Estimated median household income in 2007: $57,512
| This zip code: | $57,512 | | Michigan: | $47,950 |
Nearest zip codes: 48083, 48314, 48092, 48312, 48071, 48313.
Sterling Heights Zip Code Map
Housing units in zip code 48310 with a mortgage: 8,206 (433 second mortgage, 1,452 home equity loan, 33 both second mortgage and home equity loan)
Houses without a mortgage: 2,722
Median monthly owner costs for units with a mortgage: $1,449
Median monthly owner costs for units without a mortgage: $488
Residents with income below the poverty level in 2007:
| This zip code: | 8.3% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.5% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.1 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 3.7 | | State: | 4.1 |
Year house built: |
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- 1999 to March 2000: 195
- 1995 to 1998: 585
- 1990 to 1994: 568
- 1980 to 1989: 3,145
- 1970 to 1979: 7,279
- 1960 to 1969: 2,382
- 1950 to 1959: 574
- 1940 to 1949: 201
- 1939 or earlier: 117
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Bedrooms in owner-occupied houses in Sterling Heights, MI (48310): |
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- no bedroom: 123
- 1 bedrooms: 137
- 2 bedrooms: 1,511
- 3 bedrooms: 7,438
- 4 bedrooms: 2,705
- 5 or more bedrooms: 150
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 164
- 1 bedrooms: 947
- 2 bedrooms: 1,158
- 3 bedrooms: 248
- 4 bedrooms: 68
- 5 or more bedrooms: 4
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Vehicles available in 48310 zip code in owner-occupied houses/condos: |
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- no vehicle: 338
- 1 vehicle: 2,630
- 2 vehicles: 5,728
- 3 vehicles: 2,282
- 4 vehicles: 839
- 5 or more vehicles: 247
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 248
- 1 vehicle: 1,298
- 2 vehicles: 906
- 3 vehicles: 110
- 4 vehicles: 20
- 5 or more vehicles: 7
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48310:
- Less than $10,000: 158
- $10,000 to $14,999: 135
- $15,000 to $19,999: 144
- $20,000 to $24,999: 112
- $25,000 to $29,999: 131
- $30,000 to $34,999: 64
- $35,000 to $39,999: 65
- $40,000 to $49,999: 52
- $50,000 to $59,999: 5
- $60,000 to $69,999: 70
- $70,000 to $79,999: 43
- $80,000 to $89,999: 52
- $90,000 to $99,999: 98
- $100,000 to $124,999: 533
- $125,000 to $149,999: 746
- $150,000 to $174,999: 1,702
- $175,000 to $199,999: 3,457
- $200,000 to $249,999: 4,186
- $250,000 to $299,999: 879
- $300,000 to $399,999: 236
- $400,000 to $499,999: 31
- $500,000 to $749,999: 8
- $750,000 to $999,999: 7
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Rent paid by renters in 2007 in zip code 48310:
- Less than $100: 14
- $100 to $149: 53
- $150 to $199: 9
- $200 to $249: 66
- $250 to $299: 23
- $350 to $399: 31
- $400 to $449: 7
- $450 to $499: 42
- $500 to $549: 100
- $550 to $599: 353
- $600 to $649: 519
- $650 to $699: 398
- $700 to $749: 311
- $750 to $799: 180
- $800 to $899: 487
- $900 to $999: 22
- $1,000 to $1,249: 92
- $1,250 to $1,499: 53
- $2,000 or more: 19
- No cash rent: 67
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Median price asked for vacant for-sale houses and condos in 2007: $158,733.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $195,005
