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49628 Zip Code (Elberta, MI) Detailed Profile




City: Elberta, MI (42.12%)
County: Benzie County, MI
Estimated zip code population in 2022: 224
Zip code population in 2010: 372
Zip code population in 2000: 234

Houses and condos: 182
Renter-occupied apartments: 4
% of renters here:

7%
State:

27%
March 2022 cost of living index in zip code 49628: 79.1 (low, U.S. average is 100)

Land area: 0.7 sq. mi.
Water area: 1.6 sq. mi.
Population density: 303 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 49628
  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Real estate property taxes paid for housing units in 2022:
This zip code:

0.7% ($1,840)
Michigan:

1.2% ($2,746)
Median real estate property taxes paid for housing units with mortgages in 2022: $1,760 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,337 (1.1%)

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Males: 130  (58.2%)
Females: 93  (41.8%)

For population 25 years and over in 49628:

  • High school or higher: 97.0%
  • Bachelor's degree or higher: 30.7%
  • Graduate or professional degree: 17.6%
  • Unemployed: 2.9%
  • Mean travel time to work (commute): 12.2 minutes

For population 15 years and over in 49628:

  • Never married: 30.4%
  • Now married: 60.7%
  • Separated: 0.0%
  • Widowed: 3.5%
  • Divorced: 5.4%

Zip code 49628 compared to state average:

  • Black race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in below state average.
  • House age above state average.
  • Races in zip code 49628 (2022)
    • 16875.7%White
    • 4218.9%American Indian
    • 125.4%Hispanic or Latino
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Data:
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49628, MI forum
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100% rural population.

Estimated median house/condo value in 2022: $253,970
49628:

$253,970
Michigan:

$224,400



According to our research of Michigan and other state lists, there were 2 registered sex offenders living in 49628 zip code as of April 25, 2024.
The ratio of all residents to sex offenders in zip code 49628 is 83 to 1.


Median resident age:
This zip code:

44.1 years
Michigan median age:

40.3 years
Average household size:
This zip code:

3.1 people
Michigan:

2.4 people

Averages for the 2004 tax year for zip code 49628, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $25,969 (Individual Income Tax Returns)
Here:

$25,969
State:

$48,204

Salary/wage: $23,081 (reported on 83.0% of returns)
Here:

$23,081
State:

$42,791
(% of AGI for various income ranges: 76.8% for AGIs below $10k, 78.2% for AGIs $10k-25k, 76.6% for AGIs $25k-50k, 67.2% for AGIs $50k-75k)

Taxable interest for individuals: $377 (reported on 35.6% of returns)
This zip code:

$377
Michigan:

$1,725

Taxable dividends: $250 (reported on 12.4% of returns)
Here:

$250
State:

$3,420

Net capital gain/loss: +$2,059 (reported on 8.8% of returns)
Here:

+$2,059
State:

+$8,532

Profit/loss from business: +$1,227 (reported on 11.3% of returns)
Here:

+$1,227
State:

+$9,547

Total itemized deductions: $13,214 (36% of AGI, reported on 14.4% of returns)
Here:

$13,214
State:

$18,509

Here:

35.9% of AGI
State:

20.7% of AGI

Charity contributions deductions: $733 (2% of AGI, reported on 7.7% of returns)
Here:

$733
State:

$3,365

Here:

2.1% of AGI
State:

3.6% of AGI

Total tax: $2,438 (reported on 67.0% of returns)
49628:

$2,438
State:

$7,691

Earned income credit: $1,658 (reported on 19.6% of returns)
Here:

$1,658
State:

$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 63.9%
Here:

64%
State:

60%
(% for various income ranges: 57.5% for AGIs below $10k, 64.1% for AGIs $10k-25k, 66.0% for AGIs $25k-50k, 69.2% for AGIs $50k-75k)

Estimated median household income in 2022:
This zip code:

$82,626
Michigan:

