Estimated median household income in 2007: $82,357
| This zip code: | $82,357 | | Michigan: | $47,950 |
Nearest zip codes: 48094, 48317, 48307, 48315, 48314, 48095.
Utica Zip Code Map
Housing units in zip code 48316 with a mortgage: 4,720 (252 second mortgage, 1,053 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 1,539
Median monthly owner costs for units with a mortgage: $1,906
Median monthly owner costs for units without a mortgage: $524
Residents with income below the poverty level in 2007:
| This zip code: | 3.0% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.8% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 7.1 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.1 | | State: | 4.1 |
Year house built: |
|
- 1999 to March 2000: 584
- 1995 to 1998: 1,193
- 1990 to 1994: 759
- 1980 to 1989: 691
- 1970 to 1979: 1,813
- 1960 to 1969: 2,019
- 1950 to 1959: 709
- 1940 to 1949: 96
- 1939 or earlier: 116
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Bedrooms in owner-occupied houses in Utica, MI (48316): |
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- no bedroom: 0
- 1 bedrooms: 63
- 2 bedrooms: 786
- 3 bedrooms: 3,017
- 4 bedrooms: 2,550
- 5 or more bedrooms: 223
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 14
- 1 bedrooms: 300
- 2 bedrooms: 669
- 3 bedrooms: 86
- 4 bedrooms: 36
- 5 or more bedrooms: 8
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Vehicles available in 48316 zip code in owner-occupied houses/condos: |
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- no vehicle: 72
- 1 vehicle: 1,331
- 2 vehicles: 3,313
- 3 vehicles: 1,347
- 4 vehicles: 423
- 5 or more vehicles: 153
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 31
- 1 vehicle: 505
- 2 vehicles: 491
- 3 vehicles: 86
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48316:
- $25,000 to $29,999: 2
- $30,000 to $34,999: 5
- $35,000 to $39,999: 5
- $40,000 to $49,999: 3
- $50,000 to $59,999: 8
- $60,000 to $69,999: 5
- $80,000 to $89,999: 15
- $90,000 to $99,999: 33
- $100,000 to $124,999: 108
- $125,000 to $149,999: 144
- $150,000 to $174,999: 222
- $175,000 to $199,999: 681
- $200,000 to $249,999: 1,527
- $250,000 to $299,999: 1,376
- $300,000 to $399,999: 1,510
- $400,000 to $499,999: 672
- $500,000 to $749,999: 642
- $750,000 to $999,999: 89
- $1,000,000 or more: 68
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Rent paid by renters in 2007 in zip code 48316:
- $150 to $199: 8
- $250 to $299: 12
- $300 to $349: 5
- $350 to $399: 15
- $400 to $449: 8
- $450 to $499: 63
- $500 to $549: 134
- $550 to $599: 92
- $600 to $649: 373
- $650 to $699: 178
- $700 to $749: 156
- $750 to $799: 170
- $800 to $899: 143
- $900 to $999: 13
- $1,000 to $1,249: 65
- $2,000 or more: 18
- No cash rent: 32
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Median price asked for vacant for-sale houses and condos in 2007: $379,765.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $277,190
- Black or African American householders: $199,599
- American Indian or Alaska Native householders: $190,854
- Asian householders: $722,887
- Two or more races householders: $253,315
- Hispanic or Latino householders: $281,076
Estimated median house or condo value in 2007: $268,872 (it was $196,900 in 2000)
| 48316: | $268,872 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $143,478 - $218,109
Mean price in 2007:
Detached houses: $316,796| Here: | $316,796 | | State: | $200,820 |
Townhouses or other attached units: $273,730| Here: | $273,730 | | State: | $181,134 |
