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50061 Zip Code Detailed Profile

 



Profiles Cumming, IA (50061) houses, apartments, residents, cars, jobs...

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City: Cumming, IA
Warren County, IA
Zip code population (2000): 1,217
Estimated zip code population in 2007: 1,242



Age and Sex of Residents in zip code 50061

Zip code 50061 (Cumming, Iowa) real estate house value trends

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Cumming, IA (50061) map from a distance

Houses and condos: 460
Renter-occupied apartments: 42
% of renters here:  10%
State:  28%

2008 cost of living index in zip code 50061: 81.8 (low, U.S. average is 100)

Land area: 34.3 sq. mi.
Water area: 0.4 sq. mi.
Population density: 36 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.6% ($2,193)
Iowa:  1.8% ($1,077)

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Males: 608  (50.0%)
Females: 609  (50.0%)

Zip code 50061 races chart


100% rural population.

Estimated median house/condo value in 2007: $272,132
50061:  $272,132
Iowa:  $117,900

According to our research of public records there were no registered sex offenders living in this zip code in early 2007.

Median resident age:  39.3 years
Iowa median age:  36.6 years

Average household size:
This zip code:  2.7 people
Iowa:  2.5 people

Averages for the 2004 tax year for zip code 50061, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $91,828 (Individual Income Tax Returns)
Here:  $91,828
State:  $43,875

Salary/wage: $74,408 (reported on 84.5% of returns)
Here:  $74,408
State:  $38,265
(% of AGI for various income ranges: 123.6% for AGIs below $10k, 67.5% for AGIs $10k-25k, 78.1% for AGIs $25k-50k, 82.4% for AGIs $50k-75k, 78.2% for AGIs $75k-100k, 63.6% for AGIs over 100k)

Taxable interest for individuals: $1,714 (reported on 69.2% of returns)
This zip code:  $1,714
Iowa:  $1,768
(% of AGI for various income ranges: 10.3% for AGIs below $10k, 2.8% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $3,201 (reported on 49.8% of returns)
Here:  $3,201
State:  $2,510
(% of AGI for various income ranges: 7.2% for AGIs below $10k, 2.7% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Net capital gain/loss: +$14,945 (reported on 40.4% of returns)
Here:  +$14,945
State:  +$6,139
(% of AGI for various income ranges: -4.5% for AGIs below $10k, 0.2% for AGIs $10k-25k, -0.3% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 8.6% for AGIs over 100k)

Profit/loss from business: +$17,257 (reported on 18.7% of returns)
Here:  +$17,257
State:  +$8,574
(% of AGI for various income ranges: -7.0% for AGIs below $10k, 6.8% for AGIs $10k-25k, -2.4% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 4.0% for AGIs over 100k)

IRA payment deduction: $4,032 (reported on 4.0% of returns)
50061:  $4,032
Iowa:  $2,970

Self-employed pension: $17,769 (reported on 1.7% of returns)
Here:  $17,769
Iowa:  $11,928

Total itemized deductions: $24,251 (1% of AGI, reported on 54.9% of returns)
Here:  $24,251
State:  $16,976
(% of AGI for various income ranges: 22.7% for AGIs $10k-25k, 16.4% for AGIs $25k-50k, 17.9% for AGIs $50k-75k, 16.7% for AGIs $75k-100k, 13.4% for AGIs over 100k)

Charity contributions deductions: $3,167 (2.3% of AGI, reported on 51.5% of returns)
Here:  $3,167
Iowa:  $3,089

Here:  2.3% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 2.6% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $17,473 (reported on 83.0% of returns)
50061:  $17,473
State:  $6,177
(% of AGI for various income ranges: 3.3% for AGIs below $10k, 5.2% for AGIs $10k-25k, 7.5% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 18.8% for AGIs over 100k)

Earned income credit: $1,231 (reported on 3.4% of returns)
Here:  $1,231
State:  $1,540
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 1.7% for AGIs $10k-25k)

Percentage of individuals using paid preparers for their 2004 taxes: 68.9%
Here:  69%
State:  70%
(% for various income ranges: 54.8% for AGIs below $10k, 64.2% for AGIs $10k-25k, 65.7% for AGIs $25k-50k, 80.0% for AGIs $50k-75k, 71.4% for AGIs $75k-100k, 76.5% for AGIs over 100k)


Estimated median household income in 2007: $87,839
This zip code:  $87,839
Iowa:  $47,292
Cumming, IA (50061) map

Nearest zip codes: 50266, 50265, 50211, 50229, 50325, 50038.


