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48096 Zip Code Detailed Profile

 


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County: Macomb County, MI

Zip code population in 2010: 1,482
Zip code population (2000): 3,904




Age and Sex of Residents in zip code 48096

Zip code 48096 (, Michigan) real estate house value trends

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Houses and condos: 1,492
Renter-occupied apartments: 185
% of renters here:

13%
State:

27%

Mar. 2012 cost of living index in zip code 48096: 87.3 (less than average, U.S. average is 100)

Land area: 36.6 sq. mi.
Water area: 0.1 sq. mi.
Population density: 41 people per square mile 
 
 (very low).

Real estate property taxes paid for housing units in 2010:
This zip code:

1.3% ($2,802)
Michigan:

1.7% ($2,268)

Median real estate property taxes paid for housing units with mortgages in 2010: $2,909 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $2,496 (1.3%)

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Males: 1,989  (52.7%)
Females: 1,788  (47.3%)

Zip code 48096 races chart

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48096, MI forum
Discuss zip code 48096 area on our local forum with over 1,500,000 registered users
100% rural population.

Estimated median house/condo value in 2010: $212,962
48096:

$212,962
Michigan:

$136,600
Median resident age:
This zip code:

43.3 years
Michigan median age:

38.5 years

Average household size:
This zip code:

2.6 people
Michigan:

2.5 people

Averages for the 2004 tax year for zip code 48096, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $60,170 (Individual Income Tax Returns)
Here:

$60,170
State:

$48,204

Salary/wage: $49,148 (reported on 84.8% of returns)
Here:

$49,148
State:

$42,791
(% of AGI for various income ranges: 86.0% for AGIs below $10k, 68.5% for AGIs $10k-25k, 70.9% for AGIs $25k-50k, 77.0% for AGIs $50k-75k, 86.1% for AGIs $75k-100k, 58.9% for AGIs over 100k)

Taxable interest for individuals: $2,899 (reported on 63.0% of returns)
This zip code:

$2,899
Michigan:

$1,725
(% of AGI for various income ranges: 8.3% for AGIs below $10k, 3.3% for AGIs $10k-25k, 3.1% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 3.9% for AGIs over 100k)

Taxable dividends: $1,861 (reported on 35.6% of returns)
Here:

$1,861
State:

$3,420
(% of AGI for various income ranges: 5.0% for AGIs below $10k, 2.1% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Net capital gain/loss: +$9,998 (reported on 26.2% of returns)
Here:

+$9,998
State:

+$8,532
(% of AGI for various income ranges: -0.4% for AGIs below $10k, 0.7% for AGIs $10k-25k, -0.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 8.7% for AGIs over 100k)

Profit/loss from business: +$6,896 (reported on 12.8% of returns)
Here:

+$6,896
State:

+$9,547
(% of AGI for various income ranges: -6.1% for AGIs below $10k, 7.1% for AGIs $10k-25k, 2.8% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.0% for AGIs over 100k)

IRA payment deduction: $3,218 (reported on 3.1% of returns)
48096:

$3,218
Michigan:

$2,875
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Total itemized deductions: $19,825 (20% of AGI, reported on 47.0% of returns)
Here:

$19,825
State:

$18,509

Here:

20.0% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 29.8% for AGIs below $10k, 10.8% for AGIs $10k-25k, 15.3% for AGIs $25k-50k, 17.6% for AGIs $50k-75k, 17.6% for AGIs $75k-100k, 14.0% for AGIs over 100k)

Charity contributions deductions: $2,944 (3% of AGI, reported on 43.9% of returns)
Here:

$2,944
State:

$3,365

Here:

2.9% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $9,723 (reported on 80.1% of returns)
48096:

$9,723
State:

$7,691
(% of AGI for various income ranges: 3.3% for AGIs below $10k, 4.9% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 18.3% for AGIs over 100k)

Earned income credit: $1,364 (reported on 4.9% of returns)
Here:

$1,364
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 67.9%
Here:

68%
State:

60%
(% for various income ranges: 56.0% for AGIs below $10k, 64.7% for AGIs $10k-25k, 70.3% for AGIs $25k-50k, 73.1% for AGIs $50k-75k, 75.3% for AGIs $75k-100k, 72.3% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$69,084
Michigan:

$46,861

48096 map

Nearest zip codes: 48042, 48005, 48044, 48315, 48094, 48051.