In 2-unit structures: $1,757,913| Here: | $1,757,913 | | State: | $129,336 |
In 3-to-4-unit structures: $254,619| Here: | $254,619 | | State: | $151,605 |
In 5-or-more-unit structures: $137,754| Here: | $137,754 | | State: | $149,899 |
Mobile homes: $22,500| Here: | $22,500 | | State: | $39,606 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 6,210
- One, attached: 582
- Two: 27
- 3 or 4: 71
- 5 to 9: 384
- 10 to 19: 527
- 20 to 49: 153
- 50 or more: 12
- Mobile homes: 6
- Boats, RVs, vans, etc.: 8

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Means of transportation to work
- Drove a car alone: 9,928 (91%)
- Carpooled: 592 (5%)
- Streetcar or trolley car: 14 (0%)
- Ferryboat: 4 (0%)
- Motorcycle: 6 (0%)
- Walked: 20 (0%)
- Other means: 22 (0%)
- Worked at home: 278 (3%)
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Travel time to work
- Less than 5 minutes: 201
- 5 to 9 minutes: 674
- 10 to 14 minutes: 1042
- 15 to 19 minutes: 1340
- 20 to 24 minutes: 1521
- 25 to 29 minutes: 761
- 30 to 34 minutes: 2024
- 35 to 39 minutes: 533
- 40 to 44 minutes: 541
- 45 to 59 minutes: 1203
- 60 to 89 minutes: 570
- 90 or more minutes: 176
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Percentage of zip code residents living and working in this county: 53.0%
Household type by relationship
Households: 21,113
- In family households: 19,142 (5,244 male householders, 827 female householders)
5,442 spouses, 6,937 children (6,444 natural, 243 adopted, 250 stepchildren), 107 grandchildren, 107 brothers or sisters, 136 parents, 145 other relatives, 197 non-relatives
- In nonfamily households: 1,971 (864 male householders (687 living alone)), 825 female householders (713 living alone)), 282 nonrelatives
- In group quarters: 20 (0 institutionalized population)
Size of family households: 2,515 2-persons, 1,307 3-persons, 1,358 4-persons, 648 5-persons, 173 6-persons, 70 7-or-more-persons.
Size of nonfamily households: 1,400 1-person, 274 2-persons, 15 3-persons.
4,595 married couples with children.
499 single-parent households (127 men, 372 women).
88.5% of residents of 48316 zip code speak English at home.
0.9% of residents speak Spanish at home (60% very well, 17% well, 14% not well, 8% not at all).
9.3% of residents speak other Indo-European language at home (71% very well, 19% well, 9% not well, 1% not at all).
0.4% of residents speak Asian or Pacific Island language at home (76% very well, 11% well, 13% not well).
0.9% of residents speak other language at home (54% very well, 22% well, 21% not well, 3% not at all).
Foreign born population: 1,695 (8.0%)
(61.3% of them are naturalized citizens)
| This zip code: | 8.0% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Yugoslavia (13%)
- Italy (13%)
- Other Eastern Europe (11%)
- Canada (11%)
- Germany (8%)
- United Kingdom (6%)
- Iraq (5%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 314
- 1990 to 1994: 120
- 1985 to 1989: 160
- 1980 to 1984: 151
- 1975 to 1979: 45
- 1970 to 1974: 189
- 1970 to 1974: 256
- 1965 to 1969: 460
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White population: 20,467
Black population: 111
American Indian population: 58
Asian population: 283
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 77
Two or more races population: 221

First ancestries reported:
|  German: 3462 |
|  Polish: 2910 |
|  Italian: 2671 |
|  English: 1520 |
|  Irish: 1320 |
|  United States or American: 916 |
|  Other groups: 868 |
|  French (except Basque): 493 |
|  Scottish: 352 |
|  Albanian: 327 |
|  French Canadian: 287 |
|  Scotch-Irish: 266 |
