50278 Zip Code (Zearing, IA) Detailed Profile

City: Zearing, IA (1.40%)
County: Story County, IA

Estimated zip code population in 2019: 779
Zip code population in 2010: 842
Zip code population in 2000: 962

Houses and condos: 353
Renter-occupied apartments: 71

% of renters here:	22%
State:	29%

March 2019 cost of living index in zip code 50278: 82.7 (low, U.S. average is 100)

Land area: 53.6 sq. mi.
Water area: 0.0 sq. mi.

Population density: 15 people per square mile

(very low).

Age and Sex of Residents in zip code 50278

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Real estate property taxes paid for housing units in 2019:

This zip code:	1.2% ($1,605)
Iowa:	1.5% ($2,430)

Median real estate property taxes paid for housing units with mortgages in 2019: $1,703 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $1,486 (1.0%)

Business Search - 14 Million verified businesses

Males: 428	(55.0%)
Females: 350	(45.0%)

For population 25 years and over in 50278:

High school or higher: 94.2%
Bachelor's degree or higher: 21.2%
Graduate or professional degree: 2.1%
Unemployed: 3.5%
Mean travel time to work (commute): 24.8 minutes

For population 15 years and over in 50278:

Never married: 23.0%
Now married: 62.9%
Separated: 1.2%
Widowed: 6.6%
Divorced: 6.3%

Zip code 50278 compared to state average:

Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Median age above state average.
Foreign-born population percentage significantly below state average.
Length of stay since moving in significantly below state average.

- 83599.2%White
- 30.4%Two or more races
- 30.4%Hispanic or Latino
- 10.1%Black

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Recent posts about zip code 50278 area on our local forum with over 2,200,000 registered users:

good/nice/lazy towns in iowa (64 replies)

100% rural population.

Estimated median house/condo value in 2019: $131,363

50278:	$131,363
Iowa:	$158,900

According to our research of Iowa and other state lists, there was 1 registered sex offender living in 50278 zip code as of March 04, 2021.
The ratio of all residents to sex offenders in zip code 50278 is 812 to 1.
The ratio of registered sex offenders to all residents in this zip code is lower than the state average.

Median resident age:

This zip code:	45.6 years
Iowa median age:	38.5 years

Average household size:

This zip code:	2.3 people
Iowa:	2.4 people

Averages for the 2012 tax year for zip code 50278, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $49,679 (Individual Income Tax Returns)

Here:
$49,679
State:
$58,860

Salary/wage: $39,842 (reported on 81.6% of returns)

Here:
$39,842
State:
$46,659

(% of AGI for various income ranges: 76.0% for AGIs below $25k, 74.8% for AGIs $25k-50k, 73.5% for AGIs $50k-75k, 72.5% for AGIs $75k-100k, 49.2% for AGIs $100k-200k)

Taxable interest for individuals: $1,100 (reported on 44.7% of returns)

This zip code:
$1,100
Iowa:
$1,537

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.2% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Ordinary dividends: $1,350 (reported on 21.1% of returns)

Here:
$1,350
State:
$4,542

(% of AGI for various income ranges: 2.9% for AGIs below $25k, 1.2% for AGIs $50k-75k, 0.2% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,420 (reported on 13.2% of returns)

Here:
+$2,420
State:
+$11,802

Profit/loss from business: +$10,633 (reported on 15.8% of returns)

Here:
+$10,633
State:
+$10,509

Taxable individual retirement arrangement distribution: $6,033 (reported on 7.9% of returns)

50278:
$6,033
Iowa:
$11,773

Total itemized deductions: $15,470 (19% of AGI, reported on 26.3% of returns)

Here:
$15,470
State:
$21,278

Here:
19.1% of AGI
State:
18.9% of AGI

(% of AGI for various income ranges: 11.4% for AGIs $25k-50k, 11.9% for AGIs $50k-75k, 9.5% for AGIs $100k-200k)

Charity contributions: $2,543 (reported on 18.4% of returns)

Here:
$2,543
State:
$4,044

Taxes paid: $5,460 (reported on 26.3% of returns)

50278:
$5,460
State:
$8,846

(% of AGI for various income ranges: 2.7% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 4.4% for AGIs $100k-200k)

Earned income credit: $1,840 (reported on 13.2% of returns)

Here:
$1,840
State:
$2,098

(% of AGI for various income ranges: 6.5% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 68.4%

Here:
68%
State:
65%

(% for various income ranges: 58.3% for AGIs below $25k, 77.8% for AGIs $25k-50k, 62.5% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 80.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 50278, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,458 (Individual Income Tax Returns)

