48098 Zip Code Detailed Profile




Estimated zip code population in 2013: 19,414
Zip code population in 2010: 19,582
Zip code population in 2000: 44,978

Houses and condos: 7,277
Renter-occupied apartments: 767
% of renters here:

11%
State:

29%
Mar. 2013 cost of living index in zip code 48098: 92.4 (less than average, U.S. average is 100)

Land area: 9.4 sq. mi.
Water area: 0.0 sq. mi.
Population density: 2,067 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 48098
Zip code 48098 (Troy, Michigan) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 48098

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Real estate property taxes paid for housing units in 2013:
This zip code:

1.9% ($5,555)
Michigan:

1.8% ($2,090)
Median real estate property taxes paid for housing units with mortgages in 2013: $5,664 (1.9%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $5,274 (2.0%)

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Males: 9,569  (49.3%)
Females: 9,845  (50.7%)

For population 25 years and over in 48098:

For population 15 years and over in 48098:

Zip code 48098 compared to state average:

  • Median household income significantly above state average.
  • Median house value significantly above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly above state average.
  • Renting percentage significantly below state average.
  • Number of rooms per house above state average.
  • House age below state average.
  • Percentage of population with a bachelor's degree or higher significantly above state average.
  • Races in zip code 48098

  • Zip code 48098 races chart
    • 14,459White population
    • 568Black population
    • 16American Indian population
    • 3,899Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 18Some other race population
    • 334Two or more races population
    • 288Hispanic or Latino population

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Data:
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Based on 2000-2013 data
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123
Hide US histogram

100% urban population.

Estimated median house/condo value in 2013: $288,200
48098:

$288,200
Michigan:

$117,500



According to our research of Michigan and other state lists there were 5 registered sex offenders living in 48098 zip code as of May 28, 2016.
The ratio of number of residents in zip code 48098 to the number of sex offenders is 2,359 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.


Median resident age:
This zip code:

45.5 years
Michigan median age:

39.6 years
Average household size:
This zip code:

2.7 people
Michigan:

2.5 people

Averages for the 2012 tax year for zip code 48098, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $124,117 (Individual Income Tax Returns)
Here:

$124,117
State:

$55,609

Salary/wage: $101,680 (reported on 80.1% of returns)
Here:

$101,680
State:

$46,782
(% of AGI for various income ranges: 71.9% for AGIs below $25k, 65.7% for AGIs $25k-50k, 61.6% for AGIs $50k-75k, 64.6% for AGIs $75k-100k, 74.3% for AGIs $100k-200k, 61.4% for AGIs over 200k)

Taxable interest for individuals: $2,249 (reported on 57.3% of returns)
This zip code:

$2,249
Michigan:

$1,491
(% of AGI for various income ranges: 2.9% for AGIs below $25k, 1.7% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Ordinary dividends: $6,910 (reported on 45.7% of returns)
Here:

$6,910
State:

$6,225
(% of AGI for various income ranges: 5.3% for AGIs below $25k, 3.1% for AGIs $25k-50k, 3.4% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$14,627 (reported on 41.1% of returns)
Here:

+$14,627
State:

+$9,326
(% of AGI for various income ranges: 0.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 8.4% for AGIs over 200k)

Profit/loss from business: +$23,718 (reported on 16.9% of returns)
Here:

+$23,718
State:

+$11,523
(% of AGI for various income ranges: 7.9% for AGIs below $25k, 3.6% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 2.9% for AGIs $100k-200k, 3.2% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $23,722 (reported on 17.0% of returns)
48098:

$23,722
Michigan:

$15,298
(% of AGI for various income ranges: 5.3% for AGIs below $25k, 5.2% for AGIs $25k-50k, 6.2% for AGIs $50k-75k, 5.9% for AGIs $75k-100k, 4.3% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Self-employment retirement plans: $23,154 (reported on 2.4% of returns)
48098:

$23,154
Michigan:

$20,834
(% of AGI for various income ranges: 0.5% for AGIs $50k-75k, 0.3% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Total itemized deductions: $29,355 (15% of AGI, reported on 55.1% of returns)
Here:

$29,355
State:

$21,628

Here:

14.9% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 19.3% for AGIs below $25k, 15.9% for AGIs $25k-50k, 17.1% for AGIs $50k-75k, 16.5% for AGIs $75k-100k, 15.3% for AGIs $100k-200k, 10.6% for AGIs over 200k)

