Estimated median household income in 2007: $52,831
| This zip code: | $52,831 | | Michigan: | $47,950 |
Nearest zip codes: 48455, 48440, 48421, 48412, 48423, 48435.
Housing units in zip code 48446 with a mortgage: 4,708 (357 second mortgage, 707 home equity loan, 15 both second mortgage and home equity loan)
Houses without a mortgage: 1,661
Median monthly owner costs for units with a mortgage: $1,339
Median monthly owner costs for units without a mortgage: $352
Residents with income below the poverty level in 2007:
| This zip code: | 9.0% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.7% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.1 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.1 | | State: | 4.1 |
Year house built: |
|
- 1999 to March 2000: 280
- 1995 to 1998: 1,074
- 1990 to 1994: 1,280
- 1980 to 1989: 1,514
- 1970 to 1979: 2,831
- 1960 to 1969: 1,184
- 1950 to 1959: 1,171
- 1940 to 1949: 668
- 1939 or earlier: 1,665
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Bedrooms in owner-occupied houses in Lapeer, MI (48446): |
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- no bedroom: 11
- 1 bedrooms: 221
- 2 bedrooms: 1,333
- 3 bedrooms: 5,714
- 4 bedrooms: 1,209
- 5 or more bedrooms: 266
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 68
- 1 bedrooms: 794
- 2 bedrooms: 995
- 3 bedrooms: 338
- 4 bedrooms: 86
- 5 or more bedrooms: 11
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Vehicles available in 48446 zip code in owner-occupied houses/condos: |
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- no vehicle: 133
- 1 vehicle: 1,959
- 2 vehicles: 4,380
- 3 vehicles: 1,510
- 4 vehicles: 490
- 5 or more vehicles: 282
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 308
- 1 vehicle: 1,182
- 2 vehicles: 575
- 3 vehicles: 179
- 4 vehicles: 48
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48446:
- Less than $10,000: 66
- $10,000 to $14,999: 42
- $15,000 to $19,999: 73
- $20,000 to $24,999: 62
- $25,000 to $29,999: 75
- $30,000 to $34,999: 91
- $35,000 to $39,999: 66
- $40,000 to $49,999: 99
- $50,000 to $59,999: 121
- $60,000 to $69,999: 108
- $70,000 to $79,999: 166
- $80,000 to $89,999: 123
- $90,000 to $99,999: 138
- $100,000 to $124,999: 719
- $125,000 to $149,999: 1,135
- $150,000 to $174,999: 1,068
- $175,000 to $199,999: 1,078
- $200,000 to $249,999: 1,524
- $250,000 to $299,999: 750
- $300,000 to $399,999: 838
- $400,000 to $499,999: 238
- $500,000 to $749,999: 148
- $750,000 to $999,999: 26
- $1,000,000 or more: 22
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Rent paid by renters in 2007 in zip code 48446:
- Less than $100: 59
- $100 to $149: 63
- $150 to $199: 57
- $200 to $249: 10
- $250 to $299: 16
- $300 to $349: 77
- $350 to $399: 94
- $400 to $449: 236
- $450 to $499: 186
- $500 to $549: 216
- $550 to $599: 152
- $600 to $649: 295
- $650 to $699: 208
- $700 to $749: 119
- $750 to $799: 107
- $800 to $899: 88
- $900 to $999: 31
- No cash rent: 165
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Median price asked for vacant for-sale houses and condos in 2007: $234,299.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $179,750
- American Indian or Alaska Native householders: $177,529
- Some other race householders: $137,137
- Two or more races householders: $244,293
- Hispanic or Latino householders: $193,214
Estimated median house or condo value in 2007: $183,194 (it was $130,000 in 2000)
| 48446: | $183,194 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $116,071 - $190,563
Mean price in 2007:
Detached houses: $219,326| Here: | $219,326 | | State: | $200,820 |
Townhouses or other attached units: $140,259| Here: | $140,259 | | State: | $181,134 |
In 2-unit structures: $146,227| Here: | $146,227 | | State: | $129,336 |
