48632 Zip Code Detailed Profile




Counties: Clare County, MI (63.69%), Isabella County, MI (31.97%), Osceola County, MI (4.33%)
Estimated zip code population in 2013: 4,778
Zip code population in 2010: 5,125
Zip code population in 2000: 5,159

Houses and condos: 4,661
Renter-occupied apartments: 216
% of renters here:

10%
State:

29%
Mar. 2013 cost of living index in zip code 48632: 82.7 (low, U.S. average is 100)

Land area: 126.8 sq. mi.
Water area: 4.6 sq. mi.
Population density: 38 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 48632
Zip code 48632 (, Michigan) real estate house value trends

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Real estate property taxes paid for housing units in 2013:
This zip code:

1.2% ($966)
Michigan:

1.8% ($2,090)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,150 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $805 (1.3%)

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Males: 2,382  (49.9%)
Females: 2,396  (50.1%)

For population 25 years and over in 48632:

For population 15 years and over in 48632:

Zip code 48632 compared to state average:

  • Unemployed percentage above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Number of rooms per house below state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 48632

  • Zip code 48632 races chart
    • 4,900White population
    • 14Black population
    • 48American Indian population
    • 0Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 1Some other race population
    • 78Two or more races population
    • 83Hispanic or Latino population

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100% rural population.

Estimated median house/condo value in 2013: $81,800
48632:

$81,800
Michigan:

$117,500



According to our research of Michigan and other state lists there were 35 registered sex offenders living in 48632 zip code as of May 31, 2016.
The ratio of number of residents in zip code 48632 to the number of sex offenders is 171 to 1.


Median resident age:
This zip code:

52.3 years
Michigan median age:

39.6 years
Average household size:
This zip code:

2.3 people
Michigan:

2.5 people

Averages for the 2012 tax year for zip code 48632, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,404 (Individual Income Tax Returns)
Here:

$35,404
State:

$55,609

Salary/wage: $27,456 (reported on 72.6% of returns)
Here:

$27,456
State:

$46,782
(% of AGI for various income ranges: 51.1% for AGIs below $25k, 62.0% for AGIs $25k-50k, 61.5% for AGIs $50k-75k, 56.5% for AGIs $75k-100k, 48.4% for AGIs $100k-200k)

Taxable interest for individuals: $1,008 (reported on 29.4% of returns)
This zip code:

$1,008
Michigan:

$1,491
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.8% for AGIs $100k-200k)

Ordinary dividends: $3,390 (reported on 14.4% of returns)
Here:

$3,390
State:

$6,225
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 3.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,522 (reported on 11.4% of returns)
Here:

+$1,522
State:

+$9,326
(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.6% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Profit/loss from business: +$5,900 (reported on 11.9% of returns)
Here:

+$5,900
State:

+$11,523
(% of AGI for various income ranges: 5.1% for AGIs below $25k, 1.8% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 0.4% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $12,533 (reported on 14.9% of returns)
48632:

$12,533
Michigan:

$15,298
(% of AGI for various income ranges: 4.1% for AGIs below $25k, 4.2% for AGIs $25k-50k, 4.7% for AGIs $50k-75k, 5.0% for AGIs $75k-100k, 8.4% for AGIs $100k-200k)

Total itemized deductions: $18,712 (26% of AGI, reported on 16.4% of returns)
Here:

$18,712
State:

$21,628

Here:

26.0% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 7.3% for AGIs below $25k, 6.9% for AGIs $25k-50k, 7.1% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 12.8% for AGIs $100k-200k)

Charity contributions: $2,642 (reported on 11.9% of returns)
Here:

$2,642
State:

$4,225
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.9% for AGIs $100k-200k)

Taxes paid: $5,452 (reported on 16.4% of returns)
48632:

$5,452
State:

$8,327
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 5.0% for AGIs $100k-200k)

Earned income credit: $2,070 (reported on 23.4% of returns)
Here:

$2,070
State:

$2,306
(% of AGI for various income ranges: 6.2% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 59.7%
Here:

60%
State:

57%
(% for various income ranges: 57.4% for AGIs below $25k, 60.7% for AGIs $25k-50k, 61.9% for AGIs $50k-75k, 61.5% for AGIs $75k-100k, 70.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 48632, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $31,182 (Individual Income Tax Returns)
Here:

$31,182
State:

$48,204

Salary/wage: $24,013 (reported on 79.3% of returns)
Here:

$24,013
State:

$42,791
(% of AGI for various income ranges: 87.8% for AGIs below $10k, 58.6% for AGIs $10k-25k, 64.0% for AGIs $25k-50k, 63.8% for AGIs $50k-75k, 67.7% for AGIs $75k-100k, 44.9% for AGIs over 100k)

