48626 Zip Code Detailed Profile




City: Hemlock, MI (3.96%)
Counties: Saginaw County, MI (87.76%), Midland County, MI (12.24%)
Estimated zip code population in 2013: 6,105
Zip code population in 2010: 6,078
Zip code population in 2000: 5,860

Houses and condos: 2,498
Renter-occupied apartments: 334
% of renters here:

14%
State:

29%
Mar. 2013 cost of living index in zip code 48626: 82.4 (low, U.S. average is 100)

Land area: 63.8 sq. mi.
Water area: 0.3 sq. mi.
Population density: 96 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 48626
Zip code 48626 (Hemlock, Michigan) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 48626

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Real estate property taxes paid for housing units in 2013:
This zip code:

1.4% ($1,851)
Michigan:

1.8% ($2,090)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,813 (1.4%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,926 (1.5%)

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Males: 3,052  (50.0%)
Females: 3,053  (50.0%)

For population 25 years and over in 48626:

For population 15 years and over in 48626:

Zip code 48626 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Races in zip code 48626

  • Zip code 48626 races chart
    • 5,828White population
    • 19Black population
    • 18American Indian population
    • 11Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 0Some other race population
    • 40Two or more races population
    • 162Hispanic or Latino population

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48626, MI forum
Recent posts about zip code 48626 area on our local forum with over 1,900,000 registered users:
Saginaw and Flint - why less white flight then Detroit?  (34 replies)
What is Bay City Missing?  (7 replies)
Dearborn for the non-Arabic...  (51 replies)
Porcupines in far downstate?  (34 replies)
Michigan Good News Discussion  (61 replies)
Michigan Produce  (53 replies)
100% rural population.

Estimated median house/condo value in 2013: $133,300
48626:

$133,300
Michigan:

$117,500



According to our research of Michigan and other state lists there were 7 registered sex offenders living in 48626 zip code as of June 26, 2016.
The ratio of number of residents in zip code 48626 to the number of sex offenders is 864 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

43.7 years
Michigan median age:

39.6 years
Average household size:
This zip code:

2.5 people
Michigan:

2.5 people

Averages for the 2012 tax year for zip code 48626, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $58,671 (Individual Income Tax Returns)
Here:

$58,671
State:

$55,609

Salary/wage: $47,066 (reported on 79.6% of returns)
Here:

$47,066
State:

$46,782
(% of AGI for various income ranges: 61.5% for AGIs below $25k, 65.8% for AGIs $25k-50k, 68.4% for AGIs $50k-75k, 75.6% for AGIs $75k-100k, 78.4% for AGIs $100k-200k, 33.9% for AGIs over 200k)

Taxable interest for individuals: $1,128 (reported on 44.8% of returns)
This zip code:

$1,128
Michigan:

$1,491
(% of AGI for various income ranges: 2.2% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Ordinary dividends: $2,538 (reported on 21.4% of returns)
Here:

$2,538
State:

$6,225
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,535 (reported on 16.4% of returns)
Here:

+$7,535
State:

+$9,326
(% of AGI for various income ranges: 0.7% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 7.8% for AGIs over 200k)

Profit/loss from business: +$11,195 (reported on 13.0% of returns)
Here:

+$11,195
State:

+$11,523
(% of AGI for various income ranges: 4.3% for AGIs below $25k, 3.0% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 4.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,146 (reported on 13.0% of returns)
48626:

$10,146
Michigan:

$15,298
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 3.5% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 2.5% for AGIs $100k-200k)

Total itemized deductions: $21,443 (19% of AGI, reported on 30.1% of returns)
Here:

$21,443
State:

$21,628

Here:

18.6% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 9.0% for AGIs below $25k, 7.9% for AGIs $25k-50k, 10.1% for AGIs $50k-75k, 11.3% for AGIs $75k-100k, 13.3% for AGIs $100k-200k, 11.4% for AGIs over 200k)