Percentage of family households:
This zip code:

62.2%
Michigan:

52.0%

Percentage of households with unmarried partners:
This zip code:

5.4%
Michigan:

5.4%


Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 48096 with a mortgage: 923 (22 second mortgage, 319 home equity loan)
Houses without a mortgage: 322

Median monthly owner costs for units with a mortgage: $1,655

Median monthly owner costs for units without a mortgage: $479

Residents with income below the poverty level in 2010:
This zip code:

7.8%
Whole state:

15.7%

Residents with income below 50% of the poverty level in 2010:
This zip code:

4.2%
Whole state:

8.5%

Median number of rooms in houses and condos:
Here:

6.3
State:

6.4

Median number of rooms in apartments:
Here:

4.7
State:

4.4


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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 48096: Pine Valley Golf Course (A), Wolcott Mill Golf Course (B), Camp Rotary (C), Ray Township Library (D), Ray Township Fire Department (E), Ray Township Fire and Rescue (F). Display/hide their locations on the map

Churches in zip code 48096 include: Faith Freewill Baptist Church (A), Little Zion Church (B), Timberwood Golf Club (C), Saint John's Lutheran Church (D), Mountain Top Christian Church (E), Davis United Methodist Church (F). Display/hide their locations on the map

Cemeteries: Lee Cemetery (1), Procter Cemetery (2), Davis Cemetery (3). Display/hide their locations on the map

Lake: Cascade Lake (A). Display/hide its location on the map

Streams, rivers, and creeks: Tupper Brook (A), Wyman Drain (B), Heide Drain (C), Stark Drain (D), Knust Drain (E), Camp Brook Drain (F), Armada and Ray Drain (G), Cass Drain (H), East Branch Coon Creek (I). Display/hide their locations on the map

Parks in zip code 48096 include: Wolcott Mill Metropark (1), Ray Township Park (2), First Methodist Episcopal Church Historical Marker (3), Ray Township District School Number One Historical Marker (4), Religious Society Church Historical Marker (5). Display/hide their locations on the map

 

Year house built

  • 2005 or later: 22
  • 2000 to 2004: 111
  • 1990 to 1999: 286
  • 1980 to 1989: 176
  • 1970 to 1979: 220
  • 1960 to 1969: 228
  • 1950 to 1959: 148
  • 1940 to 1949: 94
  • 1939 or earlier: 211


Zip code 48096 satellite photo by USGS

Bedrooms in houses/apartments in 48096
Owner-occupied Renter-occupied
  • no bedroom: 0
  • 1 bedroom: 0
  • 2 bedrooms: 58
  • 3 bedrooms: 961
  • 4 bedrooms: 212
  • 5+ bedrooms: 30
  • no bedroom: 0
  • 1 bedroom: 65
  • 2 bedrooms: 73
  • 3 bedrooms: 57
  • 4 bedrooms: 56
  • 5+ bedrooms: 13
Cars and other vehicles available in 48096 in houses/condos/apartments
Owner-occupied Renter-occupied
  • no vehicle: 40
  • 1 vehicle: 210
  • 2 vehicles: 480
  • 3 vehicles: 433
  • 4 vehicles: 49
  • 5+ vehicles: 49
  • no vehicle: 42
  • 1 vehicle: 74
  • 2 vehicles: 121
  • 3 vehicles: 6
  • 4 vehicles: 68
  • 5+ vehicles: 0


Estimated household income distribution in 2009:

Zip code 48096 household income distribution in 2009

Zip code 48096 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 48096:

