Estimated median household income in 2008: $49,727
| This zip code: | $49,727 | | Michigan: | $48,591 |
Nearest zip codes: 48329, 48324, 48328, 48386, 48320, 48323.
Waterford Zip Code Map
Housing units in zip code 48327 with a mortgage: 4,612 (377 second mortgage, 751 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 1,174
Median monthly owner costs for units with a mortgage: $1,512
Median monthly owner costs for units without a mortgage: $442
Residents with income below the poverty level in 2008:
| This zip code: | 9.5% | | Whole state: | 14.4% |
Residents with income below 50% of the poverty level in 2008:
| This zip code: | 5.7% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.0 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 3.8 | | State: | 4.1 |
Year house built: |
|
- 1999 to March 2000: 428
- 1995 to 1998: 1,095
- 1990 to 1994: 711
- 1980 to 1989: 1,305
- 1970 to 1979: 1,613
- 1960 to 1969: 1,346
- 1950 to 1959: 1,592
- 1940 to 1949: 557
- 1939 or earlier: 440
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Bedrooms in owner-occupied houses in Waterford, MI (48327): |
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- no bedroom: 29
- 1 bedrooms: 142
- 2 bedrooms: 1,320
- 3 bedrooms: 3,675
- 4 bedrooms: 956
- 5 or more bedrooms: 120
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 88
- 1 bedrooms: 1,157
- 2 bedrooms: 1,023
- 3 bedrooms: 225
- 4 bedrooms: 32
- 5 or more bedrooms: 0
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Vehicles available in 48327 zip code in owner-occupied houses/condos: |
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- no vehicle: 170
- 1 vehicle: 1,785
- 2 vehicles: 2,997
- 3 vehicles: 935
- 4 vehicles: 275
- 5 or more vehicles: 80
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 215
- 1 vehicle: 1,388
- 2 vehicles: 802
- 3 vehicles: 108
- 4 vehicles: 6
- 5 or more vehicles: 6
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Estimated household income distribution in 2008:

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Estimate of home value of owner-occupied houses/condos in 2008 in zip code 48327:
- Less than $10,000: 5
- $10,000 to $14,999: 2
- $25,000 to $29,999: 10
- $30,000 to $34,999: 17
- $50,000 to $59,999: 5
- $60,000 to $69,999: 12
- $70,000 to $79,999: 23
- $80,000 to $89,999: 67
- $90,000 to $99,999: 84
- $100,000 to $124,999: 322
- $125,000 to $149,999: 705
- $150,000 to $174,999: 844
- $175,000 to $199,999: 997
- $200,000 to $249,999: 1,375
- $250,000 to $299,999: 782
- $300,000 to $399,999: 567
- $400,000 to $499,999: 141
- $500,000 to $749,999: 155
- $750,000 to $999,999: 23
- $1,000,000 or more: 48
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Rent paid by renters in 2008 in zip code 48327:
- Less than $100: 22
- $100 to $149: 31
- $150 to $199: 50
- $200 to $249: 42
- $250 to $299: 27
- $300 to $349: 16
- $350 to $399: 10
- $400 to $449: 15
- $450 to $499: 49
- $500 to $549: 366
- $550 to $599: 210
- $600 to $649: 209
- $650 to $699: 307
- $700 to $749: 182
- $750 to $799: 197
- $800 to $899: 262
- $900 to $999: 231
- $1,000 to $1,249: 157
- $1,250 to $1,499: 35
- $1,500 to $1,999: 15
- $2,000 or more: 78
- No cash rent: 57
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Median price asked for vacant for-sale houses and condos in 2008: $192,798.
