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49128 Zip Code Detailed Profile

 



Profiles Three Oaks, MI (49128) houses, apartments, residents, cars, jobs...

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City: Three Oaks, MI
Berrien County, MI
Zip code population (2000): 4,597
Estimated zip code population in 2007: 4,262



Age and Sex of Residents in zip code 49128

Zip code 49128 (Three Oaks, Michigan) real estate house value trends

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Three Oaks, MI (49128) map from a distance

Houses and condos: 2,378
Renter-occupied apartments: 275
% of renters here:  14%
State:  26%

2008 cost of living index in zip code 49128: 78.9 (low, U.S. average is 100)

Land area: 44.4 sq. mi.
Water area: 0.1 sq. mi.
Population density: 96 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.7% ($1,153)
Michigan:  1.9% ($1,461)

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Males: 2,258  (49.1%)
Females: 2,339  (50.9%)

Zip code 49128 races chart


100% rural population.

Estimated median house/condo value in 2007: $139,914
49128:  $139,914
Michigan:  $153,100


According to our research of public records there were 9 registered sex offenders living in 49128 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.

Median resident age:  40.6 years
Michigan median age:  35.5 years

Average household size:
This zip code:  2.4 people
Michigan:  2.6 people

Averages for the 2004 tax year for zip code 49128, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $35,783 (Individual Income Tax Returns)
Here:  $35,783
State:  $48,204

Salary/wage: $32,363 (reported on 81.6% of returns)
Here:  $32,363
State:  $42,791
(% of AGI for various income ranges: 88.5% for AGIs below $10k, 69.6% for AGIs $10k-25k, 77.1% for AGIs $25k-50k, 81.6% for AGIs $50k-75k, 73.5% for AGIs $75k-100k, 57.9% for AGIs over 100k)

Taxable interest for individuals: $1,302 (reported on 48.0% of returns)
This zip code:  $1,302
Michigan:  $1,725
(% of AGI for various income ranges: 7.7% for AGIs below $10k, 3.9% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $1,931 (reported on 20.8% of returns)
Here:  $1,931
State:  $3,420
(% of AGI for various income ranges: 3.3% for AGIs below $10k, 1.7% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$8,236 (reported on 14.5% of returns)
Here:  +$8,236
State:  +$8,532
(% of AGI for various income ranges: -1.7% for AGIs below $10k, -0.5% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 16.0% for AGIs over 100k)

Profit/loss from business: +$7,000 (reported on 16.7% of returns)
Here:  +$7,000
State:  +$9,547
(% of AGI for various income ranges: 9.6% for AGIs below $10k, 6.3% for AGIs $10k-25k, 5.3% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, -2.0% for AGIs over 100k)

Profit/loss from farming: +$1,457 (reported on 2.5% of returns)
Here:  +$1,457
State:  $-4,492

IRA payment deduction: $3,000 (reported on 3.6% of returns)
49128:  $3,000
Michigan:  $2,875
(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Self-employed pension: $9,385 (reported on 0.7% of returns)
Here:  $9,385
Michigan:  $13,826

Total itemized deductions: $14,604 (2% of AGI, reported on 25.0% of returns)
Here:  $14,604
State:  $18,509
(% of AGI for various income ranges: 14.8% for AGIs below $10k, 7.4% for AGIs $10k-25k, 9.7% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 12.1% for AGIs $75k-100k, 11.6% for AGIs over 100k)

Charity contributions deductions: $2,435 (3.5% of AGI, reported on 19.5% of returns)
Here:  $2,435
Michigan:  $3,365

Here:  3.5% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $4,467 (reported on 74.4% of returns)
49128:  $4,467
State:  $7,691
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 4.4% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 17.2% for AGIs over 100k)

Earned income credit: $1,585 (reported on 15.0% of returns)
Here:  $1,585
State:  $1,737
(% of AGI for various income ranges: 5.7% for AGIs below $10k, 3.7% for AGIs $10k-25k, 0.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 58.4%
Here:  58%
State:  60%
(% for various income ranges: 50.6% for AGIs below $10k, 63.7% for AGIs $10k-25k, 62.2% for AGIs $25k-50k, 53.8% for AGIs $50k-75k, 56.0% for AGIs $75k-100k, 67.7% for AGIs over 100k)


Estimated median household income in 2007: $45,257
This zip code:  $45,257
Michigan:  $47,950
Three Oaks, MI (49128) map

Nearest zip codes: 49116, 49115, 49129, 49125, 49119, 49113.


