Estimated median household income in 2008: $48,866
| This zip code: | $48,866 | | Michigan: | $48,591 |
Nearest zip codes: 49080, 49070, 49055, 49010, 49328, 49344.
Housing units in zip code 49078 with a mortgage: 1,439 (131 second mortgage, 206 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 576
Median monthly owner costs for units with a mortgage: $1,243
Median monthly owner costs for units without a mortgage: $373
Residents with income below the poverty level in 2008:
| This zip code: | 8.3% | | Whole state: | 14.4% |
Residents with income below 50% of the poverty level in 2008:
| This zip code: | 3.7% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.1 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 4.1 |
Year house built: |
|
- 1999 to March 2000: 48
- 1995 to 1998: 344
- 1990 to 1994: 278
- 1980 to 1989: 382
- 1970 to 1979: 548
- 1960 to 1969: 361
- 1950 to 1959: 329
- 1940 to 1949: 286
- 1939 or earlier: 990
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Bedrooms in owner-occupied houses in Otsego, MI (49078): |
|
- no bedroom: 6
- 1 bedrooms: 58
- 2 bedrooms: 543
- 3 bedrooms: 1,588
- 4 bedrooms: 421
- 5 or more bedrooms: 115
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 7
- 1 bedrooms: 171
- 2 bedrooms: 347
- 3 bedrooms: 120
- 4 bedrooms: 24
- 5 or more bedrooms: 8
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Vehicles available in 49078 zip code in owner-occupied houses/condos: |
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- no vehicle: 85
- 1 vehicle: 611
- 2 vehicles: 1,345
- 3 vehicles: 501
- 4 vehicles: 155
- 5 or more vehicles: 34
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Vehicles available in renter-occupied apartments: |
|
- no vehicle: 127
- 1 vehicle: 345
- 2 vehicles: 151
- 3 vehicles: 44
- 4 vehicles: 7
- 5 or more vehicles: 3
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Estimated household income distribution in 2008:

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Estimate of home value of owner-occupied houses/condos in 2008 in zip code 49078:
- Less than $10,000: 40
- $10,000 to $14,999: 23
- $15,000 to $19,999: 32
- $20,000 to $24,999: 14
- $25,000 to $29,999: 15
- $30,000 to $34,999: 19
- $35,000 to $39,999: 28
- $40,000 to $49,999: 43
- $50,000 to $59,999: 38
- $60,000 to $69,999: 41
- $70,000 to $79,999: 43
- $80,000 to $89,999: 116
- $90,000 to $99,999: 166
- $100,000 to $124,999: 467
- $125,000 to $149,999: 456
- $150,000 to $174,999: 353
- $175,000 to $199,999: 289
- $200,000 to $249,999: 259
- $250,000 to $299,999: 92
- $300,000 to $399,999: 79
- $400,000 to $499,999: 6
- $500,000 to $749,999: 16
- $750,000 to $999,999: 7
- $1,000,000 or more: 1
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Rent paid by renters in 2008 in zip code 49078:
- Less than $100: 23
- $100 to $149: 13
- $150 to $199: 16
- $200 to $249: 20
- $250 to $299: 15
- $300 to $349: 32
- $350 to $399: 28
- $400 to $449: 21
- $450 to $499: 51
- $500 to $549: 77
- $550 to $599: 88
- $600 to $649: 70
- $650 to $699: 38
- $700 to $749: 29
- $750 to $799: 6
- $800 to $899: 40
- $900 to $999: 8
- No cash rent: 54
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Median price asked for vacant for-sale houses and condos in 2008: $66,939.
