49349 Zip Code Detailed Profile




City: White Cloud, MI (1.01%)
County: Newaygo County, MI
Estimated zip code population in 2013: 8,220
Zip code population in 2010: 8,087
Zip code population in 2000: 8,430

Houses and condos: 4,587
Renter-occupied apartments: 575
% of renters here:

18%
State:

29%
Mar. 2013 cost of living index in zip code 49349: 82.3 (low, U.S. average is 100)

Land area: 186.4 sq. mi.
Water area: 10.8 sq. mi.
Population density: 44 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 49349
Zip code 49349 (White Cloud, Michigan) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.5% ($1,311)
Michigan:

1.8% ($2,090)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,380 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,207 (1.5%)

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Males: 4,212  (51.2%)
Females: 4,008  (48.8%)

For population 25 years and over in 49349:

For population 15 years and over in 49349:

Zip code 49349 compared to state average:

  • Unemployed percentage above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 49349

  • Zip code 49349 races chart
    • 7,305White population
    • 190Black population
    • 92American Indian population
    • 26Asian population
    • 2Native Hawaiian and Other Pacific Islander population
    • 7Some other race population
    • 193Two or more races population
    • 272Hispanic or Latino population

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Data:
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Based on 2000-2011 data
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123
Hide US histogram

100% rural population.

Estimated median house/condo value in 2013: $84,700
49349:

$84,700
Michigan:

$117,500



According to our research of Michigan and other state lists there were 82 registered sex offenders living in 49349 zip code as of August 02, 2015.
The ratio of number of residents in zip code 49349 to the number of sex offenders is 110 to 1.


Median resident age:
This zip code:

43.4 years
Michigan median age:

39.6 years
Average household size:
This zip code:

2.5 people
Michigan:

2.5 people

Averages for the 2012 tax year for zip code 49349, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $34,408 (Individual Income Tax Returns)
Here:

$34,408
State:

$55,609

Salary/wage: $30,795 (reported on 81.2% of returns)
Here:

$30,795
State:

$46,782
(% of AGI for various income ranges: 67.3% for AGIs below $25k, 77.7% for AGIs $25k-50k, 75.5% for AGIs $50k-75k, 74.7% for AGIs $75k-100k, 65.4% for AGIs $100k-200k)

Taxable interest for individuals: $827 (reported on 25.6% of returns)
This zip code:

$827
Michigan:

$1,491
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.6% for AGIs $100k-200k)

Ordinary dividends: $1,553 (reported on 10.5% of returns)
Here:

$1,553
State:

$6,225
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$3,858 (reported on 7.4% of returns)
Here:

+$3,858
State:

+$9,326
(% of AGI for various income ranges: 4.5% for AGIs $100k-200k)

Profit/loss from business: +$4,595 (reported on 11.4% of returns)
Here:

+$4,595
State:

+$11,523
(% of AGI for various income ranges: 6.2% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.2% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $11,115 (reported on 10.5% of returns)
49349:

$11,115
Michigan:

$15,298
(% of AGI for various income ranges: 3.8% for AGIs below $25k, 2.9% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 7.5% for AGIs $75k-100k)

Total itemized deductions: $17,234 (24% of AGI, reported on 16.4% of returns)
Here:

$17,234
State:

$21,628

Here:

23.9% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 4.7% for AGIs below $25k, 6.4% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 11.8% for AGIs $100k-200k)

Charity contributions: $3,309 (reported on 10.5% of returns)
Here:

$3,309
State:

$4,225
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Taxes paid: $5,166 (reported on 16.4% of returns)
49349:

$5,166
State:

$8,327
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.4% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 4.8% for AGIs $100k-200k)

Earned income credit: $2,193 (reported on 26.2% of returns)
Here:

$2,193
State:

$2,306
(% of AGI for various income ranges: 7.2% for AGIs below $25k, 1.7% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 49349, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $31,092 (Individual Income Tax Returns)
Here:

$31,092
State:

