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50706 Zip Code Detailed Profile

 



Profiles Waterloo, IA (50706) houses, apartments, residents, cars, jobs...

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City: Waterloo, IA
Black Hawk County, IA
Zip code population (2000): 1,035
Estimated zip code population in 2007: 999



Age and Sex of Residents in zip code 50706


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Waterloo, IA (50706) map from a distance

Houses and condos: 400
Renter-occupied apartments: 36
% of renters here:  9%
State:  28%

2008 cost of living index in zip code 50706: 81.0 (low, U.S. average is 100)

Land area: 2.6 sq. mi.
Water area: 0.0 sq. mi.
Population density: 387 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.5% ($571)
Iowa:  1.8% ($1,077)
Median real estate property taxes paid for housing units with mortgages in 2007 in Waterloo: $1,651 (1.5%)
Median real estate property taxes paid for housing units with no mortgage in 2007 in Waterloo: $1,492 (1.7%)

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Males: 497  (48.0%)
Females: 538  (52.0%)

Zip code 50706 races chart


50706, IA forum
Discuss zip code 50706 area on our local forum with over 700,000 registered users
Urban population: 657
Rural population: 378

Estimated median house/condo value in 2007: $102,808
50706:  $102,808
Iowa:  $117,900


According to our research of public records there were 3 registered sex offenders living in 50706 zip code in early 2007.

Median resident age:  37.0 years
Iowa median age:  36.6 years

Average household size:
This zip code:  2.6 people
Iowa:  2.5 people

Averages for the 2004 tax year for zip code 50706, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $36,260 (Individual Income Tax Returns)
Here:  $36,260
State:  $43,875

Salary/wage: $34,249 (reported on 87.9% of returns)
Here:  $34,249
State:  $38,265
(% of AGI for various income ranges: 84.6% for AGIs below $10k, 67.2% for AGIs $10k-25k, 82.3% for AGIs $25k-50k, 86.5% for AGIs $50k-75k, 88.3% for AGIs $75k-100k)

Taxable interest for individuals: $729 (reported on 51.2% of returns)
This zip code:  $729
Iowa:  $1,768
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Taxable dividends: $449 (reported on 19.9% of returns)
Here:  $449
State:  $2,510

Net capital gain/loss: +$154 (reported on 11.6% of returns)
Here:  +$154
State:  +$6,139

Profit/loss from business: +$1,897 (reported on 8.7% of returns)
Here:  +$1,897
State:  +$8,574

Total itemized deductions: $11,451 (2% of AGI, reported on 20.4% of returns)
Here:  $11,451
State:  $16,976

Charity contributions deductions: $1,282 (2.3% of AGI, reported on 15.9% of returns)
Here:  $1,282
Iowa:  $3,089

Here:  2.3% of AGI
State:  3.6% of AGI

Total tax: $3,539 (reported on 79.6% of returns)
50706:  $3,539
State:  $6,177
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 3.4% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 12.2% for AGIs $75k-100k)

Earned income credit: $1,314 (reported on 11.4% of returns)
Here:  $1,314
State:  $1,540
(% of AGI for various income ranges: 4.6% for AGIs below $10k, 2.0% for AGIs $10k-25k, 0.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 66.2%
Here:  66%
State:  70%
(% for various income ranges: 51.4% for AGIs below $10k, 68.5% for AGIs $10k-25k, 70.3% for AGIs $25k-50k, 67.5% for AGIs $50k-75k, 68.6% for AGIs $75k-100k)


Estimated median household income in 2007: $47,917
This zip code:  $47,917
Iowa:  $47,292
Waterloo, IA (50706) map

Nearest zip codes: 50634, 50707, 50667, 50702, 50651, 50701.
Waterloo Zip Code Map


Percentage of family households:
This zip code:  78.3%
Whole state:  67.0%

Percentage of households with unmarried partners:
This zip code:  4.8%
Whole state:  4.9%

No gay or lesbian households reported

Housing units in zip code 50706 with a mortgage: 176 (12 second mortgage, 34 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 140


Median monthly owner costs for units with a mortgage: $918

Median monthly owner costs for units without a mortgage: $328

Residents with income below the poverty level in 2007:
This zip code:  17.5%
Whole state:  11.0%

Residents with income below 50% of the poverty level in 2007:
This zip code:  2.2%
Whole state:  4.7%

Median number of rooms in houses and condos:
Here:  5.2
State:  6.3

Median number of rooms in apartments:
Here:  4.6
State:  4.2


Zip code 50706 close-up map

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Notable locations in this zip code not listed on our city pages:

 

Year house built:
  • 1999 to March 2000: 0
  • 1995 to 1998: 0
  • 1990 to 1994: 0
  • 1980 to 1989: 5
  • 1970 to 1979: 37
  • 1960 to 1969: 73
  • 1950 to 1959: 247
  • 1940 to 1949: 14
  • 1939 or earlier: 6



Zip code 50706 satellite photo by USGS


Bedrooms in owner-occupied houses in Waterloo, IA (50706):
  • no bedroom: 0
  • 1 bedrooms: 5
  • 2 bedrooms: 67
  • 3 bedrooms: 223
  • 4 bedrooms: 33
  • 5 or more bedrooms: 18


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 8
  • 2 bedrooms: 7
  • 3 bedrooms: 21
  • 4 bedrooms: 0
  • 5 or more bedrooms: 0



Vehicles available in 50706 zip code in owner-occupied houses/condos:
  • no vehicle: 12
  • 1 vehicle: 69
  • 2 vehicles: 123
  • 3 vehicles: 63
  • 4 vehicles: 56
  • 5 or more vehicles: 23