  • $10,000 to $14,999: 32
  • $15,000 to $19,999: 14
  • $20,000 to $24,999: 28
  • $30,000 to $34,999: 11
  • $35,000 to $39,999: 2
  • $40,000 to $49,999: 19
  • $50,000 to $59,999: 38
  • $60,000 to $69,999: 46
  • $70,000 to $79,999: 71
  • $80,000 to $89,999: 19
  • $90,000 to $99,999: 26
  • $100,000 to $124,999: 151
  • $125,000 to $149,999: 77
  • $150,000 to $174,999: 109
  • $175,000 to $199,999: 90
  • $200,000 to $249,999: 237
  • $250,000 to $299,999: 158
  • $300,000 to $399,999: 138
  • $400,000 to $499,999: 79
  • $500,000 to $749,999: 23
  • $750,000 to $999,999: 21
  • $1,000,000 or more: 31

 



48096 rent paid by renters

Rent paid by renters in 2010 in zip code 48096:

  • $450 to $499: 14
  • $500 to $549: 57
  • $550 to $599: 58
  • $600 to $649: 39
  • $650 to $699: 81
  • $700 to $749: 47
  • $750 to $799: 6
  • $800 to $899: 81
  • $900 to $999: 23
  • $1,000 to $1,249: 33
  • $1,500 to $1,999: 9
  • $2,000 or more: 9
  • No cash rent: 24
 


Median price asked for vacant for-sale houses and condos in 2010: $240,260.

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $203,277
  • Black or African American householders: $244,846
  • American Indian or Alaska Native householders: $275,425

Estimated median house or condo value in 2010: $212,962
48096:

$212,962
Michigan:

$136,600
Lower value quartile - upper value quartile: $151,993 - $293,748

Mean price in 2010:

Detached houses: $187,745
Here:

$187,745
State:

$174,305

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 1,385
  • One, attached: 46
  • Two: 48
  • 3 or 4: 19
  • 5 to 9: 25
  • 10 to 19: 42
  • 20 to 49: 76
  • Mobile homes: 22
48096 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,610 (90%)
  • Carpooled: 120 (7%)
  • Walked: 38 (2%)
  • Other means: 11 (1%)
  • Worked at home: 36 (2%)
 

48096 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 33
  • 5 to 9 minutes: 77
  • 10 to 14 minutes: 166
  • 15 to 19 minutes: 200
  • 20 to 24 minutes: 298
  • 25 to 29 minutes: 226
  • 30 to 34 minutes: 172
  • 35 to 39 minutes: 133
  • 40 to 44 minutes: 33
  • 45 to 59 minutes: 338
  • 60 to 89 minutes: 43
  • 90 or more minutes: 66
 

Percentage of zip code residents living and working in this county: 80.3%

Household type by relationship:

Households: 3,927
  • In family households: 3,670 (1,045 male householders, 92 female householders)
    1,033 spouses, 1,405 children (1,299 natural, 21 adopted, 85 stepchildren), 30 grandchildren, 0 brothers or sisters, 33 parents, 19 other relatives, 13 non-relatives
  • In nonfamily households: 257 (140 male householders (121 living alone)), 90 female householders (83 living alone)), 27 nonrelatives
  • In group quarters: 31 (0 institutionalized population)

Size of family households: 586 2-persons, 214 3-persons, 270 4-persons, 87 5-persons, 19 6-persons, 17 7-or-more-persons

Size of nonfamily households: 203 1-person, 68 2-persons, 6 4-persons

653 married couples with children.
117 single-parent households (14 men, 103 women).

93.0% of residents of 48096 zip code speak English at home.
4.7% of residents speak Spanish at home (46% very well, 18% well, 36% not well).
9.8% of residents speak other Indo-European language at home (37% very well, 38% well, 8% not well, 16% not at all).

Foreign born population: 112 (3.0%)
(40.6% of them are naturalized citizens)
This zip code:

3.0%
Whole state:

6.0%

Most common places of birth for the foreign-born residents:

  • Canada (31%)
  • United Kingdom (19%)
  • Poland (18%)
  • Other Western Europe (16%)
  • Other Southern Europe (12%)
  • Italy (4%)

Year of entry for the foreign-born population

  • 2000 or later: 32
  • 1990 to 1999: 9
  • 1980 to 1989: 27
  • Before 1980: 59

Races in zip code 48096:

White population: 3,604
Black population: 17
American Indian population: 0
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 107
Hispanic or Latino population: 175