Percentage of family households:
This zip code:  83.0%
Whole state:  67.0%

Percentage of households with unmarried partners:
This zip code:  3.2%
Whole state:  4.9%

No gay or lesbian households reported

Housing units in zip code 50061 with a mortgage: 216 (0 second mortgage, 62 home equity loan, 4 both second mortgage and home equity loan)
Houses without a mortgage: 61


Median monthly owner costs for units with a mortgage: $1,693

Median monthly owner costs for units without a mortgage: $591

Residents with income below the poverty level in 2007:
This zip code:  1.8%
Whole state:  11.0%

Residents with income below 50% of the poverty level in 2007:
This zip code:  1.4%
Whole state:  4.7%

Median number of rooms in houses and condos:
Here:  7.4
State:  6.3

Median number of rooms in apartments:
Here:  5.8
State:  4.2


Zip code 50061 close-up map

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Notable locations in this zip code not listed on our city pages:

Post office: Cumming Post Office (A). Display/hide its location on the map

 

Year house built:
  • 1999 to March 2000: 20
  • 1995 to 1998: 52
  • 1990 to 1994: 39
  • 1980 to 1989: 66
  • 1970 to 1979: 121
  • 1960 to 1969: 10
  • 1950 to 1959: 28
  • 1940 to 1949: 25
  • 1939 or earlier: 65



Zip code 50061 satellite photo by USGS


Bedrooms in owner-occupied houses in Cumming, IA (50061):
  • no bedroom: 0
  • 1 bedrooms: 0
  • 2 bedrooms: 46
  • 3 bedrooms: 194
  • 4 bedrooms: 98
  • 5 or more bedrooms: 30


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 0
  • 2 bedrooms: 12
  • 3 bedrooms: 23
  • 4 bedrooms: 5
  • 5 or more bedrooms: 2



Vehicles available in 50061 zip code in owner-occupied houses/condos:
  • no vehicle: 0
  • 1 vehicle: 36
  • 2 vehicles: 147
  • 3 vehicles: 124
  • 4 vehicles: 59
  • 5 or more vehicles: 2


Vehicles available in renter-occupied apartments:
  • no vehicle: 1
  • 1 vehicle: 8
  • 2 vehicles: 24
  • 3 vehicles: 9
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 50061 household income distribution in 2007

Zip code 50061 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 50061:

  • $40,000 to $49,999: 5
  • $70,000 to $79,999: 2
  • $80,000 to $89,999: 7
  • $90,000 to $99,999: 14
  • $100,000 to $124,999: 13
  • $125,000 to $149,999: 38
  • $150,000 to $174,999: 18
  • $175,000 to $199,999: 25
  • $200,000 to $249,999: 45
  • $250,000 to $299,999: 43
  • $300,000 to $399,999: 71
  • $400,000 to $499,999: 28
  • $500,000 to $749,999: 41
  • $750,000 to $999,999: 11
  • $1,000,000 or more: 13
 



50061 rent paid by renters


Rent paid by renters in 2007 in zip code 50061:

  • $150 to $199: 1
  • $300 to $349: 4
  • $350 to $399: 5
  • $400 to $449: 1
  • $450 to $499: 1
  • $500 to $549: 9
  • $800 to $899: 10
  • No cash rent: 7
 


Median price asked for vacant for-sale houses and condos in 2007: $0.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $267,393

Estimated median house or condo value in 2007: $280,820 (it was $189,500 in 2000)
50061:  $280,820
Iowa:  $117,900
Lower value quartile - upper value quartile: $0 - $0

Mean price in 2007:
Detached houses: $366,061
Here:  $366,061
State:  $150,000

Mobile homes: $83,000
Here:  $83,000
State:  $29,315


Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 414
  • Mobile homes: 12
50061 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 555 (80%)
  • Carpooled: 71 (10%)
  • Walked: 23 (3%)
  • Other means: 8 (1%)
  • Worked at home: 33 (5%)
 

50061 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 16
  • 5 to 9 minutes: 26
  • 10 to 14 minutes: 58
  • 15 to 19 minutes: 122
  • 20 to 24 minutes: 179
  • 25 to 29 minutes: 69
  • 30 to 34 minutes: 151
  • 35 to 39 minutes: 9
  • 40 to 44 minutes: 22
  • 45 to 59 minutes: 0
  • 60 to 89 minutes: 5
  • 90 or more minutes: 0
 

Percentage of zip code residents living and working in this county: 18.7%


Household type by relationship
Households: 1,148

  • In family households: 1,061 (309 male householders, 49 female householders)
    319 spouses, 336 children (317 natural, 4 adopted, 15 stepchildren), 14 grandchildren, 11 brothers or sisters, 11 parents, 10 other relatives, 2 non-relatives
  • In nonfamily households: 87 (38 male householders (30 living alone)), 31 female householders (20 living alone)), 18 nonrelatives
  • In group quarters: 49 (0 institutionalized population)

Size of family households: 173 2-persons, 69 3-persons, 82 4-persons, 23 5-persons, 7 6-persons, 4 7-or-more-persons.

