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48607 Zip Code Detailed Profile

 



Profiles Saginaw, MI (48607) houses, apartments, residents, cars, jobs...

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City: Saginaw, MI
Saginaw County, MI
Zip code population (2000): 2,575
Estimated zip code population in 2007: 2,326

Zip code 48607 Apartments for Rent

Age and Sex of Residents in zip code 48607

Zip code 48607 (Saginaw, Michigan) real estate house value trends

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Saginaw, MI (48607) map from a distance

Houses and condos: 1,332
Renter-occupied apartments: 708
% of renters here:  68%
State:  26%

2008 cost of living index in zip code 48607: 77.0 (low, U.S. average is 100)

Land area: 0.9 sq. mi.
Water area: 0.0 sq. mi.
Population density: 2563 people per square mile 
 
 (average).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.8% ($353)
Michigan:  1.9% ($1,461)

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Males: 1,300  (50.5%)
Females: 1,275  (49.5%)

Zip code 48607 races chart


48607, MI forum
Recent posts about zip code 48607 area on our local forum with over 700,000 registered users:
Saginaw area  (14 replies)
Saginaw Soul  (2 replies)
100% urban population.

Estimated median house/condo value in 2007: $38,865
48607:  $38,865
Michigan:  $153,100


According to our research of public records there were 8 registered sex offenders living in 48607 zip code in early 2007.

Median resident age:  35.3 years
Michigan median age:  35.5 years

Average household size:
This zip code:  2.3 people
Michigan:  2.6 people

Averages for the 2004 tax year for zip code 48607, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $18,923 (Individual Income Tax Returns)
Here:  $18,923
State:  $48,204

Salary/wage: $16,789 (reported on 84.3% of returns)
Here:  $16,789
State:  $42,791
(% of AGI for various income ranges: 75.0% for AGIs below $10k, 74.0% for AGIs $10k-25k, 69.7% for AGIs $25k-50k, 113.0% for AGIs $50k-75k, 78.7% for AGIs over 100k)

Taxable interest for individuals: $472 (reported on 19.0% of returns)
This zip code:  $472
Michigan:  $1,725
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k)

Taxable dividends: $864 (reported on 6.8% of returns)
Here:  $864
State:  $3,420

Net capital gain/loss: +$567 (reported on 4.6% of returns)
Here:  +$567
State:  +$8,532

Profit/loss from business: +$3,026 (reported on 11.9% of returns)
Here:  +$3,026
State:  +$9,547

Total itemized deductions: $18,181 (2% of AGI, reported on 11.1% of returns)
Here:  $18,181
State:  $18,509
(% of AGI for various income ranges: 4.1% for AGIs $10k-25k, 14.7% for AGIs $25k-50k, 15.9% for AGIs $50k-75k, 48.4% for AGIs $75k-100k)

Charity contributions deductions: $5,386 (9.8% of AGI, reported on 8.8% of returns)
Here:  $5,386
Michigan:  $3,365

Here:  9.8% of AGI
State:  3.6% of AGI

Total tax: $2,466 (reported on 49.4% of returns)
48607:  $2,466
State:  $7,691
(% of AGI for various income ranges: 1.2% for AGIs below $10k, 3.4% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 9.5% for AGIs $50k-75k, 11.3% for AGIs $75k-100k, 14.4% for AGIs over 100k)

Earned income credit: $1,898 (reported on 47.1% of returns)
Here:  $1,898
State:  $1,737
(% of AGI for various income ranges: 16.7% for AGIs below $10k, 8.9% for AGIs $10k-25k, 0.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 62.0%
Here:  62%
State:  60%
(% for various income ranges: 59.0% for AGIs below $10k, 63.6% for AGIs $10k-25k, 60.2% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 140.0% for AGIs $75k-100k)


Estimated median household income in 2007: $12,912
This zip code:  $12,912
Michigan:  $47,950
Saginaw, MI (48607) map

Nearest zip codes: 48601, 48724, 48602, 48604, 48603, 48722.
Saginaw Zip Code Map


Percentage of family households:
This zip code:  43.8%
Whole state:  68.0%

Percentage of households with unmarried partners:
This zip code:  7.2%
Whole state:  5.3%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.4% of all households
  • Gay men: 1.0% of all households

