Estimated median household income in 2007: $44,819
| This zip code: | $44,819 | | Michigan: | $47,950 |
Nearest zip codes: 48320, 48341, 48327, 48329, 48340, 48324.
Waterford Zip Code Map
Housing units in zip code 48328 with a mortgage: 5,149 (369 second mortgage, 730 home equity loan, 24 both second mortgage and home equity loan)
Houses without a mortgage: 1,547
Median monthly owner costs for units with a mortgage: $1,369
Median monthly owner costs for units without a mortgage: $435
Residents with income below the poverty level in 2007:
| This zip code: | 13.8% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.3% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 5.9 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 3.8 | | State: | 4.1 |
Year house built: |
|
- 1999 to March 2000: 189
- 1995 to 1998: 516
- 1990 to 1994: 606
- 1980 to 1989: 1,226
- 1970 to 1979: 2,613
- 1960 to 1969: 1,409
- 1950 to 1959: 2,187
- 1940 to 1949: 1,281
- 1939 or earlier: 1,192
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Bedrooms in owner-occupied houses in Waterford, MI (48328): |
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- no bedroom: 12
- 1 bedrooms: 327
- 2 bedrooms: 1,693
- 3 bedrooms: 4,116
- 4 bedrooms: 942
- 5 or more bedrooms: 174
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 122
- 1 bedrooms: 1,510
- 2 bedrooms: 1,530
- 3 bedrooms: 326
- 4 bedrooms: 34
- 5 or more bedrooms: 21
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Vehicles available in 48328 zip code in owner-occupied houses/condos: |
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- no vehicle: 227
- 1 vehicle: 2,146
- 2 vehicles: 3,506
- 3 vehicles: 983
- 4 vehicles: 291
- 5 or more vehicles: 111
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 519
- 1 vehicle: 1,860
- 2 vehicles: 924
- 3 vehicles: 173
- 4 vehicles: 45
- 5 or more vehicles: 22
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48328:
- Less than $10,000: 99
- $10,000 to $14,999: 21
- $15,000 to $19,999: 7
- $20,000 to $24,999: 18
- $25,000 to $29,999: 13
- $30,000 to $34,999: 5
- $35,000 to $39,999: 9
- $40,000 to $49,999: 45
- $50,000 to $59,999: 128
- $60,000 to $69,999: 91
- $70,000 to $79,999: 142
- $80,000 to $89,999: 144
- $90,000 to $99,999: 191
- $100,000 to $124,999: 961
- $125,000 to $149,999: 1,147
- $150,000 to $174,999: 1,353
- $175,000 to $199,999: 946
- $200,000 to $249,999: 969
- $250,000 to $299,999: 318
- $300,000 to $399,999: 280
- $400,000 to $499,999: 190
- $500,000 to $749,999: 214
- $750,000 to $999,999: 45
- $1,000,000 or more: 15
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Rent paid by renters in 2007 in zip code 48328:
- Less than $100: 72
- $100 to $149: 27
- $150 to $199: 79
- $200 to $249: 47
- $250 to $299: 13
- $300 to $349: 42
- $350 to $399: 33
- $400 to $449: 68
- $450 to $499: 224
- $500 to $549: 558
- $550 to $599: 706
- $600 to $649: 788
- $650 to $699: 429
- $700 to $749: 115
- $750 to $799: 135
- $800 to $899: 295
- $900 to $999: 120
- $1,000 to $1,249: 208
- $1,250 to $1,499: 51
- $1,500 to $1,999: 160
- No cash rent: 86
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Median price asked for vacant for-sale houses and condos in 2007: $132,548.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $164,413
- Black or African American householders: $216,148
- American Indian or Alaska Native householders: $128,186
- Asian householders: $136,304
- Some other race householders: $172,288
- Two or more races householders: $161,868
- Hispanic or Latino householders: $169,138
