48831 Zip Code Detailed Profile




City: Elsie, MI (1.64%)
Counties: Clinton County, MI (44.09%), Shiawassee County, MI (34.45%), Saginaw County, MI (20.09%), Gratiot County, MI (1.37%)
Estimated zip code population in 2013: 3,438
Zip code population in 2010: 3,512
Zip code population in 2000: 3,613

Houses and condos: 1,387
Renter-occupied apartments: 238
% of renters here:

19%
State:

29%
Mar. 2013 cost of living index in zip code 48831: 83.0 (low, U.S. average is 100)

Land area: 72.8 sq. mi.
Water area: 0.2 sq. mi.
Population density: 47 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 48831
Zip code 48831 (Elsie, Michigan) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.4% ($1,451)
Michigan:

1.8% ($2,090)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,440 (1.4%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,472 (1.4%)

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Males: 1,758  (51.1%)
Females: 1,680  (48.9%)

For population 25 years and over in 48831:

For population 15 years and over in 48831:

Zip code 48831 compared to state average:

  • Black race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • House age above state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 48831

  • Zip code 48831 races chart
    • 3,313White population
    • 10Black population
    • 17American Indian population
    • 5Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 0Some other race population
    • 20Two or more races population
    • 147Hispanic or Latino population

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48831, MI forum
Recent posts about zip code 48831 area on our local forum with over 1,800,000 registered users:
The Wonders of Michigan  (20 replies)
Interesting History on Michigan,can you add anything?  (9 replies)
100% rural population.

Estimated median house/condo value in 2013: $106,900
48831:

$106,900
Michigan:

$117,500



According to our research of Michigan and other state lists there were 5 registered sex offenders living in 48831 zip code as of August 03, 2015.
The ratio of number of residents in zip code 48831 to the number of sex offenders is 711 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

41.0 years
Michigan median age:

39.6 years
Average household size:
This zip code:

2.7 people
Michigan:

2.5 people

Averages for the 2012 tax year for zip code 48831, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $40,241 (Individual Income Tax Returns)
Here:

$40,241
State:

$55,609

Salary/wage: $36,498 (reported on 80.6% of returns)
Here:

$36,498
State:

$46,782
(% of AGI for various income ranges: 65.2% for AGIs below $25k, 73.7% for AGIs $25k-50k, 77.0% for AGIs $50k-75k, 83.5% for AGIs $75k-100k, 65.9% for AGIs $100k-200k)

Taxable interest for individuals: $974 (reported on 29.7% of returns)
This zip code:

$974
Michigan:

$1,491
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 1.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Ordinary dividends: $2,176 (reported on 13.5% of returns)
Here:

$2,176
State:

$6,225
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$7,194 (reported on 11.0% of returns)
Here:

+$7,194
State:

+$9,326
(% of AGI for various income ranges: 0.1% for AGIs $50k-75k, 8.1% for AGIs $100k-200k)

Profit/loss from business: +$3,490 (reported on 13.5% of returns)
Here:

+$3,490
State:

+$11,523
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.8% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $8,147 (reported on 9.7% of returns)
48831:

$8,147
Michigan:

$15,298
(% of AGI for various income ranges: 3.7% for AGIs below $25k, 2.2% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 3.2% for AGIs $75k-100k)

Total itemized deductions: $16,406 (22% of AGI, reported on 20.6% of returns)
Here:

$16,406
State:

$21,628

Here:

22.1% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 7.2% for AGIs below $25k, 6.8% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 9.6% for AGIs $100k-200k)

Charity contributions: $2,875 (reported on 15.5% of returns)
Here:

$2,875
State:

$4,225
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.9% for AGIs $100k-200k)

Taxes paid: $5,019 (reported on 20.6% of returns)
48831:

$5,019
State:

$8,327
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 4.0% for AGIs $100k-200k)

Earned income credit: $2,089 (reported on 17.4% of returns)
Here:

$2,089
State:

$2,306
(% of AGI for various income ranges: 4.8% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 48831, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,031 (Individual Income Tax Returns)
Here:

$35,031
State:

$48,204

Salary/wage: $33,466 (reported on 83.4% of returns)
Here:

$33,466
State:

$42,791
(% of AGI for various income ranges: 106.7% for AGIs below $10k, 64.8% for AGIs $10k-25k, 80.5% for AGIs $25k-50k, 86.8% for AGIs $50k-75k, 85.1% for AGIs $75k-100k, 69.7% for AGIs over 100k)

Taxable interest for individuals: $1,259 (reported on 42.8% of returns)
This zip code:

$1,259
Michigan:

