49265 Zip Code (Onsted, MI) Detailed Profile

Estimated zip code population in 2022: 5,116
Zip code population in 2010: 4,958
Zip code population in 2000: 4,828

Houses and condos: 2,393
Renter-occupied apartments: 182
March 2022 cost of living index in zip code 49265: 91.0 (less than average, U.S. average is 100)

Land area: 30.1 sq. mi.
Water area: 2.2 sq. mi.

Population density: 170 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,717 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,685 (1.1%)

For population 25 years and over in 49265:

• High school or higher: 97.1%
• Bachelor's degree or higher: 33.0%
• Graduate or professional degree: 10.9%
• Unemployed: 3.6%
• Mean travel time to work (commute): 29.0 minutes

For population 15 years and over in 49265:

• Never married: 20.6%
• Now married: 65.4%
• Separated: 0.5%
• Widowed: 3.7%
• Divorced: 9.7%

• 
• • 4,78693.6%White
  • 1292.5%Hispanic or Latino
  • 1212.4%Two or more races
  • 671.3%Black
  • 70.1%Asian
  • 20.04%American Indian

100% rural population.

Averages for the 2020 tax year for zip code 49265, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $70,936 (Individual Income Tax Returns)

Here:	$70,936
State:	$68,945

Salary/wage: $62,582 (reported on 73.2% of returns)

Here:	$62,582
State:	$57,142

(% of AGI for various income ranges: 803.1% for AGIs below $25k, 3000.8% for AGIs $25k-50k, 5735.8% for AGIs $50k-75k, 9079.0% for AGIs $75k-100k, 15041.4% for AGIs $100k-200k, 86310.0% for AGIs over 200k)

Taxable interest for individuals: $1,213 (reported on 35.2% of returns)

This zip code:	$1,213
Michigan:	$1,630

(% of AGI for various income ranges: 26.1% for AGIs below $25k, 25.9% for AGIs $25k-50k, 44.6% for AGIs $50k-75k, 44.8% for AGIs $75k-100k, 89.3% for AGIs $100k-200k, 1350.0% for AGIs over 200k)

Ordinary dividends: $5,236 (reported on 21.5% of returns)

Here:	$5,236
State:	$6,972

(% of AGI for various income ranges: 23.1% for AGIs below $25k, 34.4% for AGIs $25k-50k, 115.0% for AGIs $50k-75k, 215.7% for AGIs $75k-100k, 315.9% for AGIs $100k-200k, 3350.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$6,926 (reported on 20.3% of returns)

Here:	+$6,926
State:	+$20,064

(% of AGI for various income ranges: 3.5% for AGIs below $25k, 22.6% for AGIs $25k-50k, 75.8% for AGIs $50k-75k, 172.9% for AGIs $75k-100k, 519.3% for AGIs $100k-200k, 4993.3% for AGIs over 200k)

Profit/loss from business: +$10,545 (reported on 14.6% of returns)

Here:	+$10,545
State:	+$11,172

(% of AGI for various income ranges: 104.1% for AGIs below $25k, 107.9% for AGIs $25k-50k, 273.1% for AGIs $50k-75k, 141.4% for AGIs $75k-100k, 437.2% for AGIs $100k-200k, 2496.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $18,853 (reported on 14.6% of returns)

49265:	$18,853
Michigan:	$19,803

(% of AGI for various income ranges: 90.0% for AGIs below $25k, 145.1% for AGIs $25k-50k, 400.0% for AGIs $50k-75k, 540.0% for AGIs $75k-100k, 911.4% for AGIs $100k-200k, 4316.7% for AGIs over 200k)

Total itemized deductions: $28,406 (reported on 6.1% of returns)

Here:	$28,406
State:	$34,117

(% of AGI for various income ranges: 123.5% for AGIs below $25k, 185.0% for AGIs $50k-75k, 307.1% for AGIs $75k-100k, 508.6% for AGIs $100k-200k, 4256.7% for AGIs over 200k)

Charity contributions: $6,675 (reported on 4.6% of returns)

Here:	$6,675
State:	$13,548

(% of AGI for various income ranges: 36.9% for AGIs $25k-50k, 67.1% for AGIs $75k-100k, 78.3% for AGIs $100k-200k, 963.3% for AGIs over 200k)

Taxes paid: $7,619 (reported on 6.1% of returns)

49265:	$7,619
State:	$7,972

(% of AGI for various income ranges: 58.7% for AGIs $25k-50k, 109.0% for AGIs $75k-100k, 152.1% for AGIs $100k-200k, 1066.7% for AGIs over 200k)

