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55390 Zip Code Detailed Profile

 



Profiles Waverly, MN (55390) houses, apartments, residents, cars, jobs...

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City: Waverly, MN
Wright County, MN
Zip code population (2000): 1,790
Estimated zip code population in 2008: 2,527



Age and Sex of Residents in zip code 55390

Zip code 55390 (Waverly, Minnesota) real estate house value trends

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Waverly, MN (55390) map from a distance

Houses and condos: 709
Renter-occupied apartments: 78
% of renters here:  12%
State:  25%

Dec. 2009 cost of living index in zip code 55390: 93.7 (less than average, U.S. average is 100)

Land area: 35.5 sq. mi.
Water area: 2.0 sq. mi.
Population density: 71 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2008:
This zip code:  1.4% ($1,201)
Minnesota:  1.7% ($1,297)

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Males: 946  (52.8%)
Females: 844  (47.2%)

Zip code 55390 races chart


100% rural population.

Estimated median house/condo value in 2008: $246,386
55390:  $246,386
Minnesota:  $213,800

According to our research of public records there were no registered sex offenders living in this zip code in early 2007.

Median resident age:  37.1 years
Minnesota median age:  35.4 years

Average household size:
This zip code:  2.7 people
Minnesota:  2.5 people

Averages for the 2004 tax year for zip code 55390, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $43,411 (Individual Income Tax Returns)
Here:  $43,411
State:  $53,560

Salary/wage: $40,392 (reported on 86.6% of returns)
Here:  $40,392
State:  $46,177
(% of AGI for various income ranges: 131.0% for AGIs below $10k, 71.1% for AGIs $10k-25k, 84.8% for AGIs $25k-50k, 83.9% for AGIs $50k-75k, 88.5% for AGIs $75k-100k, 65.1% for AGIs over 100k)

Taxable interest for individuals: $1,002 (reported on 46.4% of returns)
This zip code:  $1,002
Minnesota:  $1,796
(% of AGI for various income ranges: 7.5% for AGIs below $10k, 3.3% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $956 (reported on 23.2% of returns)
Here:  $956
State:  $3,096
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Net capital gain/loss: +$7,527 (reported on 21.1% of returns)
Here:  +$7,527
State:  +$10,864
(% of AGI for various income ranges: -3.3% for AGIs below $10k, 2.5% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 12.1% for AGIs over 100k)

Profit/loss from business: +$7,411 (reported on 20.0% of returns)
Here:  +$7,411
State:  +$10,442
(% of AGI for various income ranges: 19.9% for AGIs below $10k, 10.2% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.9% for AGIs $75k-100k)

IRA payment deduction: $3,194 (reported on 2.9% of returns)
55390:  $3,194
Minnesota:  $2,955

Total itemized deductions: $16,528 (1% of AGI, reported on 40.7% of returns)
Here:  $16,528
State:  $20,035
(% of AGI for various income ranges: 18.6% for AGIs below $10k, 14.7% for AGIs $10k-25k, 15.1% for AGIs $25k-50k, 15.7% for AGIs $50k-75k, 17.1% for AGIs $75k-100k, 14.4% for AGIs over 100k)

Charity contributions deductions: $1,995 (2.8% of AGI, reported on 34.5% of returns)
Here:  $1,995
Minnesota:  $3,333

Here:  2.8% of AGI
State:  3.4% of AGI
(% of AGI for various income ranges: 1.4% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $5,083 (reported on 82.4% of returns)
55390:  $5,083
State:  $8,485
(% of AGI for various income ranges: 5.0% for AGIs below $10k, 5.5% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 9.3% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Earned income credit: $1,529 (reported on 9.5% of returns)
Here:  $1,529
State:  $1,523
(% of AGI for various income ranges: 4.6% for AGIs below $10k, 3.0% for AGIs $10k-25k, 0.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 58.4%
Here:  58%
State:  59%
(% for various income ranges: 47.6% for AGIs below $10k, 57.4% for AGIs $10k-25k, 57.6% for AGIs $25k-50k, 67.0% for AGIs $50k-75k, 56.6% for AGIs $75k-100k, 75.0% for AGIs over 100k)


Estimated median household income in 2008: $64,571
This zip code:  $64,571
Minnesota:  $57,288
Waverly, MN (55390) map

Nearest zip codes: 55363, 55349, 55395, 55313, 55388, 55360.


