49245 Zip Code Detailed Profile




City: Homer, MI (1.48%)
Counties: Calhoun County, MI (96.58%), Branch County, MI (1.97%), Jackson County, MI (1.45%)
Estimated zip code population in 2013: 4,910
Zip code population in 2010: 4,845
Zip code population in 2000: 4,787

Houses and condos: 2,022
Renter-occupied apartments: 499
% of renters here:

27%
State:

29%
Mar. 2013 cost of living index in zip code 49245: 82.4 (low, U.S. average is 100)

Land area: 96.6 sq. mi.
Water area: 0.8 sq. mi.
Population density: 51 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 49245
Zip code 49245 (Homer, Michigan) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 49245

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Real estate property taxes paid for housing units in 2013:
This zip code:

1.6% ($1,583)
Michigan:

1.8% ($2,090)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,496 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,644 (1.7%)

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Males: 2,429  (49.5%)
Females: 2,481  (50.5%)

For population 25 years and over in 49245:

For population 15 years and over in 49245:

Zip code 49245 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age below state average.
  • Foreign-born population percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 49245

  • Zip code 49245 races chart
    • 4,645White population
    • 15Black population
    • 24American Indian population
    • 24Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 0Some other race population
    • 42Two or more races population
    • 95Hispanic or Latino population

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49245, MI forum
Recent posts about zip code 49245 area on our local forum with over 1,900,000 registered users:
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100% rural population.

Estimated median house/condo value in 2013: $96,000
49245:

$96,000
Michigan:

$117,500



According to our research of Michigan and other state lists there were 16 registered sex offenders living in 49245 zip code as of May 27, 2016.
The ratio of number of residents in zip code 49245 to the number of sex offenders is 303 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

35.3 years
Michigan median age:

39.6 years
Average household size:
This zip code:

2.7 people
Michigan:

2.5 people

Averages for the 2012 tax year for zip code 49245, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $41,844 (Individual Income Tax Returns)
Here:

$41,844
State:

$55,609

Salary/wage: $38,073 (reported on 81.3% of returns)
Here:

$38,073
State:

$46,782
(% of AGI for various income ranges: 68.3% for AGIs below $25k, 75.8% for AGIs $25k-50k, 83.1% for AGIs $50k-75k, 79.6% for AGIs $75k-100k, 92.4% for AGIs $100k-200k)

Taxable interest for individuals: $1,451 (reported on 27.8% of returns)
This zip code:

$1,451
Michigan:

$1,491
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Ordinary dividends: $2,086 (reported on 14.1% of returns)
Here:

$2,086
State:

$6,225
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$3,223 (reported on 11.1% of returns)
Here:

+$3,223
State:

+$9,326
(% of AGI for various income ranges: 0.1% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 4.1% for AGIs $100k-200k)

Profit/loss from business: +$7,869 (reported on 13.1% of returns)
Here:

+$7,869
State:

+$11,523
(% of AGI for various income ranges: 7.1% for AGIs below $25k, 3.1% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 3.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $9,348 (reported on 10.6% of returns)
49245:

$9,348
Michigan:

$15,298
(% of AGI for various income ranges: 4.7% for AGIs below $25k, 2.6% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.5% for AGIs $75k-100k)

Total itemized deductions: $16,539 (19% of AGI, reported on 15.7% of returns)
Here:

$16,539
State:

$21,628

Here:

19.2% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 3.7% for AGIs below $25k, 4.3% for AGIs $25k-50k, 5.5% for AGIs $50k-75k, 8.0% for AGIs $75k-100k, 11.9% for AGIs $100k-200k)

Charity contributions: $3,729 (reported on 10.6% of returns)
Here:

$3,729
State:

$4,225
(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Taxes paid: $6,081 (reported on 15.7% of returns)
49245:

$6,081
State:

$8,327
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 6.1% for AGIs $100k-200k)

Earned income credit: $2,248 (reported on 22.2% of returns)
Here:

$2,248
State:

$2,306
(% of AGI for various income ranges: 7.1% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 67.2%
Here:

67%
State:

57%
(% for various income ranges: 63.2% for AGIs below $25k, 67.3% for AGIs $25k-50k, 70.4% for AGIs $50k-75k, 77.8% for AGIs $75k-100k, 83.3% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 49245, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,529 (Individual Income Tax Returns)
Here:

$34,529
State:

$48,204

Salary/wage: $32,829 (reported on 86.2% of returns)
Here:

$32,829
State:

$42,791
(% of AGI for various income ranges: 92.0% for AGIs below $10k, 73.0% for AGIs $10k-25k, 86.4% for AGIs $25k-50k, 87.0% for AGIs $50k-75k, 88.7% for AGIs $75k-100k, 61.6% for AGIs over 100k)

