48881 Zip Code Detailed Profile




City: Saranac, MI (1.94%)
County: Ionia County, MI
Estimated zip code population in 2013: 5,042
Zip code population in 2010: 5,501
Zip code population in 2000: 5,319

Houses and condos: 2,043
Renter-occupied apartments: 373
% of renters here:

20%
State:

29%
Mar. 2013 cost of living index in zip code 48881: 82.1 (low, U.S. average is 100)

Land area: 55.7 sq. mi.
Water area: 0.7 sq. mi.
Population density: 90 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 48881
Zip code 48881 (Saranac, Michigan) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.6% ($2,098)
Michigan:

1.8% ($2,090)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,243 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,816 (1.6%)

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Males: 2,481  (49.2%)
Females: 2,561  (50.8%)

For population 25 years and over in 48881:

For population 15 years and over in 48881:

Zip code 48881 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Foreign-born population percentage significantly below state average.
  • Number of college students below state average.
  • Races in zip code 48881

  • Zip code 48881 races chart
    • 5,275White population
    • 14Black population
    • 22American Indian population
    • 19Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 0Some other race population
    • 47Two or more races population
    • 124Hispanic or Latino population

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Based on 2000-2013 data
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123
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100% rural population.

Estimated median house/condo value in 2013: $130,900
48881:

$130,900
Michigan:

$117,500



According to our research of Michigan and other state lists there were 8 registered sex offenders living in 48881 zip code as of September 04, 2015.
The ratio of number of residents in zip code 48881 to the number of sex offenders is 634 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

38.6 years
Michigan median age:

39.6 years
Average household size:
This zip code:

2.7 people
Michigan:

2.5 people

Averages for the 2012 tax year for zip code 48881, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $45,747 (Individual Income Tax Returns)
Here:

$45,747
State:

$55,609

Salary/wage: $41,819 (reported on 84.7% of returns)
Here:

$41,819
State:

$46,782
(% of AGI for various income ranges: 71.1% for AGIs below $25k, 79.0% for AGIs $25k-50k, 78.6% for AGIs $50k-75k, 80.8% for AGIs $75k-100k, 80.2% for AGIs $100k-200k, 60.0% for AGIs over 200k)

Taxable interest for individuals: $1,005 (reported on 31.8% of returns)
This zip code:

$1,005
Michigan:

$1,491
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Ordinary dividends: $1,664 (reported on 16.1% of returns)
Here:

$1,664
State:

$6,225
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$3,468 (reported on 11.6% of returns)
Here:

+$3,468
State:

+$9,326
(% of AGI for various income ranges: 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 3.7% for AGIs $100k-200k)

Profit/loss from business: +$5,544 (reported on 14.9% of returns)
Here:

+$5,544
State:

+$11,523
(% of AGI for various income ranges: 5.4% for AGIs below $25k, 2.7% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,640 (reported on 10.3% of returns)
48881:

$10,640
Michigan:

$15,298
(% of AGI for various income ranges: 3.8% for AGIs below $25k, 3.2% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.4% for AGIs $100k-200k)

Total itemized deductions: $17,012 (22% of AGI, reported on 26.9% of returns)
Here:

$17,012
State:

$21,628

Here:

21.7% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 8.8% for AGIs below $25k, 6.8% for AGIs $25k-50k, 10.1% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 12.4% for AGIs $100k-200k, 9.7% for AGIs over 200k)

Charity contributions: $3,321 (reported on 19.8% of returns)
Here:

$3,321
State:

$4,225
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Taxes paid: $5,654 (reported on 26.9% of returns)
48881:

$5,654
State:

$8,327
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 1.9% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 5.1% for AGIs $100k-200k, 4.3% for AGIs over 200k)

Earned income credit: $2,133 (reported on 16.5% of returns)
Here:

$2,133
State:

$2,306
(% of AGI for various income ranges: 5.4% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 48881, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $39,988 (Individual Income Tax Returns)
Here:

$39,988
State:

$48,204

Salary/wage: $38,703 (reported on 87.1% of returns)
Here:

$38,703
State:

$42,791
(% of AGI for various income ranges: 211.3% for AGIs below $10k, 73.5% for AGIs $10k-25k, 81.9% for AGIs $25k-50k, 83.8% for AGIs $50k-75k, 87.3% for AGIs $75k-100k, 81.4% for AGIs over 100k)

Taxable interest for individuals: $1,429 (reported on 46.1% of returns)
This zip code:

$1,429
Michigan:

$1,725
(% of AGI for various income ranges: 11.3% for AGIs below $10k, 2.6% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 3.5% for AGIs over 100k)

Taxable dividends: $1,702 (reported on 20.1% of returns)
Here:

$1,702
State:

$3,420
(% of AGI for various income ranges: 6.2% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Net capital gain/loss: +$4,397 (reported on 13.8% of returns)
Here:

+$4,397
State:

+$8,532
(% of AGI for various income ranges: -0.8% for AGIs below $10k, -0.2% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 4.4% for AGIs over 100k)

Profit/loss from business: +$3,549 (reported on 15.2% of returns)
Here:

+$3,549
State:

+$9,547
(% of AGI for various income ranges: 14.0% for AGIs below $10k, 2.4% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 0.0% for AGIs over 100k)

IRA payment deduction: $3,600 (reported on 1.7% of returns)
48881:

$3,600
Michigan:

$2,875

Total itemized deductions: $15,183 (23% of AGI, reported on 34.8% of returns)
Here:

$15,183
State:

$18,509

Here:

23.1% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 18.5% for AGIs below $10k, 8.9% for AGIs $10k-25k, 11.8% for AGIs $25k-50k, 12.8% for AGIs $50k-75k, 15.0% for AGIs $75k-100k, 15.6% for AGIs over 100k)

Charity contributions deductions: $2,876 (4% of AGI, reported on 28.3% of returns)
Here:

$2,876
State:

$3,365

Here:

4.2% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 1.4% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 3.9% for AGIs over 100k)

Total tax: $4,676 (reported on 74.9% of returns)
48881:

$4,676
State:

$7,691
(% of AGI for various income ranges: 5.1% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 7.7% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 15.3% for AGIs over 100k)

Earned income credit: $1,566 (reported on 11.2% of returns)
Here:

$1,566
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 58.7%
Here:

59%
State:

60%
(% for various income ranges: 49.6% for AGIs below $10k, 60.6% for AGIs $10k-25k, 61.7% for AGIs $25k-50k, 62.0% for AGIs $50k-75k, 56.9% for AGIs $75k-100k, 64.2% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$49,797
Michigan:

$48,273
Saranac, MI (48881) map Nearest zip codes: 48815, 48849, 49331, 48809, 48846, 48865.
Percentage of family households:
This zip code:

57.7%
Michigan:

49.0%
Percentage of households with unmarried partners:
This zip code:

5.1%
Michigan:

6.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 264
Household did not receive Food Stamps/SNAP in the past 12 months: 1,609


Women who had a birth in the past 12 months: 73 (50 now married, 23 unmarried)
Women who did not have a birth in the past 12 months: 982 (589 now married, 393 unmarried)


Housing units in zip code 48881 with a mortgage: 1,030 (68 second mortgage, 140 home equity loan)
Houses without a mortgage: 470

Median monthly owner costs for units with a mortgage: $1,322
Median monthly owner costs for units without a mortgage: S455

Residents with income below the poverty level in 2013:
This zip code:

14.8%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

8.7%
Whole state:

9.1%
Median number of rooms in houses and condos:
Here:

6.4
State:

6.4
Median number of rooms in apartments:
Here:

4.0
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 48881: Saranac Rest Area (A), Potters Corners (B), Saranac Station (C), Saranac Community Fire Department (D), Saranac Public Library (E). Display/hide their locations on the map

    Churches in zip code 48881 include: West Berlin Church (A), Saranac Community Church (B), Galilee Baptist Church (C), Saint Anthony's Catholic Church (D). Display/hide their locations on the map

    Cemeteries: Saranac Cemetery (1), Pinckney Cemetery (2), White Cemetery (3). Display/hide their locations on the map

    Lakes: Marker Lake (A), Peck Lake (B), Morrison Lake (C), Fisher Lake (D), Cahoon Lake (E). Display/hide their locations on the map

    Creeks: Timberland Creek (A), Little Creek (B), Lake Creek (C), Crooked Creek (D), Red Creek (E). Display/hide their locations on the map

    Parks in zip code 48881 include: Roadside Table Historical Marker (1), Saranac Historical Marker (2), Ionia State Recreation Area (3), Scheid Park (4). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 2332000 to 2009
  • 4251990 to 1999
  • 1901980 to 1989
  • 3741970 to 1979
  • 1431960 to 1969
  • 2181950 to 1959
  • 671940 to 1949
  • 3931939 or earlier

Zip code 48881 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Saranac, MI (48881)

  • 0no bedroom
  • 131 bedroom
  • 2812 bedrooms
  • 8413 bedrooms
  • 2904 bedrooms
  • 755+ bedrooms

Bedrooms in renter-occupied apartments in Saranac, MI (48881)

  • 0no bedroom
  • 1951 bedroom
  • 542 bedrooms
  • 873 bedrooms
  • 324 bedrooms
  • 55+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Saranac, MI (48881) in owner-occupied houses/condos

  • 17no vehicle
  • 2591 vehicle
  • 6792 vehicles
  • 3563 vehicles
  • 1344 vehicles
  • 555+ vehicles

Cars and other vehicles available in Saranac, MI (48881) in renter-occupied apartments

  • 83no vehicle
  • 2131 vehicle
  • 702 vehicles
  • 73 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $503.


