Estimated median household income in 2007: $58,091
| This zip code: | $58,091 | | Wisconsin: | $50,578 |
Nearest zip codes: 54002, 54023, 54028, 54003, 54017, 54022.
Housing units in zip code 54015 with a mortgage: 285 (59 second mortgage, 36 home equity loan, 7 both second mortgage and home equity loan)
Houses without a mortgage: 79
Median monthly owner costs for units with a mortgage: $1,349
Median monthly owner costs for units without a mortgage: $432
Residents with income below the poverty level in 2007:
| This zip code: | 4.7% | | Whole state: | 10.8% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.8% | | Whole state: | 4.5% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 4.1 |
Year house built: |
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- 1999 to March 2000: 22
- 1995 to 1998: 45
- 1990 to 1994: 61
- 1980 to 1989: 63
- 1970 to 1979: 136
- 1960 to 1969: 66
- 1950 to 1959: 53
- 1940 to 1949: 52
- 1939 or earlier: 205
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Bedrooms in owner-occupied houses in Hammond, WI (54015): |
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- no bedroom: 0
- 1 bedrooms: 2
- 2 bedrooms: 92
- 3 bedrooms: 285
- 4 bedrooms: 131
- 5 or more bedrooms: 15
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 36
- 2 bedrooms: 95
- 3 bedrooms: 19
- 4 bedrooms: 21
- 5 or more bedrooms: 0
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Vehicles available in 54015 zip code in owner-occupied houses/condos: |
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- no vehicle: 10
- 1 vehicle: 86
- 2 vehicles: 241
- 3 vehicles: 118
- 4 vehicles: 56
- 5 or more vehicles: 14
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 14
- 1 vehicle: 50
- 2 vehicles: 84
- 3 vehicles: 23
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 54015:
- Less than $10,000: 9
- $10,000 to $14,999: 4
- $15,000 to $19,999: 8
- $20,000 to $24,999: 6
- $25,000 to $29,999: 2
- $30,000 to $34,999: 4
- $35,000 to $39,999: 5
- $40,000 to $49,999: 8
- $50,000 to $59,999: 5
- $60,000 to $69,999: 8
- $70,000 to $79,999: 7
- $80,000 to $89,999: 7
- $90,000 to $99,999: 16
- $100,000 to $124,999: 58
- $125,000 to $149,999: 98
- $150,000 to $174,999: 100
- $175,000 to $199,999: 93
- $200,000 to $249,999: 155
- $250,000 to $299,999: 79
- $300,000 to $399,999: 34
- $400,000 to $499,999: 20
- $500,000 to $749,999: 22
- $750,000 to $999,999: 9
- $1,000,000 or more: 7
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Rent paid by renters in 2007 in zip code 54015:
- $100 to $149: 3
- $150 to $199: 4
- $200 to $249: 2
- $250 to $299: 5
- $300 to $349: 6
- $350 to $399: 8
- $400 to $449: 31
- $450 to $499: 16
- $500 to $549: 8
- $550 to $599: 19
- $600 to $649: 6
- $650 to $699: 4
- $700 to $749: 4
- $750 to $799: 8
- No cash rent: 14
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $171,871
- American Indian or Alaska Native householders: $69,117
Estimated median house or condo value in 2007: $185,911 (it was $120,400 in 2000)
| 54015: | $185,911 | | Wisconsin: | $168,800 |
Lower value quartile - upper value quartile: $123,694 - $202,867
Mean price in 2007:
Detached houses: $221,951| Here: | $221,951 | | State: | $215,427 |
Townhouses or other attached units: $181,559| Here: | $181,559 | | State: | $196,806 |
In 2-unit structures: $117,906| Here: | $117,906 | | State: | $167,968 |
Mobile homes: $125,286| Here: | $125,286 | | State: | $36,669 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 542
- One, attached: 8
- Two: 31
- 3 or 4: 33
- 5 to 9: 29
- 10 to 19: 18
- Mobile homes: 42

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Means of transportation to work
- Drove a car alone: 827 (78%)
- Carpooled: 138 (13%)
- Bicycle: 2 (0%)
- Walked: 44 (4%)
- Other means: 3 (0%)
- Worked at home: 50 (5%)
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Travel time to work
- Less than 5 minutes: 76
- 5 to 9 minutes: 133
- 10 to 14 minutes: 100
- 15 to 19 minutes: 112
- 20 to 24 minutes: 149
- 25 to 29 minutes: 58
- 30 to 34 minutes: 98
- 35 to 39 minutes: 46
- 40 to 44 minutes: 53
- 45 to 59 minutes: 105
- 60 to 89 minutes: 56
- 90 or more minutes: 28
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Percentage of zip code residents living and working in this county: 62.0%
Household type by relationship
Households: 1,898
- In family households: 1,687 (439 male householders, 95 female householders)
450 spouses, 630 children (600 natural, 15 adopted, 15 stepchildren), 8 grandchildren, 7 brothers or sisters, 11 parents, 3 other relatives, 44 non-relatives
- In nonfamily households: 211 (93 male householders (66 living alone)), 74 female householders (59 living alone)), 44 nonrelatives
- In group quarters: 50 (all institutionalized)
Size of family households: 220 2-persons, 130 3-persons, 112 4-persons, 47 5-persons, 21 6-persons, 4 7-or-more-persons.
