48097 Zip Code Detailed Profile




City: Yale, MI (1.81%)
Counties: St. Clair County, MI (77.87%), Sanilac County, MI (22.13%)
Estimated zip code population in 2013: 5,278
Zip code population in 2010: 5,499
Zip code population in 2000: 5,418

Houses and condos: 2,179
Renter-occupied apartments: 398
% of renters here:

20%
State:

29%
Mar. 2013 cost of living index in zip code 48097: 84.7 (less than average, U.S. average is 100)

Land area: 76.3 sq. mi.
Water area: 0.6 sq. mi.
Population density: 69 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 48097
Zip code 48097 (Yale, Michigan) real estate house value trends
Home Value Estimate
Address:
Unit (optional):
City
State
Zip


Recent Home Sales
Address:
City

State
Zip
Min Price (optional)

Max Price (optional)
Prioritization:



Recent home sales, real estate maps, and home value estimator for zip code 48097

  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Real estate property taxes paid for housing units in 2013:
This zip code:

1.7% ($1,849)
Michigan:

1.8% ($2,090)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,022 (1.9%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,645 (1.5%)

Business Search - 14 Million verified businesses
Search for: near:  

Males: 2,617  (49.6%)
Females: 2,661  (50.4%)

For population 25 years and over in 48097:

For population 15 years and over in 48097:

Zip code 48097 compared to state average:

  • Black race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 48097

  • Zip code 48097 races chart
    • 5,202White population
    • 40Black population
    • 18American Indian population
    • 2Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 8Some other race population
    • 82Two or more races population
    • 147Hispanic or Latino population

Options
X
Data:
Options
Loading data...
Based on 2000-2013 data
Loading data...

123
Hide US histogram

100% rural population.

Estimated median house/condo value in 2013: $107,900
48097:

$107,900
Michigan:

$117,500



According to our research of Michigan and other state lists there were 4 registered sex offenders living in 48097 zip code as of September 04, 2015.
The ratio of number of residents in zip code 48097 to the number of sex offenders is 1,295 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

41.5 years
Michigan median age:

39.6 years
Average household size:
This zip code:

2.6 people
Michigan:

2.5 people

Averages for the 2012 tax year for zip code 48097, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $42,808 (Individual Income Tax Returns)
Here:

$42,808
State:

$55,609

Salary/wage: $38,768 (reported on 82.8% of returns)
Here:

$38,768
State:

$46,782
(% of AGI for various income ranges: 66.5% for AGIs below $25k, 73.4% for AGIs $25k-50k, 78.4% for AGIs $50k-75k, 82.8% for AGIs $75k-100k, 89.4% for AGIs $100k-200k)

Taxable interest for individuals: $1,003 (reported on 28.9% of returns)
This zip code:

$1,003
Michigan:

$1,491
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.7% for AGIs $100k-200k)

Ordinary dividends: $1,503 (reported on 14.7% of returns)
Here:

$1,503
State:

$6,225
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,471 (reported on 9.1% of returns)
Here:

+$2,471
State:

+$9,326
(% of AGI for various income ranges: 0.5% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.7% for AGIs $100k-200k)

Profit/loss from business: +$8,097 (reported on 12.5% of returns)
Here:

+$8,097
State:

+$11,523
(% of AGI for various income ranges: 6.5% for AGIs below $25k, 2.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 3.2% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $9,041 (reported on 11.6% of returns)
48097:

$9,041
Michigan:

$15,298
(% of AGI for various income ranges: 4.1% for AGIs below $25k, 1.6% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 3.3% for AGIs $100k-200k)

Total itemized deductions: $17,407 (21% of AGI, reported on 24.6% of returns)
Here:

$17,407
State:

$21,628

Here:

21.3% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 6.0% for AGIs below $25k, 6.9% for AGIs $25k-50k, 10.7% for AGIs $50k-75k, 12.2% for AGIs $75k-100k, 14.7% for AGIs $100k-200k)

Charity contributions: $2,324 (reported on 19.4% of returns)
Here:

$2,324
State:

$4,225
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Taxes paid: $5,633 (reported on 24.6% of returns)
48097:

$5,633
State:

$8,327
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.5% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 6.0% for AGIs $100k-200k)

Earned income credit: $2,100 (reported on 19.0% of returns)
Here:

$2,100
State:

$2,306
(% of AGI for various income ranges: 5.8% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 48097, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $40,025 (Individual Income Tax Returns)
Here:

$40,025
State:

$48,204

Salary/wage: $38,528 (reported on 84.9% of returns)
Here:

$38,528
State:

$42,791
(% of AGI for various income ranges: 100.1% for AGIs below $10k, 74.0% for AGIs $10k-25k, 77.3% for AGIs $25k-50k, 86.4% for AGIs $50k-75k, 87.4% for AGIs $75k-100k, 76.5% for AGIs over 100k)

Taxable interest for individuals: $1,110 (reported on 47.3% of returns)
This zip code:

$1,110
Michigan:

$1,725
(% of AGI for various income ranges: 9.8% for AGIs below $10k, 3.3% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Taxable dividends: $1,071 (reported on 18.7% of returns)
Here:

