Estimated median household income in 2007: $53,009
| This zip code: | $53,009 | | Michigan: | $47,950 |
Nearest zip codes: 49440, 49441, 49442, 49444, 49457, 49461.
Muskegon Zip Code Map
Housing units in zip code 49445 with a mortgage: 3,564 (291 second mortgage, 569 home equity loan, 6 both second mortgage and home equity loan)
Houses without a mortgage: 1,668
Median monthly owner costs for units with a mortgage: $1,220
Median monthly owner costs for units without a mortgage: $371
Residents with income below the poverty level in 2007:
| This zip code: | 5.4% | | Whole state: | 14.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.4% | | Whole state: | 6.5% |
Median number of rooms in houses and condos:
| Here: | 6.4 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.7 | | State: | 4.1 |
Year house built: |
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- 1999 to March 2000: 222
- 1995 to 1998: 581
- 1990 to 1994: 594
- 1980 to 1989: 772
- 1970 to 1979: 1,248
- 1960 to 1969: 1,160
- 1950 to 1959: 1,423
- 1940 to 1949: 722
- 1939 or earlier: 977
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Bedrooms in owner-occupied houses in North Muskegon, MI (49445): |
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- no bedroom: 5
- 1 bedrooms: 97
- 2 bedrooms: 1,121
- 3 bedrooms: 3,729
- 4 bedrooms: 1,339
- 5 or more bedrooms: 187
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 24
- 1 bedrooms: 152
- 2 bedrooms: 373
- 3 bedrooms: 232
- 4 bedrooms: 41
- 5 or more bedrooms: 28
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Vehicles available in 49445 zip code in owner-occupied houses/condos: |
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- no vehicle: 124
- 1 vehicle: 1,413
- 2 vehicles: 3,178
- 3 vehicles: 1,239
- 4 vehicles: 393
- 5 or more vehicles: 131
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 93
- 1 vehicle: 423
- 2 vehicles: 279
- 3 vehicles: 55
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 49445:
- Less than $10,000: 58
- $10,000 to $14,999: 29
- $15,000 to $19,999: 28
- $20,000 to $24,999: 57
- $25,000 to $29,999: 49
- $30,000 to $34,999: 32
- $35,000 to $39,999: 13
- $40,000 to $49,999: 62
- $50,000 to $59,999: 105
- $60,000 to $69,999: 125
- $70,000 to $79,999: 169
- $80,000 to $89,999: 193
- $90,000 to $99,999: 245
- $100,000 to $124,999: 1,191
- $125,000 to $149,999: 1,034
- $150,000 to $174,999: 793
- $175,000 to $199,999: 567
- $200,000 to $249,999: 672
- $250,000 to $299,999: 264
- $300,000 to $399,999: 275
- $400,000 to $499,999: 103
- $500,000 to $749,999: 152
- $750,000 to $999,999: 27
- $1,000,000 or more: 43
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Rent paid by renters in 2007 in zip code 49445:
- $150 to $199: 5
- $200 to $249: 13
- $250 to $299: 12
- $300 to $349: 15
- $350 to $399: 23
- $400 to $449: 78
- $450 to $499: 152
- $500 to $549: 96
- $550 to $599: 78
- $600 to $649: 71
- $650 to $699: 52
- $700 to $749: 28
- $800 to $899: 14
- No cash rent: 122
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Median price asked for vacant for-sale houses and condos in 2007: $109,099.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $142,550
- Black or African American householders: $97,162
- American Indian or Alaska Native householders: $94,802
- Asian householders: $485,811
- Some other race householders: $173,504
- Two or more races householders: $148,103
- Hispanic or Latino householders: $149,352
Estimated median house or condo value in 2007: $143,247 (it was $102,600 in 2000)
