All U.S. Cities  
City-Data Forum City-Data

48609 Zip Code Detailed Profile

 



Profiles Saginaw, MI (48609) houses, apartments, residents, cars, jobs...

Back to All US cities.

City: Saginaw, MI
Saginaw County, MI
Zip code population (2000): 12,303
Estimated zip code population in 2007: 11,115

Zip code 48609 Apartments for Rent

Age and Sex of Residents in zip code 48609

Zip code 48609 (Saginaw, Michigan) real estate house value trends

Home Value Estimate
Address:
Unit (optional):
City
State
Zip


Recent Home Sales
Address:
City

State
Zip
Min Price (optional)

Max Price (optional)
Prioritization:


Recent home sales, real estate maps, and home value estimator for zip code 48609

  • General Map
  • Google Map
  • MSN Map
Saginaw, MI (48609) map from a distance

Houses and condos: 4,972
Renter-occupied apartments: 468
% of renters here:  10%
State:  26%

2008 cost of living index in zip code 48609: 79.5 (low, U.S. average is 100)

Land area: 39.1 sq. mi.
Water area: 0.2 sq. mi.
Population density: 284 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  2.0% ($1,408)
Michigan:  1.9% ($1,461)

List your B&M business here for free. Over a million visitors/week. Get a huge advantage over your competition

Males: 5,984  (48.6%)
Females: 6,319  (51.4%)

Zip code 48609 races chart


48609, MI forum
Discuss zip code 48609 area on our local forum with over 700,000 registered users
Urban population: 7,712
Rural population: 4,591

Estimated median house/condo value in 2007: $141,163
48609:  $141,163
Michigan:  $153,100


According to our research of public records there were 15 registered sex offenders living in 48609 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.

Median resident age:  41.4 years
Michigan median age:  35.5 years

Average household size:
This zip code:  2.5 people
Michigan:  2.6 people

Averages for the 2004 tax year for zip code 48609, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $50,784 (Individual Income Tax Returns)
Here:  $50,784
State:  $48,204

Salary/wage: $43,830 (reported on 83.4% of returns)
Here:  $43,830
State:  $42,791
(% of AGI for various income ranges: 79.7% for AGIs below $10k, 56.9% for AGIs $10k-25k, 66.4% for AGIs $25k-50k, 77.2% for AGIs $50k-75k, 83.2% for AGIs $75k-100k, 69.4% for AGIs over 100k)

Taxable interest for individuals: $1,595 (reported on 61.4% of returns)
This zip code:  $1,595
Michigan:  $1,725
(% of AGI for various income ranges: 6.3% for AGIs below $10k, 3.6% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Taxable dividends: $2,650 (reported on 30.8% of returns)
Here:  $2,650
State:  $3,420
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 1.6% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Net capital gain/loss: +$4,076 (reported on 22.4% of returns)
Here:  +$4,076
State:  +$8,532
(% of AGI for various income ranges: -1.3% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 3.4% for AGIs over 100k)

Profit/loss from business: +$11,536 (reported on 13.4% of returns)
Here:  +$11,536
State:  +$9,547
(% of AGI for various income ranges: -0.8% for AGIs below $10k, 3.4% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 4.6% for AGIs over 100k)

IRA payment deduction: $3,036 (reported on 2.7% of returns)
48609:  $3,036
Michigan:  $2,875
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $16,841 (reported on 0.7% of returns)
Here:  $16,841
Michigan:  $13,826

Total itemized deductions: $17,785 (1% of AGI, reported on 37.0% of returns)
Here:  $17,785
State:  $18,509
(% of AGI for various income ranges: 11.5% for AGIs below $10k, 9.9% for AGIs $10k-25k, 11.0% for AGIs $25k-50k, 13.8% for AGIs $50k-75k, 14.0% for AGIs $75k-100k, 13.5% for AGIs over 100k)

Charity contributions deductions: $3,143 (3.3% of AGI, reported on 34.1% of returns)
Here:  $3,143
Michigan:  $3,365

Here:  3.3% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Total tax: $7,988 (reported on 78.9% of returns)
48609:  $7,988
State:  $7,691
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 8.9% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 19.0% for AGIs over 100k)

Earned income credit: $1,390 (reported on 8.8% of returns)
Here:  $1,390
State:  $1,737
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 2.3% for AGIs $10k-25k, 0.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 64.7%
Here:  65%
State:  60%
(% for various income ranges: 53.8% for AGIs below $10k, 63.2% for AGIs $10k-25k, 66.4% for AGIs $25k-50k, 69.5% for AGIs $50k-75k, 64.9% for AGIs $75k-100k, 78.1% for AGIs over 100k)


