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48097 Zip Code Detailed Profile

 


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Profiles Yale, MI (48097) houses, apartments, residents, cars, jobs...

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City: Yale, MI (1.81%)
Counties: St. Clair County, MI (77.87%), Sanilac County, MI (22.13%)

Estimated zip code population in 2011: 5,428
Zip code population in 2010: 5,499
Zip code population in 2000: 5,418




Age and Sex of Residents in zip code 48097

Zip code 48097 (Yale, Michigan) real estate house value trends

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Houses and condos: 2,147
Renter-occupied apartments: 327
% of renters here:

17%
State:

28%

Mar. 2012 cost of living index in zip code 48097: 85.0 (less than average, U.S. average is 100)

Land area: 76.3 sq. mi.
Water area: 0.6 sq. mi.
Population density: 71 people per square mile 
 
 (very low).

Real estate property taxes paid for housing units in 2011:
This zip code:

1.4% ($1,952)
Michigan:

1.8% ($2,181)

Median real estate property taxes paid for housing units with mortgages in 2011: $2,151 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2011: $1,615 (1.2%)

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Males: 2,751  (50.7%)
Females: 2,677  (49.3%)

For population 25 years and over in 48097:

  • High school or higher: 82.1%
  • Bachelor's degree or higher: 11.8%
  • Graduate or professional degree: 4.0%
  • Unemployed: 14.5%
  • Mean travel time to work (commute): 35.8 minutes

For population 15 years and over in 48097:

  • Never married: 24.6%
  • Now married: 55.0%
  • Separated: 0.4%
  • Widowed: 7.9%
  • Divorced: 12.2%

Zip code 48097 compared to state average:

  • Black race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Percentage of population with a bachelor's degree or higher below state average.

Zip code 48097 races chart

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Data:
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Based on 2000-2011 data
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123
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100% rural population.

Estimated median house/condo value in 2011: $135,300
48097:

$135,300
Michigan:

$118,100



According to our research of Michigan and other state lists there were 4 registered sex offenders living in 48097 zip code as of September 30, 2013.
The ratio of number of residents in zip code 48097 to the number of sex offenders is 1,295 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

39.4 years
Michigan median age:

39.2 years

Average household size:
This zip code:

2.7 people
Michigan:

2.6 people

Averages for the 2004 tax year for zip code 48097, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $40,025 (Individual Income Tax Returns)
Here:

$40,025
State:

$48,204

Salary/wage: $38,528 (reported on 84.9% of returns)
Here:

$38,528
State:

$42,791
(% of AGI for various income ranges: 100.1% for AGIs below $10k, 74.0% for AGIs $10k-25k, 77.3% for AGIs $25k-50k, 86.4% for AGIs $50k-75k, 87.4% for AGIs $75k-100k, 76.5% for AGIs over 100k)

Taxable interest for individuals: $1,110 (reported on 47.3% of returns)
This zip code:

$1,110
Michigan:

$1,725
(% of AGI for various income ranges: 9.8% for AGIs below $10k, 3.3% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Taxable dividends: $1,071 (reported on 18.7% of returns)
Here:

$1,071
State:

$3,420
(% of AGI for various income ranges: 3.9% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Net capital gain/loss: +$5,985 (reported on 14.3% of returns)
Here:

+$5,985
State:

+$8,532
(% of AGI for various income ranges: -4.0% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 5.6% for AGIs over 100k)

Profit/loss from business: +$6,481 (reported on 13.5% of returns)
Here:

+$6,481
State:

+$9,547
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 3.0% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 3.8% for AGIs over 100k)

IRA payment deduction: $2,855 (reported on 3.0% of returns)
48097:

$2,855
Michigan:

$2,875
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Total itemized deductions: $15,976 (23% of AGI, reported on 34.3% of returns)
Here:

$15,976
State:

$18,509

Here:

23.5% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 9.2% for AGIs below $10k, 7.2% for AGIs $10k-25k, 13.2% for AGIs $25k-50k, 15.4% for AGIs $50k-75k, 13.7% for AGIs $75k-100k, 15.0% for AGIs over 100k)

Charity contributions deductions: $1,993 (3% of AGI, reported on 29.7% of returns)
Here:

$1,993
State:

$3,365

Here:

2.8% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $4,742 (reported on 73.7% of returns)
48097:

$4,742
State:

$7,691
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 7.6% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 14.5% for AGIs over 100k)

Earned income credit: $1,644 (reported on 12.4% of returns)
Here:

$1,644
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 66.7%
Here:

67%
State:

60%
(% for various income ranges: 59.8% for AGIs below $10k, 67.1% for AGIs $10k-25k, 70.9% for AGIs $25k-50k, 69.0% for AGIs $50k-75k, 67.5% for AGIs $75k-100k, 66.2% for AGIs over 100k)


Estimated median household income in 2011:
This zip code:

$47,188
Michigan:

$45,981

Yale, MI (48097) map

Nearest zip codes: 48454, 48022, 48014, 48006, 48466, 48416.

