Estimated median household income in 2007: $47,172
| This zip code: | $47,172 | | Michigan: | $47,950 |
Nearest zip codes: 48881, 49325, 48849, 49331, 49302, 48897.
Housing units in zip code 48815 with a mortgage: 288 (14 second mortgage, 30 home equity loan, 4 both second mortgage and home equity loan)
Houses without a mortgage: 115
Median monthly owner costs for units with a mortgage: $1,168
Median monthly owner costs for units without a mortgage: $400
Residents with income below the poverty level in 2007:
| This zip code: | 5.5% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.7% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 4.1 |
Year house built: |
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- 1999 to March 2000: 36
- 1995 to 1998: 60
- 1990 to 1994: 57
- 1980 to 1989: 82
- 1970 to 1979: 95
- 1960 to 1969: 97
- 1950 to 1959: 66
- 1940 to 1949: 56
- 1939 or earlier: 292
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Bedrooms in owner-occupied houses in Clarksville, MI (48815): |
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- no bedroom: 0
- 1 bedrooms: 19
- 2 bedrooms: 161
- 3 bedrooms: 330
- 4 bedrooms: 122
- 5 or more bedrooms: 22
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 32
- 2 bedrooms: 27
- 3 bedrooms: 18
- 4 bedrooms: 2
- 5 or more bedrooms: 10
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Vehicles available in 48815 zip code in owner-occupied houses/condos: |
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- no vehicle: 24
- 1 vehicle: 118
- 2 vehicles: 293
- 3 vehicles: 149
- 4 vehicles: 50
- 5 or more vehicles: 20
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 2
- 1 vehicle: 60
- 2 vehicles: 15
- 3 vehicles: 7
- 4 vehicles: 5
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48815:
- Less than $10,000: 3
- $10,000 to $14,999: 1
- $25,000 to $29,999: 1
- $30,000 to $34,999: 1
- $35,000 to $39,999: 2
- $40,000 to $49,999: 14
- $50,000 to $59,999: 15
- $60,000 to $69,999: 24
- $70,000 to $79,999: 19
- $80,000 to $89,999: 20
- $90,000 to $99,999: 26
- $100,000 to $124,999: 110
- $125,000 to $149,999: 64
- $150,000 to $174,999: 75
- $175,000 to $199,999: 76
- $200,000 to $249,999: 92
- $250,000 to $299,999: 39
- $300,000 to $399,999: 38
- $400,000 to $499,999: 8
- $500,000 to $749,999: 7
- $1,000,000 or more: 4
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Rent paid by renters in 2007 in zip code 48815:
- Less than $100: 6
- $100 to $149: 4
- $150 to $199: 2
- $200 to $249: 4
- $250 to $299: 5
- $350 to $399: 3
- $400 to $449: 8
- $450 to $499: 6
- $500 to $549: 11
- $550 to $599: 4
- $600 to $649: 3
- $650 to $699: 3
- No cash rent: 8
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $142,689
- American Indian or Alaska Native householders: $38,170
- Hispanic or Latino householders: $90,222
Estimated median house or condo value in 2007: $163,032 (it was $112,900 in 2000)
| 48815: | $163,032 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $73,286 - $137,579
Mean price in 2007:
Detached houses: $195,339| Here: | $195,339 | | State: | $200,820 |
Townhouses or other attached units: $38,458| Here: | $38,458 | | State: | $181,134 |
In 2-unit structures: $169,072| Here: | $169,072 | | State: | $129,336 |
Mobile homes: $83,555| Here: | $83,555 | | State: | $39,606 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 719
- One, attached: 5
- Two: 13
- 3 or 4: 2
- 20 to 49: 24
- Mobile homes: 78

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Means of transportation to work
- Drove a car alone: 829 (86%)
- Carpooled: 38 (4%)
- Bus or trolley bus: 3 (0%)
- Walked: 20 (2%)
- Other means: 18 (2%)
- Worked at home: 54 (6%)
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Travel time to work
- Less than 5 minutes: 33
- 5 to 9 minutes: 41
- 10 to 14 minutes: 57
- 15 to 19 minutes: 93
- 20 to 24 minutes: 161
- 25 to 29 minutes: 92
- 30 to 34 minutes: 180
- 35 to 39 minutes: 44
- 40 to 44 minutes: 33
- 45 to 59 minutes: 131
- 60 to 89 minutes: 27
- 90 or more minutes: 16
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Percentage of zip code residents living and working in this county: 32.4%
Household type by relationship
Households: 1,948
- In family households: 1,735 (491 male householders, 57 female householders)
476 spouses, 634 children (588 natural, 19 adopted, 27 stepchildren), 24 grandchildren, 4 brothers or sisters, 5 parents, 21 other relatives, 23 non-relatives
- In nonfamily households: 213 (94 male householders (87 living alone)), 98 female householders (89 living alone)), 21 nonrelatives
Size of family households: 229 2-persons, 107 3-persons, 122 4-persons, 63 5-persons, 20 6-persons, 7 7-or-more-persons.