In 5-or-more-unit structures: $83,723| Here: | $83,723 | | State: | $149,899 |
Mobile homes: $47,605| Here: | $47,605 | | State: | $39,606 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 8,613
- One, attached: 145
- Two: 316
- 3 or 4: 425
- 5 to 9: 391
- 10 to 19: 229
- 20 to 49: 199
- 50 or more: 246
- Mobile homes: 1,103

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Means of transportation to work
- Drove a car alone: 11,706 (85%)
- Carpooled: 1,425 (10%)
- Bus or trolley bus: 68 (0%)
- Motorcycle: 5 (0%)
- Walked: 151 (1%)
- Other means: 89 (1%)
- Worked at home: 324 (2%)
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Travel time to work
- Less than 5 minutes: 512
- 5 to 9 minutes: 1887
- 10 to 14 minutes: 1820
- 15 to 19 minutes: 1382
- 20 to 24 minutes: 1080
- 25 to 29 minutes: 560
- 30 to 34 minutes: 1229
- 35 to 39 minutes: 287
- 40 to 44 minutes: 603
- 45 to 59 minutes: 1735
- 60 to 89 minutes: 1639
- 90 or more minutes: 710
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Percentage of zip code residents living and working in this county: 51.9%
Household type by relationship
Households: 29,351
- In family households: 25,958 (6,581 male householders, 1,614 female householders)
6,571 spouses, 9,915 children (9,035 natural, 200 adopted, 680 stepchildren), 330 grandchildren, 123 brothers or sisters, 75 parents, 200 other relatives, 549 non-relatives
- In nonfamily households: 3,393 (1,340 male householders (1,072 living alone)), 1,530 female householders (1,381 living alone)), 523 nonrelatives
- In group quarters: 1,503 (1,358 institutionalized population)
Size of family households: 3,268 2-persons, 1,888 3-persons, 1,817 4-persons, 790 5-persons, 358 6-persons, 74 7-or-more-persons.
Size of nonfamily households: 2,453 1-person, 348 2-persons, 58 3-persons, 6 4-persons, 5 6-persons.
6,005 married couples with children.
1,619 single-parent households (400 men, 1,219 women).
96.7% of residents of 48446 zip code speak English at home.
1.6% of residents speak Spanish at home (48% very well, 30% well, 21% not well).
1.3% of residents speak other Indo-European language at home (74% very well, 15% well, 10% not well).
0.2% of residents speak Asian or Pacific Island language at home (70% very well, 30% not well).
0.2% of residents speak other language at home (71% very well, 29% well).
Foreign born population: 479 (1.6%)
(64.7% of them are naturalized citizens)
| This zip code: | 1.6% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Canada (30%)
- United Kingdom (22%)
- Germany (15%)
- Mexico (4%)
- Colombia (3%)
- Other Southern Europe (3%)
- Turkey (3%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 44
- 1990 to 1994: 14
- 1985 to 1989: 18
- 1980 to 1984: 48
- 1975 to 1979: 27
- 1970 to 1974: 79
- 1970 to 1974: 50
- 1965 to 1969: 199
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White population: 29,288
Black population: 592
American Indian population: 139
Asian population: 136
Native Hawaiian and Other Pacific Islander population: 6
Some other race population: 204
Two or more races population: 424

First ancestries reported:
|  German: 5475 |
|  English: 3087 |
|  Irish: 2318 |
|  Other groups: 2040 |
|  United States or American: 2028 |
|  Polish: 1924 |
|  French (except Basque): 959 |
|  Italian: 723 |
|  French Canadian: 688 |
|  Scottish: 651 |
|  Scotch-Irish: 440 |
|  Dutch: 262 |
|  European: 231 |
|  Swedish: 207 |
|  Canadian: 146 |
|  Norwegian: 140 |
|  Finnish: 136 |
|  Hungarian: 130 |
|  Belgian: 114 |
|  Welsh: 103 |
|  Romanian: 94 |
|  Ukrainian: 75 |
|  British: 66 |
|  Arab:: 54 |
|  Russian: 44 |
|  Austrian: 34 |
|  Maltese: 31 |
|  Lebanese: 30 |
|  Macedonian: 30 |
|  Slovak: 28 |
|  Danish: 26 |