Median price asked for vacant for-sale houses and condos in 2013: $108,193.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $130,900
48881:

$130,900
Michigan:

$117,500
Lower value quartile - upper value quartile: $87,200 - $185,700

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 9.9%

Percentage of zip code residents living and working in this county: 38.4%

Household type by relationship:

Households: 5,039

Size of family households: 717 2-persons, 184 3-persons, 258 4-persons, 129 5-persons, 59 6-persons, 28 7-or-more-persons

Size of nonfamily households: 437 1-person, 61 2-persons

994 married couples with children.
293 single-parent households (100 men, 193 women).

98.1% of residents of 48881 zip code speak English at home.
1.5% of residents speak Spanish at home (68% very well, 32% well).
0.4% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 26 (0.5%)
(53.8% of them are naturalized citizens)
This zip code:

0.5%
Whole state:

6.2%

Most common places of birth for the foreign-born residents

  • 54%Mexico
  • 27%Latvia
  • 12%Honduras
  • 8%China, excluding Hong Kong and Taiwan

Most common first ancestries reported in 48881 (%)

  • 17%German
  • 15%Other groups
  • 9%American
  • 9%English
  • 7%Dutch
  • 7%Irish
  • 3%Polish

Year of entry for the foreign-born population

  • 22010 or later
  • 122000 to 2009
  • 01990 to 1999
  • 47Before 1990

Zip code 48881 topographic map

Facilities with environmental interests located in this zip code:


Zip code 48881 marital status for males
Zip code 48881 marital status for females

Housing units lacking complete plumbing facilities: 0.4%
Housing units lacking complete kitchen facilities: 3.4%

Most commonly used house heating fuel

  • 38%Utility gas
  • 32%Bottled, tank, or LP gas
  • 10%Wood
  • 9%Electricity
  • 7%Fuel oil, kerosene, etc.
  • 2%Other fuel
  • 1%No fuel used

Population in 1990: 5,911. Population change in the 1990s: -592 (-10.0%).

Place of birth for U.S.-born residents:


64% of the 48881 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 47% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

91% of the 48881 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 40% moved from this county.
   Out of people who lived in different houses, 46% moved from different county within same state.
   Out of people who lived in different houses, 15% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 34
Here:

5.4%
Michigan:

10.2%
Students in private schools in grades 9 to 12 (high school): 12
Here:

4.6%
Michigan:

8.6%
Students in private undergraduate colleges: 38
Here:

27.5%
Michigan:

14.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 83,750Health diagnosing and treating practitioners and other technical occupations
  • 68,000Community and social service occupations
  • 66,250Computer and mathematical occupations
  • 58,438Fire fighting and prevention, and other protective service workers including supervisors
  • 54,148Architecture and engineering occupations
  • 49,375Law enforcement workers including supervisors

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 8 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 5 people in other group homes

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED28$98,07126$100,917178$122,71912$35,12714$83,70314$67,993
APPLICATIONS APPROVED, NOT ACCEPTED0$01$105,85017$123,6161$3,0800$02$70,135
APPLICATIONS DENIED6$105,6959$83,26785$141,0967$54,6803$166,2608$63,481
APPLICATIONS WITHDRAWN6$76,2132$150,74539$145,6801$8,6003$146,8501$67,870
FILES CLOSED FOR INCOMPLETENESS2$50,4852$66,71512$133,3331$149,7501$39,1000$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 0304.00 , 0313.00, 0318.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED5$104,6964$178,293
APPLICATIONS APPROVED, NOT ACCEPTED2$85,1303$163,300
APPLICATIONS DENIED3$95,9103$208,587
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 0304.00 , 0313.00, 0318.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 48881 among deceased individuals
NameCountLived (average)
Robert2168.1 years
Charles1967.2 years
Harold1578.9 years
Helen1480.4 years
George1478.8 years
James1470.7 years
Howard1377.1 years
John1374.9 years
Donald1368.2 years
William1274.9 years
Most common last names in zip code 48881 among deceased individuals
Last nameCountLived (average)
Smith2069.6 years
Miller2073.8 years
Cahoon1275.8 years
Weeks774.0 years
Hunter779.0 years
Clark777.7 years
Thompson777.2 years
Dean671.2 years
Bowen681.3 years
Taylor676.2 years

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