50278 Zip Code (Zearing, IA) Detailed Profile

City: Zearing, IA (1.40%)
County: Story County, IA

Estimated zip code population in 2021: 720
Zip code population in 2010: 842
Zip code population in 2000: 962

Houses and condos: 345
Renter-occupied apartments: 73

% of renters here:	23%
State:	28%

March 2022 cost of living index in zip code 50278: 83.3 (low, U.S. average is 100)

Land area: 53.6 sq. mi.
Water area: 0.0 sq. mi.

Population density: 13 people per square mile

(very low).

Age and Sex of Residents in zip code 50278

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Real estate property taxes paid for housing units in 2021:

This zip code:	1.1% ($1,777)
Iowa:	1.5% ($2,618)

Median real estate property taxes paid for housing units with mortgages in 2021: $1,626 (1.2%)
Median real estate property taxes paid for housing units with no mortgage in 2021: $2,019 (1.1%)

Business Search - 14 Million verified businesses

Males: 403	(56.0%)
Females: 316	(44.0%)

For population 25 years and over in 50278:

High school or higher: 95.2%
Bachelor's degree or higher: 24.8%
Graduate or professional degree: 1.7%
Unemployed: 4.7%
Mean travel time to work (commute): 26.3 minutes

For population 15 years and over in 50278:

Never married: 23.4%
Now married: 55.4%
Separated: 0.6%
Widowed: 9.2%
Divorced: 11.5%

Zip code 50278 compared to state average:

Black race population percentage below state average.
Length of stay since moving in significantly above state average.

- 60584.1%White
- 527.2%Two or more races
- 466.4%Hispanic or Latino
- 91.3%Black
- 71.0%Asian

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Recent posts about zip code 50278 area on our local forum with over 2,400,000 registered users:

good/nice/lazy towns in iowa (64 replies)

100% rural population.

Estimated median house/condo value in 2021: $159,946

50278:	$159,946
Iowa:	$174,400

According to our research of Iowa and other state lists, there was 1 registered sex offender living in 50278 zip code as of December 10, 2023.
The ratio of all residents to sex offenders in zip code 50278 is 812 to 1.
The ratio of registered sex offenders to all residents in this zip code is lower than the state average.

Median resident age:

This zip code:	40.4 years
Iowa median age:	38.5 years

Average household size:

This zip code:	2.2 people
Iowa:	2.4 people

Averages for the 2020 tax year for zip code 50278, filed in 2013:

Average Adjusted Gross Income (AGI) in 2020: $61,189 (Individual Income Tax Returns)

Here:
$61,189
State:
$71,087

Salary/wage: $47,419 (reported on 84.2% of returns)

Here:
$47,419
State:
$57,361

(% of AGI for various income ranges: 1476.7% for AGIs below $25k, 4231.7% for AGIs $25k-50k, 6640.0% for AGIs $50k-75k, 9823.3% for AGIs $75k-100k, 18273.3% for AGIs $100k-200k)

Taxable interest for individuals: $1,231 (reported on 34.2% of returns)

This zip code:
$1,231
Iowa:
$1,633

(% of AGI for various income ranges: 16.7% for AGIs below $25k, 58.3% for AGIs $25k-50k, 90.0% for AGIs $50k-75k, 53.3% for AGIs $75k-100k, 180.0% for AGIs $100k-200k)

Ordinary dividends: $2,178 (reported on 23.7% of returns)

Here:
$2,178
State:
$5,432

(% of AGI for various income ranges: 53.3% for AGIs below $25k, 98.0% for AGIs $50k-75k, 383.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$12,650 (reported on 15.8% of returns)

Here:
+$12,650
State:
+$15,243

(% of AGI for various income ranges: 5.0% for AGIs $25k-50k, 2520.0% for AGIs $75k-100k)

Profit/loss from business: +$9,983 (reported on 15.8% of returns)

Here:
+$9,983
State:
+$11,763

(% of AGI for various income ranges: 393.3% for AGIs $25k-50k, 1210.0% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $9,067 (reported on 7.9% of returns)

