 replies)
"Smoky" experience in indiana.  (65 replies)
Evansville!!!  (31 replies)
Looking for something new....  (14 replies)
Evansville Districts  (6 replies)
New Albany  (7 replies)
100% rural population.

Estimated median house/condo value in 2007: $109,746
46785:  $109,746
Indiana:  $122,900


According to our research of public records there were 3 registered sex offenders living in 46785 zip code in early 2007.

Median resident age:  34.6 years
Indiana median age:  35.2 years

Average household size:
This zip code:  2.9 people
Indiana:  2.5 people

Averages for the 2004 tax year for zip code 46785, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $42,992 (Individual Income Tax Returns)
Here:  $42,992
State:  $44,790

Salary/wage: $42,182 (reported on 86.4% of returns)
Here:  $42,182
State:  $39,615
(% of AGI for various income ranges: 118.4% for AGIs below $10k, 67.9% for AGIs $10k-25k, 91.9% for AGIs $25k-50k, 92.4% for AGIs $50k-75k, 93.8% for AGIs $75k-100k, 64.0% for AGIs over 100k)

Taxable interest for individuals: $1,413 (reported on 46.9% of returns)
This zip code:  $1,413
Indiana:  $1,535
(% of AGI for various income ranges: 7.3% for AGIs below $10k, 3.4% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Taxable dividends: $705 (reported on 23.6% of returns)
Here:  $705
State:  $2,998
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$7,316 (reported on 17.7% of returns)
Here:  +$7,316
State:  +$8,619
(% of AGI for various income ranges: -3.7% for AGIs below $10k, 0.3% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 11.7% for AGIs over 100k)

Profit/loss from business: +$2,770 (reported on 15.1% of returns)
Here:  +$2,770
State:  +$10,071
(% of AGI for various income ranges: 6.5% for AGIs below $10k, 2.8% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.8% for AGIs $75k-100k)

IRA payment deduction: $3,091 (reported on 1.7% of returns)
46785:  $3,091
Indiana:  $2,840

Total itemized deductions: $15,081 (1% of AGI, reported on 31.8% of returns)
Here:  $15,081
State:  $17,065
(% of AGI for various income ranges: 10.5% for AGIs $10k-25k, 9.0% for AGIs $25k-50k, 11.8% for AGIs $50k-75k, 14.1% for AGIs $75k-100k, 11.0% for AGIs over 100k)

Charity contributions deductions: $2,846 (3.5% of AGI, reported on 25.6% of returns)
Here:  $2,846
Indiana:  $3,550

Here:  3.5% of AGI
State:  3.8% of AGI
(% of AGI for various income ranges: 1.1% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $5,773 (reported on 71.9% of returns)
46785:  $5,773
State:  $6,914
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 3.5% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 17.5% for AGIs over 100k)

Earned income credit: $1,775 (reported on 12.1% of returns)
Here:  $1,775
State:  $1,685
(% of AGI for various income ranges: 6.3% for AGIs below $10k, 3.7% for AGIs $10k-25k, 0.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 66.1%
Here:  66%
State:  59%
(% for various income ranges: 54.5% for AGIs below $10k, 66.2% for AGIs $10k-25k, 66.3% for AGIs $25k-50k, 68.5% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 73.7% for AGIs over 100k)


Estimated median household income in 2007: $51,525
This zip code:  $51,525
Indiana:  $47,448
St. Joe, IN (46785) map

Nearest zip codes: 46788, 46721, 46743, 46741, 43526, 46706.


Percentage of family households:
This zip code:  82.5%
Whole state:  68.6%

Percentage of households with unmarried partners:
This zip code:  4.0%
Whole state:  5.3%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.4% of all households
  • Gay men: 0.0% of all households

Housing units in zip code 46785 with a mortgage: 183 (9 second mortgage, 13 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 82


Median monthly owner costs for units with a mortgage: $852

Median monthly owner costs for units without a mortgage: $329

Residents with income below the poverty level in 2007:
This zip code:  6.2%
Whole state:  12.3%

Residents with income below 50% of the poverty level in 2007:
This zip code:  4.0%
Whole state:  5.8%

Median number of rooms in houses and condos:
Here:  6.4
State:  6.1

Median number of rooms in apartments:
Here:  6.2
State:  4.2


Zip code 46785 close-up map

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Notable locations in this zip code not listed on our city pages:

Cemeteries: Riverside Cemetery (1), Evergreen Cemetery (2). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 5
  • 1995 to 1998: 28
  • 1990 to 1994: 55
  • 1980 to 1989: 61
  • 1970 to 1979: 51
  • 1960 to 1969: 19
  • 1950 to 1959: 44
  • 1940 to 1949: 35
  • 1939 or earlier: 204



Zip code 46785 satellite photo by USGS


Bedrooms in owner-occupied houses in St. Joe, IN (46785):
  • no bedroom: 0
  • 1 bedrooms: 7
  • 2 bedrooms: 93
  • 3 bedrooms: 177
  • 4 bedrooms: 93
  • 5 or more bedrooms: 33


