Estimated median household income in 2007: $47,917
| This zip code: | $47,917 | | Iowa: | $47,292 |
Nearest zip codes: 50634, 50707, 50667, 50702, 50651, 50701.
Waterloo Zip Code Map
Percentage of family households:
| This zip code: | 78.3% | | Whole state: | 67.0% |
Percentage of households with unmarried partners:
| This zip code: | 4.8% | | Whole state: | 4.9% |
No gay or lesbian households reported
Housing units in zip code 50706 with a mortgage: 176 (12 second mortgage, 34 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 140
Median monthly owner costs for units with a mortgage: $918
Median monthly owner costs for units without a mortgage: $328
Residents with income below the poverty level in 2007:
| This zip code: | 17.5% | | Whole state: | 11.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.2% | | Whole state: | 4.7% |
Median number of rooms in houses and condos:
| Here: | 5.2 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.6 | | State: | 4.2 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 0
- 1990 to 1994: 0
- 1980 to 1989: 5
- 1970 to 1979: 37
- 1960 to 1969: 73
- 1950 to 1959: 247
- 1940 to 1949: 14
- 1939 or earlier: 6
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Bedrooms in owner-occupied houses in Waterloo, IA (50706): |
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- no bedroom: 0
- 1 bedrooms: 5
- 2 bedrooms: 67
- 3 bedrooms: 223
- 4 bedrooms: 33
- 5 or more bedrooms: 18
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 8
- 2 bedrooms: 7
- 3 bedrooms: 21
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 50706 zip code in owner-occupied houses/condos: |
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- no vehicle: 12
- 1 vehicle: 69
- 2 vehicles: 123
- 3 vehicles: 63
- 4 vehicles: 56
- 5 or more vehicles: 23
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 0
- 1 vehicle: 7
- 2 vehicles: 29
- 3 vehicles: 0
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 50706:
- $40,000 to $49,999: 6
- $50,000 to $59,999: 18
- $60,000 to $69,999: 18
- $70,000 to $79,999: 22
- $80,000 to $89,999: 40
- $90,000 to $99,999: 51
- $100,000 to $124,999: 100
- $125,000 to $149,999: 42
- $150,000 to $174,999: 16
- $175,000 to $199,999: 10
- $200,000 to $249,999: 4
- $250,000 to $299,999: 8
- $300,000 to $399,999: 7
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $100,757
- Black or African American householders: $134,028
Estimated median house or condo value in 2007: $102,808 (it was $65,200 in 2000)
| 50706: | $102,808 | | Iowa: | $117,900 |
Lower value quartile - upper value quartile: $70,000 - $143,600
Mean price in 2007:
Detached houses: $107,288| Here: | $107,288 | | State: | $150,000 |
In 2-unit structures: $162,622| Here: | $162,622 | | State: | $134,477 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 368
- Two: 14

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Means of transportation to work
- Drove a car alone: 511 (93%)
- Carpooled: 15 (3%)
- Worked at home: 24 (4%)
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Travel time to work
- Less than 5 minutes: 17
- 5 to 9 minutes: 27
- 10 to 14 minutes: 87
- 15 to 19 minutes: 172
- 20 to 24 minutes: 125
- 25 to 29 minutes: 11
- 30 to 34 minutes: 35
- 35 to 39 minutes: 0
- 40 to 44 minutes: 0
- 45 to 59 minutes: 23
- 60 to 89 minutes: 29
- 90 or more minutes: 0
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Percentage of zip code residents living and working in this county: 89.5%
Household type by relationship
Households: 1,026
- In family households: 902 (263 male householders, 39 female householders)
267 spouses, 308 children (294 natural, 0 adopted, 14 stepchildren), 4 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 21 non-relatives
- In nonfamily households: 124 (70 male householders (61 living alone)), 39 female householders (28 living alone)), 15 nonrelatives
Size of family households: 140 2-persons, 49 3-persons, 83 4-persons, 24 5-persons, 6 6-persons.
Size of nonfamily households: 89 1-person, 20 2-persons.
189 married couples with children.
62 single-parent households (21 men, 41 women).
99.6% of residents of 50706 zip code speak English at home.
0.4% of residents speak Spanish at home (100% not well).
Foreign born population: 6 (0.6%)
(100.0% of them are naturalized citizens)
| This zip code: | 0.6% | | Whole state: | 3.1% |
Most common places of birth for the foreign-born residents:
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 6
- 1965 to 1969: 0
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White population: 1,026
Black population: 1
American Indian population: 0
Asian population: 2
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 6