Percentage of family households:
This zip code:

55.8%
Michigan:

50.7%

Percentage of households with unmarried partners:
This zip code:

6.6%
Michigan:

5.6%


Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.5% of all households
  • Gay men: 0.5% of all households

Household received Food Stamps/SNAP in the past 12 months: 261
Household did not receive Food Stamps/SNAP in the past 12 months: 1,675


Women who had a birth in the past 12 months: 63 (45 now married, 18 unmarried)
Women who did not have a birth in the past 12 months: 1,175 (628 now married, 547 unmarried)


Housing units in zip code 48097 with a mortgage: 1,036 (79 second mortgage, 240 home equity loan, 9 both second mortgage and home equity loan)
Houses without a mortgage: 573

Median monthly owner costs for units with a mortgage: $1,359
Median monthly owner costs for units without a mortgage: $463

Residents with income below the poverty level in 2011:
This zip code:

12.9%
Whole state:

17.5%

Residents with income below 50% of the poverty level in 2011:
This zip code:

6.1%
Whole state:

9.5%

Median number of rooms in houses and condos:
Here:

6.3
State:

6.4

Median number of rooms in apartments:
Here:

4.4
State:

4.4


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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 48097: Tri - Hospital Emergency Medical Services Station 6 (A), Yale Fire Department (B), Yale Public Library (C), Yale City Police Department (D), Brockway Township Fire Station One (E), Brockway Township Fire Department (F). Display/hide their locations on the map

Churches in zip code 48097 include: Cole Church (A), Sacred Heart Church (B), Trinity Missionary Church (C), Yale United Methodist Church (D), Presbyterian Church (E), Emanuel Redeemer Evangelical Lutheran Church (F). Display/hide their locations on the map

Cemeteries: Sacred Heart Cemetery (1), Moore Cemetery (2), McFadden Cemetery (3), Elmwood Cemetery (4), Lynn Township Cemetery (5). Display/hide their locations on the map

Streams, rivers, and creeks: Meharg Drain (A), Jackson Creek (B), Thompson Drain (C), Thody Drain (D), South Branch Mill Creek (E), Sheehy Drain (F), North Branch Mill Creek (G). Display/hide their locations on the map

Parks in zip code 48097 include: Yale Park (1), Cole United Methodist Church Historical Marker (2), James McColl House Historical Marker (3). Display/hide their locations on the map

 

Year house built

  • 2005 or later: 83
  • 2000 to 2004: 136
  • 1990 to 1999: 317
  • 1980 to 1989: 243
  • 1970 to 1979: 236
  • 1960 to 1969: 121
  • 1950 to 1959: 237
  • 1940 to 1949: 166
  • 1939 or earlier: 608


Zip code 48097 satellite photo by USGS

Bedrooms in houses/apartments in 48097
Owner-occupied Renter-occupied
  • no bedroom: 0
  • 1 bedroom: 30
  • 2 bedrooms: 256
  • 3 bedrooms: 833
  • 4 bedrooms: 402
  • 5+ bedrooms: 88
  • no bedroom: 0
  • 1 bedroom: 70
  • 2 bedrooms: 122
  • 3 bedrooms: 102
  • 4 bedrooms: 28
  • 5+ bedrooms: 5
Cars and other vehicles available in 48097 in houses/condos/apartments
Owner-occupied Renter-occupied
  • no vehicle: 33
  • 1 vehicle: 324
  • 2 vehicles: 822
  • 3 vehicles: 297
  • 4 vehicles: 97
  • 5+ vehicles: 36
  • no vehicle: 35
  • 1 vehicle: 185
  • 2 vehicles: 85
  • 3 vehicles: 22
  • 4 vehicles: 0
  • 5+ vehicles: 0


Estimated household income distribution in 2009:

Zip code 48097 household income distribution in 2009

Zip code 48097 house/condo values in 2011

Estimate of home value of owner-occupied houses/condos in 2011 in zip code 48097:

  • Less than $10,000: 12
  • $10,000 to $14,999: 6
  • $15,000 to $19,999: 2
  • $20,000 to $24,999: 12
  • $25,000 to $29,999: 11
  • $30,000 to $34,999: 8
  • $35,000 to $39,999: 10
  • $40,000 to $49,999: 60
  • $50,000 to $59,999: 61
  • $60,000 to $69,999: 53
  • $70,000 to $79,999: 38
  • $80,000 to $89,999: 146
  • $90,000 to $99,999: 82
  • $100,000 to $124,999: 206
  • $125,000 to $149,999: 236
  • $150,000 to $174,999: 231
  • $175,000 to $199,999: 136
  • $200,000 to $249,999: 166
  • $250,000 to $299,999: 65
  • $300,000 to $399,999: 41
  • $400,000 to $499,999: 3
  • $500,000 to $749,999: 21
  • $750,000 to $999,999: 3

 



48097 rent paid by renters

Rent paid by renters in 2011 in zip code 48097:

  • Less than $100: 6
  • $100 to $149: 6
  • $150 to $199: 6
  • $200 to $249: 7
  • $250 to $299: 7
  • $300 to $349: 19
  • $400 to $449: 44
  • $450 to $499: 23
  • $500 to $549: 75
  • $550 to $599: 29
  • $600 to $649: 24
  • $650 to $699: 21
  • $700 to $749: 6
  • $750 to $799: 13
  • $1,000 to $1,249: 21
  • No cash rent: 20
 


Median gross rent in 2011: $641.

Estimated median house (or condo) value in 2011 for:

  • White Non-Hispanic householders: $122,611
  • American Indian or Alaska Native householders: $88,935
  • Some other race householders: $88,935
  • Two or more races householders: $222,337
  • Hispanic or Latino householders: $94,864

Estimated median house or condo value in 2011: $135,300
48097:

$135,300
Michigan:

$118,100
Lower value quartile - upper value quartile: $88,900 - $181,000

Mean price in 2011:

Detached houses: $183,262
Here:

$183,262
State:

$155,085

Mobile homes: $98,097
Here:

$98,097
State:

$70,174

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 1,760
  • One, attached: 10
  • Two: 63
  • 3 or 4: 36
  • 5 to 9: 77
  • 10 to 19: 29
  • 20 to 49: 39
  • Mobile homes: 133

Unemployment: 14.5%
48097 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,721 (82%)
  • Carpooled: 231 (11%)
  • Bus or trolley bus: 1 (0%)
  • Taxi: 7 (0%)
  • Walked: 61 (3%)
  • Other means: 20 (1%)
  • Worked at home: 49 (2%)
 

48097 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 113
  • 5 to 9 minutes: 243
  • 10 to 14 minutes: 212
  • 15 to 19 minutes: 102
  • 20 to 24 minutes: 82
  • 25 to 29 minutes: 23
  • 30 to 34 minutes: 304
  • 35 to 39 minutes: 98
  • 40 to 44 minutes: 134
  • 45 to 59 minutes: 264
  • 60 to 89 minutes: 333
  • 90 or more minutes: 133
 

Percentage of zip code residents living and working in this county: 52.8%

Household type by relationship:

Households: 5,312
  • In family households: 4,644 (871 male householders, 487 female householders)
    1,116 spouses, 1,856 children (1,646 natural, 31 adopted, 180 stepchildren), 52 grandchildren, 37 brothers or sisters, 45 parents, 79 other relatives, 101 non-relatives
  • In nonfamily households: 668 (308 male householders (266 living alone)), 270 female householders (236 living alone)), 90 nonrelatives
  • In group quarters: 116 (112 institutionalized population)

Size of family households: 552 2-persons, 263 3-persons, 267 4-persons, 175 5-persons, 65 6-persons, 36 7-or-more-persons

Size of nonfamily households: 502 1-person, 63 2-persons, 10 3-persons, 3 4-persons

1,163 married couples with children.
243 single-parent households (72 men, 171 women).

96.3% of residents of 48097 zip code speak English at home.
2.0% of residents speak Spanish at home (62% very well, 13% well, 25% not well).
1.1% of residents speak other Indo-European language at home (71% very well, 16% well, 13% not well).
0.2% of residents speak Asian or Pacific Island language at home (100% very well).
0.5% of residents speak other language at home (73% very well, 12% well, 15% not well).

