48320 Zip Code Detailed Profile




Estimated zip code population in 2013: 4,415
Zip code population in 2010: 4,589
Zip code population in 2000: 4,407

Houses and condos: 2,205
Renter-occupied apartments: 521
% of renters here:

27%
State:

29%
Mar. 2013 cost of living index in zip code 48320: 90.6 (less than average, U.S. average is 100)

Land area: 1.1 sq. mi.
Water area: 0.3 sq. mi.
Population density: 4,037 people per square mile 
 
 (average).

Age and Sex of Residents in zip code 48320
Zip code 48320 (Sylvan Lake, Michigan) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.0% ($3,118)
Michigan:

1.8% ($2,090)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,927 (1.9%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $3,519 (2.3%)

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Males: 2,414  (54.7%)
Females: 2,001  (45.3%)

For population 25 years and over in 48320:

For population 15 years and over in 48320:

Zip code 48320 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage above state average.
  • Foreign-born population percentage above state average.
  • Percentage of population with a bachelor's degree or higher above state average.
  • Races in zip code 48320

  • Zip code 48320 races chart
    • 3,852White population
    • 200Black population
    • 13American Indian population
    • 74Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 13Some other race population
    • 90Two or more races population
    • 347Hispanic or Latino population

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Data:
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Based on 2000-2011 data
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123
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100% urban population.

Estimated median house/condo value in 2013: $154,000
48320:

$154,000
Michigan:

$117,500



According to our research of Michigan and other state lists there was 1 registered sex offender living in 48320 zip code as of July 30, 2015.
The ratio of number of residents in zip code 48320 to the number of sex offenders is 5,068 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.


Median resident age:
This zip code:

39.0 years
Michigan median age:

39.6 years
Average household size:
This zip code:

2.3 people
Michigan:

2.5 people

Averages for the 2012 tax year for zip code 48320, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $65,149 (Individual Income Tax Returns)
Here:

$65,149
State:

$55,609

Salary/wage: $53,911 (reported on 79.8% of returns)
Here:

$53,911
State:

$46,782
(% of AGI for various income ranges: 66.6% for AGIs below $25k, 73.7% for AGIs $25k-50k, 74.8% for AGIs $50k-75k, 74.3% for AGIs $75k-100k, 72.8% for AGIs $100k-200k, 51.9% for AGIs over 200k)

Taxable interest for individuals: $2,776 (reported on 32.2% of returns)
This zip code:

$2,776
Michigan:

$1,491
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Ordinary dividends: $4,717 (reported on 22.7% of returns)
Here:

$4,717
State:

$6,225
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Net capital gain/loss in AGI: +$5,573 (reported on 20.6% of returns)
Here:

+$5,573
State:

+$9,326
(% of AGI for various income ranges: 1.9% for AGIs $100k-200k, 4.4% for AGIs over 200k)

Profit/loss from business: +$17,413 (reported on 20.2% of returns)
Here:

+$17,413
State:

+$11,523
(% of AGI for various income ranges: 12.8% for AGIs below $25k, 5.3% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 5.3% for AGIs $100k-200k, 5.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $14,648 (reported on 9.9% of returns)
48320:

$14,648
Michigan:

$15,298
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 2.4% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 4.4% for AGIs $100k-200k)

Self-employment retirement plans: $23,250 (reported on 0.9% of returns)
48320:

$23,250
Michigan:

$20,834

Total itemized deductions: $22,587 (18% of AGI, reported on 36.5% of returns)
Here:

$22,587
State:

$21,628

Here:

18.0% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 12.3% for AGIs below $25k, 11.6% for AGIs $25k-50k, 13.6% for AGIs $50k-75k, 12.3% for AGIs $75k-100k, 15.3% for AGIs $100k-200k, 11.1% for AGIs over 200k)

Charity contributions: $2,689 (reported on 31.3% of returns)
Here:

$2,689
State:

$4,225
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Taxes paid: $9,589 (reported on 36.1% of returns)
48320:

$9,589
State:

$8,327
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 3.6% for AGIs $25k-50k, 4.6% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 6.7% for AGIs $100k-200k, 5.9% for AGIs over 200k)

Earned income credit: $2,073 (reported on 15.9% of returns)
Here:

$2,073
State:

$2,306
(% of AGI for various income ranges: 5.6% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 48320, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $57,421 (Individual Income Tax Returns)
Here:

$57,421
State:

$48,204

Salary/wage: $50,670 (reported on 82.3% of returns)
Here:

$50,670
State:

$42,791
(% of AGI for various income ranges: 157.4% for AGIs below $10k, 65.1% for AGIs $10k-25k, 79.3% for AGIs $25k-50k, 78.3% for AGIs $50k-75k, 81.6% for AGIs $75k-100k, 65.2% for AGIs over 100k)

Taxable interest for individuals: $3,187 (reported on 49.6% of returns)
This zip code:

$3,187
Michigan:

