Estimated median household income in 2007: $57,273
| This zip code: | $57,273 | | Michigan: | $47,950 |
Nearest zip codes: 48044, 48036, 48313, 48035, 48043, 48026.
Housing units in zip code 48038 with a mortgage: 7,637 (470 second mortgage, 1,337 home equity loan, 24 both second mortgage and home equity loan)
Houses without a mortgage: 2,373
Median monthly owner costs for units with a mortgage: $1,631
Median monthly owner costs for units without a mortgage: $557
Residents with income below the poverty level in 2007:
| This zip code: | 5.0% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.1% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 5.7 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 3.6 | | State: | 4.1 |
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Notable locations in this zip code not listed on our city pages:
Streams, rivers, and creeks: Utica Drain (A), Groth Drain (B), Kenner Drain (C), Miller Drain (D), Hildebrandt Drain (E), Middle Branch Clinton River (F), Nicol Drain (G), Stadler Drain (H). Display/hide their locations on the map
Tourist attraction (not listed on the city page) : Caravelle Tours Inc (Tours & Charters; 42822 Garfield Road Suite 106).
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Year house built: |
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- 1999 to March 2000: 414
- 1995 to 1998: 2,058
- 1990 to 1994: 3,009
- 1980 to 1989: 6,099
- 1970 to 1979: 5,360
- 1960 to 1969: 471
- 1950 to 1959: 254
- 1940 to 1949: 31
- 1939 or earlier: 130
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Bedrooms in owner-occupied houses in 48038: |
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- no bedroom: 42
- 1 bedrooms: 127
- 2 bedrooms: 4,075
- 3 bedrooms: 5,780
- 4 bedrooms: 1,685
- 5 or more bedrooms: 81
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 178
- 1 bedrooms: 2,370
- 2 bedrooms: 2,713
- 3 bedrooms: 110
- 4 bedrooms: 25
- 5 or more bedrooms: 0
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Vehicles available in 48038 zip code in owner-occupied houses/condos: |
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- no vehicle: 255
- 1 vehicle: 3,553
- 2 vehicles: 5,371
- 3 vehicles: 1,880
- 4 vehicles: 577
- 5 or more vehicles: 154
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 604
- 1 vehicle: 2,992
- 2 vehicles: 1,557
- 3 vehicles: 181
- 4 vehicles: 54
- 5 or more vehicles: 8
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48038:
- Less than $10,000: 237
- $10,000 to $14,999: 118
- $15,000 to $19,999: 115
- $20,000 to $24,999: 97
- $25,000 to $29,999: 76
- $30,000 to $34,999: 56
- $35,000 to $39,999: 60
- $40,000 to $49,999: 64
- $50,000 to $59,999: 33
- $60,000 to $69,999: 34
- $70,000 to $79,999: 43
- $80,000 to $89,999: 42
- $90,000 to $99,999: 63
- $100,000 to $124,999: 447
- $125,000 to $149,999: 917
- $150,000 to $174,999: 859
- $175,000 to $199,999: 1,481
- $200,000 to $249,999: 3,367
- $250,000 to $299,999: 1,946
- $300,000 to $399,999: 1,488
- $400,000 to $499,999: 272
- $500,000 to $749,999: 100
- $1,000,000 or more: 33
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Rent paid by renters in 2007 in zip code 48038:
- Less than $100: 19
- $100 to $149: 29
- $150 to $199: 50
- $200 to $249: 19
- $250 to $299: 11
- $300 to $349: 32
- $350 to $399: 30
- $400 to $449: 283
- $450 to $499: 376
- $500 to $549: 1,001
- $550 to $599: 697
- $600 to $649: 553
- $650 to $699: 1,062
