51439 Zip Code (Charter Oak, IA) Detailed Profile

Estimated zip code population in 2022: 773
Zip code population in 2010: 1,047
Zip code population in 2000: 1,112

Houses and condos: 439
Renter-occupied apartments: 115
March 2022 cost of living index in zip code 51439: 81.5 (low, U.S. average is 100)

Land area: 86.1 sq. mi.
Water area: 0.2 sq. mi.

Population density: 9 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,186 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $929 (1.1%)

For population 25 years and over in 51439:

• High school or higher: 90.5%
• Bachelor's degree or higher: 9.3%
• Graduate or professional degree: 3.4%
• Unemployed: 1.1%
• Mean travel time to work (commute): 19.3 minutes

For population 15 years and over in 51439:

• Never married: 12.5%
• Now married: 60.8%
• Separated: 0.6%
• Widowed: 10.1%
• Divorced: 16.1%

• 
• • 74496.2%White
  • 172.2%Two or more races
  • 101.3%Asian
  • 20.3%American Indian

100% rural population.

Averages for the 2020 tax year for zip code 51439, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $60,067 (Individual Income Tax Returns)

Here:	$60,067
State:	$71,087

Salary/wage: $39,606 (reported on 79.5% of returns)

Here:	$39,606
State:	$57,361

(% of AGI for various income ranges: 1298.8% for AGIs below $25k, 3692.5% for AGIs $25k-50k, 7947.5% for AGIs $50k-75k, 7005.0% for AGIs $75k-100k)

Taxable interest for individuals: $2,300 (reported on 33.3% of returns)

This zip code:	$2,300
Iowa:	$1,633

(% of AGI for various income ranges: 46.2% for AGIs $25k-50k, 170.0% for AGIs $50k-75k)

Ordinary dividends: $3,400 (reported on 17.9% of returns)

Here:	$3,400
State:	$5,432

(% of AGI for various income ranges: 43.8% for AGIs below $25k, 75.0% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$7,414 (reported on 17.9% of returns)

Here:	+$7,414
State:	+$15,243

(% of AGI for various income ranges: 335.0% for AGIs $50k-75k)

Profit/loss from business: +$6,360 (reported on 12.8% of returns)

Here:	+$6,360
State:	+$11,763

(% of AGI for various income ranges: 795.0% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $3,925 (reported on 10.3% of returns)

51439:	$3,925
Iowa:	$17,324

(% of AGI for various income ranges: 392.5% for AGIs $75k-100k)

Earned income credit: $2,940 (reported on 12.8% of returns)

Here:	$2,940
State:	$2,195

(% of AGI for various income ranges: 107.5% for AGIs below $25k, 76.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.9%

Here:	95%
State:	95%

(% for various income ranges: 90.9% for AGIs below $25k, 90.9% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 51439, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $56,361 (Individual Income Tax Returns)

Here:	$56,361
State:	$58,860

Salary/wage: $29,920 (reported on 85.4% of returns)

Here:	$29,920
State:	$46,659

(% of AGI for various income ranges: 72.9% for AGIs below $25k, 79.9% for AGIs $25k-50k, 64.1% for AGIs $50k-75k, 49.6% for AGIs $75k-100k, 16.2% for AGIs $100k-200k)

Taxable interest for individuals: $2,118 (reported on 41.5% of returns)

This zip code:	$2,118
Iowa:	$1,537

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 2.0% for AGIs $100k-200k)

Ordinary dividends: $1,430 (reported on 24.4% of returns)

Here:	$1,430
State:	$4,542

(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.9% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$8,867 (reported on 22.0% of returns)

Here:	+$8,867
State:	+$11,802

(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 7.1% for AGIs $100k-200k)

Profit/loss from business: +$4,200 (reported on 17.1% of returns)

Here:	+$4,200
State:	+$10,509

Taxable individual retirement arrangement distribution: $3,725 (reported on 9.8% of returns)