Zip code 48096 topographic map

Public primary/middle school in zip code 48096 not listed on the city page:

  • E.F. SIEFERT ELEMENTARY SCHOOL (Students: 527; Location: 24125 26 MILE ROAD, RAY, MI; Grades: KG - 05)

Facilities with environmental interests located in this zip code:

  • E.F. SIEFERT ELEMENTARY SCHOOL (24125 26 MILE ROAD in RAY, MI)
    (National Center for Education Statistics) - STATE ID-00986
    Organizations: NEW HAVEN COMMUNITY SCHOOLS (SCHOOL DISTRICT)
  • B AND B GUN RANGE (21345 31 MILE RD in RAY TOWNSHIP, MI)
    HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: SECURITY SELF STORAGE (CONTACT/OWNER)
  • BEECH KNOLL PRODUCTS (21733 29 MILE RD in RAY, MI)
    (Resource Conservation and Recovery Act (tracking hazardous waste))


Zip code 48096 marital status for males
Zip code 48096 marital status for females


Housing units lacking complete plumbing facilities: 1.8%

Housing units lacking complete kitchen facilities: 2.3%

Most commonly used house heating fuel:

  • Utility gas (70%)
  • Bottled, tank, or LP gas (15%)
  • Electricity (6%)
  • Fuel oil, kerosene, etc. (5%)
  • Wood (2%)
  • Other fuel (1%)

Place of birth for U.S.-born residents:

  • This state: 3,355
  • Northeast: 59
  • Midwest: 246
  • South: 174
  • West: 22

69% of the 48096 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 68% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 84
Here:

22.7%
Michigan:

10.3%

Students in private schools in grades 9 to 12 (high school): 85
Here:

21.8%
Michigan:

8.3%

Students in private undergraduate colleges: 40
Here:

21.4%
Michigan:

16.2%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Companies with federal contracts located in this zip code:

  • UNITED SOILS INC (16171 31 MILE RD in RAY, MI; small business)
    $20,970 with Army for Fertilizers. Signed on 2002-09-30. Completion date: 2002-10-08.

Top industries in this zip code by the number of employees in 2005:

  • Wholesale Trade: Industrial Machinery and Equipment Merchant Wholesalers (20-49 employees: 1 establishment, 5-9 employees: 1 establishment)
  • Wholesale Trade: Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers (20-49: 1, 1-4: 1)
  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (10-19: 1, 5-9: 1, 1-4: 6)
  • Wholesale Trade: Warm Air Heating and Air-Conditioning Equipment and Supplies Merchant Wholesalers (20-49: 1)
  • Health Care and Social Assistance: Nursing Care Facilities (20-49: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters:

  • 19 people in other group homes
  • 8 people in agriculture workers' dormitories on farms
  • 6 people in other noninstitutional group quarters

Fatal accident statistics in 2006:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 5
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2005:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED13$170,27010$228,793145$160,98610$80,3354$161,243
APPLICATIONS APPROVED, NOT ACCEPTED0$00$017$196,2080$00$0
APPLICATIONS DENIED6$157,1084$216,58059$211,6166$36,5730$0
APPLICATIONS WITHDRAWN2$122,1252$181,28017$197,3314$47,2284$183,188
FILES CLOSED FOR INCOMPLETENESS4$106,3832$105,9058$154,8030$00$0

Detailed HMDA statistics for the following Tracts: 2160.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED6$167,2852$300,540
APPLICATIONS APPROVED, NOT ACCEPTED2$353,9704$469,895
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 2160.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 48096 among deceased individuals
NameCountLived (average)
John3571.4 years
James2168.2 years
Mary1978.7 years
Joseph1873.4 years
William1878.4 years
Charles1874.9 years
Robert1671.1 years
Walter1476.9 years
Donald1366.7 years
George1378.1 years
Most common last names in zip code 48096 among deceased individuals
Last nameCountLived (average)
Johnson977.9 years
Smith573.6 years
Brown471.3 years
Kreger474.8 years
Berger476.5 years
Jones471.8 years
Hayes477.7 years
Miller480.0 years
Williams484.3 years
Dove365.7 years


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