Taxable interest for individuals: $1,593 (reported on 42.0% of returns)
This zip code:

$1,593
Michigan:

$1,725
(% of AGI for various income ranges: 4.7% for AGIs below $10k, 2.5% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Taxable dividends: $1,976 (reported on 19.0% of returns)
Here:

$1,976
State:

$3,420
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Net capital gain/loss: +$5,930 (reported on 14.0% of returns)
Here:

+$5,930
State:

+$8,532
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 12.0% for AGIs over 100k)

Profit/loss from business: +$4,262 (reported on 15.1% of returns)
Here:

+$4,262
State:

+$9,547
(% of AGI for various income ranges: 10.8% for AGIs below $10k, 3.4% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 0.5% for AGIs $75k-100k)

IRA payment deduction: $2,719 (reported on 1.5% of returns)
48632:

$2,719
Michigan:

$2,875

Total itemized deductions: $14,637 (25% of AGI, reported on 19.1% of returns)
Here:

$14,637
State:

$18,509

Here:

24.6% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 10.3% for AGIs below $10k, 6.8% for AGIs $10k-25k, 8.1% for AGIs $25k-50k, 10.5% for AGIs $50k-75k, 11.9% for AGIs $75k-100k, 9.0% for AGIs over 100k)

Charity contributions deductions: $2,072 (3% of AGI, reported on 15.5% of returns)
Here:

$2,072
State:

$3,365

Here:

3.3% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $3,762 (reported on 70.7% of returns)
48632:

$3,762
State:

$7,691
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 3.5% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 18.3% for AGIs over 100k)

Earned income credit: $1,692 (reported on 19.5% of returns)
Here:

$1,692
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 64.6%
Here:

65%
State:

60%
(% for various income ranges: 58.9% for AGIs below $10k, 63.9% for AGIs $10k-25k, 67.4% for AGIs $25k-50k, 67.9% for AGIs $50k-75k, 67.6% for AGIs $75k-100k, 74.1% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$34,713
Michigan:

$48,273
48632 map Nearest zip codes: 48633, 49679, 48622, 49305, 48893, 49631.
Percentage of family households:
This zip code:

38.8%
Michigan:

49.0%
Percentage of households with unmarried partners:
This zip code:

8.0%
Michigan:

6.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 453
Household did not receive Food Stamps/SNAP in the past 12 months: 1,659


Women who had a birth in the past 12 months: 12 (7 now married, 5 unmarried)
Women who did not have a birth in the past 12 months: 765 (297 now married, 468 unmarried)


Housing units in zip code 48632 with a mortgage: 938 (17 second mortgage, 71 home equity loan)
Houses without a mortgage: 958

Median monthly owner costs for units with a mortgage: $899
Median monthly owner costs for units without a mortgage: S328

Residents with income below the poverty level in 2013:
This zip code:

26.9%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

16.9%
Whole state:

9.1%
Median number of rooms in houses and condos:
Here:

5.4
State:

6.4
Median number of rooms in apartments:
Here:

4.5
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 48632: Lost Lake Camp (A), Temple Forest Campground (B), Camp Neyati (C), Phelps Station (D), Mud Lake State Forest Campground (E), Lincoln Township Fire Department (F), Garfield Township Fire Department (G). Display/hide their locations on the map

    Churches in zip code 48632 include: Lake Baptist Church (A), Liberty Baptist Church (B), Bethany Baptist Church (C), David Helm Chapel (D), Rock Lake Christian Assembly (E). Display/hide their locations on the map

    Cemeteries: Conley Cemetery (1), Old Township Cemetery (2), Garfield Cemetery (3), Odd Fellows Cemetery (4), Sherman City Cemetery (5), Freeman Cemetery (6), North Brinton Cemetery (7). Display/hide their locations on the map

    Lakes: Turbush Lake (A), Twin Lakes (B), Lost Lake (C), Long Lake (D), Pike Lake (E), Littlefield Lake (F), Little Silver Lake (G), Boyles Creek (H). Display/hide their locations on the map

    Creeks: Three Lake Creek (A), Halford Creek (B), Tanner Creek (C), Hemlock Creek (D), Sucker Creek (E), Shingle Creek (F), Sherman Creek (G), Delaney Creek (H). Display/hide their locations on the map

    Parks in zip code 48632 include: Coldwater Township Park (1), Shingle Lake Park (2), Sherman City Historical Marker (3), Sherman City Union Church Historical Marker (4). Display/hide their locations on the map