Estimated median house or condo value in 2007: $162,232 (it was $133,900 in 2000)
| 48328: | $162,232 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $144,800 - $227,900
Mean price in 2007:
Mobile homes: $16,287| Here: | $16,287 | | State: | $39,606 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 7,402
- One, attached: 307
- Two: 71
- 3 or 4: 369
- 5 to 9: 673
- 10 to 19: 1,026
- 20 to 49: 366
- 50 or more: 827
- Mobile homes: 178

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Means of transportation to work
- Drove a car alone: 11,307 (88%)
- Carpooled: 1,058 (8%)
- Bus or trolley bus: 14 (0%)
- Motorcycle: 15 (0%)
- Bicycle: 37 (0%)
- Walked: 165 (1%)
- Other means: 14 (0%)
- Worked at home: 218 (2%)
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Travel time to work
- Less than 5 minutes: 183
- 5 to 9 minutes: 1039
- 10 to 14 minutes: 1724
- 15 to 19 minutes: 1842
- 20 to 24 minutes: 1802
- 25 to 29 minutes: 904
- 30 to 34 minutes: 1955
- 35 to 39 minutes: 455
- 40 to 44 minutes: 517
- 45 to 59 minutes: 1271
- 60 to 89 minutes: 611
- 90 or more minutes: 307
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Percentage of zip code residents living and working in this county: 85.8%
Household type by relationship
Households: 24,937
- In family households: 19,691 (4,748 male householders, 1,734 female householders)
4,857 spouses, 6,976 children (6,191 natural, 284 adopted, 501 stepchildren), 354 grandchildren, 179 brothers or sisters, 104 parents, 261 other relatives, 478 non-relatives
- In nonfamily households: 5,246 (2,033 male householders (1,501 living alone)), 2,211 female householders (1,898 living alone)), 1,002 nonrelatives
- In group quarters: 1,512 (1,469 institutionalized population)
Size of family households: 2,823 2-persons, 1,668 3-persons, 1,224 4-persons, 469 5-persons, 202 6-persons, 96 7-or-more-persons.
Size of nonfamily households: 3,399 1-person, 743 2-persons, 51 3-persons, 44 4-persons, 7 5-persons.
3,823 married couples with children.
1,448 single-parent households (356 men, 1,092 women).
90.3% of residents of 48328 zip code speak English at home.
3.5% of residents speak Spanish at home (65% very well, 15% well, 10% not well, 10% not at all).
4.0% of residents speak other Indo-European language at home (72% very well, 18% well, 9% not well, 1% not at all).
1.1% of residents speak Asian or Pacific Island language at home (67% very well, 22% well, 6% not well, 5% not at all).
1.1% of residents speak other language at home (95% very well, 5% well).
Foreign born population: 1,514 (5.7%)
(45.3% of them are naturalized citizens)
| This zip code: | 5.7% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Mexico (21%)
- Canada (14%)
- Other Eastern Europe (13%)
- Germany (6%)
- Iraq (6%)
- India (5%)
- Korea (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 571
- 1990 to 1994: 223
- 1985 to 1989: 84
- 1980 to 1984: 44
- 1975 to 1979: 105
- 1970 to 1974: 89
- 1970 to 1974: 54
- 1965 to 1969: 344
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White population: 23,708
Black population: 1,390
American Indian population: 95
Asian population: 320
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 411
Two or more races population: 516

First ancestries reported:
|  German: 3312 |
|  Other groups: 3216 |
|  English: 2268 |
|  Irish: 2267 |
|  United States or American: 2139 |
|  Polish: 1771 |
|  Italian: 965 |
|  French (except Basque): 955 |
|  Scottish: 422 |
|  French Canadian: 389 |
|  Scotch-Irish: 327 |
|  Swedish: 245 |
|  Albanian: 238 |