$48,204

Salary/wage: $28,913 (reported on 84.8% of returns)
Here:

$28,913
State:

$42,791
(% of AGI for various income ranges: 87.2% for AGIs below $10k, 71.8% for AGIs $10k-25k, 79.8% for AGIs $25k-50k, 83.1% for AGIs $50k-75k, 84.5% for AGIs $75k-100k, 62.4% for AGIs over 100k)

Taxable interest for individuals: $848 (reported on 38.3% of returns)
This zip code:

$848
Michigan:

$1,725
(% of AGI for various income ranges: 4.5% for AGIs below $10k, 1.7% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Taxable dividends: $944 (reported on 12.1% of returns)
Here:

$944
State:

$3,420
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Net capital gain/loss: +$3,270 (reported on 11.2% of returns)
Here:

+$3,270
State:

+$8,532
(% of AGI for various income ranges: -0.6% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Profit/loss from business: +$4,720 (reported on 12.2% of returns)
Here:

+$4,720
State:

+$9,547
(% of AGI for various income ranges: -8.2% for AGIs below $10k, 5.5% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.6% for AGIs over 100k)

IRA payment deduction: $2,429 (reported on 1.6% of returns)
49349:

$2,429
Michigan:

$2,875

Total itemized deductions: $15,920 (28% of AGI, reported on 21.1% of returns)
Here:

$15,920
State:

$18,509

Here:

27.7% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 10.9% for AGIs below $10k, 5.3% for AGIs $10k-25k, 8.7% for AGIs $25k-50k, 14.1% for AGIs $50k-75k, 14.1% for AGIs $75k-100k, 12.6% for AGIs over 100k)

Charity contributions deductions: $2,506 (4% of AGI, reported on 15.3% of returns)
Here:

$2,506
State:

$3,365

Here:

4.1% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $3,496 (reported on 65.0% of returns)
49349:

$3,496
State:

$7,691
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 3.5% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 7.8% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 15.6% for AGIs over 100k)

Earned income credit: $1,697 (reported on 23.0% of returns)
Here:

$1,697
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 60.6%
Here:

61%
State:

60%
(% for various income ranges: 53.3% for AGIs below $10k, 59.2% for AGIs $10k-25k, 62.9% for AGIs $25k-50k, 66.0% for AGIs $50k-75k, 69.9% for AGIs $75k-100k, 73.8% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$37,453
Michigan:

$48,273
White Cloud, MI (49349) map Nearest zip codes: 49312, 49337, 49309, 49412, 49338, 49327.
Percentage of family households:
This zip code:

52.1%
Michigan:

49.0%
Percentage of households with unmarried partners:
This zip code:

6.3%
Michigan:

6.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 830
Household did not receive Food Stamps/SNAP in the past 12 months: 2,349


Women who had a birth in the past 12 months: 106 (59 now married, 47 unmarried)
Women who did not have a birth in the past 12 months: 1,667 (874 now married, 793 unmarried)


Housing units in zip code 49349 with a mortgage: 1,411 (22 second mortgage, 194 home equity loan, 15 both second mortgage and home equity loan)
Houses without a mortgage: 1,193

Median monthly owner costs for units with a mortgage: $1,024
Median monthly owner costs for units without a mortgage: S373

Residents with income below the poverty level in 2013:
This zip code:

20.1%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

10.6%
Whole state:

9.1%
Median number of rooms in houses and condos:
Here:

5.4
State:

6.4
Median number of rooms in apartments:
Here:

4.9
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 49349: Newaygo Recreation Area (A), Trumbull Corners (B), Leisure Time RV Park (C), White Cloud Station (D), Sandy Beach Campground (E), White Cloud City Campground (F), Ramona Station (G), White River Roughing Area Campground (H), Everett Township Hall (I), White Cloud Police Department (J), Newaygo County Sheriffs Office (K), White Cloud Community Library (L), White Cloud City Hall (M), White Cloud Fire Department (N), Life Emergency Medical Services White Cloud Station (O), White Cloud District Rangers Office (P), Big Prairie Township Fire Department (Q). Display/hide their locations on the map

