Estimated median household income in 2007: $57,268
| This zip code: | $57,268 | | Michigan: | $47,950 |
Nearest zip codes: 48082, 48080, 48066, 48021, 48035, 48026.
Housing units in zip code 48081 with a mortgage: 5,021 (314 second mortgage, 903 home equity loan, 5 both second mortgage and home equity loan)
Houses without a mortgage: 2,896
Median monthly owner costs for units with a mortgage: $1,324
Median monthly owner costs for units without a mortgage: $428
Residents with income below the poverty level in 2007:
| This zip code: | 4.5% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.7% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 5.5 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 3.8 | | State: | 4.1 |
Year house built: |
|
- 1999 to March 2000: 137
- 1995 to 1998: 86
- 1990 to 1994: 66
- 1980 to 1989: 278
- 1970 to 1979: 650
- 1960 to 1969: 1,324
- 1950 to 1959: 5,537
- 1940 to 1949: 873
- 1939 or earlier: 551
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Bedrooms in owner-occupied houses in St. Clair Shores, MI (48081): |
|
- no bedroom: 19
- 1 bedrooms: 197
- 2 bedrooms: 1,381
- 3 bedrooms: 5,923
- 4 bedrooms: 674
- 5 or more bedrooms: 88
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Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 64
- 1 bedrooms: 488
- 2 bedrooms: 208
- 3 bedrooms: 225
- 4 bedrooms: 16
- 5 or more bedrooms: 19
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Vehicles available in 48081 zip code in owner-occupied houses/condos: |
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- no vehicle: 296
- 1 vehicle: 2,666
- 2 vehicles: 3,684
- 3 vehicles: 1,219
- 4 vehicles: 330
- 5 or more vehicles: 87
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 142
- 1 vehicle: 573
- 2 vehicles: 263
- 3 vehicles: 36
- 4 vehicles: 0
- 5 or more vehicles: 6
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48081:
- Less than $10,000: 4
- $10,000 to $14,999: 2
- $15,000 to $19,999: 3
- $20,000 to $24,999: 1
- $25,000 to $29,999: 2
- $30,000 to $34,999: 4
- $40,000 to $49,999: 21
- $50,000 to $59,999: 18
- $60,000 to $69,999: 11
- $70,000 to $79,999: 61
- $80,000 to $89,999: 87
- $90,000 to $99,999: 105
- $100,000 to $124,999: 508
- $125,000 to $149,999: 1,315
- $150,000 to $174,999: 1,595
- $175,000 to $199,999: 1,547
- $200,000 to $249,999: 1,437
- $250,000 to $299,999: 350
- $300,000 to $399,999: 446
- $400,000 to $499,999: 189
- $500,000 to $749,999: 191
- $750,000 to $999,999: 20
- $1,000,000 or more: 16
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Rent paid by renters in 2007 in zip code 48081:
- Less than $100: 6
- $100 to $149: 3
- $150 to $199: 7
- $250 to $299: 2
- $300 to $349: 6
- $350 to $399: 34
- $400 to $449: 58
- $450 to $499: 85
- $500 to $549: 226
- $550 to $599: 80
- $600 to $649: 55
- $650 to $699: 73
- $700 to $749: 149
- $750 to $799: 47
- $800 to $899: 70
- $900 to $999: 105
- $1,000 to $1,249: 41
- $2,000 or more: 100
- No cash rent: 93
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Median price asked for vacant for-sale houses and condos in 2007: $196,961.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $180,027
- American Indian or Alaska Native householders: $156,153
- Asian householders: $156,153
- Some other race householders: $190,854
- Two or more races householders: $172,532
- Hispanic or Latino householders: $196,684
Estimated median house or condo value in 2007: $175,879 (it was $128,800 in 2000)
| 48081: | $175,879 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $132,283 - $187,738
Mean price in 2007:
Detached houses: $196,765| Here: | $196,765 | | State: | $200,820 |
Townhouses or other attached units: $248,679| Here: | $248,679 | | State: | $181,134 |
In 2-unit structures: $386,741| Here: | $386,741 | | State: | $129,336 |
In 3-to-4-unit structures: $74,175| Here: | $74,175 | | State: | $151,605 |
In 5-or-more-unit structures: $165,426| Here: | $165,426 | | State: | $149,899 |