50278:
$9,067
Iowa:
$17,324

(% of AGI for various income ranges: 453.3% for AGIs $25k-50k)

Earned income credit: $2,475 (reported on 10.5% of returns)

Here:
$2,475
State:
$2,195

(% of AGI for various income ranges: 95.0% for AGIs below $25k, 70.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.1%

Here:
92%
State:
95%

(% for various income ranges: 90.0% for AGIs below $25k, 88.9% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 50278, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $49,679 (Individual Income Tax Returns)

Here:
$49,679
State:
$58,860

Salary/wage: $39,842 (reported on 81.6% of returns)

Here:
$39,842
State:
$46,659

(% of AGI for various income ranges: 76.0% for AGIs below $25k, 74.8% for AGIs $25k-50k, 73.5% for AGIs $50k-75k, 72.5% for AGIs $75k-100k, 49.2% for AGIs $100k-200k)

Taxable interest for individuals: $1,100 (reported on 44.7% of returns)

This zip code:
$1,100
Iowa:
$1,537

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.2% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Ordinary dividends: $1,350 (reported on 21.1% of returns)

Here:
$1,350
State:
$4,542

(% of AGI for various income ranges: 2.9% for AGIs below $25k, 1.2% for AGIs $50k-75k, 0.2% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,420 (reported on 13.2% of returns)

Here:
+$2,420
State:
+$11,802

Profit/loss from business: +$10,633 (reported on 15.8% of returns)

Here:
+$10,633
State:
+$10,509

Taxable individual retirement arrangement distribution: $6,033 (reported on 7.9% of returns)

50278:
$6,033
Iowa:
$11,773

Total itemized deductions: $15,470 (19% of AGI, reported on 26.3% of returns)

Here:
$15,470
State:
$21,278

Here:
19.1% of AGI
State:
18.9% of AGI

(% of AGI for various income ranges: 11.4% for AGIs $25k-50k, 11.9% for AGIs $50k-75k, 9.5% for AGIs $100k-200k)

Charity contributions: $2,543 (reported on 18.4% of returns)

Here:
$2,543
State:
$4,044

Taxes paid: $5,460 (reported on 26.3% of returns)

50278:
$5,460
State:
$8,846

(% of AGI for various income ranges: 2.7% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 4.4% for AGIs $100k-200k)

Earned income credit: $1,840 (reported on 13.2% of returns)

Here:
$1,840
State:
$2,098

(% of AGI for various income ranges: 6.5% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 68.4%

Here:
68%
State:
65%

(% for various income ranges: 58.3% for AGIs below $25k, 77.8% for AGIs $25k-50k, 62.5% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 80.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 50278, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,458 (Individual Income Tax Returns)

Here:
$37,458
State:
$43,875

Salary/wage: $33,840 (reported on 78.5% of returns)

Here:
$33,840
State:
$38,265

(% of AGI for various income ranges: 84.4% for AGIs below $10k, 57.9% for AGIs $10k-25k, 74.8% for AGIs $25k-50k, 81.2% for AGIs $50k-75k, 56.0% for AGIs $75k-100k)

Taxable interest for individuals: $1,260 (reported on 60.1% of returns)

This zip code:
$1,260
Iowa:
$1,768

(% of AGI for various income ranges: 3.3% for AGIs below $10k, 5.5% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 2.2% for AGIs $75k-100k)

Taxable dividends: $1,153 (reported on 28.4% of returns)

Here:
$1,153
State:
$2,510

(% of AGI for various income ranges: 1.8% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.4% for AGIs $75k-100k)

Net capital gain/loss: +$1,014 (reported on 18.9% of returns)

Here:
+$1,014
State:
+$6,139

(% of AGI for various income ranges: -0.1% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.1% for AGIs $75k-100k)

Profit/loss from business: +$5,100 (reported on 17.9% of returns)

Here:
+$5,100
State:
+$8,574

(% of AGI for various income ranges: 33.8% for AGIs below $10k, 9.0% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k)

