Estimated median household income in 2007: $60,122
| This zip code: | $60,122 | | Michigan: | $47,950 |
Nearest zip codes: 48346, 48327, 48328, 48348, 48320, 48324.
Waterford Zip Code Map
Housing units in zip code 48329 with a mortgage: 6,714 (507 second mortgage, 1,207 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 1,835
Median monthly owner costs for units with a mortgage: $1,489
Median monthly owner costs for units without a mortgage: $451
Residents with income below the poverty level in 2007:
| This zip code: | 6.8% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.8% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.2 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 4.1 |
Year house built: |
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- 1999 to March 2000: 457
- 1995 to 1998: 614
- 1990 to 1994: 652
- 1980 to 1989: 1,000
- 1970 to 1979: 1,339
- 1960 to 1969: 1,745
- 1950 to 1959: 2,447
- 1940 to 1949: 922
- 1939 or earlier: 1,069
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Bedrooms in owner-occupied houses in Waterford, MI (48329): |
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- no bedroom: 10
- 1 bedrooms: 96
- 2 bedrooms: 1,547
- 3 bedrooms: 5,402
- 4 bedrooms: 1,768
- 5 or more bedrooms: 192
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 18
- 1 bedrooms: 287
- 2 bedrooms: 357
- 3 bedrooms: 230
- 4 bedrooms: 33
- 5 or more bedrooms: 6
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Vehicles available in 48329 zip code in owner-occupied houses/condos: |
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- no vehicle: 149
- 1 vehicle: 2,029
- 2 vehicles: 4,687
- 3 vehicles: 1,550
- 4 vehicles: 435
- 5 or more vehicles: 165
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 75
- 1 vehicle: 443
- 2 vehicles: 298
- 3 vehicles: 83
- 4 vehicles: 25
- 5 or more vehicles: 7
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48329:
- Less than $10,000: 8
- $10,000 to $14,999: 2
- $30,000 to $34,999: 9
- $35,000 to $39,999: 10
- $40,000 to $49,999: 21
- $50,000 to $59,999: 38
- $60,000 to $69,999: 45
- $70,000 to $79,999: 48
- $80,000 to $89,999: 116
- $90,000 to $99,999: 163
- $100,000 to $124,999: 785
- $125,000 to $149,999: 1,288
- $150,000 to $174,999: 1,579
- $175,000 to $199,999: 1,423
- $200,000 to $249,999: 1,850
- $250,000 to $299,999: 551
- $300,000 to $399,999: 543
- $400,000 to $499,999: 263
- $500,000 to $749,999: 243
- $750,000 to $999,999: 63
- $1,000,000 or more: 73
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Rent paid by renters in 2007 in zip code 48329:
- Less than $100: 5
- $100 to $149: 4
- $200 to $249: 4
- $250 to $299: 3
- $300 to $349: 7
- $350 to $399: 2
- $400 to $449: 55
- $450 to $499: 107
- $500 to $549: 87
- $550 to $599: 197
- $600 to $649: 77
- $650 to $699: 60
- $700 to $749: 57
- $750 to $799: 60
- $800 to $899: 46
- $900 to $999: 90
- $1,000 to $1,249: 108
- $1,250 to $1,499: 12
- $2,000 or more: 90
- No cash rent: 116
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Median price asked for vacant for-sale houses and condos in 2007: $220,630.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $181,133
- Black or African American householders: $229,596
- American Indian or Alaska Native householders: $126,853
- Asian householders: $230,929
- Some other race householders: $190,462
- Two or more races householders: $206,455
- Hispanic or Latino householders: $181,254
Estimated median house or condo value in 2007: $182,102 (it was $150,300 in 2000)
| 48329: | $182,102 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $144,800 - $227,900
