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52032 Zip Code Detailed Profile

 


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Profiles Bernard, IA (52032) houses, apartments, residents, cars, jobs...

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City: Bernard, IA (0.10%)
Counties: Dubuque County, IA (47.91%), Jackson County, IA (44.88%), Jones County, IA (7.21%)

Zip code population in 2010: 828
Zip code population (2000): 1,420


Age and Sex of Residents in zip code 52032

Zip code 52032 (Bernard, Iowa) real estate house value trends

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Houses and condos: 838
Renter-occupied apartments: 112
% of renters here:

16%
State:

27%

Mar. 2012 cost of living index in zip code 52032: 79.5 (low, U.S. average is 100)

Land area: 105.1 sq. mi.
Water area: 0.1 sq. mi.
Population density: 8 people per square mile 
 
  (very low).

Real estate property taxes paid for housing units in 2010:
This zip code:

0.9% ($1,253)
Iowa:

1.3% ($1,591)

Median real estate property taxes paid for housing units with mortgages in 2010: $1,269 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $1,234 (1.0%)

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Males: 973  (53.4%)
Females: 850  (46.6%)

Zip code 52032 races chart

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52032, IA forum
Recent posts about zip code 52032 area on our local forum with over 1,500,000 registered users:
Another relocation to Davenport, Iowa question!  (24 replies)
Neighbors dog killed our dog in our yard  (22 replies)
100% rural population.

Estimated median house/condo value in 2010: $134,275
52032:

$134,275
Iowa:

$122,000



According to our research of Iowa and other state lists there were 2 registered sex offenders living in 52032 zip code as of December 21, 2012.
The ratio of number of residents in zip code 52032 to the number of sex offenders is 912 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

40.1 years
Iowa median age:

38.0 years

Average household size:
This zip code:

2.6 people
Iowa:

2.4 people

Averages for the 2004 tax year for zip code 52032, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $32,093 (Individual Income Tax Returns)
Here:

$32,093
State:

$43,875

Salary/wage: $32,568 (reported on 80.6% of returns)
Here:

$32,568
State:

$38,265
(% of AGI for various income ranges: 80.0% for AGIs $10k-25k, 82.9% for AGIs $25k-50k, 79.9% for AGIs $50k-75k, 74.1% for AGIs $75k-100k, 50.3% for AGIs over 100k)

Taxable interest for individuals: $1,323 (reported on 61.1% of returns)
This zip code:

$1,323
Iowa:

$1,768
(% of AGI for various income ranges: 5.0% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $557 (reported on 32.1% of returns)
Here:

$557
State:

$2,510
(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.2% for AGIs $75k-100k)

Net capital gain/loss: +$4,877 (reported on 24.7% of returns)
Here:

+$4,877
State:

+$6,139
(% of AGI for various income ranges: 2.5% for AGIs $10k-25k, 3.1% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 4.6% for AGIs $75k-100k)

Profit/loss from business: +$3,740 (reported on 14.7% of returns)
Here:

+$3,740
State:

+$8,574
(% of AGI for various income ranges: 5.9% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k)

IRA payment deduction: $3,394 (reported on 5.0% of returns)
52032:

$3,394
Iowa:

$2,970

Total itemized deductions: $14,350 (23% of AGI, reported on 21.4% of returns)
Here:

$14,350
State:

$16,976

Here:

22.9% of AGI
State:

20.8% of AGI
(% of AGI for various income ranges: 9.5% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 8.9% for AGIs $50k-75k, 11.7% for AGIs $75k-100k, 12.8% for AGIs over 100k)

Charity contributions deductions: $1,578 (2% of AGI, reported on 19.5% of returns)
Here:

$1,578
State:

$3,089

Here:

2.4% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.9% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Total tax: $3,352 (reported on 77.1% of returns)
52032:

$3,352
State:

$6,177
(% of AGI for various income ranges: 4.7% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 9.2% for AGIs over 100k)

Earned income credit: $1,530 (reported on 12.7% of returns)
Here:

$1,530
State:

$1,540

Percentage of individuals using paid preparers for their 2004 taxes: 83.1%
Here:

83%
State:

70%
(% for various income ranges: 85.8% for AGIs below $10k, 78.0% for AGIs $10k-25k, 84.1% for AGIs $25k-50k, 84.2% for AGIs $50k-75k, 95.0% for AGIs $75k-100k, 62.5% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$52,682
Iowa:

$48,827

Bernard, IA (52032) map

Nearest zip codes: 52079, 52068, 52033, 52309, 52207, 52045.