Profit/loss from farming: +$1,489 (reported on 11.5% of returns)

Here: +$1,489
State: -$74

IRA payment deduction: $2,200 (reported on 2.6% of returns)

50278:
$2,200
Iowa:
$2,970

Total itemized deductions: $14,075 (25% of AGI, reported on 27.1% of returns)

Here:
$14,075
State:
$16,976

Here:
25.3% of AGI
State:
20.8% of AGI

(% of AGI for various income ranges: 21.0% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 10.1% for AGIs $50k-75k, 10.8% for AGIs $75k-100k)

Charity contributions deductions: $1,880 (3% of AGI, reported on 21.2% of returns)

Here:
$1,880
State:
$3,089

Here:
3.3% of AGI
State:
3.6% of AGI

(% of AGI for various income ranges: 1.0% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k)

Total tax: $3,498 (reported on 83.6% of returns)

50278:
$3,498
State:
$6,177

(% of AGI for various income ranges: 5.2% for AGIs below $10k, 5.1% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 7.5% for AGIs $50k-75k, 11.1% for AGIs $75k-100k)

Earned income credit: $1,548 (reported on 10.7% of returns)

Here:
$1,548
State:
$1,540

Percentage of individuals using paid preparers for their 2004 taxes: 75.7%

Here:
76%
State:
70%

(% for various income ranges: 60.3% for AGIs below $10k, 81.7% for AGIs $10k-25k, 76.7% for AGIs $25k-50k, 75.9% for AGIs $50k-75k, 81.1% for AGIs $75k-100k)

Estimated median household income in 2021:

This zip code:	$52,188
Iowa:	$65,600

Nearest zip codes: 50239, 50154, 50056, 50206, 50102, 50051.

Percentage of family households:

This zip code:	37.8%
Iowa:	44.8%

Percentage of households with unmarried partners:

This zip code:	9.0%
Iowa:	49.1%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 32
Household did not receive Food Stamps/SNAP in the past 12 months: 283

Women who had a birth in the past 12 months: 7 (2 now married, 4 unmarried)
Women who did not have a birth in the past 12 months: 128 (58 now married, 69 unmarried)

Housing units in zip code 50278 with a mortgage: 120 (5 second mortgage, 5 both second mortgage and home equity loan)
Houses without a mortgage: 4

Median monthly owner costs for units with a mortgage: $1,177
Median monthly owner costs for units without a mortgage: $531

Residents with income below the poverty level in 2021:

This zip code:	18.3%
Whole state:	11.1%

Residents with income below 50% of the poverty level in 2021:

This zip code:	11.8%
Whole state:	6.0%

Median number of rooms in houses and condos:

Here:	6.9
State:	6.8

Median number of rooms in apartments:

Here:	6.0
State:	4.2

Notable locations in this zip code not listed on our city pages
Click to draw/clear zip code borders
Notable locations in zip code 50278: Zearing Fire and Rescue (A), Zearing Town Hall (B), Zearing Public Library (C). Display/hide their locations on the map

Churches in zip code 50278 include: Cornerstone Church of Christ (A), Saint Gabriel's Catholic Church (B), Bethel United Methodist Church (C), Zearing Christian Church (D). Display/hide their locations on the map

Cemeteries: Sparrow Cemetery (1), Zearing Cemetery (2). Display/hide their locations on the map

Reservoir: Dakins Lake (A). Display/hide its location on the map

Parks in zip code 50278 include: Veterans Memorial Field (1), Dakins Lake Park (2). Display/hide their locations on the map

Year house built (houses)
02020 or later
42010 to 2019
202000 to 2009
61990 to 1999
111980 to 1989
981970 to 1979
311960 to 1969
161950 to 1959
81940 to 1949
1431939 or earlier

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Zearing, IA (50278)

Bedrooms in owner-occupied houses and condos in Zearing, IA (50278)
7no bedroom
141 bedroom
232 bedrooms
1333 bedrooms
494 bedrooms
195+ bedrooms