- $700 to $749: 503
- $750 to $799: 655
- $800 to $899: 305
- $900 to $999: 179
- $1,000 to $1,249: 612
- $1,250 to $1,499: 83
- $1,500 to $1,999: 173
- No cash rent: 165
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Median price asked for vacant for-sale houses and condos in 2007: $239,435.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $229,025
- Black or African American householders: $230,552
- Asian householders: $273,303
- Some other race householders: $219,725
- Two or more races householders: $221,530
- Hispanic or Latino householders: $242,905
Estimated median house or condo value in 2007: $215,070 (it was $157,500 in 2000)
| 48038: | $215,070 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $258,955| Here: | $258,955 | | State: | $200,820 |
Townhouses or other attached units: $170,878| Here: | $170,878 | | State: | $181,134 |
In 2-unit structures: $158,212| Here: | $158,212 | | State: | $129,336 |
In 3-to-4-unit structures: $146,655| Here: | $146,655 | | State: | $151,605 |
In 5-or-more-unit structures: $121,757| Here: | $121,757 | | State: | $149,899 |
Mobile homes: $19,023| Here: | $19,023 | | State: | $39,606 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 7,389
- One, attached: 3,281
- Two: 71
- 3 or 4: 608
- 5 to 9: 1,528
- 10 to 19: 1,737
- 20 to 49: 1,111
- 50 or more: 1,115
- Mobile homes: 986

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Means of transportation to work
- Drove a car alone: 19,097 (92%)
- Carpooled: 1,229 (6%)
- Bus or trolley bus: 47 (0%)
- Taxi: 12 (0%)
- Bicycle: 34 (0%)
- Walked: 66 (0%)
- Other means: 30 (0%)
- Worked at home: 234 (1%)
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Travel time to work
- Less than 5 minutes: 374
- 5 to 9 minutes: 1373
- 10 to 14 minutes: 2172
- 15 to 19 minutes: 2871
- 20 to 24 minutes: 2761
- 25 to 29 minutes: 1268
- 30 to 34 minutes: 3273
- 35 to 39 minutes: 886
- 40 to 44 minutes: 1452
- 45 to 59 minutes: 2427
- 60 to 89 minutes: 1278
- 90 or more minutes: 380
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Percentage of zip code residents living and working in this county: 61.3%
Household type by relationship
Households: 39,421
- In family households: 31,715 (8,634 male householders, 1,913 female householders)
8,714 spouses, 11,024 children (10,336 natural, 285 adopted, 403 stepchildren), 269 grandchildren, 185 brothers or sisters, 272 parents, 328 other relatives, 376 non-relatives
- In nonfamily households: 7,706 (2,565 male householders (2,037 living alone)), 4,007 female householders (3,540 living alone)), 1,134 nonrelatives
- In group quarters: 174 (145 institutionalized population)
Size of family households: 4,866 2-persons, 2,382 3-persons, 2,130 4-persons, 870 5-persons, 231 6-persons, 68 7-or-more-persons.
Size of nonfamily households: 5,577 1-person, 875 2-persons, 89 3-persons, 23 4-persons, 8 5-persons.
6,723 married couples with children.
1,327 single-parent households (334 men, 993 women).
87.0% of residents of 48038 zip code speak English at home.
1.6% of residents speak Spanish at home (44% very well, 15% well, 36% not well, 5% not at all).
9.6% of residents speak other Indo-European language at home (64% very well, 24% well, 9% not well, 3% not at all).
0.8% of residents speak Asian or Pacific Island language at home (60% very well, 32% well, 8% not well).
1.0% of residents speak other language at home (53% very well, 32% well, 10% not well, 5% not at all).