- Black or African American householders: $240,973
- American Indian or Alaska Native householders: $171,302
- Asian householders: $203,265
- Some other race householders: $123,419
- Two or more races householders: $201,110
- Hispanic or Latino householders: $189,139
Estimated median house or condo value in 2007: $192,850 (it was $161,100 in 2000)
| 48310: | $192,850 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $159,500 - $229,800
Mean price in 2007:
Detached houses: $208,167| Here: | $208,167 | | State: | $200,820 |
Townhouses or other attached units: $149,837| Here: | $149,837 | | State: | $181,134 |
In 2-unit structures: $223,275| Here: | $223,275 | | State: | $129,336 |
In 3-to-4-unit structures: $140,926| Here: | $140,926 | | State: | $151,605 |
In 5-or-more-unit structures: $113,733| Here: | $113,733 | | State: | $149,899 |
Mobile homes: $23,226| Here: | $23,226 | | State: | $39,606 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 11,030
- One, attached: 643
- Two: 27
- 3 or 4: 319
- 5 to 9: 849
- 10 to 19: 523
- 20 to 49: 269
- 50 or more: 480
- Mobile homes: 901
- Boats, RVs, vans, etc.: 5

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Means of transportation to work
- Drove a car alone: 19,323 (91%)
- Carpooled: 1,383 (7%)
- Bus or trolley bus: 34 (0%)
- Taxi: 7 (0%)
- Bicycle: 5 (0%)
- Walked: 65 (0%)
- Other means: 67 (0%)
- Worked at home: 346 (2%)
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Travel time to work
- Less than 5 minutes: 277
- 5 to 9 minutes: 1337
- 10 to 14 minutes: 2489
- 15 to 19 minutes: 3234
- 20 to 24 minutes: 4154
- 25 to 29 minutes: 1894
- 30 to 34 minutes: 3718
- 35 to 39 minutes: 676
- 40 to 44 minutes: 792
- 45 to 59 minutes: 1497
- 60 to 89 minutes: 616
- 90 or more minutes: 200
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Percentage of zip code residents living and working in this county: 38.5%
Household type by relationship
Households: 41,709
- In family households: 37,526 (9,401 male householders, 1,734 female householders)
9,420 spouses, 14,278 children (13,590 natural, 296 adopted, 392 stepchildren), 411 grandchildren, 620 brothers or sisters, 721 parents, 633 other relatives, 308 non-relatives
- In nonfamily households: 4,183 (1,679 male householders (1,336 living alone)), 1,840 female householders (1,614 living alone)), 664 nonrelatives
- In group quarters: 244 (193 institutionalized population)
Size of family households: 3,942 2-persons, 2,534 3-persons, 2,502 4-persons, 1,253 5-persons, 587 6-persons, 317 7-or-more-persons.
Size of nonfamily households: 2,950 1-person, 492 2-persons, 67 3-persons, 7 4-persons, 3 5-persons.
8,507 married couples with children.
1,132 single-parent households (262 men, 870 women).
65.5% of residents of 48310 zip code speak English at home.
0.6% of residents speak Spanish at home (81% very well, 4% well, 13% not well, 3% not at all).
14.1% of residents speak other Indo-European language at home (58% very well, 30% well, 10% not well, 2% not at all).
4.5% of residents speak Asian or Pacific Island language at home (51% very well, 29% well, 16% not well, 4% not at all).
15.3% of residents speak other language at home (53% very well, 27% well, 17% not well, 3% not at all).