|  Yugoslavian: 26 |
|  Czech: 21 |
|  Slovene: 20 |
|  Greek: 18 |
|  Swiss: 17 |
|  Iranian: 16 |
|  Syrian: 14 |
|  Armenian: 14 |
|  Czechoslovakian: 13 |
|  Lithuanian: 11 |
|  Iraqi: 10 |
|  Scandinavian: 10 |
|  Croatian: 8 |

Public primary/middle schools in zip code 48446 not listed on the city page:- LAPEER COMMUNITY HIGH SCHOOL (Students: 180; Location: 3149 WOODSIDE DRIVE, LAPEER, MI; Grades: UG - UG)
- CRAMTON ELEMENTARY SCHOOL (Students: 152; Location: 1220 LAKE NEPESSING ROAD, LAPEER, MI; Grades: KG - 01)
Major facitilies with environmental interests located in this zip code:
- ALBAR INDUSTRIES INC (780 WHITNEY DRIVE in LAPEER, MI)
AIR MAJOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
AIR MAJOR ("Best Available" air pollution technologies tracking)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: PLASTICS PRODUCTS; HARDWARE; COATING, ENGRAVING, AND ALLIED SERVICES; MOTOR VEHICLE PARTS AND ACCESSORIES
Business NAICS classification: ALL OTHER PLASTICS PRODUCT MANUFACTURING.
Organizations: EDWARD MAY (CONTACT/OPERATOR)
Alternative names: ALBAR INDUSTRIES, INC.
- CHATFIELD SCHOOL (231 LAKE DRIVE in LAPEER, MI)
(National Center for Education Statistics) - STATE ID-08451
- ELBA ELEMENTARY SCHOOL (300 N. ELBA ROAD in LAPEER, MI)
(National Center for Education Statistics) - STATE ID-01099
Organizations: LAPEER COMMUNITY SCHOOLS (SCHOOL DISTRICT)
- ELVA LYNCH ELEMENTARY SCHOOL (2035 ROODS LAKE ROAD in LAPEER, MI)
(National Center for Education Statistics) - STATE ID-05643
Organizations: LAPEER COMMUNITY SCHOOLS (SCHOOL DISTRICT)
- DURAKON INDUSTRIES INC (2101 N LAPEER RD in LAPEER, MI)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: FABRICATED RUBBER PRODUCTS
Business NAICS classification: ALL OTHER PLASTICS PRODUCT MANUFACTURING.
Organizations: DURADON INDUSTRIES INC (CONTACT/OWNER)
- ELBA TWP LAKE NEPESSING WWSL (NEWARK ROAD in LAPEER, MI)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Organizations: ELBA TOWNSHIP (CONTACT/OWNER)
- DTE ENERGY (480 GENESEE ST E in LAPEER, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DETROIT EDISON COMPANY (CONTACT/OWNER)
Alternative names: DETROIT EDISON CO LAPEER STATION
- AMOCO OIL CO 28843 (521 S MAIN ST in LAPEER, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AMOCO OIL COMPANY (CONTACT/OWNER)
- ELITE CLEANROOM SERVICES LLC (548 S COURT in LAPEER, MI)
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BKKS LLC (CONTACT/OWNER)
- AIRCRAFT SPECIALTIES INC (415 HOWARD ST in LAPEER, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- ALLIANCE MANUFACTURED PRODUCTS LLC (3255 JOHN CONLEY DRIVE in LAPEER, MI)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DOMINIC A COSTA (CONTACT/OPERATOR)
, WILLIAM LARSEN (CONTACT/OPERATOR)
- MI DEPT/ENVIRONMENTAL QUALITY (301 GRAY RD in LAPEER, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: MI DEPT/ERD (E)
- MI DEPT/ENVIRONMENTAL QUALITY (S STEWART RD in LAPEER, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: MI DEPT/DEQ RRD
Fire-safe hotels and motels in zip code 48446
- Red Oaks Motel, 3074 Davison Rd, Lapeer, MI 48446, Phone: (810) 664-3862
- Fairfield Inn-lapeer, 927 Demille Rd, Lapeer, MI 48446, Phone: (810) 245-7700
See all 2 fire-safe hotels and motels in zip code 48446
Median worth of mobile homes: $35,221
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (71%)
- Bottled, tank, or LP gas (15%)
- Electricity (6%)
- Fuel oil, kerosene, etc. (5%)
- Wood (1%)
- Other fuel (1%)
- No fuel used (1%)
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Place of birth for U.S.-born residents:
- This state: 27080
- Northeast: 491
- Midwest: 1096
- South: 1153
- West: 380
59% of the 48446 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 56% lived in this county.
