Estimated median household income in 2007: $44,648
| This zip code: | $44,648 | | Michigan: | $47,950 |
Nearest zip codes: 49070, 49348, 49080, 49333, 49335, 49078.
Housing units in zip code 49344 with a mortgage: 493 (22 second mortgage, 57 home equity loan, 10 both second mortgage and home equity loan)
Houses without a mortgage: 246
Median monthly owner costs for units with a mortgage: $1,417
Median monthly owner costs for units without a mortgage: $415
Residents with income below the poverty level in 2007:
| This zip code: | 5.7% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.3% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 5.7 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.6 | | State: | 4.1 |
Year house built: |
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- 1999 to March 2000: 17
- 1995 to 1998: 132
- 1990 to 1994: 206
- 1980 to 1989: 248
- 1970 to 1979: 287
- 1960 to 1969: 282
- 1950 to 1959: 178
- 1940 to 1949: 80
- 1939 or earlier: 324
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Bedrooms in owner-occupied houses in 49344: |
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- no bedroom: 11
- 1 bedrooms: 24
- 2 bedrooms: 324
- 3 bedrooms: 579
- 4 bedrooms: 160
- 5 or more bedrooms: 34
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 27
- 2 bedrooms: 110
- 3 bedrooms: 44
- 4 bedrooms: 8
- 5 or more bedrooms: 0
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Vehicles available in 49344 zip code in owner-occupied houses/condos: |
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- no vehicle: 18
- 1 vehicle: 335
- 2 vehicles: 546
- 3 vehicles: 130
- 4 vehicles: 72
- 5 or more vehicles: 31
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 16
- 1 vehicle: 114
- 2 vehicles: 59
- 3 vehicles: 0
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 49344:
- Less than $10,000: 27
- $10,000 to $14,999: 12
- $15,000 to $19,999: 5
- $20,000 to $24,999: 9
- $25,000 to $29,999: 12
- $30,000 to $34,999: 13
- $35,000 to $39,999: 14
- $40,000 to $49,999: 26
- $50,000 to $59,999: 7
- $60,000 to $69,999: 8
- $70,000 to $79,999: 45
- $80,000 to $89,999: 28
- $90,000 to $99,999: 26
- $100,000 to $124,999: 113
- $125,000 to $149,999: 128
- $150,000 to $174,999: 109
- $175,000 to $199,999: 131
- $200,000 to $249,999: 223
- $250,000 to $299,999: 54
- $300,000 to $399,999: 81
- $400,000 to $499,999: 46
- $500,000 to $749,999: 26
- $750,000 to $999,999: 4
- $1,000,000 or more: 1
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Rent paid by renters in 2007 in zip code 49344:
- $150 to $199: 5
- $200 to $249: 20
- $250 to $299: 4
- $300 to $349: 4
- $350 to $399: 4
- $400 to $449: 10
- $450 to $499: 22
- $500 to $549: 10
- $550 to $599: 21
- $600 to $649: 15
- $650 to $699: 24
- $800 to $899: 16
- No cash rent: 18
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Median price asked for vacant for-sale houses and condos in 2007: $127,282.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $179,195
- Some other race householders: $131,863
- Hispanic or Latino householders: $126,310
Estimated median house or condo value in 2007: $180,505 (it was $125,000 in 2000)
| 49344: | $180,505 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $213,454| Here: | $213,454 | | State: | $200,820 |
Townhouses or other attached units: $150,043| Here: | $150,043 | | State: | $181,134 |
In 3-to-4-unit structures: $77,105| Here: | $77,105 | | State: | $151,605 |
Mobile homes: $68,599| Here: | $68,599 | | State: | $39,606 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,356
- One, attached: 12
- Two: 30
- 3 or 4: 14
- 5 to 9: 5
- Mobile homes: 310
- Boats, RVs, vans, etc.: 27

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Means of transportation to work
- Drove a car alone: 1,317 (81%)
- Carpooled: 238 (15%)
- Walked: 30 (2%)
- Other means: 5 (0%)
- Worked at home: 29 (2%)
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Travel time to work
- Less than 5 minutes: 51
- 5 to 9 minutes: 96
- 10 to 14 minutes: 113
- 15 to 19 minutes: 109
- 20 to 24 minutes: 204
- 25 to 29 minutes: 89
- 30 to 34 minutes: 384
- 35 to 39 minutes: 104
- 40 to 44 minutes: 88
- 45 to 59 minutes: 271
- 60 to 89 minutes: 48
- 90 or more minutes: 33
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Percentage of zip code residents living and working in this county: 26.5%
Household type by relationship
Households: 3,409
- In family households: 2,960 (864 male householders, 137 female householders)
879 spouses, 963 children (855 natural, 7 adopted, 101 stepchildren), 31 grandchildren, 22 brothers or sisters, 5 parents, 26 other relatives, 33 non-relatives
- In nonfamily households: 449 (236 male householders (173 living alone)), 123 female householders (106 living alone)), 90 nonrelatives
- In group quarters: 29 (0 institutionalized population)
Size of family households: 491 2-persons, 201 3-persons, 164 4-persons, 105 5-persons, 25 6-persons, 15 7-or-more-persons.
