46787 Zip Code Detailed Profile




City: South Whitley, IN (1.42%)
Counties: Whitley County, IN (91.14%), Kosciusko County, IN (8.86%)
Estimated zip code population in 2013: 3,946
Zip code population in 2010: 3,893
Zip code population in 2000: 3,906

Houses and condos: 1,586
Renter-occupied apartments: 183
% of renters here:

13%
State:

31%
Mar. 2013 cost of living index in zip code 46787: 86.0 (less than average, U.S. average is 100)

Land area: 64.3 sq. mi.
Water area: 0.1 sq. mi.
Population density: 61 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 46787
Zip code 46787 (South Whitley, Indiana) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($742)
Indiana:

0.9% ($1,057)
Median real estate property taxes paid for housing units with mortgages in 2013: $813 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $602 (0.7%)

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Males: 1,968  (49.9%)
Females: 1,978  (50.1%)

For population 25 years and over in 46787:

For population 15 years and over in 46787:

Zip code 46787 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • House age above state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 46787

  • Zip code 46787 races chart
    • 3,800White population
    • 7Black population
    • 8American Indian population
    • 12Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 0Some other race population
    • 19Two or more races population
    • 47Hispanic or Latino population

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46787, IN forum
Recent posts about zip code 46787 area on our local forum with over 1,800,000 registered users:
South Whitley-Tell me about it!  (1 reply)
Relocationg to Ft Wayne IN or Cinci/Dayton OH??  (13 replies)
Around SW Ft. Wayne-Godspell (Free!)  (3 replies)
100% rural population.

Estimated median house/condo value in 2013: $91,800
46787:

$91,800
Indiana:

$122,200



According to our research of Indiana and other state lists there were 10 registered sex offenders living in 46787 zip code as of July 27, 2015.
The ratio of number of residents in zip code 46787 to the number of sex offenders is 431 to 1.


Median resident age:
This zip code:

36.6 years
Indiana median age:

37.3 years
Average household size:
This zip code:

2.8 people
Indiana:

2.5 people

Averages for the 2012 tax year for zip code 46787, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $47,166 (Individual Income Tax Returns)
Here:

$47,166
State:

$52,932

Salary/wage: $41,785 (reported on 83.2% of returns)
Here:

$41,785
State:

$45,173
(% of AGI for various income ranges: 69.2% for AGIs below $25k, 78.5% for AGIs $25k-50k, 85.5% for AGIs $50k-75k, 82.7% for AGIs $75k-100k, 56.3% for AGIs $100k-200k)

Taxable interest for individuals: $987 (reported on 34.7% of returns)
This zip code:

$987
Indiana:

$1,311
(% of AGI for various income ranges: 2.3% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.6% for AGIs $100k-200k)

Ordinary dividends: $1,975 (reported on 18.5% of returns)
Here:

$1,975
State:

$4,690
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$7,912 (reported on 14.5% of returns)
Here:

+$7,912
State:

+$10,406
(% of AGI for various income ranges: 0.6% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 7.9% for AGIs $100k-200k)

Profit/loss from business: +$9,667 (reported on 13.9% of returns)
Here:

+$9,667
State:

+$11,105
(% of AGI for various income ranges: 8.6% for AGIs below $25k, 5.5% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.2% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $11,133 (reported on 10.4% of returns)
46787:

$11,133
Indiana:

$13,841
(% of AGI for various income ranges: 5.5% for AGIs below $25k, 3.0% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 1.9% for AGIs $100k-200k)

Total itemized deductions: $16,037 (18% of AGI, reported on 20.2% of returns)
Here:

$16,037
State:

$20,913

Here:

17.8% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 5.5% for AGIs $25k-50k, 6.2% for AGIs $50k-75k, 9.1% for AGIs $75k-100k, 7.1% for AGIs $100k-200k)

Charity contributions: $3,192 (reported on 14.5% of returns)
Here:

$3,192
State:

$4,697
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.2% for AGIs $100k-200k)

Taxes paid: $5,123 (reported on 20.2% of returns)
46787:

$5,123
State:

$7,456
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 3.0% for AGIs $100k-200k)

Earned income credit: $2,144 (reported on 15.6% of returns)
Here:

$2,144
State:

$2,265
(% of AGI for various income ranges: 5.1% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 46787, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,437 (Individual Income Tax Returns)
Here:

$38,437
State:

$44,790

Salary/wage: $36,372 (reported on 86.1% of returns)
Here:

$36,372
State:

$39,615
(% of AGI for various income ranges: 112.1% for AGIs below $10k, 75.9% for AGIs $10k-25k, 83.7% for AGIs $25k-50k, 87.7% for AGIs $50k-75k, 86.7% for AGIs $75k-100k, 65.0% for AGIs over 100k)