| 49445: | $143,247 | | Michigan: | $153,100 |
Lower value quartile - upper value quartile: $119,941 - $260,657
Mean price in 2007:
Detached houses: $185,752| Here: | $185,752 | | State: | $200,820 |
Townhouses or other attached units: $275,703| Here: | $275,703 | | State: | $181,134 |
In 2-unit structures: $239,719| Here: | $239,719 | | State: | $129,336 |
In 5-or-more-unit structures: $155,259| Here: | $155,259 | | State: | $149,899 |
Mobile homes: $43,246| Here: | $43,246 | | State: | $39,606 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 6,722
- One, attached: 87
- Two: 77
- 3 or 4: 55
- 5 to 9: 91
- 10 to 19: 134
- 20 to 49: 60
- Mobile homes: 473

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Means of transportation to work
- Drove a car alone: 8,726 (89%)
- Carpooled: 642 (7%)
- Bus or trolley bus: 7 (0%)
- Bicycle: 5 (0%)
- Walked: 127 (1%)
- Other means: 41 (0%)
- Worked at home: 247 (3%)
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Travel time to work
- Less than 5 minutes: 340
- 5 to 9 minutes: 915
- 10 to 14 minutes: 1727
- 15 to 19 minutes: 2229
- 20 to 24 minutes: 1904
- 25 to 29 minutes: 710
- 30 to 34 minutes: 634
- 35 to 39 minutes: 154
- 40 to 44 minutes: 134
- 45 to 59 minutes: 397
- 60 to 89 minutes: 303
- 90 or more minutes: 101
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Percentage of zip code residents living and working in this county: 81.2%
Household type by relationship
Households: 19,609
- In family households: 17,574 (4,645 male householders, 1,004 female householders)
4,905 spouses, 6,284 children (5,689 natural, 199 adopted, 396 stepchildren), 252 grandchildren, 66 brothers or sisters, 47 parents, 80 other relatives, 291 non-relatives
- In nonfamily households: 2,035 (764 male householders (607 living alone)), 932 female householders (805 living alone)), 339 nonrelatives
- In group quarters: 165 (56 institutionalized population)
Size of family households: 2,322 2-persons, 1,264 3-persons, 1,275 4-persons, 551 5-persons, 181 6-persons, 56 7-or-more-persons.
Size of nonfamily households: 1,412 1-person, 249 2-persons, 24 3-persons, 11 4-persons.
4,119 married couples with children.
970 single-parent households (285 men, 685 women).
96.2% of residents of 49445 zip code speak English at home.
1.9% of residents speak Spanish at home (75% very well, 10% well, 12% not well, 4% not at all).
1.6% of residents speak other Indo-European language at home (89% very well, 6% well, 5% not well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 318 (1.6%)
(48.1% of them are naturalized citizens)
| This zip code: | 1.6% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Mexico (24%)
- Canada (19%)
- Other Northern Europe (8%)
- Korea (8%)
- Germany (7%)
- Poland (6%)
- Indonesia (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 67
- 1990 to 1994: 45
- 1985 to 1989: 24
- 1980 to 1984: 0
- 1975 to 1979: 23
- 1970 to 1974: 13
- 1970 to 1974: 28
- 1965 to 1969: 118
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White population: 18,729
Black population: 485
American Indian population: 117
Asian population: 89
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 99
Two or more races population: 291

First ancestries reported:
|  German: 3099 |
|  Dutch: 1846 |
|  Other groups: 1488 |
|  Irish: 1385 |
|  United States or American: 1301 |
|  English: 1276 |
|  Polish: 1096 |
|  Swedish: 931 |
|  French (except Basque): 600 |
|  Italian: 600 |
|  Norwegian: 529 |