Taxable interest for individuals: $1,220 (reported on 39.8% of returns)
This zip code:

$1,220
Michigan:

$1,725
(% of AGI for various income ranges: 4.9% for AGIs below $10k, 2.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Taxable dividends: $2,109 (reported on 15.5% of returns)
Here:

$2,109
State:

$3,420
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Net capital gain/loss: +$4,972 (reported on 11.9% of returns)
Here:

+$4,972
State:

+$8,532
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 8.0% for AGIs over 100k)

Profit/loss from business: +$6,942 (reported on 13.7% of returns)
Here:

+$6,942
State:

+$9,547
(% of AGI for various income ranges: 10.3% for AGIs below $10k, 6.3% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 5.6% for AGIs over 100k)

IRA payment deduction: $3,091 (reported on 1.5% of returns)
49245:

$3,091
Michigan:

$2,875

Total itemized deductions: $14,059 (21% of AGI, reported on 18.3% of returns)
Here:

$14,059
State:

$18,509

Here:

20.7% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 4.6% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 8.5% for AGIs $75k-100k, 10.1% for AGIs over 100k)

Charity contributions deductions: $2,440 (3% of AGI, reported on 12.8% of returns)
Here:

$2,440
State:

$3,365

Here:

3.2% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Total tax: $4,187 (reported on 70.6% of returns)
49245:

$4,187
State:

$7,691
(% of AGI for various income ranges: 2.8% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 18.1% for AGIs over 100k)

Earned income credit: $1,652 (reported on 16.6% of returns)
Here:

$1,652
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 65.8%
Here:

66%
State:

60%
(% for various income ranges: 56.3% for AGIs below $10k, 67.3% for AGIs $10k-25k, 67.3% for AGIs $25k-50k, 71.8% for AGIs $50k-75k, 65.1% for AGIs $75k-100k, 78.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$40,027
Michigan:

$48,273
Homer, MI (49245) map Nearest zip codes: 49252, 49224, 49237, 49092, 49068, 49227.
Percentage of family households:
This zip code:

54.4%
Michigan:

49.0%
Percentage of households with unmarried partners:
This zip code:

13.1%
Michigan:

6.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 270
Household did not receive Food Stamps/SNAP in the past 12 months: 1,553


Women who had a birth in the past 12 months: 122 (49 now married, 73 unmarried)
Women who did not have a birth in the past 12 months: 984 (428 now married, 556 unmarried)


Housing units in zip code 49245 with a mortgage: 733 (22 second mortgage, 81 home equity loan, 4 both second mortgage and home equity loan)
Houses without a mortgage: 591

Median monthly owner costs for units with a mortgage: $1,029
Median monthly owner costs for units without a mortgage: S460

Residents with income below the poverty level in 2013:
This zip code:

15.6%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

8.1%
Whole state:

9.1%
Median number of rooms in houses and condos:
Here:

6.4
State:

6.4
Median number of rooms in apartments:
Here:

4.9
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 49245: Camp Tanawida (A), Homer Fire Department (B), Homer Public Library (C). Display/hide their locations on the map

    Churches in zip code 49245 include: Cooks Prairie Church (A), East Eckford Church (B), Victory Church (C), Saint Joseph Church (D), Riverside Baptist Church (E), Presbyterian Church (F), United Methodist Church (G), Saint Joe Baptist Church (H), Maple Grove Church (I). Display/hide their locations on the map

    Cemeteries: Fisher Cemetery (1), Saint Joseph Cemetery (2), Clarendon Cemetery (3), East Eckford Cemetery (4), Fairview Cemetery (5), Cook's Prairie Cemetery (6), Clarks Cemetery (7). Display/hide their locations on the map

    Lakes: Whitcomb Lake (A), Kesler Lake (B), Homer Lake (C), Frier Lake (D). Display/hide their locations on the map

    Creek: Soap Creek (A). Display/hide its location on the map

    Parks in zip code 49245 include: First Presbyterian Church Historical Marker (1), Homer Fire Station Historical Marker (2), Clarendon Township Park (3). Display/hide their locations on the map

Year house built

  • 32010 or later
  • 2432000 to 2009
  • 2501990 to 1999
  • 1541980 to 1989
  • 3031970 to 1979
  • 1311960 to 1969
  • 1541950 to 1959
  • 851940 to 1949
  • 6991939 or earlier

Zip code 49245 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Homer, MI (49245)

  • 0no bedroom
  • 691 bedroom
  • 2502 bedrooms
  • 7383 bedrooms
  • 2094 bedrooms
  • 585+ bedrooms

Bedrooms in renter-occupied apartments in Homer, MI (49245)

  • 13no bedroom
  • 801 bedroom
  • 1552 bedrooms
  • 1943 bedrooms
  • 514 bedrooms
  • 65+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Homer, MI (49245) in owner-occupied houses/condos

