48809 Zip Code Detailed Profile




City: Belding, MI (5.78%)
Counties: Ionia County, MI (76.31%), Kent County, MI (21.62%), Montcalm County, MI (2.07%)
Estimated zip code population in 2013: 10,848
Zip code population in 2010: 11,015
Zip code population in 2000: 11,192

Houses and condos: 4,540
Renter-occupied apartments: 1,070
% of renters here:

26%
State:

29%
Mar. 2013 cost of living index in zip code 48809: 84.9 (less than average, U.S. average is 100)

Land area: 82.0 sq. mi.
Water area: 2.8 sq. mi.
Population density: 132 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 48809
Zip code 48809 (Belding, Michigan) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.8% ($1,737)
Michigan:

1.8% ($2,090)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,791 (1.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,635 (1.7%)

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Males: 5,513  (50.8%)
Females: 5,335  (49.2%)

For population 25 years and over in 48809:

For population 15 years and over in 48809:

Zip code 48809 compared to state average:

  • Black race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 48809

  • Zip code 48809 races chart
    • 10,346White population
    • 33Black population
    • 36American Indian population
    • 55Asian population
    • 3Native Hawaiian and Other Pacific Islander population
    • 5Some other race population
    • 120Two or more races population
    • 417Hispanic or Latino population

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Urban population: 5,729
Rural population: 5,118

Estimated median house/condo value in 2013: $97,000
48809:

$97,000
Michigan:

$117,500



According to our research of Michigan and other state lists there were 16 registered sex offenders living in 48809 zip code as of July 28, 2015.
The ratio of number of residents in zip code 48809 to the number of sex offenders is 738 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

37.5 years
Michigan median age:

39.6 years
Average household size:
This zip code:

2.6 people
Michigan:

2.5 people

Averages for the 2012 tax year for zip code 48809, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $42,827 (Individual Income Tax Returns)
Here:

$42,827
State:

$55,609

Salary/wage: $38,278 (reported on 85.3% of returns)
Here:

$38,278
State:

$46,782
(% of AGI for various income ranges: 72.6% for AGIs below $25k, 81.9% for AGIs $25k-50k, 82.9% for AGIs $50k-75k, 80.8% for AGIs $75k-100k, 79.1% for AGIs $100k-200k, 44.8% for AGIs over 200k)

Taxable interest for individuals: $1,253 (reported on 25.7% of returns)
This zip code:

$1,253
Michigan:

$1,491
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Ordinary dividends: $2,837 (reported on 11.9% of returns)
Here:

$2,837
State:

$6,225
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,007 (reported on 8.7% of returns)
Here:

+$4,007
State:

+$9,326
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.6% for AGIs $75k-100k, 0.1% for AGIs $100k-200k, 6.3% for AGIs over 200k)

Profit/loss from business: +$8,180 (reported on 12.1% of returns)
Here:

+$8,180
State:

+$11,523
(% of AGI for various income ranges: 4.1% for AGIs below $25k, 2.8% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.9% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,886 (reported on 8.5% of returns)
48809:

$11,886
Michigan:

$15,298
(% of AGI for various income ranges: 3.2% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 3.6% for AGIs $100k-200k)

Total itemized deductions: $17,316 (19% of AGI, reported on 20.6% of returns)
Here:

$17,316
State:

$21,628

Here:

18.8% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 4.0% for AGIs below $25k, 6.2% for AGIs $25k-50k, 7.4% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 12.3% for AGIs $100k-200k, 10.3% for AGIs over 200k)

Charity contributions: $3,439 (reported on 14.9% of returns)
Here:

$3,439
State:

$4,225
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Taxes paid: $6,274 (reported on 20.6% of returns)
48809:

$6,274
State:

$8,327
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 5.4% for AGIs $100k-200k, 4.8% for AGIs over 200k)

Earned income credit: $2,104 (reported on 21.6% of returns)
Here:

$2,104
State:

$2,306
(% of AGI for various income ranges: 6.6% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 48809, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,421 (Individual Income Tax Returns)
Here:

$37,421
State:

