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50046 Zip Code Detailed Profile

 



Profiles Cambridge, IA (50046) houses, apartments, residents, cars, jobs...

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City: Cambridge, IA
Story County, IA
Zip code population (2000): 1,390
Estimated zip code population in 2007: 1,347



Age and Sex of Residents in zip code 50046

Zip code 50046 (Cambridge, Iowa) real estate house value trends

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Cambridge, IA (50046) map from a distance

Houses and condos: 545
Renter-occupied apartments: 83
% of renters here:  16%
State:  28%

2008 cost of living index in zip code 50046: 78.3 (low, U.S. average is 100)

Land area: 42.0 sq. mi.
Water area: 0.2 sq. mi.
Population density: 32 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.8% ($1,209)
Iowa:  1.8% ($1,077)

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Males: 690  (49.6%)
Females: 700  (50.4%)

Zip code 50046 races chart


50046, IA forum
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100% rural population.

Estimated median house/condo value in 2007: $132,691
50046:  $132,691
Iowa:  $117,900


According to our research of public records there were 2 registered sex offenders living in 50046 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.

Median resident age:  36.0 years
Iowa median age:  36.6 years

Average household size:
This zip code:  2.7 people
Iowa:  2.5 people

Averages for the 2004 tax year for zip code 50046, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $48,578 (Individual Income Tax Returns)
Here:  $48,578
State:  $43,875

Salary/wage: $44,702 (reported on 84.5% of returns)
Here:  $44,702
State:  $38,265
(% of AGI for various income ranges: 138.3% for AGIs below $10k, 67.7% for AGIs $10k-25k, 81.8% for AGIs $25k-50k, 82.2% for AGIs $50k-75k, 80.3% for AGIs $75k-100k, 69.8% for AGIs over 100k)

Taxable interest for individuals: $1,148 (reported on 58.9% of returns)
This zip code:  $1,148
Iowa:  $1,768
(% of AGI for various income ranges: 12.0% for AGIs below $10k, 3.7% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $1,151 (reported on 24.7% of returns)
Here:  $1,151
State:  $2,510
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Net capital gain/loss: +$1,438 (reported on 16.3% of returns)
Here:  +$1,438
State:  +$6,139
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, -0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Profit/loss from business: +$8,523 (reported on 16.6% of returns)
Here:  +$8,523
State:  +$8,574
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 5.1% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 4.5% for AGIs over 100k)

Profit/loss from farming: +$2,509 (reported on 8.9% of returns)
Here:  +$2,509
State:  $-74
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, -0.6% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.0% for AGIs over 100k)

Total itemized deductions: $16,051 (1% of AGI, reported on 39.9% of returns)
Here:  $16,051
State:  $16,976
(% of AGI for various income ranges: 15.0% for AGIs $10k-25k, 10.9% for AGIs $25k-50k, 13.0% for AGIs $50k-75k, 14.4% for AGIs $75k-100k, 14.3% for AGIs over 100k)

Charity contributions deductions: $2,656 (3.2% of AGI, reported on 34.3% of returns)
Here:  $2,656
Iowa:  $3,089

Here:  3.2% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 4.5% for AGIs below $10k, 1.4% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Total tax: $6,472 (reported on 82.0% of returns)
50046:  $6,472
State:  $6,177
(% of AGI for various income ranges: 4.2% for AGIs below $10k, 4.5% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 8.9% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 17.3% for AGIs over 100k)

Earned income credit: $1,717 (reported on 8.2% of returns)
Here:  $1,717
State:  $1,540
(% of AGI for various income ranges: 9.0% for AGIs below $10k, 2.5% for AGIs $10k-25k, 0.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 64.4%
Here:  64%
State:  70%
(% for various income ranges: 46.4% for AGIs below $10k, 68.2% for AGIs $10k-25k, 70.4% for AGIs $25k-50k, 68.7% for AGIs $50k-75k, 61.4% for AGIs $75k-100k, 68.9% for AGIs over 100k)


Estimated median household income in 2007: $56,210
This zip code:  $56,210
Iowa:  $47,292
Cambridge, IA (50046) map

Nearest zip codes: 50124, 50073, 50007, 50161, 50134, 50244.