Estimated median house (or condo) value in 2008 for: - White Non-Hispanic householders: $133,742
- Black or African American householders: $109,737
- Two or more races householders: $133,742
- Hispanic or Latino householders: $130,312
Estimated median house or condo value in 2008: $137,498 (it was $99,000 in 2000)
| 49078: | $137,498 | | Michigan: | $151,300 |
Lower value quartile - upper value quartile: $87,958 - $153,293
Mean price in 2008:
Detached houses: $152,982| Here: | $152,982 | | State: | $192,870 |
Townhouses or other attached units: $135,061| Here: | $135,061 | | State: | $162,147 |
In 2-unit structures: $128,069| Here: | $128,069 | | State: | $126,266 |
In 3-to-4-unit structures: $141,679| Here: | $141,679 | | State: | $150,474 |
In 5-or-more-unit structures: $108,990| Here: | $108,990 | | State: | $135,097 |
Mobile homes: $35,938| Here: | $35,938 | | State: | $39,606 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,796
- One, attached: 53
- Two: 160
- 3 or 4: 119
- 5 to 9: 61
- 10 to 19: 58
- 20 to 49: 62
- 50 or more: 7
- Mobile homes: 227
- Boats, RVs, vans, etc.: 23

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Means of transportation to work
- Drove a car alone: 3,736 (83%)
- Carpooled: 448 (10%)
- Bus or trolley bus: 5 (0%)
- Motorcycle: 7 (0%)
- Bicycle: 15 (0%)
- Walked: 71 (2%)
- Other means: 7 (0%)
- Worked at home: 196 (4%)
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Travel time to work
- Less than 5 minutes: 298
- 5 to 9 minutes: 691
- 10 to 14 minutes: 551
- 15 to 19 minutes: 627
- 20 to 24 minutes: 446
- 25 to 29 minutes: 285
- 30 to 34 minutes: 609
- 35 to 39 minutes: 118
- 40 to 44 minutes: 162
- 45 to 59 minutes: 221
- 60 to 89 minutes: 133
- 90 or more minutes: 148
|
Percentage of zip code residents living and working in this county: 62.4%
Household type by relationship
Households: 8,914
- In family households: 7,793 (1,990 male householders, 517 female householders)
2,030 spouses, 2,813 children (2,481 natural, 42 adopted, 290 stepchildren), 135 grandchildren, 26 brothers or sisters, 50 parents, 46 other relatives, 186 non-relatives
- In nonfamily households: 1,121 (422 male householders (306 living alone)), 489 female householders (441 living alone)), 210 nonrelatives
- In group quarters: 54 (0 institutionalized population)
Size of family households: 1,065 2-persons, 598 3-persons, 535 4-persons, 204 5-persons, 96 6-persons, 9 7-or-more-persons.
Size of nonfamily households: 747 1-person, 125 2-persons, 25 3-persons, 14 4-persons.
1,799 married couples with children.
567 single-parent households (163 men, 404 women).
97.3% of residents of 49078 zip code speak English at home.
1.4% of residents speak Spanish at home (93% very well, 6% well, 2% not well).
0.8% of residents speak other Indo-European language at home (79% very well, 1% well, 20% not well).
0.4% of residents speak Asian or Pacific Island language at home (53% very well, 23% well, 23% not at all).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 101 (1.1%)
(73.3% of them are naturalized citizens)
| This zip code: | 1.1% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- United Kingdom (22%)
- China, excluding Hong Kong and Taiwan (17%)
- Canada (15%)
- Poland (14%)
- Netherlands (11%)
- Korea (7%)
- Philippines (7%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 8
- 1990 to 1994: 14
- 1985 to 1989: 7
- 1980 to 1984: 0
- 1975 to 1979: 10
- 1970 to 1974: 0
- 1970 to 1974: 20
- 1965 to 1969: 42
|
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White population: 8,838
Black population: 31
American Indian population: 32
Asian population: 39
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 26
Two or more races population: 109
First ancestries reported:
|  German: 1466 |
|  United States or American: 932 |
|  Dutch: 885 |
|  English: 765 |
|  Irish: 703 |
|  Other groups: 471 |
|  Polish: 353 |
|  French (except Basque): 186 |
|  Scotch-Irish: 146 |
|  Italian: 125 |
|  British: 91 |
|  French Canadian: 88 |
|  Swedish: 84 |
|  Scottish: 73 |
|  Swiss: 57 |
|  Norwegian: 49 |
|  European: 45 |
|  Pennsylvania German: 40 |
|  Finnish: 39 |
|  Northern European: 23 |
|  Hungarian: 19 |
|  Welsh: 18 |
|  Slovak: 14 |