Charity contributions: $3,592 (reported on 25.1% of returns)
Here:

$3,592
State:

$4,225
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Taxes paid: $7,466 (reported on 30.1% of returns)
48626:

$7,466
State:

$8,327
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 2.0% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 5.2% for AGIs $100k-200k, 4.8% for AGIs over 200k)

Earned income credit: $2,020 (reported on 11.7% of returns)
Here:

$2,020
State:

$2,306
(% of AGI for various income ranges: 3.6% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 62.9%
Here:

63%
State:

57%
(% for various income ranges: 57.0% for AGIs below $25k, 61.3% for AGIs $25k-50k, 66.0% for AGIs $50k-75k, 67.7% for AGIs $75k-100k, 71.4% for AGIs $100k-200k, 85.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 48626, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $46,181 (Individual Income Tax Returns)
Here:

$46,181
State:

$48,204

Salary/wage: $40,011 (reported on 84.6% of returns)
Here:

$40,011
State:

$42,791
(% of AGI for various income ranges: 93.2% for AGIs below $10k, 65.9% for AGIs $10k-25k, 69.5% for AGIs $25k-50k, 81.7% for AGIs $50k-75k, 85.1% for AGIs $75k-100k, 62.7% for AGIs over 100k)

Taxable interest for individuals: $1,176 (reported on 58.5% of returns)
This zip code:

$1,176
Michigan:

$1,725
(% of AGI for various income ranges: 7.7% for AGIs below $10k, 3.5% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $1,790 (reported on 26.4% of returns)
Here:

$1,790
State:

$3,420
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 1.7% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Net capital gain/loss: +$5,438 (reported on 20.1% of returns)
Here:

+$5,438
State:

+$8,532
(% of AGI for various income ranges: -1.0% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 5.3% for AGIs over 100k)

Profit/loss from business: +$7,236 (reported on 14.6% of returns)
Here:

+$7,236
State:

+$9,547
(% of AGI for various income ranges: -3.7% for AGIs below $10k, 4.1% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 3.4% for AGIs over 100k)

IRA payment deduction: $3,100 (reported on 2.7% of returns)
48626:

$3,100
Michigan:

$2,875
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Self-employed pension: $6,563 (reported on 0.5% of returns)
Here:

$6,563
Michigan:

$13,826

Total itemized deductions: $16,604 (20% of AGI, reported on 35.4% of returns)
Here:

$16,604
State:

$18,509

Here:

20.0% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 7.3% for AGIs below $10k, 7.5% for AGIs $10k-25k, 11.5% for AGIs $25k-50k, 13.6% for AGIs $50k-75k, 14.0% for AGIs $75k-100k, 13.6% for AGIs over 100k)

Charity contributions deductions: $2,774 (3% of AGI, reported on 31.7% of returns)
Here:

$2,774
State:

$3,365

Here:

3.2% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.3% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $6,423 (reported on 76.9% of returns)
48626:

$6,423
State:

$7,691
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 17.4% for AGIs over 100k)

Earned income credit: $1,566 (reported on 10.5% of returns)
Here:

$1,566
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 66.9%
Here:

67%
State:

60%
(% for various income ranges: 59.7% for AGIs below $10k, 65.0% for AGIs $10k-25k, 68.4% for AGIs $25k-50k, 70.7% for AGIs $50k-75k, 70.6% for AGIs $75k-100k, 74.1% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$63,406
Michigan:

$48,273
Hemlock, MI (48626) map Nearest zip codes: 48637, 48623, 48609, 48655, 48667, 48614.
Percentage of family households:
This zip code:

58.0%
Michigan:

49.0%
Percentage of households with unmarried partners:
This zip code:

3.7%
Michigan:

6.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 180
Household did not receive Food Stamps/SNAP in the past 12 months: 2,210


Women who had a birth in the past 12 months: 21 (15 now married, 6 unmarried)
Women who did not have a birth in the past 12 months: 1,446 (772 now married, 674 unmarried)