$1,725
(% of AGI for various income ranges: 21.6% for AGIs below $10k, 3.0% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Taxable dividends: $1,342 (reported on 18.8% of returns)
Here:

$1,342
State:

$3,420
(% of AGI for various income ranges: 5.9% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Net capital gain/loss: +$5,918 (reported on 15.1% of returns)
Here:

+$5,918
State:

+$8,532
(% of AGI for various income ranges: 1.2% for AGIs below $10k, 1.9% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 9.7% for AGIs over 100k)

Profit/loss from business: +$3,902 (reported on 14.7% of returns)
Here:

+$3,902
State:

+$9,547
(% of AGI for various income ranges: 10.4% for AGIs below $10k, 4.8% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.9% for AGIs over 100k)

IRA payment deduction: $2,939 (reported on 2.1% of returns)
48831:

$2,939
Michigan:

$2,875

Total itemized deductions: $13,954 (22% of AGI, reported on 24.3% of returns)
Here:

$13,954
State:

$18,509

Here:

22.3% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 16.9% for AGIs below $10k, 6.2% for AGIs $10k-25k, 9.0% for AGIs $25k-50k, 11.0% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 10.7% for AGIs over 100k)

Charity contributions deductions: $2,052 (3% of AGI, reported on 19.0% of returns)
Here:

$2,052
State:

$3,365

Here:

3.0% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.9% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Total tax: $4,147 (reported on 71.2% of returns)
48831:

$4,147
State:

$7,691
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 15.6% for AGIs over 100k)

Earned income credit: $1,732 (reported on 14.2% of returns)
Here:

$1,732
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 68.2%
Here:

68%
State:

60%
(% for various income ranges: 59.9% for AGIs below $10k, 71.8% for AGIs $10k-25k, 65.4% for AGIs $25k-50k, 73.0% for AGIs $50k-75k, 73.8% for AGIs $75k-100k, 80.6% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$46,779
Michigan:

$48,273
Elsie, MI (48831) map Nearest zip codes: 48807, 48866, 48841, 48806, 48649, 48614.
Percentage of family households:
This zip code:

55.5%
Michigan:

49.0%
Percentage of households with unmarried partners:
This zip code:

6.2%
Michigan:

6.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 169
Household did not receive Food Stamps/SNAP in the past 12 months: 1,090


Women who had a birth in the past 12 months: 43 (24 now married, 19 unmarried)
Women who did not have a birth in the past 12 months: 743 (402 now married, 341 unmarried)


Housing units in zip code 48831 with a mortgage: 584 (25 second mortgage, 80 home equity loan)
Houses without a mortgage: 437

Median monthly owner costs for units with a mortgage: $1,100
Median monthly owner costs for units without a mortgage: S432

Residents with income below the poverty level in 2013:
This zip code:

14.8%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

10.3%
Whole state:

9.1%
Median number of rooms in houses and condos:
Here:

6.6
State:

6.4
Median number of rooms in apartments:
Here:

5.3
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 48831: Al Jo Farms (A), Bear Foote Farm (B), Nash Farms (C), E B Ridge Dairy (D), Fabus Farms (E), Maple Valley Farms (F), Peck Farms (G), Summer Farms (H), Taylor Farm (I), Wadell Farms (J), Willowbrook Farm (K), Amman Farm (L), Bower Farm (M), Green Meadow Farms (N), Latz Farm (O), Long's Dairy Farm (P), Ziola Farms (Q), William's Farms (R), Jan's Second Lake Campground (S), Carland Station (T). Display/hide their locations on the map

    Churches in zip code 48831 include: Racy Church (A), Brethren in Christ Church (B), United Methodist Church (C), Fenmore Baptist Church (D), Eureka Christian Church (E). Display/hide their locations on the map

    Cemeteries: Riverside Cemetery (1), Fairfield Cemetery (2), Ford Cemetery (3), Elsie Village Cemetery (4), Old Fairfield Cemetery (5). Display/hide their locations on the map

    Creeks: Baker Creek (A), Wise Creek (B). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 662000 to 2009
  • 1141990 to 1999
  • 931980 to 1989
  • 1771970 to 1979
  • 1701960 to 1969
  • 771950 to 1959
  • 1251940 to 1949
  • 5651939 or earlier

Zip code 48831 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Elsie, MI (48831)

  • 0no bedroom
  • 151 bedroom
  • 1852 bedrooms
  • 5723 bedrooms
  • 1944 bedrooms
  • 555+ bedrooms

Bedrooms in renter-occupied apartments in Elsie, MI (48831)