|  Czech: 13 |
|  Russian: 13 |
|  Austrian: 13 |
|  Arab:: 11 |
|  Danish: 11 |
|  Palestinian: 11 |
|  Belgian: 11 |
|  Czechoslovakian: 7 |
|  Eastern European: 6 |
|  Latvian: 6 |
|  Portuguese: 5 |
|  Celtic: 3 |

Major facilities with environmental interests located in this zip code:
- MENASHA CORPORATION (320 N. FARMER ST. in OTSEGO, MI)
AIR MAJOR (AIRS/AFS)
AIR PROGRAM (Clean Air Markets Division Business System)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: PAPERBOARD MILLS
Organizations: CATERPILLAR FINANCE (CONTACT/OPERATOR)
, MENASHA PACKAGING COMPANY, LLC (CONTACT/OPERATOR)
, MENASHA PACKAGING CO, LLC (CONTACT/OWNER)
, CATERPILLAR FINANCE (CONTACT/OWNER)
Alternative names: MENASHA CORP PAPERBOARD DI, MENASHA CORP PAPERBOARD DIV MFG PLANT, MENASHA PACKAGING CO, PAPERBOARD DIVISION MENASHA CORP
- BENCHMARK COATERS (602 LINCOLN ROAD in OTSEGO, MI)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: COATING, ENGRAVING, AND ALLIED SERVICES
Organizations: UNITED BANK OF MICHIGAN (CONTACT/OPERATOR)
Alternative names: MALCHICK INC DBA BENCHMARK COATERS, RIVER COATERS
- ALLEGAN COUNTY EVEN START (112 KALAMAZOO STREET in OTSEGO, MI)
(National Center for Education Statistics) - STATE ID-08425
Organizations: ALLEGAN ISD (SCHOOL DISTRICT)
- ALLEGAN STREET ELEMENTARY SCHOOL (313 W. ALLEGAN STREET in OTSEGO, MI)
(National Center for Education Statistics) - STATE ID-02864
Organizations: OTSEGO PUBLIC SCHOOLS (SCHOOL DISTRICT)
- DIX STREET ELEMENTARY SCHOOL (503 DIX STREET in OTSEGO, MI)
(National Center for Education Statistics) - STATE ID-00922
Organizations: OTSEGO PUBLIC SCHOOLS (SCHOOL DISTRICT)
- MI DEPT/ENVIRONMENTAL QUALITY (2371 105TH AVE in OTSEGO, MI)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: A1 DISPOSAL LANDFILL
- B AND G CUSTOM WORKS INC (2058 JEFFERSON RD in OTSEGO, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: B AND G CUSTOM WKS INC
- MCPHERSON PLASTICS INC (1347 M89 in OTSEGO, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: PLASTICS MATERIAL AND RESIN MANUFACTURING.
Organizations: COSTELLO ALAN (CONTACT/OWNER)
, MCPHERSON PLASTICS, INC (CONTACT/OWNER)
- MI DEPT/STATE POLICE (30 S 16TH ST in OTSEGO, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: MI DEPT/STATE POLICE (E)
- MI DEPT/STATE POLICE (863 16TH ST in OTSEGO, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: MI DEPT/STATE POLCE (E)
- GLASSMASTER CONTROLS INC (413 WASHINGTON ST in OTSEGO, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: OTHER PRESSED AND BLOWN GLASS AND GLASSWARE MANUFACTURING.
- AUTOZONE INC (1380 EAST M-89 in OTSEGO, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
- FINISHING TOUCH (245 19TH ST in OTSEGO, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: LAFOUNTAIN RICK (CONTACT/OWNER)
Median worth of mobile homes: $23,736
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
|
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- Utility gas (64%)
- Bottled, tank, or LP gas (20%)
- Fuel oil, kerosene, etc. (9%)
- Wood (4%)
- Electricity (2%)
- Other fuel (1%)
|
Place of birth for U.S.-born residents:
- This state: 7605
- Northeast: 89
- Midwest: 663
- South: 277
- West: 208
60% of the 49078 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 60% lived in this county.
Out of people who lived in different counties, 75% lived in Michigan.
Population in 1990: 10,614. Population change in the 1990s: -1,538 (-14.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 63
| Here: | 5.6% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 14
| Here: | 2.5% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 41
| Here: | 11.7% | | Michigan: | 16.5% |
School Enrollment by Level of School
|
Companies with federal contracts located in this zip code:
- ELECTRA-TEC INC (567 W M 89 HWY in OTSEGO, MI; small business)
14 employees, $1000000 revenue. : $283,003 in 7 contracts from 2000 to 2004
Contracts for Cabinets, Lockers, Bins, and Shelving, Miscellaneous Furniture and Fixtures, Medical and Surgical Instruments, Equipment, and Supplies by Air Force, Army, Navy, Department of Veterans Affairs, and others Signed by year: 2000: $61,095; 2001: $0; 2002: $67,592; 2003: $45,925; 2004: $108,391; 2005: $0; 2006: $0.
