55070 Zip Code Detailed Profile




Cities: St. Francis, MN (63.74%), Nowthen, MN (1.43%), Oak Grove, MN (0.42%)
Counties: Anoka County, MN (65.59%), Isanti County, MN (34.41%)
Estimated zip code population in 2013: 7,502
Zip code population in 2010: 7,541
Zip code population in 2000: 5,575

Houses and condos: 2,814
Renter-occupied apartments: 358
% of renters here:

13%
State:

28%
Mar. 2013 cost of living index in zip code 55070: 112.3 (more than average, U.S. average is 100)

Land area: 27.4 sq. mi.
Water area: 0.3 sq. mi.
Population density: 274 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 55070
Zip code 55070 (St. Francis, Minnesota) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.1% ($1,870)
Minnesota:

1.2% ($2,148)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,894 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,755 (1.2%)

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Males: 3,866  (51.5%)
Females: 3,636  (48.5%)

For population 25 years and over in 55070:

For population 15 years and over in 55070:

Zip code 55070 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Length of stay since moving in below state average.
  • House age significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 55070

  • Zip code 55070 races chart
    • 7,153White population
    • 45Black population
    • 31American Indian population
    • 59Asian population
    • 3Native Hawaiian and Other Pacific Islander population
    • 4Some other race population
    • 139Two or more races population
    • 107Hispanic or Latino population

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Data:
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Based on 2000-2013 data
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Urban population: 3,923
Rural population: 3,578

Estimated median house/condo value in 2013: $166,400
55070:

$166,400
Minnesota:

$180,100
Median resident age:
This zip code:

32.7 years
Minnesota median age:

37.7 years
Average household size:
This zip code:

2.8 people
Minnesota:

2.5 people

Averages for the 2012 tax year for zip code 55070, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $51,637 (Individual Income Tax Returns)
Here:

$51,637
State:

$67,192

Salary/wage: $47,599 (reported on 90.1% of returns)
Here:

$47,599
State:

$55,182
(% of AGI for various income ranges: 74.6% for AGIs below $25k, 86.5% for AGIs $25k-50k, 84.9% for AGIs $50k-75k, 86.5% for AGIs $75k-100k, 85.4% for AGIs $100k-200k, 47.4% for AGIs over 200k)

Taxable interest for individuals: $486 (reported on 24.1% of returns)
This zip code:

$486
Minnesota:

$1,664
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Ordinary dividends: $1,132 (reported on 11.9% of returns)
Here:

$1,132
State:

$5,665
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$7,835 (reported on 9.0% of returns)
Here:

+$7,835
State:

+$16,131
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.6% for AGIs $75k-100k, 4.6% for AGIs $100k-200k)

Profit/loss from business: +$8,478 (reported on 13.0% of returns)
Here:

+$8,478
State:

+$12,430
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 3.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,469 (reported on 8.4% of returns)
55070:

$11,469
Minnesota:

$15,212
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 1.9% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.4% for AGIs $100k-200k)

Total itemized deductions: $18,352 (24% of AGI, reported on 43.2% of returns)
Here:

$18,352
State:

$24,665

Here:

23.6% of AGI
State:

19.6% of AGI
(% of AGI for various income ranges: 12.4% for AGIs below $25k, 12.3% for AGIs $25k-50k, 14.9% for AGIs $50k-75k, 17.4% for AGIs $75k-100k, 17.3% for AGIs $100k-200k, 14.1% for AGIs over 200k)

Charity contributions: $1,995 (reported on 31.9% of returns)
Here:

$1,995
State:

$3,948
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Taxes paid: $6,140 (reported on 43.2% of returns)
55070:

$6,140
State:

$10,589
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 3.3% for AGIs $25k-50k, 4.5% for AGIs $50k-75k, 5.8% for AGIs $75k-100k, 6.9% for AGIs $100k-200k, 7.7% for AGIs over 200k)

Earned income credit: $2,127 (reported on 15.9% of returns)
Here:

$2,127
State:

$2,037
(% of AGI for various income ranges: 6.2% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 55070, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $45,191 (Individual Income Tax Returns)
Here:

$45,191
State:

$53,560

Salary/wage: $41,968 (reported on 91.8% of returns)
Here:

$41,968
State:

$46,177
(% of AGI for various income ranges: 114.6% for AGIs below $10k, 81.2% for AGIs $10k-25k, 88.2% for AGIs $25k-50k, 87.8% for AGIs $50k-75k, 90.5% for AGIs $75k-100k, 70.3% for AGIs over 100k)

Taxable interest for individuals: $638 (reported on 34.1% of returns)
This zip code:

$638
Minnesota:

$1,796
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Taxable dividends: $893 (reported on 14.9% of returns)
Here:

$893
State:

$3,096
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Net capital gain/loss: +$5,677 (reported on 11.9% of returns)
Here:

+$5,677
State:

+$10,864
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.8% for AGIs $10k-25k, -0.0% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 7.3% for AGIs over 100k)

Profit/loss from business: +$7,736 (reported on 16.0% of returns)
Here:

