48327 Zip Code Detailed Profile




Estimated zip code population in 2013: 22,185
Zip code population in 2010: 21,559
Zip code population in 2000: 21,250

Houses and condos: 10,107
Renter-occupied apartments: 3,172
% of renters here:

33%
State:

29%
Mar. 2013 cost of living index in zip code 48327: 89.2 (less than average, U.S. average is 100)

Land area: 11.3 sq. mi.
Water area: 0.5 sq. mi.
Population density: 1,959 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 48327
Zip code 48327 (, Michigan) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 48327

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Real estate property taxes paid for housing units in 2013:
This zip code:

1.8% ($2,243)
Michigan:

1.8% ($2,090)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,329 (1.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,957 (1.7%)

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Males: 11,164  (50.3%)
Females: 11,021  (49.7%)

For population 25 years and over in 48327:

For population 15 years and over in 48327:

Zip code 48327 compared to state average:

  • Black race population percentage below state average.
  • Races in zip code 48327

  • Zip code 48327 races chart
    • 18,592White population
    • 915Black population
    • 63American Indian population
    • 429Asian population
    • 2Native Hawaiian and Other Pacific Islander population
    • 11Some other race population
    • 401Two or more races population
    • 1,146Hispanic or Latino population

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48327, MI forum
Recent posts about zip code 48327 area on our local forum with over 1,900,000 registered users:
Waterford MI  (3 replies)
100% urban population.

Estimated median house/condo value in 2013: $127,200
48327:

$127,200
Michigan:

$117,500



According to our research of Michigan and other state lists there were 53 registered sex offenders living in 48327 zip code as of May 05, 2016.
The ratio of number of residents in zip code 48327 to the number of sex offenders is 410 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

39.4 years
Michigan median age:

39.6 years
Average household size:
This zip code:

2.3 people
Michigan:

2.5 people

Averages for the 2012 tax year for zip code 48327, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $47,721 (Individual Income Tax Returns)
Here:

$47,721
State:

$55,609

Salary/wage: $43,280 (reported on 84.1% of returns)
Here:

$43,280
State:

$46,782
(% of AGI for various income ranges: 69.7% for AGIs below $25k, 74.4% for AGIs $25k-50k, 76.1% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 83.2% for AGIs $100k-200k, 59.7% for AGIs over 200k)

Taxable interest for individuals: $797 (reported on 30.1% of returns)
This zip code:

$797
Michigan:

$1,491
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Ordinary dividends: $2,155 (reported on 16.8% of returns)
Here:

$2,155
State:

$6,225
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Net capital gain/loss in AGI: +$939 (reported on 13.2% of returns)
Here:

+$939
State:

+$9,326
(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Profit/loss from business: +$11,816 (reported on 13.5% of returns)
Here:

+$11,816
State:

+$11,523
(% of AGI for various income ranges: 7.5% for AGIs below $25k, 3.6% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 7.1% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $13,622 (reported on 10.3% of returns)
48327:

$13,622
Michigan:

$15,298
(% of AGI for various income ranges: 3.1% for AGIs below $25k, 2.7% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.6% for AGIs $100k-200k, 5.0% for AGIs over 200k)

Self-employment retirement plans: $18,200 (reported on 0.2% of returns)
48327:

$18,200
Michigan:

$20,834

Total itemized deductions: $17,454 (21% of AGI, reported on 31.3% of returns)
Here:

$17,454
State:

$21,628

Here:

20.5% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 8.2% for AGIs below $25k, 8.9% for AGIs $25k-50k, 12.0% for AGIs $50k-75k, 12.8% for AGIs $75k-100k, 13.4% for AGIs $100k-200k, 10.9% for AGIs over 200k)

Charity contributions: $2,240 (reported on 25.8% of returns)
Here:

$2,240
State:

$4,225
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Taxes paid: $5,808 (reported on 31.3% of returns)
48327:

$5,808
State:

$8,327
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 2.3% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 4.2% for AGIs $75k-100k, 5.3% for AGIs $100k-200k, 5.5% for AGIs over 200k)

Earned income credit: $1,946 (reported on 15.0% of returns)
Here:

$1,946
State:

$2,306
(% of AGI for various income ranges: 4.5% for AGIs below $25k, 0.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 53.0%
Here:

53%
State:

57%
(% for various income ranges: 49.4% for AGIs below $25k, 54.1% for AGIs $25k-50k, 55.4% for AGIs $50k-75k, 55.1% for AGIs $75k-100k, 55.7% for AGIs $100k-200k, 78.6% for AGIs over 200k)

Averages for the 2004 tax year for zip code 48327, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $47,481 (Individual Income Tax Returns)
Here:

$47,481
State:

$48,204

Salary/wage: $45,396 (reported on 87.1% of returns)
Here:

$45,396
State:

$42,791
(% of AGI for various income ranges: 84.9% for AGIs below $10k, 67.7% for AGIs $10k-25k, 80.1% for AGIs $25k-50k, 84.3% for AGIs $50k-75k, 89.0% for AGIs $75k-100k, 84.3% for AGIs over 100k)

Taxable interest for individuals: $913 (reported on 49.7% of returns)
This zip code:

$913
Michigan:

$1,725
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $1,337 (reported on 23.7% of returns)
Here:

$1,337
State:

$3,420
(% of AGI for various income ranges: 2.7% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$3,377 (reported on 17.5% of returns)
Here:

+$3,377
State:

+$8,532
(% of AGI for various income ranges: -0.7% for AGIs below $10k, -0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 3.4% for AGIs over 100k)

Profit/loss from business: +$10,068 (reported on 13.0% of returns)
Here:

+$10,068
State:

+$9,547
(% of AGI for various income ranges: 7.1% for AGIs below $10k, 6.4% for AGIs $10k-25k, 3.1% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.6% for AGIs over 100k)

IRA payment deduction: $3,020 (reported on 1.9% of returns)
48327:

$3,020
Michigan:

$2,875
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $10,415 (reported on 0.4% of returns)
Here:

$10,415
Michigan:

$13,826

Total itemized deductions: $16,181 (22% of AGI, reported on 46.8% of returns)
Here:

$16,181
State:

$18,509

Here:

22.0% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 14.5% for AGIs below $10k, 11.0% for AGIs $10k-25k, 14.8% for AGIs $25k-50k, 17.7% for AGIs $50k-75k, 18.2% for AGIs $75k-100k, 14.9% for AGIs over 100k)

Charity contributions deductions: $1,957 (3% of AGI, reported on 41.7% of returns)
Here:

$1,957
State:

$3,365

Here:

2.6% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $6,199 (reported on 81.1% of returns)
48327:

$6,199
State:

$7,691
(% of AGI for various income ranges: 2.6% for AGIs below $10k, 4.6% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 15.6% for AGIs over 100k)

Earned income credit: $1,524 (reported on 10.0% of returns)
Here:

$1,524
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 57.1%
Here:

57%
State:

60%
(% for various income ranges: 48.9% for AGIs below $10k, 59.6% for AGIs $10k-25k, 57.5% for AGIs $25k-50k, 58.9% for AGIs $50k-75k, 57.7% for AGIs $75k-100k, 61.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$51,596
Michigan:

$48,273
48327 map Nearest zip codes: 48324, 48328, 48329, 48323, 48386, 48320.
Percentage of family households:
This zip code:

50.0%
Michigan:

49.0%
Percentage of households with unmarried partners:
This zip code:

7.3%
Michigan:

6.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,169
Household did not receive Food Stamps/SNAP in the past 12 months: 8,342


Women who had a birth in the past 12 months: 284 (186 now married, 98 unmarried)
Women who did not have a birth in the past 12 months: 5,119 (2,238 now married, 2,881 unmarried)


Housing units in zip code 48327 with a mortgage: 4,819 (374 second mortgage, 1,222 home equity loan, 84 both second mortgage and home equity loan)
Houses without a mortgage: 1,520

Median monthly owner costs for units with a mortgage: $1,467
Median monthly owner costs for units without a mortgage: S457

Residents with income below the poverty level in 2013:
This zip code:

11.6%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

5.8%
Whole state:

9.1%
Median number of rooms in houses and condos:
Here:

6.1
State:

6.4
Median number of rooms in apartments:
Here:

3.9
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 48327: Saint Joseph Mercy Medical Center - Waterford (A), Henry Ford Medical Center - Waterford (B), Waterford Township Fire Department Station 5 (C). Display/hide their locations on the map