Percentage of family households:
This zip code:  77.2%
Whole state:  66.2%

Percentage of households with unmarried partners:
This zip code:  4.9%
Whole state:  5.3%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.5% of all households
  • Gay men: 0.0% of all households

Housing units in zip code 55390 with a mortgage: 278 (43 second mortgage, 32 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 88


Median monthly owner costs for units with a mortgage: $1,409

Median monthly owner costs for units without a mortgage: $483

Residents with income below the poverty level in 2008:
This zip code:  6.8%
Whole state:  9.6%

Residents with income below 50% of the poverty level in 2008:
This zip code:  4.0%
Whole state:  4.1%

Median number of rooms in houses and condos:
Here:  6.5
State:  6.6

Median number of rooms in apartments:
Here:  4.2
State:  3.7


Zip code 55390 close-up map

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Notable locations in this zip code not listed on our city pages:

Church in zip code 55390: Swedesburg Church (A). Display/hide its location on the map

Cemeteries: Mission Cemetery (1), Nylunda Cemetery (2), Woodland Cemetery (3). Display/hide their locations on the map

Lakes, reservoirs, and swamps: Little Waverly Lake (A), Yager Lake (B), Ida, Lake (C), Mains Lake (D), Lauzers Lake (E), Dog Lake (F), Little Waverly Lake (G), Ruckles Lake (H). Display/hide their locations on the map

Parks in zip code 55390 include: Humphrey-Arends Memorial County Park (1), Yager County Park (2). Display/hide their locations on the map

Post office: Waverly Post Office (A). Display/hide its location on the map

 

Year house built:
  • 1999 to March 2000: 24
  • 1995 to 1998: 55
  • 1990 to 1994: 52
  • 1980 to 1989: 65
  • 1970 to 1979: 119
  • 1960 to 1969: 71
  • 1950 to 1959: 91
  • 1940 to 1949: 50
  • 1939 or earlier: 191



Zip code 55390 satellite photo by USGS


Bedrooms in owner-occupied houses in Waverly, MN (55390):
  • no bedroom: 0
  • 1 bedrooms: 11
  • 2 bedrooms: 129
  • 3 bedrooms: 264
  • 4 bedrooms: 129
  • 5 or more bedrooms: 33


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 26
  • 2 bedrooms: 31
  • 3 bedrooms: 16
  • 4 bedrooms: 5
  • 5 or more bedrooms: 0



Vehicles available in 55390 zip code in owner-occupied houses/condos:
  • no vehicle: 8
  • 1 vehicle: 93
  • 2 vehicles: 249
  • 3 vehicles: 149
  • 4 vehicles: 55
  • 5 or more vehicles: 12


Vehicles available in renter-occupied apartments:
  • no vehicle: 9
  • 1 vehicle: 31
  • 2 vehicles: 36
  • 3 vehicles: 2
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2008:

Zip code 55390 household income distribution in 2008

Zip code 55390 house/condo values in 2008


Estimate of home value of owner-occupied houses/condos in 2008 in zip code 55390:

  • Less than $10,000: 2
  • $10,000 to $14,999: 1
  • $15,000 to $19,999: 1
  • $20,000 to $24,999: 2
  • $25,000 to $29,999: 1
  • $35,000 to $39,999: 1
  • $40,000 to $49,999: 2
  • $50,000 to $59,999: 5
  • $60,000 to $69,999: 3
  • $70,000 to $79,999: 4
  • $80,000 to $89,999: 5
  • $90,000 to $99,999: 6
  • $100,000 to $124,999: 36
  • $125,000 to $149,999: 55
  • $150,000 to $174,999: 63
  • $175,000 to $199,999: 75
  • $200,000 to $249,999: 146
  • $250,000 to $299,999: 110
  • $300,000 to $399,999: 142
  • $400,000 to $499,999: 67
  • $500,000 to $749,999: 46
  • $750,000 to $999,999: 9
  • $1,000,000 or more: 17
 



55390 rent paid by renters


Rent paid by renters in 2008 in zip code 55390:

  • $100 to $149: 2
  • $150 to $199: 4
  • $200 to $249: 3
  • $250 to $299: 1
  • $300 to $349: 10
  • $350 to $399: 14
  • $400 to $449: 11
  • $450 to $499: 7
  • $500 to $549: 10
  • $550 to $599: 8
  • $600 to $649: 4
  • $650 to $699: 4
  • $750 to $799: 2
  • $800 to $899: 3
  • No cash rent: 10
 


Median price asked for vacant for-sale houses and condos in 2008: $294,178.


