Estimated median household income in 2007: $56,210
| This zip code: | $56,210 | | Iowa: | $47,292 |
Nearest zip codes: 50124, 50073, 50007, 50161, 50134, 50244.
Housing units in zip code 50046 with a mortgage: 211 (16 second mortgage, 19 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 81
Median monthly owner costs for units with a mortgage: $1,127
Median monthly owner costs for units without a mortgage: $375
Residents with income below the poverty level in 2007:
| This zip code: | 8.8% | | Whole state: | 11.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.8% | | Whole state: | 4.7% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.9 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 61
- 1990 to 1994: 35
- 1980 to 1989: 46
- 1970 to 1979: 98
- 1960 to 1969: 44
- 1950 to 1959: 31
- 1940 to 1949: 19
- 1939 or earlier: 196
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Bedrooms in owner-occupied houses in Cambridge, IA (50046): |
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- no bedroom: 0
- 1 bedrooms: 6
- 2 bedrooms: 85
- 3 bedrooms: 230
- 4 bedrooms: 95
- 5 or more bedrooms: 14
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 21
- 2 bedrooms: 24
- 3 bedrooms: 36
- 4 bedrooms: 0
- 5 or more bedrooms: 2
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Vehicles available in 50046 zip code in owner-occupied houses/condos: |
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- no vehicle: 13
- 1 vehicle: 71
- 2 vehicles: 171
- 3 vehicles: 124
- 4 vehicles: 43
- 5 or more vehicles: 8
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 3
- 1 vehicle: 48
- 2 vehicles: 15
- 3 vehicles: 13
- 4 vehicles: 4
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 50046:
- Less than $10,000: 6
- $10,000 to $14,999: 3
- $15,000 to $19,999: 4
- $20,000 to $24,999: 5
- $25,000 to $29,999: 5
- $30,000 to $34,999: 5
- $35,000 to $39,999: 1
- $40,000 to $49,999: 5
- $50,000 to $59,999: 6
- $60,000 to $69,999: 6
- $70,000 to $79,999: 15
- $80,000 to $89,999: 23
- $90,000 to $99,999: 33
- $100,000 to $124,999: 65
- $125,000 to $149,999: 81
- $150,000 to $174,999: 32
- $175,000 to $199,999: 19
- $200,000 to $249,999: 38
- $250,000 to $299,999: 24
- $300,000 to $399,999: 20
- $400,000 to $499,999: 10
- $500,000 to $749,999: 1
- $750,000 to $999,999: 2
- $1,000,000 or more: 8
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Rent paid by renters in 2007 in zip code 50046:
- Less than $100: 3
- $150 to $199: 1
- $200 to $249: 4
- $300 to $349: 7
- $350 to $399: 8
- $400 to $449: 13
- $450 to $499: 4
- $550 to $599: 3
- $650 to $699: 9
- No cash rent: 7
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Median price asked for vacant for-sale houses and condos in 2007: $93,343.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $127,665
- Some other race householders: $93,343
- Two or more races householders: $46,671
- Hispanic or Latino householders: $93,343
Estimated median house or condo value in 2007: $136,927 (it was $92,400 in 2000)
| 50046: | $136,927 | | Iowa: | $117,900 |
Lower value quartile - upper value quartile: $102,337 - $167,624
Mean price in 2007:
Detached houses: $189,541| Here: | $189,541 | | State: | $150,000 |
Townhouses or other attached units: $235,484| Here: | $235,484 | | State: | $158,666 |
In 2-unit structures: $24,568| Here: | $24,568 | | State: | $134,477 |
In 5-or-more-unit structures: $469,559| Here: | $469,559 | | State: | $124,442 |
Mobile homes: $25,833| Here: | $25,833 | | State: | $29,315 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 467
- One, attached: 6
- Two: 10
- 3 or 4: 8
- 5 to 9: 1
- 10 to 19: 8
- Mobile homes: 30

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Means of transportation to work
- Drove a car alone: 588 (83%)
- Carpooled: 75 (11%)
- Bus or trolley bus: 2 (0%)
- Motorcycle: 11 (2%)
- Walked: 13 (2%)
- Worked at home: 20 (3%)
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Travel time to work
- Less than 5 minutes: 19
- 5 to 9 minutes: 27
- 10 to 14 minutes: 33
- 15 to 19 minutes: 162
- 20 to 24 minutes: 159
- 25 to 29 minutes: 50
- 30 to 34 minutes: 139
- 35 to 39 minutes: 26
- 40 to 44 minutes: 12
- 45 to 59 minutes: 39
- 60 to 89 minutes: 17
- 90 or more minutes: 6
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Percentage of zip code residents living and working in this county: 55.6%
Household type by relationship
Households: 1,371
- In family households: 1,167 (303 male householders, 63 female householders)
313 spouses, 450 children (419 natural, 14 adopted, 17 stepchildren), 13 grandchildren, 0 brothers or sisters, 11 parents, 3 other relatives, 11 non-relatives
- In nonfamily households: 204 (69 male householders (43 living alone)), 73 female householders (60 living alone)), 62 nonrelatives
Size of family households: 161 2-persons, 56 3-persons, 109 4-persons, 25 5-persons, 14 6-persons, 1 7-or-more-persons.