|  Arab:: 252 |
|  Greek: 243 |
|  Belgian: 231 |
|  Swedish: 214 |
|  Yugoslavian: 207 |
|  Macedonian: 192 |
|  Ukrainian: 185 |
|  Russian: 176 |
|  Hungarian: 159 |
|  Dutch: 158 |
|  Czechoslovakian: 139 |
|  Lebanese: 111 |
|  Assyrian/Chaldean/Syriac: 102 |
|  Romanian: 102 |
|  Norwegian: 97 |
|  Croatian: 93 |
|  Slovak: 90 |
|  Finnish: 77 |
|  European: 65 |
|  Danish: 63 |
|  Arab/Arabic: 62 |
|  Syrian: 62 |
|  British: 60 |
|  Canadian: 45 |
|  Slavic: 41 |
|  Welsh: 40 |
|  Bulgarian: 39 |
|  Czech: 38 |
|  Lithuanian: 38 |
|  Armenian: 37 |
|  Maltese: 32 |
|  Austrian: 32 |
|  Serbian: 28 |
|  Slovene: 22 |
|  Swiss: 21 |
|  Subsaharan African:: 13 |
|  Iraqi: 9 |
|  Egyptian: 8 |
|  Cypriot: 8 |
|  Icelander: 7 |
|  Portuguese: 7 |
|  Kenyan: 7 |
|  Other Subsaharan African: 6 |
|  Iranian: 5 |
|  Scandinavian: 5 |
Public high school in zip code 48316 not listed on the city page:- EISENHOWER HIGH SCHOOL (Students: 1,993; Location: 6500 25 MILE ROAD, SHELBY TOWNSHIP, MI; Grades: 10 - 12)

Public primary/middle schools in zip code 48316 not listed on the city page:- MALOW JUNIOR HIGH SCHOOL (Students: 1,274; Location: 6400 25 MILE ROAD, SHELBY TOWNSHIP, MI; Grades: 07 - 09)
- SHELBY JUNIOR HIGH SCHOOL (Students: 1,167; Location: 51700 VAN DYKE AVENUE, SHELBY TOWNSHIP, MI; Grades: 07 - 09)
- MORGAN ELEMENTARY SCHOOL (Students: 734; Location: 53800 MOUND ROAD, SHELBY TOWNSHIP, MI; Grades: PK - 06)
- ROBERTS ELEMENTARY SCHOOL (Students: 693; Location: 2400 BELLE VIEW, SHELBY TOWNSHIP, MI; Grades: PK - 06)
- CRISSMAN ELEMENTARY SCHOOL (Students: 652; Location: 53550 WOLF DRIVE, SHELBY TOWNSHIP, MI; Grades: PK - 06)
- ISSAC MONFORT ELEMENTARY SCHOOL (Students: 609; Location: 6700 MONTGOMERY DRIVE, SHELBY TOWNSHIP, MI; Grades: PK - 06)
- SWITZER ELEMENTARY SCHOOL (Students: 560; Location: 53200 SHELBY ROAD, SHELBY TOWNSHIP, MI; Grades: PK - 06)
- EWELL ELEMENTARY SCHOOL (Students: 516; Location: 51041 SHELBY ROAD, SHELBY TOWNSHIP, MI; Grades: PK - 06)
Private primary/middle school not listed on the city page:- PEACE LUTHERAN SCHOOL (Students: 265; Location: 6580 24 MILE ROAD, SHELBY TOWNSHP, MI; Grades: PK - 8)
Facitilies with environmental interests located in this zip code:
- G&H LANDFILL (3160 23 MILE RD in UTICA, MI)
SUPERFUND NPL (Superfund database)
(Integrated Compliance Information System) - ICIS-05-1982-0068, FORMAL ENFORCEMENT ACTION, ICIS-05-1996-0216, ICIS-05-1990-0222, ICIS-05-1992-0264,
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: REFUSE SYSTEMS
Business NAICS classification: SOLID WASTE LANDFILL.
Organizations: LEONARD FORSTER ESTATE (RICHARD SABLE) (CONTACT/OWNER)
Alternative names: G & H IND LDFL, G & H IND LANDFILL SUPERFUND SITE, G & H LANDFILL PRP GROUP
- EISENHOWER HIGH SCHOOL (6500 25 MILE ROAD in SHELBY TOWNSHIP, MI)
(National Center for Education Statistics) - STATE ID-05959
Organizations: UTICA COMMUNITY SCHOOLS (SCHOOL DISTRICT)
- EWELL ELEMENTARY SCHOOL (51041 SHELBY ROAD in SHELBY TOWNSHIP, MI)
(National Center for Education Statistics) - STATE ID-01174
Organizations: UTICA COMMUNITY SCHOOLS (SCHOOL DISTRICT)
- ANJOS (52105 VAN DYKE in SHELBY TOWNSHIP, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DC HOLDINGS INC (CONTACT/OWNER)
- EWELL SCHOOL (51041 SHELBY RD in SHELBY TOWNSHIP, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: UTICA COMMUNITY SCHOOLS (CONTACT/OWNER)
- ASSOCIATES OF FAMILY MEDICINE PC (51850 DEQUINDRE in SHELBY TOWNSHIP, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: OFFICES OF PHYSICIANS (EXCEPT MENTAL HEALTH SPECIALISTS).