Out of people who lived in different counties, 82% lived in Michigan.
Population in 1990: 27,632. Population change in the 1990s: +3,157 (+11.4%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 462
| Here: | 11.6% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 148
| Here: | 7.0% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 181
| Here: | 16.3% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (LAPEER, MI):
- LM PRODUCTS, INC (255 MCCORMICK DR; small business): $2,055,176 in 245 contracts from 2001 to 2006
Contracts for Bushings, Rings, Shims, and Spacers, Engine Fuel System Components, Nonaircraft, Nuts and Washers, Fittings for Rope, Cable, and Chain, and more by Defense Logistics Agency, Army, Navy Signed by year: 2000: $0; 2001: $292,474; 2002: $116,748; 2003: $37,910; 2004: $317,865; 2005: $873,607; 2006: $416,572.
Biggest contracts:
$73,716 with Defense Logistics Agency for Bushings, Rings, Shims, and Spacers. Signed on 2002-02-11. Completion date: 2002-07-11.
$65,870 with Defense Logistics Agency for Engine Fuel System Components, Nonaircraft. Signed on 2001-09-27. Completion date: 2002-01-30.
$57,257 with Defense Logistics Agency for Nuts and Washers. Signed on 2001-12-11. Completion date: 2002-02-11.
$54,955, same as above. Signed on 2001-11-30. Completion date: 2002-03-30.
- LAPEER INDUSTRIES INC (400 MCCORMICK DR; small business): $205,118 in 5 contracts from 2004 to 2006
Contracts for Vehicular Furniture and Accessories, Miscellaneous Vehicular Components by Defense Logistics Agency Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $179,814; 2005: $20,838; 2006: $4,466.
Biggest contracts:
$110,442 with Defense Logistics Agency for Vehicular Furniture and Accessories. Signed on 2004-11-30. Completion date: 2005-07-28.
$66,402, same as above. Signed on 2004-01-27. Completion date: 2004-04-26.
$20,838, same as above. Signed on 2005-02-16. Completion date: 2005-11-14.
$4,466, same as above. Signed on 2006-06-08. Completion date: 2006-08-08.
- GRZESKOWIAK, CLARENCE (2826 GRAND BEACH RD; small business)
$6,923 with Army for Operation of Government-Owned Facilities -- Other Conservation and Development Facilities. Taking place in AR. Signed on 2006-01-19. Completion date: 2006-09-11.
- LAPEER TEAM WORK INC (655 B MCCORMICK AVE UNIT B; small business): $6,120 in 2 contracts in 2003
$6,120 with Army for Custodial Janitorial Services. Signed on 2003-10-24. Completion date: 2003-11-01.
$0, same as above. Signed on 2003-10-24. Completion date: 2003-11-01.
- MICHIGAN WELDS (1828 N SAGINAW; small business)
$4,236 with Defense Logistics Agency for Diesel Engines and Components. Signed on 2005-01-11. Completion date: 2005-04-12.