Mean price in 2007:
Mobile homes: $13,462| Here: | $13,462 | | State: | $39,606 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 9,253
- One, attached: 302
- Two: 84
- 3 or 4: 78
- 5 to 9: 225
- 10 to 19: 171
- 20 to 49: 63
- 50 or more: 50
- Mobile homes: 13
- Boats, RVs, vans, etc.: 6

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Means of transportation to work
- Drove a car alone: 12,177 (91%)
- Carpooled: 708 (5%)
- Bus or trolley bus: 15 (0%)
- Taxi: 22 (0%)
- Bicycle: 6 (0%)
- Walked: 103 (1%)
- Other means: 11 (0%)
- Worked at home: 378 (3%)
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Travel time to work
- Less than 5 minutes: 208
- 5 to 9 minutes: 948
- 10 to 14 minutes: 1485
- 15 to 19 minutes: 1883
- 20 to 24 minutes: 1850
- 25 to 29 minutes: 761
- 30 to 34 minutes: 1974
- 35 to 39 minutes: 618
- 40 to 44 minutes: 719
- 45 to 59 minutes: 1520
- 60 to 89 minutes: 771
- 90 or more minutes: 305
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Percentage of zip code residents living and working in this county: 86.3%
Household type by relationship
Households: 25,941
- In family households: 22,665 (6,139 male householders, 1,230 female householders)
6,350 spouses, 7,931 children (7,255 natural, 159 adopted, 517 stepchildren), 338 grandchildren, 86 brothers or sisters, 142 parents, 147 other relatives, 302 non-relatives
- In nonfamily households: 3,276 (1,363 male householders (1,044 living alone)), 1,275 female householders (1,053 living alone)), 638 nonrelatives
- In group quarters: 50 (0 institutionalized population)
Size of family households: 3,176 2-persons, 1,657 3-persons, 1,704 4-persons, 538 5-persons, 204 6-persons, 90 7-or-more-persons.
Size of nonfamily households: 2,097 1-person, 434 2-persons, 86 3-persons, 21 4-persons.
4,878 married couples with children.
952 single-parent households (274 men, 678 women).
94.7% of residents of 48329 zip code speak English at home.
1.8% of residents speak Spanish at home (69% very well, 22% well, 7% not well, 2% not at all).
2.2% of residents speak other Indo-European language at home (74% very well, 12% well, 14% not well).
1.0% of residents speak Asian or Pacific Island language at home (69% very well, 26% well, 5% not at all).
0.3% of residents speak other language at home (69% very well, 31% well).
Foreign born population: 1,037 (4.0%)
(51.6% of them are naturalized citizens)
| This zip code: | 4.0% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Canada (25%)
- United Kingdom (13%)
- Philippines (8%)
- Germany (6%)
- Mexico (5%)
- Poland (4%)
- Argentina (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 212
- 1990 to 1994: 148
- 1985 to 1989: 77
- 1980 to 1984: 83
- 1975 to 1979: 116
- 1970 to 1974: 75
- 1970 to 1974: 76
- 1965 to 1969: 250
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White population: 24,484
Black population: 469
American Indian population: 96
Asian population: 294
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 225
Two or more races population: 338

First ancestries reported:
|  German: 4014 |
|  English: 2604 |
|  Irish: 2275 |
|  United States or American: 2213 |
|  Other groups: 2172 |
|  Polish: 1398 |
|  Italian: 1087 |
|  French (except Basque): 967 |
|  Scottish: 716 |
|  French Canadian: 592 |
|  Dutch: 386 |
|  Scotch-Irish: 331 |
|  Swedish: 284 |
|  Canadian: 233 |
|  Finnish: 164 |
|  British: 163 |
|  Hungarian: 162 |
|  European: 129 |
|  Greek: 122 |
|  Ukrainian: 117 |
|  Russian: 99 |
|  Romanian: 93 |
|  Norwegian: 82 |
|  Welsh: 65 |
|  Armenian: 55 |
|  Danish: 54 |