Organizations: JOEL E BUCHANAN MD (CONTACT/OWNER)
, MICHAEL W NICHOLS MD (CONTACT/OWNER)
- MI DEPT/STATE POLICE (48316 QUEENS ROW in UTICA, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: MI DEPT/STATE POLICE (E)
- DETROIT EDISON CO (6301 23 MILE RD in SHELBY TOWNSHIP, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DETROIT EDISON COMPANY (CONTACT/OPERATOR)
Alternative names: DETROIT EDISON CO SHELBY SERVICE CENTER
- ALLIED ENVIRONMENTAL INC (6101 WOODMIRE in SHELBY TOWNSHIP, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: OTHER WASTE COLLECTION.
Organizations: DENNIS P SZULBORSKI (CONTACT/OPERATOR)
- ANNSBURY CLEANERS (54156 VAN DYKE in SHELBY TOWNSHIP, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: HANKINS PEGGY (CONTACT/OWNER)
- BENCHMARK MACHINING INC (56728 MOUND ROAD in SHELBY TOWNSHIP, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: L & L EQUITY LLC (CONTACT/OPERATOR)
- DR MICHAEL DIENES (5805 24 MILE ROAD in SHELBY TOWNSHIP, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
- FABRITEC CLEANERS (8216 23 MILE RD in SHELBY TOWNSHIP, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: STILLIANOS CRIST (CONTACT/OWNER)
Median worth of mobile homes: $23,656
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (94%)
- Electricity (4%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 16438
- Northeast: 643
- Midwest: 1234
- South: 674
- West: 329
57% of the 48316 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 65% lived in this county.
Out of people who lived in different counties, 76% lived in Michigan.
Population in 1990: 15,039. Population change in the 1990s: +6,180 (+41.1%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 287
| Here: | 11.6% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 146
| Here: | 11.6% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 123
| Here: | 11.8% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- CLARK BROTHERS INSTRUMENT CO (56680 MOUND RD in SHELBY TOWNSHI, MI; small business): $5,287,888 in 189 contracts from 1999 to 2006
Contracts for Vehicular Furniture and Accessories, Miscellaneous Vehicular Components, Liquid and Gas Flow, Liquid Level, and Mechanical Motion Measuring Instruments, Engine Instruments, and more by Defense Logistics Agency, Army Signed by year: 2000: $252,518; 2001: $59,588; 2002: $252,297; 2003: $172,014; 2004: $1,323,874; 2005: $2,518,393; 2006: $680,624.
Biggest contracts:
$781,272 with Defense Logistics Agency for Vehicular Furniture and Accessories. Signed on 2005-06-28. Completion date: 2005-06-30.
$317,969, same as above. Signed on 2005-10-26. Completion date: 2006-02-13.
$310,713, same as above. Signed on 2005-12-19. Completion date: 2006-03-19.
$214,131 with Defense Logistics Agency for Miscellaneous Vehicular Components. Signed on 2005-06-03. Completion date: 2005-10-31.
- THOMAS C MEYER (56728 SAINT JAMES DR in SHELBY TOWNSHI, MI; small business): $187,433 in 10 contracts from 2003 to 2006
Contracts for Contract, Procurement, and Acquisition Support Services, Other Professional Services by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $100,000; 2004: $-30,563; 2005: $123,686; 2006: $-5,690.
Biggest contracts:
$100,000 with Army for Contract, Procurement, and Acquisition Support Services. Taking place in AL. Signed on 2005-01-19. Completion date: 2005-04-15.
$79,000 with Army for Other Professional Services. Signed on 2003-12-10. Completion date: 2003-12-31.
$50,000 with Army for Contract, Procurement, and Acquisition Support Services. Taking place in AL. Signed on 2005-11-23. Completion date: 2006-05-06.
$30,000, same as above. Signed on 2005-09-09. Completion date: 2005-10-31.
- WEBER ELECTRIC MANUFACTURING C (2465 23 MILE ROAD in SHELBY TOWNSHI, MI; small business)
$10,574 with Navy for Hydraulic and Pneumatic Presses, Power Driven. Signed on 2005-06-01. Completion date: 2005-07-15.
