Estimated median household income in 2007: $51,525
| This zip code: | $51,525 | | Indiana: | $47,448 |
Nearest zip codes: 46788, 46721, 46743, 46741, 43526, 46706.
Housing units in zip code 46785 with a mortgage: 183 (9 second mortgage, 13 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 82
Median monthly owner costs for units with a mortgage: $852
Median monthly owner costs for units without a mortgage: $329
Residents with income below the poverty level in 2007:
| This zip code: | 6.2% | | Whole state: | 12.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.0% | | Whole state: | 5.8% |
Median number of rooms in houses and condos:
| Here: | 6.4 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 6.2 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 5
- 1995 to 1998: 28
- 1990 to 1994: 55
- 1980 to 1989: 61
- 1970 to 1979: 51
- 1960 to 1969: 19
- 1950 to 1959: 44
- 1940 to 1949: 35
- 1939 or earlier: 204
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Bedrooms in owner-occupied houses in St. Joe, IN (46785): |
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- no bedroom: 0
- 1 bedrooms: 7
- 2 bedrooms: 93
- 3 bedrooms: 177
- 4 bedrooms: 93
- 5 or more bedrooms: 33
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 3
- 2 bedrooms: 18
- 3 bedrooms: 36
- 4 bedrooms: 10
- 5 or more bedrooms: 0
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Vehicles available in 46785 zip code in owner-occupied houses/condos: |
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- no vehicle: 14
- 1 vehicle: 44
- 2 vehicles: 138
- 3 vehicles: 121
- 4 vehicles: 67
- 5 or more vehicles: 19
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 0
- 1 vehicle: 27
- 2 vehicles: 33
- 3 vehicles: 7
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 46785:
- Less than $10,000: 5
- $10,000 to $14,999: 4
- $15,000 to $19,999: 6
- $20,000 to $24,999: 9
- $25,000 to $29,999: 4
- $30,000 to $34,999: 2
- $35,000 to $39,999: 3
- $40,000 to $49,999: 22
- $50,000 to $59,999: 17
- $60,000 to $69,999: 21
- $70,000 to $79,999: 33
- $80,000 to $89,999: 16
- $90,000 to $99,999: 26
- $100,000 to $124,999: 65
- $125,000 to $149,999: 33
- $150,000 to $174,999: 35
- $175,000 to $199,999: 46
- $200,000 to $249,999: 34
- $250,000 to $299,999: 3
- $300,000 to $399,999: 3
- $400,000 to $499,999: 4
- $500,000 to $749,999: 1
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Rent paid by renters in 2007 in zip code 46785:
- $200 to $249: 3
- $300 to $349: 3
- $350 to $399: 4
- $400 to $449: 1
- $450 to $499: 4
- $500 to $549: 3
- $550 to $599: 4
- No cash rent: 18
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Median price asked for vacant for-sale houses and condos in 2007: $56,467.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $109,613
- Two or more races householders: $126,221
- Hispanic or Latino householders: $59,789
Estimated median house or condo value in 2007: $113,292 (it was $82,600 in 2000)
| 46785: | $113,292 | | Indiana: | $122,900 |
Lower value quartile - upper value quartile: $50,317 - $100,245
Mean price in 2007:
Detached houses: $133,080| Here: | $133,080 | | State: | $158,066 |
Mobile homes: $32,035| Here: | $32,035 | | State: | $33,761 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 442
- Two: 8
- 3 or 4: 7
- Mobile homes: 45

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Means of transportation to work
- Drove a car alone: 587 (82%)
- Carpooled: 64 (9%)
- Bus or trolley bus: 6 (1%)
- Walked: 24 (3%)
- Other means: 6 (1%)
- Worked at home: 30 (4%)
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Travel time to work
- Less than 5 minutes: 43
- 5 to 9 minutes: 45
- 10 to 14 minutes: 118
- 15 to 19 minutes: 99
- 20 to 24 minutes: 169
- 25 to 29 minutes: 32
- 30 to 34 minutes: 40
- 35 to 39 minutes: 20
- 40 to 44 minutes: 22
- 45 to 59 minutes: 73
- 60 to 89 minutes: 17
- 90 or more minutes: 9
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Percentage of zip code residents living and working in this county: 72.5%
Household type by relationship
Households: 1,451
- In family households: 1,389 (368 male householders, 44 female householders)
360 spouses, 538 children (488 natural, 16 adopted, 34 stepchildren), 29 grandchildren, 3 brothers or sisters, 1 parents, 12 other relatives, 34 non-relatives
- In nonfamily households: 62 (27 male householders (24 living alone)), 32 female householders (32 living alone)), 3 nonrelatives
Size of family households: 143 2-persons, 69 3-persons, 110 4-persons, 54 5-persons, 32 6-persons, 4 7-or-more-persons.
Size of nonfamily households: 56 1-person, 3 2-persons.
323 married couples with children.
67 single-parent households (29 men, 38 women).
98.5% of residents of 46785 zip code speak English at home.
1.3% of residents speak Spanish at home (61% very well, 28% not well, 11% not at all).
0.1% of residents speak other Indo-European language at home (100% very well).
Foreign born population: 5 (0.4%)
(0.0% of them are naturalized citizens)
| This zip code: | 0.4% | | Whole state: | 3.1% |
Most common places of birth for the foreign-born residents:
Year of entry for the foreign-born population |
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- 1995 to March 2000: 5
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 0
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White population: 1,375
Black population: 1
American Indian population: 1
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 10
Two or more races population: 10