Housing units in zip code 48607 with a mortgage: 126 (11 second mortgage, 0 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 174


Median monthly owner costs for units with a mortgage: $828

Median monthly owner costs for units without a mortgage: $368

Residents with income below the poverty level in 2007:
This zip code:  60.8%
Whole state:  14.0%

Residents with income below 50% of the poverty level in 2007:
This zip code:  33.3%
Whole state:  6.5%

Median number of rooms in houses and condos:
Here:  7.3
State:  6.1

Median number of rooms in apartments:
Here:  3.2
State:  4.1


Zip code 48607 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

 

Year house built:
  • 1999 to March 2000: 0
  • 1995 to 1998: 8
  • 1990 to 1994: 0
  • 1980 to 1989: 12
  • 1970 to 1979: 23
  • 1960 to 1969: 149
  • 1950 to 1959: 137
  • 1940 to 1949: 226
  • 1939 or earlier: 732



Zip code 48607 satellite photo by USGS


Bedrooms in owner-occupied houses in Saginaw, MI (48607):
  • no bedroom: 6
  • 1 bedrooms: 0
  • 2 bedrooms: 46
  • 3 bedrooms: 121
  • 4 bedrooms: 89
  • 5 or more bedrooms: 71


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 105
  • 1 bedrooms: 353
  • 2 bedrooms: 104
  • 3 bedrooms: 101
  • 4 bedrooms: 21
  • 5 or more bedrooms: 24



Vehicles available in 48607 zip code in owner-occupied houses/condos:
  • no vehicle: 26
  • 1 vehicle: 181
  • 2 vehicles: 91
  • 3 vehicles: 6
  • 4 vehicles: 13
  • 5 or more vehicles: 16


Vehicles available in renter-occupied apartments:
  • no vehicle: 326
  • 1 vehicle: 303
  • 2 vehicles: 37
  • 3 vehicles: 26
  • 4 vehicles: 0
  • 5 or more vehicles: 16



Estimated household income distribution in 2007:

Zip code 48607 household income distribution in 2007

Zip code 48607 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48607:

  • Less than $10,000: 20
  • $10,000 to $14,999: 15
  • $15,000 to $19,999: 32
  • $20,000 to $24,999: 27
  • $25,000 to $29,999: 21
  • $30,000 to $34,999: 15
  • $35,000 to $39,999: 27
  • $40,000 to $49,999: 58
  • $50,000 to $59,999: 15
  • $60,000 to $69,999: 6
  • $70,000 to $79,999: 22
  • $80,000 to $89,999: 11
  • $90,000 to $99,999: 4
  • $100,000 to $124,999: 9
  • $125,000 to $149,999: 6
  • $150,000 to $174,999: 4
  • $175,000 to $199,999: 3
  • $200,000 to $249,999: 1
  • $250,000 to $299,999: 1
  • $300,000 to $399,999: 3
 



48607 rent paid by renters


Rent paid by renters in 2007 in zip code 48607:

  • Less than $100: 12
  • $100 to $149: 80
  • $150 to $199: 43
  • $200 to $249: 90
  • $250 to $299: 54
  • $300 to $349: 48
  • $350 to $399: 18
  • $400 to $449: 26
  • $450 to $499: 16
  • $500 to $549: 7
  • $750 to $799: 15
  • No cash rent: 36
 


Median price asked for vacant for-sale houses and condos in 2007: $19,154.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $46,637
  • Black or African American householders: $39,003
  • Some other race householders: $61,628
  • Two or more races householders: $38,170
  • Hispanic or Latino householders: $37,199

Estimated median house or condo value in 2007: $38,235 (it was $28,000 in 2000)
48607:  $38,235
Michigan:  $153,100
Lower value quartile - upper value quartile: $39,762 - $89,191

