Estimated median household income in 2007: $46,802
| This zip code: | $46,802 | | Michigan: | $47,950 |
Nearest zip codes: 49339, 49336, 49322, 49343, 49347, 49319.
Housing units in zip code 49329 with a mortgage: 795 (64 second mortgage, 51 home equity loan, 7 both second mortgage and home equity loan)
Houses without a mortgage: 257
Median monthly owner costs for units with a mortgage: $1,157
Median monthly owner costs for units without a mortgage: $384
Residents with income below the poverty level in 2007:
| This zip code: | 12.5% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.6% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.0 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.6 | | State: | 4.1 |
Year house built: |
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- 1999 to March 2000: 177
- 1995 to 1998: 546
- 1990 to 1994: 307
- 1980 to 1989: 389
- 1970 to 1979: 427
- 1960 to 1969: 269
- 1950 to 1959: 132
- 1940 to 1949: 104
- 1939 or earlier: 383
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Bedrooms in owner-occupied houses in Howard City, MI (49329): |
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- no bedroom: 3
- 1 bedrooms: 27
- 2 bedrooms: 454
- 3 bedrooms: 1,241
- 4 bedrooms: 340
- 5 or more bedrooms: 45
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 3
- 1 bedrooms: 87
- 2 bedrooms: 91
- 3 bedrooms: 113
- 4 bedrooms: 20
- 5 or more bedrooms: 0
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Vehicles available in 49329 zip code in owner-occupied houses/condos: |
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- no vehicle: 56
- 1 vehicle: 475
- 2 vehicles: 1,049
- 3 vehicles: 371
- 4 vehicles: 123
- 5 or more vehicles: 36
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 45
- 1 vehicle: 126
- 2 vehicles: 125
- 3 vehicles: 17
- 4 vehicles: 1
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 49329:
- Less than $10,000: 10
- $10,000 to $14,999: 8
- $15,000 to $19,999: 18
- $20,000 to $24,999: 15
- $25,000 to $29,999: 16
- $30,000 to $34,999: 18
- $35,000 to $39,999: 19
- $40,000 to $49,999: 84
- $50,000 to $59,999: 78
- $60,000 to $69,999: 70
- $70,000 to $79,999: 133
- $80,000 to $89,999: 98
- $90,000 to $99,999: 96
- $100,000 to $124,999: 357
- $125,000 to $149,999: 270
- $150,000 to $174,999: 230
- $175,000 to $199,999: 180
- $200,000 to $249,999: 216
- $250,000 to $299,999: 86
- $300,000 to $399,999: 45
- $400,000 to $499,999: 13
- $500,000 to $749,999: 13
- $750,000 to $999,999: 1
- $1,000,000 or more: 2
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Rent paid by renters in 2007 in zip code 49329:
- Less than $100: 9
- $100 to $149: 9
- $150 to $199: 22
- $200 to $249: 10
- $250 to $299: 7
- $300 to $349: 15
- $350 to $399: 17
- $400 to $449: 36
- $450 to $499: 21
- $500 to $549: 18
- $550 to $599: 7
- $600 to $649: 17
- $650 to $699: 1
- $750 to $799: 13
- No cash rent: 22
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Median price asked for vacant for-sale houses and condos in 2007: $106,045.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $136,860
- American Indian or Alaska Native householders: $589,913
- Two or more races householders: $181,277
- Hispanic or Latino householders: $326,187
Estimated median house or condo value in 2007: $131,552 (it was $91,100 in 2000)
| 49329: | $131,552 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $79,606 - $136,714
Mean price in 2007:
Detached houses: $166,776| Here: | $166,776 | | State: | $200,820 |
Townhouses or other attached units: $710,882| Here: | $710,882 | | State: | $181,134 |
In 2-unit structures: $67,629| Here: | $67,629 | | State: | $129,336 |
In 3-to-4-unit structures: $56,544| Here: | $56,544 | | State: | $151,605 |
Mobile homes: $64,586| Here: | $64,586 | | State: | $39,606 |
Occupied boats, RVs, vans, etc.: $45,000| Here: | $45,000 | | State: | $95,296 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,870
- One, attached: 17
- Two: 38
- 3 or 4: 30
- 5 to 9: 6
- 10 to 19: 19
- 20 to 49: 38
- Mobile homes: 702
- Boats, RVs, vans, etc.: 14

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Means of transportation to work
- Drove a car alone: 2,434 (81%)
- Carpooled: 406 (14%)
- Bicycle: 8 (0%)
- Walked: 34 (1%)
- Other means: 9 (0%)
- Worked at home: 106 (4%)
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Travel time to work
- Less than 5 minutes: 128
- 5 to 9 minutes: 256
- 10 to 14 minutes: 212
- 15 to 19 minutes: 234
- 20 to 24 minutes: 188
- 25 to 29 minutes: 105
- 30 to 34 minutes: 301
- 35 to 39 minutes: 175
- 40 to 44 minutes: 217
- 45 to 59 minutes: 744
- 60 to 89 minutes: 221
- 90 or more minutes: 110
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Percentage of zip code residents living and working in this county: 30.0%
Household type by relationship
Households: 6,897
- In family households: 6,309 (1,607 male householders, 310 female householders)
1,612 spouses, 2,334 children (2,067 natural, 44 adopted, 223 stepchildren), 132 grandchildren, 17 brothers or sisters, 26 parents, 35 other relatives, 236 non-relatives
- In nonfamily households: 588 (255 male householders (215 living alone)), 255 female householders (232 living alone)), 78 nonrelatives
- In group quarters: 11 (0 institutionalized population)
Size of family households: 748 2-persons, 437 3-persons, 410 4-persons, 179 5-persons, 106 6-persons, 37 7-or-more-persons.