Top industries in this zip code by the number of employees in 2005:
- Administrative and Support and Waste Management and Remediation Services: Professional Employer Organizations (250-499 employees: 1 establishment, 100-249 employees: 1 establishment, 20-49 employees: 2 establishments, 10-19 employees: 1 establishment, 1-4 employees: 2 establishments)
- Accommodation and Food Services: Full-Service Restaurants (100-249: 1, 20-49: 4, 10-19: 3, 5-9: 4, 1-4: 2)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 2, 20-49: 1, 10-19: 6, 5-9: 4, 1-4: 4)
- Health Care and Social Assistance: Offices of Dentists (10-19: 4, 5-9: 8, 1-4: 10)
- Construction: Framing Contractors (50-99: 1, 10-19: 1, 5-9: 2, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 6 people in homes for the mentally retarded
- 6 people in other noninstitutional group quarters
- 4 people in homes for the mentally ill
- 3 people in other group homes
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 10 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $180,610 | 694 | $168,510 | 943 | $186,450 | 85 | $52,045 | 47 | $139,229 | 4 | $15,460 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $161,255 | 59 | $164,132 | 212 | $184,950 | 32 | $46,742 | 8 | $107,089 | 2 | $23,870 |
| APPLICATIONS DENIED | 2 | $116,000 | 240 | $233,571 | 465 | $211,660 | 59 | $64,065 | 30 | $222,879 | 28 | $36,899 |
| APPLICATIONS WITHDRAWN | 4 | $275,060 | 51 | $242,619 | 174 | $194,022 | 10 | $93,729 | 12 | $163,898 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $169,000 | 29 | $268,767 | 55 | $231,458 | 4 | $16,970 | 4 | $458,825 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 10 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $161,338 | 971 | $170,910 | 1,068 | $164,119 | 111 | $64,509 | 42 | $177,719 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $154,497 | 121 | $186,818 | 224 | $166,634 | 16 | $53,316 | 14 | $183,440 |
| APPLICATIONS DENIED | 0 | $0 | 220 | $203,356 | 577 | $211,149 | 59 | $63,255 | 29 | $131,803 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 91 | $192,811 | 259 | $204,733 | 20 | $82,208 | 10 | $119,058 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 18 | $222,536 | 97 | $214,223 | 2 | $100,000 | 8 | $154,688 |
Aggregated Statistics For Year 2005 (Based on 10 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $179,362 | 1,349 | $191,823 | 1,502 | $190,934 | 93 | $90,983 | 0 | $0 | 50 | $132,557 | 6 | $27,890 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 205 | $203,340 | 215 | $207,477 | 34 | $124,716 | 0 | $0 | 18 | $249,290 | 12 | $33,903 |
| APPLICATIONS DENIED | 6 | $171,558 | 208 | $225,836 | 517 | $213,332 | 69 | $62,284 | 0 | $0 | 8 | $288,994 | 10 | $47,846 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 130 | $216,795 | 331 | $210,988 | 26 | $146,880 | 2 | $180,475 | 12 | $264,695 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 30 | $224,779 | 198 | $252,449 | 6 | $21,543 | 0 | $0 | 2 | $156,605 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 10 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 44 | $159,888 | 984 | $202,127 | 1,944 | $199,415 | 129 | $95,933 | 40 | $148,067 | 2 | $18,720 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $143,942 | 116 | $202,885 | 247 | $203,431 | 16 | $45,481 | 6 | $132,480 | 2 | $59,725 |
| APPLICATIONS DENIED | 6 | $198,770 | 81 | $271,503 | 461 | $209,863 | 52 | $58,218 | 32 | $149,482 | 6 | $45,963 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 83 | $206,399 | 287 | $216,381 | 16 | $130,288 | 10 | $139,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 20 | $204,461 | 182 | $223,278 | 4 | $34,955 | 2 | $173,000 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 10 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $145,357 | 896 | $197,130 | 5,950 | $174,167 | 100 | $34,349 | 61 | $162,979 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $143,000 | 89 | $226,308 | 645 | $174,244 | 20 | $16,825 | 2 | $63,000 |
| APPLICATIONS DENIED | 0 | $0 | 90 | $219,716 | 611 | $193,731 | 53 | $40,944 | 22 | $143,835 |
| APPLICATIONS WITHDRAWN | 2 | $153,000 | 59 | $206,308 | 372 | $190,526 | 10 | $57,130 | 8 | $182,521 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 16 | $174,040 | 122 | $172,185 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 10 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $140,411 | 957 | $192,433 | 4,219 | $173,926 | 138 | $34,771 | 50 | $178,783 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $145,000 | 91 | $185,125 | 491 | $177,949 | 28 | $30,057 | 4 | $142,560 |
| APPLICATIONS DENIED | 2 | $56,740 | 91 | $155,811 | 414 | $162,228 | 34 | $19,256 | 10 | $83,508 |
| APPLICATIONS WITHDRAWN | 2 | $120,000 | 53 | $178,325 | 263 | $198,787 | 10 | $42,740 | 6 | $198,232 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $124,000 | 10 | $238,600 | 158 | $161,149 | 4 | $37,500 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 10 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 68 | $139,320 | 1,090 | $193,087 | 3,277 | $166,080 | 225 | $34,916 | 30 | $116,371 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $115,280 | 103 | $192,058 | 332 | $151,269 | 40 | $36,918 | 12 | $99,154 |
| APPLICATIONS DENIED | 6 | $114,937 | 83 | $172,128 | 316 | $168,454 | 61 | $26,575 | 6 | $111,632 |