First ancestries reported:
|  German: 395 |
|  Irish: 74 |
|  United States or American: 62 |
|  English: 55 |
|  Dutch: 42 |
|  Norwegian: 33 |
|  Danish: 28 |
|  Other groups: 24 |
|  French (except Basque): 13 |
|  French Canadian: 12 |
|  Scottish: 11 |
|  Italian: 7 |
|  Russian: 7 |

Facitilies with environmental interests located in this zip code:
- AMOCO FERTILIZER PLANT-FORMER SITE OF (HWY 218 N (NW CORNER OF FOULK in WASHBURN, IA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Most commonly used house heating fuel: |
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- Utility gas (92%)
- Electricity (3%)
- Fuel oil, kerosene, etc. (3%)
- Bottled, tank, or LP gas (2%)
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Place of birth for U.S.-born residents:
- This state: 854
- Northeast: 13
- Midwest: 108
- South: 40
- West: 5
75% of the 50706 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 64% lived in this county.
Out of people who lived in different counties, 19% lived in Iowa.
Population in 1990: 1,010. Population change in the 1990s: +25 (+2.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 11
| Here: | 10.1% | | Iowa: | 10.8% |
Students in private schools in grades 9 to 12 (high school): 6
| Here: | 16.7% | | Iowa: | 7.1% |
Students in private undergraduate colleges: 15
| Here: | 38.5% | | Iowa: | 25.4% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: Industrial Building Construction (10-19 employees: 2 establishments)
- Construction: Site Preparation Contractors (5-9: 1)
- Construction: Drywall and Insulation Contractors (5-9: 1)
- Administrative and Support and Waste Management and Remediation Services: Janitorial Services (5-9: 1)
- Wholesale Trade: Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers (5-9: 1)
- Wholesale Trade: Grain and Field Bean Merchant Wholesalers (1-4: 2)
- Other Services (except Public Administration): Civic and Social Organizations (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $70,740 | 4 | $89,193 | 6 | $101,303 | 0 | $0 | 1 | $41,200 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $43,870 | 1 | $109,770 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $89,710 | 3 | $114,410 | 1 | $34,780 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 1 | $144,940 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $61,260 | 7 | $90,854 | 7 | $89,160 | 2 | $41,200 | 1 | $29,440 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $44,160 | 2 | $85,955 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $51,570 | 4 | $93,688 | 1 | $25,100 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 2 | $82,105 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $96,820 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $74,133 | 10 | $90,036 | 1 | $43,080 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $30,330 | 3 | $62,707 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $74,500 | 5 | $106,428 | 1 | $35,370 |
| APPLICATIONS WITHDRAWN | 1 | $86,940 | 3 | $84,607 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $90,845 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $86,668 | 9 | $92,904 | 1 | $22,030 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $68,815 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $53,250 | 3 | $71,530 | 1 | $43,270 |
| APPLICATIONS WITHDRAWN | 1 | $64,120 | 4 | $74,025 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $87,730 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $58,090 | 6 | $65,718 | 18 | $83,031 | 1 | $30,730 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $56,220 | 1 | $107,400 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $79,530 | 6 | $72,338 | 1 | $14,230 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 5 | $73,686 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $92,970 | 6 | $81,625 | 13 | $77,277 | 1 | $45,450 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 2 | $78,300 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $56,973 | 5 | $78,784 | 1 | $20,160 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 5 | $57,878 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $77,460 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $58,785 | 4 | $69,900 | 13 | $72,223 | 1 | $14,720 | 1 | $30,430 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 2 | $81,360 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $80,920 | 4 | $60,415 | 1 | $10,970 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 3 | $76,207 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $34,090 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $57,800 | 4 | $81,560 | 6 | $54,225 | 1 | $20,160 | 1 | $19,560 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $25,190 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $47,720 | 1 | $47,030 | 3 | $69,490 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 2 | $58,985 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $53,150 | 3 | $58,800 | 4 | $51,888 | 1 | $15,350 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $39,450 | 1 | $32,050 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 2 | $45,750 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 1 | $39,650 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
See detailed HMDA statistics for the following Tracts:
0029.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $145,430 | 1 | $65,600 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $84,407 | 1 | $115,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $96,925 | 1 | $107,590 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $81,347 | 2 | $65,255 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $41,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $89,860 | 2 | $115,495 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $93,415 | 1 | $110,950 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $128,640 | 1 | $140,790 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $71,230 | 1 | $43,270 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $41,800 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
See detailed PMIC statistics for the following Tracts:
0029.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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