Charity contributions: $4,386 (reported on 50.4% of returns)
Here:

$4,386
State:

$4,225
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.5% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Taxes paid: $14,232 (reported on 55.0% of returns)
48098:

$14,232
State:

$8,327
(% of AGI for various income ranges: 4.6% for AGIs below $25k, 4.9% for AGIs $25k-50k, 6.1% for AGIs $50k-75k, 6.7% for AGIs $75k-100k, 7.1% for AGIs $100k-200k, 6.0% for AGIs over 200k)

Earned income credit: $1,670 (reported on 4.6% of returns)
Here:

$1,670
State:

$2,306
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 0.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 56.3%
Here:

56%
State:

57%
(% for various income ranges: 49.8% for AGIs below $25k, 56.2% for AGIs $25k-50k, 60.0% for AGIs $50k-75k, 58.8% for AGIs $75k-100k, 53.0% for AGIs $100k-200k, 70.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 48098, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $98,194 (Individual Income Tax Returns)
Here:

$98,194
State:

$48,204

Salary/wage: $86,438 (reported on 83.3% of returns)
Here:

$86,438
State:

$42,791
(% of AGI for various income ranges: 277.2% for AGIs below $10k, 63.2% for AGIs $10k-25k, 64.4% for AGIs $25k-50k, 65.6% for AGIs $50k-75k, 73.2% for AGIs $75k-100k, 74.0% for AGIs over 100k)

Taxable interest for individuals: $2,855 (reported on 72.4% of returns)
This zip code:

$2,855
Michigan:

$1,725
(% of AGI for various income ranges: 18.7% for AGIs below $10k, 5.9% for AGIs $10k-25k, 3.8% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Taxable dividends: $4,095 (reported on 55.0% of returns)
Here:

$4,095
State:

$3,420
(% of AGI for various income ranges: 24.4% for AGIs below $10k, 4.6% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Net capital gain/loss: +$8,801 (reported on 47.4% of returns)
Here:

+$8,801
State:

+$8,532
(% of AGI for various income ranges: -3.2% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 5.3% for AGIs over 100k)

Profit/loss from business: +$21,739 (reported on 15.7% of returns)
Here:

+$21,739
State:

+$9,547
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 6.4% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 3.4% for AGIs over 100k)

IRA payment deduction: $3,474 (reported on 4.1% of returns)
48098:

$3,474
Michigan:

$2,875
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $17,231 (reported on 2.5% of returns)
Here:

$17,231
Michigan:

$13,826
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Total itemized deductions: $25,931 (17% of AGI, reported on 58.0% of returns)
Here:

$25,931
State:

$18,509

Here:

17.0% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 36.7% for AGIs below $10k, 20.3% for AGIs $10k-25k, 19.4% for AGIs $25k-50k, 20.9% for AGIs $50k-75k, 20.4% for AGIs $75k-100k, 13.8% for AGIs over 100k)

Charity contributions deductions: $4,219 (3% of AGI, reported on 54.5% of returns)
Here:

$4,219
State:

$3,365

Here:

2.7% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 1.6% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $20,617 (reported on 82.0% of returns)
48098:

$20,617
State:

$7,691
(% of AGI for various income ranges: 7.3% for AGIs below $10k, 5.2% for AGIs $10k-25k, 7.8% for AGIs $25k-50k, 9.1% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 19.7% for AGIs over 100k)

Earned income credit: $1,254 (reported on 2.4% of returns)
Here:

$1,254
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 55.3%
Here:

55%
State:

60%
(% for various income ranges: 49.1% for AGIs below $10k, 55.4% for AGIs $10k-25k, 57.4% for AGIs $25k-50k, 59.4% for AGIs $50k-75k, 54.3% for AGIs $75k-100k, 57.6% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$113,574
Michigan:

$48,273
Troy, MI (48098) map Nearest zip codes: 48084, 48304, 48085, 48309, 48009, 48017.
Percentage of family households:
This zip code:

61.7%
Michigan:

49.0%
Percentage of households with unmarried partners:
This zip code:

0.9%
Michigan:

6.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 133
Household did not receive Food Stamps/SNAP in the past 12 months: 6,930


Women who had a birth in the past 12 months: 220 (211 now married, 9 unmarried)
Women who did not have a birth in the past 12 months: 3,808 (2,260 now married, 1,548 unmarried)