$1,725
(% of AGI for various income ranges: 8.6% for AGIs below $10k, 2.7% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 4.0% for AGIs over 100k)

Taxable dividends: $2,617 (reported on 30.9% of returns)
Here:

$2,617
State:

$3,420
(% of AGI for various income ranges: 9.4% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Net capital gain/loss: +$3,505 (reported on 25.6% of returns)
Here:

+$3,505
State:

+$8,532
(% of AGI for various income ranges: -9.2% for AGIs below $10k, -0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, -0.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 3.1% for AGIs over 100k)

Profit/loss from business: +$12,060 (reported on 15.6% of returns)
Here:

+$12,060
State:

+$9,547
(% of AGI for various income ranges: -33.2% for AGIs below $10k, 11.6% for AGIs $10k-25k, 4.2% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 2.5% for AGIs over 100k)

IRA payment deduction: $3,475 (reported on 2.8% of returns)
48320:

$3,475
Michigan:

$2,875
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Self-employed pension: $10,714 (reported on 0.7% of returns)
Here:

$10,714
Michigan:

$13,826

Total itemized deductions: $18,728 (20% of AGI, reported on 47.2% of returns)
Here:

$18,728
State:

$18,509

Here:

19.9% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 42.3% for AGIs below $10k, 14.5% for AGIs $10k-25k, 16.3% for AGIs $25k-50k, 19.0% for AGIs $50k-75k, 17.4% for AGIs $75k-100k, 12.9% for AGIs over 100k)

Charity contributions deductions: $2,425 (2% of AGI, reported on 42.2% of returns)
Here:

$2,425
State:

$3,365

Here:

2.5% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $10,248 (reported on 80.4% of returns)
48320:

$10,248
State:

$7,691
(% of AGI for various income ranges: 7.1% for AGIs below $10k, 5.4% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 11.6% for AGIs $75k-100k, 20.3% for AGIs over 100k)

Earned income credit: $1,431 (reported on 12.5% of returns)
Here:

$1,431
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 61.7%
Here:

62%
State:

60%
(% for various income ranges: 55.8% for AGIs below $10k, 61.3% for AGIs $10k-25k, 61.7% for AGIs $25k-50k, 65.0% for AGIs $50k-75k, 62.6% for AGIs $75k-100k, 66.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$51,964
Michigan:

$48,273
Sylvan Lake, MI (48320) map Nearest zip codes: 48328, 48341, 48302, 48324, 48323, 48342.
Percentage of family households:
This zip code:

48.9%
Michigan:

49.0%
Percentage of households with unmarried partners:
This zip code:

3.8%
Michigan:

6.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 280
Household did not receive Food Stamps/SNAP in the past 12 months: 1,655


Women who had a birth in the past 12 months: 88 (46 now married, 42 unmarried)
Women who did not have a birth in the past 12 months: 857 (465 now married, 392 unmarried)


Housing units in zip code 48320 with a mortgage: 955 (89 second mortgage, 231 home equity loan)
Houses without a mortgage: 459

Median monthly owner costs for units with a mortgage: $1,565
Median monthly owner costs for units without a mortgage: S646

Residents with income below the poverty level in 2013:
This zip code:

17.4%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

14.8%
Whole state:

9.1%
Median number of rooms in houses and condos:
Here:

6.0
State:

6.4
Median number of rooms in apartments:
Here:

4.7
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 48320: Sylvan Lake City Hall (A), Keego Harbor City Hall (B). Display/hide their locations on the map

    Shopping Center: Sylvan Shopping Center (1). Display/hide its location on the map

    Lakes: Dollar Lake (A), Sylvan Lake (B). Display/hide their locations on the map

    Parks in zip code 48320 include: Community Center Park (1), Sylvan Community Park (2), Ferndale Park (3), Baxter Morgan Park (4), Fran Leaf Park (5). Display/hide their locations on the map

Year house built

  • 52010 or later
  • 1992000 to 2009
  • 2021990 to 1999
  • 2271980 to 1989
  • 1551970 to 1979
  • 2641960 to 1969
  • 3931950 to 1959
  • 2871940 to 1949
  • 4731939 or earlier

Zip code 48320 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Sylvan Lake, MI (48320)

  • 0no bedroom
  • 521 bedroom
  • 3512 bedrooms
  • 7483 bedrooms
  • 1954 bedrooms
  • 685+ bedrooms

Bedrooms in renter-occupied apartments in Sylvan Lake, MI (48320)

  • 0no bedroom
  • 1161 bedroom
  • 2622 bedrooms
  • 1163 bedrooms
  • 274 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Sylvan Lake, MI (48320) in owner-occupied houses/condos

  • 51no vehicle
  • 4891 vehicle
  • 7182 vehicles
  • 893 vehicles
  • 564 vehicles
  • 115+ vehicles

Cars and other vehicles available in Sylvan Lake, MI (48320) in renter-occupied apartments