|  French Canadian: 266 |
|  Scottish: 266 |
|  European: 203 |
|  Scotch-Irish: 143 |
|  Greek: 112 |
|  Danish: 95 |
|  Czech: 91 |
|  Finnish: 86 |
|  Hungarian: 86 |
|  Czechoslovakian: 79 |
|  Swiss: 56 |
|  Welsh: 49 |
|  Belgian: 48 |
|  Lithuanian: 44 |
|  Slovak: 43 |
|  Austrian: 43 |
|  Russian: 36 |
|  Ukrainian: 36 |
|  Canadian: 35 |
|  British: 34 |
|  Scandinavian: 29 |
|  Subsaharan African:: 28 |
|  Pennsylvania German: 22 |
|  Latvian: 21 |
|  Northern European: 21 |
|  African: 20 |
|  Arab:: 14 |
|  Lebanese: 14 |
|  Slovene: 14 |
|  Croatian: 12 |
|  Celtic: 12 |
|  South African: 8 |
|  Yugoslavian: 8 |
|  Australian: 7 |
|  Armenian: 6 |
|  Romanian: 5 |
|  Slavic: 5 |

Public primary/middle schools in zip code 49445 not listed on the city page:- CENTRAL ELEMENTARY SCHOOL (Students: 364; Location: 1807 W. GILES ROAD, MUSKEGON, MI; Grades: PK - 04)
- MCMILLAN ELEMENTARY SCHOOL (Students: 310; Location: 2885 HYDE PARK ROAD, MUSKEGON, MI; Grades: PK - 04)
- PENNSYLVANIA ELEMENTARY SCHOOL (Students: 136; Location: 2500 PENNSYLVANIA AVENUE, MUSKEGON, MI; Grades: UG - UG)
Major facitilies with environmental interests located in this zip code:
- BAYER CROPSCIENCE USA (1740 WHITEHALL ROAD in MUSKEGON, MI)
AIR MINOR (AIRS/AFS)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
(Integrated Compliance Information System) - ICIS-05-1992-0023, FORMAL ENFORCEMENT ACTION, ICIS-05-1992-0116, ICIS-05-2003-0013,
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
TSD (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: PESTICIDES AND AGRICULTURAL CHEMICALS; NONCLASSIFIABLE ESTABLISHMENTS
Business NAICS classification: PESTICIDE AND OTHER AGRICULTURAL CHEMICAL MANUFACTURING.
Organizations: BAYER CROP SCIENCE LP (CONTACT/OPERATOR)
Alternative names: AGREVO USA CO, AGREVO USA COMPAMY, ARGEVO USA COMPAMY, AVENTIS CROPSCIENCE, AVENTIS CROPSCIENCE USA LP, BAYER CROPSCIENCE LP, NOR AM CHEMICAL CO
- DUELL AND GARDNER LANDFILL (1285 EAST BARD ROAD in MUSKEGON, MI)
SUPERFUND NPL (Superfund database)
(Integrated Compliance Information System) - ICIS-05-1990-0318, FORMAL ENFORCEMENT ACTION, ICIS-05-1994-0177,
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: REFUSE SYSTEMS
Business NAICS classification: SOLID WASTE LANDFILL.
Alternative names: DUELL & GARDNER LF
- BAKER SCHOOL (232 E. BARD ROAD in MUSKEGON, MI)
(National Center for Education Statistics) - STATE ID-06770
Organizations: REETHS-PUFFER SCHOOLS (SCHOOL DISTRICT)
- DUCK CREEK LEARNING CENTER (4600 N. GIBSON ROAD in MUSKEGON, MI)
(National Center for Education Statistics) - STATE ID-05604
Organizations: REETHS-PUFFER SCHOOLS (SCHOOL DISTRICT)
- BESTFOODS (AEROJET) (500 AGARD RD in NORTH MUSKEGON, MI)
(Integrated Compliance Information System) - ICIS-05-1999-0771, FORMAL ENFORCEMENT ACTION
Business SIC classification: REFUSE SYSTEMS
- MI DEPT/NATURAL RESOURCES (3560 MEMORIAL DR. in NORTH MUSKEGON, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MI DEPT NATURAL RESOURCES (CONTACT/OPERATOR)
, MI DEPT/NATURAL RESOURCE-MUSKEGON ST PRK (CONTACT/OPERATOR)
, STATE OF MICHIGAN (CONTACT/OWNER)
- MDEQ-ERD-OTT STORY CORDOVA SF (4112 GRANGER ROAD in MUSKEGON, MI). Federal Facility. UNDETERMINED OR UNKNOWN AGENCY AFFILIATION
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
Organizations: MDEQ-ERD-OTT/STORY/CORDOVA (CONTACT/OWNER)
- MEGERIC INC (409 CENTER ST in MUSKEGON, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: AUTOMOTIVE OIL CHANGE AND LUBRICATION SHOPS.