Size of nonfamily households: 125 1-person, 38 2-persons, 3 3-persons, 1 4-persons.
410 married couples with children.
107 single-parent households (34 men, 73 women).
96.8% of residents of 54015 zip code speak English at home.
1.8% of residents speak Spanish at home (63% very well, 28% well, 9% not well).
1.2% of residents speak other Indo-European language at home (91% very well, 9% not well).
0.2% of residents speak other language at home (100% very well).
Foreign born population: 8 (0.4%)
(87.5% of them are naturalized citizens)
| This zip code: | 0.4% | | Whole state: | 3.6% |
Most common places of birth for the foreign-born residents:
- Korea (38%)
- Germany (25%)
- Other Eastern Europe (25%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 3
- 1975 to 1979: 2
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 3
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White population: 1,916
Black population: 2
American Indian population: 2
Asian population: 4
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 18

First ancestries reported:
|  German: 542 |
|  Norwegian: 437 |
|  Irish: 149 |
|  United States or American: 102 |
|  Dutch: 71 |
|  English: 70 |
|  Polish: 55 |
|  French (except Basque): 45 |
|  Swedish: 43 |
|  Other groups: 28 |
|  Italian: 17 |
|  Scottish: 17 |
|  Belgian: 16 |
|  French Canadian: 13 |
|  Scandinavian: 13 |
|  Danish: 11 |
|  Czech: 10 |
|  Finnish: 10 |
|  Swiss: 6 |
|  Scotch-Irish: 5 |
|  Northern European: 4 |
|  Slovene: 4 |
|  Luxemburger: 3 |
|  European: 3 |
|  Portuguese: 3 |
|  Brazilian: 2 |
|  Welsh: 2 |
|  West Indian (excluding Hispanic groups):: 1 |
|  Dutch West Indian: 1 |
Median worth of mobile homes: $20,419
Most commonly used house heating fuel: |
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- Utility gas (47%)
- Bottled, tank, or LP gas (26%)
- Electricity (15%)
- Fuel oil, kerosene, etc. (9%)
- Wood (2%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 1232
- Northeast: 49
- Midwest: 595
- South: 30
- West: 32
60% of the 54015 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 56% lived in this county.
Out of people who lived in different counties, 48% lived in Wisconsin.
Population in 1990: 1,921. Population change in the 1990s: +21 (+1.1%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 7
| Here: | 3.1% | | Wisconsin: | 16.4% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Wisconsin: | 9.1% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | Wisconsin: | 18.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- ST CROIX ELECTRIC COOPERATIVE (1925 RIDGEWAY STREET in HAMMOND, WI; small business): $20,147 in 7 contracts from 2004 to 2005
Contracts for Electric Services by Army, U.S. Army Corps of Engineers - civil program financing only Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $22,000; 2005: $-1,853; 2006: $0.
Biggest contracts:
$11,000 with Army for Electric Services. Signed on 2004-01-09. Completion date: 2005-09-30.
$11,000 with U.S. Army Corps of Engineers - civil program financing only for Electric Services. Signed on 2004-01-09. Completion date: 2005-09-30.
$0 with Army for Electric Services. Signed on 2004-01-09. Completion date: 2005-09-30.
$0 with U.S. Army Corps of Engineers - civil program financing only for Electric Services. Signed on 2004-01-09. Completion date: 2005-09-30.