  • 54no vehicle
  • 3341 vehicle
  • 5982 vehicles
  • 2343 vehicles
  • 844 vehicles
  • 205+ vehicles

Cars and other vehicles available in Homer, MI (49245) in renter-occupied apartments

  • 53no vehicle
  • 2081 vehicle
  • 2012 vehicles
  • 373 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $615.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $96,000
49245:

$96,000
Michigan:

$117,500
Lower value quartile - upper value quartile: $54,100 - $154,800

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 15.3%

Percentage of zip code residents living and working in this county: 58.7%

Household type by relationship:

Households: 4,901

Size of family households: 632 2-persons, 246 3-persons, 279 4-persons, 100 5-persons, 48 6-persons, 25 7-or-more-persons

Size of nonfamily households: 370 1-person, 117 2-persons, 6 3-persons

672 married couples with children.
459 single-parent households (210 men, 249 women).

97.3% of residents of 49245 zip code speak English at home.
0.4% of residents speak Spanish at home (94% very well, 6% not at all).
2.3% of residents speak other Indo-European language at home (64% very well, 36% well).

Foreign born population: 40 (0.8%)
(65.0% of them are naturalized citizens)
This zip code:

0.8%
Whole state:

6.2%

Most common places of birth for the foreign-born residents

  • 28%Germany
  • 25%Italy
  • 25%Guatemala
  • 8%Netherlands
  • 8%Jamaica
  • 8%Mexico

Most common first ancestries reported in 49245 (%)

  • 21%German
  • 11%American
  • 9%Other groups
  • 9%English
  • 8%Irish
  • 3%Polish
  • 2%French (except Basque)

Year of entry for the foreign-born population

  • 32010 or later
  • 132000 to 2009
  • 61990 to 1999
  • 24Before 1990

Zip code 49245 topographic map

Facilities with environmental interests located in this zip code:


Zip code 49245 marital status for males
Zip code 49245 marital status for females

Housing units lacking complete plumbing facilities: 6.1%
Housing units lacking complete kitchen facilities: 6.8%

Most commonly used house heating fuel

  • 39%Utility gas
  • 25%Bottled, tank, or LP gas
  • 14%Wood
  • 8%Electricity
  • 7%Fuel oil, kerosene, etc.
  • 5%Other fuel
  • 1%No fuel used

Population in 1990: 4,934. Population change in the 1990s: -147 (-3.0%).

Place of birth for U.S.-born residents:


66% of the 49245 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 62% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

89% of the 49245 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 51% moved from this county.
   Out of people who lived in different houses, 36% moved from different county within same state.
   Out of people who lived in different houses, 12% moved from different state.
   Out of people who lived in different houses, 0% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
Michigan:

10.2%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Michigan:

8.6%
Students in private undergraduate colleges: 21
Here:

11.3%
Michigan:

14.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 63,750Health diagnosing and treating practitioners and other technical occupations
  • 53,750Business and financial operations occupations
  • 53,571Law enforcement workers including supervisors
  • 50,500Installation, maintenance, and repair occupations
  • 48,750Management occupations
  • 47,292Life, physical, and social science occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 7 people in group homes intended for adults

People in group quarters in 2000:

  • 5 people in other noninstitutional group quarters
  • 4 people in homes for the mentally retarded
  • 4 people in agriculture workers' dormitories on farms

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED20$85,75931$86,365138$127,69117$77,54310$54,8078$76,460
APPLICATIONS APPROVED, NOT ACCEPTED0$01$144,30018$93,0051$5,8701$62,1802$9,660
APPLICATIONS DENIED5$132,04613$79,83756$123,77519$46,0362$185,16011$68,204
APPLICATIONS WITHDRAWN7$45,9010$036$141,3602$99,9600$03$81,780
FILES CLOSED FOR INCOMPLETENESS0$00$02$133,1601$82,1200$00$0

Detailed HMDA statistics for the following Tracts: 0030.00 , 0031.00, 0032.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED8$124,109
APPLICATIONS APPROVED, NOT ACCEPTED2$116,955
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0

Detailed PMIC statistics for the following Tracts: 0030.00 , 0031.00, 0032.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 49245 among deceased individuals
NameCountLived (average)
William2777.8 years
John2373.7 years
George2380.1 years
Robert2172.5 years
Mary1777.8 years
Charles1773.9 years
James1671.2 years
Margaret1479.4 years
Frank1478.1 years
Harold1375.6 years
Most common last names in zip code 49245 among deceased individuals
Last nameCountLived (average)
Smith2782.8 years
Miller1673.1 years
Williams977.0 years
Taylor974.8 years
Wilson866.4 years
Odell868.6 years
Butler879.9 years
Hackworth856.5 years
Nichols877.7 years
King869.2 years

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