Foreign born population: 10,754 (25.6%)
(52.1% of them are naturalized citizens)
| This zip code: | 25.6% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Iraq (38%)
- India (9%)
- Other Eastern Europe (6%)
- Poland (5%)
- Yugoslavia (5%)
- Philippines (4%)
- Romania (3%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 2,190
- 1990 to 1994: 2,313
- 1985 to 1989: 1,070
- 1980 to 1984: 1,387
- 1975 to 1979: 1,185
- 1970 to 1974: 1,164
- 1970 to 1974: 533
- 1965 to 1969: 912
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White population: 36,268
Black population: 519
American Indian population: 76
Asian population: 3,204
Native Hawaiian and Other Pacific Islander population: 6
Some other race population: 135
Two or more races population: 1,745

First ancestries reported:
|  Polish: 6392 |
|  Other groups: 4497 |
|  German: 4199 |
|  Assyrian/Chaldean/Syriac: 4021 |
|  Italian: 3073 |
|  Arab:: 2280 |
|  English: 1735 |
|  Irish: 1615 |
|  United States or American: 1467 |
|  Albanian: 998 |
|  Iraqi: 992 |
|  French (except Basque): 725 |
|  Lebanese: 507 |
|  Macedonian: 485 |
|  Ukrainian: 480 |
|  Romanian: 472 |
|  Scottish: 468 |
|  Arab/Arabic: 457 |
|  French Canadian: 437 |
|  Greek: 345 |
|  Hungarian: 280 |
|  Scotch-Irish: 278 |
|  Yugoslavian: 251 |
|  Belgian: 247 |
|  Dutch: 244 |
|  Finnish: 224 |
|  Slovak: 205 |
|  Swedish: 177 |
|  Russian: 173 |
|  European: 140 |
|  Maltese: 113 |
|  Canadian: 112 |
|  Armenian: 101 |
|  Egyptian: 100 |
|  Lithuanian: 99 |
|  Jordanian: 97 |
|  Croatian: 89 |
|  Serbian: 79 |
|  British: 71 |
|  Danish: 61 |
|  Czechoslovakian: 61 |
|  Palestinian: 55 |
|  Welsh: 55 |
|  Czech: 54 |
|  Austrian: 53 |
|  Iranian: 49 |
|  Syrian: 45 |
|  Norwegian: 44 |
|  Brazilian: 37 |
|  Subsaharan African:: 36 |
|  Slavic: 31 |
|  African: 28 |
|  Other Arab: 27 |
|  Portuguese: 25 |
|  Australian: 20 |
|  Slovene: 10 |
|  Scandinavian: 10 |
|  Swiss: 10 |
|  Other Subsaharan African: 8 |
|  Bulgarian: 8 |
|  Cypriot: 5 |
|  Northern European: 5 |
|  Latvian: 5 |
Public primary/middle schools in zip code 48310 not listed on the city page:- JEFFERSON ELEMENTARY SCHOOL (Students: 460; Location: 37555 CAROL DRIVE, STERLING HEIGHTS, MI; Grades: KG - 05)
- HATHERLY ELEMENTARY SCHOOL (Students: 444; Location: 35201 DAVISON STREET, STERLING HEIGHTS, MI; Grades: KG - 05)
- HOLDEN ELEMENTARY SCHOOL (Students: 440; Location: 37565 CALKA DRIVE, STERLING HEIGHTS, MI; Grades: KG - 05)
- ANGUS ELEMENTARY SCHOOL (Students: 422; Location: 3180 HEIN DRIVE, STERLING HEIGHTS, MI; Grades: KG - 05)
- HARWOOD ELEMENTARY SCHOOL (Students: 386; Location: 4900 SOUTHLAWN DRIVE, STERLING HEIGHTS, MI; Grades: KG - 05)
Major facitilies with environmental interests located in this zip code:
- FRANK JEANNETTE JR. HIGH SCHOOL (40400 GULLIVER DRIVE in STERLING HEIGHTS, MI)
(National Center for Education Statistics) - STATE ID-02656
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: UTICA COMMUNITY SCHOOLS (CONTACT/OWNER)
Alternative names: JEANNETTE JR HS
- GENERAL DYNAMICS COC (38500 MOUND RD in STERLING HTS, MI)
(Integrated Compliance Information System) - ICIS-05-1988-0164, FORMAL ENFORCEMENT ACTION
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: TANKS AND TANK COMPONENTS
Business NAICS classification: MILITARY ARMORED VEHICLE, TANK, AND TANK COMPONENT MANUFACTURING.; CORPORATE, SUBSIDIARY, AND REGIONAL MANAGING OFFICES.