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 3
  • 2 bedrooms: 18
  • 3 bedrooms: 36
  • 4 bedrooms: 10
  • 5 or more bedrooms: 0



Vehicles available in 46785 zip code in owner-occupied houses/condos:
  • no vehicle: 14
  • 1 vehicle: 44
  • 2 vehicles: 138
  • 3 vehicles: 121
  • 4 vehicles: 67
  • 5 or more vehicles: 19


Vehicles available in renter-occupied apartments:
  • no vehicle: 0
  • 1 vehicle: 27
  • 2 vehicles: 33
  • 3 vehicles: 7
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 46785 household income distribution in 2007

Zip code 46785 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 46785:

  • Less than $10,000: 5
  • $10,000 to $14,999: 4
  • $15,000 to $19,999: 6
  • $20,000 to $24,999: 9
  • $25,000 to $29,999: 4
  • $30,000 to $34,999: 2
  • $35,000 to $39,999: 3
  • $40,000 to $49,999: 22
  • $50,000 to $59,999: 17
  • $60,000 to $69,999: 21
  • $70,000 to $79,999: 33
  • $80,000 to $89,999: 16
  • $90,000 to $99,999: 26
  • $100,000 to $124,999: 65
  • $125,000 to $149,999: 33
  • $150,000 to $174,999: 35
  • $175,000 to $199,999: 46
  • $200,000 to $249,999: 34
  • $250,000 to $299,999: 3
  • $300,000 to $399,999: 3
  • $400,000 to $499,999: 4
  • $500,000 to $749,999: 1
 



46785 rent paid by renters


Rent paid by renters in 2007 in zip code 46785:

  • $200 to $249: 3
  • $300 to $349: 3
  • $350 to $399: 4
  • $400 to $449: 1
  • $450 to $499: 4
  • $500 to $549: 3
  • $550 to $599: 4
  • No cash rent: 18
 


Median price asked for vacant for-sale houses and condos in 2007: $56,467.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $109,613
  • Two or more races householders: $126,221
  • Hispanic or Latino householders: $59,789

Estimated median house or condo value in 2007: $113,292 (it was $82,600 in 2000)
46785:  $113,292
Indiana:  $122,900
Lower value quartile - upper value quartile: $50,317 - $100,245

Mean price in 2007:
Detached houses: $133,080
Here:  $133,080
State:  $158,066

Mobile homes: $32,035
Here:  $32,035
State:  $33,761


Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 442
  • Two: 8
  • 3 or 4: 7
  • Mobile homes: 45
46785 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 587 (82%)
  • Carpooled: 64 (9%)
  • Bus or trolley bus: 6 (1%)
  • Walked: 24 (3%)
  • Other means: 6 (1%)
  • Worked at home: 30 (4%)
 

46785 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 43
  • 5 to 9 minutes: 45
  • 10 to 14 minutes: 118
  • 15 to 19 minutes: 99
  • 20 to 24 minutes: 169
  • 25 to 29 minutes: 32
  • 30 to 34 minutes: 40
  • 35 to 39 minutes: 20
  • 40 to 44 minutes: 22
  • 45 to 59 minutes: 73
  • 60 to 89 minutes: 17
  • 90 or more minutes: 9
 

Percentage of zip code residents living and working in this county: 72.5%


Household type by relationship
Households: 1,451

  • In family households: 1,389 (368 male householders, 44 female householders)
    360 spouses, 538 children (488 natural, 16 adopted, 34 stepchildren), 29 grandchildren, 3 brothers or sisters, 1 parents, 12 other relatives, 34 non-relatives
  • In nonfamily households: 62 (27 male householders (24 living alone)), 32 female householders (32 living alone)), 3 nonrelatives

Size of family households: 143 2-persons, 69 3-persons, 110 4-persons, 54 5-persons, 32 6-persons, 4 7-or-more-persons.

Size of nonfamily households: 56 1-person, 3 2-persons.

323 married couples with children.
67 single-parent households (29 men, 38 women).

98.5% of residents of 46785 zip code speak English at home.
1.3% of residents speak Spanish at home (61% very well, 28% not well, 11% not at all).
0.1% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 5 (0.4%)
(0.0% of them are naturalized citizens)

This zip code:  0.4%
Whole state:  3.1%

Most common places of birth for the foreign-born residents:



  • Mexico (100%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 5
  • 1990 to 1994: 0
  • 1985 to 1989: 0
  • 1980 to 1984: 0
  • 1975 to 1979: 0
  • 1970 to 1974: 0
  • 1970 to 1974: 0
  • 1965 to 1969: 0

White population: 1,375
Black population: 1
American Indian population: 1
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 10
Two or more races population: 10

Zip code 46785 races chart


First ancestries reported:

 German: 445
 United States or American: 175
 English: 54
 Irish: 45
 Other groups: 25
 French (except Basque): 17
 Dutch: 14
 Italian: 12
 Swiss: 11
 Norwegian: 9
 Polish: 8
 Scottish: 8
 French Canadian: 7
 Hungarian: 2
 European: 2
 Welsh: 1