    Churches in zip code 49349 include: Aetna Calvary Church (A), Faith Bible Church (B), Christ Lutheran Church (C), White Cloud Church of God in Christ (D), White Cloud Church of God (E), Woodville Community Church (F), Big Prairie Community Church (G), White Cloud United Methodist Church (H), Seventh Day Baptist Church (I). Display/hide their locations on the map

    Cemeteries: Goodwell Cemetery (1), Amish Cemetery (2), Prospect Hill Cemetery (3), Lincoln Cemetery (4), Lincoln Township Cemetery (5), Woodville Cemetery (6), Saint Joseph's Catholic Cemetery (7). Display/hide their locations on the map

    Lakes, reservoirs, and swamps: Mast Lake (A), Pickerel Lake (B), Peterson Lake (C), Alley Lake (D), Berger Pond (E), Biddleman Marsh (F), Blacksmith Lake (G), Brush Lake (H). Display/hide their locations on the map

    Creeks: Black Creek (A), Mena Creek (B), First Cole Creek (C), Second Cole Creek (D), Coonskin Creek (E), Mullen Creek (F), Thumser Creek (G), Rattlesnake Creek (H), Robinson Creek (I). Display/hide their locations on the map

    Parks in zip code 49349 include: Big Prairie Township Park (1), Breezy Knoll Park (2), Loda Lake Wildflower Sanctuary (3), Hardy Dam County Park (4), Mena Creek Waterfowl Area (5), Sandy Beach County Park (6), White Cloud State Park (7), Loda Lake Recreation Site (8), Flowing Well Park (9). Display/hide their locations on the map

Year house built

  • 62010 or later
  • 4312000 to 2009
  • 8971990 to 1999
  • 7051980 to 1989
  • 8901970 to 1979
  • 5361960 to 1969
  • 4571950 to 1959
  • 1751940 to 1949
  • 4901939 or earlier

Zip code 49349 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in White Cloud, MI (49349)

  • 10no bedroom
  • 1381 bedroom
  • 9092 bedrooms
  • 1,1703 bedrooms
  • 3074 bedrooms
  • 705+ bedrooms

Bedrooms in renter-occupied apartments in White Cloud, MI (49349)

  • 17no bedroom
  • 1011 bedroom
  • 2092 bedrooms
  • 2143 bedrooms
  • 154 bedrooms
  • 195+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in White Cloud, MI (49349) in owner-occupied houses/condos

  • 74no vehicle
  • 7201 vehicle
  • 1,0372 vehicles
  • 5603 vehicles
  • 1294 vehicles
  • 845+ vehicles

Cars and other vehicles available in White Cloud, MI (49349) in renter-occupied apartments

  • 92no vehicle
  • 3101 vehicle
  • 1422 vehicles
  • 93 vehicles
  • 224 vehicles
  • 05+ vehicles

Median gross rent in 2013: $639.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $84,700
49349:

$84,700
Michigan:

$117,500
Lower value quartile - upper value quartile: $51,900 - $135,700

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 18.0%

Percentage of zip code residents living and working in this county: 62.5%

Household type by relationship:

Households: 7,940

Size of family households: 1,106 2-persons, 385 3-persons, 410 4-persons, 174 5-persons, 72 6-persons, 36 7-or-more-persons

Size of nonfamily households: 809 1-person, 163 2-persons, 2 3-persons, 6 4-persons, 12 5-persons, 4 6-persons

1,111 married couples with children.
366 single-parent households (157 men, 209 women).

97.6% of residents of 49349 zip code speak English at home.
1.5% of residents speak Spanish at home (55% very well, 42% well, 3% not well).
0.6% of residents speak other Indo-European language at home (65% very well, 35% well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
0.2% of residents speak other language at home (100% very well).