|  Dutch: 214 |
|  European: 206 |
|  Assyrian/Chaldean/Syriac: 196 |
|  Russian: 190 |
|  Norwegian: 168 |
|  Finnish: 161 |
|  Greek: 157 |
|  Canadian: 147 |
|  Romanian: 131 |
|  Subsaharan African:: 106 |
|  African: 103 |
|  Hungarian: 103 |
|  Ukrainian: 90 |
|  Welsh: 87 |
|  Danish: 76 |
|  British: 72 |
|  Lithuanian: 63 |
|  Arab:: 62 |
|  Armenian: 61 |
|  Croatian: 50 |
|  Slavic: 45 |
|  Czech: 41 |
|  Czechoslovakian: 39 |
|  Slovak: 36 |
|  Yugoslavian: 36 |
|  West Indian (excluding Hispanic groups):: 34 |
|  Austrian: 30 |
|  Jamaican: 29 |
|  Belgian: 28 |
|  Lebanese: 25 |
|  Maltese: 20 |
|  Syrian: 18 |
|  Iranian: 16 |
|  Luxemburger: 16 |
|  Swiss: 15 |
|  Bulgarian: 14 |
|  Northern European: 13 |
|  Iraqi: 12 |
|  Eastern European: 7 |
|  Arab/Arabic: 7 |
|  Macedonian: 6 |
|  Scandinavian: 6 |
|  Haitian: 5 |
|  Israeli: 4 |
|  South African: 3 |
|  Serbian: 2 |

Public primary/middle schools in zip code 48328 not listed on the city page:- WILLIAM AUSTIN BURT SCHOOL (Students: 346; Location: 581 S. WINDING DRIVE, WATERFORD, MI; Grades: KG - 05)
- ELIZA SEAMAN LEGGETT SCHOOL (Students: 316; Location: 3621 PONTIAC LAKE ROAD, WATERFORD, MI; Grades: PK - 05)
- CARL SANDBURG SCHOOL (Students: 285; Location: 1355 MERRY ROAD, WATERFORD, MI; Grades: KG - 05)
Major facitilies with environmental interests located in this zip code:
- DONELSON HILLS ELEMENTARY SCHOOL (2690 WEWOKA STREET in WATERFORD, MI)
(National Center for Education Statistics) - STATE ID-00933
Organizations: WATERFORD SCHOOL DISTRICT (SCHOOL DISTRICT)
- ELIZA SEAMAN LEGGETT SCHOOL (3621 PONTIAC LAKE ROAD in WATERFORD, MI)
(National Center for Education Statistics) - STATE ID-01106
Organizations: WATERFORD SCHOOL DISTRICT (SCHOOL DISTRICT)
- MI DEPT/TRANSPORTATION (2300 DIXIE HWY in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
Alternative names: MI DEPT/DOT
- AMOCO OIL CO 9752 (205 N TELEGRAPH RD in WATERFORD TOWNSHIP, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AMOCO OIL COMPANY (CONTACT/OWNER)
- ARCHAMBEAU DISTRIBUTING (1131 SYLVERTIS RD in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ARCAMBEAU WILLIAM (CONTACT/OWNER)
- DIVISION PRINTING (1179 SYLVERTIS in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: SKELLENGER RICK (CONTACT/OWNER)
- ELIZABETH LAKE CLEANERS (3685 ELIZABETH LAKE RD in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MCDOWELL ESTHER M (CONTACT/OWNER)
- EXXONMOBIL OIL CORP (3480 ELIZABETH LAKE RD in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: EXXONMOBIL OIL CORPORATION (CONTACT/OPERATOR)
Alternative names: MOBIL OIL CORPORATION, MOBIL OIL CORP SS C9F
- BELLE TIRE DISTRIBUTORS (39 N TELEGRAPH in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- BILL ANDERSON BUICK, HUMMER INC (2225 DIXIE HWY in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: B AND B AUTO
- BLOOMFIELD BEACH AND BOAT FACILITY (4365 CASS ELIZABETH RD in WATERFORD TOWNSHIP, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: RECREATION INC (CONTACT/OWNER)
- METROSWEEP ENVIRONMENTAL INC (4557 HIGHLAND ROAD in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: KELLY & RUSSELL BARKER (CONTACT/OPERATOR)
Median worth of mobile homes: $0
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (88%)
- Electricity (11%)
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Place of birth for U.S.-born residents:
- This state: 20495
- Northeast: 570
- Midwest: 1795
- South: 1524
- West: 464
52% of the 48328 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 72% lived in this county.