Estimated median house (or condo) value in 2008 for: - White Non-Hispanic householders: $173,696
- Black or African American householders: $222,459
- Asian householders: $198,256
- Some other race householders: $144,628
- Two or more races householders: $186,628
- Hispanic or Latino householders: $163,137
Estimated median house or condo value in 2008: $172,985 (it was $145,800 in 2000)
| 48327: | $172,985 | | Michigan: | $151,300 |
Lower value quartile - upper value quartile: $140,100 - $222,300
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 5,998
- One, attached: 589
- Two: 62
- 3 or 4: 283
- 5 to 9: 664
- 10 to 19: 742
- 20 to 49: 414
- 50 or more: 324
- Mobile homes: 11

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Means of transportation to work
- Drove a car alone: 10,303 (90%)
- Carpooled: 664 (6%)
- Streetcar or trolley car: 6 (0%)
- Bicycle: 4 (0%)
- Walked: 65 (1%)
- Other means: 40 (0%)
- Worked at home: 362 (3%)
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Travel time to work
- Less than 5 minutes: 152
- 5 to 9 minutes: 682
- 10 to 14 minutes: 1375
- 15 to 19 minutes: 1297
- 20 to 24 minutes: 1463
- 25 to 29 minutes: 684
- 30 to 34 minutes: 1859
- 35 to 39 minutes: 532
- 40 to 44 minutes: 775
- 45 to 59 minutes: 1335
- 60 to 89 minutes: 717
- 90 or more minutes: 211
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Percentage of zip code residents living and working in this county: 84.6%
Household type by relationship
Households: 20,897
- In family households: 16,683 (4,222 male householders, 1,222 female householders)
4,393 spouses, 5,881 children (5,474 natural, 109 adopted, 298 stepchildren), 190 grandchildren, 159 brothers or sisters, 138 parents, 204 other relatives, 274 non-relatives
- In nonfamily households: 4,214 (1,790 male householders (1,333 living alone)), 1,630 female householders (1,375 living alone)), 794 nonrelatives
- In group quarters: 361 (174 institutionalized population)
Size of family households: 2,240 2-persons, 1,384 3-persons, 1,171 4-persons, 491 5-persons, 142 6-persons, 16 7-or-more-persons.
Size of nonfamily households: 2,708 1-person, 621 2-persons, 82 3-persons, 9 4-persons.
3,786 married couples with children.
914 single-parent households (207 men, 707 women).
92.5% of residents of 48327 zip code speak English at home.
2.2% of residents speak Spanish at home (62% very well, 16% well, 11% not well, 11% not at all).
3.4% of residents speak other Indo-European language at home (56% very well, 26% well, 17% not well, 1% not at all).
0.9% of residents speak Asian or Pacific Island language at home (38% very well, 45% well, 18% not well).
1.0% of residents speak other language at home (82% very well, 9% well, 6% not well, 3% not at all).
Foreign born population: 1,116 (5.3%)
(44.3% of them are naturalized citizens)
| This zip code: | 5.3% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- United Kingdom (16%)
- Other Eastern Europe (12%)
- Mexico (11%)
- Canada (10%)
- India (5%)
- Vietnam (4%)
- Iraq (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 414
- 1990 to 1994: 164
- 1985 to 1989: 67
- 1980 to 1984: 56
- 1975 to 1979: 71
- 1970 to 1974: 38
- 1970 to 1974: 92
- 1965 to 1969: 214
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White population: 19,810
Black population: 423
American Indian population: 70
Asian population: 341
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 201