Here:
$37,458
State:
$43,875

Salary/wage: $33,840 (reported on 78.5% of returns)

Here:
$33,840
State:
$38,265

(% of AGI for various income ranges: 84.4% for AGIs below $10k, 57.9% for AGIs $10k-25k, 74.8% for AGIs $25k-50k, 81.2% for AGIs $50k-75k, 56.0% for AGIs $75k-100k)

Taxable interest for individuals: $1,260 (reported on 60.1% of returns)

This zip code:
$1,260
Iowa:
$1,768

(% of AGI for various income ranges: 3.3% for AGIs below $10k, 5.5% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 2.2% for AGIs $75k-100k)

Taxable dividends: $1,153 (reported on 28.4% of returns)

Here:
$1,153
State:
$2,510

(% of AGI for various income ranges: 1.8% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.4% for AGIs $75k-100k)

Net capital gain/loss: +$1,014 (reported on 18.9% of returns)

Here:
+$1,014
State:
+$6,139

(% of AGI for various income ranges: -0.1% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.1% for AGIs $75k-100k)

Profit/loss from business: +$5,100 (reported on 17.9% of returns)

Here:
+$5,100
State:
+$8,574

(% of AGI for various income ranges: 33.8% for AGIs below $10k, 9.0% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k)

Profit/loss from farming: +$1,489 (reported on 11.5% of returns)

Here: +$1,489
State: -$74

IRA payment deduction: $2,200 (reported on 2.6% of returns)

50278:
$2,200
Iowa:
$2,970

Total itemized deductions: $14,075 (25% of AGI, reported on 27.1% of returns)

Here:
$14,075
State:
$16,976

Here:
25.3% of AGI
State:
20.8% of AGI

(% of AGI for various income ranges: 21.0% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 10.1% for AGIs $50k-75k, 10.8% for AGIs $75k-100k)

Charity contributions deductions: $1,880 (3% of AGI, reported on 21.2% of returns)

Here:
$1,880
State:
$3,089

Here:
3.3% of AGI
State:
3.6% of AGI

(% of AGI for various income ranges: 1.0% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.5% for AGIs $75k-100k)

Total tax: $3,498 (reported on 83.6% of returns)

50278:
$3,498
State:
$6,177

(% of AGI for various income ranges: 5.2% for AGIs below $10k, 5.1% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 7.5% for AGIs $50k-75k, 11.1% for AGIs $75k-100k)

Earned income credit: $1,548 (reported on 10.7% of returns)

Here:
$1,548
State:
$1,540

Percentage of individuals using paid preparers for their 2004 taxes: 75.7%

Here:
76%
State:
70%

(% for various income ranges: 60.3% for AGIs below $10k, 81.7% for AGIs $10k-25k, 76.7% for AGIs $25k-50k, 75.9% for AGIs $50k-75k, 81.1% for AGIs $75k-100k)

Estimated median household income in 2019:

This zip code:	$60,714
Iowa:	$61,691

Nearest zip codes: 50239, 50154, 50056, 50206, 50102, 50051.

Percentage of family households:

This zip code:	47.8%
Iowa:	46.0%

Percentage of households with unmarried partners:

This zip code:	65.3%
Iowa:	48.9%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 28
Household did not receive Food Stamps/SNAP in the past 12 months: 298

Women who had a birth in the past 12 months: 18 (17 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 113 (58 now married, 55 unmarried)

Housing units in zip code 50278 with a mortgage: 129 (1 second mortgage, 8 home equity loan)
Houses without a mortgage: 126

Median monthly owner costs for units with a mortgage: $1,134
Median monthly owner costs for units without a mortgage: $466

Residents with income below the poverty level in 2019:

This zip code:	18.1%
Whole state:	11.2%

Residents with income below 50% of the poverty level in 2019:

This zip code:	11.1%
Whole state:	6.4%

Median number of rooms in houses and condos:

Here:	7.1
State:	6.6

Median number of rooms in apartments:

Here:	5.5
State:	4.2

Notable locations in this zip code not listed on our city pages
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Notable locations in zip code 50278: Zearing Fire and Rescue (A), Zearing Town Hall (B), Zearing Public Library (C). Display/hide their locations on the map

Churches in zip code 50278 include: Cornerstone Church of Christ (A), Saint Gabriel's Catholic Church (B), Bethel United Methodist Church (C), Zearing Christian Church (D). Display/hide their locations on the map