|  Lithuanian: 51 |
|  Belgian: 44 |
|  Swiss: 38 |
|  Subsaharan African:: 36 |
|  Arab:: 36 |
|  Serbian: 35 |
|  Czechoslovakian: 33 |
|  Czech: 32 |
|  Slovak: 28 |
|  Macedonian: 27 |
|  Croatian: 26 |
|  Austrian: 21 |
|  South African: 19 |
|  Yugoslavian: 19 |
|  African: 17 |
|  Slavic: 15 |
|  Arab/Arabic: 15 |
|  West Indian (excluding Hispanic groups):: 15 |
|  Bulgarian: 14 |
|  Scandinavian: 12 |
|  Egyptian: 10 |
|  Dutch West Indian: 9 |
|  Brazilian: 8 |
|  Other Arab: 8 |
|  Albanian: 7 |
|  Maltese: 7 |
|  Icelander: 6 |
|  Jamaican: 6 |
|  Luxemburger: 5 |
|  Slovene: 4 |
|  Lebanese: 3 |

Public primary/middle schools in zip code 48329 not listed on the city page:- FRANK J. MANLEY CAMPUS (Students: 250; Location: 2989 VAN ZANDT ROAD, WATERFORD, MI; Grades: UG - UG)
- KINGSLEY MONTGOMERY SCHOOL (Students: 136; Location: 4265 HALKIRK DRIVE, WATERFORD, MI; Grades: UG - UG)
- ACADEMY OF WATERFORD (Students: 109; Location: 3000 SASHABAW ROAD, WATERFORD, MI; Grades: KG - 06)
Major facitilies with environmental interests located in this zip code:
- ABC CUSTOM CHROME INC (3370 WARREN DR in WATERFORD, MI)
(Integrated Compliance Information System) - ICIS-05-2001-0531, FORMAL ENFORCEMENT ACTION
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC and NAICS classification: ELECTROPLATING, PLATING, POLISHING, ANODIZING, AND COLORING
Organizations: JAMES BROWN (CONTACT/OPERATOR)
, RUSS ELKINS (PROPERTY) (CONTACT/OWNER)
Alternative names: ABC CUSTOME CHROME, INC.
- GENERAL MOTORS CORP SERVICE PARTS OPERATIONS (5260 WILLIAMS LAKE RD. in WATERFORD, MI)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
TSD (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: MOTOR VEHICLE PARTS AND ACCESSORIES; MOTOR VEHICLE SUPPLIES AND NEW PARTS
Organizations: GMC SERVICE& PART OPS DIV GRAND BLANC,MI (CONTACT/OPERATOR)
Alternative names: GM SERVICE PARTS OPRS DRAYTON PLAINS, GENERAL MOTORS CORPORATION SERVICE PARTS OPERATIONS, GMC SERVICE PARTS OPS., GENERAL MOTORS CORP SERVICE PARTS OPS.
- FRANK J. MANLEY CAMPUS (2989 VAN ZANDT ROAD in WATERFORD, MI)
(National Center for Education Statistics) - STATE ID-08408
Organizations: WATERFORD SCHOOL DISTRICT (SCHOOL DISTRICT)
- GRAYSON ELEMENTARY SCHOOL (3800 W. WALTON BOULEVARD in WATERFORD, MI)
(National Center for Education Statistics) - STATE ID-01484
Organizations: WATERFORD SCHOOL DISTRICT (SCHOOL DISTRICT)
- FILLER UP INC (2250 DIXIE HWY in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BRAD SAWICKI (CONTACT/OWNER)
- GAUTHIER ENGINE EXCHANGE (2235 DIXIE HWY in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: GASPARE GRIMALDI (CONTACT/OWNER)
- DICKS AUTO COLLISION (3382 WARREN DR in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DICK LEDERMAN (CONTACT/OWNER)
- 4296 DIXIE LLC (4296 DIXIE HIGHWAY in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- A J CREMATION SERVICES INC (5489 B PERRY DR in WATERFORD, MI)
AIR MINOR (AIRS/AFS)
Business SIC classification: FUNERAL SERVICE AND CREMATORIES
- MI DEPT/ENVIRONMENTAL QUALITY (3701 TEGGERDING RD in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: PONTIAC LAKE RECREATION AREA
- MI DEPT/ENVIRONMENTAL QUALITY (6901 WILLIAMS LAKE ROAD in WATERFORD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: MI DEPT/ENVIRONMENTAL QUALITY RRD
- AUTOZONE INC (5540 DIXIE HWY in WATERFORD, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
- FINE TUNE OF WATERFORD (5700 DIXIE HWY in WATERFORD, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: GENERAL AUTOMOTIVE REPAIR.; ALL OTHER AUTOMOTIVE REPAIR AND MAINTENANCE.