  • 13no vehicle
  • 3281 vehicle
  • 1392 vehicles
  • 283 vehicles
  • 04 vehicles
  • 135+ vehicles

Median gross rent in 2013: $842.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $154,000
48320:

$154,000
Michigan:

$117,500
Lower value quartile - upper value quartile: $80,600 - $194,000

Mean price in 2013:

Detached houses: $190,840
Here:

$190,840
State:

$159,597

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 13.6%

Percentage of zip code residents living and working in this county: 76.1%

Household type by relationship:

Households: 4,415

Size of family households: 505 2-persons, 216 3-persons, 230 4-persons, 167 5-persons, 13 6-persons, 9 7-or-more-persons

Size of nonfamily households: 697 1-person, 98 2-persons

700 married couples with children.
240 single-parent households (133 men, 107 women).

79.7% of residents of 48320 zip code speak English at home.
10.6% of residents speak Spanish at home (38% very well, 39% well, 10% not well, 12% not at all).
3.0% of residents speak other Indo-European language at home (92% very well, 8% not well).
2.1% of residents speak Asian or Pacific Island language at home (43% very well, 43% well, 14% not well).
4.6% of residents speak other language at home (100% very well).

Foreign born population: 563 (12.8%)
(43.7% of them are naturalized citizens)
This zip code:

12.8%
Whole state:

6.2%

Most common places of birth for the foreign-born residents

  • 38%Mexico
  • 21%Philippines
  • 12%Iraq
  • 6%Pakistan
  • 6%Peru
  • 3%United Kingdom, excluding England and Scotland
  • 3%Iran

Most common first ancestries reported in 48320 (%)

  • 20%Other groups
  • 13%German
  • 10%Irish
  • 7%Polish
  • 6%English
  • 5%American
  • 4%French (except Basque)

Year of entry for the foreign-born population

  • 842010 or later
  • 2182000 to 2009
  • 2141990 to 1999
  • 147Before 1990

Zip code 48320 topographic map

Facilities with environmental interests located in this zip code:


Zip code 48320 marital status for males
Zip code 48320 marital status for females

Most commonly used house heating fuel

  • 88%Utility gas
  • 10%Electricity
  • 2%Bottled, tank, or LP gas

Population in 1990: 4,688. Population change in the 1990s: -281 (-6.0%).

Place of birth for U.S.-born residents:


59% of the 48320 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 68% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

86% of the 48320 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 80% moved from this county.
   Out of people who lived in different houses, 7% moved from different county within same state.
   Out of people who lived in different houses, 10% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 22
Here:

4.7%
Michigan:

10.2%
Students in private schools in grades 9 to 12 (high school): 46
Here:

32.6%
Michigan:

8.6%
Students in private undergraduate colleges: 15
Here:

9.9%
Michigan:

14.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 94,500Architecture and engineering occupations
  • 90,563Management occupations
  • 90,167Life, physical, and social science occupations
  • 73,750Computer and mathematical occupations
  • 63,958Business and financial operations occupations
  • 58,958Health diagnosing and treating practitioners and other technical occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED41$111,00025$141,534140$176,1014$29,43514$82,788
APPLICATIONS APPROVED, NOT ACCEPTED14$122,0106$199,21825$187,9016$263,6972$161,045
APPLICATIONS DENIED9$159,54112$135,353109$190,5931$48,61016$93,778
APPLICATIONS WITHDRAWN3$90,3136$239,26040$228,7293$35,26012$123,386
FILES CLOSED FOR INCOMPLETENESS0$00$011$139,4750$03$38,293

Detailed HMDA statistics for the following Tracts: 1454.00 , 1540.00, 1542.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$151,6582$190,440
APPLICATIONS APPROVED, NOT ACCEPTED19$167,0562$408,250
APPLICATIONS DENIED4$151,6802$128,165
APPLICATIONS WITHDRAWN6$164,7830$0
FILES CLOSED FOR INCOMPLETENESS20$173,0920$0

Detailed PMIC statistics for the following Tracts: 1454.00 , 1540.00, 1542.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 48320 among deceased individuals
NameCountLived (average)
Robert1275.7 years
John1074.6 years
William1077.1 years
Mary1074.3 years
Dorothy979.6 years
James873.9 years
Helen781.0 years
Kenneth675.5 years
Donald669.3 years
Edward676.3 years
Most common last names in zip code 48320 among deceased individuals
Last nameCountLived (average)
Jones777.8 years
Wilson774.9 years
Cox473.5 years
Gerber483.2 years
Perry473.0 years
Najor354.3 years
Johnson373.3 years
Mclennan389.0 years
Miller373.3 years
Smith376.3 years
Businesses in zip code 48320
NameCountNameCount
Burger King1Nike1
CVS1Rite Aid1
Dairy Queen1Taco Bell1
Jimmy John's1Tim Hortons1
KFC1UPS1
MasterBrand Cabinets2Wendy's1
McDonald's1

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