Housing units in zip code 48098 with a mortgage: 4,268 (60 second mortgage, 917 home equity loan, 8 both second mortgage and home equity loan)
Houses without a mortgage: 2,028

Median monthly owner costs for units with a mortgage: $2,352
Median monthly owner costs for units without a mortgage: S773

Residents with income below the poverty level in 2013:
This zip code:

3.1%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

0.9%
Whole state:

9.1%
Median number of rooms in houses and condos:
Here:

8.1
State:

6.4
Median number of rooms in apartments:
Here:

5.4
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 48098: Troy Museum and Historic Village (A), Troy Chamber of Commerce (B), Troy Fire Department Station 6 (C). Display/hide their locations on the map

    Churches in zip code 48098 include: Church of the New Jerusalem (A), Fellowship Church (B), Saint Augustine Church (C), American Church (D), Saint Stephens Church (E). Display/hide their locations on the map

    Cemeteries: Beach Cemetery (1), White Chapel Cemetery (2). Display/hide their locations on the map

    Lake: Lake Charnwood (A). Display/hide its location on the map

    Parks in zip code 48098 include: Historic Green Historical Marker (1), The Polar Bears Historical Marker (2), Troy Corners Historical Marker (3), Beach Road Park (4), North Glen Park (5), Firefighters Park (6), Lloyd A Stage Nature Center (7), Troy Farm Park (8). Display/hide their locations on the map

Year house built

  • 82010 or later
  • 4472000 to 2009
  • 1,2441990 to 1999
  • 2,1381980 to 1989
  • 1,9971970 to 1979
  • 8321960 to 1969
  • 4841950 to 1959
  • 361940 to 1949
  • 911939 or earlier

Zip code 48098 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Troy, MI (48098)

  • 0no bedroom
  • 331 bedroom
  • 4362 bedrooms
  • 2,0123 bedrooms
  • 3,3974 bedrooms
  • 4185+ bedrooms

Bedrooms in renter-occupied apartments in Troy, MI (48098)

  • 83no bedroom
  • 1481 bedroom
  • 682 bedrooms
  • 3403 bedrooms
  • 1284 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Troy, MI (48098) in owner-occupied houses/condos

  • 61no vehicle
  • 1,1011 vehicle
  • 3,3082 vehicles
  • 1,2473 vehicles
  • 4224 vehicles
  • 1575+ vehicles

Cars and other vehicles available in Troy, MI (48098) in renter-occupied apartments

  • 148no vehicle
  • 2931 vehicle
  • 2742 vehicles
  • 483 vehicles
  • 04 vehicles
  • 45+ vehicles

Median gross rent in 2013: $1,336.


Median price asked for vacant for-sale houses and condos in 2013: $192,930.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $288,200
48098:

$288,200
Michigan:

$117,500
Lower value quartile - upper value quartile: $211,900 - $380,600

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.4%

Percentage of zip code residents living and working in this county: 67.1%

Household type by relationship:

Households: 19,328

Size of family households: 2,446 2-persons, 1,300 3-persons, 1,467 4-persons, 418 5-persons, 125 6-persons, 33 7-or-more-persons

Size of nonfamily households: 1,192 1-person, 65 2-persons, 4 3-persons, 13 5-persons

3,959 married couples with children.
459 single-parent households (100 men, 359 women).

72.7% of residents of 48098 zip code speak English at home.
1.2% of residents speak Spanish at home (82% very well, 17% well, 1% not at all).
9.9% of residents speak other Indo-European language at home (74% very well, 20% well, 5% not well, 1% not at all).
13.3% of residents speak Asian or Pacific Island language at home (66% very well, 18% well, 11% not well, 5% not at all).
2.9% of residents speak other language at home (72% very well, 23% well, 3% not well, 3% not at all).

