Estimated median household income in 2008: $47,316
| This zip code: | $47,316 | | Indiana: | $47,966 |
Nearest zip codes: 47120, 47161, 47124, 47166, 47165, 47114.
Housing units in zip code 47164 with a mortgage: 456 (71 second mortgage, 45 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 146
Median monthly owner costs for units with a mortgage: $1,040
Median monthly owner costs for units without a mortgage: $347
Residents with income below the poverty level in 2008:
| This zip code: | 10.6% | | Whole state: | 13.1% |
Residents with income below 50% of the poverty level in 2008:
| This zip code: | 4.3% | | Whole state: | 5.8% |
Median number of rooms in houses and condos:
| Here: | 5.6 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 41
- 1995 to 1998: 201
- 1990 to 1994: 110
- 1980 to 1989: 335
- 1970 to 1979: 325
- 1960 to 1969: 109
- 1950 to 1959: 71
- 1940 to 1949: 93
- 1939 or earlier: 141
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Bedrooms in owner-occupied houses in Palmyra, IN (47164): |
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- no bedroom: 0
- 1 bedrooms: 10
- 2 bedrooms: 334
- 3 bedrooms: 575
- 4 bedrooms: 151
- 5 or more bedrooms: 24
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 39
- 2 bedrooms: 115
- 3 bedrooms: 64
- 4 bedrooms: 35
- 5 or more bedrooms: 0
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Vehicles available in 47164 zip code in owner-occupied houses/condos: |
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- no vehicle: 22
- 1 vehicle: 190
- 2 vehicles: 431
- 3 vehicles: 308
- 4 vehicles: 102
- 5 or more vehicles: 41
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 18
- 1 vehicle: 85
- 2 vehicles: 104
- 3 vehicles: 46
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2008:

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Estimate of home value of owner-occupied houses/condos in 2008 in zip code 47164:
- Less than $10,000: 23
- $10,000 to $14,999: 13
- $15,000 to $19,999: 15
- $20,000 to $24,999: 20
- $25,000 to $29,999: 9
- $30,000 to $34,999: 8
- $35,000 to $39,999: 29
- $40,000 to $49,999: 64
- $50,000 to $59,999: 51
- $60,000 to $69,999: 49
- $70,000 to $79,999: 59
- $80,000 to $89,999: 41
- $90,000 to $99,999: 62
- $100,000 to $124,999: 224
- $125,000 to $149,999: 160
- $150,000 to $174,999: 124
- $175,000 to $199,999: 81
- $200,000 to $249,999: 50
- $250,000 to $299,999: 17
- $300,000 to $399,999: 33
- $400,000 to $499,999: 2
- $500,000 to $749,999: 3
- $750,000 to $999,999: 10
- $1,000,000 or more: 1
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Rent paid by renters in 2008 in zip code 47164:
- Less than $100: 20
- $100 to $149: 9
- $150 to $199: 6
- $200 to $249: 4
- $250 to $299: 11
- $300 to $349: 21
- $350 to $399: 32
- $400 to $449: 32
- $450 to $499: 17
- $500 to $549: 7
- $550 to $599: 8
- $600 to $649: 11
- $650 to $699: 12
- $700 to $749: 7
- $750 to $799: 3
- No cash rent: 43
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Median price asked for vacant for-sale houses and condos in 2008: $50,756.
Estimated median house (or condo) value in 2008 for: - White Non-Hispanic householders: $123,034
- Two or more races householders: $219,945
- Hispanic or Latino householders: $157,142
Estimated median house or condo value in 2008: $120,644 (it was $84,700 in 2000)
| 47164: | $120,644 | | Indiana: | $125,200 |
Lower value quartile - upper value quartile: $78,354 - $150,980
Mean price in 2008:
Detached houses: $151,511| Here: | $151,511 | | State: | $160,080 |
Townhouses or other attached units: $298,338| Here: | $298,338 | | State: | $149,441 |
In 3-to-4-unit structures: $244,169| Here: | $244,169 | | State: | $133,538 |
Mobile homes: $40,469| Here: | $40,469 | | State: | $33,761 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 969
- One, attached: 7
- Two: 9
- 3 or 4: 40
- 10 to 19: 2
- Mobile homes: 399

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Means of transportation to work
- Drove a car alone: 1,520 (82%)
- Carpooled: 266 (14%)
- Bus or trolley bus: 13 (1%)
- Walked: 31 (2%)
- Other means: 2 (0%)
- Worked at home: 22 (1%)
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Travel time to work
- Less than 5 minutes: 76
- 5 to 9 minutes: 138
- 10 to 14 minutes: 93
- 15 to 19 minutes: 156
- 20 to 24 minutes: 129
- 25 to 29 minutes: 134
- 30 to 34 minutes: 324
- 35 to 39 minutes: 169
- 40 to 44 minutes: 174
- 45 to 59 minutes: 311
- 60 to 89 minutes: 69
- 90 or more minutes: 59
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Percentage of zip code residents living and working in this county: 26.8%
Household type by relationship
Households: 3,678
- In family households: 3,371 (874 male householders, 210 female householders)
863 spouses, 1,240 children (1,161 natural, 13 adopted, 66 stepchildren), 40 grandchildren, 27 brothers or sisters, 4 parents, 42 other relatives, 71 non-relatives
- In nonfamily households: 307 (124 male householders (90 living alone)), 123 female householders (119 living alone)), 60 nonrelatives
- In group quarters: 21 (0 institutionalized population)
Size of family households: 421 2-persons, 312 3-persons, 238 4-persons, 69 5-persons, 35 6-persons, 9 7-or-more-persons.