Organizations: GENERAL DYNAMICS LAND SYSTEMS INC (CONTACT/OPERATOR)
- ANGUS ELEMENTARY SCHOOL (3180 HEIN DRIVE in STERLING HEIGHTS, MI)
(National Center for Education Statistics) - STATE ID-05571
Organizations: WARREN CONSOLIDATED SCHOOLS (SCHOOL DISTRICT)
- FUHRMANN MIDDLE SCHOOL (5155 E. 14 MILE ROAD in STERLING HEIGHTS, MI)
(National Center for Education Statistics) - STATE ID-01338
Organizations: WARREN CONSOLIDATED SCHOOLS (SCHOOL DISTRICT)
- FLYNN MIDDLE SCHOOL (2899 FOX HILL DRIVE in STERLING HEIGHTS, MI)
(National Center for Education Statistics) - STATE ID-06291
Organizations: WARREN CONSOLIDATED SCHOOLS (SCHOOL DISTRICT)
- GRISSOM MIDDLE SCHOOL (35701 RYAN ROAD in STERLING HEIGHTS, MI)
(National Center for Education Statistics) - STATE ID-05701
Organizations: WARREN CONSOLIDATED SCHOOLS (SCHOOL DISTRICT)
- AEROQUIP CORPORATION (40550 BRENTWOOD DR in STERLING HTS, MI)
AIR MINOR (AIRS/AFS)
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Alternative names: AEROQUIP CORP. STERLING DIV.
- DOTT STERLING FINISHING INC (40563 MOUND RD in STERLING HTS, MI)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: COATING, ENGRAVING, AND ALLIED SERVICES
Business NAICS classification: ELECTROPLATING, PLATING, POLISHING, ANODIZING, AND COLORING.
Organizations: ROGER HARRIS (CONTACT/OPERATOR)
Alternative names: STERLING FINISHING INCORPORATED
- AEROQUIP CORPORATION STERLING DIVISION (5972 PRODUCT DR. in STERLING HTS, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business NAICS classification: OTHER AIRCRAFT PARTS AND AUXILIARY EQUIPMENT MANUFACTURING.
- ALPHA ELECTRIC INC (39349 MOUND RD in STERLING HEIGHTS, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: JOHN ALEXANDER (CONTACT/OPERATOR)
- MI DEPT/TRANSPORTATION (M53 FROM 18 MILE RD TO UTICA R in STERLING HEIGHTS, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
Alternative names: MI/DEPT OF TRANSPORTATION
Median worth of mobile homes: $15,034
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (96%)
- Electricity (4%)
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Place of birth for U.S.-born residents:
- This state: 26868
- Northeast: 904
- Midwest: 1404
- South: 1194
- West: 516
67% of the 48310 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 40% lived in this county.
Out of people who lived in different counties, 84% lived in Michigan.
Population in 1990: 42,255. Population change in the 1990s: -302 (-0.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 678
| Here: | 14.1% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 318
| Here: | 12.3% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 448
| Here: | 18.8% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (STERLING HEIGH, MI):
- GENERAL DYNAMICS LAND SYSTEMS (38500 MOUND RD): $4,864,518,323 in 1962 contracts from 1999 to 2006
Contracts for Combat, Assault, and Tactical Vehicles, Tracked, Systems Engineering Services, Trucks and Truck Tractors, Wheeled, Other Professional Services, and more by Army, Navy, Department of Defense, Defense Logistics Agency, and others Signed by year: 2000: $635,755,112; 2001: $641,757,057; 2002: $829,162,591; 2003: $513,880,974; 2004: $739,530,348; 2005: $830,291,190; 2006: $300,307,287.
Biggest contracts:
$254,335,969 with Army for Combat, Assault, and Tactical Vehicles, Tracked. Signed on 2003-03-06. Completion date: 2003-10-31.
$248,660,256, same as above. Signed on 2002-02-22. Completion date: 2004-12-04.
$240,178,700, same as above. Signed on 2001-03-30. Completion date: 2004-12-31.
$230,800,974 with Army for Systems Engineering Services. Signed on 2004-12-16. Completion date: 2006-10-31.