51439:	$3,725
Iowa:	$11,773

Total itemized deductions: $20,950 (18% of AGI, reported on 19.5% of returns)

Here:	$20,950
State:	$21,278

Here:	18.5% of AGI
State:	18.9% of AGI

(% of AGI for various income ranges: 12.4% for AGIs $25k-50k, 15.1% for AGIs $50k-75k, 5.6% for AGIs $100k-200k)

Charity contributions: $2,686 (reported on 17.1% of returns)

Here:	$2,686
State:	$4,044

(% of AGI for various income ranges: 1.9% for AGIs below $25k, 1.8% for AGIs $50k-75k, 0.8% for AGIs $100k-200k)

Taxes paid: $6,311 (reported on 22.0% of returns)

51439:	$6,311
State:	$8,846

(% of AGI for various income ranges: 1.7% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 3.3% for AGIs $100k-200k)

Earned income credit: $2,229 (reported on 17.1% of returns)

Here:	$2,229
State:	$2,098

(% of AGI for various income ranges: 6.2% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 78.0%

Here:	78%
State:	65%

(% for various income ranges: 64.3% for AGIs below $25k, 81.8% for AGIs $25k-50k, 85.7% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 51439, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $33,859 (Individual Income Tax Returns)

Here:	$33,859
State:	$43,875

Salary/wage: $26,877 (reported on 77.9% of returns)

Here:	$26,877
State:	$38,265

(% of AGI for various income ranges: 106.4% for AGIs below $10k, 62.4% for AGIs $10k-25k, 75.4% for AGIs $25k-50k, 68.1% for AGIs $50k-75k, 54.5% for AGIs $75k-100k, 19.6% for AGIs over 100k)

Taxable interest for individuals: $1,868 (reported on 54.9% of returns)

This zip code:	$1,868
Iowa:	$1,768

(% of AGI for various income ranges: 10.8% for AGIs below $10k, 5.1% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $990 (reported on 23.0% of returns)

Here:	$990
State:	$2,510

(% of AGI for various income ranges: 2.3% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.2% for AGIs $75k-100k)

Net capital gain/loss: +$2,473 (reported on 25.8% of returns)

Here:	+$2,473
State:	+$6,139

(% of AGI for various income ranges: 1.5% for AGIs below $10k, 2.9% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 7.9% for AGIs over 100k)

Profit/loss from business: +$3,192 (reported on 18.3% of returns)

Here:	+$3,192
State:	+$8,574

(% of AGI for various income ranges: 9.3% for AGIs below $10k, 7.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, -0.1% for AGIs $50k-75k)

IRA payment deduction: $3,474 (reported on 4.5% of returns)

51439:	$3,474
Iowa:	$2,970

Total itemized deductions: $14,239 (30% of AGI, reported on 20.7% of returns)

Here:	$14,239
State:	$16,976

Here:	29.8% of AGI
State:	20.8% of AGI

(% of AGI for various income ranges: 45.5% for AGIs below $10k, 13.8% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 5.5% for AGIs $50k-75k, 22.7% for AGIs $75k-100k)

Charity contributions deductions: $1,676 (4% of AGI, reported on 17.4% of returns)

Here:	$1,676
State:	$3,089

Here:	4.1% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 2.5% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.9% for AGIs $75k-100k)

Total tax: $3,549 (reported on 76.1% of returns)

51439:	$3,549
State:	$6,177

(% of AGI for various income ranges: 3.8% for AGIs below $10k, 4.7% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 12.1% for AGIs over 100k)

Earned income credit: $1,831 (reported on 13.8% of returns)

Here:	$1,831
State:	$1,540

Percentage of individuals using paid preparers for their 2004 taxes: 83.6%

Here:	84%
State:	70%

(% for various income ranges: 73.5% for AGIs below $10k, 85.0% for AGIs $10k-25k, 86.1% for AGIs $25k-50k, 84.2% for AGIs $50k-75k, 87.5% for AGIs $75k-100k, 100.0% for AGIs over 100k)