Organizations: MICHAEL M SMITH (CONTACT/OWNER)
- EARTH TECH (1810 RUDDIMAN in NORTH MUSKEGON, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DAVE ROWE (CONTACT/OPERATOR)
, EDWARD L. JENSEN (CONTACT/OWNER)
- AARROW AUTO BODY INC (1920 WHITEHALL RD in MUSKEGON, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: WHITE HUGH T (CONTACT/OPERATOR)
- AUTOZONE INC (1740 HOLTON ROAD in MUSKEGON, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
- MEIJER GAS STATION (1800 HOLTON RD in NORTH MUSKEGON, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MEIJER INC (CONTACT/OWNER)
Alternative names: MEIJER GAS STATION 71
- FLUFF-N-FOLD (1575 HOLTON RD in MUSKEGON, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MERRITT ARCHER (CONTACT/OWNER)
Median worth of mobile homes: $27,441
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (83%)
- Bottled, tank, or LP gas (8%)
- Electricity (4%)
- Fuel oil, kerosene, etc. (3%)
- Wood (2%)
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Place of birth for U.S.-born residents:
- This state: 16467
- Northeast: 411
- Midwest: 1180
- South: 878
- West: 426
63% of the 49445 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 74% lived in this county.
Out of people who lived in different counties, 59% lived in Michigan.
Population in 1990: 18,797. Population change in the 1990s: +1,014 (+5.4%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 118
| Here: | 4.5% | | Michigan: | 11.2% |
Students in private schools in grades 9 to 12 (high school): 61
| Here: | 4.8% | | Michigan: | 8.7% |
Students in private undergraduate colleges: 111
| Here: | 14.5% | | Michigan: | 16.5% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (100-249 employees: 1 establishment, 20-49 employees: 5 establishments, 10-19 employees: 3 establishments, 1-4 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 2, 20-49: 4, 10-19: 3, 1-4: 1)
- Utilities: Electric Power Distribution (100-249: 1)
- Other Services (except Public Administration): Religious Organizations (10-19: 4, 5-9: 3, 1-4: 8)
- Administrative and Support and Waste Management and Remediation Services: Janitorial Services (50-99: 1, 5-9: 2, 1-4: 2)
- Other Services (except Public Administration): Beauty Salons (10-19: 3, 5-9: 3, 1-4: 8)
- Construction: Commercial and Institutional Building Construction (50-99: 1, 1-4: 1)
- Construction: Roofing Contractors (50-99: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 85 people in other group homes
- 54 people in nursing homes
- 6 people in homes for the mentally retarded
- 5 people in homes for the physically handicapped
- 3 people in other noninstitutional group quarters
- 2 people in homes for the mentally ill
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 4
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 5 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $93,328 | 521 | $113,758 | 646 | $109,693 | 112 | $40,519 | 4 | $330,565 | 101 | $156,871 | 30 | $47,946 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $70,547 | 67 | $120,001 | 145 | $116,370 | 15 | $66,507 | 0 | $0 | 11 | $113,984 | 8 | $93,890 |
| APPLICATIONS DENIED | 27 | $97,110 | 128 | $94,455 | 510 | $121,378 | 101 | $48,203 | 0 | $0 | 45 | $113,698 | 21 | $72,069 |
| APPLICATIONS WITHDRAWN | 11 | $76,249 | 49 | $119,498 | 215 | $124,876 | 10 | $58,441 | 0 | $0 | 13 | $122,919 | 3 | $114,930 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $76,100 | 21 | $143,765 | 54 | $122,037 | 3 | $35,710 | 0 | $0 | 2 | $325,515 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 60 | $107,149 | 657 | $105,208 | 822 | $112,799 | 120 | $41,902 | 2 | $973,735 | 102 | $119,870 | 34 | $66,236 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $76,160 | 72 | $100,333 | 157 | $111,294 | 12 | $51,923 | 0 | $0 | 6 | $68,007 | 7 | $64,487 |
| APPLICATIONS DENIED | 12 | $89,762 | 135 | $89,877 | 452 | $124,607 | 62 | $49,425 | 0 | $0 | 28 | $119,721 | 38 | $43,919 |
| APPLICATIONS WITHDRAWN | 7 | $107,393 | 73 | $116,634 | 308 | $139,532 | 20 | $143,618 | 0 | $0 | 8 | $230,370 | 5 | $83,590 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $89,500 | 20 | $107,294 | 119 | $118,315 | 1 | $105,880 | 0 | $0 | 0 | $0 | 2 | $26,000 |
