46978 Zip Code (Royal Center, IN) Detailed Profile

Estimated zip code population in 2017: 2,163
Zip code population in 2010: 2,059
Zip code population in 2000: 2,182

Houses and condos: 953
Renter-occupied apartments: 105
March 2019 cost of living index in zip code 46978: 85.3 (less than average, U.S. average is 100)

Land area: 63.5 sq. mi.
Water area: 0.0 sq. mi.

Population density: 34 people per square mile

(very low).

Real estate property taxes paid for housing units in 2017:
Median real estate property taxes paid for housing units with mortgages in 2017: $802 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2017: $653 (0.6%)

For population 25 years and over in 46978:

• High school or higher: 92.9%
• Bachelor's degree or higher: 18.2%
• Graduate or professional degree: 4.2%
• Unemployed: 2.8%
• Mean travel time to work (commute): 26.5 minutes

For population 15 years and over in 46978:

• Never married: 22.8%
• Now married: 58.5%
• Separated: 1.0%
• Widowed: 6.1%
• Divorced: 11.6%

• 
• • 1,99691.5%White
  • 311.4%Hispanic or Latino
  • 150.7%Two or more races
  • 70.3%Black
  • 60.3%Asian
  • 40.2%American Indian

100% rural population.

Averages for the 2012 tax year for zip code 46978, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $46,789 (Individual Income Tax Returns)

Here:	$46,789
State:	$52,932

Salary/wage: $41,600 (reported on 83.2% of returns)

Here:	$41,600
State:	$45,173

(% of AGI for various income ranges: 70.0% for AGIs below $25k, 80.1% for AGIs $25k-50k, 81.1% for AGIs $50k-75k, 78.9% for AGIs $75k-100k, 62.6% for AGIs $100k-200k)

Taxable interest for individuals: $871 (reported on 40.0% of returns)

This zip code:	$871
Indiana:	$1,311

(% of AGI for various income ranges: 1.6% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)

Ordinary dividends: $2,567 (reported on 18.9% of returns)

Here:	$2,567
State:	$4,690

(% of AGI for various income ranges: 2.1% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,455 (reported on 11.6% of returns)

Here:	+$1,455
State:	+$10,406

(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 1.1% for AGIs $100k-200k)

Profit/loss from business: +$5,209 (reported on 11.6% of returns)

Here:	+$5,209
State:	+$11,105

(% of AGI for various income ranges: 3.4% for AGIs below $25k, 1.8% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $6,891 (reported on 11.6% of returns)

46978:	$6,891
Indiana:	$13,841

(% of AGI for various income ranges: 3.3% for AGIs below $25k, 1.8% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.9% for AGIs $100k-200k)

Total itemized deductions: $18,929 (21% of AGI, reported on 17.9% of returns)

Here:	$18,929
State:	$20,913

Here:	20.6% of AGI
State:	18.2% of AGI

(% of AGI for various income ranges: 7.5% for AGIs $25k-50k, 6.4% for AGIs $50k-75k, 9.2% for AGIs $75k-100k, 9.0% for AGIs $100k-200k)

Charity contributions: $3,823 (reported on 13.7% of returns)

Here:	$3,823
State:	$4,697

(% of AGI for various income ranges: 2.1% for AGIs below $25k, 1.1% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Taxes paid: $6,800 (reported on 17.9% of returns)

46978:	$6,800
State:	$7,456

(% of AGI for various income ranges: 1.2% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 4.6% for AGIs $100k-200k)

Earned income credit: $2,435 (reported on 17.9% of returns)

Here:	$2,435
State:	$2,265

(% of AGI for various income ranges: 6.4% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 65.3%

Here:	65%
State:	53%

(% for various income ranges: 57.1% for AGIs below $25k, 68.0% for AGIs $25k-50k, 70.6% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 77.8% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 46978, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $36,271 (Individual Income Tax Returns)

Here:	$36,271
State:	$44,790

Salary/wage: $34,289 (reported on 85.2% of returns)