Median worth of mobile homes: $0
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (96%)
- Electricity (3%)
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Place of birth for U.S.-born residents:
- This state: 20342
- Northeast: 820
- Midwest: 1784
- South: 1481
- West: 431
62% of the 48329 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 73% lived in this county.
Out of people who lived in different counties, 66% lived in Michigan.
Population in 1990: 25,125. Population change in the 1990s: +784 (+3.1%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 431
| Here: | 14.8% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 113
| Here: | 8.5% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 242
| Here: | 17.6% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- BEST MOBILE OFFICE (NOT AVAILABLE in WASHINGTON, MI; small business): $167,000 in 9 contracts from 2000 to 2004
Contracts for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, Maintenance, Repair or Alteration of Real Property -- Troop Housing Facilities by United States Coast Guard (disused code: now 7008), U.S. Coast Guard Signed by year: 2000: $68,000; 2001: $92,000; 2002: $7,000; 2003: $0; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$66,000 with United States Coast Guard (disused code: now 7008) for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2001-04-15. Completion date: 2001-07-15.
$45,000, same as above. Signed on 2000-10-15. Completion date: 2001-03-15.
$23,000 with United States Coast Guard (disused code: now 7008) for Maintenance, Repair or Alteration of Real Property -- Troop Housing Facilities. Signed on 2000-05-15. Completion date: 2000-06-15.
$18,000, same as above. Signed on 2001-07-15. Completion date: 2003-07-15.
- HART PAVEMENT STRIPING CORP (3330 WARREN DR in WATERFORD, MI; small business)
$11,653 with Army for Signs, Advertising Displays, and Identification Plates. Signed on 2002-09-27. Completion date: 2002-11-28.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 1 establishment, 20-49 employees: 12 establishments, 10-19 employees: 3 establishments, 5-9 employees: 2 establishments, 1-4 employees: 6 establishments)
- Wholesale Trade: Motor Vehicle Supplies and New Parts Merchant Wholesalers (250-499: 1, 10-19: 1)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (250-499: 1)
- Other Services (except Public Administration): Religious Organizations (100-249: 1, 20-49: 2, 10-19: 2, 5-9: 4, 1-4: 3)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 2, 10-19: 2, 5-9: 4, 1-4: 1)
- Health Care and Social Assistance: Continuing Care Retirement Communities (100-249: 1)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (50-99: 1, 20-49: 1, 5-9: 4, 1-4: 5)
- Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (50-99: 1, 20-49: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 20 people in homes for the mentally ill
- 14 people in other group homes
- 13 people in homes for the mentally retarded
- 13 people in other noninstitutional group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 46 | $141,207 | 508 | $138,840 | 1,065 | $149,673 | 183 | $44,132 | 75 | $132,246 | 5 | $17,776 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 79 | $123,311 | 218 | $154,687 | 17 | $77,995 | 19 | $118,008 | 4 | $43,535 |
| APPLICATIONS DENIED | 9 | $150,529 | 140 | $127,937 | 865 | $161,379 | 105 | $46,269 | 46 | $148,212 | 27 | $47,964 |
| APPLICATIONS WITHDRAWN | 1 | $161,880 | 55 | $138,416 | 269 | $167,604 | 35 | $52,485 | 20 | $117,134 | 3 | $164,960 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $129,680 | 27 | $145,497 | 89 | $162,061 | 6 | $48,752 | 1 | $78,700 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $137,113 | 730 | $128,837 | 1,354 | $143,251 | 203 | $42,528 | 7 | $289,764 | 105 | $136,579 | 3 | $87,343 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $146,170 | 116 | $181,360 | 287 | $124,983 | 44 | $40,481 | 0 | $0 | 30 | $133,052 | 5 | $30,610 |
| APPLICATIONS DENIED | 13 | $158,857 | 183 | $159,826 | 925 | $157,705 | 133 | $49,654 | 0 | $0 | 42 | $162,934 | 10 | $37,502 |