$48,204

Salary/wage: $35,474 (reported on 88.7% of returns)
Here:

$35,474
State:

$42,791
(% of AGI for various income ranges: 101.8% for AGIs below $10k, 77.8% for AGIs $10k-25k, 87.9% for AGIs $25k-50k, 89.1% for AGIs $50k-75k, 87.7% for AGIs $75k-100k, 67.9% for AGIs over 100k)

Taxable interest for individuals: $966 (reported on 38.0% of returns)
This zip code:

$966
Michigan:

$1,725
(% of AGI for various income ranges: 3.9% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Taxable dividends: $1,545 (reported on 14.6% of returns)
Here:

$1,545
State:

$3,420
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Net capital gain/loss: +$5,651 (reported on 10.6% of returns)
Here:

+$5,651
State:

+$8,532
(% of AGI for various income ranges: -0.6% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 6.3% for AGIs over 100k)

Profit/loss from business: +$5,341 (reported on 12.0% of returns)
Here:

+$5,341
State:

+$9,547
(% of AGI for various income ranges: -1.5% for AGIs below $10k, 4.0% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 2.3% for AGIs over 100k)

IRA payment deduction: $2,652 (reported on 1.4% of returns)
48809:

$2,652
Michigan:

$2,875

Total itemized deductions: $14,971 (22% of AGI, reported on 29.0% of returns)
Here:

$14,971
State:

$18,509

Here:

22.4% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 6.0% for AGIs below $10k, 6.1% for AGIs $10k-25k, 10.6% for AGIs $25k-50k, 12.1% for AGIs $50k-75k, 14.1% for AGIs $75k-100k, 14.2% for AGIs over 100k)

Charity contributions deductions: $2,652 (4% of AGI, reported on 21.5% of returns)
Here:

$2,652
State:

$3,365

Here:

3.7% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 3.3% for AGIs over 100k)

Total tax: $4,412 (reported on 72.2% of returns)
48809:

$4,412
State:

$7,691
(% of AGI for various income ranges: 2.7% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 7.6% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 16.3% for AGIs over 100k)

Earned income credit: $1,639 (reported on 17.3% of returns)
Here:

$1,639
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 62.7%
Here:

63%
State:

60%
(% for various income ranges: 56.3% for AGIs below $10k, 62.1% for AGIs $10k-25k, 65.8% for AGIs $25k-50k, 62.9% for AGIs $50k-75k, 64.8% for AGIs $75k-100k, 74.5% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$44,533
Michigan:

$48,273
Belding, MI (48809) map Nearest zip codes: 48838, 48881, 48865, 49331, 49326, 48885.
Percentage of family households:
This zip code:

56.0%
Michigan:

49.0%
Percentage of households with unmarried partners:
This zip code:

9.0%
Michigan:

6.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,059
Household did not receive Food Stamps/SNAP in the past 12 months: 2,988


Women who had a birth in the past 12 months: 179 (132 now married, 47 unmarried)
Women who did not have a birth in the past 12 months: 2,305 (1,055 now married, 1,250 unmarried)


Housing units in zip code 48809 with a mortgage: 1,893 (62 second mortgage, 339 home equity loan, 26 both second mortgage and home equity loan)
Houses without a mortgage: 1,084

Median monthly owner costs for units with a mortgage: $1,164
Median monthly owner costs for units without a mortgage: S431

Residents with income below the poverty level in 2013:
This zip code:

21.1%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

11.1%
Whole state:

9.1%
Median number of rooms in houses and condos:
Here:

6.5
State:

6.4
Median number of rooms in apartments:
Here:

4.3
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 48809: Grattan Raceway (A), Ridgeview Golf Club (B), Candlestone Golf Course (C), Smyrna Station (D), Chadwick Corners (E), Belding Station (F), Grattan Township Fire Department (G), Belding Life Emergency Medical Services (H), Belding City Police Department (I), Belding Fire Department (J), Alvah N Belding Public Library (K). Display/hide their locations on the map