Size of nonfamily households: 103 1-person, 24 2-persons, 10 3-persons, 5 4-persons.
312 married couples with children.
46 single-parent households (10 men, 36 women).
95.4% of residents of 50046 zip code speak English at home.
2.0% of residents speak Spanish at home (96% very well, 4% well).
1.7% of residents speak other Indo-European language at home (100% very well).
0.7% of residents speak Asian or Pacific Island language at home (56% very well, 44% well).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 23 (1.7%)
(8.7% of them are naturalized citizens)
| This zip code: | 1.7% | | Whole state: | 3.1% |
Most common places of birth for the foreign-born residents:
- Mexico (30%)
- France (22%)
- Philippines (17%)
- Japan (13%)
- Ukraine (9%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 12
- 1990 to 1994: 5
- 1985 to 1989: 0
- 1980 to 1984: 5
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 1
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White population: 1,347
Black population: 9
American Indian population: 3
Asian population: 6
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 5
Two or more races population: 20

First ancestries reported:
|  German: 294 |
|  Norwegian: 186 |
|  Other groups: 107 |
|  United States or American: 98 |
|  English: 86 |
|  Irish: 53 |
|  Scottish: 36 |
|  Danish: 30 |
|  French (except Basque): 22 |
|  Swedish: 18 |
|  Dutch: 17 |
|  Italian: 10 |
|  French Canadian: 10 |
|  Scandinavian: 8 |
|  Welsh: 6 |
|  Icelander: 5 |
|  European: 5 |
|  Greek: 4 |
|  Czech: 3 |
|  Czechoslovakian: 3 |
|  Scotch-Irish: 2 |
|  Ukrainian: 2 |

Facitilies with environmental interests located in this zip code:
- EAST ELEMENTARY (505 WEST FOURTH STREET in CAMBRIDGE, IA)
(National Center for Education Statistics) - STATE ID-850472 415
Organizations: BALLARD COMM SCHOOL DISTRICT (SCHOOL DISTRICT)
- CAMBRIDGE CITY OF STP (CITY CLERK in CAMBRIDGE, IA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Organizations: CITY OF CAMBRIDGE (CONTACT/OWNER)
- CENTRAL IOWA TRADE SERVICE (101 WATER STREET in CAMBRIDGE, IA)
AIR MINOR (AIRS/AFS)
Business SIC classification: GENERAL CONTRACTORS-SINGLE-FAMILY HOUSES
Alternative names: CENTRAL IOWA TRADE CENTER
- CMBRDGE-ALLEMAN COOP (315 SOUTH WATER STREET in CAMBRIDGE, IA)
AIR MINOR (AIRS/AFS)
Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
Alternative names: HEARTLAND CO-OP CAMBRIDGE, HEARTLAND COOPERATIVE COMPANY
- HILGENBERGS REPAIR SHOP (101 WATER ST in CAMBRIDGE, IA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: GENERAL AUTOMOTIVE REPAIR.
Median worth of mobile homes: $15,821
Housing units lacking complete plumbing facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (55%)
- Bottled, tank, or LP gas (32%)
- Electricity (10%)
- Fuel oil, kerosene, etc. (2%)
- Other fuel (1%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 1138
- Northeast: 13
- Midwest: 100
- South: 25
- West: 68
62% of the 50046 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 57% lived in this county.
Out of people who lived in different counties, 62% lived in Iowa.