Two or more races population: 402
First ancestries reported:
|  German: 2842 |
|  Other groups: 1901 |
|  Irish: 1848 |
|  English: 1511 |
|  United States or American: 1499 |
|  Polish: 1368 |
|  Italian: 1128 |
|  French (except Basque): 687 |
|  Scottish: 421 |
|  French Canadian: 406 |
|  Scotch-Irish: 257 |
|  Dutch: 242 |
|  Hungarian: 181 |
|  Norwegian: 175 |
|  Assyrian/Chaldean/Syriac: 174 |
|  Swedish: 170 |
|  Russian: 140 |
|  British: 136 |
|  European: 121 |
|  Welsh: 117 |
|  Albanian: 106 |
|  Arab:: 92 |
|  Greek: 89 |
|  Armenian: 88 |
|  Finnish: 83 |
|  Romanian: 82 |
|  Ukrainian: 76 |
|  Czech: 68 |
|  Lithuanian: 59 |
|  Belgian: 58 |
|  Bulgarian: 54 |
|  Arab/Arabic: 52 |
|  Danish: 50 |
|  Slovak: 33 |
|  Austrian: 32 |
|  Scandinavian: 31 |
|  Lebanese: 29 |
|  Canadian: 27 |
|  Croatian: 26 |
|  Yugoslavian: 25 |
|  Swiss: 20 |
|  Subsaharan African:: 19 |
|  African: 19 |
|  Czechoslovakian: 18 |
|  Serbian: 17 |
|  Jamaican: 12 |
|  West Indian (excluding Hispanic groups):: 12 |
|  Slavic: 11 |
|  Alsatian: 11 |
|  Other Arab: 11 |
|  Latvian: 10 |
|  Pennsylvania German: 9 |
|  Slovene: 9 |
|  Maltese: 9 |
|  Macedonian: 8 |
|  Iranian: 7 |
|  Eastern European: 5 |

Public primary/middle schools in zip code 48327 not listed on the city page:- LAURA SMITH HAVILAND SCHOOL (Students: 325; Location: 5305 CASS ELIZABETH ROAD, WATERFORD, MI; Grades: KG - 05)
- RIVERSIDE SCHOOL (Students: 324; Location: 5280 FARM ROAD, WATERFORD, MI; Grades: KG - 03)
- WILLIAM BEAUMONT SCHOOL (Students: 294; Location: 6532 ELIZABETH LAKE ROAD, WATERFORD, MI; Grades: KG - 05)
- DELLA LUTES SCHOOL (Students: 255; Location: 5195 PONTIAC LAKE ROAD, WATERFORD, MI; Grades: 04 - 05)
- PATRICIA E. KNUDSEN SCHOOL (Students: 254; Location: 5449 CRESCENT DRIVE, WATERFORD, MI; Grades: KG - 03)
- FOUR TOWNS DISCOVERY SCHOOL (Students: 142; Location: 6370 COOLEY LAKE ROAD, WATERFORD, MI; Grades: 09 - 10)
Major facilities with environmental interests located in this zip code:
- FOUR TOWNS DISCOVERY SCHOOL (6370 COOLEY LAKE ROAD in WATERFORD, MI)
(National Center for Education Statistics) - STATE ID-00072
Organizations: WATERFORD SCHOOL DISTRICT (SCHOOL DISTRICT)
- ANGELO VOZZA (151 CASS LAKE ROAD in WATERFORD, MI)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: ANGELO VOZZA PROPERTY
- AIRPORT RUSTPROOFING INC (6367 HIGHLAND RD in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: SCHOENHERR RONALD (CONTACT/OWNER)
- AMOCO OIL CO 5899 B AND G SVC & FOOD (4399 HIGHLAND RD in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AMOCO OIL COMPANY (CONTACT/OPERATOR)
- MEINEKE MUFFLER SHOP INC (4865 HIGHLAND in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: VARNEY W J AND VARNEY W J JR (CONTACT/OWNER)
- FARR MEL LINCOLN MERCURY (4178 HIGHLAND RD in WATERFORD, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: AUTOMOTIVE BODY, PAINT, AND INTERIOR REPAIR AND MAINTENANCE.
Organizations: BERNIE WOLFE (CONTACT/OPERATOR)
, DAVID TROWER (CONTACT/OPERATOR)
- FATHER AND SON CLEANERS (7132 HIGHLAND in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: GODOSHIAN RONALD (CONTACT/OWNER)
- MI DEPT ENVIRONMENTAL QUALITY (NEAR 4619 PONTIAC LAKE RD in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- MI DEPT/ENVIRONMENTAL QUALITY (7900 GALE RD in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: SOLID WASTE LANDFILL.
