Estimated median household income in 2007: $106,730
| This zip code: | $106,730 | | Michigan: | $47,950 |
Nearest zip codes: 48084, 48083, 48017, 48307, 48309, 48304.
Troy Zip Code Map
Housing units in zip code 48098 with a mortgage: 10,646 (688 second mortgage, 1,820 home equity loan, 27 both second mortgage and home equity loan)
Houses without a mortgage: 2,952
Median monthly owner costs for units with a mortgage: $2,153
Median monthly owner costs for units without a mortgage: $637
Residents with income below the poverty level in 2007:
| This zip code: | 1.7% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.9% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 7.6 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 5.0 | | State: | 4.1 |
Year house built: |
|
- 1999 to March 2000: 303
- 1995 to 1998: 875
- 1990 to 1994: 1,549
- 1980 to 1989: 2,891
- 1970 to 1979: 6,050
- 1960 to 1969: 1,730
- 1950 to 1959: 1,038
- 1940 to 1949: 297
- 1939 or earlier: 371
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Bedrooms in owner-occupied houses in Troy, MI (48098): |
|
- no bedroom: 0
- 1 bedrooms: 108
- 2 bedrooms: 782
- 3 bedrooms: 5,360
- 4 bedrooms: 7,301
- 5 or more bedrooms: 533
|
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Bedrooms in renter-occupied apartments and housing units: |
|
- no bedroom: 0
- 1 bedrooms: 184
- 2 bedrooms: 195
- 3 bedrooms: 319
- 4 bedrooms: 89
- 5 or more bedrooms: 0
|
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Vehicles available in 48098 zip code in owner-occupied houses/condos: |
|
- no vehicle: 178
- 1 vehicle: 2,241
- 2 vehicles: 7,759
- 3 vehicles: 2,738
- 4 vehicles: 881
- 5 or more vehicles: 287
|
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 57
- 1 vehicle: 331
- 2 vehicles: 285
- 3 vehicles: 114
- 4 vehicles: 0
- 5 or more vehicles: 0
|
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Estimated household income distribution in 2007:

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Rent paid by renters in 2007 in zip code 48098:
- $200 to $249: 15
- $350 to $399: 13
- $400 to $449: 18
- $500 to $549: 39
- $600 to $649: 12
- $650 to $699: 27
- $700 to $749: 41
- $750 to $799: 107
- $800 to $899: 120
- $900 to $999: 20
- $1,000 to $1,249: 69
- $1,500 to $1,999: 209
- No cash rent: 28
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Median price asked for vacant for-sale houses and condos in 2007: $407,053.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $295,937
- Black or African American householders: $332,604
- American Indian or Alaska Native householders: $197,456
- Asian householders: $351,185
- Native Hawaiian and other Pacific Islander householders: $139,359
- Some other race householders: $433,562
- Two or more races householders: $317,120
- Hispanic or Latino householders: $348,832
Estimated median house or condo value in 2007: $300,893 (it was $242,900 in 2000)
| 48098: | $300,893 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $206,300 - $368,900
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 13,660
- One, attached: 836
- Two: 40
- 3 or 4: 252
- 5 to 9: 180
- 10 to 19: 26
- 20 to 49: 34
- 50 or more: 36
- Mobile homes: 40

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Means of transportation to work
- Drove a car alone: 20,426 (91%)
- Carpooled: 1,266 (6%)
- Bus or trolley bus: 59 (0%)
- Streetcar or trolley car: 11 (0%)
- Ferryboat: 8 (0%)
- Bicycle: 6 (0%)
- Walked: 88 (0%)
- Other means: 70 (0%)
- Worked at home: 627 (3%)
|

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Travel time to work
- Less than 5 minutes: 233
- 5 to 9 minutes: 1652
- 10 to 14 minutes: 2950
- 15 to 19 minutes: 3600
- 20 to 24 minutes: 3784
- 25 to 29 minutes: 1618
- 30 to 34 minutes: 3073
- 35 to 39 minutes: 779
- 40 to 44 minutes: 1052
- 45 to 59 minutes: 2137
- 60 to 89 minutes: 741
- 90 or more minutes: 315
|
Percentage of zip code residents living and working in this county: 67.9%
Household type by relationship
Households: 44,598
- In family households: 41,994 (11,352 male householders, 1,408 female householders)
11,677 spouses, 16,075 children (15,179 natural, 419 adopted, 477 stepchildren), 217 grandchildren, 181 brothers or sisters, 298 parents, 585 other relatives, 201 non-relatives
- In nonfamily households: 2,604 (961 male householders (797 living alone)), 1,264 female householders (1,118 living alone)), 379 nonrelatives
- In group quarters: 192 (0 institutionalized population)
Size of family households: 4,438 2-persons, 2,873 3-persons, 3,396 4-persons, 1,410 5-persons, 478 6-persons, 165 7-or-more-persons.