| APPLICATIONS WITHDRAWN | 4 | $152,708 | 48 | $179,005 | 249 | $161,410 | 18 | $29,527 | 2 | $39,410 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $147,135 | 22 | $181,621 | 148 | $191,859 | 4 | $11,408 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 10 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $144,877 | 1,054 | $184,858 | 566 | $140,329 | 255 | $29,431 | 24 | $87,257 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $115,825 | 85 | $157,091 | 89 | $120,470 | 65 | $26,565 | 4 | $116,500 |
| APPLICATIONS DENIED | 14 | $130,487 | 104 | $156,364 | 195 | $125,372 | 61 | $46,204 | 10 | $120,772 |
| APPLICATIONS WITHDRAWN | 2 | $143,340 | 57 | $222,538 | 111 | $112,260 | 43 | $129,226 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 20 | $173,994 | 41 | $165,982 | 2 | $74,000 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $134,287 | 622 | $167,251 | 576 | $137,395 | 109 | $27,427 | 20 | $85,139 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $55,000 | 40 | $156,291 | 73 | $131,128 | 36 | $25,120 | 3 | $74,117 |
| APPLICATIONS DENIED | 4 | $133,133 | 44 | $131,680 | 79 | $145,615 | 29 | $49,412 | 2 | $53,280 |
| APPLICATIONS WITHDRAWN | 2 | $144,980 | 23 | $164,245 | 66 | $139,303 | 5 | $116,316 | 1 | $103,340 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $131,030 | 12 | $129,659 | 31 | $133,868 | 0 | $0 | 3 | $73,313 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 10 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 149 | $188,264 | 90 | $227,070 | 2 | $267,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $189,172 | 12 | $342,732 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $127,958 | 2 | $217,750 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $202,230 | 2 | $140,900 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $127,955 | 2 | $200,015 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 10 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 97 | $178,704 | 38 | $223,307 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 24 | $225,537 | 14 | $229,471 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $172,648 | 4 | $266,645 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $215,655 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 10 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 144 | $210,625 | 60 | $228,100 | 6 | $165,753 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $254,315 | 12 | $243,005 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $194,603 | 6 | $214,388 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 10 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 105 | $189,411 | 44 | $182,880 | 6 | $136,162 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $228,061 | 44 | $179,392 | 2 | $121,440 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $236,815 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $194,363 | 4 | $157,625 | 2 | $59,725 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $236,905 | 2 | $221,000 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 10 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 160 | $191,699 | 243 | $187,851 | 10 | $140,827 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $234,507 | 67 | $191,909 | 4 | $189,940 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $154,500 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $108,385 | 18 | $157,236 | 2 | $66,000 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $202,530 | 4 | $156,000 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 10 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 236 | $186,322 | 170 | $174,315 | 2 | $126,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 36 | $248,831 | 30 | $207,569 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $127,560 | 2 | $262,785 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $190,723 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 10 | $211,233 | 16 | $184,239 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 10 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 192 | $181,440 | 214 | $172,575 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 36 | $166,679 | 50 | $164,986 | 2 | $94,000 |
| APPLICATIONS DENIED | 20 | $182,556 | 6 | $149,538 | 6 | $121,667 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $204,335 | 6 | $180,493 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 10 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 198 | $176,675 | 34 | $179,528 | 4 | $136,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $190,106 | 10 | $173,276 | 2 | $78,825 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $156,280 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 12 | $177,172 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $223,965 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 153 | $151,713 | 37 | $166,545 | 11 | $81,457 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $147,432 | 12 | $155,891 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $205,090 | 1 | $143,410 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $133,070 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $144,480 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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