Size of nonfamily households: 209 1-person, 31 2-persons, 2 3-persons, 5 4-persons.
704 married couples with children.
192 single-parent households (57 men, 135 women).
98.0% of residents of 47164 zip code speak English at home.
1.7% of residents speak Spanish at home (63% very well, 5% well, 29% not well, 3% not at all).
0.3% of residents speak other Indo-European language at home (100% very well).
Foreign born population: 33 (0.9%)
(9.1% of them are naturalized citizens)
| This zip code: | 0.9% | | Whole state: | 3.1% |
Most common places of birth for the foreign-born residents:
- Mexico (85%)
- Philippines (9%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 1
- 1985 to 1989: 0
- 1980 to 1984: 28
- 1975 to 1979: 0
- 1970 to 1974: 3
- 1970 to 1974: 0
- 1965 to 1969: 1
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White population: 3,507
Black population: 5
American Indian population: 3
Asian population: 9
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 5
Two or more races population: 22
First ancestries reported:
|  United States or American: 768 |
|  German: 725 |
|  English: 490 |
|  Other groups: 189 |
|  Irish: 188 |
|  Scotch-Irish: 120 |
|  Scottish: 50 |
|  French (except Basque): 45 |
|  Dutch: 29 |
|  Italian: 13 |
|  Hungarian: 13 |
|  Polish: 11 |
|  Welsh: 10 |
|  Finnish: 6 |
|  Norwegian: 3 |
|  British: 2 |
|  Canadian: 1 |

facilities with environmental interests located in this zip code:
- MORGAN ELEMENTARY SCHOOL (12225 HWY 135 NE in PALMYRA, IN)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-2621
Organizations: NORTH HARRISON COM SCHOOL CORP (SCHOOL DISTRICT)
- PALMYRA MUNICIPAL WWTP (US 150 & SR 135 1 MI W in PALMYRA, IN)
STATE MASTER (Indiana facility tracking)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Organizations: ROGER HENSLEY CERT OPER (CONTACT/OPERATOR)
Alternative names: PALMYRA MUNICIPAL STP
Median worth of mobile homes: $36,955
Most commonly used house heating fuel: |
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- Bottled, tank, or LP gas (45%)
- Electricity (40%)
- Wood (8%)
- Fuel oil, kerosene, etc. (5%)
- No fuel used (1%)
- Utility gas (1%)
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Place of birth for U.S.-born residents:
- This state: 2030
- Northeast: 28
- Midwest: 176
- South: 1383
- West: 43
62% of the 47164 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 39% lived in this county.
Out of people who lived in different counties, 75% lived in Indiana.
Population in 1990: 814. Population change in the 1990s: +2,737 (+336.2%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 12
| Here: | 2.6% | | Indiana: | 11.8% |
Students in private schools in grades 9 to 12 (high school): 9
| Here: | 3.4% | | Indiana: | 8.8% |
Students in private undergraduate colleges: 3
| Here: | 4.1% | | Indiana: | 23.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- JACOBI SALES INC (425 MAIN ST NE in PALMYRA, IN; small business)
$89,950 with Army for Motorcycles, Motor Scooters, and Bicycles. Signed on 2005-07-18. Completion date: 2005-08-15.