First ancestries reported:
|  German: 445 |
|  United States or American: 175 |
|  English: 54 |
|  Irish: 45 |
|  Other groups: 25 |
|  French (except Basque): 17 |
|  Dutch: 14 |
|  Italian: 12 |
|  Swiss: 11 |
|  Norwegian: 9 |
|  Polish: 8 |
|  Scottish: 8 |
|  French Canadian: 7 |
|  Hungarian: 2 |
|  European: 2 |
|  Welsh: 1 |

Public primary/middle school in zip code 46785 not listed on the city page:- RIVERDALE ELEMENTARY SCHOOL (Students: 298; Location: 6127 SR 1, SAINT JOE, IN; Grades: KG - 06)
Facitilies with environmental interests located in this zip code:
- NUCOR FASTENER PLANT (6730 COUNTY RD 60 in SAINT JOE, IN)
AIR MINOR (AIRS/AFS)
STATE MASTER (Indiana facility tracking) - ACES-CP-2787, AIR PROGRAM, CRTK-10635, EPCRA
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: METAL HEAT TREATING; BOLTS, NUTS, SCREWS, RIVETS, AND WASHERS
Business NAICS classification: BOLT, NUT, SCREW, RIVET, AND WASHER MANUFACTURING.; BOLT, NUT, SCREW, RIVET, AND WASHER MANUFACTURING.
Organizations: JOHN HARDEN CERT 12541 (CONTACT/OPERATOR)
, NUCOR CORP (CONTACT/OWNER)
, SCOTT WULFF GENERAL MANAGER (CONTACT/OWNER)
- RALPH SCHLER & SON INC (5686 S.R. 1 in ST JOE, IN)
STATE MASTER (Indiana facility tracking) - UST-14377, UNDERGROUND STORAGE TANK PROGRAM, UST-21118,
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: PICKLED FRUITS AND VEGETABLES, VEGETABLE SAUCES AND SEASONINGS, AND SALAD DRESSINGS
Organizations: DONALD SECHLER 000414 (CONTACT/OPERATOR)
, RALPH SECHLER & SON INC (CONTACT/OWNER)
Alternative names: RALPH SECHLER AND SON, INC., RALPH SECHLER & SONS, INC.
- SEBERT OIL (315 WASHINGTON ST in ST JOE, IN)
STATE MASTER (Indiana facility tracking) - CRTK-10086, EPCRA, UST-14640, UNDERGROUND STORAGE TANK PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: SEBERT OIL CO (CONTACT/OWNER)
Alternative names: ST JOE SVC CTR
- RIVERDALE ELEMENTARY SCHOOL (6127 SR 1 in SAINT JOE, IN)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-1335
Organizations: DEKALB CO EASTERN COM SCH DIST (SCHOOL DISTRICT)
- ASHLAND CHEMICAL CO (6730 CR 60 in SAINT JOE, IN)
STATE MASTER (Indiana facility tracking)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: NUCOR (CONTACT/OWNER)
Median worth of mobile homes: $24,686
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Bottled, tank, or LP gas (37%)
- Utility gas (25%)
- Electricity (21%)
- Fuel oil, kerosene, etc. (10%)
- Wood (6%)
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Place of birth for U.S.-born residents:
- This state: 1190
- Northeast: 5
- Midwest: 213
- South: 30
- West: 8
72% of the 46785 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 67% lived in this county.
Out of people who lived in different counties, 56% lived in Indiana.
Population in 1990: 1,161. Population change in the 1990s: +236 (+20.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 10
| Here: | 4.8% | | Indiana: | 11.8% |
Students in private schools in grades 9 to 12 (high school): 16
| Here: | 16.7% | | Indiana: | 8.8% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | Indiana: | 23.4% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
- Other Services (except Public Administration): Other Personal and Household Goods Repair and Maintenance (5-9: 1)
- Accommodation and Food Services: Full-Service Restaurants (5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006
- Fatal accident count: 8
- Vehicles involved in fatal accidents: 12
- Fatal accidents caused by drunken drivers: 5
- Fatalities: 9
- Persons involved in fatal accidents: 21
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 4
- Vehicles involved in fatal accidents: 6
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 5
- Persons involved in fatal accidents: 9
- Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $87,880 | 36 | $122,294 | 153 | $111,936 | 7 | $35,319 | 2 | $73,550 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $93,230 | 2 | $70,095 | 18 | $106,161 | 2 | $25,205 | 1 | $20,720 |
| APPLICATIONS DENIED | 1 | $113,950 | 12 | $82,009 | 52 | $115,184 | 8 | $24,085 | 1 | $69,750 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $90,470 | 39 | $113,223 | 1 | $37,980 | 1 | $89,090 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $51,800 | 8 | $132,681 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0208.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $113,384 | 12 | $132,595 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $113,950 | 7 | $121,644 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $108,420 | 1 | $45,580 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0208.00
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