Foreign born population: 107 (1.3%)
(60.7% of them are naturalized citizens)
This zip code:

1.3%
Whole state:

6.2%

Most common places of birth for the foreign-born residents

  • 21%Korea
  • 17%Mexico
  • 15%Other Eastern Africa
  • 12%Italy
  • 10%Germany
  • 5%Canada
  • 4%England

Most common first ancestries reported in 49349 (%)

  • 19%German
  • 16%Other groups
  • 6%Dutch
  • 6%English
  • 6%American
  • 6%Irish
  • 4%Polish

Year of entry for the foreign-born population

  • 02010 or later
  • 462000 to 2009
  • 281990 to 1999
  • 93Before 1990

Zip code 49349 topographic map

Facilities with environmental interests located in this zip code:


Zip code 49349 marital status for males
Zip code 49349 marital status for females

Housing units lacking complete plumbing facilities: 4.5%
Housing units lacking complete kitchen facilities: 3.9%

Most commonly used house heating fuel

  • 43%Bottled, tank, or LP gas
  • 27%Wood
  • 19%Utility gas
  • 4%Electricity
  • 4%Fuel oil, kerosene, etc.
  • 2%Other fuel

Population in 1990: 8,668. Population change in the 1990s: -238 (-2.7%).

Place of birth for U.S.-born residents:


58% of the 49349 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 48% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

85% of the 49349 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 50% moved from this county.
   Out of people who lived in different houses, 40% moved from different county within same state.
   Out of people who lived in different houses, 7% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 86
Here:

11.0%
Michigan:

10.2%
Students in private schools in grades 9 to 12 (high school): 62
Here:

13.1%
Michigan:

8.6%
Students in private undergraduate colleges: 48
Here:

17.0%
Michigan:

14.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 66,875Computer and mathematical occupations
  • 66,250Arts, design, entertainment, sports, and media occupations
  • 56,250Law enforcement workers including supervisors
  • 52,750Health technologists and technicians
  • 51,250Architecture and engineering occupations
  • 51,000Installation, maintenance, and repair occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 193 people in local jails and other municipal confinement facilities
  • 22 people in group homes intended for adults
  • 2 people in nursing facilities/skilled-nursing facilities

People in group quarters in 2000:

  • 192 people in local jails and other confinement facilities (including police lockups)
  • 17 people in other group homes
  • 6 people in homes for the mentally retarded

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED51$70,31659$77,485264$103,55848$23,2531$158,72062$113,86966$50,043
APPLICATIONS APPROVED, NOT ACCEPTED5$119,9101$68,50026$129,2124$14,4500$04$115,8586$73,993
APPLICATIONS DENIED12$67,68420$54,220148$110,20432$33,1100$024$115,47239$58,784
APPLICATIONS WITHDRAWN6$40,39815$51,81852$105,4484$63,9080$013$54,1782$50,610
FILES CLOSED FOR INCOMPLETENESS0$00$017$131,0891$84,9000$00$01$130,280
Choose year:  2009 2008 2007 2006 2005 2004
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$109,3632$171,6150$00$0
APPLICATIONS APPROVED, NOT ACCEPTED3$92,7830$01$106,1500$0
APPLICATIONS DENIED5$87,3981$215,2001$185,4200$0
APPLICATIONS WITHDRAWN1$41,7002$151,9051$41,7001$46,040
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 49349 among deceased individuals
NameCountLived (average)
John5874.2 years
Mary3778.8 years
James3673.7 years
Robert3668.4 years
William3674.5 years
George3573.5 years
Charles3374.7 years
Frank2579.6 years
Donald2571.2 years
Harold2275.8 years
Most common last names in zip code 49349 among deceased individuals
Last nameCountLived (average)
Johnson2472.2 years
Smith2371.8 years
Williams1875.0 years
Brown1765.4 years
Jones1570.5 years
Fetterley1375.6 years
Miller1271.1 years
Anderson1183.9 years
Clark1169.4 years
Richards1082.7 years
Businesses in zip code 49349
NameCountNameCount
FedEx1True Value1
Subway1U-Haul1

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