Here:	$34,289
State:	$39,615

(% of AGI for various income ranges: 142.7% for AGIs below $10k, 69.6% for AGIs $10k-25k, 81.8% for AGIs $25k-50k, 84.9% for AGIs $50k-75k, 84.9% for AGIs $75k-100k, 65.8% for AGIs over 100k)

Taxable interest for individuals: $1,276 (reported on 50.4% of returns)

This zip code:	$1,276
Indiana:	$1,535

(% of AGI for various income ranges: 9.5% for AGIs below $10k, 3.7% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $1,518 (reported on 21.9% of returns)

Here:	$1,518
State:	$2,998

(% of AGI for various income ranges: 2.8% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Net capital gain/loss: +$1,810 (reported on 14.8% of returns)

Here:	+$1,810
State:	+$8,619

(% of AGI for various income ranges: 1.2% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Profit/loss from business: +$3,195 (reported on 12.4% of returns)

Here:	+$3,195
State:	+$10,071

(% of AGI for various income ranges: 3.5% for AGIs below $10k, 1.7% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.6% for AGIs $75k-100k)

Profit/loss from farming: +$333 (reported on 7.8% of returns)

Here:	+$333
State:	-$2,212

(% of AGI for various income ranges: 0.9% for AGIs below $10k, -0.2% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, -3.0% for AGIs $75k-100k)

IRA payment deduction: $2,389 (reported on 1.7% of returns)

46978:	$2,389
Indiana:	$2,840

Total itemized deductions: $13,631 (20% of AGI, reported on 17.0% of returns)

Here:	$13,631
State:	$17,065

Here:	20.3% of AGI
State:	19.5% of AGI

(% of AGI for various income ranges: 4.6% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 5.5% for AGIs $50k-75k, 7.2% for AGIs $75k-100k, 9.2% for AGIs over 100k)

Charity contributions deductions: $2,635 (4% of AGI, reported on 13.2% of returns)

Here:	$2,635
State:	$3,550

Here:	3.7% of AGI
State:	3.8% of AGI

(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Total tax: $4,333 (reported on 73.5% of returns)

46978:	$4,333
State:	$6,914

(% of AGI for various income ranges: 3.5% for AGIs below $10k, 3.3% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 16.8% for AGIs over 100k)

Earned income credit: $1,669 (reported on 13.7% of returns)

Here:	$1,669
State:	$1,685

Percentage of individuals using paid preparers for their 2004 taxes: 71.3%

Here:	71%
State:	59%

(% for various income ranges: 63.2% for AGIs below $10k, 71.5% for AGIs $10k-25k, 71.8% for AGIs $25k-50k, 75.4% for AGIs $50k-75k, 73.4% for AGIs $75k-100k, 89.2% for AGIs over 100k)

Nearest zip codes: 46985, 47926, 46950, 47950, 46947, 46939.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 72
Household did not receive Food Stamps/SNAP in the past 12 months: 766

Women who did not have a birth in the past 12 months: 489 (258 now married, 229 unmarried)

Housing units in zip code 46978 with a mortgage: 345 (1 second mortgage, 30 home equity loan)
Houses without a mortgage: 388

Median monthly owner costs for units with a mortgage: $878
Median monthly owner costs for units without a mortgage: $402

Residents with income below the poverty level in 2017:
Residents with income below 50% of the poverty level in 2017:

• Zip code 46978 household income distribution in 2017

• 37Less than $10,000
• 21$10,000 to $14,999
• 50$15,000 to $19,999
• 36$20,000 to $24,999
• 24$25,000 to $29,999
• 67$30,000 to $34,999
• 41$35,000 to $39,999
• 57$40,000 to $44,999
• 38$45,000 to $49,999
• 107$50,000 to $59,999
• 88$60,000 to $74,999
• 83$75,000 to $99,999
• 110$100,000 to $124,999
• 13$125,000 to $149,999
• 50$150,000 to $199,999

• Estimate of home value of owner-occupied houses/condos in 2017 in zip code 46978