Size of nonfamily households: 1,915 1-person, 273 2-persons, 25 3-persons, 12 4-persons.
11,744 married couples with children.
790 single-parent households (179 men, 611 women).
77.5% of residents of 48098 zip code speak English at home.
1.3% of residents speak Spanish at home (78% very well, 12% well, 10% not well).
10.2% of residents speak other Indo-European language at home (73% very well, 18% well, 7% not well, 2% not at all).
6.8% of residents speak Asian or Pacific Island language at home (62% very well, 25% well, 11% not well, 2% not at all).
4.2% of residents speak other language at home (68% very well, 21% well, 9% not well, 2% not at all).
Foreign born population: 7,876 (17.5%)
(57.5% of them are naturalized citizens)
| This zip code: | 17.5% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- India (18%)
- Iraq (10%)
- Canada (8%)
- Korea (7%)
- China, excluding Hong Kong and Taiwan (6%)
- Taiwan (6%)
- Philippines (3%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 978
- 1990 to 1994: 1,594
- 1985 to 1989: 1,213
- 1980 to 1984: 858
- 1975 to 1979: 784
- 1970 to 1974: 870
- 1970 to 1974: 476
- 1965 to 1969: 1,103
|
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White population: 37,433
Black population: 873
American Indian population: 53
Asian population: 5,766
Native Hawaiian and Other Pacific Islander population: 11
Some other race population: 117
Two or more races population: 725

First ancestries reported:
|  Other groups: 6921 |
|  German: 5996 |
|  Polish: 3824 |
|  Irish: 3489 |
|  English: 3402 |
|  Italian: 3039 |
|  United States or American: 1453 |
|  Arab:: 1134 |
|  Assyrian/Chaldean/Syriac: 1116 |
|  French (except Basque): 959 |
|  Scottish: 792 |
|  Ukrainian: 509 |
|  French Canadian: 463 |
|  Lebanese: 454 |
|  Greek: 452 |
|  Romanian: 437 |
|  Swedish: 435 |
|  Scotch-Irish: 420 |
|  Canadian: 393 |
|  Dutch: 371 |
|  European: 369 |
|  Hungarian: 356 |
|  Finnish: 321 |
|  Russian: 312 |
|  Belgian: 306 |
|  Norwegian: 267 |
|  Egyptian: 247 |
|  British: 224 |
|  Danish: 212 |
|  Albanian: 178 |
|  Slovak: 176 |
|  Armenian: 170 |
|  Austrian: 162 |
|  Syrian: 153 |
|  Iraqi: 146 |
|  Croatian: 134 |
|  Lithuanian: 126 |
|  Iranian: 119 |
|  Welsh: 113 |
|  Arab/Arabic: 100 |
|  Czech: 97 |
|  Czechoslovakian: 85 |
|  Yugoslavian: 75 |
|  Serbian: 52 |
|  Macedonian: 49 |
|  Subsaharan African:: 45 |
|  Swiss: 42 |
|  Maltese: 38 |
|  Scandinavian: 33 |
|  African: 32 |
|  Bulgarian: 30 |
|  Latvian: 29 |
|  West Indian (excluding Hispanic groups):: 26 |
|  Northern European: 24 |
|  Turkish: 23 |
|  Palestinian: 21 |
|  Slovene: 21 |
|  Brazilian: 18 |
|  Slavic: 14 |
|  Jordanian: 13 |
|  Alsatian: 12 |
|  Afghan: 11 |
|  Australian: 9 |
|  Belizean: 9 |
|  South African: 8 |
|  New Zealander: 8 |
|  Estonian: 7 |
|  Haitian: 7 |
|  Israeli: 6 |
|  Trinidadian and Tobagonian: 6 |
|  Ghanian: 5 |
|  Dutch West Indian: 4 |
|  Eastern European: 4 |

Public primary/middle schools in zip code 48098 not listed on the city page:- WOODLAND ELEMENTARY SCHOOL (Students: 408; Location: 6465 LIVERNOIS ROAD, TROY, MI; Grades: KG - 04)
- MARTELL ELEMENTARY SCHOOL (Students: 395; Location: 5666 LIVERNOIS ROAD, TROY, MI; Grades: KG - 05)
- NILES ALTERNATIVE HIGH SCHOOL (Students: 125; Location: 201 W. SQUARE LAKE ROAD, TROY, MI; Grades: UG - UG)
