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49038 Zip Code Detailed Profile

 



Profiles Coloma, MI (49038) houses, apartments, residents, cars, jobs...

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City: Coloma, MI
Berrien County, MI
Zip code population (2000): 10,075
Estimated zip code population in 2007: 9,233

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Age and Sex of Residents in zip code 49038

Zip code 49038 (Coloma, Michigan) real estate house value trends

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Coloma, MI (49038) map from a distance

Houses and condos: 5,093
Renter-occupied apartments: 872
% of renters here:  22%
State:  26%

2008 cost of living index in zip code 49038: 80.0 (low, U.S. average is 100)

Land area: 38.1 sq. mi.
Water area: 0.3 sq. mi.
Population density: 242 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.5% ($917)
Michigan:  1.9% ($1,461)

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Males: 4,952  (49.2%)
Females: 5,123  (50.8%)

Zip code 49038 races chart


49038, MI forum
Recent posts about zip code 49038 area on our local forum with over 700,000 registered users:
Pics of Spectacular Michigan  (797 replies)
Relocating to benton harbor  (25 replies)
Seeking Michigan’s Best Kept Culinary Secrets  (16 replies)
Moving to Michigan soon  (23 replies)
Lake communities  (13 replies)
Michigan Cherries  (4 replies)
Urban population: 4,687
Rural population: 5,388

Estimated median house/condo value in 2007: $123,674
49038:  $123,674
Michigan:  $153,100


According to our research of public records there were 29 registered sex offenders living in 49038 zip code in early 2007.

Median resident age:  38.2 years
Michigan median age:  35.5 years

Average household size:
This zip code:  2.5 people
Michigan:  2.6 people

Averages for the 2004 tax year for zip code 49038, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $36,888 (Individual Income Tax Returns)
Here:  $36,888
State:  $48,204

Salary/wage: $34,170 (reported on 83.8% of returns)
Here:  $34,170
State:  $42,791
(% of AGI for various income ranges: 101.3% for AGIs below $10k, 73.8% for AGIs $10k-25k, 80.8% for AGIs $25k-50k, 82.6% for AGIs $50k-75k, 81.9% for AGIs $75k-100k, 63.9% for AGIs over 100k)

Taxable interest for individuals: $1,311 (reported on 40.5% of returns)
This zip code:  $1,311
Michigan:  $1,725
(% of AGI for various income ranges: 7.2% for AGIs below $10k, 2.8% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Taxable dividends: $2,307 (reported on 20.8% of returns)
Here:  $2,307
State:  $3,420
(% of AGI for various income ranges: 2.6% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Net capital gain/loss: +$5,976 (reported on 16.0% of returns)
Here:  +$5,976
State:  +$8,532
(% of AGI for various income ranges: -0.5% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 9.6% for AGIs over 100k)

Profit/loss from business: +$7,237 (reported on 15.2% of returns)
Here:  +$7,237
State:  +$9,547
(% of AGI for various income ranges: 6.8% for AGIs below $10k, 4.9% for AGIs $10k-25k, 2.7% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 3.3% for AGIs over 100k)

IRA payment deduction: $2,914 (reported on 2.3% of returns)
49038:  $2,914
Michigan:  $2,875
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $5,824 (reported on 0.4% of returns)
Here:  $5,824
Michigan:  $13,826

Total itemized deductions: $14,865 (1% of AGI, reported on 26.3% of returns)
Here:  $14,865
State:  $18,509
(% of AGI for various income ranges: 6.6% for AGIs below $10k, 7.8% for AGIs $10k-25k, 10.2% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 12.7% for AGIs $75k-100k, 12.0% for AGIs over 100k)

Charity contributions deductions: $2,565 (3.5% of AGI, reported on 21.8% of returns)
Here:  $2,565
Michigan:  $3,365

Here:  3.5% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $4,918 (reported on 70.9% of returns)
49038:  $4,918
State:  $7,691
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 16.4% for AGIs over 100k)

Earned income credit: $1,695 (reported on 16.4% of returns)
Here:  $1,695
State:  $1,737
(% of AGI for various income ranges: 10.3% for AGIs below $10k, 4.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 57.0%
Here:  57%
State:  60%
(% for various income ranges: 50.4% for AGIs below $10k, 57.8% for AGIs $10k-25k, 57.7% for AGIs $25k-50k, 59.5% for AGIs $50k-75k, 62.7% for AGIs $75k-100k, 64.0% for AGIs over 100k)


Estimated median household income in 2007: $41,804
This zip code:  $41,804
Michigan:  $47,950
Coloma, MI (49038) map

Nearest zip codes: 49098, 49043, 49022, 49057, 49126, 49111.