Foreign born population: 3,693 (9.3%)
(46.9% of them are naturalized citizens)
| This zip code: | 9.3% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Italy (18%)
- Canada (11%)
- Yugoslavia (9%)
- Other Eastern Europe (8%)
- Mexico (7%)
- United Kingdom (6%)
- India (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 893
- 1990 to 1994: 473
- 1985 to 1989: 306
- 1980 to 1984: 183
- 1975 to 1979: 288
- 1970 to 1974: 282
- 1970 to 1974: 339
- 1965 to 1969: 929
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White population: 37,692
Black population: 568
American Indian population: 104
Asian population: 615
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 182
Two or more races population: 499

First ancestries reported:
|  Italian: 6715 |
|  Polish: 6112 |
|  German: 6010 |
|  Irish: 2410 |
|  Other groups: 2135 |
|  English: 1875 |
|  United States or American: 1180 |
|  French (except Basque): 1168 |
|  Arab:: 767 |
|  Albanian: 620 |
|  French Canadian: 606 |
|  Belgian: 514 |
|  Scottish: 486 |
|  Lebanese: 470 |
|  Scotch-Irish: 347 |
|  Yugoslavian: 319 |
|  Ukrainian: 303 |
|  Romanian: 236 |
|  Greek: 231 |
|  Slovak: 222 |
|  Hungarian: 221 |
|  Swedish: 189 |
|  Russian: 186 |
|  Canadian: 178 |
|  Dutch: 166 |
|  Arab/Arabic: 134 |
|  Austrian: 132 |
|  Finnish: 114 |
|  European: 102 |
|  Maltese: 97 |
|  Armenian: 97 |
|  Syrian: 92 |
|  Lithuanian: 88 |
|  Assyrian/Chaldean/Syriac: 87 |
|  Czech: 80 |
|  Welsh: 79 |
|  Macedonian: 76 |
|  Norwegian: 70 |
|  Serbian: 67 |
|  British: 63 |
|  Swiss: 53 |
|  Croatian: 46 |
|  Portuguese: 38 |
|  Czechoslovakian: 35 |
|  West Indian (excluding Hispanic groups):: 31 |
|  Belizean: 26 |
|  Egyptian: 24 |
|  Bulgarian: 23 |
|  Slavic: 23 |
|  Subsaharan African:: 22 |
|  African: 22 |
|  Danish: 19 |
|  Iraqi: 18 |
|  Other Arab: 15 |
|  Estonian: 10 |
|  Brazilian: 9 |
|  Jordanian: 9 |
|  Scandinavian: 7 |
|  Slovene: 5 |
|  Palestinian: 5 |
|  Jamaican: 5 |
Public high schools in zip code 48038 not listed on the city page:- CHIPPEWA VALLEY HIGH SCHOOL (Students: 1,958; Location: 18300 19 MILE ROAD, CLINTON TOWNSHIP, MI; Grades: 09 - 12)
- MACOMB ACADEMY (Students: 88; Location: 39092 GARFIELD ROAD, CLINTON TOWNSHIP, MI; Grades: 12 - 12)

Public primary/middle schools in zip code 48038 not listed on the city page:- SENECA MIDDLE SCHOOL (Students: 1,185; Location: 42755 ROMEO PLANK ROAD, CLINTON TOWNSHIP, MI; Grades: 06 - 08)
- WYANDOT MIDDLE SCHOOL (Students: 605; Location: 39490 GARFIELD ROAD, CLINTON TOWNSHIP, MI; Grades: 06 - 08)
- CHEROKEE ELEMENTARY SCHOOL (Students: 566; Location: 42900 RIVERGATE DRIVE, CLINTON TOWNSHIP, MI; Grades: KG - 05)
- ERIE ELEMENTARY SCHOOL (Students: 516; Location: 42276 ROMEO PLANK ROAD, CLINTON TOWNSHIP, MI; Grades: KG - 05)
- HURON ELEMENTARY SCHOOL (Students: 488; Location: 15800 TERRA BELLA DRIVE, CLINTON TOWNSHIP, MI; Grades: KG - 05)
- MIAMI ELEMENTARY SCHOOL (Students: 401; Location: 41290 KENTVALE DRIVE, CLINTON TOWNSHIP, MI; Grades: KG - 05)
- LUTZ SCHOOL FOR WORK EXPERIENCE (Students: 210; Location: 19600 CASS AVENUE, CLINTON TOWNSHIP, MI; Grades: UG - UG)
- MACOMB MIPP CENTER (Students: 188; Location: 44001 GARFIELD ROAD, CLINTON TOWNSHIP, MI; Grades: UG - UG)
Major facitilies with environmental interests located in this zip code:
- CHIPPEWA VALLEY HIGH SCHOOL (18300 19 MILE ROAD in CLINTON TOWNSHIP, MI)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-00679