Cemeteries: Sparrow Cemetery (1), Zearing Cemetery (2). Display/hide their locations on the map

Reservoir: Dakins Lake (A). Display/hide its location on the map

Parks in zip code 50278 include: Veterans Memorial Field (1), Dakins Lake Park (2). Display/hide their locations on the map

Year house built (houses)
02014 or later
02010 to 2013
122000 to 2009
301990 to 1999
121980 to 1989
711970 to 1979
371960 to 1969
491950 to 1959
131940 to 1949
1221939 or earlier

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Zearing, IA (50278)

Bedrooms in owner-occupied houses and condos in Zearing, IA (50278)
2no bedroom
61 bedroom
362 bedrooms
1183 bedrooms
544 bedrooms
395+ bedrooms

Bedrooms in renter-occupied apartments in Zearing, IA (50278)

Bedrooms in renter-occupied apartments in Zearing, IA (50278)
0no bedroom
171 bedroom
212 bedrooms
273 bedrooms
74 bedrooms
05+ bedrooms

Owner-occupied Renter-occupied

Cars and other vehicles available in Zearing, IA (50278) in owner-occupied houses/condos

Cars and other vehicles available in Zearing, IA (50278) in owner-occupied houses/condos
2no vehicle
391 vehicle
1142 vehicles
823 vehicles
304 vehicles
195+ vehicles

Cars and other vehicles available in Zearing, IA (50278) in renter-occupied apartments

Cars and other vehicles available in Zearing, IA (50278) in renter-occupied apartments
0no vehicle
231 vehicle
142 vehicles
23 vehicles
04 vehicles
05+ vehicles

Zip code 50278 household income distribution in 2019
22Less than $10,000
19$10,000 to $14,999
6$15,000 to $19,999
22$20,000 to $24,999
10$25,000 to $29,999
14$30,000 to $34,999
14$35,000 to $39,999
13$40,000 to $44,999
17$45,000 to $49,999
30$50,000 to $59,999
35$60,000 to $74,999
57$75,000 to $99,999
25$100,000 to $124,999
13$125,000 to $149,999
9$150,000 to $199,999
10$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2019 in zip code 50278
1$30,000 to $34,999
1$35,000 to $39,999
4$40,000 to $49,999
4$50,000 to $59,999
11$60,000 to $69,999
14$70,000 to $79,999
30$80,000 to $89,999
11$90,000 to $99,999
38$100,000 to $124,999
24$125,000 to $149,999
17$150,000 to $174,999
11$175,000 to $199,999
16$200,000 to $249,999
18$250,000 to $299,999
6$300,000 to $399,999
16$400,000 to $499,999
2$1,000,000 to $1,499,999

Rent paid by renters in 2019 in zip code 50278
15$250 to $299
5$300 to $349
4$400 to $449
10$450 to $499
4$500 to $549
3$550 to $599
1$600 to $649
10$800 to $899
3$900 to $999
6No cash rent

Median gross rent in 2019: $689.

Estimated median house (or condo) value in 2019 for:

White Non-Hispanic householders: $125,732

Estimated median house or condo value in 2019: $131,363

50278:	$131,363
Iowa:	$158,900

Lower value quartile - upper value quartile: $95,639 - $196,850

Mean price in 2019:

Detached houses: $185,933
Here:
$185,933
State:
$201,113

Owners and renters by unit type in zip code 50278

Housing units in structures:

One, detached: 321
One, attached: 2
3 or 4: 9
5 to 9: 17
Mobile homes: 1

Unemployment: 3.5%

Means of transportation to work in zip code 50278
72.4%267Drove a car alone
10.0%37Carpooled
4.6%17Walked
0.3%1Other means
12.7%47Worked at home

Travel time to work (commute) in zip code 50278
28Less than 5 minutes
375 to 9 minutes
1410 to 14 minutes
1915 to 19 minutes
4620 to 24 minutes
3625 to 29 minutes
6830 to 34 minutes
3935 to 39 minutes
340 to 44 minutes
1945 to 59 minutes
460 to 89 minutes
590 or more minutes

Percentage of zip code residents living and working in this county: 73.9%

Household type by relationship:

Households: 779

Male householders: 192 (57 living alone), Female householders: 134 (35 living alone)
194 spouses (194 opposite-sex spouses), 22 unmarried partners, (22 opposite-sex unmarried partners), 176 children (162 natural, 10 adopted, 4 stepchildren), 19 grandchildren, 0 brothers or sisters, 7 parents, 3 foster children, 2 other relatives, 4 non-relatives
In group quarters: 24 (-1 institutionalized population)

Size of family households: 130 2-persons, 28 3-persons, 29 4-persons, 7 5-persons, 18 6-persons, 2 7-or-more-persons

Size of nonfamily households: 91 1-person, 18 2-persons

129 married couples with children.
11 single-parent households (4 men, 7 women).