Vehicles available in renter-occupied apartments:
  • no vehicle: 0
  • 1 vehicle: 7
  • 2 vehicles: 29
  • 3 vehicles: 0
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 50706 household income distribution in 2007

Zip code 50706 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 50706:

  • $40,000 to $49,999: 6
  • $50,000 to $59,999: 18
  • $60,000 to $69,999: 18
  • $70,000 to $79,999: 22
  • $80,000 to $89,999: 40
  • $90,000 to $99,999: 51
  • $100,000 to $124,999: 100
  • $125,000 to $149,999: 42
  • $150,000 to $174,999: 16
  • $175,000 to $199,999: 10
  • $200,000 to $249,999: 4
  • $250,000 to $299,999: 8
  • $300,000 to $399,999: 7
 


Median price asked for vacant for-sale houses and condos in 2007: $0.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $100,757
  • Black or African American householders: $134,028

Estimated median house or condo value in 2007: $102,808 (it was $65,200 in 2000)
50706:  $102,808
Iowa:  $117,900
Lower value quartile - upper value quartile: $70,000 - $143,600

Mean price in 2007:
Detached houses: $107,288
Here:  $107,288
State:  $150,000

In 2-unit structures: $162,622
Here:  $162,622
State:  $134,477


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 368
  • Two: 14
50706 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 511 (93%)
  • Carpooled: 15 (3%)
  • Worked at home: 24 (4%)
 

50706 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 17
  • 5 to 9 minutes: 27
  • 10 to 14 minutes: 87
  • 15 to 19 minutes: 172
  • 20 to 24 minutes: 125
  • 25 to 29 minutes: 11
  • 30 to 34 minutes: 35
  • 35 to 39 minutes: 0
  • 40 to 44 minutes: 0
  • 45 to 59 minutes: 23
  • 60 to 89 minutes: 29
  • 90 or more minutes: 0
 

Percentage of zip code residents living and working in this county: 89.5%


Household type by relationship
Households: 1,026

  • In family households: 902 (263 male householders, 39 female householders)
    267 spouses, 308 children (294 natural, 0 adopted, 14 stepchildren), 4 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 21 non-relatives
  • In nonfamily households: 124 (70 male householders (61 living alone)), 39 female householders (28 living alone)), 15 nonrelatives

Size of family households: 140 2-persons, 49 3-persons, 83 4-persons, 24 5-persons, 6 6-persons.

Size of nonfamily households: 89 1-person, 20 2-persons.

189 married couples with children.
62 single-parent households (21 men, 41 women).

99.6% of residents of 50706 zip code speak English at home.
0.4% of residents speak Spanish at home (100% not well).

Foreign born population: 6 (0.6%)
(100.0% of them are naturalized citizens)

This zip code:  0.6%
Whole state:  3.1%

Most common places of birth for the foreign-born residents:



  • Cuba (100%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 0
  • 1990 to 1994: 0
  • 1985 to 1989: 0
  • 1980 to 1984: 0
  • 1975 to 1979: 0
  • 1970 to 1974: 0
  • 1970 to 1974: 6
  • 1965 to 1969: 0

White population: 1,026
Black population: 1
American Indian population: 0
Asian population: 2
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 6

Zip code 50706 races chart


First ancestries reported:

 German: 395
 Irish: 74
 United States or American: 62
 English: 55
 Dutch: 42
 Norwegian: 33
 Danish: 28
 Other groups: 24
 French (except Basque): 13
 French Canadian: 12
 Scottish: 11
 Italian: 7
 Russian: 7



Zip code 50706 topographic map


Facitilies with environmental interests located in this zip code:

  • AMOCO FERTILIZER PLANT-FORMER SITE OF (HWY 218 N (NW CORNER OF FOULK in WASHBURN, IA)
    (Resource Conservation and Recovery Act (tracking hazardous waste))

Zip code 50706 marital status for males
Zip code 50706 marital status for females


Most commonly used house heating fuel:
  • Utility gas (92%)
  • Electricity (3%)
  • Fuel oil, kerosene, etc. (3%)
  • Bottled, tank, or LP gas (2%)


Place of birth for U.S.-born residents:

  • This state: 854
  • Northeast: 13
  • Midwest: 108
  • South: 40
  • West: 5

75% of the 50706 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 64% lived in this county.
   Out of people who lived in different counties, 19% lived in Iowa.

Population in 1990: 1,010. Population change in the 1990s: +25 (+2.5%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 11
Here:  10.1%
Iowa:  10.8%

Students in private schools in grades 9 to 12 (high school): 6
Here:  16.7%
Iowa:  7.1%

Students in private undergraduate colleges: 15
Here:  38.5%
Iowa:  25.4%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Construction: Industrial Building Construction (10-19 employees: 2 establishments)
  • Construction: Site Preparation Contractors (5-9: 1)
  • Construction: Drywall and Insulation Contractors (5-9: 1)
  • Administrative and Support and Waste Management and Remediation Services: Janitorial Services (5-9: 1)
  • Wholesale Trade: Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers (5-9: 1)
  • Wholesale Trade: Grain and Field Bean Merchant Wholesalers (1-4: 2)
  • Other Services (except Public Administration): Civic and Social Organizations (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$70,7404$89,1936$101,3030$01$41,200
APPLICATIONS APPROVED, NOT ACCEPTED0$01$43,8701$109,7700$00$0
APPLICATIONS DENIED0$01$89,7103$114,4101$34,7800$0
APPLICATIONS WITHDRAWN0$00$01$144,9400$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

See detailed HMDA statistics for the following Tracts: 0029.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$145,4301$65,600
APPLICATIONS APPROVED, NOT ACCEPTED0$00$0
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

See detailed PMIC statistics for the following Tracts: 0029.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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