Out of people who lived in different counties, 58% lived in Michigan.
Population in 1990: 24,330. Population change in the 1990s: +2,113 (+8.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 283
| Here: | 10.7% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 125
| Here: | 10.0% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 277
| Here: | 23.0% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- TRAILER DEPOT INC (3645 HIGHLAND RD in WATERFORD, MI; small business): $36,348 in 3 contracts from 2002 to 2004
$19,294 with Army for Trailers. Signed on 2004-09-25. Completion date: 2005-01-14.
$8,597, same as above. Signed on 2002-09-29. Completion date: 2002-11-25.
$8,457, same as above. Signed on 2003-09-30. Completion date: 2003-11-29.
- JETT PUMP & VALVE LLC (4770 PONTIAC LAKE RD in WATERFORD, MI; small business)
$4,317 with Defense Logistics Agency for Sewage Treatment Equipment. Signed on 2005-11-10. Completion date: 2005-11-25.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (50-99 employees: 4 establishments, 20-49 employees: 5 establishments, 10-19 employees: 6 establishments, 5-9 employees: 4 establishments, 1-4 employees: 8 establishments)
- Administrative and Support and Waste Management and Remediation Services: Remediation Services (250-499: 1, 1-4: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 7, 10-19: 5, 5-9: 4, 1-4: 7)
- Health Care and Social Assistance: Offices of Dentists (20-49: 3, 10-19: 6, 5-9: 8, 1-4: 5)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 3, 10-19: 4, 5-9: 5, 1-4: 11)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1, 10-19: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 1348 people in local jails and other confinement facilities (including police lockups)
- 105 people in nursing homes
- 34 people in other group homes
- 6 people in homes for the physically handicapped
- 5 people in homes for the mentally ill
- 4 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $125,661 | 489 | $135,309 | 942 | $150,246 | 141 | $32,380 | 0 | $0 | 150 | $114,808 | 2 | $47,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $156,595 | 88 | $119,036 | 221 | $159,682 | 23 | $139,273 | 0 | $0 | 28 | $108,948 | 4 | $22,605 |
| APPLICATIONS DENIED | 8 | $142,884 | 157 | $124,210 | 898 | $154,658 | 132 | $44,139 | 0 | $0 | 72 | $115,529 | 31 | $36,791 |
| APPLICATIONS WITHDRAWN | 4 | $144,568 | 52 | $183,729 | 267 | $159,716 | 24 | $55,931 | 2 | $880,000 | 14 | $102,361 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 22 | $125,523 | 107 | $184,146 | 7 | $60,377 | 0 | $0 | 14 | $77,749 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $136,355 | 728 | $116,498 | 1,391 | $130,513 | 169 | $46,041 | 1 | $405,450 | 181 | $137,336 | 8 | $38,674 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $133,520 | 126 | $287,592 | 283 | $135,899 | 35 | $75,278 | 0 | $0 | 29 | $123,795 | 6 | $21,123 |
| APPLICATIONS DENIED | 9 | $151,381 | 230 | $148,058 | 1,028 | $140,627 | 168 | $51,185 | 0 | $0 | 69 | $145,386 | 16 | $39,416 |
| APPLICATIONS WITHDRAWN | 7 | $146,480 | 93 | $163,872 | 459 | $150,522 | 55 | $43,337 | 0 | $0 | 29 | $154,347 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $122,350 | 39 | $119,674 | 165 | $144,550 | 2 | $42,860 | 0 | $0 | 9 | $172,374 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 79 | $153,453 | 1,100 | $125,730 | 1,926 | $140,134 | 183 | $47,741 | 0 | $0 | 200 | $128,875 | 3 | $17,173 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $141,386 | 175 | $127,626 | 396 | $137,331 | 13 | $85,120 | 0 | $0 | 44 | $125,266 | 9 | $27,176 |
| APPLICATIONS DENIED | 9 | $148,933 | 262 | $141,327 | 1,064 | $144,606 | 131 | $58,970 | 2 | $318,880 | 73 | $157,156 | 32 | $38,631 |