$1,071
State:

$3,420
(% of AGI for various income ranges: 3.9% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Net capital gain/loss: +$5,985 (reported on 14.3% of returns)
Here:

+$5,985
State:

+$8,532
(% of AGI for various income ranges: -4.0% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 5.6% for AGIs over 100k)

Profit/loss from business: +$6,481 (reported on 13.5% of returns)
Here:

+$6,481
State:

+$9,547
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 3.0% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 3.8% for AGIs over 100k)

IRA payment deduction: $2,855 (reported on 3.0% of returns)
48097:

$2,855
Michigan:

$2,875
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Total itemized deductions: $15,976 (23% of AGI, reported on 34.3% of returns)
Here:

$15,976
State:

$18,509

Here:

23.5% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 9.2% for AGIs below $10k, 7.2% for AGIs $10k-25k, 13.2% for AGIs $25k-50k, 15.4% for AGIs $50k-75k, 13.7% for AGIs $75k-100k, 15.0% for AGIs over 100k)

Charity contributions deductions: $1,993 (3% of AGI, reported on 29.7% of returns)
Here:

$1,993
State:

$3,365

Here:

2.8% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $4,742 (reported on 73.7% of returns)
48097:

$4,742
State:

$7,691
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 7.6% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 14.5% for AGIs over 100k)

Earned income credit: $1,644 (reported on 12.4% of returns)
Here:

$1,644
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 66.7%
Here:

67%
State:

60%
(% for various income ranges: 59.8% for AGIs below $10k, 67.1% for AGIs $10k-25k, 70.9% for AGIs $25k-50k, 69.0% for AGIs $50k-75k, 67.5% for AGIs $75k-100k, 66.2% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$44,146
Michigan:

$48,273
Yale, MI (48097) map Nearest zip codes: 48454, 48022, 48014, 48006, 48466, 48416.
Percentage of family households:
This zip code:

53.0%
Michigan:

49.0%
Percentage of households with unmarried partners:
This zip code:

8.1%
Michigan:

6.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 361
Household did not receive Food Stamps/SNAP in the past 12 months: 1,612


Women who had a birth in the past 12 months: 48 (27 now married, 21 unmarried)
Women who did not have a birth in the past 12 months: 1,139 (590 now married, 549 unmarried)


Housing units in zip code 48097 with a mortgage: 1,015 (49 second mortgage, 194 home equity loan, 6 both second mortgage and home equity loan)
Houses without a mortgage: 560

Median monthly owner costs for units with a mortgage: $1,217
Median monthly owner costs for units without a mortgage: S455

Residents with income below the poverty level in 2013:
This zip code:

18.3%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

9.9%
Whole state:

9.1%
Median number of rooms in houses and condos:
Here:

6.3
State:

6.4
Median number of rooms in apartments:
Here:

4.5
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 48097: Tri - Hospital Emergency Medical Services Station 6 (A), Yale Fire Department (B), Yale Public Library (C), Yale City Police Department (D), Brockway Township Fire Station One (E), Brockway Township Fire Department (F). Display/hide their locations on the map

    Churches in zip code 48097 include: Cole Church (A), Sacred Heart Church (B), Trinity Missionary Church (C), Yale United Methodist Church (D), Presbyterian Church (E), Emanuel Redeemer Evangelical Lutheran Church (F). Display/hide their locations on the map

    Cemeteries: Sacred Heart Cemetery (1), Moore Cemetery (2), McFadden Cemetery (3), Elmwood Cemetery (4), Lynn Township Cemetery (5). Display/hide their locations on the map

    Streams, rivers, and creeks: Meharg Drain (A), Jackson Creek (B), Thompson Drain (C), Thody Drain (D), South Branch Mill Creek (E), Sheehy Drain (F), North Branch Mill Creek (G). Display/hide their locations on the map

    Parks in zip code 48097 include: Yale Park (1), Cole United Methodist Church Historical Marker (2), James McColl House Historical Marker (3). Display/hide their locations on the map

Year house built

  • 52010 or later
  • 2692000 to 2009
  • 2671990 to 1999
  • 2561980 to 1989
  • 2471970 to 1979
  • 1321960 to 1969
  • 2721950 to 1959
  • 1441940 to 1949
  • 5871939 or earlier

Zip code 48097 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Yale, MI (48097)

  • 0no bedroom
  • 301 bedroom
  • 2452 bedrooms
  • 8413 bedrooms
  • 3764 bedrooms
  • 835+ bedrooms

Bedrooms in renter-occupied apartments in Yale, MI (48097)

  • 0no bedroom
  • 1141 bedroom
  • 1172 bedrooms
  • 1193 bedrooms
  • 334 bedrooms
  • 155+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Yale, MI (48097) in owner-occupied houses/condos

  • 44no vehicle
  • 3271 vehicle
  • 7482 vehicles
  • 2783 vehicles
  • 1204 vehicles
  • 585+ vehicles

Cars and other vehicles available in Yale, MI (48097) in renter-occupied apartments

  • 69no vehicle
  • 1951 vehicle
  • 1072 vehicles
  • 273 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $684.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $107,900
48097:

$107,900
Michigan:

$117,500
Lower value quartile - upper value quartile: $75,600 - $163,000

Mean price in 2013:

Detached houses: $89,946
Here:

$89,946
State:

$159,597

Mobile homes: $18,443
Here:

$18,443
State:

$33,033

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 15.8%

Percentage of zip code residents living and working in this county: 54.9%

Household type by relationship:

Households: 5,155

Size of family households: 600 2-persons, 271 3-persons, 271 4-persons, 129 5-persons, 59 6-persons, 29 7-or-more-persons

Size of nonfamily households: 527 1-person, 75 2-persons, 10 3-persons, 2 4-persons

909 married couples with children.
393 single-parent households (100 men, 293 women).