Percentage of family households:
This zip code:

56.4%
Iowa:

51.6%


Housing units in zip code 52032 with a mortgage: 343 (11 second mortgage, 66 home equity loan, 17 both second mortgage and home equity loan)
Houses without a mortgage: 252

Median monthly owner costs for units with a mortgage: $1,150

Median monthly owner costs for units without a mortgage: $392

Residents with income below the poverty level in 2010:
This zip code:

8.2%
Whole state:

11.9%

Residents with income below 50% of the poverty level in 2010:
This zip code:

3.6%
Whole state:

6.9%

Median number of rooms in houses and condos:
Here:

6.4
State:

6.5

Median number of rooms in apartments:
Here:

5.4
State:

4.3


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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 52032: Bernard Fire Department (A), Bernard Town Hall (B). Display/hide their locations on the map

Churches in zip code 52032 include: Assumption Church (A), Saint Patricks Church (B), Sacred Heart Church (C), Saint Aloysius Church (D). Display/hide their locations on the map

Cemeteries: Ozark Cemetery (1), Saint Aloysius Cemetery (2), Saint Patrick's Cemetery (3), Sacred Heart Cemetery (4), Assumption Cemetery (5). Display/hide their locations on the map

Reservoir: Leisure Lake (A). Display/hide its location on the map

Streams, rivers, and creeks: Buncombe Creek (A), Curran Branch (B), South Spring Branch (C), Whitewater Creek (D), Prairie Creek (E), Theisen Creek (F), North Spring Branch (G), Lost Creek (H). Display/hide their locations on the map

 

Year house built

  • 2005 or later: 23
  • 2000 to 2004: 79
  • 1990 to 1999: 146
  • 1980 to 1989: 86
  • 1970 to 1979: 160
  • 1960 to 1969: 41
  • 1950 to 1959: 68
  • 1940 to 1949: 49
  • 1939 or earlier: 208


Zip code 52032 satellite photo by USGS



Estimated household income distribution in 2009:

Zip code 52032 household income distribution in 2009

Zip code 52032 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 52032:

  • Less than $10,000: 9
  • $10,000 to $14,999: 136
  • $15,000 to $19,999: 6
  • $20,000 to $24,999: 17
  • $25,000 to $29,999: 18
  • $30,000 to $34,999: 25
  • $35,000 to $39,999: 15
  • $40,000 to $49,999: 11
  • $50,000 to $59,999: 39
  • $60,000 to $69,999: 20
  • $70,000 to $79,999: 50
  • $80,000 to $89,999: 36
  • $90,000 to $99,999: 28
  • $100,000 to $124,999: 94
  • $125,000 to $149,999: 61
  • $150,000 to $174,999: 74
  • $175,000 to $199,999: 57
  • $200,000 to $249,999: 48
  • $250,000 to $299,999: 28
  • $300,000 to $399,999: 15
  • $400,000 to $499,999: 45
  • $500,000 to $749,999: 18
  • $750,000 to $999,999: 21
  • $1,000,000 or more: 88

 



52032 rent paid by renters

Rent paid by renters in 2010 in zip code 52032:

  • $100 to $149: 10
  • $150 to $199: 11
  • $200 to $249: 13
  • $250 to $299: 19
  • $300 to $349: 36
  • $350 to $399: 24
  • $400 to $449: 16
  • $450 to $499: 35
  • $500 to $549: 33
  • $600 to $649: 25
  • $650 to $699: 2
  • $800 to $899: 27
  • No cash rent: 33
 

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $96,644

Estimated median house or condo value in 2010: $134,275
52032:

$134,275
Iowa:

$122,000
Lower value quartile - upper value quartile: $81,528 - $195,895

Mean price in 2010:

Detached houses: $302,575
Here:

$302,575
State:

$152,024

Mobile homes: $23,663
Here:

$23,663
State:

$54,433

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 735
  • One, attached: 11
  • Two: 26
  • 3 or 4: 7
  • 5 to 9: 4
  • 10 to 19: 57
  • 20 to 49: 13
  • Mobile homes: 69
  • Boats, RVs, vans, etc.: 16
52032 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 736 (76%)
  • Carpooled: 82 (8%)
  • Bicycle: 34 (4%)
  • Walked: 73 (8%)
  • Other means: 6 (1%)
  • Worked at home: 72 (8%)
 

52032 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 113
  • 5 to 9 minutes: 127
  • 10 to 14 minutes: 85
  • 15 to 19 minutes: 78
  • 20 to 24 minutes: 116
  • 25 to 29 minutes: 83
  • 30 to 34 minutes: 207
  • 35 to 39 minutes: 13
  • 40 to 44 minutes: 31
  • 45 to 59 minutes: 30
  • 60 to 89 minutes: 25
  • 90 or more minutes: 33
 

Percentage of zip code residents living and working in this county: 71.6%

Household type by relationship:

Households: 1,280
  • In family households: 1,096 (326 male householders, 22 female householders)
    322 spouses, 374 children (368 natural, 6 adopted, 0 stepchildren), 13 grandchildren, 15 brothers or sisters, 7 parents, 17 other relatives, 0 non-relatives
  • In nonfamily households: 184 (107 male householders (89 living alone)), 56 female householders (56 living alone)), 21 nonrelatives

Size of family households: 187 2-persons, 84 3-persons, 108 4-persons, 57 5-persons, 37 6-persons, 23 7-or-more-persons

Size of nonfamily households: 190 1-person, 58 2-persons

434 married couples with children.
89 single-parent households (59 men, 30 women).