Percentage of family households:
This zip code:  69.3%
Whole state:  68.0%

Percentage of households with unmarried partners:
This zip code:  6.1%
Whole state:  5.3%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.1% of all households
  • Gay men: 0.7% of all households

Housing units in zip code 49128 with a mortgage: 681 (75 second mortgage, 121 home equity loan, 5 both second mortgage and home equity loan)
Houses without a mortgage: 464


Median monthly owner costs for units with a mortgage: $1,128

Median monthly owner costs for units without a mortgage: $408

Residents with income below the poverty level in 2007:
This zip code:  9.3%
Whole state:  14.0%

Residents with income below 50% of the poverty level in 2007:
This zip code:  1.8%
Whole state:  6.5%

Median number of rooms in houses and condos:
Here:  6.0
State:  6.1

Median number of rooms in apartments:
Here:  4.3
State:  4.1


Zip code 49128 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Cemetery: Forest Lawn Cemetery (1). Display/hide its location on the map

Lake: Klutes Lakes (A). Display/hide its location on the map

Rivers and creeks: Deer Creek (A), Spring Creek (B), Galena River (C). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 58
  • 1995 to 1998: 143
  • 1990 to 1994: 104
  • 1980 to 1989: 211
  • 1970 to 1979: 270
  • 1960 to 1969: 263
  • 1950 to 1959: 303
  • 1940 to 1949: 235
  • 1939 or earlier: 777



Zip code 49128 satellite photo by USGS


Bedrooms in owner-occupied houses in Three Oaks, MI (49128):
  • no bedroom: 7
  • 1 bedrooms: 46
  • 2 bedrooms: 412
  • 3 bedrooms: 866
  • 4 bedrooms: 203
  • 5 or more bedrooms: 97


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 7
  • 1 bedrooms: 70
  • 2 bedrooms: 125
  • 3 bedrooms: 50
  • 4 bedrooms: 23
  • 5 or more bedrooms: 0



Vehicles available in 49128 zip code in owner-occupied houses/condos:
  • no vehicle: 51
  • 1 vehicle: 458
  • 2 vehicles: 701
  • 3 vehicles: 260
  • 4 vehicles: 128
  • 5 or more vehicles: 33


Vehicles available in renter-occupied apartments:
  • no vehicle: 44
  • 1 vehicle: 138
  • 2 vehicles: 70
  • 3 vehicles: 23
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 49128 household income distribution in 2007

Zip code 49128 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 49128:

  • Less than $10,000: 11
  • $10,000 to $14,999: 6
  • $15,000 to $19,999: 7
  • $20,000 to $24,999: 27
  • $25,000 to $29,999: 24
  • $30,000 to $34,999: 15
  • $35,000 to $39,999: 17
  • $40,000 to $49,999: 24
  • $50,000 to $59,999: 41
  • $60,000 to $69,999: 19
  • $70,000 to $79,999: 55
  • $80,000 to $89,999: 56
  • $90,000 to $99,999: 67
  • $100,000 to $124,999: 274
  • $125,000 to $149,999: 173
  • $150,000 to $174,999: 145
  • $175,000 to $199,999: 81
  • $200,000 to $249,999: 145
  • $250,000 to $299,999: 80
  • $300,000 to $399,999: 108
  • $400,000 to $499,999: 52
  • $500,000 to $749,999: 37
  • $750,000 to $999,999: 25
  • $1,000,000 or more: 24
 



49128 rent paid by renters


Rent paid by renters in 2007 in zip code 49128:

  • Less than $100: 7
  • $150 to $199: 7
  • $200 to $249: 12
  • $250 to $299: 3
  • $300 to $349: 14
  • $350 to $399: 35
  • $400 to $449: 32
  • $450 to $499: 21
  • $500 to $549: 4
  • $550 to $599: 7
  • $600 to $649: 6
  • $650 to $699: 9
  • No cash rent: 26
 