    Shopping Centers: Waterford Towne Centre Shopping Center (1), Waterford Plaza Shopping Center (2). Display/hide their locations on the map

    Churches in zip code 48327 include: Lake Crest Church (A), Saint Perpetuas Church (B), Bethany Church (C), Bethel United Church (D). Display/hide their locations on the map

    Cemeteries: Waterford Center Cemetery (1), Four Towns Cemetery (2). Display/hide their locations on the map

    Lakes: Pleasant Lake (A), Crescent Lake (B), Clam Lake (C). Display/hide their locations on the map

    Parks in zip code 48327 include: Four Towns Methodist Church Historical Marker (1), Hathaway-Hess Farm Historical Marker (2). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 1,0802000 to 2009
  • 1,8761990 to 1999
  • 1,4281980 to 1989
  • 1,7621970 to 1979
  • 1,2861960 to 1969
  • 1,6441950 to 1959
  • 4951940 to 1949
  • 5361939 or earlier

Zip code 48327 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 48327

  • 0no bedroom
  • 951 bedroom
  • 1,1882 bedrooms
  • 3,8353 bedrooms
  • 1,1404 bedrooms
  • 815+ bedrooms

Bedrooms in renter-occupied apartments in 48327

  • 95no bedroom
  • 1,3591 bedroom
  • 1,1852 bedrooms
  • 4313 bedrooms
  • 1024 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in 48327 in owner-occupied houses/condos

  • 114no vehicle
  • 1,7771 vehicle
  • 3,2352 vehicles
  • 8233 vehicles
  • 2934 vehicles
  • 975+ vehicles

Cars and other vehicles available in 48327 in renter-occupied apartments

  • 418no vehicle
  • 2,1081 vehicle
  • 5412 vehicles
  • 923 vehicles
  • 134 vehicles
  • 05+ vehicles

Median gross rent in 2013: $696.


Median price asked for vacant for-sale houses and condos in 2013: $194,900.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $127,200
48327:

$127,200
Michigan:

$117,500
Lower value quartile - upper value quartile: $92,600 - $166,100

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 11.9%

Percentage of zip code residents living and working in this county: 84.3%

Household type by relationship:

Households: 22,001

Size of family households: 2,854 2-persons, 1,323 3-persons, 972 4-persons, 526 5-persons, 110 6-persons, 50 7-or-more-persons

Size of nonfamily households: 3,006 1-person, 613 2-persons, 54 3-persons, 3 4-persons

3,237 married couples with children.
1,420 single-parent households (394 men, 1,026 women).

93.8% of residents of 48327 zip code speak English at home.
3.3% of residents speak Spanish at home (70% very well, 14% well, 11% not well, 5% not at all).
2.0% of residents speak other Indo-European language at home (60% very well, 28% well, 9% not well, 3% not at all).
0.5% of residents speak Asian or Pacific Island language at home (58% very well, 30% well, 5% not well, 6% not at all).
0.3% of residents speak other language at home (42% very well, 58% well).

Foreign born population: 1,010 (4.6%)
(53.3% of them are naturalized citizens)
This zip code:

4.6%
Whole state:

6.2%

Most common places of birth for the foreign-born residents

  • 20%Mexico
  • 12%Canada
  • 6%Argentina
  • 5%Poland
  • 4%Chile
  • 4%Russia
  • 4%Iraq

Most common first ancestries reported in 48327 (%)

  • 17%Other groups
  • 16%German
  • 11%Irish
  • 8%English
  • 7%Polish
  • 6%Italian
  • 5%American

Year of entry for the foreign-born population

  • 432010 or later
  • 2682000 to 2009
  • 2051990 to 1999
  • 666Before 1990

Zip code 48327 topographic map

Public primary/middle schools in zip code 48327 not listed on the city page:

  • LAURA SMITH HAVILAND SCHOOL (Students: 325; Location: 5305 CASS ELIZABETH ROAD, WATERFORD, MI; Grades: KG - 05)
  • RIVERSIDE SCHOOL (Students: 324; Location: 5280 FARM ROAD, WATERFORD, MI; Grades: KG - 03)
  • WILLIAM BEAUMONT SCHOOL (Students: 294; Location: 6532 ELIZABETH LAKE ROAD, WATERFORD, MI; Grades: KG - 05)
  • DELLA LUTES SCHOOL (Students: 255; Location: 5195 PONTIAC LAKE ROAD, WATERFORD, MI; Grades: 04 - 05)
  • PATRICIA E. KNUDSEN SCHOOL (Students: 254; Location: 5449 CRESCENT DRIVE, WATERFORD, MI; Grades: KG - 03)
  • FOUR TOWNS DISCOVERY SCHOOL (Students: 142; Location: 6370 COOLEY LAKE ROAD, WATERFORD, MI; Grades: 09 - 10)
There are 152 Medical Specialists in Zip Code 48327.