- GENERAL DYNAMICS LAND SYSTEMS (38500 MOUND ROAD): $181,036,406 in 745 contracts from 1999 to 2006
Contracts for Other Professional Services, Logistics Support Services, Weapons Maintenance and Repair Shop Specialized Equipment, Vehicular Power Transmission Components, and more by Army, Defense Logistics Agency Signed by year: 2000: $13,311,608; 2001: $12,535,504; 2002: $13,627,015; 2003: $26,534,369; 2004: $55,755,391; 2005: $38,074,157; 2006: $21,067,814.
Biggest contracts:
$22,975,876 with Army for Other Professional Services. Signed on 2004-07-02. Completion date: 2006-12-31.
$8,182,728 with Army for Logistics Support Services. Signed on 2005-04-27. Completion date: 2010-04-30.
$7,582,000 with Army for Weapons Maintenance and Repair Shop Specialized Equipment. Signed on 2004-09-01. Completion date: 2006-09-30.
$6,764,329 with Army for Logistics Support Services. Signed on 2006-03-03. Completion date: 2010-04-30.
- U S DEFENSE SERVICES, INC (35418 MOUND RD; small business): $3,650,705 in 109 contracts from 1999 to 2006
Contracts for Vehicular Brake, Steering, Axle, Wheel, and Track Components, Vehicular Cab, Body, and Frame Structural Components, Batteries, Rechargeable, Engine Cooling System Components, Nonaircraft, and more by Army, Defense Logistics Agency, Air Force, Federal Supply Service, and others Signed by year: 2000: $365,439; 2001: $763,144; 2002: $322,187; 2003: $115,354; 2004: $734,638; 2005: $972,626; 2006: $145,614.
Biggest contracts:
$387,874 with Army for Vehicular Brake, Steering, Axle, Wheel, and Track Components. Signed on 2001-10-11. Completion date: 2002-05-31.
$345,568 with Army for Vehicular Cab, Body, and Frame Structural Components. Signed on 2005-11-20. Completion date: 2008-06-30.
$340,804 with Army for Vehicular Brake, Steering, Axle, Wheel, and Track Components. Signed on 2004-12-16. Completion date: 2005-05-31.
$191,123, same as above. Signed on 2002-11-13. Completion date: 2003-04-20.
- CHARDAM GEAR COMPANY, INC (40810 BRENTWOOD DR; small business): $1,169,434 in 41 contracts from 2000 to 2006
Contracts for Gears, Pulleys, Sprockets, and Transmission Chain, Miscellaneous Power Transmission Equipment, Gas Turbines and Jet Engines, Aircraft; Prime Moving, and Components, Miscellaneous Materials Handling Equipment by Defense Logistics Agency, Navy Signed by year: 2000: $264,305; 2001: $122,307; 2002: $150,712; 2003: $27,500; 2004: $269,483; 2005: $240,412; 2006: $94,715.
Biggest contracts:
$145,270 with Defense Logistics Agency for Gears, Pulleys, Sprockets, and Transmission Chain. Signed on 2004-01-26. Completion date: 2004-11-05.
$89,901, same as above. Signed on 2001-10-30. Completion date: 2005-07-02.
$88,320 with Defense Logistics Agency for Miscellaneous Power Transmission Equipment. Signed on 2000-11-30. Completion date: 2001-06-08.
$69,540, same as above. Signed on 2000-07-12. Completion date: 2001-01-28.
- GFC INDUSTRIES INC (34841 MOUND RD; small business): $119,171 in 15 contracts from 2004 to 2006
Contracts for Miscellaneous Power Transmission Equipment, Vehicular Power Transmission Components, Hose, Pipe, Tube, Lubrication, and Railing Fittings, Miscellaneous Engine Accessories, Nonaircraft, and more by Defense Logistics Agency Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $8,553; 2005: $83,546; 2006: $27,072.
Biggest contracts:
$20,251 with Defense Logistics Agency for Miscellaneous Power Transmission Equipment. Signed on 2006-02-24. Completion date: 2006-08-20.
$13,900, same as above. Signed on 2005-04-29. Completion date: 2005-07-03.
$13,344, same as above. Signed on 2005-03-25. Completion date: 2005-06-27.