Housing units in zip code 48626 with a mortgage: 1,286 (63 second mortgage, 203 home equity loan)
Houses without a mortgage: 770

Median monthly owner costs for units with a mortgage: $1,265
Median monthly owner costs for units without a mortgage: S450

Residents with income below the poverty level in 2013:
This zip code:

6.1%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

2.3%
Whole state:

9.1%
Median number of rooms in houses and condos:
Here:

6.6
State:

6.4
Median number of rooms in apartments:
Here:

4.7
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 48626: Hemlock Station (A), Maple Hill Golf Course (B), Rauchholz Memorial Library (C), Richland Township Fire Department (D). Display/hide their locations on the map

    Churches in zip code 48626 include: Guardian Angels Church (A), Saint Johns Church (B), Zion Lutheran Church (C), Hemlock United Methodist Church (D), Saint Peter Lutheran Church (E), Saint Mary Church (F), Calvary Baptist Church (G), Nelson United Methodist Church (H). Display/hide their locations on the map

    Cemeteries: Saint John's Lutheran Cemetery (1), Richland Lutheran Cemetery (2), Richland Township Cemetery (3), Saint Marys Cemetery (4). Display/hide their locations on the map

    Streams, rivers, and creeks: Handy Creek (A), Nelson Run (B). Display/hide their locations on the map

    Park in zip code 48626: Richland Township Park (1). Display/hide its location on the map

Year house built

  • 72010 or later
  • 2762000 to 2009
  • 3001990 to 1999
  • 1651980 to 1989
  • 5851970 to 1979
  • 3671960 to 1969
  • 1711950 to 1959
  • 921940 to 1949
  • 5351939 or earlier

Zip code 48626 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Hemlock, MI (48626)

  • 0no bedroom
  • 191 bedroom
  • 2742 bedrooms
  • 1,3483 bedrooms
  • 3954 bedrooms
  • 205+ bedrooms

Bedrooms in renter-occupied apartments in Hemlock, MI (48626)

  • 23no bedroom
  • 91 bedroom
  • 1722 bedrooms
  • 1033 bedrooms
  • 274 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Hemlock, MI (48626) in owner-occupied houses/condos

  • 15no vehicle
  • 4561 vehicle
  • 8072 vehicles
  • 5813 vehicles
  • 1714 vehicles
  • 265+ vehicles

Cars and other vehicles available in Hemlock, MI (48626) in renter-occupied apartments

  • 29no vehicle
  • 1601 vehicle
  • 1342 vehicles
  • 43 vehicles
  • 74 vehicles
  • 05+ vehicles

Median gross rent in 2013: $682.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $133,300
48626:

$133,300
Michigan:

$117,500
Lower value quartile - upper value quartile: $88,500 - $174,300

Mean price in 2013:

Detached houses: $115,531
Here:

$115,531
State:

$159,597

Townhouses or other attached units: $240,795
Here:

$240,795
State:

$138,735

In 2-unit structures: $67,005
Here:

$67,005
State:

$89,877

In 3-to-4-unit structures: $51,553
Here:

$51,553
State:

$110,373

In 5-or-more-unit structures: $164,444
Here:

$164,444
State:

$119,825

Mobile homes: $41,817
Here:

$41,817
State:

$33,033

Occupied boats, RVs, vans, etc.: $30,466
Here:

$30,466
State:

$40,667

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.4%

Percentage of zip code residents living and working in this county: 79.0%

Household type by relationship:

Households: 6,067

Size of family households: 995 2-persons, 399 3-persons, 263 4-persons, 165 5-persons, 26 6-persons, 13 7-or-more-persons

Size of nonfamily households: 470 1-person, 51 2-persons, 8 3-persons

1,019 married couples with children.
280 single-parent households (20 men, 260 women).