Size of nonfamily households: 176 1-person, 16 2-persons.
487 married couples with children.
79 single-parent households (25 men, 54 women).
98.4% of residents of 48815 zip code speak English at home.
1.4% of residents speak Spanish at home (32% very well, 52% well, 16% not well).
0.3% of residents speak other Indo-European language at home (100% very well).
Foreign born population: 6 (0.3%)
(83.3% of them are naturalized citizens)
| This zip code: | 0.3% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 6
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White population: 2,063
Black population: 3
American Indian population: 6
Asian population: 1
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 6
Two or more races population: 16

First ancestries reported:
|  German: 368 |
|  United States or American: 255 |
|  English: 130 |
|  Dutch: 127 |
|  Polish: 99 |
|  Irish: 96 |
|  Other groups: 58 |
|  Scottish: 40 |
|  Swedish: 16 |
|  French (except Basque): 15 |
|  Hungarian: 15 |
|  Italian: 11 |
|  Russian: 11 |
|  Swiss: 11 |
|  French Canadian: 9 |
|  Scotch-Irish: 9 |
|  Danish: 8 |
|  Norwegian: 8 |
|  Canadian: 5 |
|  Czech: 4 |
|  Finnish: 4 |
|  Celtic: 4 |
|  Pennsylvania German: 2 |

Facitilies with environmental interests located in this zip code:
- MI DEPT/AGRICULTURE (9302 PORTLAND ROAD in CLARKSVILLE, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- AMERITECH CORP (911 W CLARKSVILLE RD in CLARKSVILLE, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $88,841
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Bottled, tank, or LP gas (56%)
- Fuel oil, kerosene, etc. (27%)
- Electricity (7%)
- Wood (6%)
- Utility gas (3%)
- No fuel used (1%)
- Coal or coke (1%)
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Place of birth for U.S.-born residents:
- This state: 1707
- Northeast: 32
- Midwest: 113
- South: 58
- West: 32
66% of the 48815 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 38% lived in this county.
Out of people who lived in different counties, 77% lived in Michigan.