Facitilies with environmental interests located in this zip code:
- FIRST FEDERAL OF MICHIGAN (55 W LONG LAKE in TROY, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- FINAL TOUCH CLEANERS (1945 SOUTH BLVD in TROY, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- FRENCH ROGERS (5455 CORPORATE DR in TROY, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- EMERALD LAKES CLEANERS (5937 JOHN R RD in TROY, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MEDIATI REAL ESTATE (PROPERTY OWNER) (CONTACT/OWNER)
Alternative names: CHETS CLEANERS AND DECORATING INC
- BELLE TIRE DISTRIBUTORS INC (4966 ROCHESTER RD in TROY, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DON BARNES (CONTACT/OPERATOR)
- FOUR SEASONS CLEANERS (5055 LIVERNOIS RD in TROY, MI)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: CHARLES DAGHER (CONTACT/OPERATOR)
Fire-safe hotels and motels in zip code 48098
- Hilton Detroit Troy, 5500 Crooks Rd, Troy, MI 48098, Phone: (248) 879-2100, Fax: (248) 879-6054
- Embassy Suites Detroit-Troy/Auburn Hills, 850 Tower Dr, Troy, MI 48098, Phone: (248) 879-7500, Fax: (248) 879-9139
All 2 fire-safe hotels and motels in zip code 48098
Median worth of mobile homes: $0
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
|
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- Utility gas (96%)
- Electricity (3%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 28878
- Northeast: 2114
- Midwest: 3097
- South: 1846
- West: 739
68% of the 48098 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 64% lived in this county.
Out of people who lived in different counties, 52% lived in Michigan.
Population in 1990: 39,379. Population change in the 1990s: +5,599 (+14.2%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 737
| Here: | 11.4% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 345
| Here: | 10.2% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 458
| Here: | 20.8% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- JADI INC (5800 CROOKS RD in TROY, MI; small business): $1,365,955 in 6 contracts from 2002 to 2006
Contracts for Defense Tank - Automotive -- Engineering Development (R&D), Defense Tank - Automotive -- Applied Research and Exploratory Development (R&D), Specialized Medical Services -- Engineering Development (R&D) by Army Signed by year: 2000: $0; 2001: $0; 2002: $50,000; 2003: $67,996; 2004: $48,197; 2005: $539,887; 2006: $659,875.
Biggest contracts:
$539,887 with Army for Defense Tank - Automotive -- Engineering Development (R&D). Signed on 2005-05-05. Completion date: 2007-05-30.
$408,209 with Army for Defense Tank - Automotive -- Applied Research and Exploratory Development (R&D). Signed on 2006-02-08. Completion date: 2008-02-28.
$251,666 with Army for Defense Tank - Automotive -- Engineering Development (R&D). Signed on 2006-02-16. Completion date: 2007-05-30.
$67,996 with Army for Defense Tank - Automotive -- Applied Research and Exploratory Development (R&D). Signed on 2003-12-18. Completion date: 2004-06-18.
- DELPHI AUTOMOTIVE SYSTEMS (5725 DELPHI DRIVE in TROY, MI): $168,635 in 4 contracts from 2004 to 2005
$75,000 with Air Force for Physical Sciences -- Basic Research (R&D). Signed on 2005-12-01. Completion date: 2006-11-30.
