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48649 Zip Code Detailed Profile

 



Profiles Oakley, MI (48649) houses, apartments, residents, cars, jobs...

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City: Oakley, MI
Saginaw County, MI
Zip code population (2000): 1,759
Estimated zip code population in 2007: 1,644



Age and Sex of Residents in zip code 48649

Zip code 48649 (Oakley, Michigan) real estate house value trends

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Oakley, MI (48649) map from a distance

Houses and condos: 654
Renter-occupied apartments: 104
% of renters here:  17%
State:  26%

2008 cost of living index in zip code 48649: 79.2 (low, U.S. average is 100)

Land area: 26.4 sq. mi.
Water area: 0.0 sq. mi.
Population density: 62 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.6% ($1,053)
Michigan:  1.9% ($1,461)

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Males: 884  (50.3%)
Females: 875  (49.7%)

Zip code 48649 races chart


48649, MI forum
Recent posts about zip code 48649 area on our local forum with over 700,000 registered users:
Moving to Michigan in Summer 2008  (111 replies)
Moving to MI need advice please!!!!  (14 replies)
100% rural population.

Estimated median house/condo value in 2007: $133,668
48649:  $133,668
Michigan:  $153,100


According to our research of public records there was one registered sex offender living in 48649 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.

Median resident age:  36.0 years
Michigan median age:  35.5 years

Average household size:
This zip code:  2.8 people
Michigan:  2.6 people

Averages for the 2004 tax year for zip code 48649, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $34,946 (Individual Income Tax Returns)
Here:  $34,946
State:  $48,204

Salary/wage: $31,734 (reported on 85.6% of returns)
Here:  $31,734
State:  $42,791
(% of AGI for various income ranges: 81.7% for AGIs below $10k, 66.8% for AGIs $10k-25k, 78.3% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 84.8% for AGIs $75k-100k, 67.3% for AGIs over 100k)

Taxable interest for individuals: $1,624 (reported on 46.5% of returns)
This zip code:  $1,624
Michigan:  $1,725
(% of AGI for various income ranges: 7.6% for AGIs below $10k, 3.5% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 6.4% for AGIs over 100k)

Taxable dividends: $1,074 (reported on 20.4% of returns)
Here:  $1,074
State:  $3,420
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Net capital gain/loss: +$2,365 (reported on 12.0% of returns)
Here:  +$2,365
State:  +$8,532
(% of AGI for various income ranges: -0.9% for AGIs below $10k, 0.4% for AGIs $10k-25k, -0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, -0.2% for AGIs $75k-100k, 5.2% for AGIs over 100k)

Profit/loss from business: +$2,174 (reported on 10.0% of returns)
Here:  +$2,174
State:  +$9,547
(% of AGI for various income ranges: -3.8% for AGIs below $10k, 2.4% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k)

Profit/loss from farming: +$4,481 (reported on 3.1% of returns)
Here:  +$4,481
State:  $-4,492

IRA payment deduction: $1,769 (reported on 1.5% of returns)
48649:  $1,769
Michigan:  $2,875

Total itemized deductions: $14,841 (2% of AGI, reported on 23.3% of returns)
Here:  $14,841
State:  $18,509
(% of AGI for various income ranges: 9.6% for AGIs $10k-25k, 9.5% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 12.8% for AGIs over 100k)

Charity contributions deductions: $1,881 (2.8% of AGI, reported on 19.4% of returns)
Here:  $1,881
Michigan:  $3,365

Here:  2.8% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $4,095 (reported on 70.7% of returns)
48649:  $4,095
State:  $7,691
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 3.6% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 14.6% for AGIs over 100k)

Earned income credit: $1,525 (reported on 14.1% of returns)
Here:  $1,525
State:  $1,737
(% of AGI for various income ranges: 6.7% for AGIs below $10k, 3.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 64.4%
Here:  64%
State:  60%
(% for various income ranges: 52.9% for AGIs below $10k, 64.8% for AGIs $10k-25k, 66.8% for AGIs $25k-50k, 68.3% for AGIs $50k-75k, 75.6% for AGIs $75k-100k, 75.0% for AGIs over 100k)


Estimated median household income in 2007: $47,726
This zip code:  $47,726
Michigan:  $47,950
Oakley, MI (48649) map

Nearest zip codes: 48841, 48616, 48614, 48655, 48867, 48831.