Size of nonfamily households: 447 1-person, 56 2-persons, 2 3-persons, 3 5-persons, 2 7-or-more-persons.
1,554 married couples with children.
393 single-parent households (135 men, 258 women).
96.7% of residents of 49329 zip code speak English at home.
1.5% of residents speak Spanish at home (86% very well, 14% not well).
1.6% of residents speak other Indo-European language at home (67% very well, 25% well, 8% not well).
0.2% of residents speak Asian or Pacific Island language at home (20% very well, 80% well).
0.1% of residents speak other language at home (80% very well, 20% not well).
Foreign born population: 86 (1.3%)
(23.3% of them are naturalized citizens)
| This zip code: | 1.3% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Netherlands (42%)
- Mexico (15%)
- Philippines (9%)
- United Kingdom (6%)
- El Salvador (6%)
- Germany (5%)
- Japan (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 17
- 1990 to 1994: 2
- 1985 to 1989: 14
- 1980 to 1984: 1
- 1975 to 1979: 0
- 1970 to 1974: 2
- 1970 to 1974: 0
- 1965 to 1969: 50
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White population: 6,633
Black population: 18
American Indian population: 35
Asian population: 17
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 33
Two or more races population: 128

First ancestries reported:
|  German: 1113 |
|  Dutch: 690 |
|  United States or American: 671 |
|  Irish: 552 |
|  English: 548 |
|  Other groups: 343 |
|  Polish: 306 |
|  French (except Basque): 137 |
|  French Canadian: 124 |
|  Swedish: 105 |
|  Italian: 91 |
|  Norwegian: 70 |
|  Danish: 69 |
|  Scottish: 67 |
|  Scotch-Irish: 45 |
|  Lithuanian: 28 |
|  Finnish: 24 |
|  Greek: 23 |
|  Czech: 19 |
|  Canadian: 17 |
|  Swiss: 11 |
|  Austrian: 9 |
|  Hungarian: 9 |
|  Croatian: 7 |
|  Pennsylvania German: 6 |
|  Arab:: 5 |
|  European: 5 |
|  Czechoslovakian: 5 |
|  Slovak: 3 |
|  Syrian: 3 |
|  Welsh: 3 |
|  Slavic: 2 |
|  Ukrainian: 2 |
|  Lebanese: 2 |
|  Yugoslavian: 2 |
|  Subsaharan African:: 1 |
|  African: 1 |
|  West Indian (excluding Hispanic groups):: 1 |
|  Haitian: 1 |

Major facitilies with environmental interests located in this zip code:
- EDGERTON UPPER ELEMENTARY SCHOOL (412 E. EDGERTON STREET in HOWARD CITY, MI)
(National Center for Education Statistics) - STATE ID-08621
Organizations: TRI COUNTY AREA SCHOOLS (SCHOOL DISTRICT)
- CHASE OIL CO (8161 INDIAN SHORES DR in HOWARD CITY, MI)
(Integrated Compliance Information System) - ICIS-05-1987-0356, FORMAL ENFORCEMENT ACTION
Business SIC classification: CRUDE PETROLEUM AND NATURAL GAS; DRILLING OIL AND GAS WELLS; OIL ROYALTY TRADERS
- ANR PIPELINE COMPANY (21453 WEST TAMARACK ROAD in HOWARD CITY, MI)
AIR MAJOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: NATURAL GAS TRANSMISSION
Business NAICS classification: PIPELINE TRANSPORTATION OF NATURAL GAS.