Aggregated Statistics For Year 2005 (Based on 5 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 34 | $109,400 | 604 | $120,124 | 940 | $120,693 | 115 | $51,107 | 2 | $140,065 | 107 | $130,497 | 34 | $60,311 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $105,860 | 54 | $128,835 | 164 | $118,130 | 33 | $49,426 | 0 | $0 | 8 | $126,738 | 4 | $44,578 |
| APPLICATIONS DENIED | 5 | $102,504 | 137 | $99,822 | 592 | $121,379 | 94 | $42,988 | 1 | $3,252,000 | 21 | $119,321 | 24 | $32,805 |
| APPLICATIONS WITHDRAWN | 2 | $89,290 | 74 | $104,864 | 436 | $114,164 | 41 | $184,668 | 0 | $0 | 11 | $76,371 | 9 | $117,199 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 23 | $111,202 | 123 | $120,995 | 3 | $36,333 | 0 | $0 | 3 | $47,493 | 5 | $54,062 |
Aggregated Statistics For Year 2004 (Based on 5 full and 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 70 | $104,097 | 626 | $114,045 | 1,149 | $115,497 | 135 | $57,084 | 102 | $156,860 | 47 | $60,041 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $156,833 | 64 | $125,137 | 199 | $110,404 | 7 | $44,054 | 3 | $82,980 | 8 | $64,256 |
| APPLICATIONS DENIED | 13 | $107,608 | 103 | $108,538 | 488 | $102,667 | 97 | $42,888 | 8 | $62,816 | 37 | $43,369 |
| APPLICATIONS WITHDRAWN | 6 | $110,455 | 43 | $106,502 | 296 | $118,694 | 18 | $45,386 | 7 | $113,777 | 7 | $78,651 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $60,405 | 10 | $88,086 | 117 | $116,379 | 13 | $62,568 | 5 | $113,566 | 2 | $83,135 |
Aggregated Statistics For Year 2003 (Based on 5 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 65 | $102,466 | 613 | $113,594 | 2,708 | $116,504 | 148 | $35,831 | 3 | $119,247 | 171 | $127,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $72,283 | 54 | $94,956 | 276 | $113,190 | 24 | $21,320 | 0 | $0 | 4 | $36,940 |
| APPLICATIONS DENIED | 7 | $111,976 | 83 | $74,364 | 558 | $105,840 | 82 | $33,024 | 0 | $0 | 11 | $107,803 |
| APPLICATIONS WITHDRAWN | 3 | $111,170 | 38 | $145,204 | 322 | $103,557 | 17 | $38,706 | 0 | $0 | 19 | $112,298 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $97,118 | 11 | $81,595 | 91 | $121,985 | 6 | $26,592 | 0 | $0 | 1 | $80,000 |
Aggregated Statistics For Year 2002 (Based on 5 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 97 | $94,560 | 576 | $115,868 | 2,193 | $114,451 | 144 | $31,517 | 119 | $114,753 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $118,926 | 59 | $89,644 | 222 | $112,122 | 16 | $21,483 | 13 | $90,325 |
| APPLICATIONS DENIED | 14 | $84,457 | 92 | $61,165 | 471 | $87,812 | 64 | $25,064 | 25 | $48,292 |
| APPLICATIONS WITHDRAWN | 14 | $103,221 | 43 | $107,377 | 222 | $105,436 | 12 | $36,810 | 4 | $97,508 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $65,218 | 14 | $100,519 | 66 | $98,382 | 3 | $13,330 | 2 | $69,875 |
Aggregated Statistics For Year 2001 (Based on 5 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $94,648 | 504 | $103,282 | 1,619 | $103,458 | 255 | $26,724 | 3 | $264,287 | 76 | $117,455 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $66,151 | 47 | $86,331 | 184 | $80,689 | 42 | $20,508 | 0 | $0 | 7 | $145,216 |
| APPLICATIONS DENIED | 6 | $93,788 | 147 | $51,681 | 428 | $75,505 | 103 | $22,803 | 0 | $0 | 8 | $57,734 |
| APPLICATIONS WITHDRAWN | 3 | $108,333 | 45 | $100,127 | 221 | $88,302 | 12 | $23,518 | 0 | $0 | 1 | $115,810 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $161,527 | 64 | $114,356 | 5 | $57,518 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 5 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 77 | $88,105 | 454 | $103,175 | 536 | $83,903 | 194 | $20,967 | 1 | $520,000 | 56 | $72,210 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $68,267 | 52 | $62,077 | 130 | $68,659 | 37 | $21,321 | 0 | $0 | 8 | $53,259 |
| APPLICATIONS DENIED | 12 | $82,428 | 184 | $51,880 | 305 | $76,740 | 133 | $22,283 | 0 | $0 | 14 | $78,683 |
| APPLICATIONS WITHDRAWN | 9 | $79,482 | 36 | $101,941 | 130 | $66,857 | 20 | $56,664 | 0 | $0 | 4 | $92,295 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $90,772 | 39 | $93,669 | 1 | $20,000 | 0 | $0 | 2 | $92,880 |