| APPLICATIONS WITHDRAWN | 6 | $147,775 | 149 | $137,146 | 542 | $154,344 | 79 | $101,389 | 3 | $318,287 | 36 | $117,943 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $132,865 | 39 | $148,374 | 255 | $149,086 | 9 | $47,186 | 0 | $0 | 9 | $232,480 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 121 | $138,973 | 1,024 | $141,652 | 2,385 | $141,152 | 217 | $59,610 | 2 | $6,193,945 | 209 | $121,880 | 8 | $105,108 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $151,494 | 130 | $129,798 | 383 | $145,962 | 33 | $57,153 | 0 | $0 | 38 | $111,873 | 3 | $25,873 |
| APPLICATIONS DENIED | 28 | $135,196 | 187 | $122,537 | 1,007 | $138,687 | 137 | $45,604 | 2 | $308,590 | 44 | $132,110 | 21 | $45,086 |
| APPLICATIONS WITHDRAWN | 9 | $142,110 | 73 | $158,970 | 593 | $145,187 | 58 | $71,794 | 0 | $0 | 23 | $99,817 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $135,436 | 31 | $156,351 | 241 | $148,561 | 15 | $119,748 | 0 | $0 | 9 | $121,836 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 225 | $130,426 | 894 | $140,351 | 3,814 | $137,073 | 155 | $19,679 | 165 | $108,354 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $129,128 | 111 | $105,277 | 455 | $136,876 | 53 | $17,559 | 27 | $67,990 |
| APPLICATIONS DENIED | 25 | $126,734 | 154 | $90,585 | 782 | $117,580 | 116 | $17,844 | 45 | $95,325 |
| APPLICATIONS WITHDRAWN | 13 | $129,527 | 60 | $122,473 | 596 | $130,563 | 12 | $36,349 | 12 | $113,853 |
| FILES CLOSED FOR INCOMPLETENESS | 10 | $138,883 | 19 | $176,255 | 219 | $138,341 | 4 | $122,025 | 9 | $97,492 |
Aggregated Statistics For Year 2001 (Based on 4 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 250 | $132,088 | 837 | $128,850 | 3,258 | $128,685 | 309 | $24,680 | 2 | $402,485 | 141 | $118,602 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $148,742 | 86 | $113,596 | 325 | $116,538 | 96 | $19,615 | 0 | $0 | 19 | $75,312 |
| APPLICATIONS DENIED | 17 | $120,378 | 172 | $79,961 | 658 | $109,333 | 146 | $15,673 | 0 | $0 | 28 | $71,391 |
| APPLICATIONS WITHDRAWN | 16 | $121,901 | 44 | $129,381 | 500 | $114,651 | 21 | $39,222 | 0 | $0 | 14 | $123,122 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $126,145 | 13 | $202,436 | 188 | $124,376 | 1 | $24,650 | 0 | $0 | 3 | $127,287 |
Aggregated Statistics For Year 2000 (Based on 4 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 277 | $121,412 | 883 | $124,936 | 905 | $108,996 | 318 | $15,701 | 95 | $98,189 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $105,956 | 83 | $107,829 | 206 | $93,492 | 103 | $21,858 | 12 | $72,935 |
| APPLICATIONS DENIED | 21 | $111,766 | 251 | $63,858 | 426 | $96,946 | 182 | $21,185 | 25 | $34,369 |
| APPLICATIONS WITHDRAWN | 7 | $122,137 | 67 | $115,864 | 265 | $92,075 | 29 | $39,730 | 9 | $124,642 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $117,325 | 27 | $157,193 | 90 | $108,313 | 5 | $24,604 | 2 | $91,000 |
Aggregated Statistics For Year 1999 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 160 | $113,437 | 522 | $129,566 | 882 | $112,021 | 145 | $19,609 | 47 | $81,755 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $119,660 | 63 | $97,037 | 136 | $97,899 | 40 | $19,387 | 7 | $85,583 |
| APPLICATIONS DENIED | 9 | $116,298 | 122 | $59,698 | 225 | $110,480 | 98 | $14,834 | 14 | $56,117 |
| APPLICATIONS WITHDRAWN | 7 | $105,971 | 49 | $115,434 | 152 | $97,524 | 25 | $69,587 | 3 | $74,607 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $37,430 | 7 | $165,153 | 50 | $112,803 | 0 | $0 | 1 | $33,840 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 213 | $133,972 | 77 | $149,266 | 27 | $93,330 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $156,130 | 37 | $173,406 | 2 | $74,415 |