Size of nonfamily households: 279 1-person, 70 2-persons, 10 3-persons.
638 married couples with children.
133 single-parent households (61 men, 72 women).
96.2% of residents of 49344 zip code speak English at home.
2.4% of residents speak Spanish at home (67% very well, 23% well, 10% not at all).
0.9% of residents speak other Indo-European language at home (100% very well).
0.5% of residents speak other language at home (100% very well).
Foreign born population: 34 (1.0%)
(23.5% of them are naturalized citizens)
| This zip code: | 1.0% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Korea (24%)
- Mexico (24%)
- Other Western Asia (18%)
- Ireland (15%)
- Other Northern Europe (12%)
- Canada (9%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 17
- 1990 to 1994: 5
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 12
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White population: 3,195
Black population: 12
American Indian population: 37
Asian population: 7
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 38
Two or more races population: 25

First ancestries reported:
|  German: 474 |
|  Dutch: 466 |
|  United States or American: 329 |
|  English: 237 |
|  Irish: 230 |
|  Other groups: 150 |
|  Polish: 132 |
|  Italian: 94 |
|  French (except Basque): 82 |
|  French Canadian: 49 |
|  Danish: 46 |
|  Swedish: 23 |
|  Scottish: 20 |
|  Canadian: 18 |
|  Swiss: 17 |
|  Finnish: 16 |
|  Czechoslovakian: 13 |
|  Slovak: 11 |
|  European: 10 |
|  Lithuanian: 9 |
|  Norwegian: 9 |
|  British: 6 |
|  Arab:: 6 |
|  Arab/Arabic: 6 |
|  Ukrainian: 6 |
|  Eastern European: 5 |
|  Scotch-Irish: 5 |

Facitilies with environmental interests located in this zip code:
- GUN LAKE WWTP (12588 MARSH ROAD in SHELBYVILLE, MI)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Organizations: GUN LAKE AREA SEWER & WATER (CONTACT/OWNER)
- MI DEPT/STATE POLICE (12560 WILDWOOD in SHELBYVILLE, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- MI DEPT/STATE POLICE (6009 MARSH RD in SHELBYVILLE, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: MI DEPT/STATE POLICE (E)
- MI DEPT/STATE POLICE (T02N R11W SEC 3 MARTIN TWP in SHELBYVILLE, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- GUN LAKE FAMILY DENTISTRY (12334 MARSH RD in SHELBYVILLE, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DAVID L RENZEMA (CONTACT/OWNER)
Median worth of mobile homes: $30,385
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (61%)
- Bottled, tank, or LP gas (25%)
- Fuel oil, kerosene, etc. (9%)
- Electricity (3%)
- Wood (2%)
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Place of birth for U.S.-born residents:
- This state: 2915
- Northeast: 49
- Midwest: 265
- South: 134
- West: 34
68% of the 49344 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 32% lived in this county.
Out of people who lived in different counties, 93% lived in Michigan.
Population in 1990: 259. Population change in the 1990s: +3,055 (+1179.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 67
| Here: | 14.0% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 9
| Here: | 6.3% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 32
| Here: | 28.3% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- KARNI FAMILY FARM LLC (1267 126TH AVE in SHELBYVILLE, MI; small business): $48,414 in 4 contracts from 2005 to 2006
$19,416 with Defense Commissary Agency for Non-Food Items For Resale. Signed on 2006-01-01. Completion date: 2006-03-31.
$13,003 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-04-01. Completion date: 2005-08-31.
$12,319 with Defense Commissary Agency for Non-Food Items For Resale. Taking place in AL. Signed on 2005-10-01. Completion date: 2005-12-31.