Aggregated Statistics For Year 1999 (Based on 3 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $81,861 | 292 | $107,369 | 525 | $85,213 | 97 | $27,744 | 32 | $99,950 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $68,070 | 65 | $69,406 | 88 | $78,695 | 22 | $15,681 | 12 | $60,698 |
| APPLICATIONS DENIED | 2 | $78,990 | 147 | $49,925 | 138 | $72,068 | 44 | $27,154 | 16 | $49,812 |
| APPLICATIONS WITHDRAWN | 2 | $87,115 | 22 | $102,211 | 98 | $92,142 | 9 | $36,571 | 3 | $38,557 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $92,870 | 35 | $77,808 | 1 | $49,900 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 154 | $124,750 | 69 | $139,238 | 25 | $152,664 | 2 | $37,640 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $141,322 | 25 | $134,598 | 2 | $62,865 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $119,497 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 10 | $104,414 | 3 | $145,510 | 0 | $0 | 2 | $37,640 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 68 | $110,201 | 54 | $140,918 | 4 | $91,723 | 1 | $91,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $148,284 | 12 | $191,242 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $171,207 | 2 | $160,530 | 1 | $192,950 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $194,290 | 3 | $130,003 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $335,840 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 105 | $128,560 | 53 | $137,507 | 6 | $134,185 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $134,964 | 20 | $126,284 | 4 | $107,620 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $105,350 | 2 | $173,525 | 2 | $83,165 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $87,340 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 104 | $123,043 | 89 | $120,842 | 18 | $91,324 | 1 | $88,510 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 35 | $108,786 | 30 | $122,146 | 6 | $73,208 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $91,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $75,646 | 8 | $148,104 | 1 | $246,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 140 | $112,224 | 220 | $121,840 | 24 | $111,836 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $117,956 | 69 | $121,444 | 3 | $85,350 |
| APPLICATIONS DENIED | 1 | $43,010 | 2 | $107,890 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $105,106 | 11 | $131,529 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $312,680 | 4 | $112,618 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 172 | $112,011 | 182 | $125,758 | 10 | $100,456 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $146,541 | 32 | $112,915 | 3 | $77,333 |
| APPLICATIONS DENIED | 4 | $122,658 | 8 | $110,038 | 1 | $133,000 |
| APPLICATIONS WITHDRAWN | 4 | $126,215 | 15 | $146,403 | 1 | $165,850 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $81,755 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 155 | $105,091 | 152 | $114,954 | 11 | $98,321 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 32 | $119,098 | 28 | $103,037 | 2 | $85,000 |
| APPLICATIONS DENIED | 4 | $93,590 | 1 | $158,000 | 1 | $97,560 |
| APPLICATIONS WITHDRAWN | 1 | $67,830 | 2 | $104,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $150,805 | 2 | $150,805 |
Aggregated Statistics For Year 2000 (Based on 5 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 136 | $111,758 | 33 | $99,553 | 5 | $84,078 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $112,654 | 13 | $110,094 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $155,898 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $92,500 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 89 | $100,430 | 38 | $88,758 | 3 | $101,720 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $125,267 | 8 | $115,911 | 1 | $18,600 |
| APPLICATIONS DENIED | 3 | $68,703 | 1 | $116,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $126,995 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $132,000 | 1 | $142,000 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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