$10,750 with Defense Logistics Agency for Vehicular Power Transmission Components. Taking place in LA. Signed on 2005-01-19. Completion date: 2005-03-03.
- AMERICAN HYDROSTATICS DISTRIBU (35550 MOUND RD; small business): $73,464 in 4 contracts from 2001 to 2005
$46,258 with Army for Winches, Hoists, Cranes, and Derricks. Signed on 2001-12-04. Completion date: 2002-05-06.
$14,234 with Navy for Winches, Hoists, Cranes, and Derricks. Signed on 2004-12-16. Completion date: 2005-04-08.
$6,547 with Navy for Maintenance, Repair and Rebuilding of Equipment -- Construction, Mining, Excavating, and Highway Maintenance Equipment. Taking place in NJ. Signed on 2005-03-04. Completion date: 2005-02-24.
$6,425, same as above. Signed on 2005-01-26. Completion date: 2005-02-24.
- BURKE RENTAL (36000 MOUND; small business)
$65,500 with Army for Vehicular Cab, Body, and Frame Structural Components. Signed on 2001-09-29. Completion date: 2001-11-30.
- WHITE STAR MOVING INC (35956 MOUND RD; small business)
$2,940 with Army for Relocation Services. Signed on 2005-09-16. Completion date: 2005-09-21.
Top industries in this zip code by the number of employees in 2005:
- Wholesale Trade: Transportation Equipment and Supplies (except Motor Vehicle) Merchant Wholesalers (over 1000 employees: 1 establishment)
- Professional, Scientific, and Technical Services: Process, Physical Distribution, and Logistics Consulting Services (500-999: 1, 100-249: 1, 1-4: 2)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 2, 50-99: 2, 20-49: 3, 10-19: 1, 5-9: 1, 1-4: 4)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 12, 10-19: 4, 5-9: 6, 1-4: 11)
- Health Care and Social Assistance: Nursing Care Facilities (250-499: 1)
- Health Care and Social Assistance: Home Health Care Services (50-99: 2, 20-49: 4, 10-19: 2, 5-9: 2, 1-4: 4)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 4, 10-19: 3, 5-9: 8, 1-4: 17)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 194 people in nursing homes
- 16 people in homes for the mentally retarded
- 16 people in other group homes
- 12 people in homes for the mentally ill
- 8 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 16 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $163,077 | 752 | $129,784 | 1,341 | $125,626 | 158 | $44,710 | 70 | $138,401 | 10 | $29,171 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 144 | $126,935 | 375 | $133,490 | 22 | $22,765 | 14 | $141,766 | 14 | $39,106 |
| APPLICATIONS DENIED | 14 | $175,706 | 295 | $140,333 | 978 | $149,026 | 166 | $48,592 | 74 | $129,809 | 16 | $50,521 |
| APPLICATIONS WITHDRAWN | 2 | $151,850 | 126 | $110,214 | 333 | $154,558 | 22 | $68,485 | 16 | $111,442 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 40 | $143,242 | 114 | $174,367 | 8 | $49,459 | 10 | $144,988 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 16 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 38 | $176,372 | 1,135 | $126,029 | 1,767 | $127,271 | 207 | $47,622 | 92 | $131,071 | 12 | $37,433 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $181,893 | 227 | $131,301 | 461 | $139,160 | 50 | $43,801 | 42 | $117,218 | 6 | $24,600 |
| APPLICATIONS DENIED | 12 | $152,923 | 393 | $131,011 | 1,235 | $146,529 | 170 | $45,433 | 64 | $115,772 | 16 | $21,218 |
| APPLICATIONS WITHDRAWN | 4 | $155,390 | 168 | $129,024 | 658 | $150,599 | 38 | $58,992 | 44 | $104,987 | 4 | $12,488 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $209,515 | 36 | $147,766 | 233 | $156,709 | 6 | $130,470 | 8 | $101,778 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 16 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 46 | $184,513 | 1,590 | $138,035 | 2,090 | $136,221 | 160 | $61,684 | 70 | $137,692 | 10 | $21,578 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $173,295 | 279 | $144,018 | 451 | $151,126 | 56 | $87,194 | 26 | $78,230 | 10 | $32,943 |
| APPLICATIONS DENIED | 8 | $181,771 | 471 | $137,955 | 1,199 | $155,754 | 185 | $54,166 | 60 | $131,172 | 32 | $31,000 |