Mean price in 2007:
Detached houses: $45,150
Here:  $45,150
State:  $200,820

Townhouses or other attached units: $293,282
Here:  $293,282
State:  $181,134

In 2-unit structures: $77,348
Here:  $77,348
State:  $129,336

In 3-to-4-unit structures: $29,206
Here:  $29,206
State:  $151,605

Mobile homes: $5,000
Here:  $5,000
State:  $39,606


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 486
  • One, attached: 25
  • Two: 152
  • 3 or 4: 144
  • 5 to 9: 135
  • 10 to 19: 10
  • 20 to 49: 78
  • 50 or more: 248
  • Mobile homes: 9
48607 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 483 (75%)
  • Carpooled: 62 (10%)
  • Bus or trolley bus: 39 (6%)
  • Walked: 33 (5%)
  • Other means: 8 (1%)
  • Worked at home: 18 (3%)
 

48607 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 12
  • 5 to 9 minutes: 77
  • 10 to 14 minutes: 150
  • 15 to 19 minutes: 145
  • 20 to 24 minutes: 85
  • 25 to 29 minutes: 8
  • 30 to 34 minutes: 63
  • 35 to 39 minutes: 23
  • 40 to 44 minutes: 23
  • 45 to 59 minutes: 11
  • 60 to 89 minutes: 28
  • 90 or more minutes: 0
 

Percentage of zip code residents living and working in this county: 89.4%


Household type by relationship
Households: 2,401

  • In family households: 1,674 (193 male householders, 257 female householders)
    154 spouses, 702 children (669 natural, 10 adopted, 23 stepchildren), 180 grandchildren, 44 brothers or sisters, 17 parents, 74 other relatives, 53 non-relatives
  • In nonfamily households: 727 (363 male householders (317 living alone)), 266 female householders (228 living alone)), 98 nonrelatives
  • In group quarters: 204 (0 institutionalized population)

Size of family households: 144 2-persons, 109 3-persons, 76 4-persons, 45 5-persons, 37 6-persons, 39 7-or-more-persons.

Size of nonfamily households: 545 1-person, 72 2-persons, 12 3-persons.

138 married couples with children.
398 single-parent households (56 men, 342 women).

89.2% of residents of 48607 zip code speak English at home.
8.6% of residents speak Spanish at home (72% very well, 13% well, 15% not well).
1.7% of residents speak other Indo-European language at home (100% very well).
0.5% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 33 (1.3%)
(36.4% of them are naturalized citizens)

This zip code:  1.3%
Whole state:  5.3%

Most common places of birth for the foreign-born residents:



  • Bangladesh (42%)
  • Jamaica (21%)
  • Mexico (18%)
  • Peru (18%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 14
  • 1990 to 1994: 0
  • 1985 to 1989: 6
  • 1980 to 1984: 0
  • 1975 to 1979: 0
  • 1970 to 1974: 7
  • 1970 to 1974: 0
  • 1965 to 1969: 6

White population: 429
Black population: 1,950
American Indian population: 14
Asian population: 13
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 107
Two or more races population: 61

Zip code 48607 races chart


First ancestries reported:

 Other groups: 1874
 German: 87
 English: 42
 Irish: 34
 Subsaharan African:: 34
 African: 34
 Polish: 28
 Italian: 18
 French Canadian: 12
 West Indian (excluding Hispanic groups):: 7
 Jamaican: 7
 Ukrainian: 5
 United States or American: 3



Zip code 48607 topographic map

Public primary/middle school in zip code 48607 not listed on the city page:
  • SAGINAW ARTS AND SCIENCES ACADEMY (Students: 361; Location: 200 CONGRESS AVENUE, SAGINAW, MI; Grades: 06 - 12)

Facitilies with environmental interests located in this zip code:

  • CENTRAL MIDDLE SCHOOL (1010 HOYT AVENUE in SAGINAW, MI)
    (National Center for Education Statistics) - STATE ID-00606
    Organizations: SAGINAW CITY SCHOOL DISTRICT (SCHOOL DISTRICT)
  • GIANT SUPERMARKETS (2130 E HOLLAND in SAGINAW, MI)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: CARROLLTON DISTRIBUTORS (CONTACT/OPERATOR) , GIANT SUPER MARKETS (CONTACT/OPERATOR)
    Alternative names: CARROLLTON DISTRIBUOTRS INC
  • AMERICAN CLEANERS (835 E GENESEE in SAGINAW, MI)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: RONALD E JACQMAIN (CONTACT/OPERATOR)
  • AMERITECH CORP (309 SOUTH WASHINGTON in SAGINAW, MI)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: MICHIGAN BELL TELEPHONE COMPANY (CONTACT/OWNER)
    Alternative names: MICHIGAN BELL
  • AUBRY CLEANERS (214 JANES ST in SAGINAW, MI)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • BOICE BIRD AND SONS INC (600 FEDERAL in SAGINAW, MI)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • DORNBOS PRESS INC (1131E GENESEE in SAGINAW, MI)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: JAMES DORNBOS (CONTACT/OWNER)
  • AT&T (430 S WASHINGTON AVE in SAGINAW, MI)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: AT & T (CONTACT/OWNER)
  • FMR. COATES PROPERTY (300 JANES in SAGINAW, MI)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: COATES HAROLD (CONTACT/OWNER)
    Alternative names: COATES TIRE
  • DOWNTOWN AUTO COLLISION (221 HAYDEN in SAGINAW, MI)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: JEFFREY THEAKER (CONTACT/OPERATOR)


Median worth of mobile homes: $10,513

Zip code 48607 marital status for males
Zip code 48607 marital status for females


Housing units lacking complete plumbing facilities: 2%

Housing units lacking complete kitchen facilities: 2%

Most commonly used house heating fuel:
  • Utility gas (83%)
  • Electricity (17%)
  • Other fuel (1%)


Place of birth for U.S.-born residents:

  • This state: 1680
  • Northeast: 41
  • Midwest: 79
  • South: 738
  • West: 17

58% of the 48607 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 74% lived in this county.
   Out of people who lived in different counties, 66% lived in Michigan.

Population in 1990: 3,436. Population change in the 1990s: -861 (-25.1%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
Here:  0.0%
Michigan:  11.2%

Students in private schools in grades 9 to 12 (high school): 30
Here:  18.6%
Michigan:  8.7%

Students in private undergraduate colleges: 20
Here:  14.3%
Michigan:  16.5%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Information: Wired Telecommunications Carriers (100-249 employees: 3 establishments, 1-4 employees: 1 establishment)
  • Administrative and Support and Waste Management and Remediation Services: Convention and Trade Show Organizers (100-249: 1, 5-9: 1)
  • Information: Newspaper Publishers (100-249: 1, 1-4: 1)
  • Professional, Scientific, and Technical Services: Engineering Services (100-249: 1)
  • Administrative and Support and Waste Management and Remediation Services: Janitorial Services (100-249: 1)
  • Information: Television Broadcasting (100-249: 1)
  • Finance and Insurance: Commercial Banking (100-249: 1)
  • Health Care and Social Assistance: Other Individual and Family Services (50-99: 1, 1-4: 1)
  • Health Care and Social Assistance: Vocational Rehabilitation Services (50-99: 1, 1-4: 1)
  • Other Services (except Public Administration): Religious Organizations (10-19: 2, 5-9: 5, 1-4: 4)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters
  • 116 people in other noninstitutional group quarters
  • 28 people in homes for the mentally ill
  • 17 people in homes or halfway houses for drug/alcohol abuse
  • 13 people in homes for the mentally retarded
  • 12 people in other group homes
  • 5 people in homes for the physically handicapped

Fatal accident statistics in 2006
  • Fatal accident count: 5
  • Vehicles involved in fatal accidents: 9
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 7
  • Persons involved in fatal accidents: 15
  • Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 3
  • Persons involved in fatal accidents: 12
  • Pedestrians involved in fatal accidents: 1

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$33,6904$29,0402$36,3603$7,6774$23,1050$0
APPLICATIONS APPROVED, NOT ACCEPTED0$00$05$73,2881$26,0901$82,2400$0
APPLICATIONS DENIED1$51,8206$88,57032$48,64322$14,4153$61,5802$143,055
APPLICATIONS WITHDRAWN0$02$39,7059$84,7180$03$60,3130$0
FILES CLOSED FOR INCOMPLETENESS0$00$02$96,3051$29,4900$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0001.00 , 0004.00, 0007.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$10,2101$40,160
APPLICATIONS APPROVED, NOT ACCEPTED0$01$27,790
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$01$19,850
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0001.00 , 0004.00, 0007.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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