| APPLICATIONS WITHDRAWN | 4 | $173,380 | 100 | $167,509 | 428 | $146,955 | 59 | $55,983 | 0 | $0 | 21 | $179,228 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $105,510 | 17 | $210,504 | 169 | $169,710 | 3 | $29,343 | 0 | $0 | 2 | $259,485 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 40 | $168,929 | 1,027 | $139,932 | 1,877 | $156,931 | 251 | $50,255 | 2 | $2,378,400 | 129 | $128,043 | 1 | $16,480 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $144,379 | 140 | $113,054 | 294 | $145,332 | 24 | $38,353 | 0 | $0 | 15 | $139,886 | 7 | $27,716 |
| APPLICATIONS DENIED | 6 | $161,568 | 177 | $151,908 | 906 | $161,030 | 98 | $54,891 | 0 | $0 | 50 | $126,264 | 11 | $34,940 |
| APPLICATIONS WITHDRAWN | 9 | $153,553 | 98 | $145,608 | 506 | $160,198 | 72 | $89,248 | 0 | $0 | 14 | $123,761 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $196,740 | 24 | $140,089 | 221 | $160,483 | 6 | $37,062 | 0 | $0 | 3 | $156,390 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 96 | $149,623 | 1,010 | $145,979 | 2,374 | $156,615 | 272 | $68,362 | 4 | $343,978 | 155 | $129,328 | 2 | $135,345 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $128,036 | 151 | $154,505 | 399 | $166,824 | 34 | $69,834 | 0 | $0 | 16 | $111,538 | 4 | $105,680 |
| APPLICATIONS DENIED | 20 | $145,196 | 154 | $147,096 | 859 | $165,835 | 83 | $34,950 | 0 | $0 | 29 | $132,439 | 7 | $23,960 |
| APPLICATIONS WITHDRAWN | 3 | $165,710 | 90 | $153,755 | 525 | $153,599 | 70 | $49,143 | 0 | $0 | 12 | $200,801 | 2 | $122,885 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $204,210 | 19 | $158,054 | 193 | $157,613 | 10 | $139,796 | 0 | $0 | 8 | $103,464 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 166 | $142,560 | 873 | $148,414 | 4,575 | $146,394 | 211 | $26,985 | 100 | $126,341 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $104,812 | 70 | $136,129 | 537 | $149,969 | 37 | $22,141 | 14 | $128,070 |
| APPLICATIONS DENIED | 16 | $124,238 | 106 | $92,900 | 695 | $134,642 | 131 | $18,134 | 22 | $109,173 |
| APPLICATIONS WITHDRAWN | 8 | $136,628 | 68 | $147,731 | 626 | $140,145 | 24 | $38,160 | 13 | $145,149 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $137,380 | 21 | $121,737 | 244 | $140,290 | 1 | $175,830 | 7 | $92,213 |
Aggregated Statistics For Year 2001 (Based on 6 full and 12 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 218 | $132,549 | 896 | $148,538 | 3,932 | $136,210 | 298 | $22,045 | 129 | $127,495 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $182,890 | 86 | $121,273 | 343 | $132,195 | 62 | $27,829 | 21 | $79,090 |
| APPLICATIONS DENIED | 17 | $132,609 | 118 | $93,270 | 703 | $127,566 | 134 | $24,449 | 18 | $75,001 |
| APPLICATIONS WITHDRAWN | 8 | $129,464 | 70 | $134,722 | 508 | $133,559 | 25 | $56,306 | 11 | $196,804 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 16 | $134,421 | 179 | $123,741 | 13 | $41,978 | 7 | $128,624 |
Aggregated Statistics For Year 2000 (Based on 6 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 182 | $127,459 | 961 | $142,047 | 1,088 | $116,227 | 333 | $22,516 | 1 | $331,220 | 69 | $116,227 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $90,260 | 62 | $108,675 | 211 | $94,489 | 109 | $22,901 | 0 | $0 | 10 | $64,795 |
| APPLICATIONS DENIED | 10 | $131,715 | 158 | $81,115 | 426 | $106,946 | 154 | $21,585 | 0 | $0 | 15 | $48,795 |
| APPLICATIONS WITHDRAWN | 12 | $124,938 | 87 | $129,124 | 284 | $122,596 | 30 | $62,510 | 0 | $0 | 7 | $246,369 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $132,255 | 37 | $137,900 | 64 | $108,104 | 1 | $16,390 | 0 | $0 | 2 | $24,835 |
Aggregated Statistics For Year 1999 (Based on 3 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 123 | $121,418 | 541 | $142,569 | 875 | $114,589 | 145 | $17,150 | 40 | $115,381 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $136,630 | 55 | $120,029 | 146 | $108,241 | 40 | $19,584 | 10 | $115,931 |
| APPLICATIONS DENIED | 12 | $134,245 | 77 | $89,449 | 192 | $108,416 | 67 | $21,825 | 13 | $111,216 |