Population in 1990: 1,103. Population change in the 1990s: +287 (+26.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 8
| Here: | 3.6% | | Iowa: | 10.8% |
Students in private schools in grades 9 to 12 (high school): 8
| Here: | 12.3% | | Iowa: | 7.1% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | Iowa: | 25.4% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: Poured Concrete Foundation and Structure Contractors (20-49 employees: 1 establishment)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1)
- Wholesale Trade: Grain and Field Bean Merchant Wholesalers (5-9: 1)
- Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 3)
- Other Services (except Public Administration): Religious Organizations (1-4: 2)
- Finance and Insurance: Commercial Banking (1-4: 1)
- Health Care and Social Assistance: Other Community Housing Services (1-4: 1)
- Professional, Scientific, and Technical Services: Offices of Certified Public Accountants (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 2
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $150,427 | 119 | $132,032 | 105 | $124,896 | 37 | $49,286 | 17 | $86,195 | 8 | $33,669 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $95,605 | 19 | $126,649 | 1 | $24,560 | 2 | $100,795 | 2 | $27,530 |
| APPLICATIONS DENIED | 0 | $0 | 14 | $65,461 | 53 | $123,198 | 14 | $56,446 | 2 | $27,950 | 9 | $48,373 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $86,564 | 18 | $116,980 | 2 | $24,565 | 3 | $94,017 | 1 | $36,420 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 5 | $152,122 | 2 | $47,010 | 1 | $76,230 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $113,640 | 147 | $122,769 | 119 | $121,897 | 35 | $40,656 | 3 | $426,040 | 19 | $90,317 | 9 | $36,232 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 26 | $122,913 | 25 | $102,894 | 4 | $102,910 | 0 | $0 | 1 | $117,730 | 3 | $38,117 |
| APPLICATIONS DENIED | 0 | $0 | 27 | $99,256 | 46 | $108,711 | 8 | $54,844 | 1 | $79,620 | 3 | $106,723 | 8 | $52,303 |
| APPLICATIONS WITHDRAWN | 1 | $159,240 | 8 | $121,650 | 23 | $129,480 | 3 | $60,700 | 0 | $0 | 1 | $124,510 | 2 | $40,235 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $112,439 | 13 | $125,682 | 3 | $117,170 | 0 | $0 | 1 | $93,170 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $114,663 | 123 | $106,550 | 130 | $102,826 | 25 | $25,580 | 1 | $47,430 | 14 | $67,941 | 3 | $42,067 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 15 | $139,981 | 17 | $98,451 | 3 | $36,987 | 0 | $0 | 1 | $26,260 | 3 | $38,963 |
| APPLICATIONS DENIED | 1 | $71,150 | 29 | $111,746 | 58 | $112,052 | 16 | $35,309 | 0 | $0 | 7 | $113,377 | 11 | $39,501 |
| APPLICATIONS WITHDRAWN | 2 | $96,560 | 10 | $95,965 | 41 | $111,783 | 5 | $58,952 | 0 | $0 | 1 | $18,630 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $90,991 | 17 | $108,914 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $109,475 | 106 | $104,980 | 151 | $109,600 | 29 | $31,485 | 16 | $99,628 | 8 | $57,066 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $132,697 | 18 | $112,369 | 2 | $8,470 | 1 | $135,520 | 3 | $53,643 |
| APPLICATIONS DENIED | 1 | $81,310 | 26 | $98,122 | 52 | $96,998 | 14 | $35,453 | 3 | $63,807 | 19 | $40,968 |
| APPLICATIONS WITHDRAWN | 3 | $99,947 | 8 | $142,931 | 30 | $103,193 | 5 | $34,050 | 1 | $105,030 | 1 | $27,950 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $52,515 | 19 | $121,834 | 1 | $29,650 | 2 | $52,515 | 0 | $0 |
See detailed HMDA statistics for the following Tracts:
0101.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $153,401 | 12 | $151,754 | 2 | $105,030 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $80,470 | 5 | $210,902 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $190,570 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $154,150 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $140,743 | 5 | $186,848 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $102,203 | 8 | $186,764 | 1 | $117,730 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $149,353 | 2 | $203,280 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $138,222 | 11 | $119,350 | 2 | $84,275 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $158,706 | 1 | $81,310 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $63,520 | 0 | $0 | 1 | $63,520 |
| APPLICATIONS WITHDRAWN | 1 | $166,860 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $55,060 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $118,580 | 10 | $163,810 | 1 | $83,850 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $132,133 | 3 | $147,943 | 2 | $74,535 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $296,450 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $110,110 | 3 | $136,367 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
See detailed PMIC statistics for the following Tracts:
0101.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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