  • 2no bedroom
  • 281 bedroom
  • 1002 bedrooms
  • 723 bedrooms
  • 294 bedrooms
  • 75+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Elsie, MI (48831) in owner-occupied houses/condos

  • 23no vehicle
  • 2061 vehicle
  • 4242 vehicles
  • 2003 vehicles
  • 1174 vehicles
  • 515+ vehicles

Cars and other vehicles available in Elsie, MI (48831) in renter-occupied apartments

  • 13no vehicle
  • 881 vehicle
  • 1042 vehicles
  • 333 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $751.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $106,900
48831:

$106,900
Michigan:

$117,500
Lower value quartile - upper value quartile: $67,700 - $150,800

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 16.5%

Percentage of zip code residents living and working in this county: 47.9%

Household type by relationship:

Households: 3,432

Size of family households: 476 2-persons, 156 3-persons, 149 4-persons, 135 5-persons, 23 6-persons, 13 7-or-more-persons

Size of nonfamily households: 247 1-person, 52 2-persons, 8 3-persons

594 married couples with children.
121 single-parent households (49 men, 72 women).

98.5% of residents of 48831 zip code speak English at home.
1.0% of residents speak Spanish at home (56% very well, 6% well, 15% not well, 24% not at all).
0.4% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 26 (0.8%)
(23.1% of them are naturalized citizens)
This zip code:

0.8%
Whole state:

6.2%

Most common places of birth for the foreign-born residents

  • 65%Mexico
  • 35%Canada

Most common first ancestries reported in 48831 (%)

  • 22%German
  • 11%Other groups
  • 11%English
  • 9%Irish
  • 8%American
  • 4%Czech
  • 4%French (except Basque)

Year of entry for the foreign-born population

  • 02010 or later
  • 132000 to 2009
  • 71990 to 1999
  • 6Before 1990

Zip code 48831 topographic map

Facilities with environmental interests located in this zip code:


Zip code 48831 marital status for males
Zip code 48831 marital status for females

Housing units lacking complete plumbing facilities: 0.6%
Housing units lacking complete kitchen facilities: 1.2%

Most commonly used house heating fuel

  • 37%Utility gas
  • 31%Bottled, tank, or LP gas
  • 12%Wood
  • 12%Fuel oil, kerosene, etc.
  • 6%Electricity
  • 2%Other fuel

Population in 1990: 2,487. Population change in the 1990s: +1,126 (+45.3%).

Place of birth for U.S.-born residents:


70% of the 48831 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 43% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

93% of the 48831 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 65% moved from this county.
   Out of people who lived in different houses, 19% moved from different county within same state.
   Out of people who lived in different houses, 4% moved from different state.
   Out of people who lived in different houses, 12% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 14
Here:

4.0%
Michigan:

10.2%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Michigan:

8.6%
Students in private undergraduate colleges: 45
Here:

33.3%
Michigan:

14.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 75,313Health diagnosing and treating practitioners and other technical occupations
  • 51,458Architecture and engineering occupations
  • 41,964Construction and extraction occupations
  • 40,375Installation, maintenance, and repair occupations
  • 36,042Health technologists and technicians
  • 35,417Management occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 7 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 7 people in other noninstitutional group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED30$90,1857$59,10678$106,5107$27,9575$27,6067$100,627
APPLICATIONS APPROVED, NOT ACCEPTED1$70,9400$07$135,9805$19,4220$01$70,880
APPLICATIONS DENIED19$152,1816$59,82340$148,6905$13,7924$78,7706$76,103
APPLICATIONS WITHDRAWN1$22,6501$52,09022$143,4000$00$00$0
FILES CLOSED FOR INCOMPLETENESS2$25,5150$02$344,9500$00$01$47,960

Detailed HMDA statistics for the following Tracts: 0107.01 , 0107.02, 0125.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$105,4650$0
APPLICATIONS APPROVED, NOT ACCEPTED1$88,3901$82,940
APPLICATIONS DENIED2$51,0250$0
APPLICATIONS WITHDRAWN0$02$319,325
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0107.01 , 0107.02, 0125.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 48831 among deceased individuals
NameCountLived (average)
Mary3779.8 years
John2774.9 years
Robert2668.1 years
Anna2484.6 years
William2373.0 years
Frank1975.6 years
James1976.2 years
George1578.6 years
Ruth1478.5 years
Charles1480.0 years
Most common last names in zip code 48831 among deceased individuals
Last nameCountLived (average)
Moore1374.1 years
Somers1283.7 years
Snyder1173.4 years
Loynes1079.4 years
Conklin1075.4 years
Thornton977.2 years
Miller880.1 years
Dunham786.6 years
Peck783.9 years
Bates772.9 years

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