| APPLICATIONS WITHDRAWN | 4 | $191,368 | 257 | $169,288 | 726 | $159,984 | 58 | $132,822 | 14 | $125,721 | 6 | $20,618 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 82 | $110,470 | 371 | $162,996 | 6 | $90,077 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 16 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $168,413 | 1,514 | $147,948 | 2,871 | $139,233 | 174 | $61,296 | 82 | $140,527 | 14 | $24,547 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $115,734 | 251 | $152,536 | 573 | $152,191 | 38 | $70,586 | 12 | $139,011 | 12 | $14,815 |
| APPLICATIONS DENIED | 6 | $156,468 | 323 | $143,652 | 1,048 | $158,518 | 110 | $35,916 | 42 | $152,660 | 38 | $26,084 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 128 | $158,223 | 549 | $153,095 | 32 | $91,078 | 12 | $198,083 | 4 | $110,390 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $169,610 | 20 | $132,445 | 363 | $159,132 | 12 | $73,617 | 8 | $186,783 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 16 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 86 | $159,415 | 1,390 | $151,079 | 6,931 | $128,256 | 158 | $28,917 | 102 | $123,486 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $63,855 | 182 | $144,033 | 934 | $134,351 | 42 | $43,879 | 16 | $119,109 |
| APPLICATIONS DENIED | 10 | $169,185 | 289 | $126,840 | 1,468 | $145,584 | 136 | $19,472 | 34 | $117,574 |
| APPLICATIONS WITHDRAWN | 2 | $208,145 | 136 | $155,096 | 750 | $144,053 | 24 | $56,314 | 26 | $102,545 |
| FILES CLOSED FOR INCOMPLETENESS | 14 | $118,944 | 38 | $164,917 | 237 | $145,985 | 6 | $39,487 | 12 | $121,966 |
Aggregated Statistics For Year 2002 (Based on 16 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 118 | $154,891 | 1,414 | $145,527 | 5,058 | $127,257 | 291 | $31,498 | 62 | $122,159 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $140,088 | 144 | $123,779 | 648 | $131,120 | 68 | $20,757 | 16 | $126,468 |
| APPLICATIONS DENIED | 6 | $106,987 | 235 | $100,167 | 874 | $133,099 | 120 | $21,481 | 16 | $83,333 |
| APPLICATIONS WITHDRAWN | 16 | $144,700 | 86 | $147,988 | 670 | $132,666 | 20 | $30,122 | 6 | $97,435 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 38 | $156,731 | 291 | $144,761 | 4 | $17,940 | 4 | $162,973 |
Aggregated Statistics For Year 2001 (Based on 16 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 114 | $145,718 | 1,451 | $140,109 | 4,058 | $125,376 | 377 | $28,079 | 52 | $138,354 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $99,863 | 174 | $119,664 | 473 | $120,951 | 88 | $31,465 | 6 | $105,410 |
| APPLICATIONS DENIED | 14 | $115,815 | 259 | $97,483 | 912 | $116,945 | 158 | $21,315 | 20 | $90,480 |
| APPLICATIONS WITHDRAWN | 20 | $141,839 | 62 | $137,852 | 555 | $114,906 | 48 | $31,199 | 8 | $159,281 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $179,618 | 185 | $134,370 | 14 | $20,332 | 4 | $117,423 |
Aggregated Statistics For Year 2000 (Based on 16 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 90 | $141,762 | 1,441 | $127,642 | 916 | $112,845 | 383 | $20,688 | 38 | $68,088 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $137,405 | 154 | $99,805 | 243 | $110,590 | 122 | $16,846 | 14 | $50,659 |
| APPLICATIONS DENIED | 8 | $134,408 | 395 | $71,008 | 461 | $107,493 | 216 | $18,031 | 12 | $65,084 |
| APPLICATIONS WITHDRAWN | 10 | $125,658 | 138 | $127,641 | 275 | $96,417 | 56 | $58,131 | 4 | $41,833 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 28 | $144,589 | 130 | $114,842 | 2 | $99,900 | 8 | $107,595 |
Aggregated Statistics For Year 1999 (Based on 7 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 81 | $132,639 | 782 | $121,738 | 896 | $103,285 | 190 | $21,920 | 30 | $89,245 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $148,000 | 81 | $73,905 | 141 | $98,384 | 46 | $18,802 | 10 | $63,228 |
| APPLICATIONS DENIED | 7 | $114,731 | 131 | $73,646 | 197 | $107,304 | 83 | $18,803 | 7 | $60,249 |