Mobile homes: $232,500| Here: | $232,500 | | State: | $39,606 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 8,396
- One, attached: 132
- Two: 51
- 3 or 4: 145
- 5 to 9: 333
- 10 to 19: 134
- 20 to 49: 217
- 50 or more: 75
- Mobile homes: 19

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Means of transportation to work
- Drove a car alone: 9,190 (89%)
- Carpooled: 710 (7%)
- Bus or trolley bus: 65 (1%)
- Walked: 79 (1%)
- Other means: 22 (0%)
- Worked at home: 260 (3%)
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Travel time to work
- Less than 5 minutes: 190
- 5 to 9 minutes: 1035
- 10 to 14 minutes: 1285
- 15 to 19 minutes: 1554
- 20 to 24 minutes: 1709
- 25 to 29 minutes: 609
- 30 to 34 minutes: 1578
- 35 to 39 minutes: 413
- 40 to 44 minutes: 486
- 45 to 59 minutes: 758
- 60 to 89 minutes: 263
- 90 or more minutes: 186
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Neighborhoods in zip code 48081:
Percentage of zip code residents living and working in this county: 58.6%
Household type by relationship
Households: 21,942
- In family households: 18,493 (5,267 male householders, 1,030 female householders)
5,328 spouses, 6,048 children (5,505 natural, 185 adopted, 358 stepchildren), 273 grandchildren, 117 brothers or sisters, 111 parents, 182 other relatives, 137 non-relatives
- In nonfamily households: 3,449 (1,353 male householders (1,159 living alone)), 1,709 female householders (1,565 living alone)), 387 nonrelatives
- In group quarters: 318 (288 institutionalized population)
Size of family households: 2,978 2-persons, 1,413 3-persons, 1,204 4-persons, 492 5-persons, 177 6-persons, 33 7-or-more-persons.
Size of nonfamily households: 2,724 1-person, 318 2-persons, 15 3-persons, 5 4-persons.
3,582 married couples with children.
638 single-parent households (133 men, 505 women).
93.9% of residents of 48081 zip code speak English at home.
0.6% of residents speak Spanish at home (72% very well, 5% well, 23% not well).
4.6% of residents speak other Indo-European language at home (73% very well, 19% well, 6% not well, 2% not at all).
0.2% of residents speak Asian or Pacific Island language at home (73% very well, 27% not well).
0.7% of residents speak other language at home (67% very well, 24% well, 9% not well).
Foreign born population: 856 (3.8%)
(73.2% of them are naturalized citizens)
| This zip code: | 3.8% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Canada (32%)
- Italy (12%)
- Germany (10%)
- Other Western Europe (5%)
- Greece (4%)
- Yugoslavia (4%)
- Lebanon (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 41
- 1990 to 1994: 6
- 1985 to 1989: 22
- 1980 to 1984: 40
- 1975 to 1979: 59
- 1970 to 1974: 65
- 1970 to 1974: 104
- 1965 to 1969: 519
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White population: 21,812
Black population: 71
American Indian population: 54
Asian population: 130
Native Hawaiian and Other Pacific Islander population: 7
Some other race population: 30
Two or more races population: 219

First ancestries reported:
|  German: 3487 |
|  Italian: 3341 |
|  Polish: 3065 |
|  Irish: 1957 |
|  English: 1169 |
|  French (except Basque): 893 |
|  Other groups: 648 |
|  United States or American: 547 |
|  Belgian: 533 |
|  Arab:: 474 |
|  French Canadian: 447 |
|  Scottish: 422 |
|  Lebanese: 330 |
|  Scotch-Irish: 272 |
|  Dutch: 238 |
|  Greek: 235 |
|  Swedish: 166 |
|  Russian: 150 |
|  Hungarian: 115 |
|  Canadian: 111 |
|  Slovak: 103 |
|  Serbian: 94 |
|  Croatian: 93 |
|  Arab/Arabic: 89 |
|  Lithuanian: 76 |
|  Ukrainian: 75 |
|  Welsh: 73 |
|  Norwegian: 70 |
|  British: 67 |
|  Finnish: 65 |
|  Czech: 63 |
|  Danish: 52 |
|  Yugoslavian: 52 |
|  Syrian: 45 |
|  Austrian: 42 |
|  Swiss: 34 |
|  European: 31 |
|  Romanian: 31 |
|  Maltese: 29 |
|  Czechoslovakian: 27 |
|  Assyrian/Chaldean/Syriac: 24 |
|  Latvian: 14 |
|  Brazilian: 14 |
|  Albanian: 12 |
|  Armenian: 7 |
|  Egyptian: 5 |
|  Iraqi: 5 |