Earned income credit: $1,896 (reported on 8.8% of returns)

Here:	$1,896
State:	$2,251

(% of AGI for various income ranges: 43.9% for AGIs below $25k, 51.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.0%

Here:	95%
State:	93%

(% for various income ranges: 93.8% for AGIs below $25k, 98.0% for AGIs $25k-50k, 94.7% for AGIs $50k-75k, 93.8% for AGIs $75k-100k, 95.8% for AGIs $100k-200k, 91.7% for AGIs over 200k)

Averages for the 2012 tax year for zip code 49265, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $58,643 (Individual Income Tax Returns)

Here:	$58,643
State:	$55,609

Salary/wage: $50,102 (reported on 81.4% of returns)

Here:	$50,102
State:	$46,782

(% of AGI for various income ranges: 61.0% for AGIs below $25k, 62.4% for AGIs $25k-50k, 69.2% for AGIs $50k-75k, 71.1% for AGIs $75k-100k, 76.8% for AGIs $100k-200k, 63.6% for AGIs over 200k)

Taxable interest for individuals: $1,067 (reported on 38.4% of returns)

This zip code:	$1,067
Michigan:	$1,491

(% of AGI for various income ranges: 2.1% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Ordinary dividends: $3,223 (reported on 22.4% of returns)

Here:	$3,223
State:	$6,225

(% of AGI for various income ranges: 2.0% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$2,302 (reported on 17.3% of returns)

Here:	+$2,302
State:	+$9,326

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Profit/loss from business: +$7,836 (reported on 15.2% of returns)

Here:	+$7,836
State:	+$11,523

(% of AGI for various income ranges: 5.7% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 3.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,591 (reported on 14.3% of returns)

49265:	$13,591
Michigan:	$15,298

(% of AGI for various income ranges: 3.7% for AGIs below $25k, 4.5% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 4.2% for AGIs $100k-200k)

Total itemized deductions: $21,506 (21% of AGI, reported on 36.7% of returns)

Here:	$21,506
State:	$21,628

Here:	21.3% of AGI
State:	18.4% of AGI

(% of AGI for various income ranges: 10.9% for AGIs below $25k, 11.4% for AGIs $25k-50k, 11.9% for AGIs $50k-75k, 12.5% for AGIs $75k-100k, 13.9% for AGIs $100k-200k, 18.3% for AGIs over 200k)

Charity contributions: $3,238 (reported on 30.4% of returns)

Here:	$3,238
State:	$4,225

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 3.1% for AGIs over 200k)

Taxes paid: $7,509 (reported on 36.7% of returns)

49265:	$7,509
State:	$8,327

(% of AGI for various income ranges: 2.4% for AGIs below $25k, 3.1% for AGIs $25k-50k, 3.8% for AGIs $50k-75k, 4.5% for AGIs $75k-100k, 5.9% for AGIs $100k-200k, 6.0% for AGIs over 200k)

Earned income credit: $2,066 (reported on 12.2% of returns)

Here:	$2,066
State:	$2,306

(% of AGI for various income ranges: 4.5% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 65.4%

Here:	65%
State:	57%

(% for various income ranges: 57.6% for AGIs below $25k, 70.2% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 71.4% for AGIs $75k-100k, 68.8% for AGIs $100k-200k, 83.3% for AGIs over 200k)

Averages for the 2004 tax year for zip code 49265, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $52,978 (Individual Income Tax Returns)

Here:	$52,978
State:	$48,204

Salary/wage: $48,116 (reported on 86.2% of returns)

Here:	$48,116
State:	$42,791

(% of AGI for various income ranges: 114.2% for AGIs below $10k, 63.6% for AGIs $10k-25k, 72.0% for AGIs $25k-50k, 79.4% for AGIs $50k-75k, 84.5% for AGIs $75k-100k, 77.2% for AGIs over 100k)

Taxable interest for individuals: $1,286 (reported on 55.2% of returns)

This zip code:	$1,286
Michigan:	$1,725

(% of AGI for various income ranges: 7.0% for AGIs below $10k, 3.4% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $1,986 (reported on 28.6% of returns)

Here:	$1,986
State:	$3,420

(% of AGI for various income ranges: 1.7% for AGIs below $10k, 2.1% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Net capital gain/loss: +$8,345 (reported on 20.6% of returns)

Here:	+$8,345
State:	+$8,532

(% of AGI for various income ranges: -0.7% for AGIs below $10k, -0.2% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 7.4% for AGIs over 100k)

Profit/loss from business: +$9,057 (reported on 15.9% of returns)

