49457 Zip Code Detailed Profile




Cities: Twin Lake, MI (3.60%), Lakewood Club, MI (2.53%)
Counties: Muskegon County, MI (97.05%), Newaygo County, MI (2.95%)
Estimated zip code population in 2013: 10,798
Zip code population in 2010: 10,565
Zip code population in 2000: 9,587

Houses and condos: 4,444
Renter-occupied apartments: 350
% of renters here:

9%
State:

29%
Mar. 2013 cost of living index in zip code 49457: 82.7 (low, U.S. average is 100)

Land area: 76.7 sq. mi.
Water area: 4.5 sq. mi.
Population density: 141 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 49457
Zip code 49457 (Twin Lake, Michigan) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.6% ($1,796)
Michigan:

1.8% ($2,090)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,965 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,527 (1.6%)

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Males: 5,319  (49.3%)
Females: 5,479  (50.7%)

For population 25 years and over in 49457:

For population 15 years and over in 49457:

Zip code 49457 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • House age below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 49457

  • Zip code 49457 races chart
    • 9,683White population
    • 213Black population
    • 95American Indian population
    • 31Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 8Some other race population
    • 212Two or more races population
    • 322Hispanic or Latino population

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49457, MI forum
Recent posts about zip code 49457 area on our local forum with over 1,800,000 registered users:
Northwestern northern Michigan - lots of questions.  (22 replies)
Where Would You Buy a MI Lake Cottage Today?  (79 replies)
Michigan (and Great Lakes) novels  (36 replies)
Twin Lake Area  (2 replies)
Best lakes for cottages?  (21 replies)
Urban population: 1,333
Rural population: 9,464

Estimated median house/condo value in 2013: $115,800
49457:

$115,800
Michigan:

$117,500



According to our research of Michigan and other state lists there were 6 registered sex offenders living in 49457 zip code as of September 01, 2015.
The ratio of number of residents in zip code 49457 to the number of sex offenders is 1,850 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

39.6 years
Michigan median age:

39.6 years
Average household size:
This zip code:

2.7 people
Michigan:

2.5 people

Averages for the 2012 tax year for zip code 49457, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $44,130 (Individual Income Tax Returns)
Here:

$44,130
State:

$55,609

Salary/wage: $40,109 (reported on 84.7% of returns)
Here:

$40,109
State:

$46,782
(% of AGI for various income ranges: 70.4% for AGIs below $25k, 81.3% for AGIs $25k-50k, 82.1% for AGIs $50k-75k, 80.8% for AGIs $75k-100k, 79.1% for AGIs $100k-200k, 43.9% for AGIs over 200k)

Taxable interest for individuals: $714 (reported on 28.0% of returns)
This zip code:

$714
Michigan:

$1,491
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Ordinary dividends: $3,369 (reported on 13.1% of returns)
Here:

$3,369
State:

$6,225
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,891 (reported on 10.1% of returns)
Here:

+$2,891
State:

+$9,326
(% of AGI for various income ranges: 0.1% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 2.9% for AGIs $100k-200k)

Profit/loss from business: +$6,592 (reported on 13.5% of returns)
Here:

+$6,592
State:

+$11,523
(% of AGI for various income ranges: 6.1% for AGIs below $25k, 1.8% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.2% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,702 (reported on 9.5% of returns)
49457:

$13,702
Michigan:

$15,298
(% of AGI for various income ranges: 3.9% for AGIs below $25k, 2.8% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 3.6% for AGIs $100k-200k)

Total itemized deductions: $16,497 (21% of AGI, reported on 26.7% of returns)
Here:

$16,497
State:

$21,628

Here:

20.5% of AGI
State:

18.4% of AGI
(% of AGI for various income ranges: 7.2% for AGIs below $25k, 8.4% for AGIs $25k-50k, 10.3% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 12.6% for AGIs $100k-200k, 8.7% for AGIs over 200k)

Charity contributions: $2,874 (reported on 20.9% of returns)
Here:

$2,874
State:

$4,225
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Taxes paid: $5,835 (reported on 26.7% of returns)
49457:

$5,835
State:

$8,327
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 2.4% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 5.1% for AGIs $100k-200k, 5.5% for AGIs over 200k)

Earned income credit: $2,252 (reported on 21.5% of returns)
Here:

$2,252
State:

$2,306
(% of AGI for various income ranges: 7.2% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 49457, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,324 (Individual Income Tax Returns)
Here:

$38,324
State:

$48,204

Salary/wage: $36,370 (reported on 89.4% of returns)
Here:

$36,370
State:

$42,791
(% of AGI for various income ranges: 91.9% for AGIs below $10k, 77.4% for AGIs $10k-25k, 86.4% for AGIs $25k-50k, 90.1% for AGIs $50k-75k, 87.9% for AGIs $75k-100k, 74.0% for AGIs over 100k)

Taxable interest for individuals: $806 (reported on 37.3% of returns)
This zip code:

$806
Michigan:

$1,725
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $1,251 (reported on 15.9% of returns)
Here:

$1,251
State:

$3,420
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Net capital gain/loss: +$6,047 (reported on 12.1% of returns)
Here:

+$6,047
State:

+$8,532
(% of AGI for various income ranges: -1.1% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 8.4% for AGIs over 100k)

Profit/loss from business: +$4,598 (reported on 13.2% of returns)
Here:

+$4,598
State:

+$9,547
(% of AGI for various income ranges: -3.2% for AGIs below $10k, 4.3% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 3.5% for AGIs over 100k)

IRA payment deduction: $2,616 (reported on 2.2% of returns)
49457:

$2,616
Michigan:

$2,875
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Total itemized deductions: $14,208 (22% of AGI, reported on 33.1% of returns)
Here:

$14,208
State:

$18,509

Here:

22.0% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 8.0% for AGIs below $10k, 7.6% for AGIs $10k-25k, 12.2% for AGIs $25k-50k, 12.8% for AGIs $50k-75k, 14.2% for AGIs $75k-100k, 12.8% for AGIs over 100k)

Charity contributions deductions: $2,114 (3% of AGI, reported on 27.4% of returns)
Here:

$2,114
State:

$3,365

Here:

3.1% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Total tax: $4,595 (reported on 71.6% of returns)
49457:

$4,595
State:

$7,691
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 3.6% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 7.7% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 16.3% for AGIs over 100k)

Earned income credit: $1,660 (reported on 17.9% of returns)
Here:

$1,660
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 56.9%
Here:

57%
State:

60%
(% for various income ranges: 48.0% for AGIs below $10k, 57.3% for AGIs $10k-25k, 60.6% for AGIs $25k-50k, 55.9% for AGIs $50k-75k, 64.9% for AGIs $75k-100k, 64.9% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$51,649
Michigan:

$48,273
Twin Lake, MI (49457) map Nearest zip codes: 49425, 49442, 49440, 49445, 49461, 49444.
Percentage of family households:
This zip code:

66.2%
Michigan:

49.0%
Percentage of households with unmarried partners:
This zip code:

4.8%
Michigan:

6.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 721
Household did not receive Food Stamps/SNAP in the past 12 months: 3,291


Women who had a birth in the past 12 months: 191 (124 now married, 67 unmarried)
Women who did not have a birth in the past 12 months: 2,331 (1,299 now married, 1,032 unmarried)


Housing units in zip code 49457 with a mortgage: 2,431 (68 second mortgage, 458 home equity loan, 34 both second mortgage and home equity loan)
Houses without a mortgage: 1,231

Median monthly owner costs for units with a mortgage: $1,166
Median monthly owner costs for units without a mortgage: S416

Residents with income below the poverty level in 2013:
This zip code:

15.7%
Whole state:

17.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

9.9%
Whole state:

9.1%
Median number of rooms in houses and condos:
Here:

6.0
State:

6.4
Median number of rooms in apartments:
Here:

5.6
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 49457: Camp Douglass (A), Camp Pinewood (B), Camp Lor-Ray (C), Camp Tocanja (D), Camp Hardy (E), Stonegate Golf Club (F), Twin Lake Station (G), Johnson Campground (H), Blue Lake Township Fire Department Station 2 (I), Blue Lake Township Fire Department (J), Michigan Department of Natural Resources Muskegon Field Office (K), Dalton Township Public Library (L). Display/hide their locations on the map

    Churches in zip code 49457 include: Zion Church (A), Cedar Creek Church (B), Emmanuel Congregational Church (C), Cedar Creek Evangelical Church (D), Twin Lake United Methodist Church (E), Saint Mary's of the Woods Parish (F). Display/hide their locations on the map

    Cemeteries: Horton Cemetery (1), Johnson Cemetery (2), Twin Lake Cemetery (3), Saint Anthonys Cemetery (4), Blue Lake Cemetery (5). Display/hide their locations on the map

    Lakes and swamps: Baker Lake (A), Burns Lake (B), Clear Lake (C), Cleveland Lake (D), West Lake (E), Crocker Lake (F), Duck Lake (G), Echo Lake (H). Display/hide their locations on the map

    Rivers and creeks: Brooks Creek (A), Sweeter Creek (B), Cow Creek (C), Cedar Creek (D), Maple River (E). Display/hide their locations on the map

    Parks in zip code 49457 include: Muskegon State Game Area (1), Browns Field Park (2), Twin Lakes Park (3). Display/hide their locations on the map

Year house built

  • 102010 or later
  • 1,0912000 to 2009
  • 8541990 to 1999
  • 4691980 to 1989
  • 6521970 to 1979
  • 3561960 to 1969
  • 5131950 to 1959
  • 1831940 to 1949
  • 3161939 or earlier

Zip code 49457 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Twin Lake, MI (49457)

  • 63no bedroom
  • 281 bedroom
  • 8082 bedrooms
  • 2,0083 bedrooms
  • 6094 bedrooms
  • 1465+ bedrooms

Bedrooms in renter-occupied apartments in Twin Lake, MI (49457)

  • 0no bedroom
  • 01 bedroom
  • 1532 bedrooms
  • 983 bedrooms
  • 924 bedrooms
  • 75+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Twin Lake, MI (49457) in owner-occupied houses/condos

  • 106no vehicle
  • 7131 vehicle
  • 1,6342 vehicles
  • 8523 vehicles
  • 2064 vehicles
  • 1515+ vehicles

Cars and other vehicles available in Twin Lake, MI (49457) in renter-occupied apartments

  • 24no vehicle
  • 1761 vehicle
  • 1042 vehicles
  • 353 vehicles
  • 04 vehicles
  • 115+ vehicles

Median gross rent in 2013: $705.


Median price asked for vacant for-sale houses and condos in 2013: $182,652.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $115,800
49457:

$115,800
Michigan:

$117,500
Lower value quartile - upper value quartile: $73,600 - $163,700

Mean price in 2013:

Detached houses: $129,700
Here:

$129,700
State:

$159,597

Townhouses or other attached units: $145,875
Here:

$145,875
State:

$138,735

In 2-unit structures: $53,717
Here:

$53,717
State:

$89,877

In 3-to-4-unit structures: $135,636
Here:

$135,636
State:

$110,373

In 5-or-more-unit structures: $197,823
Here:

$197,823
State:

$119,825

Mobile homes: $28,779
Here:

$28,779
State:

$33,033

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 11.6%

Percentage of zip code residents living and working in this county: 80.9%

Household type by relationship:

Households: 10,777

Size of family households: 1,551 2-persons, 667 3-persons, 626 4-persons, 273 5-persons, 49 6-persons, 36 7-or-more-persons

Size of nonfamily households: 630 1-person, 154 2-persons, 26 3-persons

1,717 married couples with children.
735 single-parent households (76 men, 659 women).