|  Celtic: 5 |
|  Portuguese: 5 |
|  Slovene: 5 |

Public primary/middle schools in zip code 48081 not listed on the city page:- GREENWOOD ELEMENTARY SCHOOL (Students: 273; Location: 27900 JOAN STREET, ST. CLAIR SHORES, MI; Grades: PK - 05)
- PRINCETON ELEMENTARY SCHOOL (Students: 267; Location: 20300 STATLER STREET, ST. CLAIR SHORES, MI; Grades: KG - 05)
Private primary/middle schools not listed on the city page:- ST GERMAINE ELEMENTARY SCHL (Students: 438; Location: 28250 ROCKWOOD, ST CLAIR SHORE, MI; Grades: PK - 8)
- ST ISAAC JOGUES ELEM SCHOOL (Students: 387; Location: 21100 MADISON STREET, ST CLAIR SHORE, MI; Grades: PK - 8)
- ST CLAIR SHORES MONTESSORI INC (Students: 50; Location: 28801 JEFFERSON, ST CLAIR SHORE, MI; Grades: PK - 4)
Facitilies with environmental interests located in this zip code:
- ARDMORE ELEMENTARY SCHOOL (27001 GREATER MACK in SAINT CLAIR SHORES, MI)
(National Center for Education Statistics) - STATE ID-00116
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: SANDRA FEELEY MYRAND (CONTACT/OPERATOR)
, LAKEVIEW PUBLIC SCHOOLS (CONTACT/OWNER)
, LAKEVIEW PUBLIC SCHOOLS (MACOMB) (SCHOOL DISTRICT)
- GREENWOOD ELEMENTARY SCHOOL (27900 JOAN in SAINT CLAIR SHORES, MI)
(National Center for Education Statistics) - STATE ID-01499
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: SANDRA FEELEY MYRAND (CONTACT/OPERATOR)
, LAKEVIEW PUBLIC SCHOOLS (CONTACT/OWNER)
, LAKEVIEW PUBLIC SCHOOLS (MACOMB) (SCHOOL DISTRICT)
- EQUILON ENTERPRISES LLC SERVICE STATION (27701 HARPER in SAINT CLAIR SHORES, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: SHELL OIL COMPANY (CONTACT/OWNER)
- AMOCO OIL CO (25101 HARPER in SAINT CLAIR SHORES, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: PATTY THOMAS J (CONTACT/OWNER)
- BETHEL LUTHERAN CHURCH (26400 LITTLE MACK in SAINT CLAIR SHORES, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- ARTHUR VICTOR PAINTING INC (28115 LITTLE MACK in SAINT CLAIR SHORES, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: PAULINE DIEDRICH (CONTACT/OWNER)
- BIX FURNITURE SVC INC (27950 HARPER AVE in SAINT CLAIR SHORES, MI)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MCINNES RONALD (CONTACT/OPERATOR)
- MDM ENTERPRISE INC (20659 E 9 MILE RD in SAINT CLAIR SHORES, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICHAEL DASKAS (CONTACT/OPERATOR)
- MI DEPT/TRANSPORTATION BRIDGE P03-50111 (I-94 UNDER WASH AVE WALKOVER in SAINT CLAIR SHORES, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
Alternative names: MIDOT BRIDGE I-94 UNDER WASHINGTON AVE
- DOCTORS CLINIC PC (21611 E 11 MILE ROAD in SAINT CLAIR SHORES, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $170,848
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
|
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- Utility gas (96%)
- Electricity (3%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 18715
- Northeast: 620
- Midwest: 953
- South: 829
- West: 189
71% of the 48081 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 60% lived in this county.
Out of people who lived in different counties, 81% lived in Michigan.
Population in 1990: 23,479. Population change in the 1990s: -1,156 (-4.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 410
| Here: | 19.7% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 109
| Here: | 9.8% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 143
| Here: | 15.9% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (SAINT CLAIR SH, MI):
- CALVIN C DELISLE (22675 BAYVIEW; small business): $419,325 in 5 contracts from 2001 to 2003
Contracts for Communications Security Equipment and Components, Miscellaneous Items, Educational Services by Army, Public Buildings Service Signed by year: 2000: $0; 2001: $98,753; 2002: $12,000; 2003: $308,572; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$308,572 with Army for Communications Security Equipment and Components. Signed on 2003-09-27. Completion date: 2004-01-30.