Foreign born population: 133 (2.5%)
(47.4% of them are naturalized citizens)
This zip code:

2.5%
Whole state:

6.1%

Most common places of birth for the foreign-born residents:

  • Canada (35%)
  • Mexico (20%)
  • Other Northern Europe (11%)
  • Germany (8%)
  • Iraq (5%)
  • Philippines (5%)
  • Laos (3%)

Year of entry for the foreign-born population

  • 2000 or later: 24
  • 1990 to 1999: 20
  • 1980 to 1989: 13
  • Before 1980: 85

Races in zip code 48097:

White population: 5,202
Black population: 40
American Indian population: 18
Asian population: 2
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 8
Two or more races population: 82
Hispanic or Latino population: 147

Most common first ancestries reported in 48097 (%):



  • German (24%)
  • Polish (11%)
  • Irish (9%)
  • Other groups (9%)
  • English (8%)
  • American (5%)
  • French (except Basque) (4%)


Zip code 48097 topographic map

Facilities with environmental interests located in this zip code:

  • MI DEPT/ENVIRONMENTAL QUALITY (9 NORTH STREET in YALE, MI)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: TIMOTHY J. BROWN TRUSTEE (CONTACT/OPERATOR) , MI DEPT/ENVIRONMENTAL QUALITY - RRD (CONTACT/OWNER)
    Alternative names: YALE UNITED METHODIST CHURCH


Zip code 48097 marital status for males
Zip code 48097 marital status for females


Housing units lacking complete plumbing facilities: 0.8%

Housing units lacking complete kitchen facilities: 1.8%

Most commonly used house heating fuel:

  • Utility gas (39%)
  • Bottled, tank, or LP gas (34%)
  • Electricity (11%)
  • Wood (10%)
  • Fuel oil, kerosene, etc. (3%)
  • Other fuel (3%)
  • No fuel used (1%)

Population in 1990: 5,665. Population change in the 1990s: -247 (-4.4%).

Place of birth for U.S.-born residents:

  • This state: 4,927
  • Northeast: 64
  • Midwest: 78
  • South: 169
  • West: 48

63% of the 48097 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 50% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

91% of the 48097 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 55% moved from this county.
   Out of people who lived in different houses, 39% moved from different county within same state.
   Out of people who lived in different houses, 6% moved from different state.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 31
Here:

4.4%
Michigan:

10.5%

Students in private schools in grades 9 to 12 (high school): 43
Here:

9.8%
Michigan:

8.6%

Students in private undergraduate colleges: 37
Here:

15.7%
Michigan:

15.5%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Occupation by median earnings in the past 12 months ($)

  • Architecture and engineering occupations: 86,875
  • Computer and mathematical occupations: 61,563
  • Education, training, and library occupations: 58,333
  • Management occupations: 53,958
  • Health diagnosing and treating practitioners and other technical occupations: 50,250
  • Law enforcement workers including supervisors: 49,211

Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Nursing Care Facilities (100-249 employees: 1 establishment)
  • Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 5-9: 1)
  • Professional, Scientific, and Technical Services: Payroll Services (20-49: 1)
  • Health Care and Social Assistance: Offices of Dentists (5-9: 3, 1-4: 1)
  • Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (10-19: 1, 5-9: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters:

  • 112 people in nursing homes
  • 6 people in homes for the mentally retarded
  • 4 people in other group homes

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED27$73,37123$119,023117$118,88013$18,7097$52,00010$106,850
APPLICATIONS APPROVED, NOT ACCEPTED0$00$017$113,7675$8,7220$03$81,633
APPLICATIONS DENIED15$87,6723$39,14060$107,88510$36,5677$59,4298$125,805
APPLICATIONS WITHDRAWN3$113,5032$12,58034$137,1523$29,6333$48,0872$111,545
FILES CLOSED FOR INCOMPLETENESS2$57,0300$012$113,9230$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003

Detailed HMDA statistics for the following Tracts: 6551.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$02$53,675
APPLICATIONS APPROVED, NOT ACCEPTED3$164,9432$244,900
APPLICATIONS DENIED0$02$53,675
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003

Detailed PMIC statistics for the following Tracts: 6551.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 48097 among deceased individuals
NameCountLived (average)
John6278.7 years
William4076.0 years
Mary3980.8 years
Robert3673.3 years
Charles3073.1 years
James2667.0 years
Helen2278.6 years
Frank2178.0 years
Edward2174.4 years
Anna2079.8 years
Most common last names in zip code 48097 among deceased individuals
Last nameCountLived (average)
Brown1879.0 years
Smith1578.7 years
Miller1167.9 years
Thompson1076.6 years
Winkler1073.7 years
Spencer981.9 years
Morgan873.4 years
Armstrong877.9 years
Boughner881.3 years
Edgerton872.2 years

Businesses in zip code 48097

  • H&R Block: 1
  • La-Z-Boy: 1
  • McDonald's: 1



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