- DATAGATE, INC (1498 N SAGINAW STREET, ST; small business)
$2,500 with Navy for Miscellaneous Electrical and Electronic Components. Signed on 2006-01-25. Completion date: 2006-05-25.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (500-999 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 3, 20-49: 9, 10-19: 5, 5-9: 7, 1-4: 1)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 3, 20-49: 8, 10-19: 4, 5-9: 1, 1-4: 2)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 1, 20-49: 2, 10-19: 5, 5-9: 13, 1-4: 14)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 1, 50-99: 1, 20-49: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 966 people in state prisons
- 247 people in nursing homes
- 114 people in local jails and other confinement facilities (including police lockups)
- 73 people in other group homes
- 39 people in other noninstitutional group quarters
- 34 people in homes for the mentally retarded
- 10 people in homes for the mentally ill
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 8 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 77 | $128,879 | 399 | $110,307 | 942 | $137,192 | 125 | $56,874 | 3 | $89,000 | 91 | $122,867 | 88 | $49,936 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $75,925 | 57 | $117,080 | 211 | $134,096 | 38 | $70,168 | 0 | $0 | 8 | $164,870 | 27 | $55,864 |
| APPLICATIONS DENIED | 24 | $126,539 | 155 | $95,883 | 765 | $141,117 | 137 | $52,422 | 0 | $0 | 46 | $125,701 | 108 | $45,914 |
| APPLICATIONS WITHDRAWN | 6 | $102,215 | 39 | $129,111 | 251 | $153,889 | 28 | $96,887 | 0 | $0 | 21 | $144,277 | 15 | $69,155 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 15 | $152,684 | 94 | $139,661 | 2 | $66,225 | 0 | $0 | 11 | $136,834 | 1 | $30,000 |
Aggregated Statistics For Year 2006 (Based on 8 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 40 | $154,017 | 565 | $117,906 | 1,397 | $132,630 | 196 | $51,128 | 2 | $369,100 | 97 | $112,677 | 111 | $66,952 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $74,037 | 99 | $100,337 | 261 | $144,768 | 37 | $59,055 | 0 | $0 | 15 | $122,437 | 49 | $64,108 |
| APPLICATIONS DENIED | 13 | $51,214 | 174 | $80,692 | 862 | $141,628 | 138 | $74,941 | 0 | $0 | 41 | $98,507 | 125 | $59,277 |
| APPLICATIONS WITHDRAWN | 3 | $92,753 | 57 | $127,726 | 408 | $149,676 | 39 | $66,060 | 0 | $0 | 13 | $102,983 | 16 | $73,368 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $131,120 | 177 | $149,518 | 5 | $208,358 | 0 | $0 | 8 | $191,251 | 2 | $66,945 |
Aggregated Statistics For Year 2005 (Based on 9 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 77 | $142,621 | 858 | $135,912 | 1,629 | $144,690 | 213 | $58,194 | 6 | $219,368 | 143 | $122,158 | 148 | $66,744 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $106,439 | 128 | $108,667 | 305 | $133,736 | 21 | $60,858 | 0 | $0 | 12 | $87,284 | 53 | $50,982 |
| APPLICATIONS DENIED | 18 | $106,133 | 311 | $98,245 | 920 | $144,964 | 143 | $47,707 | 0 | $0 | 43 | $108,272 | 192 | $53,237 |
| APPLICATIONS WITHDRAWN | 6 | $108,785 | 157 | $118,559 | 531 | $153,236 | 67 | $163,411 | 0 | $0 | 36 | $106,393 | 36 | $66,225 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 26 | $129,207 | 302 | $163,921 | 8 | $81,648 | 0 | $0 | 6 | $121,677 | 4 | $32,933 |
Aggregated Statistics For Year 2004 (Based on 8 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 99 | $142,800 | 774 | $142,634 | 2,068 | $139,249 | 163 | $60,579 | 4 | $380,660 | 112 | $126,159 | 95 | $62,245 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $88,973 | 162 | $113,181 | 353 | $139,566 | 37 | $39,276 | 0 | $0 | 28 | $128,579 | 51 | $55,703 |
| APPLICATIONS DENIED | 25 | $144,297 | 196 | $92,406 | 894 | $148,317 | 122 | $46,686 | 0 | $0 | 26 | $120,598 | 128 | $55,880 |
| APPLICATIONS WITHDRAWN | 19 | $127,391 | 73 | $145,160 | 474 | $152,267 | 31 | $66,325 | 0 | $0 | 12 | $126,413 | 7 | $77,984 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $73,980 | 24 | $103,039 | 298 | $157,331 | 14 | $139,831 | 0 | $0 | 4 | $205,550 | 3 | $54,013 |
