50046 Zip Code Detailed Profile




Cities: Cambridge, IA (2.38%), Huxley, IA (0.64%)
Counties: Story County, IA (76.49%), Polk County, IA (23.51%)
Estimated zip code population in 2013: 1,395
Zip code population in 2010: 1,524
Zip code population in 2000: 1,390

Houses and condos: 601
Renter-occupied apartments: 78
% of renters here:

14%
State:

29%
Mar. 2013 cost of living index in zip code 50046: 90.4 (less than average, U.S. average is 100)

Land area: 46.0 sq. mi.
Water area: 0.3 sq. mi.
Population density: 30 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 50046
Zip code 50046 (Cambridge, Iowa) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.4% ($2,191)
Iowa:

1.5% ($1,886)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,292 (1.5%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,015 (1.2%)

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Males: 693  (49.7%)
Females: 702  (50.3%)

For population 25 years and over in 50046:

For population 15 years and over in 50046:

Zip code 50046 compared to state average:

  • Unemployed percentage significantly below state average.
  • Black race population percentage significantly below state average.
  • Renting percentage below state average.
  • Races in zip code 50046

  • Zip code 50046 races chart
    • 1,456White population
    • 4Black population
    • 6American Indian population
    • 8Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 0Some other race population
    • 8Two or more races population
    • 41Hispanic or Latino population

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50046, IA forum
Recent posts about zip code 50046 area on our local forum with over 1,800,000 registered users:
Best Town For A Family?  (63 replies)
Best place to raise family in IOWA!  (46 replies)
Apartment Complexes in Cedar Rapids Help.  (14 replies)
Smartest cities in America  (8 replies)
moved to Iowa  (5 replies)
Ottumwa  (17 replies)
100% rural population.

Estimated median house/condo value in 2013: $154,900
50046:

$154,900
Iowa:

$126,900
Median resident age:
This zip code:

38.0 years
Iowa median age:

38.0 years
Average household size:
This zip code:

2.5 people
Iowa:

2.4 people

Averages for the 2012 tax year for zip code 50046, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $69,100 (Individual Income Tax Returns)
Here:

$69,100
State:

$58,860

Salary/wage: $60,883 (reported on 84.3% of returns)
Here:

$60,883
State:

$46,659
(% of AGI for various income ranges: 66.7% for AGIs below $25k, 76.8% for AGIs $25k-50k, 75.1% for AGIs $50k-75k, 77.4% for AGIs $75k-100k, 84.1% for AGIs $100k-200k, 55.3% for AGIs over 200k)

Taxable interest for individuals: $960 (reported on 42.9% of returns)
This zip code:

$960
Iowa:

$1,537
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Ordinary dividends: $1,282 (reported on 40.0% of returns)
Here:

$1,282
State:

$4,542
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.1% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.9% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$9,600 (reported on 17.1% of returns)
Here:

+$9,600
State:

+$11,802
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.3% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 6.5% for AGIs $100k-200k)

Profit/loss from business: +$8,854 (reported on 18.6% of returns)
Here:

+$8,854
State:

+$10,509
(% of AGI for various income ranges: 7.3% for AGIs below $25k, 6.0% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $9,071 (reported on 10.0% of returns)
50046:

$9,071
Iowa:

$11,773

Total itemized deductions: $21,230 (18% of AGI, reported on 38.6% of returns)
Here:

$21,230
State:

$21,278

Here:

18.5% of AGI
State:

18.9% of AGI
(% of AGI for various income ranges: 11.8% for AGIs $25k-50k, 11.2% for AGIs $50k-75k, 14.8% for AGIs $75k-100k, 13.8% for AGIs $100k-200k, 10.0% for AGIs over 200k)

Charity contributions: $2,748 (reported on 32.9% of returns)
Here:

$2,748
State:

$4,044
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 1.5% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Taxes paid: $9,171 (reported on 40.0% of returns)
50046:

$9,171
State:

$8,846
(% of AGI for various income ranges: 3.2% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 5.8% for AGIs $75k-100k, 6.9% for AGIs $100k-200k, 6.1% for AGIs over 200k)

Earned income credit: $2,543 (reported on 10.0% of returns)
Here:

$2,543
State:

$2,098
(% of AGI for various income ranges: 5.1% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 50046, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $48,578 (Individual Income Tax Returns)
Here:

$48,578
State:

$43,875

Salary/wage: $44,702 (reported on 84.5% of returns)
Here:

$44,702
State:

$38,265
(% of AGI for various income ranges: 138.3% for AGIs below $10k, 67.7% for AGIs $10k-25k, 81.8% for AGIs $25k-50k, 82.2% for AGIs $50k-75k, 80.3% for AGIs $75k-100k, 69.8% for AGIs over 100k)

Taxable interest for individuals: $1,148 (reported on 58.9% of returns)
This zip code:

$1,148
Iowa:

$1,768
(% of AGI for various income ranges: 12.0% for AGIs below $10k, 3.7% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $1,151 (reported on 24.7% of returns)
Here:

$1,151
State:

$2,510
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Net capital gain/loss: +$1,438 (reported on 16.3% of returns)
Here:

+$1,438
State:

+$6,139
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, -0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Profit/loss from business: +$8,523 (reported on 16.6% of returns)
Here:

+$8,523
State:

+$8,574
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 5.1% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 4.5% for AGIs over 100k)

Profit/loss from farming: +$2,509 (reported on 8.9% of returns)
Here +$2,509
State -$74
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, -0.6% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.0% for AGIs over 100k)

Total itemized deductions: $16,051 (20% of AGI, reported on 39.9% of returns)
Here:

$16,051
State:

$16,976

Here:

20.5% of AGI
State:

20.8% of AGI
(% of AGI for various income ranges: 15.0% for AGIs $10k-25k, 10.9% for AGIs $25k-50k, 13.0% for AGIs $50k-75k, 14.4% for AGIs $75k-100k, 14.3% for AGIs over 100k)

Charity contributions deductions: $2,656 (3% of AGI, reported on 34.3% of returns)
Here:

$2,656
State:

$3,089

Here:

3.2% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 4.5% for AGIs below $10k, 1.4% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Total tax: $6,472 (reported on 82.0% of returns)
50046:

$6,472
State:

$6,177
(% of AGI for various income ranges: 4.2% for AGIs below $10k, 4.5% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 8.9% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 17.3% for AGIs over 100k)

Earned income credit: $1,717 (reported on 8.2% of returns)
Here:

$1,717
State:

$1,540

Percentage of individuals using paid preparers for their 2004 taxes: 64.4%
Here:

64%
State:

70%
(% for various income ranges: 46.4% for AGIs below $10k, 68.2% for AGIs $10k-25k, 70.4% for AGIs $25k-50k, 68.7% for AGIs $50k-75k, 61.4% for AGIs $75k-100k, 68.9% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$65,781
Iowa:

$52,229
Cambridge, IA (50046) map Nearest zip codes: 50124, 50073, 50007, 50161, 50244, 50010.
Percentage of family households:
This zip code:

60.1%
Iowa:

49.3%
Percentage of households with unmarried partners:
This zip code:

5.0%
Iowa:

6.6%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 57
Household did not receive Food Stamps/SNAP in the past 12 months: 502


Women who had a birth in the past 12 months: 40 (38 now married, 2 unmarried)
Women who did not have a birth in the past 12 months: 245 (141 now married, 104 unmarried)


Housing units in zip code 50046 with a mortgage: 276 (29 second mortgage, 44 home equity loan)
Houses without a mortgage: 205

Median monthly owner costs for units with a mortgage: $1,349
Median monthly owner costs for units without a mortgage: S515

Residents with income below the poverty level in 2013:
This zip code:

4.7%
Whole state:

12.7%
Residents with income below 50% of the poverty level in 2013:
This zip code:

3.5%
Whole state:

7.1%
Median number of rooms in houses and condos:
Here:

6.9
State:

6.6
Median number of rooms in apartments:
Here:

4.8
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 50046: Heartland Cooperative Company Elevator (A), Cambridge (B), Cambridge Fire and Rescue (C), Cambridge City Hall (D). Display/hide their locations on the map

    Churches in zip code 50046 include: Faith Baptist Church (A), Nazareth Lutheran Church (B), United Methodist Church (C). Display/hide their locations on the map

    Cemeteries: Center Grove Cemetery (1), White Oak Cemetery (2), Cambridge Cemetery (3). Display/hide their locations on the map

    Creeks: Ballard Creek (A), Walnut Creek (B). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 912000 to 2009
  • 611990 to 1999
  • 421980 to 1989
  • 1341970 to 1979
  • 481960 to 1969
  • 71950 to 1959
  • 51940 to 1949
  • 2131939 or earlier

Zip code 50046 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Cambridge, IA (50046)

  • 0no bedroom
  • 281 bedroom
  • 492 bedrooms
  • 2833 bedrooms
  • 1134 bedrooms
  • 85+ bedrooms