Bedrooms in renter-occupied apartments in Zearing, IA (50278)

Bedrooms in renter-occupied apartments in Zearing, IA (50278)
0no bedroom
51 bedroom
192 bedrooms
333 bedrooms
164 bedrooms
05+ bedrooms

Owner-occupied Renter-occupied

Cars and other vehicles available in Zearing, IA (50278) in owner-occupied houses/condos

Cars and other vehicles available in Zearing, IA (50278) in owner-occupied houses/condos
2no vehicle
341 vehicle
1252 vehicles
513 vehicles
264 vehicles
65+ vehicles

Cars and other vehicles available in Zearing, IA (50278) in renter-occupied apartments

Cars and other vehicles available in Zearing, IA (50278) in renter-occupied apartments
0no vehicle
391 vehicle
352 vehicles
03 vehicles
04 vehicles
05+ vehicles

Zip code 50278 household income distribution in 2021
12Less than $10,000
31$10,000 to $14,999
8$15,000 to $19,999
9$20,000 to $24,999
10$25,000 to $29,999
46$30,000 to $34,999
15$35,000 to $39,999
9$40,000 to $44,999
6$45,000 to $49,999
33$50,000 to $59,999
45$60,000 to $74,999
38$75,000 to $99,999
17$100,000 to $124,999
18$125,000 to $149,999
3$150,000 to $199,999
7$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2021 in zip code 50278
7$30,000 to $34,999
5$40,000 to $49,999
8$60,000 to $69,999
11$70,000 to $79,999
23$80,000 to $89,999
12$90,000 to $99,999
19$100,000 to $124,999
17$125,000 to $149,999
32$150,000 to $174,999
20$175,000 to $199,999
18$200,000 to $249,999
8$250,000 to $299,999
17$300,000 to $399,999
6$400,000 to $499,999
2$1,000,000 to $1,499,999

Rent paid by renters in 2021 in zip code 50278
15$100 to $149
6$250 to $299
1$300 to $349
6$400 to $449
3$450 to $499
5$500 to $549
4$550 to $599
2$600 to $649
7$800 to $899
6$900 to $999
2$1,000 to $1,249
6No cash rent

Median gross rent in 2021: $685.

Estimated median house (or condo) value in 2021 for:

White Non-Hispanic householders: $153,091

Estimated median house or condo value in 2021: $159,946

50278:	$159,946
Iowa:	$174,400

Lower value quartile - upper value quartile: $99,993 - $215,766

Mean price in 2021:

Detached houses: $224,581
Here:
$224,581
State:
$220,148

Owners and renters by unit type in zip code 50278

Housing units in structures:

One, detached: 324
One, attached: 2
Two: 1
3 or 4: 12
5 to 9: 2
Mobile homes: 1

Unemployment: 4.7%

Means of transportation to work in zip code 50278
59.9%209Drove a car alone
17.8%62Carpooled
1.1%4Walked
25.5%89Worked at home

Travel time to work (commute) in zip code 50278
4Less than 5 minutes
75 to 9 minutes
5210 to 14 minutes
915 to 19 minutes
1520 to 24 minutes
5625 to 29 minutes
4730 to 34 minutes
3935 to 39 minutes
240 to 44 minutes
2445 to 59 minutes
1460 to 89 minutes

Percentage of zip code residents living and working in this county: 75.3%

Household type by relationship:

Households: 720

Male householders: 175 (100 living alone), Female householders: 141 (30 living alone)
139 spouses (139 opposite-sex spouses), 28 unmarried partners, (28 opposite-sex unmarried partners), 163 children (137 natural, 7 adopted, 19 stepchildren), 11 grandchildren, 0 brothers or sisters, 2 parents, 2 foster children, 0 other relatives, 38 non-relatives
In group quarters: 22 (-1 institutionalized population)

Size of family households: 86 2-persons, 25 3-persons, 33 4-persons, 5 5-persons, 14 6-persons, 1 7-or-more-persons

Size of nonfamily households: 129 1-person, 21 2-persons

89 married couples with children.
28 single-parent households (3 men, 25 women).