98.2% of residents of 48626 zip code speak English at home.
0.8% of residents speak Spanish at home (73% very well, 18% well, 9% not well).
0.9% of residents speak other Indo-European language at home (100% very well).
0.1% of residents speak Asian or Pacific Island language at home (100% well).

Foreign born population: 41 (0.7%)
(51.2% of them are naturalized citizens)
This zip code:

0.7%
Whole state:

6.2%

Most common places of birth for the foreign-born residents

  • 61%Canada
  • 17%Korea
  • 17%Australia
  • 5%Mexico

Most common first ancestries reported in 48626 (%)

  • 36%German
  • 9%Irish
  • 9%Polish
  • 7%Other groups
  • 5%English
  • 5%French (except Basque)
  • 4%American

Year of entry for the foreign-born population

  • 02010 or later
  • 32000 to 2009
  • 41990 to 1999
  • 35Before 1990

Facilities with environmental interests located in this zip code:


Zip code 48626 marital status for males
Zip code 48626 marital status for females

Housing units lacking complete plumbing facilities: 1.0%
Housing units lacking complete kitchen facilities: 2.9%

Most commonly used house heating fuel

  • 40%Bottled, tank, or LP gas
  • 38%Utility gas
  • 9%Fuel oil, kerosene, etc.
  • 6%Wood
  • 5%Electricity
  • 2%Other fuel

Population in 1990: 5,711. Population change in the 1990s: +149 (+2.6%).

Place of birth for U.S.-born residents:


67% of the 48626 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 68% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

94% of the 48626 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 59% moved from this county.
   Out of people who lived in different houses, 36% moved from different county within same state.
   Out of people who lived in different houses, 3% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 182
Here:

28.5%
Michigan:

10.2%
Students in private schools in grades 9 to 12 (high school): 56
Here:

11.9%
Michigan:

8.6%
Students in private undergraduate colleges: 54
Here:

18.3%
Michigan:

14.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 85,694Architecture and engineering occupations
  • 64,118Health diagnosing and treating practitioners and other technical occupations
  • 57,031Installation, maintenance, and repair occupations
  • 54,063Management occupations
  • 47,125Legal occupations
  • 46,667Construction and extraction occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 15 people in nursing facilities/skilled-nursing facilities
  • 7 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 13 people in other noninstitutional group quarters
  • 7 people in nursing homes

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED31$110,53428$103,762238$124,87514$55,0642$332,0058$54,7054$86,013
APPLICATIONS APPROVED, NOT ACCEPTED1$80,0402$130,52024$134,3814$82,0580$02$93,3751$66,800
APPLICATIONS DENIED4$101,8059$129,53361$131,9759$9,7470$01$64,3904$97,818
APPLICATIONS WITHDRAWN3$135,4978$99,27122$156,1792$104,6950$00$01$89,670
FILES CLOSED FOR INCOMPLETENESS0$01$170,9105$174,2280$00$00$00$0

Detailed HMDA statistics for the following Tracts: 0121.00 , 0123.00, 2913.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$50,4604$135,250
APPLICATIONS APPROVED, NOT ACCEPTED6$154,4006$181,827
APPLICATIONS DENIED4$77,3436$129,847
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0121.00 , 0123.00, 2913.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 48626 among deceased individuals
NameCountLived (average)
William4076.6 years
Mary3177.7 years
John2776.0 years
George2475.1 years
Charles2074.6 years
Donald1868.6 years
Albert1874.5 years
Helen1778.8 years
Robert1765.7 years
Anna1686.1 years
Most common last names in zip code 48626 among deceased individuals
Last nameCountLived (average)
Wardin2080.9 years
Pretzer1885.4 years
Smith1773.2 years
Tessin1678.4 years
Neuenfeldt1377.4 years
Turner1278.2 years
Fiting1075.2 years
Erskine1076.4 years
Doyle983.4 years
Campbell771.4 years
Businesses in zip code 48626
NameCountNameCount
Ace Hardware1McDonald's1
Curves1RadioShack1
Ford1Subway1

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