Estimated median household income in 2007: $53,460
This zip code:  $53,460
Michigan:  $47,950
Saginaw, MI (48609) map

Nearest zip codes: 48603, 48655, 48623, 48602, 48626, 48607.
Saginaw Zip Code Map


Percentage of family households:
This zip code:  75.1%
Whole state:  68.0%

Percentage of households with unmarried partners:
This zip code:  3.2%
Whole state:  5.3%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.1% of all households
  • Gay men: 0.1% of all households

Housing units in zip code 48609 with a mortgage: 2,328 (147 second mortgage, 363 home equity loan, 9 both second mortgage and home equity loan)
Houses without a mortgage: 977


Median monthly owner costs for units with a mortgage: $1,250

Median monthly owner costs for units without a mortgage: $420

Residents with income below the poverty level in 2007:
This zip code:  4.8%
Whole state:  14.0%

Residents with income below 50% of the poverty level in 2007:
This zip code:  2.1%
Whole state:  6.5%

Median number of rooms in houses and condos:
Here:  6.0
State:  6.1

Median number of rooms in apartments:
Here:  4.6
State:  4.1


Zip code 48609 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

 

Year house built:
  • 1999 to March 2000: 79
  • 1995 to 1998: 392
  • 1990 to 1994: 482
  • 1980 to 1989: 537
  • 1970 to 1979: 1,210
  • 1960 to 1969: 1,025
  • 1950 to 1959: 597
  • 1940 to 1949: 251
  • 1939 or earlier: 390



Zip code 48609 satellite photo by USGS


Bedrooms in owner-occupied houses in Saginaw, MI (48609):
  • no bedroom: 0
  • 1 bedrooms: 53
  • 2 bedrooms: 909
  • 3 bedrooms: 2,620
  • 4 bedrooms: 637
  • 5 or more bedrooms: 99


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 13
  • 1 bedrooms: 46
  • 2 bedrooms: 278
  • 3 bedrooms: 95
  • 4 bedrooms: 34
  • 5 or more bedrooms: 2



Vehicles available in 48609 zip code in owner-occupied houses/condos:
  • no vehicle: 110
  • 1 vehicle: 1,072
  • 2 vehicles: 2,066
  • 3 vehicles: 696
  • 4 vehicles: 247
  • 5 or more vehicles: 127


Vehicles available in renter-occupied apartments:
  • no vehicle: 24
  • 1 vehicle: 221
  • 2 vehicles: 188
  • 3 vehicles: 23
  • 4 vehicles: 5
  • 5 or more vehicles: 7



Estimated household income distribution in 2007:

Zip code 48609 household income distribution in 2007

Zip code 48609 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48609:

  • Less than $10,000: 20
  • $10,000 to $14,999: 11
  • $15,000 to $19,999: 12
  • $20,000 to $24,999: 48
  • $25,000 to $29,999: 44
  • $30,000 to $34,999: 29
  • $35,000 to $39,999: 20
  • $40,000 to $49,999: 77
  • $50,000 to $59,999: 63
  • $60,000 to $69,999: 77
  • $70,000 to $79,999: 86
  • $80,000 to $89,999: 137
  • $90,000 to $99,999: 169
  • $100,000 to $124,999: 624
  • $125,000 to $149,999: 724
  • $150,000 to $174,999: 522
  • $175,000 to $199,999: 281
  • $200,000 to $249,999: 387
  • $250,000 to $299,999: 184
  • $300,000 to $399,999: 229
  • $400,000 to $499,999: 69
  • $500,000 to $749,999: 59
  • $750,000 to $999,999: 20
  • $1,000,000 or more: 10
 



48609 rent paid by renters


Rent paid by renters in 2007 in zip code 48609:

  • $150 to $199: 7
  • $200 to $249: 12
  • $250 to $299: 7
  • $300 to $349: 14
  • $350 to $399: 39
  • $400 to $449: 54
  • $450 to $499: 20
  • $500 to $549: 48
  • $550 to $599: 6
  • $600 to $649: 51
  • $650 to $699: 7
  • $700 to $749: 25
  • $750 to $799: 17
  • $800 to $899: 42
  • $900 to $999: 10
  • $1,000 to $1,249: 12
  • No cash rent: 60
 


Median price asked for vacant for-sale houses and condos in 2007: $145,743.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $149,213
  • Black or African American householders: $260,256
  • American Indian or Alaska Native householders: $156,153
  • Asian householders: $312,307
  • Some other race householders: $185,857
  • Two or more races householders: $94,247
  • Hispanic or Latino householders: $159,623

Estimated median house or condo value in 2007: $141,853 (it was $101,700 in 2000)
48609:  $141,853
Michigan:  $153,100
Lower value quartile - upper value quartile: $40,430 - $93,324