Bedrooms in renter-occupied apartments in Cambridge, IA (50046)

  • 0no bedroom
  • 331 bedroom
  • 102 bedrooms
  • 223 bedrooms
  • 114 bedrooms
  • 25+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Cambridge, IA (50046) in owner-occupied houses/condos

  • 8no vehicle
  • 601 vehicle
  • 2272 vehicles
  • 1433 vehicles
  • 324 vehicles
  • 115+ vehicles

Cars and other vehicles available in Cambridge, IA (50046) in renter-occupied apartments

  • 25no vehicle
  • 371 vehicle
  • 122 vehicles
  • 43 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $629.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $154,900
50046:

$154,900
Iowa:

$126,900
Lower value quartile - upper value quartile: $106,100 - $328,100

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 1.6%

Percentage of zip code residents living and working in this county: 54.5%

Household type by relationship:

Households: 1,395

Size of family households: 250 2-persons, 74 3-persons, 68 4-persons, 35 5-persons, 8 6-persons, 2 7-or-more-persons

Size of nonfamily households: 96 1-person, 26 2-persons

259 married couples with children.
98 single-parent households (65 men, 33 women).

94.7% of residents of 50046 zip code speak English at home.
4.1% of residents speak Spanish at home (100% very well).
1.2% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 0 (0.0%)
:

0.0%
Whole state:

4.8%

Most common first ancestries reported in 50046 (%)

  • 22%German
  • 14%Other groups
  • 9%Norwegian
  • 7%English
  • 5%Irish
  • 4%Dutch
  • 3%Swedish

Year of entry for the foreign-born population

  • 02010 or later
  • 02000 to 2009
  • 51990 to 1999
  • 5Before 1990

Zip code 50046 topographic map

Facilities with environmental interests located in this zip code:


Zip code 50046 marital status for males
Zip code 50046 marital status for females

Housing units lacking complete plumbing facilities: 1.8%

Most commonly used house heating fuel

  • 52%Utility gas
  • 24%Electricity
  • 20%Bottled, tank, or LP gas
  • 2%Other fuel
  • 1%Fuel oil, kerosene, etc.
  • 1%Wood

Population in 1990: 1,103. Population change in the 1990s: +287 (+26.0%).

Place of birth for U.S.-born residents:


62% of the 50046 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 57% lived in this county.
   Out of people who lived in different counties, 50% lived in Iowa.

93% of the 50046 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 45% moved from this county.
   Out of people who lived in different houses, 30% moved from different county within same state.
   Out of people who lived in different houses, 23% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
Iowa:

9.8%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Iowa:

8.1%
Students in private undergraduate colleges: 14
Here:

27.5%
Iowa:

24.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 90,000Architecture and engineering occupations
  • 66,250Health diagnosing and treating practitioners and other technical occupations
  • 53,958Production occupations
  • 53,750Computer and mathematical occupations
  • 53,229Management occupations
  • 52,917Sales and related occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED44$138,06136$142,084187$158,92820$79,4493$87,2401$17,790
APPLICATIONS APPROVED, NOT ACCEPTED0$08$123,76821$189,1631$10,1601$44,0401$21,180
APPLICATIONS DENIED5$148,7348$96,55836$175,9884$45,3151$67,7603$44,043
APPLICATIONS WITHDRAWN4$146,7435$167,87625$169,5022$191,8453$130,4370$0
FILES CLOSED FOR INCOMPLETENESS0$00$03$182,3871$135,5200$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 0101.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED6$179,84714$183,678
APPLICATIONS APPROVED, NOT ACCEPTED3$214,0105$211,920
APPLICATIONS DENIED0$04$177,235
APPLICATIONS WITHDRAWN0$01$167,710
FILES CLOSED FOR INCOMPLETENESS0$01$93,170
Choose year:  2009 2008 2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 0101.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 50046 among deceased individuals
NameCountLived (average)
Harold1172.9 years
John1074.7 years
James874.5 years
Alice689.4 years
William674.0 years
Robert663.2 years
Arthur589.2 years
George582.0 years
Ethel582.0 years
Andrew577.0 years
Most common last names in zip code 50046 among deceased individuals
Last nameCountLived (average)
Erickson782.0 years
Lewis786.0 years
Anderson683.0 years
Mchone671.9 years
Larson583.4 years
Birkestrand581.8 years
Adams484.0 years
Longnecker474.5 years
Clawson478.0 years
Lee485.0 years

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