Estimated median household income in 2007: $45,553
| This zip code: | $45,553 | | Michigan: | $47,950 |
Nearest zip codes: 48858, 48880, 48832, 48801, 48878, 48877.
Housing units in zip code 48883 with a mortgage: 858 (71 second mortgage, 66 home equity loan, 5 both second mortgage and home equity loan)
Houses without a mortgage: 406
Median monthly owner costs for units with a mortgage: $1,032
Median monthly owner costs for units without a mortgage: $361
Residents with income below the poverty level in 2007:
| This zip code: | 11.5% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.4% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.2 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 4.1 |
Year house built: |
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- 1999 to March 2000: 99
- 1995 to 1998: 230
- 1990 to 1994: 195
- 1980 to 1989: 440
- 1970 to 1979: 562
- 1960 to 1969: 346
- 1950 to 1959: 258
- 1940 to 1949: 199
- 1939 or earlier: 513
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Bedrooms in owner-occupied houses in Shepherd, MI (48883): |
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- no bedroom: 2
- 1 bedrooms: 34
- 2 bedrooms: 440
- 3 bedrooms: 1,325
- 4 bedrooms: 380
- 5 or more bedrooms: 98
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 8
- 1 bedrooms: 80
- 2 bedrooms: 212
- 3 bedrooms: 77
- 4 bedrooms: 39
- 5 or more bedrooms: 6
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Vehicles available in 48883 zip code in owner-occupied houses/condos: |
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- no vehicle: 68
- 1 vehicle: 495
- 2 vehicles: 1,060
- 3 vehicles: 470
- 4 vehicles: 146
- 5 or more vehicles: 40
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 34
- 1 vehicle: 199
- 2 vehicles: 158
- 3 vehicles: 24
- 4 vehicles: 7
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 48883:
- Less than $10,000: 22
- $10,000 to $14,999: 13
- $15,000 to $19,999: 20
- $20,000 to $24,999: 20
- $25,000 to $29,999: 24
- $30,000 to $34,999: 28
- $35,000 to $39,999: 25
- $40,000 to $49,999: 60
- $50,000 to $59,999: 85
- $60,000 to $69,999: 84
- $70,000 to $79,999: 100
- $80,000 to $89,999: 118
- $90,000 to $99,999: 132
- $100,000 to $124,999: 454
- $125,000 to $149,999: 274
- $150,000 to $174,999: 182
- $175,000 to $199,999: 131
- $200,000 to $249,999: 138
- $250,000 to $299,999: 84
- $300,000 to $399,999: 45
- $400,000 to $499,999: 13
- $500,000 to $749,999: 6
- $1,000,000 or more: 9
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Rent paid by renters in 2007 in zip code 48883:
- $100 to $149: 10
- $150 to $199: 2
- $200 to $249: 30
- $250 to $299: 22
- $300 to $349: 22
- $350 to $399: 25
- $400 to $449: 36
- $450 to $499: 27
- $500 to $549: 15
- $550 to $599: 7
- $600 to $649: 6
- $650 to $699: 21
- No cash rent: 72
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Median price asked for vacant for-sale houses and condos in 2007: $83,281.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $116,455
- American Indian or Alaska Native householders: $144,633
- Some other race householders: $116,317
- Two or more races householders: $128,393
- Hispanic or Latino householders: $116,317
Estimated median house or condo value in 2007: $122,454 (it was $84,800 in 2000)
| 48883: | $122,454 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $84,581 - $141,757
Mean price in 2007:
Detached houses: $151,684| Here: | $151,684 | | State: | $200,820 |
Townhouses or other attached units: $96,338| Here: | $96,338 | | State: | $181,134 |
In 2-unit structures: $67,629| Here: | $67,629 | | State: | $129,336 |
In 3-to-4-unit structures: $192,763| Here: | $192,763 | | State: | $151,605 |
Mobile homes: $67,165| Here: | $67,165 | | State: | $39,606 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,098
- One, attached: 11
- Two: 44
- 3 or 4: 76
- 5 to 9: 33
- 10 to 19: 19
- Mobile homes: 561

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Means of transportation to work
- Drove a car alone: 2,896 (83%)
- Carpooled: 357 (10%)
- Bus or trolley bus: 5 (0%)
- Motorcycle: 3 (0%)
- Walked: 51 (1%)
- Other means: 39 (1%)
- Worked at home: 130 (4%)
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Travel time to work
- Less than 5 minutes: 113
- 5 to 9 minutes: 274
- 10 to 14 minutes: 563
- 15 to 19 minutes: 864
- 20 to 24 minutes: 601
- 25 to 29 minutes: 181
- 30 to 34 minutes: 286
- 35 to 39 minutes: 58
- 40 to 44 minutes: 47
- 45 to 59 minutes: 124
- 60 to 89 minutes: 125
- 90 or more minutes: 115
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Percentage of zip code residents living and working in this county: 63.0%
Household type by relationship
Households: 7,360
- In family households: 6,549 (1,644 male householders, 390 female householders)
1,628 spouses, 2,472 children (2,269 natural, 82 adopted, 121 stepchildren), 106 grandchildren, 20 brothers or sisters, 42 parents, 49 other relatives, 198 non-relatives
- In nonfamily households: 811 (309 male householders (226 living alone)), 326 female householders (286 living alone)), 176 nonrelatives
- In group quarters: 23 (0 institutionalized population)
Size of family households: 802 2-persons, 474 3-persons, 438 4-persons, 208 5-persons, 51 6-persons, 61 7-or-more-persons.