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CHIPPEWA VALLEY PUBLIC SCHOOLS (CONTACT/OPERATOR)
, CHIPPEWA VALLEY SCHOOLS (SCHOOL DISTRICT)
Alternative names: CHIPPEWA VALLEY SCHOOLS, CHIPPEWA VALLEY SCHOOLS WEST
- CHEROKEE ELEMENTARY SCHOOL (42900 RIVERGATE DRIVE in CLINTON TOWNSHIP, MI)
(National Center for Education Statistics) - STATE ID-07986
Organizations: CHIPPEWA VALLEY SCHOOLS (SCHOOL DISTRICT)
- ELECTROPLATING INDUSTRIES INCORPORATED (21410 CARLO DRIVE in CLINTON TOWNSHIP, MI)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC and NAICS classification: ELECTROPLATING, PLATING, POLISHING, ANODIZING, AND COLORING
Organizations: JEFFREY M CURTIS (CONTACT/OPERATOR)
, CURTIS FLOYD J (CONTACT/OWNER)
Alternative names: ELECTROPLATING INDS. INC.
- ERIE ELEMENTARY SCHOOL (42276 ROMEO PLANK ROAD in CLINTON TOWNSHIP, MI)
(National Center for Education Statistics) - STATE ID-07370
Organizations: CHIPPEWA VALLEY SCHOOLS (SCHOOL DISTRICT)
- FINISHING SPECIALTIES INC (44100 GROESBECK in CLINTON TOWNSHIP, MI)
AIR MINOR (AIRS/AFS)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
Business NAICS classification: METAL COATING, ENGRAVING (EXCEPT JEWELRY AND SILVERWARE), AND ALLIED SERVICES TO MANUFACTURERS.
Organizations: BRIAN MCLAUGHLIN (CONTACT/OPERATOR)
, RENEE MCLAUGHLIN (CONTACT/OPERATOR)
- ARBOR DRUG 173 (15361 17 MILE RD in CLINTON TOWNSHIP, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ARBOR DRUGS INC (CONTACT/OWNER)
- ASHLAND DISTRIBUTION CO (20400 HALL RD in CLINTON TOWNSHIP, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: PREFABRICATED METAL BUILDING AND COMPONENT MANUFACTURING.
Organizations: ASHLAND DISTRIBUTION CO. (CONTACT/OWNER)
- CHIPPEWA VALLEY SCHOOLS EAST (42755 ROMEO PLANK RD in CLINTON TOWNSHIP, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CHIPPEWA VALLEY PUBLIC SCHOOLS (CONTACT/OWNER)
- ACA (38950 HAYES in CLINTON TOWNSHIP, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: APPLIANCE REPAIR AND MAINTENANCE.
- AEROQUIP (44805 TRINITY DR in CLINTON TOWNSHIP, MI). Federal Facility
(Resource Conservation and Recovery Act (tracking hazardous waste))
- AMOCO OIL COMPANY (40975 GARFIELD in CLINTON TOWNSHIP, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: AMOCO OIL CO 2364
- BILL LEE OLDSMOBILE INC (34401 S GRATIOT AVE in CLINTON TOWNSHIP, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: LEE BILL OLDS
- 4 SEASONS DRY CLEANERS (42131 GARFIELD RD in CLINTON TOWNSHIP, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BILL W YIM (CONTACT/OPERATOR)
Median worth of mobile homes: $14,929
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (94%)
- Electricity (5%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 30931
- Northeast: 1207
- Midwest: 1628
- South: 1429
- West: 436
56% of the 48038 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 68% lived in this county.
Out of people who lived in different counties, 74% lived in Michigan.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 440
| Here: | 10.9% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 199
| Here: | 9.5% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 392
| Here: | 15.7% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- PAPAS REFRIGERATION SERVICE CO (19722 TOWNER DRIVE in CLINTON TOWNSH, MI; small business)
$54,900 with Army for Quality Control Services -- Electrical and Electronic Equipment Components. Signed on 2001-09-28. Completion date: 2002-01-31.