• 4Less than $10,000
• 11$10,000 to $14,999
• 3$15,000 to $19,999
• 1$20,000 to $24,999
• 8$25,000 to $29,999
• 16$30,000 to $34,999
• 3$35,000 to $39,999
• 35$40,000 to $49,999
• 35$50,000 to $59,999
• 48$60,000 to $69,999
• 68$70,000 to $79,999
• 39$80,000 to $89,999
• 50$90,000 to $99,999
• 135$100,000 to $124,999
• 56$125,000 to $149,999
• 103$150,000 to $174,999
• 2$175,000 to $199,999
• 6$200,000 to $249,999
• 10$250,000 to $299,999
• 6$300,000 to $399,999
• 1$400,000 to $499,999

• Rent paid by renters in 2017 in zip code 46978

• 4Less than $100
• 7$100 to $149
• 2$300 to $349
• 6$350 to $399
• 13$400 to $449
• 13$450 to $499
• 1$500 to $549
• 20$550 to $599
• 14$700 to $749
• 11No cash rent

Median gross rent in 2017: $714.

Estimated median house (or condo) value in 2017 for:

• White Non-Hispanic householders: $103,161
• Two or more races householders: $123,610

Estimated median house or condo value in 2017: $109,419 Lower value quartile - upper value quartile: $75,860 - $143,364

Housing units in structures:

• One, detached: 862
• One, attached: 6
• Two: 6
• 3 or 4: 17
• 5 to 9: 7
• 10 to 19: 7
• Mobile homes: 44

Unemployment: 2.8%

• Means of transportation to work in zip code 46978

• 84.7%834Drove a car alone
• 11.0%108Carpooled
• 0.1%1Motorcycle
• 0.9%9Walked
• 0.2%2Other means
• 2.8%28Worked at home

• Travel time to work (commute) in zip code 46978

• 15Less than 5 minutes
• 995 to 9 minutes
• 6710 to 14 minutes
• 17115 to 19 minutes
• 26420 to 24 minutes
• 5425 to 29 minutes
• 10330 to 34 minutes
• 1535 to 39 minutes
• 4040 to 44 minutes
• 5345 to 59 minutes
• 1360 to 89 minutes
• 5690 or more minutes

Percentage of zip code residents living and working in this county: 61.3%

Household type by relationship:

Households: 2,164

• In family households: 1,917 (398 male householders, 237 female householders)

  502 spouses, 644 children (534 natural, 34 adopted, 77 stepchildren), 53 grandchildren, 10 brothers or sisters, 5 parents, 5 other relatives, 55 non-relatives

• In nonfamily households: 245 (103 male householders (83 living alone)), 94 female householders (78 living alone)), 46 nonrelatives

Size of family households: 305 2-persons, 150 3-persons, 124 4-persons, 34 5-persons, 19 6-persons, 2 7-or-more-persons

Size of nonfamily households: 161 1-person, 22 2-persons, 14 3-persons

385 married couples with children.
77 single-parent households (25 men, 52 women).

97.4% of residents of 46978 zip code speak English at home.
1.1% of residents speak Spanish at home (100% very well).
1.0% of residents speak other Indo-European language at home (100% very well).
0.2% of residents speak Asian or Pacific Island language at home (100% well).

Facilities with environmental interests located in this zip code:

• ROYAL CENTER LOCKER PLANT INC (104 N CHICAGO ST in ROYAL CENTER, IN)

  (Integrated Compliance Information System) - ICIS-05-1997-0226, FORMAL ENFORCEMENT ACTION
  STATE MASTER (Indiana facility tracking) - CRTK-21529, EPCRA
  Business SIC classification: MEAT PACKING PLANTS
  

• ROYAL CENTER WWTP (7100 W 650 N in ROYAL CENTER, IN)

  STATE MASTER (Indiana facility tracking) - CRTK-1061, EPCRA, CRTK-1761, UST-8029, UNDERGROUND STORAGE TANK PROGRAM
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS
  Organizations: ALLEN L TRIBBETT (CONTACT/OPERATOR) , TOWN COUNCIL PRESIDENT (CONTACT/OWNER)
  Alternative names: ROYAL CENTER MUNICIPAL STP, ROYAL CENTER WASTEWATER PLANT