+$7,736
State:

+$10,442
(% of AGI for various income ranges: 8.0% for AGIs below $10k, 6.2% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 0.8% for AGIs over 100k)

IRA payment deduction: $2,788 (reported on 1.1% of returns)
55070:

$2,788
Minnesota:

$2,955

Self-employed pension: $5,500 (reported on 0.3% of returns)
Here:

$5,500
Minnesota:

$12,099

Total itemized deductions: $16,417 (26% of AGI, reported on 53.5% of returns)
Here:

$16,417
State:

$20,035

Here:

26.0% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 14.8% for AGIs below $10k, 14.7% for AGIs $10k-25k, 19.7% for AGIs $25k-50k, 21.7% for AGIs $50k-75k, 19.4% for AGIs $75k-100k, 17.5% for AGIs over 100k)

Charity contributions deductions: $1,679 (3% of AGI, reported on 45.8% of returns)
Here:

$1,679
State:

$3,333

Here:

2.6% of AGI
State:

3.4% of AGI
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $4,940 (reported on 79.1% of returns)
55070:

$4,940
State:

$8,485
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 4.3% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 7.6% for AGIs $50k-75k, 9.1% for AGIs $75k-100k, 14.7% for AGIs over 100k)

Earned income credit: $1,624 (reported on 12.8% of returns)
Here:

$1,624
State:

$1,523

Percentage of individuals using paid preparers for their 2004 taxes: 58.0%
Here:

58%
State:

59%
(% for various income ranges: 39.6% for AGIs below $10k, 55.8% for AGIs $10k-25k, 60.7% for AGIs $25k-50k, 63.4% for AGIs $50k-75k, 64.4% for AGIs $75k-100k, 66.1% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$64,753
Minnesota:

$60,702
St. Francis, MN (55070) map Nearest zip codes: 55040, 55303, 55011, 55005, 55008, 55330.
Percentage of family households:
This zip code:

66.1%
Minnesota:

50.8%
Percentage of households with unmarried partners:
This zip code:

11.3%
Minnesota:

6.7%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 323
Household did not receive Food Stamps/SNAP in the past 12 months: 2,356


Women who had a birth in the past 12 months: 201 (137 now married, 64 unmarried)
Women who did not have a birth in the past 12 months: 1,714 (961 now married, 753 unmarried)


Housing units in zip code 55070 with a mortgage: 1,940 (236 second mortgage, 234 home equity loan)
Houses without a mortgage: 381

Median monthly owner costs for units with a mortgage: $1,570
Median monthly owner costs for units without a mortgage: S463

Residents with income below the poverty level in 2013:
This zip code:

10.9%
Whole state:

11.2%
Residents with income below 50% of the poverty level in 2013:
This zip code:

6.3%
Whole state:

6.3%
Median number of rooms in houses and condos:
Here:

6.5
State:

7.0
Median number of rooms in apartments:
Here:

4.6
State:

4.0
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 55070: Saint Francis Fire Department (A), Saint Francis Police Department (B), Saint Francis Library (C), Saint Francis City Hall (D). Display/hide their locations on the map

    Churches in zip code 55070 include: Lighthouse Assembly of God Church (A), First Baptist Church (B), Saint Francis United Methodist Church (C). Display/hide their locations on the map

    Cemetery: Oak View Cemetery (1). Display/hide its location on the map

    Swamps: Smith Lake (A). Display/hide its location on the map

    Parks in zip code 55070 include: Stanford Township Park (1), Saint Francis Community Park (2), Rum River North County Park (3), Bethel State Wildlife Management Area (4). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 1,1292000 to 2009
  • 8321990 to 1999
  • 3861980 to 1989
  • 2341970 to 1979
  • 921960 to 1969
  • 01950 to 1959
  • 101940 to 1949
  • 1311939 or earlier

Zip code 55070 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in St. Francis, MN (55070)

  • 0no bedroom
  • 261 bedroom
  • 4982 bedrooms
  • 1,1563 bedrooms
  • 5594 bedrooms
  • 825+ bedrooms

Bedrooms in renter-occupied apartments in St. Francis, MN (55070)

  • 0no bedroom
  • 311 bedroom
  • 1982 bedrooms
  • 1143 bedrooms
  • 154 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in St. Francis, MN (55070) in owner-occupied houses/condos

  • 12no vehicle
  • 4171 vehicle
  • 1,1352 vehicles
  • 5763 vehicles
  • 1124 vehicles
  • 695+ vehicles

Cars and other vehicles available in St. Francis, MN (55070) in renter-occupied apartments

  • 36no vehicle
  • 1421 vehicle
  • 1432 vehicles
  • 373 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $953.