Mean price in 2007:
Detached houses: $187,201
Here:  $187,201
State:  $200,820

Townhouses or other attached units: $196,443
Here:  $196,443
State:  $181,134

In 2-unit structures: $136,320
Here:  $136,320
State:  $129,336

In 3-to-4-unit structures: $77,776
Here:  $77,776
State:  $151,605

In 5-or-more-unit structures: $113,206
Here:  $113,206
State:  $149,899

Mobile homes: $38,579
Here:  $38,579
State:  $39,606


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 3,816
  • One, attached: 146
  • Two: 133
  • 3 or 4: 47
  • 5 to 9: 118
  • 10 to 19: 135
  • 20 to 49: 64
  • 50 or more: 8
  • Mobile homes: 496
48609 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 5,413 (90%)
  • Carpooled: 320 (5%)
  • Bus or trolley bus: 7 (0%)
  • Walked: 43 (1%)
  • Other means: 21 (0%)
  • Worked at home: 218 (4%)
 

48609 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 243
  • 5 to 9 minutes: 489
  • 10 to 14 minutes: 966
  • 15 to 19 minutes: 986
  • 20 to 24 minutes: 1267
  • 25 to 29 minutes: 555
  • 30 to 34 minutes: 711
  • 35 to 39 minutes: 73
  • 40 to 44 minutes: 92
  • 45 to 59 minutes: 125
  • 60 to 89 minutes: 150
  • 90 or more minutes: 147
 

Percentage of zip code residents living and working in this county: 88.2%


Household type by relationship
Households: 12,043

  • In family households: 10,727 (3,022 male householders, 623 female householders)
    3,053 spouses, 3,583 children (3,278 natural, 107 adopted, 198 stepchildren), 74 grandchildren, 63 brothers or sisters, 40 parents, 73 other relatives, 196 non-relatives
  • In nonfamily households: 1,316 (479 male householders (411 living alone)), 672 female householders (620 living alone)), 165 nonrelatives
  • In group quarters: 188 (182 institutionalized population)

Size of family households: 1,809 2-persons, 736 3-persons, 739 4-persons, 275 5-persons, 73 6-persons, 13 7-or-more-persons.

Size of nonfamily households: 1,031 1-person, 84 2-persons, 16 3-persons, 20 4-persons.

2,236 married couples with children.
474 single-parent households (84 men, 390 women).

97.1% of residents of 48609 zip code speak English at home.
1.1% of residents speak Spanish at home (66% very well, 22% well, 12% not well).
1.7% of residents speak other Indo-European language at home (60% very well, 29% well, 12% not well).
0.2% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 193 (1.6%)
(75.1% of them are naturalized citizens)

This zip code:  1.6%
Whole state:  5.3%

Most common places of birth for the foreign-born residents:



  • Germany (22%)
  • Canada (15%)
  • Korea (9%)
  • Other Eastern Europe (9%)
  • Iraq (7%)
  • Philippines (6%)
  • Brazil (6%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 7
  • 1990 to 1994: 29
  • 1985 to 1989: 29
  • 1980 to 1984: 7
  • 1975 to 1979: 13
  • 1970 to 1974: 4
  • 1970 to 1974: 6
  • 1965 to 1969: 98

White population: 11,953
Black population: 69
American Indian population: 31
Asian population: 53
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 82
Two or more races population: 114

Zip code 48609 races chart


First ancestries reported:

 German: 3823
 Polish: 864
 Irish: 817
 English: 788
 United States or American: 680
 Other groups: 559
 French (except Basque): 515
 French Canadian: 362
 Italian: 232
 Scottish: 217
 Scotch-Irish: 115
 Hungarian: 110
 Slovak: 87
 Dutch: 72
 Czech: 57
 Lithuanian: 52
 Swedish: 49
 Norwegian: 48
 Arab:: 45
 Welsh: 43
 Czechoslovakian: 43
 Belgian: 43
 Canadian: 35
 Swiss: 32
 Other Arab: 30
 Finnish: 28
 European: 23
 Greek: 22
 British: 22
 Scandinavian: 22
 Latvian: 20
 Russian: 18
 Slavic: 17
 Danish: 15
 Austrian: 14
 Ukrainian: 12
 Brazilian: 11
 Lebanese: 9
 Croatian: 6
 Pennsylvania German: 6
 Syrian: 6
 Portuguese: 2