Taxable interest for individuals: $998 (reported on 47.4% of returns)
This zip code:

$998
Indiana:

$1,535
(% of AGI for various income ranges: 10.0% for AGIs below $10k, 3.2% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $1,128 (reported on 21.9% of returns)
Here:

$1,128
State:

$2,998
(% of AGI for various income ranges: 3.6% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Net capital gain/loss: +$4,319 (reported on 16.2% of returns)
Here:

+$4,319
State:

+$8,619
(% of AGI for various income ranges: -2.6% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 6.8% for AGIs over 100k)

Profit/loss from business: +$7,438 (reported on 16.4% of returns)
Here:

+$7,438
State:

+$10,071
(% of AGI for various income ranges: 1.4% for AGIs below $10k, 4.8% for AGIs $10k-25k, 4.5% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 2.2% for AGIs over 100k)

IRA payment deduction: $2,579 (reported on 2.2% of returns)
46787:

$2,579
Indiana:

$2,840

Total itemized deductions: $14,598 (22% of AGI, reported on 26.4% of returns)
Here:

$14,598
State:

$17,065

Here:

21.9% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 11.5% for AGIs below $10k, 5.7% for AGIs $10k-25k, 8.7% for AGIs $25k-50k, 11.0% for AGIs $50k-75k, 13.1% for AGIs $75k-100k, 10.2% for AGIs over 100k)

Charity contributions deductions: $3,318 (5% of AGI, reported on 20.4% of returns)
Here:

$3,318
State:

$3,550

Here:

4.6% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 4.2% for AGIs over 100k)

Total tax: $4,751 (reported on 73.5% of returns)
46787:

$4,751
State:

$6,914
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 17.7% for AGIs over 100k)

Earned income credit: $1,498 (reported on 12.2% of returns)
Here:

$1,498
State:

$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 68.4%
Here:

68%
State:

59%
(% for various income ranges: 60.5% for AGIs below $10k, 67.3% for AGIs $10k-25k, 68.9% for AGIs $25k-50k, 74.1% for AGIs $50k-75k, 69.0% for AGIs $75k-100k, 84.2% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$54,000
Indiana:

$47,529
South Whitley, IN (46787) map Nearest zip codes: 46946, 46562, 46764, 46725, 46962, 46990.
Percentage of family households:
This zip code:

59.2%
Indiana:

51.2%
Percentage of households with unmarried partners:
This zip code:

7.1%
Indiana:

6.0%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 74
Household did not receive Food Stamps/SNAP in the past 12 months: 1,320


Women who had a birth in the past 12 months: 36 (33 now married, 3 unmarried)
Women who did not have a birth in the past 12 months: 938 (388 now married, 550 unmarried)


Housing units in zip code 46787 with a mortgage: 827 (43 second mortgage, 111 home equity loan)
Houses without a mortgage: 384

Median monthly owner costs for units with a mortgage: $1,049
Median monthly owner costs for units without a mortgage: S346

Residents with income below the poverty level in 2013:
This zip code:

6.1%
Whole state:

15.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

3.9%
Whole state:

8.7%
Median number of rooms in houses and condos:
Here:

6.7
State:

6.4
Median number of rooms in apartments:
Here:

4.9
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable location: Cleveland Township Volunteer Fire Department (A). Display/hide its location on the map

    Churches in zip code 46787 include: Boonesville Church (A), Centenary Church (B), Pleasant View Church (C), Sugar Creek Church (D), Fairview Church (E). Display/hide their locations on the map

    Cemetery: Cleveland Cemetery (1). Display/hide its location on the map

    Lakes: Heckman Lake (A), T Lake (B). Display/hide their locations on the map

    Streams, rivers, and creeks: Spring Creek (A), King Branch (B), Huffman Branch (C), Crazy Creek (D), Clear Creek (E), Sugar Creek (F). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 1252000 to 2009
  • 2161990 to 1999
  • 1461980 to 1989
  • 1131970 to 1979
  • 761960 to 1969
  • 1941950 to 1959
  • 961940 to 1949
  • 6201939 or earlier

Zip code 46787 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in South Whitley, IN (46787)

  • 0no bedroom
  • 71 bedroom
  • 2322 bedrooms
  • 7573 bedrooms
  • 2094 bedrooms
  • 65+ bedrooms

Bedrooms in renter-occupied apartments in South Whitley, IN (46787)

  • 0no bedroom
  • 481 bedroom
  • 562 bedrooms
  • 743 bedrooms
  • 54 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in South Whitley, IN (46787) in owner-occupied houses/condos

  • 24no vehicle
  • 2501 vehicle
  • 4932 vehicles
  • 2823 vehicles
  • 1004 vehicles
  • 625+ vehicles

