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55320 Zip Code Detailed Profile

 



Profiles Clearwater, MN (55320) houses, apartments, residents, cars, jobs...

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City: Clearwater, MN
Wright County, MN
Zip code population (2000): 3,684
Estimated zip code population in 2007: 6,365



Age and Sex of Residents in zip code 55320

Zip code 55320 (Clearwater, Minnesota) real estate house value trends

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Clearwater, MN (55320) map from a distance

Houses and condos: 1,346
Renter-occupied apartments: 135
% of renters here:  11%
State:  25%

2008 cost of living index in zip code 55320: 94.2 (less than average, U.S. average is 100)

Land area: 41.1 sq. mi.
Water area: 2.0 sq. mi.
Population density: 155 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.4% ($1,193)
Minnesota:  1.6% ($1,297)

Profiles of local businesses:
Jimmy's pizza

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Males: 1,880  (51.0%)
Females: 1,804  (49.0%)

Zip code 55320 races chart


55320, MN forum
Recent posts about zip code 55320 area on our local forum with over 700,000 registered users:
Is minneapolis sprawled?  (120 replies)
Thief River Falls, MN-- the scoop....  (23 replies)
job in Minnetonka/Plymouth area  (19 replies)
Small town on Mississippi with good special education??  (14 replies)
100% rural population.

Estimated median house/condo value in 2007: $229,878
55320:  $229,878
Minnesota:  $213,600

According to our research of public records there were no registered sex offenders living in this zip code in early 2007.

Median resident age:  34.1 years
Minnesota median age:  35.4 years

Average household size:
This zip code:  2.9 people
Minnesota:  2.5 people

Averages for the 2004 tax year for zip code 55320, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $49,122 (Individual Income Tax Returns)
Here:  $49,122
State:  $53,560

Salary/wage: $42,113 (reported on 89.8% of returns)
Here:  $42,113
State:  $46,177
(% of AGI for various income ranges: 106.4% for AGIs below $10k, 78.0% for AGIs $10k-25k, 84.5% for AGIs $25k-50k, 86.7% for AGIs $50k-75k, 85.6% for AGIs $75k-100k, 55.5% for AGIs over 100k)

Taxable interest for individuals: $1,114 (reported on 48.8% of returns)
This zip code:  $1,114
Minnesota:  $1,796
(% of AGI for various income ranges: 5.5% for AGIs below $10k, 3.7% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $1,234 (reported on 20.6% of returns)
Here:  $1,234
State:  $3,096
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$10,477 (reported on 18.8% of returns)
Here:  +$10,477
State:  +$10,864
(% of AGI for various income ranges: -0.2% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 11.3% for AGIs over 100k)

Profit/loss from business: +$9,255 (reported on 17.9% of returns)
Here:  +$9,255
State:  +$10,442
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 6.7% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 4.4% for AGIs over 100k)

IRA payment deduction: $2,926 (reported on 3.2% of returns)
55320:  $2,926
Minnesota:  $2,955
(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Total itemized deductions: $17,020 (1% of AGI, reported on 45.1% of returns)
Here:  $17,020
State:  $20,035
(% of AGI for various income ranges: 8.4% for AGIs below $10k, 10.9% for AGIs $10k-25k, 16.6% for AGIs $25k-50k, 18.0% for AGIs $50k-75k, 17.5% for AGIs $75k-100k, 13.1% for AGIs over 100k)

Charity contributions deductions: $2,099 (2.5% of AGI, reported on 39.0% of returns)
Here:  $2,099
Minnesota:  $3,333

Here:  2.5% of AGI
State:  3.4% of AGI
(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $6,271 (reported on 80.9% of returns)
55320:  $6,271
State:  $8,485
(% of AGI for various income ranges: 3.9% for AGIs below $10k, 4.9% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 9.2% for AGIs $75k-100k, 16.7% for AGIs over 100k)

Earned income credit: $1,547 (reported on 8.1% of returns)
Here:  $1,547
State:  $1,523
(% of AGI for various income ranges: 5.0% for AGIs below $10k, 2.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 61.1%
Here:  61%
State:  59%
(% for various income ranges: 43.3% for AGIs below $10k, 56.2% for AGIs $10k-25k, 63.8% for AGIs $25k-50k, 67.0% for AGIs $50k-75k, 72.8% for AGIs $75k-100k, 75.7% for AGIs over 100k)


Estimated median household income in 2007: $62,827
This zip code:  $62,827
Minnesota:  $55,802
Clearwater, MN (55320) map

Nearest zip codes: 55302, 55358, 55319, 55382, 56304, 56301.