Aggregated Statistics For Year 2003 (Based on 9 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 89 | $132,201 | 693 | $131,245 | 4,198 | $130,515 | 163 | $23,859 | 5 | $1,528,170 | 163 | $107,527 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $139,000 | 134 | $94,681 | 578 | $129,034 | 33 | $43,229 | 0 | $0 | 27 | $120,072 |
| APPLICATIONS DENIED | 15 | $123,955 | 224 | $74,963 | 1,281 | $124,184 | 95 | $27,781 | 0 | $0 | 29 | $84,768 |
| APPLICATIONS WITHDRAWN | 5 | $105,908 | 45 | $138,102 | 557 | $135,354 | 6 | $20,847 | 2 | $105,190 | 13 | $95,168 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $125,178 | 23 | $99,881 | 157 | $140,263 | 2 | $60,980 | 0 | $0 | 2 | $78,300 |
Aggregated Statistics For Year 1999 (Based on 4 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 86 | $109,461 | 479 | $132,599 | 858 | $96,187 | 179 | $18,153 | 3 | $1,136,000 | 51 | $84,527 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $111,442 | 153 | $65,023 | 189 | $87,265 | 38 | $16,013 | 0 | $0 | 10 | $53,824 |
| APPLICATIONS DENIED | 5 | $139,922 | 360 | $55,145 | 280 | $81,393 | 89 | $19,514 | 1 | $2,500,000 | 15 | $85,703 |
| APPLICATIONS WITHDRAWN | 4 | $101,990 | 37 | $90,952 | 202 | $97,119 | 18 | $54,819 | 0 | $0 | 5 | $61,700 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $82,897 | 7 | $113,554 | 71 | $91,255 | 0 | $0 | 0 | $0 | 1 | $133,020 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 8 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 138 | $140,201 | 106 | $176,907 | 20 | $125,657 | 2 | $115,185 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 26 | $148,930 | 34 | $164,475 | 4 | $121,200 | 0 | $0 |
| APPLICATIONS DENIED | 7 | $130,606 | 4 | $169,833 | 5 | $184,152 | 2 | $73,840 |
| APPLICATIONS WITHDRAWN | 4 | $126,955 | 8 | $190,283 | 0 | $0 | 2 | $132,910 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 81 | $162,114 | 90 | $195,874 | 5 | $113,050 | 2 | $71,180 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $152,774 | 29 | $163,289 | 7 | $135,941 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $122,980 | 0 | $0 | 0 | $0 | 1 | $181,020 |
| APPLICATIONS WITHDRAWN | 4 | $188,463 | 6 | $132,180 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $112,290 | 3 | $147,357 | 0 | $0 | 2 | $126,035 |
Aggregated Statistics For Year 2005 (Based on 8 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 117 | $165,593 | 92 | $190,096 | 9 | $119,146 | 5 | $147,312 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 34 | $179,768 | 40 | $186,228 | 9 | $86,616 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $126,000 | 6 | $130,380 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 9 | $193,642 | 5 | $125,524 | 3 | $117,850 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $220,970 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 152 | $153,339 | 117 | $162,878 | 22 | $117,730 | 7 | $96,571 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 36 | $143,631 | 66 | $166,222 | 11 | $106,362 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $152,780 | 3 | $111,230 | 3 | $103,590 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 13 | $148,096 | 11 | $188,446 | 5 | $111,222 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $241,140 | 2 | $198,705 | 1 | $115,000 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 8 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 159 | $144,599 | 280 | $152,777 | 18 | $104,427 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $131,321 | 91 | $145,641 | 3 | $91,140 |
| APPLICATIONS DENIED | 1 | $87,050 | 16 | $193,771 | 4 | $186,503 |
| APPLICATIONS WITHDRAWN | 1 | $108,000 | 2 | $102,815 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $140,732 | 24 | $136,126 | 3 | $105,960 |
Aggregated Statistics For Year 1999 (Based on 3 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 113 | $122,779 | 51 | $124,396 | 5 | $112,938 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $115,022 | 13 | $121,493 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $126,454 | 2 | $80,060 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $149,615 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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