$87,500 with Army for Miscellaneous Items. Signed on 2001-09-30. Completion date: 2002-01-18.
$11,500, same as above. Signed on 2002-03-04. Completion date: 2002-01-18.
$11,253, same as above. Signed on 2001-12-11. Completion date: 2002-01-18.
- BOBS LANDSCAPING SERVICE INC (28831 HARPER; small business): $66,080 in 2 contracts from 2002 to 2003
$57,998 with Army for Landscaping/Groundskeeping Services. Signed on 2003-03-06. Completion date: 2003-06-16.
$8,082 with Army for Maintenance, Repair and Rebuilding of Equipment -- Agricultural Machinery and Equipment. Signed on 2002-09-13. Completion date: 2002-09-16.
- BELL ELECTRONICS CO , INC (27201 HARPER AVE; small business): $13,108 in 2 contracts from 2001 to 2002
$6,800 with Army for Intercommunication and Public Address Systems, Except Airborne. Signed on 2001-04-24. Completion date: 2001-05-01.
$6,308, same as above. Signed on 2002-09-28. Completion date: 2002-10-18.
- MC COMPUTING INC (22231 MADISON; small business): $7,183 in 2 contracts in 2003
$7,183 with Army for Other Professional Services. Signed on 2003-11-13. Completion date: 2004-06-30.
$0, same as above. Signed on 2003-11-13. Completion date: 2004-06-30.
- BOSSDEV, INC (300 MAPLE PARK BLVD STE 30; small business)
$2,999 with Navy for ADP Software. Signed on 2005-09-22. Completion date: 2005-10-24.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (100-249 employees: 1 establishment, 50-99 employees: 1 establishment, 20-49 employees: 4 establishments, 10-19 employees: 3 establishments, 5-9 employees: 6 establishments, 1-4 employees: 6 establishments)
- Health Care and Social Assistance: Nursing Care Facilities (250-499: 1)
- Health Care and Social Assistance: Offices of Dentists (20-49: 1, 10-19: 6, 5-9: 5, 1-4: 11)
- Finance and Insurance: Third Party Administration of Insurance and Pension Funds (100-249: 1)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 3, 10-19: 2, 5-9: 4, 1-4: 1)
- Construction: Commercial and Institutional Building Construction (50-99: 1, 20-49: 1, 5-9: 3)
- Other Services (except Public Administration): Religious Organizations (20-49: 2, 10-19: 2, 5-9: 2, 1-4: 2)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 10-19: 2, 5-9: 4, 1-4: 4)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 285 people in nursing homes
- 14 people in homes for the mentally retarded
- 13 people in other group homes
- 4 people in religious group quarters
Fatal accident statistics in 2006
- Fatal accident count: 4
- Vehicles involved in fatal accidents: 5
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 4
- Persons involved in fatal accidents: 11
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 14 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 46 | $124,071 | 404 | $116,296 | 683 | $118,917 | 98 | $36,385 | 54 | $92,039 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $105,780 | 50 | $120,058 | 147 | $138,576 | 20 | $38,010 | 19 | $149,211 | 4 | $60,565 |
| APPLICATIONS DENIED | 12 | $128,573 | 97 | $185,789 | 474 | $129,519 | 103 | $52,832 | 42 | $91,587 | 8 | $34,790 |
| APPLICATIONS WITHDRAWN | 2 | $99,850 | 27 | $152,500 | 185 | $144,923 | 5 | $22,836 | 7 | $91,581 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $120,640 | 12 | $111,793 | 54 | $144,329 | 2 | $34,805 | 2 | $243,415 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 14 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $146,148 | 641 | $110,879 | 1,028 | $107,079 | 146 | $41,427 | 102 | $98,555 | 1 | $130,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $141,660 | 62 | $109,937 | 167 | $114,752 | 24 | $57,955 | 22 | $95,209 | 2 | $4,990 |
| APPLICATIONS DENIED | 4 | $125,553 | 143 | $141,203 | 624 | $139,477 | 90 | $28,059 | 43 | $130,051 | 2 | $28,930 |
| APPLICATIONS WITHDRAWN | 6 | $126,443 | 57 | $94,838 | 293 | $145,644 | 21 | $129,750 | 24 | $102,345 | 2 | $36,820 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 15 | $108,881 | 130 | $142,234 | 6 | $61,148 | 2 | $166,065 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 14 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 77 | $139,791 | 755 | $113,887 | 1,347 | $119,542 | 134 | $53,284 | 6 | $546,673 | 88 | $112,442 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $158,516 | 91 | $96,156 | 233 | $115,262 | 23 | $53,160 | 0 | $0 | 6 | $93,222 | 0 | $0 |