Percentage of family households:
This zip code:  73.5%
Whole state:  67.0%

Percentage of households with unmarried partners:
This zip code:  5.0%
Whole state:  4.9%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 50046 with a mortgage: 211 (16 second mortgage, 19 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 81


Median monthly owner costs for units with a mortgage: $1,127

Median monthly owner costs for units without a mortgage: $375

Residents with income below the poverty level in 2007:
This zip code:  8.8%
Whole state:  11.0%

Residents with income below 50% of the poverty level in 2007:
This zip code:  4.8%
Whole state:  4.7%

Median number of rooms in houses and condos:
Here:  6.3
State:  6.3

Median number of rooms in apartments:
Here:  4.9
State:  4.2


Zip code 50046 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Cemetery: White Oak Cemetery (1). Display/hide its location on the map

Post office: Cambridge Post Office (A). Display/hide its location on the map

 

Year house built:
  • 1999 to March 2000: 0
  • 1995 to 1998: 61
  • 1990 to 1994: 35
  • 1980 to 1989: 46
  • 1970 to 1979: 98
  • 1960 to 1969: 44
  • 1950 to 1959: 31
  • 1940 to 1949: 19
  • 1939 or earlier: 196



Zip code 50046 satellite photo by USGS


Bedrooms in owner-occupied houses in Cambridge, IA (50046):
  • no bedroom: 0
  • 1 bedrooms: 6
  • 2 bedrooms: 85
  • 3 bedrooms: 230
  • 4 bedrooms: 95
  • 5 or more bedrooms: 14


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 21
  • 2 bedrooms: 24
  • 3 bedrooms: 36
  • 4 bedrooms: 0
  • 5 or more bedrooms: 2



Vehicles available in 50046 zip code in owner-occupied houses/condos:
  • no vehicle: 13
  • 1 vehicle: 71
  • 2 vehicles: 171
  • 3 vehicles: 124
  • 4 vehicles: 43
  • 5 or more vehicles: 8


Vehicles available in renter-occupied apartments:
  • no vehicle: 3
  • 1 vehicle: 48
  • 2 vehicles: 15
  • 3 vehicles: 13
  • 4 vehicles: 4
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 50046 household income distribution in 2007

Zip code 50046 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 50046:

  • Less than $10,000: 6
  • $10,000 to $14,999: 3
  • $15,000 to $19,999: 4
  • $20,000 to $24,999: 5
  • $25,000 to $29,999: 5
  • $30,000 to $34,999: 5
  • $35,000 to $39,999: 1
  • $40,000 to $49,999: 5
  • $50,000 to $59,999: 6
  • $60,000 to $69,999: 6
  • $70,000 to $79,999: 15
  • $80,000 to $89,999: 23
  • $90,000 to $99,999: 33
  • $100,000 to $124,999: 65
  • $125,000 to $149,999: 81
  • $150,000 to $174,999: 32
  • $175,000 to $199,999: 19
  • $200,000 to $249,999: 38
  • $250,000 to $299,999: 24
  • $300,000 to $399,999: 20
  • $400,000 to $499,999: 10
  • $500,000 to $749,999: 1
  • $750,000 to $999,999: 2
  • $1,000,000 or more: 8
 



50046 rent paid by renters


Rent paid by renters in 2007 in zip code 50046:

  • Less than $100: 3
  • $150 to $199: 1
  • $200 to $249: 4
  • $300 to $349: 7
  • $350 to $399: 8
  • $400 to $449: 13
  • $450 to $499: 4
  • $550 to $599: 3
  • $650 to $699: 9
  • No cash rent: 7
 


Median price asked for vacant for-sale houses and condos in 2007: $93,343.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $127,665
  • Some other race householders: $93,343
  • Two or more races householders: $46,671
  • Hispanic or Latino householders: $93,343