Foreign born population: 4,638 (23.9%)
(63.1% of them are naturalized citizens)
This zip code:

23.9%
Whole state:

6.2%

Most common places of birth for the foreign-born residents

  • 22%India
  • 20%China, excluding Hong Kong and Taiwan
  • 8%Korea
  • 6%Canada
  • 6%Taiwan
  • 5%Iraq
  • 5%Philippines

Most common first ancestries reported in 48098 (%)

  • 27%Other groups
  • 14%German
  • 9%Polish
  • 7%Italian
  • 6%Irish
  • 5%English
  • 3%American

Year of entry for the foreign-born population

  • 2942010 or later
  • 1,0902000 to 2009
  • 1,3241990 to 1999
  • 2,067Before 1990

Zip code 48098 topographic map

Public primary/middle schools in zip code 48098 not listed on the city page:

  • WOODLAND ELEMENTARY SCHOOL (Students: 408; Location: 6465 LIVERNOIS ROAD, TROY, MI; Grades: KG - 04)
  • MARTELL ELEMENTARY SCHOOL (Students: 395; Location: 5666 LIVERNOIS ROAD, TROY, MI; Grades: KG - 05)
  • NILES ALTERNATIVE HIGH SCHOOL (Students: 125; Location: 201 W. SQUARE LAKE ROAD, TROY, MI; Grades: UG - UG)
There are 227 Medical Specialists in Zip Code 48098.

Facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 48098:

All 2 fire-safe hotels and motels in zip code 48098

Zip code 48098 marital status for males
Zip code 48098 marital status for females

Housing units lacking complete plumbing facilities: 0.4%
Housing units lacking complete kitchen facilities: 2.3%

Most commonly used house heating fuel

  • 97%Utility gas
  • 3%Electricity

Population in 1990: 39,379. Population change in the 1990s: +5,599 (+14.2%).

Place of birth for U.S.-born residents:


68% of the 48098 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 64% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

92% of the 48098 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 58% moved from this county.
   Out of people who lived in different houses, 16% moved from different county within same state.
   Out of people who lived in different houses, 9% moved from different state.
   Out of people who lived in different houses, 17% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 346
Here:

15.9%
Michigan:

10.2%
Students in private schools in grades 9 to 12 (high school): 187
Here:

15.5%
Michigan:

8.6%
Students in private undergraduate colleges: 217
Here:

22.3%
Michigan:

14.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 102,594Management occupations
  • 98,424Architecture and engineering occupations
  • 91,681Business and financial operations occupations
  • 90,600Health diagnosing and treating practitioners and other technical occupations
  • 81,546Legal occupations
  • 80,739Computer and mathematical occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 29 people in group homes intended for adults
  • 9 people in workers' group living quarters and job corps centers
  • 5 people in residential treatment centers for adults

People in group quarters in 2000:

  • 111 people in other noninstitutional group quarters
  • 39 people in other group homes
  • 25 people in homes for the mentally retarded
  • 10 people in homes for the mentally ill
  • 5 people in homes for the physically handicapped

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 15 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED211$185,272408$196,6002,084$207,62741$75,21850$149,709
APPLICATIONS APPROVED, NOT ACCEPTED18$156,37136$230,021190$214,1292$14,4204$87,218
APPLICATIONS DENIED35$153,16970$185,155610$230,64621$63,28429$216,197
APPLICATIONS WITHDRAWN31$196,18045$234,449334$218,0455$42,9069$205,209
FILES CLOSED FOR INCOMPLETENESS6$159,67829$212,994101$226,6143$91,9337$205,951
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 15 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED74$232,68557$243,4740$0
APPLICATIONS APPROVED, NOT ACCEPTED81$207,61241$259,8504$220,850
APPLICATIONS DENIED60$189,79030$222,2493$188,903
APPLICATIONS WITHDRAWN9$151,3899$261,6540$0
FILES CLOSED FOR INCOMPLETENESS39$201,2427$332,7140$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 48098 among deceased individuals
NameCountLived (average)
Mary12079.2 years
John7573.8 years
William7073.9 years
Robert6069.1 years
Helen5780.9 years
Margaret5578.3 years
Dorothy4877.8 years
James4073.1 years
George3978.6 years
Joseph3975.6 years
Most common last names in zip code 48098 among deceased individuals
Last nameCountLived (average)
Smith2872.9 years
Miller1579.7 years
Martin1478.9 years
Anderson1380.4 years
Williams1178.8 years
Johnson1175.2 years
Thompson972.2 years
Patel974.2 years
Campbell980.1 years
Meyer879.1 years
Businesses in zip code 48098
NameCountNameCount
AT&T1Little Caesars Pizza1
Ace Hardware1McDonald's1
CVS2Quiznos1
DHL1Red Robin1
FedEx6Rite Aid1
GNC1Starbucks1
Hilton1Subway1
Kroger1UPS8

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