98.1% of residents of 49457 zip code speak English at home.
0.8% of residents speak Spanish at home (78% very well, 18% well, 4% not well).
1.2% of residents speak other Indo-European language at home (88% very well, 6% well, 6% not well).

Foreign born population: 67 (0.6%)
(34.3% of them are naturalized citizens)
This zip code:

0.6%
Whole state:

6.2%

Most common places of birth for the foreign-born residents

  • 43%Canada
  • 24%Bangladesh
  • 13%Germany
  • 9%China, excluding Hong Kong and Taiwan
  • 6%Spain
  • 4%Mexico

Most common first ancestries reported in 49457 (%)

  • 17%German
  • 11%Other groups
  • 8%Dutch
  • 6%Irish
  • 6%American
  • 6%English
  • 5%Polish

Year of entry for the foreign-born population

  • 02010 or later
  • 432000 to 2009
  • 121990 to 1999
  • 61Before 1990

Zip code 49457 topographic map

Facilities with environmental interests located in this zip code:


Zip code 49457 marital status for males
Zip code 49457 marital status for females

Housing units lacking complete plumbing facilities: 1.6%
Housing units lacking complete kitchen facilities: 1.6%

Most commonly used house heating fuel

  • 49%Utility gas
  • 31%Bottled, tank, or LP gas
  • 12%Wood
  • 4%Electricity
  • 2%Fuel oil, kerosene, etc.
  • 1%Other fuel

Population in 1990: 7,212. Population change in the 1990s: +2,375 (+32.9%).

Place of birth for U.S.-born residents:


59% of the 49457 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 74% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

90% of the 49457 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 74% moved from this county.
   Out of people who lived in different houses, 11% moved from different county within same state.
   Out of people who lived in different houses, 13% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 11
Here:

0.9%
Michigan:

10.2%
Students in private schools in grades 9 to 12 (high school): 24
Here:

3.6%
Michigan:

8.6%
Students in private undergraduate colleges: 150
Here:

31.3%
Michigan:

14.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 173,036Life, physical, and social science occupations
  • 64,306Health diagnosing and treating practitioners and other technical occupations
  • 63,714Architecture and engineering occupations
  • 60,114Business and financial operations occupations
  • 56,131Law enforcement workers including supervisors
  • 55,799Education, training, and library occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 31 people in group homes intended for adults
  • 12 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 22 people in nursing homes
  • 6 people in homes for the mentally retarded
  • 3 people in other group homes

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 12 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED102$93,90683$103,990488$121,31622$45,34346$91,29434$55,601
APPLICATIONS APPROVED, NOT ACCEPTED11$61,8165$139,40865$108,3867$86,0793$74,7838$69,859
APPLICATIONS DENIED36$90,80125$118,648234$125,54829$23,94511$86,84626$69,967
APPLICATIONS WITHDRAWN10$78,5557$80,679103$134,6644$11,7951$76,3805$58,698
FILES CLOSED FOR INCOMPLETENESS4$71,7500$042$118,5302$13,1450$02$101,965
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 12 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED9$156,2316$149,0332$205,0550$0
APPLICATIONS APPROVED, NOT ACCEPTED6$128,1904$203,4280$01$27,790
APPLICATIONS DENIED5$110,72211$277,7831$116,3200$0
APPLICATIONS WITHDRAWN0$01$63,2300$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 49457 among deceased individuals
NameCountLived (average)
John4273.5 years
William3673.0 years
Mary2177.7 years
Frank2176.8 years
Paul2074.6 years
George1972.4 years
Donald1868.6 years
Edward1874.5 years
James1866.9 years
Charles1770.5 years
Most common last names in zip code 49457 among deceased individuals
Last nameCountLived (average)
Smith1676.1 years
Johnson1473.4 years
Taylor1070.4 years
Crawford1065.8 years
Bean964.4 years
Miller875.5 years
Williams777.1 years
Chester762.9 years
Young671.0 years
Brown675.2 years

Businesses in zip code 49457



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