Cars and other vehicles available in South Whitley, IN (46787) in renter-occupied apartments

  • 22no vehicle
  • 731 vehicle
  • 342 vehicles
  • 543 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $573.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $91,800
46787:

$91,800
Indiana:

$122,200
Lower value quartile - upper value quartile: $66,000 - $135,900

Mean price in 2013:

Detached houses: $132,107
Here:

$132,107
State:

$158,623

Mobile homes: $26,343
Here:

$26,343
State:

$33,934

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 8.6%

Percentage of zip code residents living and working in this county: 48.8%

Household type by relationship:

Households: 3,941

Size of family households: 412 2-persons, 185 3-persons, 281 4-persons, 100 5-persons, 38 6-persons, 35 7-or-more-persons

Size of nonfamily households: 278 1-person, 56 2-persons, 9 3-persons

761 married couples with children.
297 single-parent households (72 men, 225 women).

93.9% of residents of 46787 zip code speak English at home.
1.1% of residents speak Spanish at home (100% very well).
5.0% of residents speak other Indo-European language at home (64% very well, 28% well, 8% not well).

Foreign born population: 29 (0.7%)
(51.7% of them are naturalized citizens)
This zip code:

0.7%
Whole state:

4.8%

Most common places of birth for the foreign-born residents

  • 52%Germany
  • 48%Haiti

Most common first ancestries reported in 46787 (%)

  • 27%German
  • 12%American
  • 10%Other groups
  • 9%English
  • 5%Irish
  • 2%Scottish
  • 2%Dutch

Year of entry for the foreign-born population

  • 02010 or later
  • 562000 to 2009
  • 01990 to 1999
  • 15Before 1990

Zip code 46787 topographic map

Facilities with environmental interests located in this zip code:


Zip code 46787 marital status for males
Zip code 46787 marital status for females

Housing units lacking complete plumbing facilities: 1.1%
Housing units lacking complete kitchen facilities: 3.2%

Most commonly used house heating fuel

  • 46%Utility gas
  • 23%Electricity
  • 19%Bottled, tank, or LP gas
  • 7%Wood
  • 3%Fuel oil, kerosene, etc.
  • 1%No fuel used
  • 1%Other fuel

Population in 1990: 3,791. Population change in the 1990s: +115 (+3.0%).

Place of birth for U.S.-born residents:


64% of the 46787 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 61% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

93% of the 46787 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 62% moved from this county.
   Out of people who lived in different houses, 28% moved from different county within same state.
   Out of people who lived in different houses, 2% moved from different state.
   Out of people who lived in different houses, 8% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 56
Here:

11.2%
Indiana:

11.7%
Students in private schools in grades 9 to 12 (high school): 20
Here:

5.6%
Indiana:

8.9%
Students in private undergraduate colleges: 53
Here:

21.5%
Indiana:

21.7%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 70,625Architecture and engineering occupations
  • 61,250Computer and mathematical occupations
  • 58,542Transportation occupations
  • 54,427Management occupations
  • 52,734Installation, maintenance, and repair occupations
  • 34,712Health diagnosing and treating practitioners and other technical occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 8 people in group homes intended for adults
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED24$97,06723$91,825191$122,00514$67,4541$135,3007$72,716
APPLICATIONS APPROVED, NOT ACCEPTED0$04$89,88816$106,6883$10,9500$01$73,540
APPLICATIONS DENIED3$145,9132$17,81044$129,7313$45,5603$45,9435$83,974
APPLICATIONS WITHDRAWN3$108,3903$67,02726$119,4825$57,2200$01$73,540
FILES CLOSED FOR INCOMPLETENESS0$02$128,6905$136,3220$00$01$88,470
Choose year:  2009 2008 2007 2006 2005 2004 2003

Detailed HMDA statistics for the following Tracts: 0503.00 , 0507.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$50,8279$132,247
APPLICATIONS APPROVED, NOT ACCEPTED3$209,0572$191,590
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003

Detailed PMIC statistics for the following Tracts: 0503.00 , 0507.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 46787 among deceased individuals
NameCountLived (average)
Mary2378.7 years
John2076.0 years
Robert2071.3 years
William1680.8 years
Ruth1481.7 years
Charles1377.3 years
Mildred1378.3 years
Russell1375.4 years
Helen1179.7 years
Donald1168.6 years
Most common last names in zip code 46787 among deceased individuals
Last nameCountLived (average)
Kreider1381.2 years
Miller1282.2 years
Smith1178.0 years
Bollinger987.0 years
Dimmick883.0 years
Mishler876.5 years
Slater871.5 years
Snyder867.8 years
Striggle882.6 years
Jackson756.6 years

Businesses in zip code 46787



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