Zip code 48609 topographic map

Public primary/middle schools in zip code 48609 not listed on the city page:
  • SWAN VALLEY MIDDLE SCHOOL (Students: 396; Location: 453 VAN WORMER ROAD, SAGINAW, MI; Grades: 06 - 08)
  • SHIELDS ELEMENTARY SCHOOL (Students: 367; Location: 6900 STROEBEL ROAD, SAGINAW, MI; Grades: KG - 05)
  • ROBERT B. HAVENS ELEM. SCHOOL (Students: 343; Location: 457 VAN WORMER ROAD, SAGINAW, MI; Grades: PK - 05)
Private primary/middle school not listed on the city page:
  • CHRIST LUTHERAN SCHOOL (Students: 19; Location: 8795 EDERER ROAD, SAGINAW, MI; Grades: 1 - 8)

Facitilies with environmental interests located in this zip code:

  • A T FRANK CO INC (7404 GRATIOT ROAD in SAGINAW, MI)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: ROBERT L FRANK (CONTACT/OPERATOR)
  • MEIJER GAS STATION (8400 GRATIOT RD in SAGINAW, MI)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: MEIJER INC (CONTACT/OWNER)
    Alternative names: MEIJER GAS STATION 42
  • FERRELL GAS (1950 S RIVER in SAGINAW, MI)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification


Median worth of mobile homes: $31,331

Zip code 48609 marital status for males
Zip code 48609 marital status for females


Housing units lacking complete plumbing facilities: 0%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Utility gas (86%)
  • Electricity (8%)
  • Bottled, tank, or LP gas (3%)
  • Fuel oil, kerosene, etc. (2%)
  • Wood (1%)


Place of birth for U.S.-born residents:

  • This state: 10706
  • Northeast: 240
  • Midwest: 544
  • South: 431
  • West: 104

68% of the 48609 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 78% lived in this county.
   Out of people who lived in different counties, 62% lived in Michigan.

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 195
Here:  14.4%
Michigan:  11.2%

Students in private schools in grades 9 to 12 (high school): 43
Here:  5.6%
Michigan:  8.7%

Students in private undergraduate colleges: 45
Here:  9.9%
Michigan:  16.5%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with federal contracts located in this zip code:

  • TACTICAL PAINTBALL LLP (3075 WEIGL RD in SAGINAW, MI)
    $37,708 with Army for Athletic and Sporting Equipment. Signed on 2004-02-12. Completion date: 2004-02-18.


Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Limited-Service Restaurants (50-99 employees: 1 establishment, 20-49 employees: 3 establishments, 5-9 employees: 1 establishment, 1-4 employees: 2 establishments)
  • Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
  • Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 1, 10-19: 1, 5-9: 1, 1-4: 2)
  • Professional, Scientific, and Technical Services: Payroll Services (50-99: 1)
  • Construction: Commercial and Institutional Building Construction (50-99: 1)
  • Other Services (except Public Administration): Religious Organizations (20-49: 1, 10-19: 1, 5-9: 2, 1-4: 3)
  • Finance and Insurance: Insurance Agencies and Brokerages (20-49: 1, 5-9: 2, 1-4: 6)
  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (10-19: 2, 1-4: 12)
  • Other Services (except Public Administration): Beauty Salons (20-49: 1, 5-9: 1, 1-4: 6)
  • Other Services (except Public Administration): Automotive Body, Paint, and Interior Repair and Maintenance (20-49: 1, 5-9: 1, 1-4: 5)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters
  • 106 people in nursing homes
  • 60 people in halfway houses
  • 12 people in homes for the physically handicapped
  • 10 people in religious group quarters


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 full and 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED28$103,434214$112,370353$97,82098$44,10728$78,85817$44,618
APPLICATIONS APPROVED, NOT ACCEPTED2$173,71522$77,79157$131,6017$21,4213$69,8130$0
APPLICATIONS DENIED3$118,69346$87,632205$122,61254$47,1849$54,26711$73,227
APPLICATIONS WITHDRAWN2$84,93525$96,14767$137,6374$33,8687$89,7472$4,695
FILES CLOSED FOR INCOMPLETENESS0$05$54,56222$112,3731$36,4401$67,7800$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 full and 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED82$132,12918$148,0053$77,2232$108,275
APPLICATIONS APPROVED, NOT ACCEPTED12$94,9693$145,3930$00$0
APPLICATIONS DENIED2$79,2952$140,8500$00$0
APPLICATIONS WITHDRAWN4$91,5452$131,0000$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




Back to Saginaw, MI, Saginaw County, MI, Michigan bigger cities, Michigan smaller cities, Michigan smallest towns, All U.S. cities.



Recent home sales, price trends, and home value evaluator powered by Onboard Informatics
© 2009 Onboard Informatics. Information is deemed reliable but not guaranteed.
 
City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Some parts © 2003-2009 Advameg, Inc.