Nearest zip codes: 51060, 51461, 51520, 51528, 51034, 51572.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.0% of all households
• Gay men: 1.2% of all households

Household received Food Stamps/SNAP in the past 12 months: 36
Household did not receive Food Stamps/SNAP in the past 12 months: 323

Women who had a birth in the past 12 months: 8 (8 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 102 (52 now married, 50 unmarried)

Housing units in zip code 51439 with a mortgage: 79 (2 second mortgage, 2 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $928
Median monthly owner costs for units without a mortgage: $379

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 51439 household income distribution in 2022

• 11Less than $10,000
• 15$10,000 to $14,999
• 6$15,000 to $19,999
• 29$20,000 to $24,999
• 10$25,000 to $29,999
• 9$30,000 to $34,999
• 12$35,000 to $39,999
• 36$40,000 to $44,999
• 14$45,000 to $49,999
• 36$50,000 to $59,999
• 64$60,000 to $74,999
• 71$75,000 to $99,999
• 24$100,000 to $124,999
• 9$150,000 to $199,999
• 12$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 51439

• 15Less than $10,000
• 10$10,000 to $14,999
• 1$15,000 to $19,999
• 2$20,000 to $24,999
• 8$25,000 to $29,999
• 2$35,000 to $39,999
• 27$40,000 to $49,999
• 17$50,000 to $59,999
• 10$60,000 to $69,999
• 13$70,000 to $79,999
• 14$80,000 to $89,999
• 5$90,000 to $99,999
• 57$100,000 to $124,999
• 8$125,000 to $149,999
• 2$150,000 to $174,999
• 4$175,000 to $199,999
• 14$200,000 to $249,999
• 4$250,000 to $299,999
• 1$300,000 to $399,999
• 7$400,000 to $499,999

• Rent paid by renters in 2022 in zip code 51439

• 1$100 to $149
• 13$350 to $399
• 12$400 to $449
• 15$450 to $499
• 20$500 to $549
• 3$550 to $599
• 12$600 to $649
• 31No cash rent

Median gross rent in 2022: $685.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $79,333

Estimated median house or condo value in 2022: $90,763 Lower value quartile - upper value quartile: $49,653 - $129,149

Mean price in 2022:

Detached houses: $105,279

Here:	$105,279
State:	$245,224

Housing units in structures:

• One, detached: 422
• Mobile homes: 13

Unemployment: 1.1%

• Means of transportation to work in zip code 51439

• 81.5%310Drove a car alone
• 0.8%3Carpooled
• 0.5%2Motorcycle
• 0.5%2Other means
• 16.6%63Worked at home

• Travel time to work (commute) in zip code 51439

• 25Less than 5 minutes
• 475 to 9 minutes
• 4010 to 14 minutes
• 3915 to 19 minutes
• 9420 to 24 minutes
• 3425 to 29 minutes
• 830 to 34 minutes
• 135 to 39 minutes
• 1845 to 59 minutes
• 1060 to 89 minutes
• 490 or more minutes

Percentage of zip code residents living and working in this county: 77.6%

Household type by relationship:

Households: 773

• Male householders: 235 (82 living alone), Female householders: 126 (48 living alone)

• 218 spouses (218 opposite-sex spouses), 48 unmarried partners, (48 opposite-sex unmarried partners), 129 children (127 natural, 2 adopted, 0 stepchildren), 14 grandchildren, 0 brothers or sisters, 2 parents, 0 foster children, 0 other relatives, 11 non-relatives

Size of family households: 133 2-persons, 20 3-persons, 19 4-persons, 9 5-persons, 9 6-persons

Size of nonfamily households: 130 1-person, 37 2-persons, 3 3-persons

76 married couples with children.
32 single-parent households (13 men, 19 women).

99.6% of residents of 51439 zip code speak English at home.
0.1% of residents speak Spanish at home (100% very well).
0.8% of residents speak Asian or Pacific Island language at home (100% very well).