- CARLO, JOHN INC (45000 RIVER RIDGE DR STE 2 in CLINTON TOWNSH, MI): $33,433 in 2 contracts from 2004 to 2005
$33,233 with Navy for Construction of Structures and Facilities -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing). Taking place in FL. Signed on 2004-06-30. Completion date: 2004-09-30.
$200 with Army for Maintenance, Repair or Alteration of Real Property -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing). Signed on 2005-09-26. Completion date: 2010-09-25.
- William steele (43470 Cove Drive in Clinton Township, MI; small business)
$4,950 with Indian Affairs (Assistant Secretary) for Other Education and Training Services. Taking place in OK. Signed on 2004-08-25. Effective on 2004-11-09. Completion date: 2004-11-10.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 1, 20-49: 8, 10-19: 14, 5-9: 22, 1-4: 35)
- Accommodation and Food Services: Full-Service Restaurants (100-249: 1, 50-99: 3, 20-49: 6, 10-19: 6, 5-9: 7, 1-4: 8)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 3, 20-49: 6, 10-19: 2, 5-9: 7, 1-4: 8)
- Professional, Scientific, and Technical Services: Other Accounting Services (250-499: 1, 5-9: 4, 1-4: 4)
- Administrative and Support and Waste Management and Remediation Services: Professional Employer Organizations (250-499: 1, 20-49: 1)
- Health Care and Social Assistance: Offices of Dentists (50-99: 1, 20-49: 1, 10-19: 8, 5-9: 20, 1-4: 7)
- Finance and Insurance: Third Party Administration of Insurance and Pension Funds (250-499: 1)
- Construction: Highway, Street, and Bridge Construction (250-499: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 145 people in nursing homes
- 12 people in homes for the mentally ill
- 11 people in homes for the mentally retarded
- 6 people in other noninstitutional group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 16 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $156,742 | 886 | $114,758 | 1,233 | $126,987 | 142 | $27,789 | 60 | $107,292 | 107 | $51,453 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $143,823 | 241 | $78,172 | 309 | $145,835 | 26 | $37,538 | 10 | $70,873 | 152 | $44,481 |
| APPLICATIONS DENIED | 7 | $143,306 | 233 | $141,524 | 835 | $154,513 | 193 | $40,587 | 32 | $99,941 | 49 | $40,518 |
| APPLICATIONS WITHDRAWN | 6 | $179,195 | 90 | $116,704 | 242 | $159,908 | 10 | $178,684 | 6 | $160,330 | 12 | $28,546 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 47 | $146,914 | 83 | $142,124 | 9 | $42,543 | 8 | $126,124 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 16 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 66 | $154,046 | 1,269 | $121,586 | 1,659 | $119,447 | 159 | $36,980 | 2 | $3,615,215 | 78 | $102,000 | 27 | $20,073 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $242,987 | 153 | $130,907 | 342 | $131,759 | 29 | $37,498 | 0 | $0 | 16 | $96,444 | 8 | $16,566 |
| APPLICATIONS DENIED | 12 | $137,463 | 278 | $106,943 | 878 | $139,607 | 136 | $46,323 | 0 | $0 | 30 | $89,062 | 28 | $41,690 |
| APPLICATIONS WITHDRAWN | 4 | $218,663 | 117 | $103,100 | 453 | $165,793 | 21 | $65,570 | 0 | $0 | 14 | $95,124 | 2 | $9,785 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 28 | $121,701 | 195 | $149,832 | 7 | $34,281 | 0 | $0 | 2 | $227,365 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 16 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 71 | $159,286 | 1,810 | $120,267 | 2,298 | $136,849 | 228 | $50,711 | 2 | $194,475 | 116 | $113,418 | 82 | $22,017 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $148,846 | 206 | $131,348 | 396 | $138,334 | 36 | $46,184 | 0 | $0 | 12 | $76,330 | 25 | $48,078 |
| APPLICATIONS DENIED | 6 | $181,275 | 350 | $97,141 | 1,071 | $159,830 | 134 | $51,090 | 0 | $0 | 29 | $61,093 | 94 | $27,569 |
| APPLICATIONS WITHDRAWN | 2 | $150,900 | 163 | $130,732 | 636 | $160,124 | 53 | $86,601 | 0 | $0 | 17 | $104,162 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 58 | $106,483 | 267 | $174,717 | 7 | $137,610 | 0 | $0 | 0 | $0 | 8 | $24,468 |