Alternative names: WATERFORD HILLS SANITARY LAND FILL
- FAST TRACK VENTURES ACQUISITIONS LLC (6800 HIGHLAND RD in WATERFORD, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: RAY SHEEND (CONTACT/OPERATOR)
Alternative names: CLARK OIL CO 1541
- FAST TRACK VENTURES ACQUISITIONS LLC (6601 COOLEY LAKE RD in WATERFORD, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ZEKE DESELZA (CONTACT/OPERATOR)
Alternative names: HOP IN FOOD STORES
- A A JANSSON INC (2070 AIRPORT RD in WATERFORD, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: OTHER MEASURING AND CONTROLLING DEVICE MANUFACTURING.
Organizations: KARL LUNDQUIST (CONTACT/OPERATOR)
Alternative names: JANSSON AA INC
- BIRD DOG AVIATION CORP (6084 HIGHLAND RD in WATERFORD, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: LY-CON AVIATION INC
Median worth of mobile homes: $0
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
|
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- Utility gas (91%)
- Electricity (8%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 16249
- Northeast: 644
- Midwest: 1475
- South: 1206
- West: 445
49% of the 48327 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 72% lived in this county.
Out of people who lived in different counties, 62% lived in Michigan.
Population in 1990: 17,213. Population change in the 1990s: +4,037 (+23.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 176
| Here: | 9.6% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 98
| Here: | 9.0% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 132
| Here: | 12.7% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- DISKLESSWORKSTATIONS COM (6650 HIGHLAND RD STE 302 in WATERFORD, MI; small business): $6,893 in 2 contracts from 2004 to 2005
$5,694 with Navy for ADP Input/Output and Storage Devices. Taking place in AL. Signed on 2005-03-11. Completion date: 2005-03-11.
$1,199, same as above. Signed on 2004-09-22. Completion date: 2004-09-23.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 1 establishment, 20-49 employees: 5 establishments, 10-19 employees: 7 establishments, 5-9 employees: 3 establishments, 1-4 employees: 2 establishments)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 3, 10-19: 2, 5-9: 2, 1-4: 3)
- Construction: Electrical Contractors (50-99: 1, 20-49: 1, 10-19: 1, 5-9: 1, 1-4: 4)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 1, 10-19: 3, 5-9: 1, 1-4: 9)
- Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (50-99: 1, 10-19: 1, 5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 169 people in nursing homes
- 154 people in other group homes
- 18 people in homes for the mentally ill
- 15 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 7 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $139,567 | 638 | $120,331 | 980 | $135,014 | 147 | $24,404 | 91 | $115,936 | 14 | $17,482 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $132,920 | 74 | $119,748 | 197 | $147,141 | 25 | $22,301 | 17 | $120,981 | 3 | $26,423 |
| APPLICATIONS DENIED | 7 | $123,974 | 142 | $137,131 | 825 | $154,149 | 110 | $36,905 | 36 | $135,534 | 9 | $30,287 |
| APPLICATIONS WITHDRAWN | 7 | $134,157 | 70 | $132,143 | 282 | $150,464 | 34 | $66,424 | 8 | $81,808 | 1 | $119,200 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 31 | $122,978 | 107 | $169,686 | 6 | $94,050 | 4 | $120,208 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 7 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $145,867 | 882 | $117,362 | 1,479 | $126,122 | 188 | $45,515 | 133 | $115,252 | 6 | $107,278 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $98,635 | 136 | $111,721 | 343 | $138,062 | 34 | $39,479 | 30 | $107,928 | 5 | $26,242 |
| APPLICATIONS DENIED | 2 | $202,000 | 235 | $114,871 | 992 | $139,283 | 101 | $60,370 | 61 | $115,568 | 17 | $61,927 |