| APPLICATIONS WITHDRAWN | 8 | $132,805 | 62 | $124,592 | 179 | $110,181 | 19 | $68,472 | 7 | $120,197 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $103,760 | 19 | $136,781 | 52 | $118,956 | 2 | $21,355 | 4 | $96,035 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 16 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 233 | $163,596 | 118 | $179,789 | 8 | $173,454 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $176,570 | 56 | $193,423 | 2 | $185,235 |
| APPLICATIONS DENIED | 10 | $183,244 | 4 | $185,393 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 10 | $221,424 | 32 | $202,693 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 16 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 138 | $178,971 | 106 | $196,881 | 2 | $141,530 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $193,709 | 38 | $210,029 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 10 | $222,396 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $165,244 | 10 | $170,510 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $194,295 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 16 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 199 | $183,216 | 144 | $200,534 | 6 | $130,323 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 30 | $213,930 | 58 | $195,969 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $200,980 | 2 | $240,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 10 | $181,333 | 10 | $223,905 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $231,235 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 16 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 263 | $177,707 | 182 | $179,590 | 14 | $140,511 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 76 | $174,671 | 98 | $179,631 | 2 | $136,810 |
| APPLICATIONS DENIED | 2 | $175,825 | 2 | $152,895 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 12 | $179,407 | 24 | $189,508 | 2 | $170,605 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 16 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 375 | $172,300 | 461 | $173,021 | 12 | $135,875 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 78 | $169,116 | 213 | $171,341 | 2 | $141,000 |
| APPLICATIONS DENIED | 4 | $174,770 | 18 | $183,754 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $173,268 | 6 | $177,850 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 10 | $168,789 | 22 | $169,460 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 16 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 481 | $169,824 | 387 | $172,109 | 6 | $136,390 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 68 | $163,133 | 88 | $170,411 | 0 | $0 |
| APPLICATIONS DENIED | 18 | $170,956 | 26 | $176,002 | 2 | $148,655 |
| APPLICATIONS WITHDRAWN | 4 | $235,500 | 4 | $204,500 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 30 | $174,096 | 44 | $178,511 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 16 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 495 | $163,686 | 407 | $165,674 | 6 | $116,942 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 98 | $159,197 | 106 | $157,365 | 6 | $171,068 |
| APPLICATIONS DENIED | 24 | $163,603 | 32 | $174,256 | 4 | $171,905 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 14 | $164,454 | 16 | $169,279 | 2 | $183,815 |
Aggregated Statistics For Year 2000 (Based on 16 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 423 | $152,526 | 78 | $160,251 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 58 | $154,228 | 8 | $142,929 |
| APPLICATIONS DENIED | 34 | $138,695 | 8 | $165,034 |
| APPLICATIONS WITHDRAWN | 2 | $134,445 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $134,554 | 8 | $151,708 |
Aggregated Statistics For Year 1999 (Based on 7 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 228 | $145,605 | 64 | $142,980 | 3 | $144,570 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $149,192 | 9 | $124,639 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $144,700 | 6 | $115,692 | 1 | $139,380 |
| APPLICATIONS WITHDRAWN | 5 | $140,992 | 2 | $134,010 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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