Biggest contracts:
$67,592 with Air Force for Cabinets, Lockers, Bins, and Shelving. Signed on 2002-05-28. Completion date: 2002-06-28.
$61,095 with Army for Miscellaneous Furniture and Fixtures. Signed on 2000-08-31. Completion date: 2000-10-18.
$50,079 with Navy for Miscellaneous Furniture and Fixtures. Signed on 2004-09-10. Completion date: 2004-11-10.
$43,428 with Department of Veterans Affairs for Medical and Surgical Instruments, Equipment, and Supplies. Signed on 2003-08-15. Completion date: 2003-11-15.
- HOTLINE SEWING SERVICE (339 19TH STREET in OTSEGO, MI; small business)
$3,500 with Army for Laundry and DryCleaning Services. Signed on 2002-08-13. Completion date: 2003-03-31.
Top industries in this zip code by the number of employees in 2005:
- Arts, Entertainment, and Recreation: Skiing Facilities (100-249 employees: 1 establishment)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1, 5-9: 3, 1-4: 1)
- Other Services (except Public Administration): Religious Organizations (20-49: 1, 5-9: 4, 1-4: 3)
- Health Care and Social Assistance: Home Health Care Services (20-49: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 31 people in other noninstitutional group quarters
- 11 people in homes for the mentally retarded
- 6 people in other group homes
- 5 people in homes for the physically handicapped
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 6
- Vehicles involved in fatal accidents: 9
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 6
- Persons involved in fatal accidents: 14
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $134,210 | 13 | $108,682 | 19 | $131,383 | 3 | $57,223 | 1 | $216,400 | 2 | $34,335 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $95,720 | 6 | $149,587 | 1 | $29,130 | 1 | $68,670 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $123,460 | 17 | $139,658 | 2 | $160,050 | 2 | $91,555 | 2 | $74,910 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $90,860 | 4 | $99,705 | 1 | $37,450 | 1 | $192,470 | 1 | $83,580 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $66,240 | 1 | $299,980 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $124,675 | 19 | $106,723 | 29 | $116,130 | 6 | $16,878 | 3 | $89,243 | 2 | $101,960 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $131,785 | 5 | $97,312 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 7 | $77,089 | 20 | $149,332 | 1 | $32,250 | 2 | $208,255 | 2 | $79,935 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 10 | $125,542 | 1 | $89,130 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $143,315 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $70,050 | 21 | $109,192 | 33 | $140,202 | 5 | $37,038 | 3 | $124,617 | 2 | $83,230 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $97,450 | 6 | $155,367 | 2 | $23,060 | 1 | $59,300 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $93,465 | 20 | $106,069 | 3 | $157,217 | 1 | $82,190 | 3 | $142,650 |
| APPLICATIONS WITHDRAWN | 1 | $76,640 | 1 | $147,740 | 12 | $140,165 | 2 | $71,960 | 1 | $95,020 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 5 | $131,368 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $124,415 | 18 | $129,607 | 37 | $110,507 | 4 | $52,280 | 2 | $135,770 | 4 | $118,605 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $99,965 | 8 | $115,311 | 1 | $25,660 | 0 | $0 | 1 | $75,600 |
| APPLICATIONS DENIED | 1 | $79,760 | 3 | $137,797 | 12 | $117,016 | 2 | $39,880 | 1 | $46,120 | 2 | $66,065 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $34,330 | 8 | $124,675 | 0 | $0 | 1 | $55,140 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $39,540 | 6 | $136,582 | 0 | $0 | 0 | $0 | 1 | $130,740 |
Aggregated Statistics For Year 2003 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $105,200 | 222 | $105,182 | 997 | $97,374 | 36 | $19,229 | 45 | $68,895 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $86,100 | 23 | $81,369 | 108 | $95,308 | 12 | $18,814 | 9 | $54,597 |
| APPLICATIONS DENIED | 3 | $78,117 | 53 | $65,894 | 360 | $93,174 | 50 | $16,301 | 23 | $77,014 |
| APPLICATIONS WITHDRAWN | 2 | $122,915 | 17 | $76,326 | 160 | $115,311 | 2 | $37,750 | 3 | $100,860 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $107,905 | 1 | $208,890 | 24 | $89,770 | 2 | $19,265 | 2 | $59,115 |