$75,000, same as above. Signed on 2005-04-21. Completion date: 2005-11-30.
$11,000 with Army for Miscellaneous Items. Signed on 2004-06-16. Completion date: 2004-07-26.
$7,635 with Navy for Engine Fuel System Components, Nonaircraft. Signed on 2005-09-15. Completion date: 2005-11-21.
- HONEY BAKED HAM COMPANY (4967 CROOKS RD STE 200 in TROY, MI; small business): $9,931 in 4 contracts in 2006
$7,190 with Army for Food Services. Taking place in TX. Signed on 2006-06-22. Completion date: 2006-06-30.
$2,921 with Army for Condiments and Related Products. Signed on 2006-04-06. Completion date: 2006-04-08.
$539 with Army for Food Services. Taking place in TX. Signed on 2006-07-06. Completion date: 2006-06-30.
$-719, same as above. Signed on 2006-06-23. Completion date: 2006-06-30.
Top industries in this zip code by the number of employees in 2005:
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (500-999 employees: 2 establishments, 250-499 employees: 2 establishments, 50-99 employees: 1 establishment, 20-49 employees: 5 establishments, 10-19 employees: 2 establishments, 1-4 employees: 5 establishments)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (500-999: 1, 250-499: 2, 100-249: 2, 50-99: 3, 20-49: 3, 5-9: 2, 1-4: 7)
- Professional, Scientific, and Technical Services: Advertising Agencies (500-999: 2, 250-499: 1, 10-19: 1, 5-9: 2, 1-4: 4)
- Information: Data Processing, Hosting, and Related Services (500-999: 1, 250-499: 2, 100-249: 1, 20-49: 3, 5-9: 4, 1-4: 5)
- Professional, Scientific, and Technical Services: Payroll Services (100-249: 9, 50-99: 2, 20-49: 1, 10-19: 1, 5-9: 1, 1-4: 2)
- Finance and Insurance: Savings Institutions (over 1000: 1, 20-49: 1, 10-19: 3, 1-4: 1)
- Professional, Scientific, and Technical Services: Human Resources and Executive Search Consulting Services (over 1000: 1, 1-4: 9)
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (100-249: 2, 50-99: 1, 20-49: 4, 10-19: 6, 5-9: 7, 1-4: 21)
- Professional, Scientific, and Technical Services: Offices of Lawyers (100-249: 2, 20-49: 4, 10-19: 7, 5-9: 5, 1-4: 14)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 111 people in other noninstitutional group quarters
- 39 people in other group homes
- 25 people in homes for the mentally retarded
- 10 people in homes for the mentally ill
- 5 people in homes for the physically handicapped
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 15 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $207,657 | 892 | $210,834 | 1,453 | $214,254 | 175 | $77,974 | 73 | $166,026 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $141,000 | 96 | $217,145 | 285 | $223,529 | 43 | $71,961 | 5 | $114,132 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $81,870 | 150 | $213,132 | 661 | $230,821 | 84 | $63,533 | 35 | $199,850 | 5 | $42,530 |
| APPLICATIONS WITHDRAWN | 3 | $232,707 | 49 | $201,627 | 237 | $225,771 | 19 | $87,096 | 13 | $197,516 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $142,000 | 39 | $236,593 | 86 | $314,711 | 13 | $74,058 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 15 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $224,948 | 1,088 | $200,071 | 1,745 | $207,487 | 196 | $77,281 | 106 | $171,265 | 2 | $82,700 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 137 | $176,205 | 283 | $221,735 | 34 | $68,539 | 31 | $188,310 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $170,848 | 219 | $203,249 | 666 | $233,672 | 105 | $100,769 | 46 | $167,190 | 1 | $50,120 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 86 | $214,642 | 336 | $215,897 | 23 | $93,274 | 15 | $253,376 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 35 | $206,165 | 160 | $240,358 | 12 | $95,647 | 4 | $270,780 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 15 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $179,429 | 1,426 | $245,567 | 2,283 | $217,832 | 211 | $86,000 | 124 | $191,460 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 795 | $125,766 | 1,858 | $153,681 | 276 | $228,532 | 80 | $143,841 | 169 | $125,058 | 15 | $81,793 |