Median price asked for vacant for-sale houses and condos in 2007: $85,641.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $143,106
  • Black or African American householders: $273,303
  • American Indian or Alaska Native householders: $144,633
  • Native Hawaiian and other Pacific Islander householders: $76,341
  • Two or more races householders: $52,051
  • Hispanic or Latino householders: $131,863

Estimated median house or condo value in 2007: $145,559 (it was $100,800 in 2000)
49128:  $145,559
Michigan:  $153,100
Lower value quartile - upper value quartile: $87,539 - $140,172

Mean price in 2007:
Detached houses: $230,172
Here:  $230,172
State:  $200,820

Townhouses or other attached units: $302,999
Here:  $302,999
State:  $181,134

In 2-unit structures: $190,590
Here:  $190,590
State:  $129,336

In 3-to-4-unit structures: $115,658
Here:  $115,658
State:  $151,605

In 5-or-more-unit structures: $913,014
Here:  $913,014
State:  $149,899

Mobile homes: $36,971
Here:  $36,971
State:  $39,606

Occupied boats, RVs, vans, etc.: $5,000
Here:  $5,000
State:  $95,296


Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 1,943
  • One, attached: 11
  • Two: 47
  • 3 or 4: 60
  • 5 to 9: 19
  • 10 to 19: 28
  • 20 to 49: 10
  • 50 or more: 7
  • Mobile homes: 232
  • Boats, RVs, vans, etc.: 7
49128 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,963 (81%)
  • Carpooled: 197 (8%)
  • Bus or trolley bus: 17 (1%)
  • Railroad: 7 (0%)
  • Taxi: 2 (0%)
  • Walked: 101 (4%)
  • Other means: 34 (1%)
  • Worked at home: 96 (4%)
 

49128 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 149
  • 5 to 9 minutes: 321
  • 10 to 14 minutes: 416
  • 15 to 19 minutes: 312
  • 20 to 24 minutes: 256
  • 25 to 29 minutes: 209
  • 30 to 34 minutes: 239
  • 35 to 39 minutes: 95
  • 40 to 44 minutes: 32
  • 45 to 59 minutes: 97
  • 60 to 89 minutes: 93
  • 90 or more minutes: 102
 

Percentage of zip code residents living and working in this county: 78.4%


Household type by relationship
Households: 4,609

  • In family households: 3,931 (1,054 male householders, 301 female householders)
    1,114 spouses, 1,271 children (1,135 natural, 12 adopted, 124 stepchildren), 71 grandchildren, 9 brothers or sisters, 17 parents, 27 other relatives, 67 non-relatives
  • In nonfamily households: 678 (237 male householders (184 living alone)), 320 female householders (277 living alone)), 121 nonrelatives

Size of family households: 645 2-persons, 332 3-persons, 246 4-persons, 104 5-persons, 25 6-persons, 3 7-or-more-persons.

Size of nonfamily households: 461 1-person, 83 2-persons, 11 3-persons, 2 6-persons.

758 married couples with children.
222 single-parent households (62 men, 160 women).

95.3% of residents of 49128 zip code speak English at home.
1.6% of residents speak Spanish at home (66% very well, 10% well, 16% not well, 7% not at all).
2.9% of residents speak other Indo-European language at home (82% very well, 11% well, 6% not well).
0.2% of residents speak Asian or Pacific Island language at home (78% very well, 22% not well).

Foreign born population: 81 (1.8%)
(48.1% of them are naturalized citizens)

This zip code:  1.8%
Whole state:  5.3%

Most common places of birth for the foreign-born residents:



  • Other Eastern Europe (26%)
  • Germany (23%)
  • Mexico (11%)
  • Brazil (11%)
  • Canada (10%)
  • Poland (5%)
  • United Kingdom (4%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 17
  • 1990 to 1994: 2
  • 1985 to 1989: 7
  • 1980 to 1984: 2
  • 1975 to 1979: 2
  • 1970 to 1974: 2
  • 1970 to 1974: 0
  • 1965 to 1969: 49

White population: 4,461
Black population: 39
American Indian population: 24
Asian population: 6
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 14
Two or more races population: 52

Zip code 49128 races chart


First ancestries reported:

 German: 1149
 Irish: 358
 United States or American: 351
 English: 340
 Other groups: 309
 Polish: 270
 Italian: 135
 Dutch: 117
 Swedish: 112
 French (except Basque): 93
 Scotch-Irish: 56
 Czech: 52
 Norwegian: 37
 French Canadian: 28
 Welsh: 27
 Lithuanian: 27
 Russian: 24
 Czechoslovakian: 22
 Scottish: 20
 Arab:: 17
 Greek: 16
 European: 11
 Lebanese: 10
 Bulgarian: 10
 Serbian: 10
 Hungarian: 9
 Brazilian: 9
 Canadian: 8
 Syrian: 7
 Swiss: 6
 West Indian (excluding Hispanic groups):: 6
 Dutch West Indian: 6
 Croatian: 5
 Finnish: 5
 Slovak: 5
 Danish: 4
 Subsaharan African:: 4
 African: 4
 British: 4
 Ukrainian: 2
 Yugoslavian: 2
 Romanian: 2



Zip code 49128 topographic map


Facitilies with environmental interests located in this zip code:

  • FOREST LAWN LANDFILL (8230 WEST FOREST LAWN RD in THREE OAKS, MI)
    AIR MAJOR (AIRS/AFS)
    AIR MINOR (AIRS/AFS)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC classification: REFUSE SYSTEMS
    Business NAICS classification: SOLID WASTE LANDFILL.; SOLID WASTE LANDFILL.
    Organizations: FOREST LAWN LANDFILL INC (CONTACT/OPERATOR) , FOREST LAWN LF (CONTACT/OWNER)
    Alternative names: FOREST LAWN LF
  • EMRO MARKETING 7322 (4 W ASH US 12 DOWNTOWN in THREE OAKS, MI)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: EMRO MARKETING INC (CONTACT/OWNER)
  • EBERTING BOIKE LTD (205 N ELM ST in THREE OAKS, MI)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • AMOCO (10295 US 12 EAST in NEW BUFFALO, MI)
    ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
  • E.D.B.D. AUTO SALES (3215 US 12 EAST in NILES, MI)
    ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)


Median worth of mobile homes: $27,546

Zip code 49128 marital status for males
Zip code 49128 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Utility gas (53%)
  • Electricity (18%)
  • Bottled, tank, or LP gas (13%)
  • Fuel oil, kerosene, etc. (12%)
  • Wood (3%)


Place of birth for U.S.-born residents:

  • This state: 1961
  • Northeast: 79
  • Midwest: 2093
  • South: 260
  • West: 107

63% of the 49128 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 60% lived in this county.
   Out of people who lived in different counties, 13% lived in Michigan.

Population in 1990: 3,994. Population change in the 1990s: +603 (+15.1%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 49
Here:  10.3%
Michigan:  11.2%

Students in private schools in grades 9 to 12 (high school): 0
Here:  0.0%
Michigan:  8.7%

Students in private undergraduate colleges: 28
Here:  21.4%
Michigan:  16.5%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Wholesale Trade: Hardware Merchant Wholesalers (50-99 employees: 1 establishment)
  • Arts, Entertainment, and Recreation: All Other Amusement and Recreation Industries (20-49: 1, 1-4: 1)
  • Administrative and Support and Waste Management and Remediation Services: Solid Waste Collection (20-49: 1)
  • Accommodation and Food Services: Full-Service Restaurants (10-19: 2)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1, 1-4: 1)
  • Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (5-9: 2)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2006
  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 2
  • Persons involved in fatal accidents: 5
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$134,883146$269,254264$229,48357$41,2562$1,324,370178$315,9965$68,176
APPLICATIONS APPROVED, NOT ACCEPTED1$157,49013$171,65857$210,8758$45,3010$021$291,7451$52,110
APPLICATIONS DENIED2$137,46035$138,965161$229,35834$79,5750$038$401,11610$45,788
APPLICATIONS WITHDRAWN0$06$196,99768$188,1929$60,3830$012$317,3080$0
FILES CLOSED FOR INCOMPLETENESS0$01$481,73017$195,5010$00$05$453,0100$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0112.00 , 0114.00, 0116.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED23$138,76315$167,21010$174,018
APPLICATIONS APPROVED, NOT ACCEPTED1$69,7305$266,8861$312,660
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN4$119,6833$140,7400$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0112.00 , 0114.00, 0116.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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