Percentage of family households:
This zip code:  78.4%
Whole state:  68.0%

Percentage of households with unmarried partners:
This zip code:  5.6%
Whole state:  5.3%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 48649 with a mortgage: 185 (10 second mortgage, 24 home equity loan, 8 both second mortgage and home equity loan)
Houses without a mortgage: 132


Median monthly owner costs for units with a mortgage: $1,200

Median monthly owner costs for units without a mortgage: $356

Residents with income below the poverty level in 2007:
This zip code:  6.0%
Whole state:  14.0%

Residents with income below 50% of the poverty level in 2007:
This zip code:  1.8%
Whole state:  6.5%

Median number of rooms in houses and condos:
Here:  6.3
State:  6.1

Median number of rooms in apartments:
Here:  5.0
State:  4.1


Zip code 48649 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

 

Year house built:
  • 1999 to March 2000: 9
  • 1995 to 1998: 47
  • 1990 to 1994: 34
  • 1980 to 1989: 52
  • 1970 to 1979: 130
  • 1960 to 1969: 89
  • 1950 to 1959: 52
  • 1940 to 1949: 32
  • 1939 or earlier: 196



Zip code 48649 satellite photo by USGS


Bedrooms in owner-occupied houses in Oakley, MI (48649):
  • no bedroom: 0
  • 1 bedrooms: 11
  • 2 bedrooms: 70
  • 3 bedrooms: 307
  • 4 bedrooms: 114
  • 5 or more bedrooms: 9


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 3
  • 1 bedrooms: 12
  • 2 bedrooms: 47
  • 3 bedrooms: 40
  • 4 bedrooms: 0
  • 5 or more bedrooms: 2



Vehicles available in 48649 zip code in owner-occupied houses/condos:
  • no vehicle: 5
  • 1 vehicle: 86
  • 2 vehicles: 259
  • 3 vehicles: 127
  • 4 vehicles: 20
  • 5 or more vehicles: 14


Vehicles available in renter-occupied apartments:
  • no vehicle: 3
  • 1 vehicle: 46
  • 2 vehicles: 47
  • 3 vehicles: 7
  • 4 vehicles: 0
  • 5 or more vehicles: 1



Estimated household income distribution in 2007:

Zip code 48649 household income distribution in 2007

Zip code 48649 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48649:

  • Less than $10,000: 3
  • $10,000 to $14,999: 2
  • $15,000 to $19,999: 3
  • $25,000 to $29,999: 1
  • $30,000 to $34,999: 2
  • $35,000 to $39,999: 6
  • $40,000 to $49,999: 10
  • $50,000 to $59,999: 20
  • $60,000 to $69,999: 20
  • $70,000 to $79,999: 30
  • $80,000 to $89,999: 27
  • $90,000 to $99,999: 22
  • $100,000 to $124,999: 55
  • $125,000 to $149,999: 79
  • $150,000 to $174,999: 39
  • $175,000 to $199,999: 32
  • $200,000 to $249,999: 64
  • $250,000 to $299,999: 28
  • $300,000 to $399,999: 33
  • $400,000 to $499,999: 3
 



48649 rent paid by renters


Rent paid by renters in 2007 in zip code 48649:

  • $200 to $249: 2
  • $250 to $299: 2
  • $300 to $349: 3
  • $350 to $399: 6
  • $400 to $449: 26
  • $450 to $499: 5
  • $600 to $649: 8
  • $650 to $699: 4
  • No cash rent: 6
 


Median price asked for vacant for-sale houses and condos in 2007: $60,101.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $130,197
  • American Indian or Alaska Native householders: $90,222
  • Hispanic or Latino householders: $79,811

Estimated median house or condo value in 2007: $139,061 (it was $96,300 in 2000)
48649:  $139,061
Michigan:  $153,100
Lower value quartile - upper value quartile: $58,629 - $115,249

Mean price in 2007:
Detached houses: $167,648
Here:  $167,648
State:  $200,820

Townhouses or other attached units: $118,869
Here:  $118,869
State:  $181,134

In 3-to-4-unit structures: $106,234
Here:  $106,234
State:  $151,605

Mobile homes: $57,663
Here:  $57,663
State:  $39,606


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 552
  • One, attached: 3
  • Two: 16
  • 3 or 4: 3
  • 5 to 9: 3
  • 10 to 19: 3
  • Mobile homes: 61
48649 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 617 (84%)
  • Carpooled: 96 (13%)
  • Walked: 16 (2%)
  • Other means: 2 (0%)
  • Worked at home: 7 (1%)
 

48649 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 24
  • 5 to 9 minutes: 90
  • 10 to 14 minutes: 81
  • 15 to 19 minutes: 100
  • 20 to 24 minutes: 68
  • 25 to 29 minutes: 38
  • 30 to 34 minutes: 79
  • 35 to 39 minutes: 20
  • 40 to 44 minutes: 34
  • 45 to 59 minutes: 90
  • 60 to 89 minutes: 29
  • 90 or more minutes: 78
 

Percentage of zip code residents living and working in this county: 53.4%


Household type by relationship
Households: 1,681

  • In family households: 1,551 (416 male householders, 91 female householders)
    410 spouses, 559 children (503 natural, 12 adopted, 44 stepchildren), 32 grandchildren, 6 brothers or sisters, 7 parents, 11 other relatives, 19 non-relatives
  • In nonfamily households: 130 (52 male householders (42 living alone)), 60 female householders (53 living alone)), 18 nonrelatives

Size of family households: 213 2-persons, 126 3-persons, 115 4-persons, 35 5-persons, 10 6-persons, 8 7-or-more-persons.