Size of nonfamily households: 512 1-person, 102 2-persons, 12 3-persons, 6 4-persons, 3 5-persons.
1,562 married couples with children.
397 single-parent households (134 men, 263 women).
97.9% of residents of 48883 zip code speak English at home.
1.2% of residents speak Spanish at home (77% very well, 10% well, 13% not well).
0.8% of residents speak other Indo-European language at home (77% very well, 19% well, 4% not well).
0.1% of residents speak Asian or Pacific Island language at home (71% very well, 29% well).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 52 (0.7%)
(63.5% of them are naturalized citizens)
| This zip code: | 0.7% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Korea (27%)
- Canada (17%)
- Haiti (13%)
- Other Western Africa (12%)
- Other Northern Europe (6%)
- Vietnam (6%)
- Australia (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 7
- 1990 to 1994: 5
- 1985 to 1989: 13
- 1980 to 1984: 0
- 1975 to 1979: 1
- 1970 to 1974: 0
- 1970 to 1974: 9
- 1965 to 1969: 17
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White population: 7,115
Black population: 32
American Indian population: 54
Asian population: 15
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 41
Two or more races population: 87

First ancestries reported:
|  German: 1599 |
|  United States or American: 661 |
|  English: 577 |
|  Irish: 536 |
|  Other groups: 389 |
|  French (except Basque): 246 |
|  Polish: 199 |
|  Dutch: 150 |
|  French Canadian: 144 |
|  Scottish: 118 |
|  European: 72 |
|  Italian: 59 |
|  Scotch-Irish: 50 |
|  Hungarian: 45 |
|  Canadian: 36 |
|  Swedish: 28 |
|  Czech: 27 |
|  Czechoslovakian: 27 |
|  Danish: 25 |
|  Welsh: 22 |
|  Norwegian: 18 |
|  Swiss: 15 |
|  Russian: 14 |
|  Belgian: 12 |
|  Finnish: 10 |
|  British: 8 |
|  Slovak: 7 |
|  West Indian (excluding Hispanic groups):: 7 |
|  Haitian: 7 |
|  Greek: 6 |
|  Eastern European: 5 |
|  Northern European: 4 |
|  Lithuanian: 4 |
|  Scandinavian: 3 |
|  Armenian: 3 |
|  Croatian: 2 |
|  Portuguese: 2 |
|  Turkish: 2 |
|  Arab:: 1 |
|  Lebanese: 1 |
|  African: 1 |
|  Subsaharan African:: 1 |

Facitilies with environmental interests located in this zip code:
- MI DEPT/ENV QLTY FIRST OF AMERICA BANK (7859 WALTON ROAD in SHEPHERD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MDEQ (CONTACT/OPERATOR)
, FIRST OF AMERICA BANK-SECURITY (CONTACT/OPERATOR)
Alternative names: FIRST OF AMERICA BANK-SECURITY
- AMOCO OIL CO 7033 (305 E WRIGHT ST in SHEPHERD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AMOCO OIL COMPANY (CONTACT/OWNER)
Alternative names: AMOCO OIL COMPANY
- BERGER AND CO (414 W WRIGHT AVE in SHEPHERD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- MDEQ ENVIRONMENTAL RESPONSE DIVISION (4280 WEST SHEPHERD ROAD in SHEPHERD, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: SHEPHERD-MNDR
- GREENDALE TOWNSHIP (PRAIRIE RD in SHEPHERD, MI)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: REFUSE SYSTEMS
Business NAICS classification: SOLID WASTE LANDFILL.