• NIPSCO ROYAL CENTER UNDERGROUND GAS (8710 N 525 W in ROYAL CENTER, IN)

  AIR SYNTHETIC MINOR (AIRS/AFS)
  STATE MASTER (Indiana facility tracking) - CRTK-1647, EPCRA, UST-6067, UNDERGROUND STORAGE TANK PROGRAM, ACES-OP-01700026, AIR PROGRAM
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business SIC classification: NATURAL GAS TRANSMISSION
  Business NAICS classification: PIPELINE TRANSPORTATION OF NATURAL GAS.
  Organizations: NISOURCE (CONTACT/OWNER)
  Alternative names: NIPSCO-ROYAL CENTER, NIPSCO ROYAL CENTER N.G. PROC, NIPSCO ROYAL CENTER NAT.GAS COMPRESSORS, NIPSCO ROYAL CTR UNDERGROUND GAS STORAGE

• BLUE SPRUCE, INC. (ROYAL CENTER PIKE in ROYAL CENTER, IN)

  AIR MINOR (AIRS/AFS)
  STATE MASTER (Indiana facility tracking) - ACES-CP-2798, AIR PROGRAM
  Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
  

• PIONEER ELEMENTARY SCHOOL (BOX 517 in ROYAL CENTER, IN)

  (National Center for Education Statistics) - STATE ID-0649
  Organizations: PIONEER REGIONAL SCHOOL CORP (SCHOOL DISTRICT)
  

• PIONEER JR-SR HIGH SCHOOL (BOX 547 US HWY 35 in ROYAL CENTER, IN)

  (National Center for Education Statistics) - STATE ID-0645
  Organizations: PIONEER REGIONAL SCHOOL CORP (SCHOOL DISTRICT)
  

• PIONEER REGIONAL SCHOOL CORP (115 S CHICAGO ST in ROYAL CENTER, IN)

  STATE MASTER (Indiana facility tracking) - UST-21463, UNDERGROUND STORAGE TANK PROGRAM
  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  Alternative names: PIONEER RIGIONAL SCH CORP

Housing units lacking complete plumbing facilities: 3.5%
Housing units lacking complete kitchen facilities: 3.4%

Population in 1990: 1,558. Population change in the 1990s: +624 (+40.1%).

Place of birth for U.S.-born residents:

• This state: 1,938
• Northeast: 17
• Midwest: 99
• South: 48
• West: 14

64% of the 46978 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 55% lived in this county.
   Out of people who lived in different counties, 50% lived in Indiana.

93% of the 46978 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 31% moved from this county.
   Out of people who lived in different houses, 70% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 6
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Utilities: Electric Power Distribution (20-49 employees: 1 establishment)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 5-9: 1)
• Accommodation and Food Services: Limited-Service Restaurants (10-19: 1, 1-4: 1)
• Finance and Insurance: Commercial Banking (10-19: 1)
• Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 3)
• Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1, 1-4: 1)
• Construction: Site Preparation Contractors (5-9: 1)

Most common first names in zip code 46978 among deceased individuals
Name	Count	Lived (average)
Mary	22	83.3 years
Robert	17	75.5 years
James	15	76.9 years
George	14	75.6 years
Charles	12	67.3 years
John	12	81.1 years
William	10	75.0 years
Dorothy	9	78.5 years
Donald	8	71.1 years
Paul	8	71.7 years

Most common last names in zip code 46978 among deceased individuals
Last name	Count	Lived (average)
Miller	11	69.3 years
Smith	11	71.5 years
Jones	10	79.7 years
Schmaltz	10	80.4 years
Beckley	10	77.3 years
Brown	8	82.0 years
Berkshire	8	82.2 years
Hoffman	8	70.9 years
Kistler	7	81.4 years
Conn	7	73.0 years