Facilities with environmental interests located in this zip code:

• CHARTER OAK-UTE HIGH SCHOOL (321 MAIN in CHARTER OAK, IA)

  (National Center for Education Statistics) - STATE ID-241134 109
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: CHARTER OAK-UTE COMMUNITY SCHOOL DIST (CONTACT/OPERATOR) , CHARTER OAK-UTE COMM SCHOOL DISTRICT (SCHOOL DISTRICT)
  

• CHARTER OAK-UTE JUNIOR HIGH SCHOOL (321 MAIN ST in CHARTER OAK, IA)

  (National Center for Education Statistics) - STATE ID-241134 209
  Organizations: CHARTER OAK-UTE COMM SCHOOL DISTRICT (SCHOOL DISTRICT)
  

• CHARTER OAK AG SUPPLY (465 RAILROAD STREET in CHARTER OAK, IA)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  Alternative names: CHARTER OAK AG SUPPLY CHARTER OAK

• CHARTER OAK CITY OF STP (CITY HALL in CHARTER OAK, IA)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS
  

• PRIVATE RESIDENCE OF MRS BUSHMANN (662 SPRUCE ST in CHARTER OAK, IA)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: OTHER COMMERCIAL AND SERVICE INDUSTRY MACHINERY MANUFACTURING.
  

• BUENZ & SON HARDWARE (94 MAIN ST in CHARTER OAK, IA)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  

• CHARTER OAK-UTE JR-SR HIGH SCHOOL (321 MAIN ST in CHARTER OAK, IA)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  

• R & L REPAIR (18 CEDAR ST in CHARTER OAK, IA)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: GENERAL AUTOMOTIVE REPAIR.
  

Housing units lacking complete plumbing facilities: 3.1%
Housing units lacking complete kitchen facilities: 2.7%

Population in 1990: 797. Population change in the 1990s: +315 (+39.5%).

Place of birth for U.S.-born residents:

• This state: 622
• Midwest: 69
• West: 66

71% of the 51439 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 60% lived in this county.
   Out of people who lived in different counties, 50% lived in Iowa.

96% of the 51439 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 43% moved from this county.
   Out of people who lived in different houses, 65% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): 2 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Wholesale Trade: Farm Supplies Merchant Wholesalers (10-19 employees: 1 establishment, 1-4 employees: 1 establishment)
• Accommodation and Food Services: Caterers (10-19: 1)
• Educational Services: Elementary and Secondary Schools (5-9: 1)
• Other Services (except Public Administration): Religious Organizations (5-9: 1)
• Other Services (except Public Administration): Automotive Body, Paint, and Interior Repair and Maintenance (1-4: 1)
• Finance and Insurance: Commercial Banking (1-4: 1)

2002 - 2017 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2017 the average number of fire incidents per year is 9. The highest number of fire incidents - 16 took place in 2008, and the least - 1 in 2007. The data has a constant trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (46.0%), and Structure Fires (36.0%).


• Fire incident types reported to NFIRS in Zip Code 51439
• 6446.0%Outside Fires
• 5036.0%Structure Fires
• 2316.5%Mobile Property/Vehicle Fires
• 21.4%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 51439, Iowa

Most common first names in zip code 51439 among deceased individuals
Name	Count	Lived (average)
William	16	77.8 years
Anna	10	87.0 years
John	10	77.8 years
Arthur	8	75.1 years
Clara	8	84.1 years
Carl	8	83.1 years
Edward	7	76.2 years
Marie	7	81.0 years
Robert	7	75.7 years
George	7	83.5 years

Most common last names in zip code 51439 among deceased individuals
Last name	Count	Lived (average)
Kuhlmann	19	83.5 years
Neddermeyer	16	83.1 years
Schultz	9	81.6 years
Staley	9	85.5 years
Nelson	7	66.9 years
Meyer	7	78.1 years
Baak	6	84.3 years
Blume	5	81.4 years
Brockman	5	84.2 years
Lorensen	5	78.2 years