| APPLICATIONS DENIED | 38 | $128,993 | 286 | $200,757 | 680 | $229,532 | 92 | $112,148 | 43 | $140,350 | 14 | $57,445 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 211 | $209,101 | 435 | $227,259 | 55 | $182,222 | 29 | $210,809 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $103,834 | 59 | $202,586 | 318 | $268,387 | 10 | $128,489 | 5 | $159,734 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 15 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $186,281 | 1,439 | $224,174 | 3,281 | $217,473 | 224 | $98,412 | 2 | $14,990 | 111 | $194,583 | 2 | $15,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 807 | $116,294 | 2,269 | $158,743 | 480 | $205,556 | 104 | $162,488 | 0 | $0 | 156 | $124,480 | 6 | $71,220 |
| APPLICATIONS DENIED | 934 | $108,548 | 932 | $141,945 | 615 | $231,738 | 77 | $129,969 | 0 | $0 | 95 | $171,958 | 24 | $78,291 |
| APPLICATIONS WITHDRAWN | 3 | $181,950 | 135 | $227,523 | 422 | $222,363 | 20 | $89,458 | 0 | $0 | 15 | $215,702 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 35 | $110,737 | 44 | $215,502 | 281 | $245,886 | 15 | $82,773 | 0 | $0 | 11 | $156,794 | 2 | $87,860 |
Aggregated Statistics For Year 2002 (Based on 13 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $183,277 | 1,234 | $221,166 | 7,886 | $197,305 | 269 | $47,119 | 108 | $142,390 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 80 | $106,205 | 1,564 | $167,394 | 887 | $205,573 | 48 | $28,940 | 68 | $129,901 |
| APPLICATIONS DENIED | 128 | $108,093 | 678 | $153,954 | 575 | $212,683 | 67 | $58,874 | 40 | $104,049 |
| APPLICATIONS WITHDRAWN | 1 | $168,880 | 72 | $220,004 | 503 | $200,856 | 15 | $49,315 | 12 | $152,895 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $74,880 | 109 | $175,002 | 207 | $206,387 | 3 | $154,187 | 5 | $193,334 |
Aggregated Statistics For Year 2001 (Based on 13 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $164,858 | 1,296 | $207,315 | 5,692 | $196,062 | 401 | $41,415 | 1 | $350,000 | 108 | $151,858 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $119,810 | 1,151 | $155,748 | 510 | $190,329 | 76 | $41,623 | 0 | $0 | 25 | $80,903 |
| APPLICATIONS DENIED | 6 | $101,410 | 591 | $138,160 | 510 | $204,361 | 82 | $31,646 | 0 | $0 | 21 | $96,439 |
| APPLICATIONS WITHDRAWN | 5 | $152,600 | 75 | $184,277 | 403 | $194,297 | 19 | $45,699 | 2 | $175,720 | 9 | $133,234 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $164,900 | 111 | $194,106 | 139 | $194,973 | 5 | $42,964 | 0 | $0 | 9 | $149,559 |
Aggregated Statistics For Year 2000 (Based on 13 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $147,381 | 1,297 | $213,066 | 1,116 | $181,476 | 356 | $32,443 | 1 | $350,000 | 53 | $142,659 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $133,000 | 108 | $200,086 | 178 | $142,946 | 94 | $27,606 | 0 | $0 | 15 | $139,909 |
| APPLICATIONS DENIED | 3 | $163,000 | 106 | $218,961 | 319 | $152,540 | 78 | $33,163 | 0 | $0 | 16 | $146,354 |
| APPLICATIONS WITHDRAWN | 3 | $107,243 | 81 | $205,694 | 185 | $150,285 | 37 | $74,343 | 0 | $0 | 6 | $118,580 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $91,390 | 14 | $151,352 | 59 | $174,832 | 6 | $85,557 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 8 full and 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $151,528 | 832 | $195,791 | 1,460 | $164,127 | 223 | $31,967 | 22 | $117,755 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 60 | $206,532 | 170 | $145,084 | 51 | $28,605 | 7 | $120,334 |
| APPLICATIONS DENIED | 0 | $0 | 48 | $204,057 | 179 | $171,046 | 47 | $34,673 | 4 | $82,560 |
| APPLICATIONS WITHDRAWN | 4 | $183,863 | 48 | $250,458 | 181 | $151,928 | 36 | $103,663 | 4 | $129,768 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $218,930 | 42 | $158,662 | 2 | $113,820 | 2 | $236,000 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 15 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 169 | $218,098 | 89 | $282,686 | 6 | $130,257 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 567 | $153,167 | 26 | $359,363 | 21 | $107,617 | 0 | $0 |