Size of nonfamily households: 95 1-person, 17 2-persons.

389 married couples with children.
71 single-parent households (21 men, 50 women).

97.5% of residents of 48649 zip code speak English at home.
1.4% of residents speak Spanish at home (59% very well, 41% well).
1.0% of residents speak other Indo-European language at home (100% very well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 7 (0.4%)
(71.4% of them are naturalized citizens)

This zip code:  0.4%
Whole state:  5.3%

Most common places of birth for the foreign-born residents:



  • Poland (43%)
  • Czechoslovakia (includes Czech Republic and Slovakia) (29%)
  • Mexico (29%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 0
  • 1990 to 1994: 0
  • 1985 to 1989: 0
  • 1980 to 1984: 0
  • 1975 to 1979: 0
  • 1970 to 1974: 0
  • 1970 to 1974: 2
  • 1965 to 1969: 5

White population: 1,716
Black population: 8
American Indian population: 3
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 18
Two or more races population: 13

Zip code 48649 races chart


First ancestries reported:

 German: 478
 United States or American: 140
 English: 112
 Other groups: 98
 Polish: 83
 Irish: 51
 Scottish: 50
 French (except Basque): 38
 Czech: 29
 Dutch: 26
 Hungarian: 26
 Czechoslovakian: 26
 French Canadian: 20
 Ukrainian: 20
 Slovak: 19
 Italian: 16
 Scotch-Irish: 16
 Danish: 12
 Norwegian: 11
 Croatian: 10
 Austrian: 6
 European: 5
 Portuguese: 4
 Swedish: 3
 Arab:: 2
 Lebanese: 2
 Greek: 2



Zip code 48649 topographic map


Facitilies with environmental interests located in this zip code:

  • CHRIST EVANGELICAL LUTHERAN CHURCH AND SCH (15920 HEMLOCK RD in OAKLEY, MI)
    (Integrated Compliance Information System) - ICIS-05-1997-0698, FORMAL ENFORCEMENT ACTION
    Business SIC classification: RELIGIOUS ORGANIZATIONS
  • AGRO DISTRIBUTION LLC OAKLEY (18785 SOUTH OAKLEY ROAD in OAKLEY, MI)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business SIC classification: PESTICIDES AND AGRICULTURAL CHEMICALS
    Organizations: AGRILIANCE (CONTACT/OPERATOR)
    Alternative names: AGRILIANCE
  • FRUTCHEY BEAN COMPANY (310 THIRD ST in OAKLEY, MI)
    AIR MINOR (AIRS/AFS)
    Business SIC classification: FARM PRODUCT WAREHOUSING AND STORAGE


Median worth of mobile homes: $52,568

Zip code 48649 marital status for males
Zip code 48649 marital status for females


Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Bottled, tank, or LP gas (44%)
  • Utility gas (32%)
  • Fuel oil, kerosene, etc. (16%)
  • Wood (6%)
  • Electricity (2%)
  • Other fuel (1%)


Place of birth for U.S.-born residents:

  • This state: 1575
  • Northeast: 13
  • Midwest: 27
  • South: 32
  • West: 12

73% of the 48649 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 62% lived in this county.
   Out of people who lived in different counties, 92% lived in Michigan.

Population in 1990: 3,506. Population change in the 1990s: -1,747 (-49.8%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 25
Here:  10.5%
Michigan:  11.2%

Students in private schools in grades 9 to 12 (high school): 9
Here:  7.3%
Michigan:  8.7%

Students in private undergraduate colleges: 11
Here:  19.0%
Michigan:  16.5%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Wholesale Trade: Farm Supplies Merchant Wholesalers (10-19 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Wholesale Trade: Grain and Field Bean Merchant Wholesalers (10-19: 1)
  • Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (5-9: 2)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1)
  • Accommodation and Food Services: Full-Service Restaurants (5-9: 1)
  • Other Services (except Public Administration): Religious Organizations (1-4: 2)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 2)
  • Construction: Framing Contractors (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2005
  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 8
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$110,27011$75,94940$92,84712$36,0332$65,1859$56,673
APPLICATIONS APPROVED, NOT ACCEPTED0$02$115,7008$87,8631$68,4401$27,7001$20,640
APPLICATIONS DENIED1$40,20010$76,15724$96,6229$40,1371$28,7908$47,530
APPLICATIONS WITHDRAWN0$01$38,02014$120,5912$63,2850$01$46,720
FILES CLOSED FOR INCOMPLETENESS1$44,0000$02$90,9850$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0125.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$111,9003$138,517
APPLICATIONS APPROVED, NOT ACCEPTED1$120,0500$0
APPLICATIONS DENIED1$52,6901$58,670
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0125.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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