$3,676 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-09-01. Completion date: 2005-09-30.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (50-99 employees: 1 establishment)
- Administrative and Support and Waste Management and Remediation Services: Janitorial Services (20-49: 1)
- Construction: Residential Remodelers (5-9: 2, 1-4: 1)
- Construction: Structural Steel and Precast Concrete Contractors (10-19: 1)
- Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (10-19: 1)
- Construction: Water and Sewer Line and Related Structures Construction (10-19: 1)
- Construction: Masonry Contractors (5-9: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 16 people in other noninstitutional group quarters
- 11 people in agriculture workers' dormitories on farms
- 3 people in homes for the mentally ill
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $109,329 | 85 | $100,565 | 433 | $102,196 | 17 | $23,080 | 2 | $442,055 | 22 | $120,139 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $89,540 | 13 | $105,394 | 50 | $109,315 | 5 | $17,626 | 0 | $0 | 4 | $111,018 |
| APPLICATIONS DENIED | 1 | $149,290 | 30 | $60,310 | 129 | $161,719 | 6 | $13,242 | 0 | $0 | 7 | $79,103 |
| APPLICATIONS WITHDRAWN | 1 | $99,280 | 10 | $114,027 | 72 | $112,294 | 3 | $57,870 | 0 | $0 | 2 | $140,280 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $92,593 | 25 | $113,385 | 1 | $57,620 | 0 | $0 | 1 | $49,470 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $112,633 | 82 | $114,656 | 301 | $104,213 | 25 | $24,083 | 1 | $2,700,640 | 14 | $92,337 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $73,400 | 23 | $101,278 | 42 | $111,710 | 4 | $9,690 | 0 | $0 | 1 | $100,440 |
| APPLICATIONS DENIED | 0 | $0 | 61 | $46,893 | 86 | $93,149 | 13 | $12,085 | 0 | $0 | 1 | $29,680 |
| APPLICATIONS WITHDRAWN | 1 | $122,760 | 13 | $136,042 | 44 | $112,207 | 3 | $27,950 | 0 | $0 | 3 | $115,377 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $95,648 | 15 | $108,585 | 0 | $0 | 0 | $0 | 2 | $129,905 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $102,683 | 91 | $90,430 | 271 | $94,488 | 42 | $22,111 | 1 | $1,001,500 | 13 | $99,273 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 30 | $48,420 | 38 | $90,622 | 11 | $31,230 | 0 | $0 | 3 | $36,730 |
| APPLICATIONS DENIED | 5 | $89,634 | 90 | $45,503 | 102 | $82,987 | 22 | $16,119 | 0 | $0 | 3 | $36,637 |
| APPLICATIONS WITHDRAWN | 2 | $114,705 | 5 | $85,872 | 38 | $96,886 | 1 | $17,440 | 0 | $0 | 2 | $126,385 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $66,410 | 1 | $125,440 | 11 | $118,903 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $104,740 | 105 | $79,845 | 89 | $82,177 | 44 | $22,040 | 1 | $64,400 | 10 | $96,762 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $81,610 | 30 | $43,276 | 28 | $86,901 | 7 | $18,531 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $114,400 | 167 | $42,908 | 64 | $68,997 | 13 | $16,681 | 0 | $0 | 2 | $79,490 |
| APPLICATIONS WITHDRAWN | 3 | $93,137 | 12 | $67,884 | 22 | $88,389 | 3 | $65,137 | 0 | $0 | 1 | $99,350 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $107,330 | 1 | $97,110 | 10 | $88,065 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $88,345 | 77 | $81,987 | 76 | $73,697 | 23 | $19,140 | 5 | $68,698 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 14 | $53,813 | 20 | $60,615 | 3 | $18,027 | 1 | $55,680 |
| APPLICATIONS DENIED | 0 | $0 | 79 | $41,741 | 31 | $57,214 | 8 | $13,859 | 3 | $56,093 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $74,497 | 16 | $77,777 | 2 | $75,470 | 1 | $97,690 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 6 | $72,802 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0305.00
, 0313.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $110,622 | 44 | $125,736 | 3 | $103,547 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $122,945 | 9 | $112,173 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $67,060 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $63,730 | 2 | $163,310 | 1 | $63,730 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $114,851 | 29 | $128,225 | 1 | $95,520 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $130,957 | 6 | $120,510 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $120,325 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $110,912 | 25 | $116,656 | 2 | $91,080 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $110,243 | 10 | $108,028 | 1 | $112,330 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $81,460 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $73,790 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $112,303 | 5 | $143,470 | 1 | $65,070 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $99,278 | 2 | $105,610 | 1 | $59,700 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $61,710 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $53,660 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $105,792 | 6 | $103,565 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $160,130 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0305.00
, 0313.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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