Zip code 46785 topographic map

Public primary/middle school in zip code 46785 not listed on the city page:
  • RIVERDALE ELEMENTARY SCHOOL (Students: 298; Location: 6127 SR 1, SAINT JOE, IN; Grades: KG - 06)

Facitilies with environmental interests located in this zip code:

  • NUCOR FASTENER PLANT (6730 COUNTY RD 60 in SAINT JOE, IN)
    AIR MINOR (AIRS/AFS)
    STATE MASTER (Indiana facility tracking) - ACES-CP-2787, AIR PROGRAM, CRTK-10635, EPCRA
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
    TRI REPORTER (Tracking of toxic chemicals releasing facilities)
    Business SIC classification: METAL HEAT TREATING; BOLTS, NUTS, SCREWS, RIVETS, AND WASHERS
    Business NAICS classification: BOLT, NUT, SCREW, RIVET, AND WASHER MANUFACTURING.; BOLT, NUT, SCREW, RIVET, AND WASHER MANUFACTURING.
    Organizations: JOHN HARDEN CERT 12541 (CONTACT/OPERATOR) , NUCOR CORP (CONTACT/OWNER) , SCOTT WULFF GENERAL MANAGER (CONTACT/OWNER)
  • RALPH SCHLER & SON INC (5686 S.R. 1 in ST JOE, IN)
    STATE MASTER (Indiana facility tracking) - UST-14377, UNDERGROUND STORAGE TANK PROGRAM, UST-21118,
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: PICKLED FRUITS AND VEGETABLES, VEGETABLE SAUCES AND SEASONINGS, AND SALAD DRESSINGS
    Organizations: DONALD SECHLER 000414 (CONTACT/OPERATOR) , RALPH SECHLER & SON INC (CONTACT/OWNER)
    Alternative names: RALPH SECHLER AND SON, INC., RALPH SECHLER & SONS, INC.
  • SEBERT OIL (315 WASHINGTON ST in ST JOE, IN)
    STATE MASTER (Indiana facility tracking) - CRTK-10086, EPCRA, UST-14640, UNDERGROUND STORAGE TANK PROGRAM
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: SEBERT OIL CO (CONTACT/OWNER)
    Alternative names: ST JOE SVC CTR
  • RIVERDALE ELEMENTARY SCHOOL (6127 SR 1 in SAINT JOE, IN)
    (Geographic Names Information System)
    (National Center for Education Statistics) - STATE ID-1335
    Organizations: DEKALB CO EASTERN COM SCH DIST (SCHOOL DISTRICT)
  • ASHLAND CHEMICAL CO (6730 CR 60 in SAINT JOE, IN)
    STATE MASTER (Indiana facility tracking)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: NUCOR (CONTACT/OWNER)


Median worth of mobile homes: $24,686

Zip code 46785 marital status for males
Zip code 46785 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Bottled, tank, or LP gas (37%)
  • Utility gas (25%)
  • Electricity (21%)
  • Fuel oil, kerosene, etc. (10%)
  • Wood (6%)


Place of birth for U.S.-born residents:

  • This state: 1190
  • Northeast: 5
  • Midwest: 213
  • South: 30
  • West: 8

72% of the 46785 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 67% lived in this county.
   Out of people who lived in different counties, 56% lived in Indiana.

Population in 1990: 1,161. Population change in the 1990s: +236 (+20.3%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 10
Here:  4.8%
Indiana:  11.8%

Students in private schools in grades 9 to 12 (high school): 16
Here:  16.7%
Indiana:  8.8%

Students in private undergraduate colleges: 0
Here:  0.0%
Indiana:  23.4%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Other Services (except Public Administration): Other Personal and Household Goods Repair and Maintenance (5-9: 1)
  • Accommodation and Food Services: Full-Service Restaurants (5-9: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2006
  • Fatal accident count: 8
  • Vehicles involved in fatal accidents: 12
  • Fatal accidents caused by drunken drivers: 5
  • Fatalities: 9
  • Persons involved in fatal accidents: 21
  • Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 6
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 5
  • Persons involved in fatal accidents: 9
  • Pedestrians involved in fatal accidents: 1

Home Mortgage Disclosure Act Aggregated Statistics For Year 2003
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$87,88036$122,294153$111,9367$35,3192$73,550
APPLICATIONS APPROVED, NOT ACCEPTED1$93,2302$70,09518$106,1612$25,2051$20,720
APPLICATIONS DENIED1$113,95012$82,00952$115,1848$24,0851$69,750
APPLICATIONS WITHDRAWN0$01$90,47039$113,2231$37,9801$89,090
FILES CLOSED FOR INCOMPLETENESS0$01$51,8008$132,6810$00$0

Detailed HMDA statistics for the following Tracts: 0208.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2003
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED11$113,38412$132,595
APPLICATIONS APPROVED, NOT ACCEPTED1$113,9507$121,644
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN1$108,4201$45,580
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0208.00




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