Aggregated Statistics For Year 2002 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $102,129 | 187 | $100,002 | 710 | $94,901 | 42 | $67,796 | 1 | $423,420 | 29 | $78,778 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $89,390 | 17 | $72,350 | 88 | $101,934 | 13 | $28,728 | 0 | $0 | 5 | $62,436 |
| APPLICATIONS DENIED | 4 | $123,850 | 38 | $72,234 | 242 | $92,697 | 55 | $16,287 | 0 | $0 | 11 | $66,399 |
| APPLICATIONS WITHDRAWN | 7 | $116,687 | 5 | $138,162 | 104 | $93,162 | 5 | $12,300 | 0 | $0 | 5 | $82,244 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $47,410 | 6 | $107,905 | 37 | $94,029 | 2 | $10,320 | 0 | $0 | 2 | $67,560 |
Aggregated Statistics For Year 2001 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $95,418 | 143 | $99,293 | 608 | $86,089 | 89 | $21,468 | 19 | $73,776 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $89,140 | 20 | $54,546 | 99 | $83,200 | 20 | $26,773 | 1 | $50,810 |
| APPLICATIONS DENIED | 6 | $94,905 | 69 | $61,531 | 242 | $74,681 | 76 | $16,649 | 14 | $57,448 |
| APPLICATIONS WITHDRAWN | 7 | $92,261 | 11 | $76,605 | 96 | $88,050 | 5 | $27,610 | 1 | $201,830 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $62,100 | 6 | $89,138 | 26 | $95,388 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 60 | $87,734 | 185 | $95,533 | 281 | $70,527 | 90 | $20,297 | 21 | $65,896 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $68,217 | 61 | $61,656 | 90 | $81,245 | 32 | $19,129 | 12 | $88,790 |
| APPLICATIONS DENIED | 9 | $78,288 | 157 | $44,328 | 181 | $70,197 | 81 | $19,811 | 20 | $53,151 |
| APPLICATIONS WITHDRAWN | 5 | $86,200 | 12 | $86,101 | 54 | $83,992 | 9 | $53,967 | 1 | $98,800 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $108,680 | 0 | $0 | 23 | $97,287 | 2 | $28,150 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 38 | $88,363 | 105 | $89,694 | 214 | $71,181 | 69 | $22,833 | 14 | $56,736 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $61,437 | 21 | $57,315 | 39 | $74,636 | 19 | $20,434 | 4 | $62,413 |
| APPLICATIONS DENIED | 3 | $83,563 | 92 | $49,450 | 75 | $70,063 | 44 | $19,705 | 13 | $70,248 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $79,272 | 49 | $71,953 | 2 | $78,790 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $239,860 | 7 | $75,101 | 0 | $0 | 1 | $231,210 |
Detailed HMDA statistics for the following Tracts:
0029.01
, 0318.00, 0319.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $150,627 | 1 | $299,980 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $157,450 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $187,965 | 1 | $118,610 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $150,280 | 2 | $186,405 | 1 | $103,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $124,850 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $149,817 | 1 | $175,830 | 1 | $78,380 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $106,544 | 65 | $118,707 | 6 | $51,295 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $82,036 | 20 | $113,789 | 2 | $67,620 |
| APPLICATIONS DENIED | 2 | $59,115 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $102,213 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $109,873 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 68 | $119,448 | 57 | $126,175 | 3 | $113,840 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $102,528 | 17 | $101,768 | 2 | $53,545 |
| APPLICATIONS DENIED | 2 | $49,560 | 4 | $73,108 | 2 | $33,780 |
| APPLICATIONS WITHDRAWN | 5 | $216,652 | 9 | $116,132 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $148,200 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 68 | $111,298 | 56 | $100,610 | 4 | $109,738 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $117,202 | 15 | $118,913 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $184,150 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $107,580 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $90,998 | 11 | $102,598 | 12 | $59,528 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $136,595 | 5 | $83,586 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $78,972 | 0 | $0 | 3 | $59,640 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $94,782 | 13 | $88,266 | 2 | $81,505 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $143,610 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $115,485 | 1 | $114,550 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0029.01
, 0318.00, 0319.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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