Top industries in this zip code by the number of employees in 2005:
- Wholesale Trade: Motor Vehicle Supplies and New Parts Merchant Wholesalers (50-99 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 5-9: 1)
- Finance and Insurance: Savings Institutions (20-49: 1)
- Wholesale Trade: Farm and Garden Machinery and Equipment Merchant Wholesalers (20-49: 1)
- Construction: Drywall and Insulation Contractors (10-19: 1)
- Wholesale Trade: Industrial Machinery and Equipment Merchant Wholesalers (10-19: 1)
- Accommodation and Food Services: Mobile Food Services (10-19: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
17 people in homes for the mentally retarded
4 people in other noninstitutional group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $106,061 | 46 | $99,193 | 82 | $84,364 | 15 | $41,846 | 1 | $73,500 | 13 | $104,652 | 24 | $72,888 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 10 | $55,713 | 15 | $93,247 | 2 | $27,930 | 0 | $0 | 1 | $50,710 | 4 | $27,195 |
| APPLICATIONS DENIED | 3 | $96,773 | 11 | $93,345 | 64 | $105,599 | 13 | $43,931 | 0 | $0 | 1 | $69,090 | 20 | $77,102 |
| APPLICATIONS WITHDRAWN | 4 | $104,188 | 5 | $78,792 | 21 | $110,145 | 1 | $23,520 | 0 | $0 | 0 | $0 | 3 | $95,060 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $118,330 | 12 | $88,078 | 1 | $18,380 | 0 | $0 | 0 | $0 | 1 | $18,380 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $96,800 | 62 | $93,795 | 101 | $76,258 | 21 | $35,595 | 0 | $0 | 13 | $88,370 | 34 | $60,443 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $130,100 | 9 | $53,247 | 18 | $77,665 | 4 | $38,588 | 0 | $0 | 1 | $27,930 | 9 | $35,607 |
| APPLICATIONS DENIED | 2 | $157,290 | 18 | $94,203 | 63 | $100,742 | 15 | $36,015 | 1 | $129,360 | 2 | $217,930 | 19 | $54,932 |
| APPLICATIONS WITHDRAWN | 1 | $73,500 | 12 | $72,153 | 36 | $102,308 | 1 | $7,350 | 0 | $0 | 0 | $0 | 1 | $66,150 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $72,770 | 2 | $111,350 | 9 | $107,473 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $95,821 | 47 | $80,318 | 109 | $88,227 | 12 | $25,297 | 7 | $79,380 | 32 | $66,586 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 14 | $70,717 | 15 | $98,882 | 1 | $58,060 | 2 | $70,190 | 6 | $28,787 |
| APPLICATIONS DENIED | 6 | $93,100 | 24 | $98,735 | 68 | $92,750 | 7 | $73,920 | 2 | $77,175 | 26 | $69,260 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 10 | $99,592 | 41 | $110,178 | 5 | $174,930 | 0 | $0 | 5 | $82,762 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $93,345 | 14 | $109,778 | 0 | $0 | 0 | $0 | 1 | $58,800 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $90,405 | 62 | $84,845 | 122 | $76,946 | 18 | $42,630 | 10 | $55,934 | 35 | $55,776 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $143,320 | 7 | $89,356 | 26 | $95,069 | 1 | $72,770 | 1 | $96,280 | 5 | $40,866 |
| APPLICATIONS DENIED | 5 | $73,500 | 29 | $81,509 | 70 | $81,165 | 10 | $47,040 | 2 | $55,125 | 25 | $61,681 |
| APPLICATIONS WITHDRAWN | 2 | $76,075 | 10 | $81,438 | 31 | $91,614 | 1 | $62,480 | 1 | $44,100 | 5 | $89,816 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $158,760 | 1 | $133,040 | 12 | $91,202 | 1 | $73,500 | 1 | $77,170 | 1 | $7,350 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $100,548 | 46 | $91,028 | 212 | $90,727 | 10 | $45,056 | 1 | $47,770 | 11 | $81,785 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $65,410 | 5 | $71,588 | 29 | $72,512 | 1 | $134,510 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $126,420 | 22 | $62,943 | 85 | $84,793 | 7 | $8,504 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $80,556 | 3 | $137,690 | 35 | $84,063 | 1 | $67,620 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $73,500 | 8 | $118,519 | 1 | $9,550 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0601.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $104,215 | 4 | $177,688 | 2 | $144,430 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $185,220 | 4 | $134,138 | 1 | $69,830 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $127,890 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $130,168 | 3 | $114,660 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $205,435 | 1 | $64,680 |
| APPLICATIONS DENIED | 1 | $74,230 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $71,300 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $105,644 | 7 | $114,030 | 1 | $62,480 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $169,790 | 4 | $122,563 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $74,970 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $127,155 | 1 | $175,660 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $85,351 | 7 | $101,114 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $94,810 | 1 | $44,100 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $51,450 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $79,380 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $72,030 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $112,363 | 15 | $129,164 | 1 | $93,340 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $84,520 | 4 | $112,823 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $128,995 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0601.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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