Aggregated Statistics For Year 2004 (Based on 16 full and 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 111 | $151,405 | 1,511 | $138,934 | 2,660 | $139,087 | 179 | $67,179 | 2 | $7,828,805 | 54 | $104,436 | 18 | $20,879 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $126,653 | 179 | $128,071 | 419 | $143,220 | 26 | $34,150 | 0 | $0 | 14 | $131,621 | 16 | $38,154 |
| APPLICATIONS DENIED | 17 | $159,904 | 283 | $96,336 | 866 | $157,648 | 125 | $32,008 | 2 | $106,680 | 15 | $74,961 | 104 | $27,175 |
| APPLICATIONS WITHDRAWN | 11 | $179,141 | 100 | $131,758 | 491 | $164,593 | 32 | $47,836 | 0 | $0 | 12 | $148,353 | 2 | $73,405 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $112,695 | 48 | $116,581 | 301 | $166,043 | 10 | $35,326 | 0 | $0 | 0 | $0 | 14 | $26,425 |
Aggregated Statistics For Year 2003 (Based on 16 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 154 | $148,133 | 1,633 | $144,336 | 7,182 | $129,884 | 177 | $30,677 | 2 | $9,358,090 | 82 | $120,723 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 178 | $145,325 | 752 | $133,145 | 32 | $23,491 | 0 | $0 | 6 | $140,603 |
| APPLICATIONS DENIED | 8 | $136,164 | 203 | $115,206 | 1,149 | $144,679 | 115 | $25,724 | 0 | $0 | 20 | $116,637 |
| APPLICATIONS WITHDRAWN | 2 | $158,145 | 91 | $153,791 | 575 | $152,816 | 10 | $53,352 | 0 | $0 | 2 | $255,265 |
| FILES CLOSED FOR INCOMPLETENESS | 14 | $159,073 | 28 | $138,327 | 159 | $143,179 | 10 | $32,918 | 0 | $0 | 2 | $79,920 |
Aggregated Statistics For Year 2002 (Based on 8 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 101 | $135,806 | 687 | $128,815 | 2,256 | $121,293 | 122 | $25,821 | 26 | $128,451 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $95,875 | 77 | $109,321 | 272 | $115,394 | 20 | $14,524 | 2 | $34,595 |
| APPLICATIONS DENIED | 6 | $101,805 | 124 | $50,888 | 369 | $118,812 | 49 | $9,695 | 10 | $28,427 |
| APPLICATIONS WITHDRAWN | 4 | $169,510 | 43 | $149,408 | 225 | $134,502 | 12 | $26,854 | 4 | $168,865 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $118,763 | 114 | $131,127 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 8 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 115 | $130,954 | 770 | $129,245 | 2,029 | $118,045 | 186 | $18,811 | 28 | $83,178 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $112,680 | 132 | $83,374 | 168 | $113,911 | 49 | $14,477 | 6 | $64,458 |
| APPLICATIONS DENIED | 2 | $110,700 | 242 | $54,986 | 347 | $115,729 | 87 | $15,236 | 10 | $31,501 |
| APPLICATIONS WITHDRAWN | 10 | $125,351 | 32 | $126,326 | 251 | $108,056 | 22 | $27,176 | 8 | $79,493 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $127,425 | 87 | $146,434 | 6 | $56,100 | 2 | $64,095 |
Aggregated Statistics For Year 2000 (Based on 8 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 81 | $120,259 | 813 | $114,113 | 423 | $93,520 | 199 | $14,771 | 10 | $92,042 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $77,195 | 145 | $54,970 | 57 | $75,660 | 51 | $26,692 | 4 | $98,910 |
| APPLICATIONS DENIED | 4 | $130,790 | 428 | $45,430 | 176 | $78,351 | 79 | $23,367 | 16 | $31,163 |
| APPLICATIONS WITHDRAWN | 6 | $124,538 | 42 | $105,166 | 97 | $89,731 | 12 | $91,064 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $108,885 | 30 | $112,083 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 113 | $121,316 | 747 | $116,768 | 891 | $105,822 | 156 | $20,230 | 1 | $9,462,000 | 14 | $68,559 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $110,067 | 157 | $57,944 | 135 | $100,701 | 48 | $17,568 | 0 | $0 | 14 | $39,115 |
| APPLICATIONS DENIED | 14 | $109,145 | 248 | $42,808 | 149 | $98,202 | 70 | $22,839 | 0 | $0 | 15 | $62,850 |