| APPLICATIONS WITHDRAWN | 2 | $160,725 | 107 | $124,141 | 428 | $145,527 | 48 | $65,341 | 20 | $102,112 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $101,090 | 23 | $117,140 | 163 | $154,222 | 2 | $58,360 | 10 | $149,517 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 7 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 51 | $163,661 | 1,222 | $126,016 | 2,015 | $138,302 | 189 | $44,838 | 2 | $48,285 | 120 | $126,575 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $154,914 | 150 | $134,742 | 347 | $139,891 | 31 | $33,282 | 0 | $0 | 27 | $118,147 | 17 | $25,662 |
| APPLICATIONS DENIED | 5 | $187,186 | 204 | $119,167 | 978 | $145,073 | 128 | $58,049 | 0 | $0 | 35 | $171,477 | 25 | $40,568 |
| APPLICATIONS WITHDRAWN | 7 | $184,277 | 160 | $132,612 | 599 | $146,393 | 58 | $109,335 | 0 | $0 | 35 | $125,181 | 2 | $49,250 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $119,200 | 29 | $151,951 | 264 | $176,396 | 6 | $35,282 | 0 | $0 | 6 | $162,432 | 1 | $50,000 |
Aggregated Statistics For Year 2004 (Based on 7 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 93 | $157,469 | 1,228 | $133,547 | 2,299 | $142,778 | 206 | $56,016 | 3 | $7,179,387 | 139 | $120,953 | 4 | $123,108 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $172,254 | 141 | $124,620 | 412 | $150,749 | 30 | $53,009 | 0 | $0 | 20 | $125,854 | 1 | $9,810 |
| APPLICATIONS DENIED | 21 | $155,822 | 174 | $123,195 | 939 | $152,758 | 127 | $43,438 | 0 | $0 | 35 | $122,385 | 25 | $40,830 |
| APPLICATIONS WITHDRAWN | 8 | $164,191 | 76 | $136,210 | 570 | $144,762 | 60 | $53,299 | 0 | $0 | 5 | $114,492 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $125,415 | 27 | $110,912 | 227 | $171,626 | 15 | $128,081 | 0 | $0 | 2 | $83,035 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 3 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 127 | $140,702 | 447 | $133,618 | 2,088 | $132,455 | 105 | $28,668 | 0 | $0 | 71 | $116,253 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $138,438 | 51 | $104,755 | 294 | $128,839 | 22 | $22,645 | 0 | $0 | 11 | $77,465 |
| APPLICATIONS DENIED | 11 | $135,575 | 62 | $86,075 | 422 | $126,650 | 72 | $16,903 | 2 | $49,550 | 18 | $123,907 |
| APPLICATIONS WITHDRAWN | 6 | $151,435 | 41 | $144,901 | 360 | $130,031 | 19 | $48,139 | 0 | $0 | 9 | $108,740 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $153,090 | 23 | $121,873 | 134 | $127,094 | 0 | $0 | 0 | $0 | 7 | $78,740 |
Aggregated Statistics For Year 2001 (Based on 3 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 128 | $138,008 | 434 | $127,825 | 1,941 | $126,030 | 125 | $23,532 | 69 | $113,055 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $115,150 | 45 | $134,358 | 193 | $122,280 | 30 | $36,980 | 7 | $65,556 |
| APPLICATIONS DENIED | 9 | $107,341 | 72 | $88,447 | 379 | $118,265 | 83 | $16,061 | 15 | $73,417 |
| APPLICATIONS WITHDRAWN | 3 | $122,743 | 19 | $117,597 | 294 | $125,366 | 14 | $38,542 | 1 | $210,160 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $115,067 | 118 | $117,431 | 2 | $59,600 | 5 | $101,582 |
Aggregated Statistics For Year 2000 (Based on 3 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 125 | $129,963 | 420 | $127,032 | 500 | $105,496 | 173 | $19,577 | 1 | $200,670 | 49 | $94,690 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $124,851 | 39 | $109,752 | 89 | $95,487 | 48 | $18,265 | 0 | $0 | 5 | $55,690 |
| APPLICATIONS DENIED | 10 | $139,678 | 99 | $88,959 | 222 | $100,017 | 86 | $20,385 | 0 | $0 | 11 | $51,810 |
| APPLICATIONS WITHDRAWN | 6 | $136,803 | 38 | $130,324 | 152 | $106,536 | 12 | $66,627 | 0 | $0 | 5 | $71,922 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $115,138 | 13 | $112,125 | 60 | $108,514 | 0 | $0 | 0 | $0 | 4 | $82,430 |
Aggregated Statistics For Year 1999 (Based on 3 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 134 | $123,257 | 658 | $132,575 | 895 | $105,961 | 143 | $20,948 | 26 | $94,927 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $102,017 | 55 | $107,855 | 114 | $104,148 | 38 | $21,292 | 3 | $105,177 |
| APPLICATIONS DENIED | 10 | $131,708 | 113 | $77,946 | 209 | $112,359 | 62 | $22,816 | 4 | $59,688 |