| APPLICATIONS DENIED | 6 | $246,537 | 1 | $63,880 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 11 | $192,974 | 6 | $203,703 | 2 | $179,400 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 118 | $136,526 | 68 | $144,090 | 8 | $90,823 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $171,848 | 25 | $154,764 | 4 | $189,455 |
| APPLICATIONS DENIED | 2 | $85,720 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 13 | $148,629 | 5 | $247,764 | 1 | $122,160 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $194,805 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 160 | $143,887 | 138 | $159,811 | 14 | $128,206 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $136,017 | 44 | $165,707 | 5 | $132,994 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $168,380 | 12 | $153,210 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $40,610 | 2 | $185,815 | 1 | $40,610 |
Aggregated Statistics For Year 2004 (Based on 6 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 215 | $138,042 | 178 | $154,510 | 28 | $114,914 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 34 | $135,110 | 58 | $154,249 | 4 | $96,553 |
| APPLICATIONS DENIED | 1 | $66,180 | 0 | $0 | 1 | $32,090 |
| APPLICATIONS WITHDRAWN | 9 | $100,190 | 14 | $156,013 | 1 | $38,610 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $163,807 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 328 | $141,284 | 434 | $145,126 | 36 | $109,836 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 47 | $130,685 | 115 | $153,486 | 8 | $63,481 |
| APPLICATIONS DENIED | 4 | $130,193 | 5 | $110,716 | 1 | $34,600 |
| APPLICATIONS WITHDRAWN | 8 | $120,555 | 11 | $157,105 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $115,011 | 9 | $168,251 | 2 | $122,875 |
Aggregated Statistics For Year 2002 (Based on 4 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 328 | $144,666 | 414 | $149,576 | 31 | $125,742 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 38 | $149,823 | 99 | $139,109 | 5 | $82,050 |
| APPLICATIONS DENIED | 1 | $249,230 | 12 | $124,172 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $114,523 | 15 | $135,145 | 1 | $163,270 |
| FILES CLOSED FOR INCOMPLETENESS | 10 | $120,255 | 25 | $154,507 | 1 | $320,440 |
Aggregated Statistics For Year 2001 (Based on 4 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 368 | $139,984 | 405 | $140,771 | 17 | $132,252 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 63 | $142,022 | 80 | $163,694 | 7 | $134,519 |
| APPLICATIONS DENIED | 3 | $133,333 | 18 | $159,700 | 3 | $157,843 |
| APPLICATIONS WITHDRAWN | 3 | $81,147 | 1 | $31,090 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $157,712 | 9 | $133,650 | 1 | $217,300 |
Aggregated Statistics For Year 2000 (Based on 4 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 354 | $127,098 | 106 | $127,993 | 23 | $91,709 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 43 | $167,857 | 18 | $167,059 | 1 | $54,760 |
| APPLICATIONS DENIED | 8 | $150,196 | 7 | $129,479 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $185,610 | 1 | $172,090 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $123,368 | 1 | $197,190 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 7 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 205 | $128,268 | 65 | $125,183 | 8 | $106,206 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $133,711 | 14 | $109,014 | 4 | $83,263 |
| APPLICATIONS DENIED | 3 | $137,807 | 3 | $190,543 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $147,718 | 3 | $102,273 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $121,000 | 1 | $58,530 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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