99.2% of residents of 52032 zip code speak English at home.
3.6% of residents speak Spanish at home (84% very well, 16% well).
1.8% of residents speak other Indo-European language at home (97% very well, 3% not well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 13 (0.7%)
(51.9% of them are naturalized citizens)
This zip code:

0.7%
Whole state:

4.3%

Year of entry for the foreign-born population

  • 2000 or later: 0
  • 1990 to 1999: 9
  • 1980 to 1989: 8
  • Before 1980: 13

Races in zip code 52032:

White population: 1,805
Black population: 7
American Indian population: 0
Asian population: 4
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 0
Two or more races population: 9
Hispanic or Latino population: 25

Zip code 52032 topographic map

Facilities with environmental interests located in this zip code:

  • BERNARD ELEMENTARY SCHOOL (867 BERNARD RD in BERNARD, IA)
    (National Center for Education Statistics) - STATE ID-316961 409
    Organizations: WESTERN DUBUQUE COMM SCHOOL DISTRICT (SCHOOL DISTRICT)
  • RANDY ROLING (17126 TWELVE MILE RD in BERNARD, IA)
    (Integrated Compliance Information System) - ICIS-07-2002-0158, FORMAL ENFORCEMENT ACTION
  • BERNARD, CITY OF-STP (549 LEFFLER STREET in BERNARD, IA)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: SEWERAGE SYSTEMS
    Organizations: CITY OF BERNARD (CONTACT/OWNER)
  • MOORE RESIDENCE (519 LEFFLER ST in BERNARD, IA)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • BUTLER SHOP JACKSON CO SEC ROADS DEPT (Y31 S 1.5 MI S D 61 in BERNARD, IA)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))


Zip code 52032 marital status for males
Zip code 52032 marital status for females


Housing units lacking complete plumbing facilities: 21.9%

Housing units lacking complete kitchen facilities: 2.9%

Most commonly used house heating fuel:

  • Bottled, tank, or LP gas (40%)
  • Utility gas (28%)
  • Wood (14%)
  • Fuel oil, kerosene, etc. (7%)
  • Electricity (7%)
  • Other fuel (2%)
  • No fuel used (2%)

Population in 1990: 861. Population change in the 1990s: +559 (+64.9%).

Place of birth for U.S.-born residents:

  • This state: 1,247
  • Midwest: 33

79% of the 52032 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 55% lived in this county.
   Out of people who lived in different counties, 50% lived in Iowa.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 115
Here:

33.7%
Iowa:

10.8%

Students in private schools in grades 9 to 12 (high school): 6
Here:

5.1%
Iowa:

7.5%

Students in private undergraduate colleges: 57
Here:

39.6%
Iowa:

27.6%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Top industries in this zip code by the number of employees in 2005:

  • Information: Wired Telecommunications Carriers (5-9 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (1-4: 2)
  • Other Services (except Public Administration): Religious Organizations (1-4: 2)
  • Wholesale Trade: Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers (1-4: 1)
  • Administrative and Support and Waste Management and Remediation Services: Document Preparation Services (1-4: 1)
  • Construction: Manufacturing (1-4: 1)
  • Construction: Other Foundation, Structure, and Building Exterior Contractors (1-4: 1)
  • Construction: Commercial and Institutional Building Construction (1-4: 1)
  • Professional, Scientific, and Technical Services: All Other Professional, Scientific, and Technical Services (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2006:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED5$150,81815$141,65887$156,9477$49,8633$81,6171$9,770
APPLICATIONS APPROVED, NOT ACCEPTED1$77,4901$42,3301$137,4001$8,4700$00$0
APPLICATIONS DENIED1$29,9601$272,8505$142,3520$00$00$0
APPLICATIONS WITHDRAWN0$01$85,3108$161,9860$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0103.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$160,8482$110,380
APPLICATIONS APPROVED, NOT ACCEPTED1$192,7600$0
APPLICATIONS DENIED1$155,6400$0
APPLICATIONS WITHDRAWN1$121,1201$59,260
FILES CLOSED FOR INCOMPLETENESS0$01$95,730
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0103.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 52032 among deceased individuals
NameCountLived (average)
John1374.9 years
Mary1282.4 years
Joseph1182.8 years
James770.5 years
Daniel672.8 years
Michael566.4 years
Frank580.2 years
Robert470.2 years
Margaret472.7 years
Francis472.7 years
Most common last names in zip code 52032 among deceased individuals
Last nameCountLived (average)
Noonan1175.5 years
Mccarthy970.4 years
Donovan885.0 years
Small777.0 years
Pfab679.5 years
English585.2 years
Mcdonnell573.0 years
Beauchamp461.3 years
Mausser461.0 years
Kinsella485.7 years


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