$66,986
Elberta, MI (49628) map Nearest zip codes: 49635, 49613, 49616, 49617, 49640, 49614.
Elberta Zip Code Map

Percentage of family households:
This zip code:

25.4%
Michigan:

43.3%
Percentage of households with unmarried partners:
This zip code:

0.0%
Michigan:

45.7%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 72


Women who had a birth in the past 12 months: 2 (2 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 14 (10 now married, 4 unmarried)


Housing units in zip code 49628 with a mortgage: 38
Median monthly owner costs for units with a mortgage: $1,047
Median monthly owner costs for units without a mortgage: $644

Residents with income below the poverty level in 2022:
This zip code:

3.5%
Whole state:

13.4%
Residents with income below 50% of the poverty level in 2022:
This zip code:

3.5%
Whole state:

6.9%
Median number of rooms in houses and condos:
Here:

7.7
State:

6.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable location: Elberta Volunteer Fire Department (A). Display/hide its location on the map

    Church in zip code 49628: Elberta United Methodist Church (A). Display/hide its location on the map

    Lake: Betsie Lake (A). Display/hide its location on the map

    River: Betsie River (A). Display/hide its location on the map

    Parks in zip code 49628 include: Waterfront Park (1), Car Ferries on Lake Michigan Historical Marker (2). Display/hide their locations on the map

    Beach: Elberta Beach (A). Display/hide its location on the map

Year house built
  • Year house built (houses)
  • 02020 or later
  • 52010 to 2019
  • 02000 to 2009
  • 31990 to 1999
  • 101980 to 1989
  • 51970 to 1979
  • 161960 to 1969
  • 221950 to 1959
  • 371940 to 1949
  • 831939 or earlier
Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Elberta, MI (49628)
  • Bedrooms in owner-occupied houses and condos in Elberta, MI (49628)
  • 0no bedroom
  • 111 bedroom
  • 32 bedrooms
  • 153 bedrooms
  • 354 bedrooms
  • 55+ bedrooms
Bedrooms in renter-occupied apartments in Elberta, MI (49628)
  • Bedrooms in renter-occupied apartments in Elberta, MI (49628)
  • 0no bedroom
  • 01 bedroom
  • 02 bedrooms
  • 33 bedrooms
  • 24 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Elberta, MI (49628) in owner-occupied houses/condos
  • Cars and other vehicles available in Elberta, MI (49628) in owner-occupied houses/condos
  • 0no vehicle
  • 101 vehicle
  • 472 vehicles
  • 123 vehicles
  • 04 vehicles
  • 05+ vehicles
Cars and other vehicles available in Elberta, MI (49628) in renter-occupied apartments
  • Cars and other vehicles available in Elberta, MI (49628) in renter-occupied apartments
  • 0no vehicle
  • 01 vehicle
  • 52 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 49628 household income distribution in 2022

  • Zip code 49628 household income distribution in 2022
  • 4$10,000 to $14,999
  • 2$15,000 to $19,999
  • 3$20,000 to $24,999
  • 3$35,000 to $39,999
  • 3$40,000 to $44,999
  • 5$50,000 to $59,999
  • 5$60,000 to $74,999
  • 9$75,000 to $99,999
  • 11$100,000 to $124,999
  • 6$150,000 to $199,999
  • 17$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 49628

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 49628
  • 3$50,000 to $59,999
  • 3$60,000 to $69,999
  • 8$100,000 to $124,999
  • 1$125,000 to $149,999
  • 4$150,000 to $174,999
  • 18$200,000 to $249,999
  • 14$250,000 to $299,999
  • 14$300,000 to $399,999
  • Rent paid by renters in 2022 in zip code 49628

  • Rent paid by renters in 2022 in zip code 49628
  • 2$500 to $549
  • 3No cash rent

Zip code 49628 topographic map

Median price asked for vacant for-sale houses and condos in 2022: $1,570,562.