| APPLICATIONS DENIED | 41 | $143,593 | 5 | $426,576 | 7 | $79,124 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 45 | $186,374 | 5 | $264,902 | 2 | $657,000 | 2 | $85,860 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $531,735 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 15 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 77 | $239,218 | 53 | $276,424 | 15 | $249,198 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 573 | $147,073 | 12 | $259,131 | 42 | $133,120 |
| APPLICATIONS DENIED | 14 | $124,697 | 3 | $245,370 | 3 | $245,370 |
| APPLICATIONS WITHDRAWN | 16 | $249,764 | 7 | $374,571 | 3 | $495,690 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $157,745 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 15 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 121 | $226,362 | 56 | $279,663 | 5 | $164,174 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 775 | $149,087 | 31 | $304,679 | 44 | $86,316 |
| APPLICATIONS DENIED | 31 | $132,538 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 35 | $175,297 | 3 | $347,987 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $244,380 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 15 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 162 | $217,511 | 94 | $222,953 | 6 | $179,302 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 678 | $148,396 | 48 | $233,810 | 24 | $150,181 |
| APPLICATIONS DENIED | 103 | $120,677 | 5 | $280,604 | 9 | $210,287 |
| APPLICATIONS WITHDRAWN | 40 | $200,132 | 6 | $226,123 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $253,875 | 2 | $253,875 |
Aggregated Statistics For Year 2003 (Based on 15 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 221 | $218,500 | 237 | $221,952 | 7 | $234,436 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 673 | $147,221 | 104 | $213,613 | 19 | $142,054 |
| APPLICATIONS DENIED | 79 | $130,583 | 8 | $196,673 | 8 | $78,125 |
| APPLICATIONS WITHDRAWN | 3 | $232,560 | 10 | $238,184 | 1 | $183,000 |
| FILES CLOSED FOR INCOMPLETENESS | 40 | $151,806 | 15 | $227,367 | 4 | $137,280 |
Aggregated Statistics For Year 2002 (Based on 13 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 312 | $202,073 | 228 | $212,806 | 10 | $138,528 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1,093 | $143,090 | 52 | $217,712 | 42 | $99,412 |
| APPLICATIONS DENIED | 236 | $121,686 | 10 | $237,425 | 14 | $107,157 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 9 | $246,634 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 112 | $151,715 | 12 | $218,343 | 2 | $79,870 |
Aggregated Statistics For Year 2001 (Based on 13 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 344 | $196,618 | 243 | $208,022 | 17 | $167,445 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 878 | $139,963 | 78 | $178,969 | 15 | $101,520 |
| APPLICATIONS DENIED | 277 | $122,248 | 14 | $228,413 | 6 | $49,920 |
| APPLICATIONS WITHDRAWN | 2 | $236,620 | 7 | $232,313 | 2 | $169,015 |
| FILES CLOSED FOR INCOMPLETENESS | 36 | $162,678 | 2 | $265,000 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 13 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 296 | $198,261 | 56 | $198,383 | 11 | $136,939 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 49 | $221,802 | 14 | $173,377 | 3 | $136,787 |
| APPLICATIONS DENIED | 31 | $152,380 | 6 | $237,055 | 2 | $87,860 |
| APPLICATIONS WITHDRAWN | 2 | $230,230 | 3 | $182,773 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 14 | $192,146 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 8 full and 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 182 | $202,402 | 53 | $189,679 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $218,249 | 21 | $165,379 |
| APPLICATIONS DENIED | 2 | $303,300 | 8 | $183,669 |
| APPLICATIONS WITHDRAWN | 3 | $157,367 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $259,700 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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