Major facilities with environmental interests located in this zip code:


Zip code 48327 marital status for males
Zip code 48327 marital status for females

Housing units lacking complete plumbing facilities: 0.3%
Housing units lacking complete kitchen facilities: 0.5%

Most commonly used house heating fuel

  • 91%Utility gas
  • 7%Electricity
  • 1%Other fuel
  • 1%Bottled, tank, or LP gas

Population in 1990: 17,213. Population change in the 1990s: +4,037 (+23.5%).

Place of birth for U.S.-born residents:


49% of the 48327 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 72% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

89% of the 48327 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 67% moved from this county.
   Out of people who lived in different houses, 20% moved from different county within same state.
   Out of people who lived in different houses, 11% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 299
Here:

12.8%
Michigan:

10.2%
Students in private schools in grades 9 to 12 (high school): 87
Here:

8.7%
Michigan:

8.6%
Students in private undergraduate colleges: 213
Here:

15.3%
Michigan:

14.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 83,375Computer and mathematical occupations
  • 80,833Legal occupations
  • 80,707Architecture and engineering occupations
  • 67,625Health diagnosing and treating practitioners and other technical occupations
  • 61,667Management occupations
  • 59,621Law enforcement workers including supervisors

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 160 people in residential treatment centers for adults
  • 14 people in group homes intended for adults

People in group quarters in 2000:

  • 169 people in nursing homes
  • 154 people in other group homes
  • 18 people in homes for the mentally ill
  • 15 people in homes for the mentally retarded

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 3
  • Persons involved in fatal accidents: 7
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 7 full and 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED309$98,828152$90,358580$140,92442$23,47349$81,8330$0
APPLICATIONS APPROVED, NOT ACCEPTED17$84,58523$92,80865$145,2739$10,6628$59,6481$20,370
APPLICATIONS DENIED44$105,51316$84,244281$145,74347$17,38715$95,5781$54,000
APPLICATIONS WITHDRAWN45$97,60915$89,222153$154,00716$35,9048$92,4240$0
FILES CLOSED FOR INCOMPLETENESS3$99,9275$200,14438$146,8202$169,1402$72,0000$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 7 full and 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED22$136,69311$132,7630$0
APPLICATIONS APPROVED, NOT ACCEPTED5$161,5363$139,9371$249,260
APPLICATIONS DENIED6$101,5372$134,4150$0
APPLICATIONS WITHDRAWN0$01$197,0200$0
FILES CLOSED FOR INCOMPLETENESS1$88,2601$101,8400$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 48327 among deceased individuals
NameCountLived (average)
Mary5080.2 years
Robert4872.3 years
William4774.7 years
John4675.6 years
James4171.4 years
Helen2880.8 years
Richard2767.8 years
Dorothy2682.4 years
Margaret2481.6 years
Virginia2181.4 years
Most common last names in zip code 48327 among deceased individuals
Last nameCountLived (average)
Smith1676.0 years
Brown1277.0 years
Miller1172.2 years
Thomas1069.4 years
Wright970.6 years
Green878.8 years
Clark881.0 years
Campbell774.9 years
Wilson765.3 years
Harris674.9 years
Businesses in zip code 48327
NameCountNameCount
7-Eleven1Kroger1
ALDI1LA Fitness1
Arby's1Little Caesars Pizza2
Bally Total Fitness1McDonald's2
Buffalo Wild Wings1Nike1
Burger King1Panera Bread1
CVS2Penske1
Comfort Inn1RadioShack1
Dairy Queen1Rite Aid2
FedEx3Starbucks1
Ford1T-Mobile1
GNC1Taco Bell1
Hyundai1U-Haul1
Jones New York1UPS1
KFC1World Gym1

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