Estimated median house or condo value in 2007: $136,927 (it was $92,400 in 2000)
50046:  $136,927
Iowa:  $117,900
Lower value quartile - upper value quartile: $102,337 - $167,624

Mean price in 2007:
Detached houses: $189,541
Here:  $189,541
State:  $150,000

Townhouses or other attached units: $235,484
Here:  $235,484
State:  $158,666

In 2-unit structures: $24,568
Here:  $24,568
State:  $134,477

In 5-or-more-unit structures: $469,559
Here:  $469,559
State:  $124,442

Mobile homes: $25,833
Here:  $25,833
State:  $29,315


Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 467
  • One, attached: 6
  • Two: 10
  • 3 or 4: 8
  • 5 to 9: 1
  • 10 to 19: 8
  • Mobile homes: 30
50046 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 588 (83%)
  • Carpooled: 75 (11%)
  • Bus or trolley bus: 2 (0%)
  • Motorcycle: 11 (2%)
  • Walked: 13 (2%)
  • Worked at home: 20 (3%)
 

50046 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 19
  • 5 to 9 minutes: 27
  • 10 to 14 minutes: 33
  • 15 to 19 minutes: 162
  • 20 to 24 minutes: 159
  • 25 to 29 minutes: 50
  • 30 to 34 minutes: 139
  • 35 to 39 minutes: 26
  • 40 to 44 minutes: 12
  • 45 to 59 minutes: 39
  • 60 to 89 minutes: 17
  • 90 or more minutes: 6
 

Percentage of zip code residents living and working in this county: 55.6%


Household type by relationship
Households: 1,371

  • In family households: 1,167 (303 male householders, 63 female householders)
    313 spouses, 450 children (419 natural, 14 adopted, 17 stepchildren), 13 grandchildren, 0 brothers or sisters, 11 parents, 3 other relatives, 11 non-relatives
  • In nonfamily households: 204 (69 male householders (43 living alone)), 73 female householders (60 living alone)), 62 nonrelatives

Size of family households: 161 2-persons, 56 3-persons, 109 4-persons, 25 5-persons, 14 6-persons, 1 7-or-more-persons.

Size of nonfamily households: 103 1-person, 24 2-persons, 10 3-persons, 5 4-persons.

312 married couples with children.
46 single-parent households (10 men, 36 women).

95.4% of residents of 50046 zip code speak English at home.
2.0% of residents speak Spanish at home (96% very well, 4% well).
1.7% of residents speak other Indo-European language at home (100% very well).
0.7% of residents speak Asian or Pacific Island language at home (56% very well, 44% well).
0.2% of residents speak other language at home (100% very well).

Foreign born population: 23 (1.7%)
(8.7% of them are naturalized citizens)

This zip code:  1.7%
Whole state:  3.1%

Most common places of birth for the foreign-born residents:



  • Mexico (30%)
  • France (22%)
  • Philippines (17%)
  • Japan (13%)
  • Ukraine (9%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 12
  • 1990 to 1994: 5
  • 1985 to 1989: 0
  • 1980 to 1984: 5
  • 1975 to 1979: 0
  • 1970 to 1974: 0
  • 1970 to 1974: 0
  • 1965 to 1969: 1

White population: 1,347
Black population: 9
American Indian population: 3
Asian population: 6
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 5
Two or more races population: 20

Zip code 50046 races chart


First ancestries reported:

 German: 294
 Norwegian: 186
 Other groups: 107
 United States or American: 98
 English: 86
 Irish: 53
 Scottish: 36
 Danish: 30
 French (except Basque): 22
 Swedish: 18
 Dutch: 17
 Italian: 10
 French Canadian: 10
 Scandinavian: 8
 Welsh: 6
 Icelander: 5
 European: 5
 Greek: 4
 Czech: 3
 Czechoslovakian: 3
 Scotch-Irish: 2
 Ukrainian: 2