Percentage of family households:
This zip code:  79.5%
Whole state:  66.2%

Percentage of households with unmarried partners:
This zip code:  5.3%
Whole state:  5.3%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.5% of all households
  • Gay men: 0.1% of all households

Housing units in zip code 55320 with a mortgage: 664 (99 second mortgage, 112 home equity loan, 4 both second mortgage and home equity loan)
Houses without a mortgage: 154


Median monthly owner costs for units with a mortgage: $1,414

Median monthly owner costs for units without a mortgage: $415

Residents with income below the poverty level in 2007:
This zip code:  6.9%
Whole state:  9.5%

Residents with income below 50% of the poverty level in 2007:
This zip code:  3.5%
Whole state:  3.9%

Median number of rooms in houses and condos:
Here:  6.8
State:  6.6

Median number of rooms in apartments:
Here:  4.1
State:  3.7


Zip code 55320 close-up map

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Notable locations in this zip code not listed on our city pages:

Notable location: A J Acres Campground (A). Display/hide its location on the map

Lakes: Crooked Lake (A), Bunt Lake (B), Warner Lake (C), Fuller Lake (D), Feldges Lake (E), Dallas Lake (F). Display/hide their locations on the map

Creek: Plum Creek (A). Display/hide its location on the map

Parks in zip code 55320 include: Exploring the Mississippi Headwaters Historical Marker (1), Warner Lake County Park (2). Display/hide their locations on the map

Post office: Clearwater Post Office (A). Display/hide its location on the map

 

Year house built:
  • 1999 to March 2000: 62
  • 1995 to 1998: 182
  • 1990 to 1994: 185
  • 1980 to 1989: 222
  • 1970 to 1979: 318
  • 1960 to 1969: 87
  • 1950 to 1959: 34
  • 1940 to 1949: 29
  • 1939 or earlier: 233



Zip code 55320 satellite photo by USGS


Bedrooms in owner-occupied houses in Clearwater, MN (55320):
  • no bedroom: 0
  • 1 bedrooms: 29
  • 2 bedrooms: 242
  • 3 bedrooms: 541
  • 4 bedrooms: 283
  • 5 or more bedrooms: 41


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 7
  • 1 bedrooms: 34
  • 2 bedrooms: 61
  • 3 bedrooms: 27
  • 4 bedrooms: 6
  • 5 or more bedrooms: 0



Vehicles available in 55320 zip code in owner-occupied houses/condos:
  • no vehicle: 10
  • 1 vehicle: 183
  • 2 vehicles: 543
  • 3 vehicles: 273
  • 4 vehicles: 81
  • 5 or more vehicles: 46


Vehicles available in renter-occupied apartments:
  • no vehicle: 24
  • 1 vehicle: 59
  • 2 vehicles: 44
  • 3 vehicles: 8
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 55320 household income distribution in 2007

Zip code 55320 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 55320:

  • Less than $10,000: 3
  • $10,000 to $14,999: 1
  • $15,000 to $19,999: 1
  • $25,000 to $29,999: 2
  • $30,000 to $34,999: 3
  • $35,000 to $39,999: 2
  • $40,000 to $49,999: 2
  • $50,000 to $59,999: 5
  • $60,000 to $69,999: 20
  • $70,000 to $79,999: 15
  • $80,000 to $89,999: 12
  • $90,000 to $99,999: 25
  • $100,000 to $124,999: 63
  • $125,000 to $149,999: 161
  • $150,000 to $174,999: 230
  • $175,000 to $199,999: 203
  • $200,000 to $249,999: 383
  • $250,000 to $299,999: 319
  • $300,000 to $399,999: 277
  • $400,000 to $499,999: 135
  • $500,000 to $749,999: 86
  • $750,000 to $999,999: 5
  • $1,000,000 or more: 8
 



55320 rent paid by renters


Rent paid by renters in 2007 in zip code 55320:

  • Less than $100: 4
  • $100 to $149: 4
  • $150 to $199: 8
  • $200 to $249: 4
  • $250 to $299: 3
  • $300 to $349: 1
  • $350 to $399: 7
  • $400 to $449: 13
  • $450 to $499: 10
  • $500 to $549: 8
  • $550 to $599: 2
  • $600 to $649: 13
  • $700 to $749: 3
  • $800 to $899: 6
  • $900 to $999: 4
  • $2,000 or more: 17
  • No cash rent: 13
 


Median price asked for vacant for-sale houses and condos in 2007: $287,030.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $220,111
  • American Indian or Alaska Native householders: $158,255
  • Some other race householders: $203,471
  • Two or more races householders: $153,734
  • Hispanic or Latino householders: $203,471

Estimated median house or condo value in 2007: $246,934 (it was $127,100 in 2000)
55320:  $246,934
Minnesota:  $213,600
Lower value quartile - upper value quartile: $142,341 - $270,298

Mean price in 2007:
Detached houses: $277,125
Here:  $277,125
State:  $270,059

Townhouses or other attached units: $225,068
Here:  $225,068
State:  $220,268

In 2-unit structures: $140,275
Here:  $140,275
State:  $280,233

In 5-or-more-unit structures: $324,806
Here:  $324,806
State:  $190,214

Mobile homes: $68,936
Here:  $68,936
State:  $34,666


Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 1,147
  • One, attached: 43
  • Two: 23
  • 3 or 4: 5
  • 5 to 9: 6
  • 10 to 19: 51
  • 20 to 49: 15
  • Mobile homes: 62
55320 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,571 (81%)
  • Carpooled: 243 (13%)
  • Bus or trolley bus: 5 (0%)
  • Walked: 27 (1%)
  • Other means: 15 (1%)
  • Worked at home: 78 (4%)
 

55320 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 64
  • 5 to 9 minutes: 165
  • 10 to 14 minutes: 157
  • 15 to 19 minutes: 198
  • 20 to 24 minutes: 369
  • 25 to 29 minutes: 211
  • 30 to 34 minutes: 208
  • 35 to 39 minutes: 44
  • 40 to 44 minutes: 68
  • 45 to 59 minutes: 148
  • 60 to 89 minutes: 189
  • 90 or more minutes: 40
 

Percentage of zip code residents living and working in this county: 47.4%


Household type by relationship
Households: 3,709

  • In family households: 3,346 (839 male householders, 170 female householders)
    891 spouses, 1,331 children (1,227 natural, 25 adopted, 79 stepchildren), 28 grandchildren, 6 brothers or sisters, 9 parents, 18 other relatives, 54 non-relatives
  • In nonfamily households: 363 (144 male householders (102 living alone)), 120 female householders (77 living alone)), 99 nonrelatives

Size of family households: 399 2-persons, 210 3-persons, 208 4-persons, 123 5-persons, 43 6-persons, 26 7-or-more-persons.

Size of nonfamily households: 179 1-person, 69 2-persons, 14 3-persons, 2 4-persons.

942 married couples with children.
164 single-parent households (55 men, 109 women).

97.3% of residents of 55320 zip code speak English at home.
0.7% of residents speak Spanish at home (60% very well, 32% well, 8% not well).
1.8% of residents speak other Indo-European language at home (62% very well, 28% well, 7% not well, 3% not at all).
0.2% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 37 (1.0%)
(54.1% of them are naturalized citizens)

This zip code:  1.0%
Whole state:  5.3%

Most common places of birth for the foreign-born residents:



  • Germany (19%)
  • Colombia (19%)
  • Canada (16%)
  • Netherlands (5%)
  • China, excluding Hong Kong and Taiwan (5%)
  • India (5%)
  • Iran (5%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 10
  • 1990 to 1994: 0
  • 1985 to 1989: 7
  • 1980 to 1984: 2
  • 1975 to 1979: 6
  • 1970 to 1974: 2
  • 1970 to 1974: 0
  • 1965 to 1969: 10

White population: 3,625
Black population: 6
American Indian population: 12
Asian population: 12
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 11
Two or more races population: 18

Zip code 55320 races chart


First ancestries reported:

 German: 1756
 Norwegian: 300
 Irish: 158
 Swedish: 151
 French (except Basque): 107
 United States or American: 103
 English: 98
 Polish: 96
 Other groups: 94
 French Canadian: 53
 Finnish: 46
 Scandinavian: 33
 Czech: 29
 Danish: 29
 Scottish: 27
 Italian: 21
 Dutch: 14
 Belgian: 11
 Hungarian: 10
 Pennsylvania German: 7
 Scotch-Irish: 7
 Swiss: 7
 Russian: 4
 Slovak: 4
 Welsh: 4
 Luxemburger: 3
 Slovene: 3
 European: 3
 Northern European: 2
 Lebanese: 2
 Arab:: 2
 Iranian: 2



Zip code 55320 topographic map


Facitilies with environmental interests located in this zip code:

  • PARKWAY TRANSPORT INC (740 HEATON ST in CLEARWATER, MN)
    STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MND982062564, CESQG, RCRIS-MND982062564,
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC classification: LOCAL TRUCKING WITH STORAGE
    Business NAICS classification: USED HOUSEHOLD AND OFFICE GOODS MOVING.
    Organizations: PARKWAY AUTO BROKERS (CONTACT/OWNER) , PARKWAY AUTO TRANSPORT (CONTACT/OWNER)
    Alternative names: PARKWAY AUTO TRANSPORT
  • HASSELBRING AUTO TRANSPORT (COUNTY ROAD 75 in CLEARWATER, MN)
    STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MND985754233, CESQG, RCRIS-MND985754233,
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: HASSELBRING ELAIN (CONTACT/OWNER)
  • P T C (20202 9TH AVE E in CLEARWATER, MN)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: SCHREINER WERNER J (CONTACT/OWNER)
  • GILLE AUTO SALES AND SERVICE (20026 EMPIRE RD in CLEARWATER, MN)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: GILLE FRED (CONTACT/OWNER)
  • FREDS REPAIR (5 MI S CO 24 in CLEARWATER, MN)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: LUOMA FRED (CONTACT/OWNER)
  • B AND J LIGHTING (1878 189TH ST E in CLEARWATER, MN)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: JONES JAMES (CONTACT/OWNER)
  • BILLS AUTO (CLEARWATER IMPOUND in CLEARWATER, MN)
    Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: MARK AND BRENDA MONOON (CONTACT/OWNER)
  • HASTY LUBE (4101 148TH ST NW in CLEARWATER, MN)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: VIERKANT DARLENE (CONTACT/OWNER)
  • FRANKLIN OUTDOOR ADVERTISING CLEARWATER (20092 EDISON CIRCLE E in CLEARWATER, MN)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))


Median worth of mobile homes: $84,444

Zip code 55320 marital status for males
Zip code 55320 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Utility gas (40%)
  • Bottled, tank, or LP gas (32%)
  • Electricity (14%)
  • Fuel oil, kerosene, etc. (9%)
  • Wood (5%)


Place of birth for U.S.-born residents:

  • This state: 3242
  • Northeast: 15
  • Midwest: 268
  • South: 37
  • West: 103

67% of the 55320 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 36% lived in this county.
   Out of people who lived in different counties, 90% lived in Minnesota.

Population in 1990: 1,752. Population change in the 1990s: +1,932 (+110.3%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 73
Here:  13.6%
Minnesota:  11.7%

Students in private schools in grades 9 to 12 (high school): 13
Here:  5.0%
Minnesota:  6.8%

Students in private undergraduate colleges: 6
Here:  7.4%
Minnesota:  24.6%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 3 establishments, 10-19 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (20-49: 2)
  • Other Services (except Public Administration): General Automotive Repair (20-49: 1, 5-9: 1)
  • Construction: Electrical Contractors (20-49: 1, 1-4: 2)
  • Other Services (except Public Administration): Civic and Social Organizations (20-49: 1, 1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$200,02058$209,878121$157,58530$81,2901$98,15014$181,0404$114,693
APPLICATIONS APPROVED, NOT ACCEPTED0$05$156,75222$168,1238$58,6010$01$221,5000$0
APPLICATIONS DENIED0$015$178,34163$189,96012$81,3531$426,2605$142,1123$80,313
APPLICATIONS WITHDRAWN0$07$201,59132$207,5083$123,1700$02$139,1351$139,780
FILES CLOSED FOR INCOMPLETENESS0$01$408,03013$217,4491$41,5500$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0112.00 , 1003.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED18$226,0347$240,1572$224,255
APPLICATIONS APPROVED, NOT ACCEPTED1$154,0902$239,9101$126,800
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN1$126,8000$01$126,800
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0112.00 , 1003.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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