Population in 1990: 2,027. Population change in the 1990s: +68 (+3.4%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 25
| Here: | 9.4% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 2
| Here: | 1.4% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 18
| Here: | 39.1% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
- Finance and Insurance: Commercial Banking (5-9: 1)
- Construction: Water and Sewer Line and Related Structures Construction (5-9: 1)
- Other Services (except Public Administration): Religious Organizations (5-9: 1)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (5-9: 1)
- Construction: Electrical Contractors (1-4: 2)
- Health Care and Social Assistance: Homes for the Elderly (1-4: 1)
- Information: Libraries and Archives (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $113,639 | 62 | $110,048 | 130 | $131,990 | 29 | $44,209 | 15 | $117,297 | 15 | $81,466 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $76,230 | 9 | $123,799 | 24 | $153,615 | 0 | $0 | 2 | $52,360 | 5 | $73,766 |
| APPLICATIONS DENIED | 4 | $111,843 | 23 | $103,783 | 85 | $125,601 | 16 | $25,506 | 6 | $72,893 | 12 | $54,285 |
| APPLICATIONS WITHDRAWN | 1 | $86,240 | 8 | $142,450 | 32 | $154,072 | 2 | $106,260 | 3 | $151,947 | 1 | $86,240 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $227,535 | 16 | $123,826 | 2 | $72,380 | 1 | $292,600 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $87,844 | 106 | $106,391 | 149 | $110,823 | 41 | $34,368 | 16 | $70,792 | 28 | $64,515 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $136,675 | 10 | $93,016 | 28 | $106,095 | 2 | $50,435 | 2 | $97,790 | 2 | $108,185 |
| APPLICATIONS DENIED | 2 | $91,245 | 26 | $75,164 | 99 | $112,716 | 19 | $48,956 | 3 | $55,953 | 16 | $80,513 |
| APPLICATIONS WITHDRAWN | 1 | $109,340 | 9 | $108,741 | 70 | $136,202 | 2 | $58,520 | 2 | $44,275 | 3 | $106,773 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 18 | $145,017 | 1 | $23,100 | 1 | $146,300 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $115,731 | 118 | $108,864 | 201 | $117,638 | 35 | $28,842 | 20 | $117,502 | 25 | $95,973 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 13 | $96,309 | 35 | $132,660 | 4 | $70,840 | 4 | $103,180 | 5 | $100,408 |
| APPLICATIONS DENIED | 5 | $119,196 | 26 | $103,683 | 165 | $128,487 | 17 | $42,486 | 4 | $33,880 | 34 | $84,723 |
| APPLICATIONS WITHDRAWN | 1 | $88,550 | 12 | $98,047 | 92 | $130,155 | 9 | $81,877 | 2 | $151,305 | 8 | $77,674 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $97,944 | 22 | $151,760 | 3 | $65,963 | 2 | $36,190 | 2 | $73,535 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $110,465 | 90 | $132,979 | 240 | $118,872 | 32 | $55,151 | 16 | $129,167 | 33 | $87,267 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $94,864 | 21 | $101,860 | 47 | $104,327 | 2 | $59,675 | 4 | $92,208 | 9 | $92,828 |
| APPLICATIONS DENIED | 3 | $126,280 | 28 | $81,345 | 112 | $114,771 | 21 | $28,710 | 3 | $63,910 | 26 | $83,723 |
| APPLICATIONS WITHDRAWN | 2 | $122,430 | 10 | $115,731 | 64 | $120,156 | 7 | $51,370 | 5 | $110,264 | 7 | $60,830 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $93,555 | 34 | $130,424 | 2 | $65,065 | 1 | $125,510 | 4 | $101,640 |
Detailed HMDA statistics for the following Tracts:
0313.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $126,811 | 10 | $178,101 | 2 | $25,795 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $109,725 | 8 | $177,100 | 0 | $0 | 1 | $99,330 |
| APPLICATIONS DENIED | 2 | $75,075 | 1 | $86,240 | 0 | $0 | 1 | $51,590 |
| APPLICATIONS WITHDRAWN | 2 | $26,180 | 2 | $103,950 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $117,194 | 12 | $140,397 | 2 | $71,995 | 1 | $66,220 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $151,113 | 1 | $126,280 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $92,400 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $138,899 | 17 | $169,672 | 1 | $53,900 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $209,594 | 2 | $162,855 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $100,870 | 0 | $0 | 1 | $100,870 |
| APPLICATIONS WITHDRAWN | 1 | $114,730 | 2 | $113,960 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $136,162 | 18 | $145,573 | 0 | $0 | 1 | $65,450 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $160,160 | 6 | $152,588 | 0 | $0 | 1 | $88,550 |
| APPLICATIONS DENIED | 1 | $151,690 | 1 | $103,180 | 0 | $0 | 1 | $103,180 |
| APPLICATIONS WITHDRAWN | 4 | $107,030 | 5 | $125,510 | 1 | $53,900 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $92,400 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0313.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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