Median worth of mobile homes: $47,522
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Bottled, tank, or LP gas (52%)
- Utility gas (31%)
- Fuel oil, kerosene, etc. (9%)
- Wood (4%)
- Electricity (4%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 6502
- Northeast: 104
- Midwest: 315
- South: 271
- West: 115
64% of the 48883 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 50% lived in this county.
Out of people who lived in different counties, 87% lived in Michigan.
Population in 1990: 17,397. Population change in the 1990s: -10,050 (-57.8%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 102
| Here: | 9.6% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 12
| Here: | 2.3% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 15
| Here: | 5.4% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Other Individual and Family Services (50-99 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 5-9: 1)
- Other Services (except Public Administration): Religious Organizations (10-19: 2, 1-4: 5)
- Construction: Electrical Contractors (10-19: 2, 1-4: 4)
- Health Care and Social Assistance: Homes for the Elderly (10-19: 1, 1-4: 1)
- Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 1-4: 1)
- Administrative and Support and Waste Management and Remediation Services: Carpet and Upholstery Cleaning Services (10-19: 1)
- Professional, Scientific, and Technical Services: Engineering Services (10-19: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 9 people in homes for the mentally retarded
- 6 people in other group homes
- 6 people in agriculture workers' dormitories on farms
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $81,499 | 35 | $95,778 | 206 | $87,848 | 9 | $19,168 | 6 | $58,343 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $87,420 | 22 | $87,927 | 3 | $26,877 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 8 | $72,065 | 85 | $75,016 | 10 | $31,680 | 2 | $47,745 |
| APPLICATIONS WITHDRAWN | 1 | $66,910 | 5 | $101,730 | 34 | $86,503 | 1 | $38,660 | 1 | $23,360 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 8 | $105,886 | 1 | $19,190 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $83,923 | 36 | $84,191 | 167 | $83,137 | 21 | $11,744 | 7 | $91,490 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $75,363 | 19 | $83,928 | 3 | $27,510 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $41,590 | 10 | $53,280 | 59 | $74,023 | 8 | $11,206 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $99,770 | 6 | $77,130 | 24 | $76,674 | 0 | $0 | 2 | $66,580 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $96,370 | 10 | $76,411 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $68,362 | 32 | $70,752 | 112 | $77,860 | 21 | $14,183 | 4 | $55,475 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $95,970 | 4 | $66,073 | 16 | $69,201 | 3 | $17,750 | 1 | $64,870 |
| APPLICATIONS DENIED | 2 | $59,770 | 15 | $59,978 | 61 | $66,760 | 11 | $12,811 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 6 | $69,430 | 36 | $75,017 | 1 | $28,850 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $90,560 | 10 | $87,083 | 0 | $0 | 1 | $51,820 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $65,969 | 40 | $75,499 | 70 | $63,244 | 25 | $14,716 | 3 | $48,803 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $104,990 | 7 | $51,967 | 15 | $70,296 | 5 | $18,066 | 1 | $16,630 |
| APPLICATIONS DENIED | 1 | $66,650 | 26 | $52,065 | 58 | $60,003 | 15 | $16,078 | 2 | $41,745 |
| APPLICATIONS WITHDRAWN | 1 | $65,900 | 8 | $59,651 | 20 | $61,562 | 4 | $75,078 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 5 | $64,992 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $76,695 | 19 | $68,493 | 36 | $58,384 | 12 | $9,971 | 1 | $99,850 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $34,390 | 6 | $45,453 | 10 | $54,578 | 3 | $30,490 | 2 | $66,090 |
| APPLICATIONS DENIED | 1 | $47,420 | 15 | $49,791 | 23 | $56,653 | 5 | $10,098 | 1 | $36,920 |
| APPLICATIONS WITHDRAWN | 1 | $41,770 | 3 | $58,833 | 14 | $60,926 | 3 | $54,127 | 1 | $15,680 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $81,775 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
2914.00
, 2917.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $119,452 | 24 | $109,620 | 1 | $99,810 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $26,680 | 10 | $87,125 | 1 | $29,050 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $95,970 | 1 | $95,970 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $129,210 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $169,440 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $109,659 | 22 | $109,080 | 1 | $143,950 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $89,523 | 5 | $113,046 | 1 | $45,430 |
| APPLICATIONS DENIED | 2 | $37,870 | 0 | $0 | 1 | $51,710 |
| APPLICATIONS WITHDRAWN | 1 | $56,300 | 1 | $97,090 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $84,168 | 15 | $89,100 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $70,900 | 4 | $107,260 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $62,195 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $82,676 | 5 | $86,454 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $95,530 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $79,800 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $65,372 | 2 | $98,015 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
2914.00
, 2917.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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