97.2% of residents of 50278 zip code speak English at home.
0.8% of residents speak Spanish at home (100% very well).
1.7% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 15 (2.0%)
(68.4% of them are naturalized citizens)

This zip code:	2.0%
Whole state:	5.6%

Most common places of birth for foreign-born residents

40%Venezuela
20%Thailand
7%Sweden
7%England
7%El Salvador

Most common first ancestries reported in 50278

26%German
13%Norwegian
12%Irish
10%English
3%Danish
3%Czech
2%Scotch-Irish

Year of entry for the foreign-born population

Year of entry for the foreign-born population
32010 or later
52000 to 2009
01990 to 1999
5Before 1990

Facilities with environmental interests located in this zip code:

COLO-NESCO MIDDLE SCHOOL (407 N CENTER in ZEARING, IA)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-851359 209
Organizations: COLO-NESCO COMM SCHOOL DISTRICT (SCHOOL DISTRICT)
SERVICES DIVERSIFIED-FORMER SITE OF (PEARL & GRANT STS in ZEARING, IA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: GENERAL AUTOMOTIVE REPAIR.

Zip code 50278 marital status for females

Housing units lacking complete plumbing facilities: 2.0%
Housing units lacking complete kitchen facilities: 1.9%

51.0%Utility gas
30.7%Bottled, tank, or LP gas
18.5%Electricity

Population in 1990: 1,032.

Place of birth for U.S.-born residents:

This state: 614
Northeast: 7
Midwest: 94
South: 21
West: 24

60% of the 50278 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 59% lived in this county.
Out of people who lived in different counties, 50% lived in Iowa.

83% of the 50278 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 45% moved from this county.
   Out of people who lived in different houses, 44% moved from different county within same state.
   Out of people who lived in different houses, 9% moved from different state.

Year householders moved into unit in Zearing, IA (50278)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):

Here:	0.0%
Iowa:	9.6%

Students in private schools in grades 9 to 12 (high school):

Here:	0.0%
Iowa:	7.9%

Students in private undergraduate colleges: 7

Here:	24.0%
Iowa:	23.0%

School Enrollment by Level of School in 2019

Occupation by median earnings in the past 12 months

Occupation by median earnings in the past 12 months ($)
61,915Installation, maintenance, and repair occupations
59,712Transportation occupations
58,373Health technologists and technicians
52,604Business and financial operations occupations
50,828Production occupations
48,056Material moving occupations

Top industries in this zip code by the number of employees in 2005:

Health Care and Social Assistance: Nursing Care Facilities (20-49 employees: 1 establishment)
Wholesale Trade: Grain and Field Bean Merchant Wholesalers (10-19: 1)
Wholesale Trade: Farm and Garden Machinery and Equipment Merchant Wholesalers (5-9: 1, 1-4: 1)
Finance and Insurance: Commercial Banking (5-9: 1)
Other Services (except Public Administration): General Automotive Repair (1-4: 2)
Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
Construction: Framing Contractors (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents

Age and Sex of Physically-Disabled Noninstitutionalized Residents

Age and Sex of Mentally-Disabled Noninstitutionalized Residents

Age and Sex of Self-Care Disabled Noninstitutionalized Residents

Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents

Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

28 people in nursing facilities/skilled-nursing facilities

People in group quarters in 2000:

33 people in nursing homes
2 people in other noninstitutional group quarters

Fatal accident statistics in 2014:

Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 1
Pedestrians involved in fatal accidents: 1

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	6	$83,185	10	$109,221	22	$101,363	4	$36,135	1	$17,090	3	$52,450	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$121,040	2	$137,415	0	$0	0	$0	0	$0	0	$0
APPLICATIONS DENIED	1	$64,080	2	$87,930	5	$112,780	3	$92,797	0	$0	0	$0	1	$37,020
APPLICATIONS WITHDRAWN	0	$0	1	$126,740	5	$121,182	0	$0	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 0105.00

	A) Conventional Home Purchase Loans		B) Refinancings
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$96,120	1	$80,460
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0
APPLICATIONS WITHDRAWN	1	$9,260	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0