Percentage of family households:
This zip code:  69.8%
Whole state:  68.0%

Percentage of households with unmarried partners:
This zip code:  5.7%
Whole state:  5.3%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.1% of all households

Housing units in zip code 49038 with a mortgage: 1,563 (124 second mortgage, 251 home equity loan, 16 both second mortgage and home equity loan)
Houses without a mortgage: 877


Median monthly owner costs for units with a mortgage: $1,035

Median monthly owner costs for units without a mortgage: $328

Residents with income below the poverty level in 2007:
This zip code:  9.9%
Whole state:  14.0%

Residents with income below 50% of the poverty level in 2007:
This zip code:  4.9%
Whole state:  6.5%

Median number of rooms in houses and condos:
Here:  6.0
State:  6.1

Median number of rooms in apartments:
Here:  4.3
State:  4.1


Zip code 49038 close-up map

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Notable locations in this zip code not listed on our city pages:

Cemetery: Curtis Cemetery (1). Display/hide its location on the map

Lake: Jacobs Chapel Lake (A). Display/hide its location on the map

 

Year house built:
  • 1999 to March 2000: 71
  • 1995 to 1998: 278
  • 1990 to 1994: 245
  • 1980 to 1989: 482
  • 1970 to 1979: 770
  • 1960 to 1969: 760
  • 1950 to 1959: 952
  • 1940 to 1949: 593
  • 1939 or earlier: 949



Zip code 49038 satellite photo by USGS


Bedrooms in owner-occupied houses in Coloma, MI (49038):
  • no bedroom: 0
  • 1 bedrooms: 104
  • 2 bedrooms: 744
  • 3 bedrooms: 1,720
  • 4 bedrooms: 509
  • 5 or more bedrooms: 98


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 29
  • 1 bedrooms: 187
  • 2 bedrooms: 430
  • 3 bedrooms: 149
  • 4 bedrooms: 58
  • 5 or more bedrooms: 19



Vehicles available in 49038 zip code in owner-occupied houses/condos:
  • no vehicle: 89
  • 1 vehicle: 868
  • 2 vehicles: 1,578
  • 3 vehicles: 434
  • 4 vehicles: 155
  • 5 or more vehicles: 51


Vehicles available in renter-occupied apartments:
  • no vehicle: 115
  • 1 vehicle: 442
  • 2 vehicles: 266
  • 3 vehicles: 35
  • 4 vehicles: 11
  • 5 or more vehicles: 3



Estimated household income distribution in 2007:

Zip code 49038 household income distribution in 2007

Zip code 49038 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 49038:

  • Less than $10,000: 44
  • $10,000 to $14,999: 24
  • $15,000 to $19,999: 30
  • $20,000 to $24,999: 41
  • $25,000 to $29,999: 43
  • $30,000 to $34,999: 41
  • $35,000 to $39,999: 18
  • $40,000 to $49,999: 53
  • $50,000 to $59,999: 95
  • $60,000 to $69,999: 114
  • $70,000 to $79,999: 145
  • $80,000 to $89,999: 165
  • $90,000 to $99,999: 178
  • $100,000 to $124,999: 491
  • $125,000 to $149,999: 433
  • $150,000 to $174,999: 329
  • $175,000 to $199,999: 151
  • $200,000 to $249,999: 233
  • $250,000 to $299,999: 70
  • $300,000 to $399,999: 99
  • $400,000 to $499,999: 29
  • $500,000 to $749,999: 45
  • $750,000 to $999,999: 15
  • $1,000,000 or more: 24
 



49038 rent paid by renters


Rent paid by renters in 2007 in zip code 49038:

  • $100 to $149: 6
  • $150 to $199: 6
  • $200 to $249: 12
  • $250 to $299: 14
  • $300 to $349: 41
  • $350 to $399: 35
  • $400 to $449: 141
  • $450 to $499: 79
  • $500 to $549: 75
  • $550 to $599: 138
  • $600 to $649: 30
  • $650 to $699: 6
  • $750 to $799: 9
  • $900 to $999: 40
  • No cash rent: 60
 