| APPLICATIONS DENIED | 9 | $153,168 | 119 | $141,328 | 644 | $130,023 | 77 | $44,038 | 0 | $0 | 10 | $108,613 | 4 | $15,730 |
| APPLICATIONS WITHDRAWN | 6 | $169,363 | 66 | $121,744 | 371 | $145,413 | 31 | $185,986 | 0 | $0 | 9 | $115,074 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 17 | $106,895 | 239 | $148,553 | 7 | $21,521 | 0 | $0 | 6 | $64,807 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 14 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 92 | $138,309 | 766 | $129,227 | 1,547 | $125,990 | 110 | $49,890 | 1 | $228,000 | 113 | $107,686 | 6 | $102,092 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $113,762 | 61 | $113,294 | 233 | $137,398 | 10 | $15,046 | 0 | $0 | 16 | $368,286 | 0 | $0 |
| APPLICATIONS DENIED | 20 | $130,504 | 82 | $125,666 | 557 | $124,927 | 90 | $40,361 | 2 | $349,160 | 35 | $117,791 | 6 | $33,685 |
| APPLICATIONS WITHDRAWN | 10 | $132,507 | 52 | $134,795 | 332 | $125,732 | 23 | $77,928 | 0 | $0 | 14 | $171,016 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $123,700 | 22 | $124,234 | 218 | $148,815 | 8 | $63,744 | 0 | $0 | 9 | $143,273 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 14 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 135 | $140,276 | 559 | $129,514 | 3,583 | $117,030 | 111 | $14,964 | 4 | $1,032,905 | 158 | $107,413 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $92,798 | 52 | $116,921 | 358 | $124,131 | 13 | $17,155 | 0 | $0 | 12 | $136,118 |
| APPLICATIONS DENIED | 12 | $132,898 | 71 | $139,000 | 754 | $128,690 | 72 | $31,566 | 0 | $0 | 34 | $145,981 |
| APPLICATIONS WITHDRAWN | 3 | $130,133 | 40 | $129,445 | 357 | $128,238 | 8 | $14,213 | 0 | $0 | 21 | $119,393 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $151,562 | 15 | $106,095 | 83 | $118,873 | 3 | $26,413 | 0 | $0 | 6 | $100,012 |
Aggregated Statistics For Year 2002 (Based on 14 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 140 | $130,483 | 559 | $124,567 | 2,666 | $115,195 | 173 | $21,373 | 109 | $100,329 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $91,350 | 60 | $127,775 | 251 | $119,371 | 34 | $29,347 | 15 | $94,494 |
| APPLICATIONS DENIED | 8 | $121,780 | 54 | $86,581 | 420 | $110,654 | 100 | $13,602 | 17 | $109,026 |
| APPLICATIONS WITHDRAWN | 14 | $113,919 | 42 | $145,328 | 374 | $116,347 | 24 | $47,070 | 4 | $119,548 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 15 | $126,833 | 100 | $124,748 | 2 | $2,965 | 5 | $93,122 |
Aggregated Statistics For Year 2001 (Based on 14 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 159 | $126,459 | 515 | $120,398 | 2,328 | $111,583 | 217 | $23,533 | 2 | $997,600 | 60 | $94,427 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $106,973 | 28 | $98,196 | 232 | $115,086 | 43 | $22,399 | 2 | $441,270 | 10 | $60,554 |
| APPLICATIONS DENIED | 17 | $126,372 | 50 | $97,418 | 406 | $97,768 | 106 | $17,540 | 0 | $0 | 6 | $70,120 |
| APPLICATIONS WITHDRAWN | 7 | $139,801 | 34 | $118,493 | 381 | $103,430 | 18 | $28,853 | 0 | $0 | 5 | $134,300 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $161,650 | 64 | $125,172 | 5 | $14,136 | 0 | $0 | 2 | $274,340 |
Aggregated Statistics For Year 2000 (Based on 14 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 164 | $120,675 | 565 | $114,826 | 570 | $93,184 | 256 | $16,419 | 31 | $103,473 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $117,227 | 34 | $114,582 | 113 | $78,571 | 91 | $22,539 | 4 | $49,488 |
| APPLICATIONS DENIED | 12 | $108,475 | 68 | $76,025 | 240 | $77,164 | 99 | $18,544 | 9 | $63,181 |
| APPLICATIONS WITHDRAWN | 7 | $123,380 | 16 | $132,734 | 127 | $74,152 | 27 | $39,274 | 2 | $79,090 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $126,573 | 7 | $90,827 | 57 | $105,169 | 2 | $44,890 | 2 | $103,500 |
Aggregated Statistics For Year 1999 (Based on 7 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 99 | $113,111 | 274 | $111,773 | 625 | $94,609 | 132 | $16,149 | 10 | $84,698 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $110,985 | 25 | $95,817 | 81 | $83,706 | 33 | $10,127 | 4 | $81,438 |
| APPLICATIONS DENIED | 4 | $107,210 | 34 | $103,143 | 124 | $96,018 | 48 | $15,455 | 2 | $24,385 |