Alternative names: ANR PIPELINE CO WINFIELD
- MI DEPT/ENVIRONMENTAL QUALITY (128 SOUTH ENSLEY in HOWARD CITY, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: MI DEPT/ENVIRONMENTAL QUALITY JIS TIRE S
- MI DEPT/TRANSPORTATION BRIDGE (M-82 OVER TAMARACK CREEK in HOWARD CITY, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MICH DEPT OF TRANSPORTATION (CONTACT/OPERATOR)
Alternative names: MIDOT BRIDGE M-82 OVER TAMARACK CREEK
- FORTIFIBER (19342 W LAKE MONTCALM RD in HOWARD CITY, MI)
AIR MINOR (AIRS/AFS)
Business SIC classification: DIE-CUT PAPER AND PAPERBOARD AND CARDBOARD
Median worth of mobile homes: $59,718
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Bottled, tank, or LP gas (45%)
- Utility gas (39%)
- Wood (7%)
- Fuel oil, kerosene, etc. (4%)
- Electricity (4%)
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Place of birth for U.S.-born residents:
- This state: 6244
- Northeast: 122
- Midwest: 241
- South: 125
- West: 81
56% of the 49329 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 31% lived in this county.
Out of people who lived in different counties, 93% lived in Michigan.
Population in 1990: 3,028. Population change in the 1990s: +3,837 (+126.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 39
| Here: | 3.8% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 27
| Here: | 6.2% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 20
| Here: | 10.8% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (10-19 employees: 2 establishments, 5-9 employees: 1 establishment, 1-4 employees: 3 establishments)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 1-4: 2)
- Other Services (except Public Administration): Religious Organizations (10-19: 1, 5-9: 1, 1-4: 3)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
6 people in other group homes
5 people in other noninstitutional group quarters
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $130,930 | 11 | $128,166 | 36 | $100,724 | 8 | $34,893 | 5 | $123,904 | 10 | $64,072 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $58,890 | 8 | $104,235 | 2 | $10,210 | 1 | $22,380 | 2 | $56,925 |
| APPLICATIONS DENIED | 1 | $78,130 | 10 | $84,252 | 26 | $104,628 | 9 | $67,789 | 2 | $128,775 | 7 | $90,971 |
| APPLICATIONS WITHDRAWN | 1 | $78,520 | 2 | $49,470 | 15 | $128,223 | 1 | $43,580 | 0 | $0 | 4 | $121,805 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 5 | $133,326 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $81,974 | 19 | $126,252 | 54 | $95,838 | 11 | $33,656 | 8 | $111,008 | 17 | $72,954 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $94,030 | 10 | $101,919 | 2 | $28,465 | 1 | $197,090 | 2 | $51,825 |
| APPLICATIONS DENIED | 1 | $69,880 | 5 | $54,100 | 33 | $98,507 | 7 | $56,030 | 2 | $72,630 | 11 | $72,025 |
| APPLICATIONS WITHDRAWN | 1 | $56,140 | 2 | $99,130 | 12 | $121,019 | 2 | $99,130 | 0 | $0 | 4 | $59,773 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 6 | $122,163 | 0 | $0 | 1 | $70,670 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $95,793 | 25 | $103,882 | 60 | $115,254 | 13 | $30,955 | 9 | $137,802 | 16 | $68,411 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $120,333 | 16 | $110,002 | 2 | $15,510 | 0 | $0 | 3 | $76,427 |
| APPLICATIONS DENIED | 2 | $81,270 | 10 | $84,566 | 44 | $116,236 | 9 | $41,790 | 1 | $109,140 | 11 | $81,982 |
| APPLICATIONS WITHDRAWN | 2 | $85,195 | 4 | $618,443 | 22 | $115,425 | 2 | $91,670 | 2 | $112,875 | 2 | $92,260 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 8 | $124,356 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $128,970 | 27 | $109,463 | 68 | $101,233 | 15 | $40,150 | 6 | $108,227 | 22 | $76,432 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $104,957 | 14 | $122,800 | 2 | $35,335 | 1 | $66,740 | 3 | $78,650 |
| APPLICATIONS DENIED | 1 | $57,320 | 5 | $92,732 | 42 | $116,369 | 8 | $19,483 | 2 | $60,265 | 8 | $89,120 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $33,175 | 23 | $108,255 | 2 | $61,245 | 1 | $128,770 | 4 | $99,328 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 5 | $90,140 | 0 | $0 | 0 | $0 | 1 | $147,220 |
Detailed HMDA statistics for the following Tracts:
9710.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $143,167 | 4 | $118,468 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $83,620 | 2 | $144,085 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $158,805 | 3 | $156,777 | 1 | $138,590 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $174,705 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $121,628 | 1 | $91,870 | 0 | $0 | 1 | $57,320 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $95,205 | 2 | $157,825 | 1 | $127,600 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $121,183 | 4 | $131,620 | 1 | $93,830 | 1 | $112,280 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $122,880 | 1 | $139,370 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $129,950 | 1 | $96,580 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
9710.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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