Size of nonfamily households: 50 1-person, 19 2-persons.

269 married couples with children.
22 single-parent households (10 men, 12 women).

95.2% of residents of 50061 zip code speak English at home.
1.1% of residents speak Spanish at home (31% very well, 69% not well).
2.9% of residents speak other Indo-European language at home (58% very well, 12% well, 30% not well).
0.7% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 24 (2.0%)
(100.0% of them are naturalized citizens)

This zip code:  2.0%
Whole state:  3.1%

Most common places of birth for the foreign-born residents:



  • Russia (42%)
  • Korea (33%)
  • Ukraine (17%)
  • Italy (8%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 0
  • 1990 to 1994: 0
  • 1985 to 1989: 0
  • 1980 to 1984: 0
  • 1975 to 1979: 8
  • 1970 to 1974: 10
  • 1970 to 1974: 0
  • 1965 to 1969: 6

White population: 1,195
Black population: 4
American Indian population: 4
Asian population: 8
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 6

Zip code 50061 races chart


First ancestries reported:

 German: 314
 Irish: 193
 English: 116
 United States or American: 99
 Italian: 75
 Other groups: 55
 Scotch-Irish: 21
 Russian: 20
 Swedish: 19
 Scottish: 13
 French (except Basque): 12
 Norwegian: 12
 European: 10
 Czech: 8
 Lithuanian: 4
 British: 4
 Scandinavian: 4
 Ukrainian: 4
 Hungarian: 3
 Dutch: 3
 Welsh: 3
 Polish: 2



Zip code 50061 topographic map


Facitilies with environmental interests located in this zip code:

  • CUMMING CITY OF STP (CITY CLERK in CUMMING, IA)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: SEWERAGE SYSTEMS
    Organizations: CITY OF CUMMING (CONTACT/OWNER)
  • CARGILL INC-CUMMING (NO STREET ADDRESS in CUMMING, IA)
    AIR MINOR (AIRS/AFS)
    Business SIC classification: GRAIN AND FIELD BEANS
  • CUMMINGS GRAIN (NO STREET ADDRESS in CUMMINGS, IA)
    AIR MINOR (AIRS/AFS)
    Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS


Median worth of mobile homes: $96,718

Zip code 50061 marital status for males
Zip code 50061 marital status for females


Most commonly used house heating fuel:
  • Bottled, tank, or LP gas (74%)
  • Electricity (19%)
  • Utility gas (4%)
  • Wood (2%)
  • Other fuel (1%)


Place of birth for U.S.-born residents:

  • This state: 940
  • Northeast: 20
  • Midwest: 134
  • South: 26
  • West: 53

67% of the 50061 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 28% lived in this county.
   Out of people who lived in different counties, 88% lived in Iowa.

Population in 1990: 635. Population change in the 1990s: +582 (+91.7%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 6
Here:  4.3%
Iowa:  10.8%

Students in private schools in grades 9 to 12 (high school): 4
Here:  4.9%
Iowa:  7.1%

Students in private undergraduate colleges: 53
Here:  61.6%
Iowa:  25.4%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Construction: New Single-Family Housing Construction (except Operative Builders) (10-19 employees: 1 establishment, 1-4 employees: 4 establishments)
  • Accommodation and Food Services: Limited-Service Restaurants (10-19: 1)
  • Construction: Commercial and Institutional Building Construction (10-19: 1)
  • Construction: Electrical Contractors (5-9: 1, 1-4: 1)
  • Administrative and Support and Waste Management and Remediation Services: All Other Support Services (5-9: 1)
  • Other Services (except Public Administration): Religious Organizations (5-9: 1)
  • Construction: Poured Concrete Foundation and Structure Contractors (5-9: 1)
  • Information: Book Publishers (5-9: 1)
  • Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




48 people in college dormitories (includes college quarters off campus)


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED13$157,588371$175,688190$168,39038$51,50320$144,4799$50,261
APPLICATIONS APPROVED, NOT ACCEPTED1$264,52040$158,03142$127,4685$68,3904$127,8201$77,600
APPLICATIONS DENIED2$185,93030$149,99797$164,30114$64,4055$204,7645$59,828
APPLICATIONS WITHDRAWN1$144,21027$166,04038$185,8993$101,5133$147,0530$0
FILES CLOSED FOR INCOMPLETENESS0$015$180,38517$184,3801$32,0101$54,6500$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0110.24 , 0203.00, 0508.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED95$170,08421$196,7082$170,595
APPLICATIONS APPROVED, NOT ACCEPTED10$164,2467$184,2710$0
APPLICATIONS DENIED1$164,6700$00$0
APPLICATIONS WITHDRAWN5$168,6802$195,9800$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0110.24 , 0203.00, 0508.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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