Year house built

  • 192010 or later
  • 6432000 to 2009
  • 8061990 to 1999
  • 6731980 to 1989
  • 8921970 to 1979
  • 6511960 to 1969
  • 3781950 to 1959
  • 2271940 to 1949
  • 3721939 or earlier

Zip code 48632 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 48632

  • 0no bedroom
  • 1431 bedroom
  • 7512 bedrooms
  • 8233 bedrooms
  • 1174 bedrooms
  • 625+ bedrooms

Bedrooms in renter-occupied apartments in 48632

  • 0no bedroom
  • 241 bedroom
  • 1232 bedrooms
  • 673 bedrooms
  • 24 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in 48632 in owner-occupied houses/condos

  • 56no vehicle
  • 6561 vehicle
  • 8352 vehicles
  • 2483 vehicles
  • 734 vehicles
  • 285+ vehicles

Cars and other vehicles available in 48632 in renter-occupied apartments

  • 19no vehicle
  • 1171 vehicle
  • 672 vehicles
  • 133 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $675.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $81,800
48632:

$81,800
Michigan:

$117,500
Lower value quartile - upper value quartile: $42,600 - $147,800

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 23.3%

Percentage of zip code residents living and working in this county: 55.4%

Household type by relationship:

Households: 4,773

Size of family households: 897 2-persons, 211 3-persons, 85 4-persons, 112 5-persons, 47 6-persons, 20 7-or-more-persons

Size of nonfamily households: 578 1-person, 116 2-persons, 46 3-persons

422 married couples with children.
221 single-parent households (75 men, 146 women).

98.2% of residents of 48632 zip code speak English at home.
0.1% of residents speak Spanish at home (40% very well, 60% not well).
1.0% of residents speak other Indo-European language at home (56% very well, 44% well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).
0.4% of residents speak other language at home (59% very well, 41% well).

Foreign born population: 54 (1.1%)
(51.9% of them are naturalized citizens)
This zip code:

1.1%
Whole state:

6.2%

Most common places of birth for the foreign-born residents

  • 33%Germany
  • 13%Canada
  • 11%United Kingdom, excluding England and Scotland
  • 9%Switzerland
  • 9%Iraq
  • 7%Hungary
  • 7%Poland

Most common first ancestries reported in 48632 (%)

  • 18%German
  • 13%English
  • 11%Other groups
  • 10%Irish
  • 10%American
  • 4%French (except Basque)
  • 4%Polish

Year of entry for the foreign-born population

  • 32010 or later
  • 02000 to 2009
  • 181990 to 1999
  • 39Before 1990

Facilities with environmental interests located in this zip code:


Zip code 48632 marital status for males
Zip code 48632 marital status for females

Housing units lacking complete plumbing facilities: 2.2%
Housing units lacking complete kitchen facilities: 2.4%

Most commonly used house heating fuel

  • 42%Utility gas
  • 39%Bottled, tank, or LP gas
  • 9%Wood
  • 5%Electricity
  • 2%Fuel oil, kerosene, etc.
  • 2%Other fuel

Population in 1990: 7,779. Population change in the 1990s: -2,620 (-33.7%).

Place of birth for U.S.-born residents:


60% of the 48632 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 21% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

94% of the 48632 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 32% moved from this county.
   Out of people who lived in different houses, 59% moved from different county within same state.
   Out of people who lived in different houses, 9% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 3
Here:

0.8%
Michigan:

10.2%
Students in private schools in grades 9 to 12 (high school): 5
Here:

2.7%
Michigan:

8.6%
Students in private undergraduate colleges: 38
Here:

21.8%
Michigan:

14.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 51,719Health diagnosing and treating practitioners and other technical occupations
  • 46,406Community and social service occupations
  • 42,083Education, training, and library occupations
  • 41,250Material moving occupations
  • 36,250Health technologists and technicians
  • 33,375Transportation occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 7 people in group homes intended for adults

People in group quarters in 2000:

  • 9 people in other nonhousehold living situations
  • 6 people in homes for the mentally ill
  • 2 people in other noninstitutional group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Most common first names in zip code 48632 among deceased individuals
NameCountLived (average)
William3373.8 years
Robert3271.6 years
John3173.1 years
James2769.7 years
Charles2675.2 years
Mary2477.4 years
Helen1972.2 years
Donald1969.6 years
Margaret1975.9 years
George1875.4 years
Most common last names in zip code 48632 among deceased individuals
Last nameCountLived (average)
Smith2177.9 years
Scott2075.7 years
Miller1271.8 years
Johnson1279.6 years
Geasler985.9 years
Taylor775.9 years
Watkins783.0 years
Hamilton776.8 years
Green780.8 years
Walker675.2 years

Businesses in zip code 48632



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