| APPLICATIONS WITHDRAWN | 10 | $137,939 | 41 | $107,460 | 170 | $89,888 | 19 | $47,878 | 4 | $74,013 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $171,165 | 10 | $116,100 | 58 | $117,102 | 2 | $12,500 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 7 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 220 | $142,908 | 110 | $172,230 | 15 | $132,909 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $154,105 | 38 | $204,365 | 2 | $175,000 |
| APPLICATIONS DENIED | 10 | $152,711 | 4 | $339,443 | 1 | $149,260 |
| APPLICATIONS WITHDRAWN | 7 | $121,113 | 8 | $220,155 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 7 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 127 | $171,334 | 89 | $185,836 | 7 | $109,740 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $164,782 | 36 | $171,690 | 1 | $108,130 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $169,160 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $185,805 | 4 | $180,680 | 2 | $148,915 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 7 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 167 | $164,198 | 135 | $169,532 | 7 | $160,476 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 36 | $184,476 | 41 | $164,328 | 8 | $141,958 |
| APPLICATIONS DENIED | 1 | $110,140 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $135,200 | 14 | $154,858 | 2 | $135,200 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $226,940 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 7 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 226 | $163,612 | 175 | $170,403 | 19 | $116,153 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 55 | $163,207 | 86 | $170,372 | 5 | $147,870 |
| APPLICATIONS DENIED | 4 | $132,600 | 1 | $104,860 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 9 | $171,648 | 6 | $151,285 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $305,980 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 7 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 340 | $161,768 | 539 | $163,711 | 23 | $123,319 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 81 | $163,811 | 150 | $164,892 | 4 | $107,520 |
| APPLICATIONS DENIED | 7 | $133,940 | 20 | $174,537 | 2 | $201,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 34 | $144,901 | 49 | $174,966 | 9 | $134,808 |
Aggregated Statistics For Year 2002 (Based on 3 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 166 | $149,302 | 265 | $155,834 | 13 | $131,356 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 47 | $152,006 | 53 | $153,395 | 3 | $170,157 |
| APPLICATIONS DENIED | 1 | $188,070 | 4 | $261,443 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $160,955 | 18 | $164,401 | 1 | $114,730 |
| FILES CLOSED FOR INCOMPLETENESS | 11 | $132,123 | 8 | $155,188 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 3 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 219 | $141,233 | 247 | $145,229 | 10 | $112,824 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 38 | $140,323 | 52 | $143,214 | 4 | $114,138 |
| APPLICATIONS DENIED | 6 | $177,428 | 15 | $155,721 | 2 | $125,215 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $219,236 | 5 | $178,436 | 1 | $152,700 |
Aggregated Statistics For Year 2000 (Based on 3 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 176 | $137,781 | 58 | $144,916 | 5 | $112,422 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $131,592 | 7 | $144,466 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $128,263 | 2 | $95,335 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $89,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $128,667 | 1 | $167,170 | 1 | $162,690 |
Aggregated Statistics For Year 1999 (Based on 3 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 264 | $143,831 | 94 | $132,678 | 5 | $92,010 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $148,797 | 17 | $125,769 | 0 | $0 |
| APPLICATIONS DENIED | 12 | $150,203 | 2 | $186,385 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $124,005 | 2 | $133,365 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $154,770 | 0 | $0 | 1 | $28,410 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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