    Churches in zip code 48809 include: Green Church (A), Jesus Name Church (B), Saint Marys Church (C), Smyrna Bible Church (D), Belding Bible Church (E), Congregational Church (F), Belding Free Methodist Church (G), United Methodist Church (H), Church of Jesus Christ of Latter Day Saints (I). Display/hide their locations on the map

    Cemeteries: Otisco Cemetery (1), Easton Cemetery (2), River Ridge Cemetery (3), Rest Haven Memorial Gardens (4), Marble Cemetery (5), Grattan Cemetery (6), Ashley Cemetery (7). Display/hide their locations on the map

    Lakes: Twin Lakes (A), Race Lake (B), Muskrat Lake (C), Wolf Lake (D), Haney Lake (E), Green Lake (F), Lake Ranney (G), Chapin Lake (H). Display/hide their locations on the map

    Creeks: Seely Creek (A), Dickerson Creek (B). Display/hide their locations on the map

    Parks in zip code 48809 include: White's Bridge Historical Marker (1), Smyrna Historical Marker (2), Alvah N Belding Library Historical Marker (3), Belrockton Dormitory Historical Marker (4), Pere Marquette Railway Depot Historical Marker (5), Byrne Park (6), Flat River State Game Area (7). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 4842000 to 2009
  • 4401990 to 1999
  • 5631980 to 1989
  • 6101970 to 1979
  • 3861960 to 1969
  • 4781950 to 1959
  • 3501940 to 1949
  • 1,2291939 or earlier

Zip code 48809 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Belding, MI (48809)

  • 42no bedroom
  • 821 bedroom
  • 5122 bedrooms
  • 1,5813 bedrooms
  • 6244 bedrooms
  • 1365+ bedrooms

Bedrooms in renter-occupied apartments in Belding, MI (48809)

  • 18no bedroom
  • 3771 bedroom
  • 3072 bedrooms
  • 2773 bedrooms
  • 734 bedrooms
  • 185+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Belding, MI (48809) in owner-occupied houses/condos

  • 118no vehicle
  • 7641 vehicle
  • 1,2992 vehicles
  • 5543 vehicles
  • 1844 vehicles
  • 585+ vehicles

Cars and other vehicles available in Belding, MI (48809) in renter-occupied apartments

  • 244no vehicle
  • 4751 vehicle
  • 3202 vehicles
  • 163 vehicles
  • 04 vehicles
  • 155+ vehicles

Median gross rent in 2013: $587.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $97,000
48809:

$97,000
Michigan:

$117,500
Lower value quartile - upper value quartile: $72,900 - $162,800

Mean price in 2013:

Detached houses: $82,015
Here:

$82,015
State:

$159,597

Townhouses or other attached units: $148,745
Here:

$148,745
State:

$138,735

Mobile homes: $19,870
Here:

$19,870
State:

$33,033

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 13.6%

Percentage of zip code residents living and working in this county: 53.1%

Household type by relationship:

Households: 10,627

Size of family households: 1,146 2-persons, 769 3-persons, 433 4-persons, 255 5-persons, 158 6-persons, 42 7-or-more-persons

Size of nonfamily households: 1,087 1-person, 135 2-persons, 19 3-persons, 3 4-persons

1,557 married couples with children.
922 single-parent households (212 men, 710 women).

95.8% of residents of 48809 zip code speak English at home.
3.3% of residents speak Spanish at home (66% very well, 7% well, 16% not well, 11% not at all).
0.9% of residents speak other Indo-European language at home (95% very well, 5% well).