| APPLICATIONS WITHDRAWN | 7 | $117,099 | 46 | $117,110 | 108 | $103,309 | 23 | $72,515 | 0 | $0 | 3 | $24,923 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $145,040 | 8 | $143,333 | 48 | $114,116 | 2 | $75,100 | 0 | $0 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 16 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 293 | $150,970 | 110 | $193,630 | 8 | $89,444 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $229,447 | 37 | $201,305 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $184,815 | 3 | $478,837 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 8 | $171,348 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $165,797 | 2 | $245,075 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 16 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 223 | $158,897 | 72 | $174,023 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 36 | $170,285 | 31 | $206,853 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $161,247 | 12 | $147,369 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $122,670 | 1 | $294,260 |
Aggregated Statistics For Year 2005 (Based on 16 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 254 | $146,411 | 117 | $175,856 | 14 | $111,264 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 42 | $171,493 | 31 | $186,390 | 2 | $189,330 |
| APPLICATIONS DENIED | 8 | $99,010 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 10 | $133,902 | 17 | $185,787 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $69,190 | 2 | $127,205 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 16 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 222 | $162,552 | 129 | $166,946 | 4 | $127,873 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 38 | $173,211 | 73 | $177,166 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $137,595 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 11 | $180,968 | 8 | $194,124 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $279,900 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 16 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 454 | $161,119 | 498 | $160,001 | 14 | $148,890 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 56 | $176,191 | 126 | $165,391 | 1 | $177,990 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $190,992 | 2 | $166,380 |
| APPLICATIONS WITHDRAWN | 10 | $163,652 | 18 | $178,816 | 2 | $127,415 |
| FILES CLOSED FOR INCOMPLETENESS | 9 | $243,010 | 20 | $155,512 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 8 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 186 | $156,615 | 217 | $167,251 | 4 | $122,713 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 34 | $155,650 | 47 | $167,349 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $168,530 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $103,780 | 4 | $189,773 | 2 | $219,425 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $150,875 | 14 | $149,154 | 2 | $161,435 |
Aggregated Statistics For Year 2001 (Based on 8 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 243 | $153,560 | 198 | $150,505 | 2 | $168,370 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $137,762 | 24 | $163,532 | 0 | $0 |
| APPLICATIONS DENIED | 8 | $191,349 | 10 | $175,605 | 4 | $131,125 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 12 | $132,443 | 6 | $189,367 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 8 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 217 | $147,914 | 36 | $126,945 | 2 | $122,275 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 32 | $139,032 | 6 | $105,145 | 2 | $131,150 |
| APPLICATIONS DENIED | 4 | $134,023 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $136,728 | 4 | $95,945 | 2 | $122,560 |
Aggregated Statistics For Year 1999 (Based on 5 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 192 | $147,785 | 54 | $134,792 | 1 | $94,460 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $141,134 | 6 | $174,440 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $308,327 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $135,010 | 3 | $117,657 | 1 | $108,040 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $236,160 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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