Estimated median house (or condo) value in 2008 for:

  • White Non-Hispanic householders: $227,558
  • Black or African American householders: $153,878
  • Hispanic or Latino householders: $81,464

Estimated median house or condo value in 2008: $263,600 (it was $136,100 in 2000)
55390:  $263,600
Minnesota:  $213,800
Lower value quartile - upper value quartile: $143,407 - $308,974

Mean price in 2008:
Detached houses: $300,158
Here:  $300,158
State:  $263,524

Townhouses or other attached units: $549,326
Here:  $549,326
State:  $212,570

In 3-to-4-unit structures: $206,964
Here:  $206,964
State:  $196,431

Mobile homes: $65,455
Here:  $65,455
State:  $34,666


Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 638
  • One, attached: 12
  • Two: 15
  • 3 or 4: 16
  • 5 to 9: 18
  • 10 to 19: 1
  • 20 to 49: 2
  • Mobile homes: 13
  • Boats, RVs, vans, etc.: 3
55390 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 705 (75%)
  • Carpooled: 124 (13%)
  • Bus or trolley bus: 2 (0%)
  • Walked: 30 (3%)
  • Other means: 6 (1%)
  • Worked at home: 69 (7%)
 

55390 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 44
  • 5 to 9 minutes: 83
  • 10 to 14 minutes: 91
  • 15 to 19 minutes: 100
  • 20 to 24 minutes: 87
  • 25 to 29 minutes: 26
  • 30 to 34 minutes: 85
  • 35 to 39 minutes: 27
  • 40 to 44 minutes: 56
  • 45 to 59 minutes: 134
  • 60 to 89 minutes: 107
  • 90 or more minutes: 27
 

Percentage of zip code residents living and working in this county: 47.5%


Household type by relationship
Households: 1,794

  • In family households: 1,618 (436 male householders, 57 female householders)
    454 spouses, 606 children (537 natural, 9 adopted, 60 stepchildren), 4 grandchildren, 15 brothers or sisters, 3 parents, 12 other relatives, 31 non-relatives
  • In nonfamily households: 176 (88 male householders (70 living alone)), 59 female householders (53 living alone)), 29 nonrelatives
  • In group quarters: 46 (11 institutionalized population)

Size of family households: 197 2-persons, 108 3-persons, 103 4-persons, 46 5-persons, 28 6-persons, 11 7-or-more-persons.

Size of nonfamily households: 123 1-person, 21 2-persons, 2 3-persons, 1 4-persons.

393 married couples with children.
61 single-parent households (30 men, 31 women).

97.9% of residents of 55390 zip code speak English at home.
1.1% of residents speak Spanish at home (39% very well, 44% well, 17% not well).
0.8% of residents speak other Indo-European language at home (85% very well, 15% not well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 10 (0.6%)
(40.0% of them are naturalized citizens)

This zip code:  0.6%
Whole state:  5.3%

Most common places of birth for the foreign-born residents:



  • Sweden (20%)
  • Thailand (20%)
  • Vietnam (20%)
  • Other Eastern Africa (20%)
  • Canada (20%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 2
  • 1990 to 1994: 2
  • 1985 to 1989: 2
  • 1980 to 1984: 0
  • 1975 to 1979: 0
  • 1970 to 1974: 0
  • 1970 to 1974: 2
  • 1965 to 1969: 2

White population: 1,772
Black population: 2
American Indian population: 1
Asian population: 3
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 1
Two or more races population: 11

First ancestries reported:

 German: 750
 Irish: 190
 Norwegian: 126
 Swedish: 105
 Polish: 64
 Other groups: 59
 United States or American: 58
 French (except Basque): 51
 English: 26
 French Canadian: 25
 Finnish: 22
 Czech: 19
 Scandinavian: 18
 Scotch-Irish: 11
 Dutch: 9
 Scottish: 9
 Danish: 8
 Czechoslovakian: 7
 Italian: 5
 Belgian: 4
 Austrian: 4
 European: 3
 Arab:: 2
 Bulgarian: 2
 Hungarian: 2
 Syrian: 2
 Swiss: 2
 Ukrainian: 2
 Welsh: 2



facilities with environmental interests located in this zip code:

  • MOYS CUSTOM PAINTING AND COLLISION INC (811 PACIFIC AVE in WAVERLY, MN)
    STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MNR000061234, CESQG, RCRIS-MNR000061234,
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC classification: TOP, BODY, AND UPHOLSTERY REPAIR SHOPS AND PAINT SHOPS
    Business NAICS classification: AUTOMOTIVE BODY, PAINT, AND INTERIOR REPAIR AND MAINTENANCE.
    Organizations: MOY LANCE AND CHUCK (CONTACT/OWNER) , MOY S CUSTOM PAINTING & COLLISION INC (CONTACT/OWNER)
    Alternative names: MOYS CUSTOM PAINTING& COLL INC
  • CHARTER BEHAVIOUR HEALTH NEW BEGIN (109 NORTH SHORE DRIVE in WAVERLY, MN)
    (National Center for Education Statistics) - STATE ID-012687741
    Organizations: HOWARD LAKE-WAVERLY-WINSTED (SCHOOL DISTRICT)


Median worth of mobile homes: $48,372

Zip code 55390 marital status for males
Zip code 55390 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 2%

Most commonly used house heating fuel:
  • Bottled, tank, or LP gas (35%)
  • Utility gas (33%)
  • Electricity (14%)
  • Fuel oil, kerosene, etc. (12%)
  • Wood (5%)
  • Other fuel (1%)


Place of birth for U.S.-born residents:

  • This state: 1637
  • Northeast: 14
  • Midwest: 109
  • South: 31
  • West: 34

67% of the 55390 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 44% lived in this county.
   Out of people who lived in different counties, 83% lived in Minnesota.

Population in 1990: 1,691. Population change in the 1990s: +99 (+5.9%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 18
Here:  7.8%
Minnesota:  11.7%

Students in private schools in grades 9 to 12 (high school): 8
Here:  5.8%
Minnesota:  6.8%

Students in private undergraduate colleges: 7
Here:  21.2%
Minnesota:  24.6%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Construction: Framing Contractors (250-499 employees: 1 establishment, 5-9 employees: 1 establishment)
  • Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (50-99: 1)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19: 1, 1-4: 1)
  • Finance and Insurance: Commercial Banking (10-19: 1)
  • Construction: Electrical Contractors (5-9: 1)
  • Other Services (except Public Administration): Civic and Social Organizations (5-9: 1)
  • Other Services (except Public Administration): Religious Organizations (5-9: 1)
  • Construction: Drywall and Insulation Contractors (5-9: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




35 people in homes or halfway houses for drug/alcohol abuse
10 people in training schools for juvenile delinquents


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED14$197,701146$172,182145$185,39224$100,96446$167,3825$55,412
APPLICATIONS APPROVED, NOT ACCEPTED0$019$150,22321$162,9291$16,9106$116,6171$30,050
APPLICATIONS DENIED0$082$168,919137$195,53222$95,67037$199,36410$36,629
APPLICATIONS WITHDRAWN2$186,43022$145,40545$230,1887$122,9017$111,7641$15,970
FILES CLOSED FOR INCOMPLETENESS0$011$210,97814$210,7841$187,8404$145,1080$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 1011.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED54$197,14514$225,6097$210,2471$160,600
APPLICATIONS APPROVED, NOT ACCEPTED8$130,7845$225,7842$162,9500$0
APPLICATIONS DENIED0$02$372,3951$523,1300$0
APPLICATIONS WITHDRAWN3$194,4130$01$196,2900$0
FILES CLOSED FOR INCOMPLETENESS1$200,0500$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 1011.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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