Median price asked for vacant for-sale houses and condos in 2013: $118,447.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $166,400
55070:

$166,400
Minnesota:

$180,100
Lower value quartile - upper value quartile: $123,100 - $209,000

Mean price in 2013:

Detached houses: $191,953
Here:

$191,953
State:

$229,257

Townhouses or other attached units: $115,516
Here:

$115,516
State:

$168,477

Mobile homes: $43,008
Here:

$43,008
State:

$45,753

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 8.9%

Percentage of zip code residents living and working in this county: 48.2%

Household type by relationship:

Households: 7,500

Size of family households: 727 2-persons, 470 3-persons, 468 4-persons, 210 5-persons, 48 6-persons, 47 7-or-more-persons

Size of nonfamily households: 525 1-person, 156 2-persons, 8 3-persons, 11 4-persons, 9 6-persons

1,578 married couples with children.
307 single-parent households (109 men, 198 women).

97.3% of residents of 55070 zip code speak English at home.
0.2% of residents speak Spanish at home (100% very well).
1.1% of residents speak other Indo-European language at home (92% very well, 8% well).
1.3% of residents speak Asian or Pacific Island language at home (30% very well, 36% well, 21% not well, 13% not at all).

Foreign born population: 111 (1.5%)
(61.3% of them are naturalized citizens)
This zip code:

1.5%
Whole state:

7.4%

Most common places of birth for the foreign-born residents

  • 41%Laos
  • 22%Canada
  • 12%Liberia
  • 9%Vietnam
  • 8%Guyana
  • 5%Norway
  • 4%Belize

Most common first ancestries reported in 55070 (%)

  • 26%German
  • 11%Norwegian
  • 8%Other groups
  • 8%Swedish
  • 8%Irish
  • 4%American
  • 3%English

Year of entry for the foreign-born population

  • 02010 or later
  • 222000 to 2009
  • 131990 to 1999
  • 127Before 1990

Private high school not listed on the city page:

  • ST FRANCIS CHRISTIAN SCHOOL (Students: 83; Location: 22940 ST FRANCIS BLVD, ST FRANCIS, MN; Grades: KG - 12)

Zip code 55070 topographic map

Private primary/middle schools not listed on the city page:

  • TRINITY LUTHERAN SCHOOL (Students: 134; Location: 3812 229 AVE NW, ST FRANCIS, MN; Grades: KG - 8)
  • ZION LUTHERAN SCHOOL (Students: 54; Location: 7515 269TH AVE NW, ST FRANCIS, MN; Grades: PK - 7)

Facilities with environmental interests located in this zip code:


Zip code 55070 marital status for males
Zip code 55070 marital status for females

Most commonly used house heating fuel

  • 80%Utility gas
  • 10%Bottled, tank, or LP gas
  • 7%Electricity
  • 2%Wood
  • 1%Fuel oil, kerosene, etc.

Population in 1990: 2,789. Population change in the 1990s: +2,786 (+99.9%).

Place of birth for U.S.-born residents:


48% of the 55070 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 55% lived in this county.
   Out of people who lived in different counties, 50% lived in Minnesota.

93% of the 55070 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 51% moved from this county.
   Out of people who lived in different houses, 40% moved from different county within same state.
   Out of people who lived in different houses, 6% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 43
Here:

4.3%
Minnesota:

11.3%
Students in private schools in grades 9 to 12 (high school): 3
Here:

1.0%
Minnesota:

8.3%
Students in private undergraduate colleges: 82
Here:

19.6%
Minnesota:

23.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 76,471Management occupations
  • 74,722Computer and mathematical occupations
  • 51,591Community and social service occupations
  • 50,833Arts, design, entertainment, sports, and media occupations
  • 50,455Construction and extraction occupations
  • 49,886Business and financial operations occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2000:

  • 3 people in training schools for juvenile delinquents
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED172$134,52165$98,196248$165,95815$109,20622$126,6295$41,228
APPLICATIONS APPROVED, NOT ACCEPTED0$07$63,11148$154,4992$36,5451$76,1608$42,205
APPLICATIONS DENIED7$143,82120$71,820144$197,21017$42,03611$161,81712$59,269
APPLICATIONS WITHDRAWN21$144,5408$90,90484$187,3212$128,8201$104,4502$37,790
FILES CLOSED FOR INCOMPLETENESS2$199,7552$147,18523$188,6110$00$01$84,500
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0501.07 , 0501.08, 1306.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED9$169,7496$239,953
APPLICATIONS APPROVED, NOT ACCEPTED5$176,1724$385,418
APPLICATIONS DENIED2$47,50511$358,747
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0501.07 , 0501.08, 1306.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 55070 among deceased individuals
NameCountLived (average)
George773.9 years
Gerald665.7 years
Evelyn577.6 years
Mary569.4 years
Catherine479.2 years
Lois480.5 years
Robert471.5 years
Patricia458.5 years
Richard463.5 years
Beverly471.5 years
Most common last names in zip code 55070 among deceased individuals
Last nameCountLived (average)
Johnson971.1 years
Anderson769.3 years
Peterson676.8 years
Stoeckel679.8 years
Smith463.0 years
Leathers383.0 years
Larson360.0 years
Miller373.0 years
Nelson373.4 years
Wallin372.0 years
Businesses in zip code 55070
NameCountNameCount
Dairy Queen1Subway1
Domino's Pizza1True Value1
McDonald's1U-Haul1

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