Top industries in this zip code by the number of employees in 2005:
- Wholesale Trade: Plastics Materials and Basic Forms and Shapes Merchant Wholesalers (100-249 employees: 1 establishment)
- Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1, 1-4: 3)
- Utilities: Electric Power Distribution (20-49: 1)
- Health Care and Social Assistance: Home Health Care Services (20-49: 1)
- Other Services (except Public Administration): Religious Organizations (5-9: 2, 1-4: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
50 people in nursing homes
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $180,006 | 76 | $173,665 | 100 | $152,380 | 20 | $57,413 | 6 | $220,113 | 3 | $11,790 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $199,823 | 33 | $166,168 | 3 | $58,950 | 1 | $145,270 | 1 | $23,370 |
| APPLICATIONS DENIED | 2 | $177,795 | 12 | $165,322 | 73 | $172,721 | 7 | $40,783 | 6 | $180,112 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $113,690 | 7 | $224,399 | 30 | $198,722 | 1 | $19,580 | 2 | $267,485 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $194,533 | 11 | $175,297 | 1 | $12,630 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $171,796 | 123 | $143,815 | 107 | $149,648 | 25 | $46,865 | 9 | $131,723 | 4 | $26,843 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $110,609 | 35 | $139,403 | 6 | $33,897 | 1 | $136,430 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $101,060 | 25 | $147,087 | 63 | $183,034 | 4 | $78,635 | 6 | $177,058 | 2 | $22,105 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 17 | $169,752 | 50 | $164,102 | 3 | $172,637 | 6 | $132,637 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $92,210 | 13 | $208,185 | 0 | $0 | 1 | $138,950 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $176,427 | 131 | $154,429 | 174 | $157,827 | 30 | $44,507 | 17 | $181,752 | 5 | $69,350 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $100,244 | 24 | $120,188 | 4 | $35,213 | 1 | $161,060 | 3 | $43,370 |
| APPLICATIONS DENIED | 1 | $113,690 | 23 | $134,393 | 72 | $172,234 | 8 | $24,711 | 2 | $201,165 | 6 | $44,002 |
| APPLICATIONS WITHDRAWN | 1 | $217,900 | 14 | $131,328 | 64 | $178,911 | 3 | $140,003 | 4 | $89,845 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $272,850 | 16 | $211,704 | 1 | $30,320 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $180,283 | 139 | $150,530 | 187 | $147,288 | 33 | $42,222 | 19 | $186,688 | 6 | $39,685 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 13 | $137,300 | 20 | $169,016 | 1 | $22,740 | 1 | $226,110 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $139,793 | 13 | $149,981 | 67 | $169,533 | 6 | $52,107 | 3 | $153,900 | 3 | $41,477 |
| APPLICATIONS WITHDRAWN | 1 | $225,480 | 6 | $206,007 | 51 | $183,981 | 3 | $201,060 | 3 | $194,323 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $123,790 | 2 | $180,955 | 4 | $264,168 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $163,479 | 128 | $157,056 | 409 | $139,967 | 21 | $54,378 | 2 | $540,335 | 25 | $131,373 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $124,847 | 9 | $163,724 | 30 | $153,521 | 1 | $22,110 | 0 | $0 | 2 | $160,425 |
| APPLICATIONS DENIED | 1 | $197,060 | 13 | $93,525 | 62 | $121,043 | 6 | $51,897 | 0 | $0 | 4 | $128,215 |
| APPLICATIONS WITHDRAWN | 1 | $173,690 | 15 | $182,111 | 45 | $147,458 | 1 | $1,260 | 0 | $0 | 1 | $125,690 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $190,110 | 5 | $151,206 | 1 | $56,840 | 0 | $0 | 1 | $205,900 |
Detailed HMDA statistics for the following Tracts:
1210.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 40 | $172,064 | 11 | $254,018 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $177,480 | 3 | $220,430 |
| APPLICATIONS DENIED | 1 | $144,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $172,425 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $184,579 | 7 | $172,517 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $130,110 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $162,635 | 1 | $232,430 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $200,217 | 10 | $212,344 | 1 | $94,110 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $228,640 | 1 | $139,580 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $113,690 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $165,270 | 2 | $222,640 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $165,775 | 13 | $181,658 | 1 | $166,110 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $173,218 | 6 | $176,637 | 1 | $166,110 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $133,270 | 1 | $184,430 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $82,110 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 44 | $168,034 | 44 | $170,963 | 1 | $46,110 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $170,320 | 10 | $148,994 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $153,900 | 1 | $265,270 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $59,370 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
1210.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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