95.2% of residents of 48097 zip code speak English at home.
2.4% of residents speak Spanish at home (66% very well, 11% well, 23% not well).
1.7% of residents speak other Indo-European language at home (85% very well, 15% well).
0.2% of residents speak Asian or Pacific Island language at home (100% very well).
0.5% of residents speak other language at home (74% very well, 13% well, 13% not well).

Foreign born population: 106 (2.0%)
(45.3% of them are naturalized citizens)
This zip code:

2.0%
Whole state:

6.2%

Most common places of birth for the foreign-born residents

  • 31%Mexico
  • 17%Canada
  • 12%Other Northern Europe
  • 11%Germany
  • 7%Belgium
  • 6%Iraq
  • 5%Philippines

Most common first ancestries reported in 48097 (%)

  • 19%German
  • 11%Other groups
  • 10%Polish
  • 9%Irish
  • 8%English
  • 6%American
  • 3%French (except Basque)

Year of entry for the foreign-born population

  • 132010 or later
  • 102000 to 2009
  • 211990 to 1999
  • 76Before 1990

Zip code 48097 topographic map

Facilities with environmental interests located in this zip code:


Zip code 48097 marital status for males
Zip code 48097 marital status for females

Housing units lacking complete plumbing facilities: 0.8%
Housing units lacking complete kitchen facilities: 1.1%

Most commonly used house heating fuel

  • 37%Utility gas
  • 34%Bottled, tank, or LP gas
  • 13%Electricity
  • 11%Wood
  • 3%Fuel oil, kerosene, etc.
  • 1%Other fuel
  • 1%No fuel used

Population in 1990: 5,665. Population change in the 1990s: -247 (-4.4%).

Place of birth for U.S.-born residents:


63% of the 48097 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 50% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

88% of the 48097 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 62% moved from this county.
   Out of people who lived in different houses, 33% moved from different county within same state.
   Out of people who lived in different houses, 6% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 28
Here:

4.5%
Michigan:

10.2%
Students in private schools in grades 9 to 12 (high school): 20
Here:

4.8%
Michigan:

8.6%
Students in private undergraduate colleges: 16
Here:

8.0%
Michigan:

14.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 85,938Computer and mathematical occupations
  • 63,750Health diagnosing and treating practitioners and other technical occupations
  • 63,438Community and social service occupations
  • 62,361Architecture and engineering occupations
  • 49,583Management occupations
  • 43,958Transportation occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 108 people in nursing facilities/skilled-nursing facilities
  • 15 people in workers' group living quarters and job corps centers
  • 7 people in group homes intended for adults

People in group quarters in 2000:

  • 112 people in nursing homes
  • 6 people in homes for the mentally retarded
  • 4 people in other group homes

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED27$73,37123$119,023117$118,88013$18,7097$52,00010$106,850
APPLICATIONS APPROVED, NOT ACCEPTED0$00$017$113,7675$8,7220$03$81,633
APPLICATIONS DENIED15$87,6723$39,14060$107,88510$36,5677$59,4298$125,805
APPLICATIONS WITHDRAWN3$113,5032$12,58034$137,1523$29,6333$48,0872$111,545
FILES CLOSED FOR INCOMPLETENESS2$57,0300$012$113,9230$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003

Detailed HMDA statistics for the following Tracts: 6551.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$02$53,675
APPLICATIONS APPROVED, NOT ACCEPTED3$164,9432$244,900
APPLICATIONS DENIED0$02$53,675
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003

Detailed PMIC statistics for the following Tracts: 6551.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 48097 among deceased individuals
NameCountLived (average)
John6278.7 years
William4076.0 years
Mary3980.8 years
Robert3673.3 years
Charles3073.1 years
James2667.0 years
Helen2278.6 years
Frank2178.0 years
Edward2174.4 years
Anna2079.8 years
Most common last names in zip code 48097 among deceased individuals
Last nameCountLived (average)
Brown1879.0 years
Smith1578.7 years
Miller1167.9 years
Thompson1076.6 years
Winkler1073.7 years
Spencer981.9 years
Morgan873.4 years
Armstrong877.9 years
Boughner881.3 years
Edgerton872.2 years

Businesses in zip code 48097



Discuss Yale, Michigan (MI) on our hugely popular Michigan forum.


Recent home sales, price trends, and home value evaluator powered by Onboard Informatics
© 2015 Onboard Informatics. Information is deemed reliable but not guaranteed.
 
City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Website © 2003-2015 Advameg, Inc.