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $270,768

Estimated median house or condo value in 2022: $253,970
49628:

$253,970
Michigan:

$224,400
Lower value quartile - upper value quartile: $137,439 - $313,504

Mean price in 2022:

Detached houses: $164,584
Here:

$164,584
State:

$280,038
Owners and renters by unit type in zip code 49628
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 162
  • Two: 5
  • 3 or 4: 4
  • Mobile homes: 9

Unemployment: 2.9%

  • Means of transportation to work in zip code 49628

  • Means of transportation to work in zip code 49628
  • 83.8%59Drove a car alone
  • 9.9%7Carpooled
  • Travel time to work (commute) in zip code 49628

  • Travel time to work (commute) in zip code 49628
  • 6Less than 5 minutes
  • 215 to 9 minutes
  • 1810 to 14 minutes
  • 715 to 19 minutes
  • 125 to 29 minutes
  • 630 to 34 minutes
  • 335 to 39 minutes

Percentage of zip code residents living and working in this county: 84.3%

Household type by relationship:

Households: 224
  • Male householders: 44 (8 living alone), Female householders: 29 (10 living alone)
  • 54 spouses (54 opposite-sex spouses), 1 unmarried partners, (1 opposite-sex unmarried partners), 71 children (71 natural, 0 adopted, 0 stepchildren), 9 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 14 other relatives, 0 non-relatives

Size of family households: 20 2-persons, 21 3-persons, 9 5-persons

Size of nonfamily households: 18 1-person, 2 2-persons

18 married couples with children.
0 single-parent households ().

97.7% of residents of 49628 zip code speak English at home.
3.2% of residents speak Spanish at home (100% very well).

Foreign born population: 0 (0.0%)
:

0.0%
Whole state:

6.9%
Most common first ancestries reported in 49628
  • 60%German
  • 25%Irish
  • 6%Finnish
  • 1%Scottish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 02000 to 2009
  • 61990 to 1999
  • 0Before 1990

Zip code 49628 topographic map

Facilities with environmental interests located in this zip code:

  • BETSIE BAY MARINA LLC (100 FRANKFORT AVE in ELBERTA, MI)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: MARGERY MILLS (CONTACT/OWNER) , MARGERY T MILLS (CONTACT/OWNER)

Zip code 49628 marital status for males
Zip code 49628 marital status for females

Most commonly used house heating fuel
  • 89.4%Utility gas
  • 11.2%Bottled, tank, or LP gas

Place of birth for U.S.-born residents:

  • This state: 149
  • Northeast: 6
  • Midwest: 3
  • South: 55
  • West: 3

54% of the 49628 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 64% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

98% of the 49628 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 67% moved from this county.

Year householders moved into unit in Elberta, MI (49628)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
Michigan:

12.4%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Michigan:

9.8%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022

Top industries in this zip code by the number of employees in 2005:

  • Construction: Electrical Contractors (5-9 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (5-9: 1)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1)
  • Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (1-4: 1)
  • Construction: Masonry Contractors (1-4: 1)
  • Construction: Other Foundation, Structure, and Building Exterior Contractors (1-4: 1)
  • Construction: Painting and Wall Covering Contractors (1-4: 1)
  • Other Services (except Public Administration): Beauty Salons (1-4: 1)
  • Other Services (except Public Administration): Religious Organizations (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability
Most common first names in zip code 49628 among deceased individuals
NameCountLived (average)
Robert769.0 years
William676.3 years
John568.0 years
Edward478.1 years
Marie482.0 years
Richard468.8 years
Dorothy372.6 years
Anna385.0 years
Harry267.9 years
Hazel277.0 years
Most common last names in zip code 49628 among deceased individuals
Last nameCountLived (average)
Mcpherson671.8 years
Mcconnell579.0 years
Appleton483.5 years
Fitzhugh480.7 years
Kibby382.6 years
Gilbert378.7 years
Gilroy383.7 years
Bishop396.0 years
Goethals373.7 years
Mcclellan369.0 years
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