Median price asked for vacant for-sale houses and condos in 2007: $100,632.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $124,922
  • Black or African American householders: $79,811
  • American Indian or Alaska Native householders: $190,854
  • Asian householders: $183,914
  • Some other race householders: $120,758
  • Two or more races householders: $90,222
  • Hispanic or Latino householders: $94,802

Estimated median house or condo value in 2007: $125,409 (it was $89,100 in 2000)
49038:  $125,409
Michigan:  $153,100
Lower value quartile - upper value quartile: $84,205 - $134,199

Mean price in 2007:
Detached houses: $156,925
Here:  $156,925
State:  $200,820

Townhouses or other attached units: $267,442
Here:  $267,442
State:  $181,134

In 2-unit structures: $143,295
Here:  $143,295
State:  $129,336

In 3-to-4-unit structures: $522,741
Here:  $522,741
State:  $151,605

In 5-or-more-unit structures: $716,796
Here:  $716,796
State:  $149,899

Mobile homes: $42,675
Here:  $42,675
State:  $39,606


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 4,033
  • One, attached: 63
  • Two: 226
  • 3 or 4: 226
  • 5 to 9: 121
  • 10 to 19: 42
  • 50 or more: 13
  • Mobile homes: 375
  • Boats, RVs, vans, etc.: 1
49038 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 4,203 (87%)
  • Carpooled: 416 (9%)
  • Bus or trolley bus: 9 (0%)
  • Walked: 68 (1%)
  • Other means: 24 (0%)
  • Worked at home: 105 (2%)
 

49038 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 174
  • 5 to 9 minutes: 518
  • 10 to 14 minutes: 684
  • 15 to 19 minutes: 952
  • 20 to 24 minutes: 1048
  • 25 to 29 minutes: 411
  • 30 to 34 minutes: 469
  • 35 to 39 minutes: 54
  • 40 to 44 minutes: 56
  • 45 to 59 minutes: 165
  • 60 to 89 minutes: 106
  • 90 or more minutes: 83
 

Percentage of zip code residents living and working in this county: 82.1%


Household type by relationship
Households: 9,993

  • In family households: 8,568 (2,311 male householders, 550 female householders)
    2,304 spouses, 2,854 children (2,578 natural, 83 adopted, 193 stepchildren), 164 grandchildren, 56 brothers or sisters, 93 parents, 49 other relatives, 187 non-relatives
  • In nonfamily households: 1,425 (603 male householders (501 living alone)), 624 female householders (567 living alone)), 198 nonrelatives
  • In group quarters: 147 (81 institutionalized population)

Size of family households: 1,289 2-persons, 707 3-persons, 535 4-persons, 243 5-persons, 62 6-persons, 25 7-or-more-persons.

Size of nonfamily households: 1,068 1-person, 141 2-persons, 6 3-persons, 7 4-persons, 5 5-persons.

1,676 married couples with children.
555 single-parent households (136 men, 419 women).

93.9% of residents of 49038 zip code speak English at home.
3.4% of residents speak Spanish at home (47% very well, 22% well, 28% not well, 3% not at all).
2.0% of residents speak other Indo-European language at home (79% very well, 13% well, 6% not well, 1% not at all).
0.6% of residents speak Asian or Pacific Island language at home (88% very well, 12% well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 247 (2.5%)
(42.9% of them are naturalized citizens)

This zip code:  2.5%
Whole state:  5.3%

Most common places of birth for the foreign-born residents:



  • Mexico (43%)
  • Philippines (10%)
  • United Kingdom (10%)
  • Germany (8%)
  • Czechoslovakia (includes Czech Republic and Slovakia) (5%)
  • Poland (4%)
  • Other South Central Asia (4%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 29
  • 1990 to 1994: 47
  • 1985 to 1989: 26
  • 1980 to 1984: 12
  • 1975 to 1979: 18
  • 1970 to 1974: 12
  • 1970 to 1974: 21
  • 1965 to 1969: 82

White population: 9,632
Black population: 132
American Indian population: 64
Asian population: 39
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 95
Two or more races population: 111

Zip code 49038 races chart


First ancestries reported:

 German: 1949
 United States or American: 999
 Other groups: 932
 Irish: 825
 English: 737
 Italian: 537
 Polish: 271
 French (except Basque): 209
 Dutch: 172
 Swedish: 97
 Scotch-Irish: 97
 Russian: 86
 Scottish: 81
 Danish: 72
 French Canadian: 55
 Lithuanian: 50
 Norwegian: 47
 Greek: 37
 Czech: 33
 Pennsylvania German: 28
 Welsh: 26
 British: 24
 Hungarian: 20
 Slovene: 20
 Austrian: 20
 Belgian: 15
 Scandinavian: 8
 African: 8
 Subsaharan African:: 8
 Slovak: 7
 Ukrainian: 7
 Serbian: 6
 Swiss: 6
 Luxemburger: 6
 European: 5
 Canadian: 3
 Croatian: 3
 Northern European: 3
 Finnish: 2
 Lebanese: 2
 Latvian: 2
 Arab:: 2
 West Indian (excluding Hispanic groups):: 2
 Jamaican: 2
 Slavic: 1



Zip code 49038 topographic map


Major facitilies with environmental interests located in this zip code:

  • MI DEPT/TRANSPORTATION BRIDGE (I-196 UNDER OLD US-12 in COLOMA, MI)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
    Alternative names: MIDOT BRIDGE I-196 UNDER OLD US-12
  • GROWER SERVICE CORP (248 WASHINGTON AVE in COLOMA, MI)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: GROWER SERVICE CORPORATION (CONTACT/OPERATOR)
  • ASSEMBLED COMPONENTS (390 JPARK ST in COLOMA, MI)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • MENASHA CORP COLOMA CONTAINER (333 WEST CENTER in COLOMA, MI)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC classification: CORRUGATED AND SOLID FIBER BOXES
    Business NAICS classification: CORRUGATED AND SOLID FIBER BOX MANUFACTURING.
  • MI DEPT/STATE POLICE (3617 OHIO ST in COLOMA, MI)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Alternative names: MI DEPT/STATE POLICE (E)
  • APL LOGISTICS (4412 COLOMA ROAD in COLOMA, MI)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: GATX LOGISTICS (CONTACT/OWNER)
    Alternative names: GATX LOGISTICS


Median worth of mobile homes: $19,871

Zip code 49038 marital status for males
Zip code 49038 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Utility gas (56%)
  • Electricity (20%)
  • Bottled, tank, or LP gas (14%)
  • Fuel oil, kerosene, etc. (8%)
  • Wood (1%)


Place of birth for U.S.-born residents:

  • This state: 6973
  • Northeast: 219
  • Midwest: 1640
  • South: 769
  • West: 276

63% of the 49038 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 68% lived in this county.
   Out of people who lived in different counties, 46% lived in Michigan.

Population in 1990: 9,987. Population change in the 1990s: +88 (+0.9%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 206
Here:  16.7%
Michigan:  11.2%

Students in private schools in grades 9 to 12 (high school): 73
Here:  11.0%
Michigan:  8.7%

Students in private undergraduate colleges: 23
Here:  11.2%
Michigan:  16.5%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with federal contracts located in this zip code:

  • MODERN LIGHT METALS, INC (920 BOYER ROAD in COLOMA, MI; small business)
    $10,700 with Army for Freight Elevators. Signed on 2002-09-26. Completion date: 2002-10-25.


Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 2 establishments, 10-19 employees: 4 establishments, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1, 5-9: 4, 1-4: 8)
  • Wholesale Trade: Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers (50-99: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters
  • 58 people in agriculture workers' dormitories on farms
  • 42 people in unknown juvenile institutions
  • 11 people in other noninstitutional group quarters

Fatal accident statistics in 2006
  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 5
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED27$113,294199$181,962315$136,258109$60,6811$1,402,880116$264,33920$69,566
APPLICATIONS APPROVED, NOT ACCEPTED0$016$271,96870$139,2428$48,2780$07$195,0532$39,385
APPLICATIONS DENIED2$175,79059$107,454272$133,69059$74,1010$038$169,33611$38,072
APPLICATIONS WITHDRAWN2$51,87018$119,441111$120,52722$103,9370$013$86,2530$0
FILES CLOSED FOR INCOMPLETENESS0$05$88,22420$103,9092$80,1650$04$61,7730$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0101.00 , 0102.00, 0106.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED71$124,50926$160,71216$176,2412$107,515
APPLICATIONS APPROVED, NOT ACCEPTED8$85,7249$111,5870$00$0
APPLICATIONS DENIED2$188,7651$329,2101$355,4000$0
APPLICATIONS WITHDRAWN2$130,1502$102,8000$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0101.00 , 0102.00, 0106.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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