Here:	+$9,057
State:	+$9,547

(% of AGI for various income ranges: 4.2% for AGIs below $10k, 3.2% for AGIs $10k-25k, 4.5% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.9% for AGIs over 100k)

IRA payment deduction: $3,952 (reported on 1.8% of returns)

49265:	$3,952
Michigan:	$2,875

Total itemized deductions: $17,569 (21% of AGI, reported on 45.5% of returns)

Here:	$17,569
State:	$18,509

Here:	20.9% of AGI
State:	20.7% of AGI

(% of AGI for various income ranges: 15.8% for AGIs below $10k, 12.1% for AGIs $10k-25k, 13.9% for AGIs $25k-50k, 16.3% for AGIs $50k-75k, 16.4% for AGIs $75k-100k, 14.5% for AGIs over 100k)

Charity contributions deductions: $2,242 (3% of AGI, reported on 41.6% of returns)

Here:	$2,242
State:	$3,365

Here:	2.6% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.7% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $7,303 (reported on 79.1% of returns)

49265:	$7,303
State:	$7,691

(% of AGI for various income ranges: 2.8% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 16.0% for AGIs over 100k)

Earned income credit: $1,521 (reported on 8.1% of returns)

Here:	$1,521
State:	$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 64.8%

Here:	65%
State:	60%

(% for various income ranges: 53.3% for AGIs below $10k, 65.6% for AGIs $10k-25k, 66.7% for AGIs $25k-50k, 67.8% for AGIs $50k-75k, 67.7% for AGIs $75k-100k, 71.5% for AGIs over 100k)

Nearest zip codes: 49230, 49287, 49253, 49235, 49221, 49263.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.1% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 119
Household did not receive Food Stamps/SNAP in the past 12 months: 2,006

Women who had a birth in the past 12 months: 67 (60 now married, 8 unmarried)
Women who did not have a birth in the past 12 months: 812 (387 now married, 423 unmarried)

Housing units in zip code 49265 with a mortgage: 1,293 (108 second mortgage, 85 both second mortgage and home equity loan)
Houses without a mortgage: 53

Median monthly owner costs for units with a mortgage: $1,415
Median monthly owner costs for units without a mortgage: $543

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 49265 household income distribution in 2022

• 41Less than $10,000
• 37$10,000 to $14,999
• 45$15,000 to $19,999
• 71$20,000 to $24,999
• 63$25,000 to $29,999
• 56$30,000 to $34,999
• 130$35,000 to $39,999
• 81$40,000 to $44,999
• 35$45,000 to $49,999
• 197$50,000 to $59,999
• 312$60,000 to $74,999
• 225$75,000 to $99,999
• 212$100,000 to $124,999
• 146$125,000 to $149,999
• 270$150,000 to $199,999
• 207$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 49265

• 1Less than $10,000
• 5$15,000 to $19,999
• 9$30,000 to $34,999
• 1$35,000 to $39,999
• 23$50,000 to $59,999
• 1$70,000 to $79,999
• 33$80,000 to $89,999
• 11$90,000 to $99,999
• 107$100,000 to $124,999
• 145$125,000 to $149,999
• 116$150,000 to $174,999
• 194$175,000 to $199,999
• 180$200,000 to $249,999
• 314$250,000 to $299,999
• 323$300,000 to $399,999
• 238$400,000 to $499,999
• 192$500,000 to $749,999
• 55$750,000 to $999,999
• 38$1,000,000 to $1,499,999
• 30$2,000,000 or more

• Rent paid by renters in 2022 in zip code 49265

• 4$200 to $249
• 5$250 to $299
• 2$300 to $349
• 5$350 to $399
• 2$400 to $449
• 8$450 to $499
• 29$500 to $549
• 9$600 to $649
• 47$650 to $699
• 16$700 to $749
• 20$800 to $899
• 13$900 to $999
• 10$1,000 to $1,249
• 6$1,250 to $1,499
• 4No cash rent

Median gross rent in 2022: $788.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $284,940
• Black or African American householders: $351,951
• Asian householders: $625,629
• Some other race householders: $343,129
• Two or more races householders: $172,127
• Hispanic or Latino householders: $211,171

Estimated median house or condo value in 2022: $286,442 Lower value quartile - upper value quartile: $183,105 - $431,917

Mean price in 2022:

Detached houses: $233,682

Here:	$233,682
State:	$280,038

Townhouses or other attached units: $248,866

Here:	$248,866
State:	$239,520

In 2-unit structures: $294,589

Here:	$294,589
State:	$219,481

In 3-to-4-unit structures: $856,346

Here:	$856,346
State:	$207,067

Mobile homes: $59,196

Here:	$59,196
State:	$72,868

Housing units in structures:

• One, detached: 2,220
• One, attached: 40
• Two: 7
• 3 or 4: 19
• 10 to 19: 6
• 20 to 49: 55
• Mobile homes: 36

Unemployment: 3.6%

• Means of transportation to work in zip code 49265

• 84.1%2,072Drove a car alone
• 6.5%159Carpooled
• 0.9%22Walked
• 0.6%14Other means
• 5.6%139Worked at home

• Travel time to work (commute) in zip code 49265

• 162Less than 5 minutes
• 845 to 9 minutes
• 18310 to 14 minutes
• 27315 to 19 minutes
• 36120 to 24 minutes
• 16425 to 29 minutes
• 27730 to 34 minutes
• 11635 to 39 minutes
• 15340 to 44 minutes
• 25545 to 59 minutes
• 19560 to 89 minutes
• 4190 or more minutes

Percentage of zip code residents living and working in this county: 61.5%

Household type by relationship:

Households: 5,116

• Male householders: 1,240 (265 living alone), Female householders: 893 (214 living alone)

• 1,361 spouses (1,361 opposite-sex spouses), 107 unmarried partners, (107 opposite-sex unmarried partners), 1,301 children (1,227 natural, 31 adopted, 44 stepchildren), 112 grandchildren, 0 brothers or sisters, 51 parents, 0 foster children, 30 other relatives, 31 non-relatives

Size of family households: 908 2-persons, 274 3-persons, 233 4-persons, 131 5-persons, 18 6-persons, 29 7-or-more-persons

Size of nonfamily households: 478 1-person, 61 2-persons

628 married couples with children.
202 single-parent households (66 men, 136 women).

98.4% of residents of 49265 zip code speak English at home.
0.5% of residents speak Spanish at home (80% very well, 20% not well).
0.8% of residents speak other Indo-European language at home (100% very well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).

Facilities with environmental interests located in this zip code:

• FABCO FABRICATING COMPANY (11695 PENTECOST HIGHWAY in ONSTED, MI)

  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business SIC classification: REFUSE SYSTEMS
  Business NAICS classification: SOLID WASTE LANDFILL.
  

Housing units lacking complete plumbing facilities: 1.5%

Population in 1990: 4,601. Population change in the 1990s: +227 (+4.9%).

Place of birth for U.S.-born residents:

• This state: 3,704
• Northeast: 156
• Midwest: 750
• South: 266
• West: 156

58% of the 49265 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 44% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

93% of the 49265 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 47% moved from this county.
   Out of people who lived in different houses, 19% moved from different county within same state.
   Out of people who lived in different houses, 38% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 55
Students in private schools in grades 9 to 12 (high school): 10 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Construction: New Single-Family Housing Construction (except Operative Builders) (5-9 employees: 5 establishments, 1-4 employees: 4 establishments)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 1-4: 1)
• Health Care and Social Assistance: Services for the Elderly and Persons with Disabilities (20-49: 1)
• Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (10-19: 1, 1-4: 2)
• Accommodation and Food Services: Limited-Service Restaurants (10-19: 1, 1-4: 1)

Detailed HMDA statistics for the following Tracts: 0603.00 , 0605.00


Detailed PMIC statistics for the following Tracts: 0603.00 , 0605.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fires per year is 47. The highest number of fire incidents - 73 took place in 2010, and the least - 11 in 2018. The data has a dropping trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (47.7%), and Structure Fires (37.9%).


• Fire incident types reported to NFIRS in Zip Code 49265
• 37947.7%Outside Fires
• 30137.9%Structure Fires
• 8610.8%Mobile Property/Vehicle Fires
• 293.6%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 49265, Michigan

Most common first names in zip code 49265 among deceased individuals
Name	Count	Lived (average)
John	25	77.4 years
Robert	16	74.9 years
Mary	16	79.6 years
Charles	15	73.7 years
Helen	13	82.5 years
Dorothy	13	80.9 years
James	12	68.2 years
Ruth	11	76.5 years
Harold	9	73.2 years
George	9	81.9 years

Most common last names in zip code 49265 among deceased individuals
Last name	Count	Lived (average)
Smith	11	73.9 years
Howard	8	76.9 years
Brown	7	77.4 years
Brooks	6	70.3 years
Miller	6	81.5 years
Taylor	6	74.5 years
Schultz	6	81.1 years
Pawson	6	67.2 years
Johncox	6	71.6 years
Peters	5	73.8 years

Businesses in zip code 49265

• Subway: 1
• UPS: 1