92.6% of residents of 50278 zip code speak English at home.
7.1% of residents speak Spanish at home (8% very well, 92% well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 48 (6.8%)
(2.1% of them are naturalized citizens)

This zip code:	6.8%
Whole state:	5.4%

Most common places of birth for foreign-born residents

88%Honduras
4%England
2%Sweden
2%Thailand
2%El Salvador

Most common first ancestries reported in 50278

31%German
13%English
10%Norwegian
8%Irish
4%French
2%Italian
1%European

Year of entry for the foreign-born population

Year of entry for the foreign-born population
542010 or later
22000 to 2009
01990 to 1999
0Before 1990

Facilities with environmental interests located in this zip code:

COLO-NESCO MIDDLE SCHOOL (407 N CENTER in ZEARING, IA)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-851359 209
Organizations: COLO-NESCO COMM SCHOOL DISTRICT (SCHOOL DISTRICT)
SERVICES DIVERSIFIED-FORMER SITE OF (PEARL & GRANT STS in ZEARING, IA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: GENERAL AUTOMOTIVE REPAIR.

Zip code 50278 marital status for females

47.5%Utility gas
27.7%Electricity
25.1%Bottled, tank, or LP gas

Population in 1990: 1,032.

Place of birth for U.S.-born residents:

This state: 514
Northeast: 6
Midwest: 103
South: 16
West: 29

60% of the 50278 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 59% lived in this county.
Out of people who lived in different counties, 50% lived in Iowa.

82% of the 50278 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 39% moved from this county.
   Out of people who lived in different houses, 15% moved from different county within same state.
   Out of people who lived in different houses, 35% moved from abroad.

Year householders moved into unit in Zearing, IA (50278)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):

Here:	0.0%
Iowa:	11.9%

Students in private schools in grades 9 to 12 (high school):

Here:	0.0%
Iowa:	7.4%

Students in private undergraduate colleges: 6

Here:	29.1%
Iowa:	24.9%

School Enrollment by Level of School in 2021

Occupation by median earnings in the past 12 months

Occupation by median earnings in the past 12 months ($)
67,763Architecture and engineering occupations
64,842Computer and mathematical occupations
63,956Installation, maintenance, and repair occupations
54,239Transportation occupations
52,049Production occupations
37,497Office and administrative support occupations

Top industries in this zip code by the number of employees in 2005:

Health Care and Social Assistance: Nursing Care Facilities (20-49 employees: 1 establishment)
Wholesale Trade: Grain and Field Bean Merchant Wholesalers (10-19: 1)
Wholesale Trade: Farm and Garden Machinery and Equipment Merchant Wholesalers (5-9: 1, 1-4: 1)
Finance and Insurance: Commercial Banking (5-9: 1)
Other Services (except Public Administration): General Automotive Repair (1-4: 2)
Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
Construction: Framing Contractors (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents

Age and Sex of Physically-Disabled Noninstitutionalized Residents

Age and Sex of Mentally-Disabled Noninstitutionalized Residents

Age and Sex of Self-Care Disabled Noninstitutionalized Residents

Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents

Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

28 people in nursing facilities/skilled-nursing facilities

People in group quarters in 2000:

33 people in nursing homes
2 people in other noninstitutional group quarters

Fatal accident statistics in 2014:

Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 1
Pedestrians involved in fatal accidents: 1

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	6	$83,185	10	$109,221	22	$101,363	4	$36,135	1	$17,090	3	$52,450	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$121,040	2	$137,415	0	$0	0	$0	0	$0	0	$0
APPLICATIONS DENIED	1	$64,080	2	$87,930	5	$112,780	3	$92,797	0	$0	0	$0	1	$37,020
APPLICATIONS WITHDRAWN	0	$0	1	$126,740	5	$121,182	0	$0	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 0105.00

	A) Conventional Home Purchase Loans		B) Refinancings
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$96,120	1	$80,460
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0
APPLICATIONS WITHDRAWN	1	$9,260	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0