| APPLICATIONS WITHDRAWN | 7 | $105,233 | 7 | $91,914 | 106 | $81,959 | 10 | $60,720 | 2 | $73,960 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $133,388 | 51 | $98,532 | 0 | $0 | 1 | $82,800 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 14 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 161 | $132,073 | 69 | $140,624 | 9 | $94,762 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $163,376 | 23 | $137,183 | 4 | $235,310 |
| APPLICATIONS DENIED | 2 | $127,285 | 2 | $118,430 | 2 | $127,285 |
| APPLICATIONS WITHDRAWN | 7 | $133,839 | 6 | $152,138 | 1 | $143,000 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $138,235 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 14 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 107 | $144,820 | 44 | $147,862 | 6 | $121,727 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $133,210 | 24 | $154,990 | 4 | $144,498 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $172,030 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 7 | $152,377 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 14 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 104 | $149,339 | 73 | $153,098 | 2 | $149,640 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $236,526 | 18 | $148,088 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $168,055 | 5 | $131,622 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $173,005 | 4 | $162,640 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $103,638 | 1 | $130,000 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 14 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 155 | $148,171 | 95 | $145,173 | 21 | $120,681 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 24 | $162,898 | 60 | $151,993 | 10 | $170,466 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $155,625 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $216,870 | 16 | $136,562 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 14 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 202 | $142,630 | 288 | $139,659 | 11 | $95,391 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $169,937 | 75 | $145,779 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $145,150 | 18 | $144,284 | 2 | $202,985 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $151,486 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $134,288 | 21 | $147,183 | 2 | $130,420 |
Aggregated Statistics For Year 2002 (Based on 14 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 204 | $134,863 | 228 | $135,266 | 11 | $92,623 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 30 | $152,284 | 41 | $136,204 | 4 | $126,480 |
| APPLICATIONS DENIED | 3 | $106,493 | 6 | $172,573 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $105,573 | 11 | $166,225 | 3 | $83,680 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $234,000 | 5 | $189,610 | 1 | $234,000 |
Aggregated Statistics For Year 2001 (Based on 14 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 208 | $127,997 | 251 | $130,886 | 9 | $99,316 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 26 | $127,247 | 55 | $128,044 | 4 | $106,083 |
| APPLICATIONS DENIED | 4 | $101,510 | 7 | $135,343 | 4 | $118,963 |
| APPLICATIONS WITHDRAWN | 4 | $95,188 | 1 | $228,000 | 2 | $77,815 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $132,918 | 5 | $125,116 | 1 | $124,000 |
Aggregated Statistics For Year 2000 (Based on 14 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 203 | $120,950 | 51 | $116,336 | 9 | $82,940 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $107,132 | 1 | $77,000 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $155,080 | 1 | $118,000 | 2 | $117,715 |
| APPLICATIONS WITHDRAWN | 2 | $106,770 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 7 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 90 | $113,930 | 43 | $108,447 | 1 | $57,150 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $97,168 | 12 | $97,877 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $109,870 | 2 | $124,710 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $116,910 | 6 | $104,512 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $93,535 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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