Zip code 50046 topographic map


Facitilies with environmental interests located in this zip code:

  • EAST ELEMENTARY (505 WEST FOURTH STREET in CAMBRIDGE, IA)
    (National Center for Education Statistics) - STATE ID-850472 415
    Organizations: BALLARD COMM SCHOOL DISTRICT (SCHOOL DISTRICT)
  • CAMBRIDGE CITY OF STP (CITY CLERK in CAMBRIDGE, IA)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: SEWERAGE SYSTEMS
    Organizations: CITY OF CAMBRIDGE (CONTACT/OWNER)
  • CENTRAL IOWA TRADE SERVICE (101 WATER STREET in CAMBRIDGE, IA)
    AIR MINOR (AIRS/AFS)
    Business SIC classification: GENERAL CONTRACTORS-SINGLE-FAMILY HOUSES
    Alternative names: CENTRAL IOWA TRADE CENTER
  • CMBRDGE-ALLEMAN COOP (315 SOUTH WATER STREET in CAMBRIDGE, IA)
    AIR MINOR (AIRS/AFS)
    Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
    Alternative names: HEARTLAND CO-OP CAMBRIDGE, HEARTLAND COOPERATIVE COMPANY
  • HILGENBERGS REPAIR SHOP (101 WATER ST in CAMBRIDGE, IA)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Business NAICS classification: GENERAL AUTOMOTIVE REPAIR.


Median worth of mobile homes: $15,821

Zip code 50046 marital status for males
Zip code 50046 marital status for females


Housing units lacking complete plumbing facilities: 1%

Most commonly used house heating fuel:
  • Utility gas (55%)
  • Bottled, tank, or LP gas (32%)
  • Electricity (10%)
  • Fuel oil, kerosene, etc. (2%)
  • Other fuel (1%)
  • Wood (1%)


Place of birth for U.S.-born residents:

  • This state: 1138
  • Northeast: 13
  • Midwest: 100
  • South: 25
  • West: 68

62% of the 50046 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 57% lived in this county.
   Out of people who lived in different counties, 62% lived in Iowa.

Population in 1990: 1,103. Population change in the 1990s: +287 (+26.0%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 8
Here:  3.6%
Iowa:  10.8%

Students in private schools in grades 9 to 12 (high school): 8
Here:  12.3%
Iowa:  7.1%

Students in private undergraduate colleges: 0
Here:  0.0%
Iowa:  25.4%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Construction: Poured Concrete Foundation and Structure Contractors (20-49 employees: 1 establishment)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1)
  • Wholesale Trade: Grain and Field Bean Merchant Wholesalers (5-9: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 3)
  • Other Services (except Public Administration): Religious Organizations (1-4: 2)
  • Finance and Insurance: Commercial Banking (1-4: 1)
  • Health Care and Social Assistance: Other Community Housing Services (1-4: 1)
  • Professional, Scientific, and Technical Services: Offices of Certified Public Accountants (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2006
  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED10$150,427119$132,032105$124,89637$49,28617$86,1958$33,669
APPLICATIONS APPROVED, NOT ACCEPTED0$08$95,60519$126,6491$24,5602$100,7952$27,530
APPLICATIONS DENIED0$014$65,46153$123,19814$56,4462$27,9509$48,373
APPLICATIONS WITHDRAWN0$05$86,56418$116,9802$24,5653$94,0171$36,420
FILES CLOSED FOR INCOMPLETENESS0$00$05$152,1222$47,0101$76,2300$0
Choose year:  2007 2006 2005 2004

See detailed HMDA statistics for the following Tracts: 0101.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED36$153,40112$151,7542$105,030
APPLICATIONS APPROVED, NOT ACCEPTED1$80,4705$210,9020$0
APPLICATIONS DENIED0$01$190,5700$0
APPLICATIONS WITHDRAWN1$154,1500$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004

See detailed PMIC statistics for the following Tracts: 0101.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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