| APPLICATIONS WITHDRAWN | 7 | $103,576 | 43 | $138,346 | 180 | $94,970 | 16 | $64,746 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $62,570 | 10 | $154,812 | 46 | $110,125 | 1 | $48,890 | 1 | $125,580 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 184 | $148,892 | 108 | $175,772 | 9 | $116,074 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 30 | $155,208 | 25 | $163,046 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $245,933 | 0 | $0 | 2 | $367,345 |
| APPLICATIONS WITHDRAWN | 2 | $172,930 | 5 | $126,530 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $164,505 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 82 | $170,663 | 67 | $170,460 | 6 | $143,002 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 26 | $187,282 | 18 | $195,634 | 3 | $226,393 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $172,520 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 9 | $200,011 | 9 | $203,503 | 1 | $349,900 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 135 | $170,872 | 89 | $178,190 | 12 | $119,630 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $143,824 | 22 | $157,251 | 2 | $91,170 |
| APPLICATIONS DENIED | 1 | $181,800 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $153,110 | 18 | $166,171 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 171 | $154,212 | 144 | $171,677 | 24 | $132,632 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 32 | $176,136 | 61 | $173,187 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $339,470 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $169,626 | 13 | $187,620 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $220,115 | 1 | $88,230 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 240 | $160,765 | 446 | $161,779 | 19 | $121,654 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 45 | $165,234 | 131 | $159,034 | 10 | $184,854 |
| APPLICATIONS DENIED | 6 | $122,995 | 8 | $159,240 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $124,185 | 3 | $239,583 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 13 | $195,912 | 30 | $151,442 | 5 | $212,022 |
Aggregated Statistics For Year 2002 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 282 | $158,188 | 432 | $159,983 | 11 | $119,707 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $140,807 | 93 | $150,040 | 4 | $107,763 |
| APPLICATIONS DENIED | 3 | $143,447 | 11 | $160,526 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $157,020 | 5 | $164,222 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 11 | $144,182 | 28 | $166,471 | 1 | $147,470 |
Aggregated Statistics For Year 2001 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 336 | $150,715 | 464 | $159,640 | 22 | $114,396 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 44 | $150,369 | 95 | $161,607 | 6 | $135,163 |
| APPLICATIONS DENIED | 12 | $169,803 | 19 | $163,995 | 3 | $164,153 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $180,752 | 9 | $173,364 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 full and 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 324 | $142,361 | 105 | $149,010 | 14 | $115,655 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 51 | $167,343 | 19 | $208,662 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $145,317 | 3 | $104,723 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $166,233 | 3 | $160,737 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $130,106 | 5 | $155,930 | 1 | $55,310 |
Aggregated Statistics For Year 1999 (Based on 3 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 220 | $140,572 | 78 | $130,630 | 6 | $86,038 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $144,246 | 17 | $129,010 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $131,898 | 3 | $223,187 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $304,340 | 1 | $164,310 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $52,230 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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