Foreign born population: 260 (2.4%)
(34.6% of them are naturalized citizens)
This zip code:

2.4%
Whole state:

6.2%

Most common places of birth for the foreign-born residents

  • 58%Mexico
  • 9%Canada
  • 8%Germany
  • 7%Netherlands
  • 7%Spain
  • 5%Romania
  • 4%Korea

Most common first ancestries reported in 48809 (%)

  • 19%German
  • 16%Other groups
  • 8%Irish
  • 7%English
  • 6%American
  • 5%Dutch
  • 4%Polish

Year of entry for the foreign-born population

  • 282010 or later
  • 352000 to 2009
  • 1191990 to 1999
  • 112Before 1990

Zip code 48809 topographic map

Major facilities with environmental interests located in this zip code:


Zip code 48809 marital status for males
Zip code 48809 marital status for females

Housing units lacking complete plumbing facilities: 2.2%
Housing units lacking complete kitchen facilities: 1.6%

Most commonly used house heating fuel

  • 56%Utility gas
  • 22%Bottled, tank, or LP gas
  • 8%Electricity
  • 7%Wood
  • 4%Fuel oil, kerosene, etc.
  • 2%Other fuel
  • 2%No fuel used

Population in 1990: 8,995. Population change in the 1990s: +2,197 (+24.4%).

Place of birth for U.S.-born residents:


62% of the 48809 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 49% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

89% of the 48809 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 56% moved from this county.
   Out of people who lived in different houses, 32% moved from different county within same state.
   Out of people who lived in different houses, 8% moved from different state.
   Out of people who lived in different houses, 4% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 60
Here:

5.0%
Michigan:

10.2%
Students in private schools in grades 9 to 12 (high school): 28
Here:

4.3%
Michigan:

8.6%
Students in private undergraduate colleges: 106
Here:

27.0%
Michigan:

14.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 65,096Community and social service occupations
  • 61,667Computer and mathematical occupations
  • 60,917Architecture and engineering occupations
  • 55,278Fire fighting and prevention, and other protective service workers including supervisors
  • 54,732Health diagnosing and treating practitioners and other technical occupations
  • 52,434Law enforcement workers including supervisors

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 104 people in nursing facilities/skilled-nursing facilities
  • 44 people in group homes intended for adults
  • 6 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 176 people in nursing homes
  • 28 people in agriculture workers' dormitories on farms
  • 20 people in other noninstitutional group quarters
  • 16 people in other group homes
  • 6 people in homes for the mentally retarded
  • 5 people in unknown juvenile institutions

Fatal accident statistics in 2010:

  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 6
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 5
  • Persons involved in fatal accidents: 8
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED74$85,62850$97,759363$128,27326$36,64434$97,12617$63,705
APPLICATIONS APPROVED, NOT ACCEPTED4$79,3856$109,10742$127,8974$19,0932$122,2051$15,200
APPLICATIONS DENIED22$63,27425$59,340189$132,60119$30,18910$116,33715$73,156
APPLICATIONS WITHDRAWN13$67,7667$127,63387$137,8071$10,0606$124,1134$80,095
FILES CLOSED FOR INCOMPLETENESS5$76,4026$76,07816$136,2691$11,0001$60,0000$0

Detailed HMDA statistics for the following Tracts: 0109.02 , 0302.00, 0303.00, 0304.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED9$170,6086$169,8521$105,230
APPLICATIONS APPROVED, NOT ACCEPTED7$117,4595$240,8520$0
APPLICATIONS DENIED2$99,2459$166,8120$0
APPLICATIONS WITHDRAWN1$63,3701$149,0000$0
FILES CLOSED FOR INCOMPLETENESS1$59,0000$00$0

Detailed PMIC statistics for the following Tracts: 0109.02 , 0302.00, 0303.00, 0304.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 48809 among deceased individuals
NameCountLived (average)
George5076.7 years
Mary4979.1 years
William4775.0 years
John4774.0 years
Harold4174.6 years
Charles4074.9 years
Robert4070.4 years
James3969.5 years
Frank3279.5 years
Richard2870.6 years
Most common last names in zip code 48809 among deceased individuals
Last nameCountLived (average)
Johnson3780.3 years
Smith3573.4 years
Wilson2576.2 years
Miller1771.8 years
Wright1678.1 years
Wood1685.5 years
Moore1580.9 years
Brown1573.3 years
Hall1375.9 years
Rich1377.0 years
Businesses in zip code 48809
NameCountNameCount
Burger King1McDonald's1
Jimmy John's5Rite Aid1
Jones New York1Subway1
La-Z-Boy1U-Haul1
MasterBrand Cabinets4

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